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Cases / NOI-2026-03665

SHARAD ZUMBERLAL KOTHARI

PNB_HFLLAN NHL/AHMD/0726/5152684 Challan paid · our move File on IGRSend the draft 1All documentsMails & papers 8
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs2 still to come
7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Payment screenshot — shows ₹17,800; money not verified yetopen
✓Paid challan (GRAS)open
✓Bank's calculation sheet — inside kothari sanction letter.pdfopen
✓Aadhaar card — inside END USE PSL CRE KYC APP & CO APP.popen
✓Index II — inside END USE PSL CRE KYC APP & CO APP.popen
✓PAN card — inside END USE PSL CRE KYC APP & CO APP.popen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
All files (5)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹17,840.20 is still not in our account. Chase the branch for it.
  • Payment proof is from 2026-07-31 — an old receipt?
MoneyWaiting for the credit
₹17,840.20CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹17,800; we wait for the credit itself
Ask for the exact ₹17,840.20. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%6,010
Registration fee 0.5%10,010
Government handling320
Our service fee1,500.20
Total we ask for17,840.20
Screenshot ₹17,800 — ₹40 under our ask, not below the real calculation ₹17,800. Counts as full. Nothing to ask.
Screenshot ₹17,800 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-07-31 — verified when Google's NEFT lands in the PNB account (within hours).
This money went to the Google Pay Business account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 08:24 — 82 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹17,820. We ask ₹17,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 13 minour time (made after working hours) · 31 Jul 23:10
Index II —not yet
the NOI team 2 h 28 minthe branch 76 d 17 htotal 76 d 20 h so far
Now with the NOI team — e-filing on IGR
since 16:42 — 2 h 15 min of working time
Day by day — every step and who held it
31 Jul 22:57Your branch's mail
31 Jul 23:10Challan made+13 min · the NOI team
16:41Papers from your branch+76 d 17 h · the branch
16:41Papers readat once
16:42Property readat once
16:42Papers from your branchat once
16:42Papers readat once
16:42Fee quotedat once
16:42Papers from your branchat once
16:42Papers readat once
16:42Papers from your branchat once
16:42Papers readat once
Case facts
Bank
PNB_HFL
Loan amount
₹20,00,000
Loan account no.
NHL/AHMD/0726/5152684
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code
The sanction letter BASE414111
… idc Industrial Area, Midc, Ahmed Nagar, MAHARASHTRA, India, 414111 414111
The Index II DIFFERS414003
{'pin': '414003', 'area': 'Rasane Colony, Opp. Oberoi Hotel, Savedi', 'flat': 'Flat No. 102', 'road': 'Savedi Road', 'fl …
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 414111). Read the papers once — if PIN 414111 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The customer has cancelled the loan proposal. The case is closed.
the history says the next move is with no one — the case is finished — the case was cancelled
read over 1 mail(s), last mail 2026-10-16 · read 2h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (2h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH007522632202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
RE: Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHA
how it will look to the branch

Team,

Kindly check the calculation and account details (LAN: NHL/AHMD/0726/5152684).

NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount : Rs. 20,00,000

------------------------------------------------------
Stamp Duty 0.30%Rs. 6,010
Registration Fees 0.50%Rs. 10,010
Govt. Document Handling ChargesRs. 320
Service Fees for NOI FilingRs. 1,500.20

------------------------------------------------------
TOTAL AMOUNT PAYABLE : Rs. 17,840.20

Please pay the exact amount, paise included - Rs. 17,840.20 (the paise tell us it is this case's payment).

Pay online (phone or laptop) - the QR carries the exact amount, and the screenshot goes in right there:
https://ezdocs.co.in/pay/NOI-2026-03665/898456f9e6266245d7ec69b5

Payment options:

NEFT / IMPS THINKBIGZ INITIATIVE PVT LTD · Punjab National Bank
A/C 6100002100003164 · IFSC PUNB0610000 · Manpada (Thane West)
UPI 9892834356m@pnb

Kindly share the payment screenshot on this mail (or on the pay page above) to process the challan.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
OL The NOI teamTYPED IN GMAIL
22 Sep, 16:43 · 24d ago
THE APP JOINED HERE — earlier mails are on Gmail
Re: Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI

Team

For noi filing we need index 2 copy and colour selfie photo of applicant

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 22 Aug 2026 at 12:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 11:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 3 Aug 2026 at 14:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 1 Aug 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 31 Jul 2026 at 22:58, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: Dear Sir Please provide challan Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 Internal From: Tejas Deshmukh Sent: 31 July 2026 21:43 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Subject: Kindly process for NOI with challan 0.3 & 0.5 in below case : HOU/AHMD/0726/5158987 PRIYANKA PANKAJ BURHADE Dear Sir, Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI SRO office no 2 Customer Name SHARAD ZUMBERLAL KOTHARI Lan No NHL/AHMD/0726/5152684 Loan Amount 2000000 LOAN AMOUNT 2000000 0.3% 6000 0.5% 10000 FEES 1800/- TOTAL 17800 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy ATTCHED *Form A2 or Soft copy of photograph attached *Payment details Attached Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 From: Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Sent: 31 July 2026 21:38 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > Subject: Kothari - Equitable Payment Fees
🤖 read: asks the branch for documents, a clarification — “For noi filing we need index 2 copy and colour selfie photo of applicant”
5 more mails in between — open
OL The NOI teamTYPED IN GMAIL
06 Oct, 13:32 · 10d ago

Team

For noi filing we need index 2 copy and colour selfie photo of applican

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 22 Sept 2026 at 16:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 12:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 11:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 3 Aug 2026 at 14:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 1 Aug 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 31 Jul 2026 at 22:58, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: Dear Sir Please provide challan Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 Internal From: Tejas Deshmukh Sent: 31 July 2026 21:43 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Subject: Kindly process for NOI with challan 0.3 & 0.5 in below case : HOU/AHMD/0726/5158987 PRIYANKA PANKAJ BURHADE Dear Sir, Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI SRO office no 2 Customer Name SHARAD ZUMBERLAL KOTHARI Lan No NHL/AHMD/0726/5152684 Loan Amount 2000000 LOAN AMOUNT 2000000 0.3% 6000 0.5% 10000 FEES 1800/- TOTAL 17800 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy ATTCHED *Form A2 or Soft copy of photograph attached *Payment details Attached Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 From: Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Sent: 31 July 2026 21:38 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > Subject: Kothari - Equitable Payment Fees
🤖 read: asks the branch for documents — “For noi filing we need index 2 copy and colour selfie photo of applican”
OL The NOI teamTYPED IN GMAIL
08 Oct, 13:07 · 8d ago

Team

For noi filing we need index 2 copy and colour selfie photo of applican

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 12:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 11:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 3 Aug 2026 at 14:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 1 Aug 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 31 Jul 2026 at 22:58, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: Dear Sir Please provide challan Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 Internal From: Tejas Deshmukh Sent: 31 July 2026 21:43 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Subject: Kindly process for NOI with challan 0.3 & 0.5 in below case : HOU/AHMD/0726/5158987 PRIYANKA PANKAJ BURHADE Dear Sir, Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI SRO office no 2 Customer Name SHARAD ZUMBERLAL KOTHARI Lan No NHL/AHMD/0726/5152684 Loan Amount 2000000 LOAN AMOUNT 2000000 0.3% 6000 0.5% 10000 FEES 1800/- TOTAL 17800 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy ATTCHED *Form A2 or Soft copy of photograph attached *Payment details Attached Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 From: Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Sent: 31 July 2026 21:38 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > Subject: Kothari - Equitable Payment Fees
🤖 read: asks the branch for documents — “For noi filing we need index 2 copy and colour selfie photo of applican”
OL The NOI teamTYPED IN GMAIL
10 Oct, 13:21 · 6d ago

Team

For noi filing we need index 2 copy and colour selfie photo of applicanT.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 13:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 12:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 11:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 3 Aug 2026 at 14:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 1 Aug 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 31 Jul 2026 at 22:58, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: Dear Sir Please provide challan Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 Internal From: Tejas Deshmukh Sent: 31 July 2026 21:43 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Subject: Kindly process for NOI with challan 0.3 & 0.5 in below case : HOU/AHMD/0726/5158987 PRIYANKA PANKAJ BURHADE Dear Sir, Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI SRO office no 2 Customer Name SHARAD ZUMBERLAL KOTHARI Lan No NHL/AHMD/0726/5152684 Loan Amount 2000000 LOAN AMOUNT 2000000 0.3% 6000 0.5% 10000 FEES 1800/- TOTAL 17800 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy ATTCHED *Form A2 or Soft copy of photograph attached *Payment details Attached Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 From: Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Sent: 31 July 2026 21:38 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > Subject: Kothari - Equitable Payment Fees
🤖 read: asks the branch for documents, a clarification — “For noi filing we need index 2 copy and colour selfie photo of applicanT.”
OL The NOI teamTYPED IN GMAIL
14 Oct, 15:28 · 2d ago

Team

For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 10 Oct 2026 at 13:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicanT. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 12:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 11:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 3 Aug 2026 at 14:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 1 Aug 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 31 Jul 2026 at 22:58, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: Dear Sir Please provide challan Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 Internal From: Tejas Deshmukh Sent: 31 July 2026 21:43 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Subject: Kindly process for NOI with challan 0.3 & 0.5 in below case : HOU/AHMD/0726/5158987 PRIYANKA PANKAJ BURHADE Dear Sir, Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI SRO office no 2 Customer Name SHARAD ZUMBERLAL KOTHARI Lan No NHL/AHMD/0726/5152684 Loan Amount 2000000 LOAN AMOUNT 2000000 0.3% 6000 0.5% 10000 FEES 1800/- TOTAL 17800 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy ATTCHED *Form A2 or Soft copy of photograph attached *Payment details Attached Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 From: Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Sent: 31 July 2026 21:38 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > Subject: Kothari - Equitable Payment Fees
🤖 read: asks the branch for documents, a clarification — “For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..”
OL The NOI teamTYPED IN GMAIL
16 Oct, 13:33 · 5h ago

Team

For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 14 Oct 2026 at 15:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 10 Oct 2026 at 13:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicanT. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 12:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 11:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 3 Aug 2026 at 14:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 1 Aug 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 31 Jul 2026 at 22:58, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: Dear Sir Please provide challan Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 Internal From: Tejas Deshmukh Sent: 31 July 2026 21:43 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Subject: Kindly process for NOI with challan 0.3 & 0.5 in below case : HOU/AHMD/0726/5158987 PRIYANKA PANKAJ BURHADE Dear Sir, Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI SRO office no 2 Customer Name SHARAD ZUMBERLAL KOTHARI Lan No NHL/AHMD/0726/5152684 Loan Amount 2000000 LOAN AMOUNT 2000000 0.3% 6000 0.5% 10000 FEES 1800/- TOTAL 17800 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy ATTCHED *Form A2 or Soft copy of photograph attached *Payment details Attached Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 From: Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Sent: 31 July 2026 21:38 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > Subject: Kothari - Equitable Payment Fees
🤖 read: asks the branch for documents, a clarification — “For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..”
TD tejas.deshmukh@pnbhousing.com pnbhousing.com
16 Oct, 16:38 · 2h ago
RE: Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI
Dear Sir

Customer cancel the loan proposal

Kindly remove from pending MIS

Tejas Deshmukh

Customer Service Manager Loans

203 Second Floor, Sai Midas Touch

Nagar Manmad Road

Savedi Ahmednagar

Contact number9766628890

0241-2414455

Internal

From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:16 October 2026 13:34
To:Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>; Suraj Deshpande <suraj.deshpande@pnbhousing.com>
Cc:Pankaj Ajabe <pankaj.ajabe@pnbhousing.com>; Prakash Umesh Manodiya <prakash.manodiya@phfl.com>
Subject:Re: Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI
ExerciseSecured by Check Point

Team

For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 14 Oct 2026 at 15:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 10 Oct 2026 at 13:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicanT. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 12:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 11:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 3 Aug 2026 at 14:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 1 Aug 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 31 Jul 2026 at 22:58, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: Dear Sir Please provide challan Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 Internal From: Tejas Deshmukh Sent: 31 July 2026 21:43 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Subject: Kindly process for NOI with challan 0.3 & 0.5 in below case : HOU/AHMD/0726/5158987 PRIYANKA PANKAJ BURHADE Dear Sir, Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI SRO office no 2 Customer Name SHARAD ZUMBERLAL KOTHARI Lan No NHL/AHMD/0726/5152684 Loan Amount 2000000 LOAN AMOUNT 2000000 0.3% 6000 0.5% 10000 FEES 1800/- TOTAL 17800 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy ATTCHED *Form A2 or Soft copy of photograph attached *Payment details Attached Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 From: Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Sent: 31 July 2026 21:38 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > Subject: Kothari - Equitable Payment Fees
🤖 read: note: Customer cancelled the loan proposal.
OL The NOI teamTYPED IN GMAIL
16 Oct, 17:19 · 1h ago

Cancelled.

Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Fri, 16 Oct 2026 at 16:38, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: Dear Sir Customer cancel the loan proposal Kindly remove from pending MIS Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 16 October 2026 13:34 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com >; Suraj Deshpande < suraj.deshpande@pnbhousing.com > Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Subject: Re: Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI Exercise Secured by Check Point Team For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 14 Oct 2026 at 15:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 10 Oct 2026 at 13:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicanT. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 8 Oct 2026 at 13:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 6 Oct 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applican Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 22 Sept 2026 at 16:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 12:00, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 11:52, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team For noi filing we need index 2 copy and colour selfie photo of applicant Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 3 Aug 2026 at 14:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 1 Aug 2026 at 13:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.... Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 31 Jul 2026 at 22:58, Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > wrote: Dear Sir Please provide challan Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 Internal From: Tejas Deshmukh Sent: 31 July 2026 21:43 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Pankaj Ajabe < pankaj.ajabe@pnbhousing.com >; Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Subject: Kindly process for NOI with challan 0.3 & 0.5 in below case : HOU/AHMD/0726/5158987 PRIYANKA PANKAJ BURHADE Dear Sir, Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHARI SRO office no 2 Customer Name SHARAD ZUMBERLAL KOTHARI Lan No NHL/AHMD/0726/5152684 Loan Amount 2000000 LOAN AMOUNT 2000000 0.3% 6000 0.5% 10000 FEES 1800/- TOTAL 17800 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy ATTCHED *Form A2 or Soft copy of photograph attached *Payment details Attached Tejas Deshmukh Customer Service Manager Loans 203 Second Floor, Sai Midas Touch Nagar Manmad Road Savedi Ahmednagar Contact number – 9766628890 0241-2414455 From: Prakash Umesh Manodiya < prakash.manodiya@phfl.com > Sent: 31 July 2026 21:38 To: Tejas Deshmukh < tejas.deshmukh@pnbhousing.com > Subject: Kothari - Equitable Payment Fees
🤖 read: The NOI has been cancelled.

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ Bank's calculation sheet inside kothari sanction letter.pdf
filed 2h ago
Other+ Aadhaar card inside+ Index II inside+ PAN card inside END USE PSL CRE KYC APP & CO APP.pdf
filed 2h ago
Payment screenshot TransactionReceipt3107187975060637450.jpeg
filed 2h ago
Other image001.png
filed 2h ago
Paid challan (GRAS) SHARAD ZUMBERLAL KOTHAR EchallanMH007522632202627E.pdf
filed 2h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹17,840.20
Where it stands
waiting for the credit
Screenshot claims
₹17,800 469857758141
Screenshot ₹17,800 — ₹40 under our ask, not below the real calculation ₹17,800. Counts as full. Nothing to ask.
Screenshot ₹17,800 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-07-31 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
—
Verified on
not yet
stale_claim:2026-07-31:77d

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹6,010₹10,010₹320 ₹1,500₹17,840
By law ₹17,820. We ask ₹17,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

25 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Floor, Property type (Open / Building / Open + Building) …
12 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Building (with wing) …
✗ EzDocs found boxes that do NOT agree with the document (2h ago) — open the verification page; they are marked in red.
not verified yetsource: the sanction letter (kothari sanction letter.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
⚠ not in the document
Floor
empty
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Plot No M-57, MULA GASES PRIVATE LIMITED, Nagapur, Nr. Mauli Hotel, Nr. Vakhar Mahamandal, Ahmed Nagar, Midc Industrial Area, Midc, Ahmed Nagar, MAHARASHTRA, India, 414111
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
kothari sanction letter.pdf
as printed
PLOT NO M-57, MULA GASES PRIVATE LIMITED, NAGAPUR, NR. MAULI HOTEL, NR. VAKHAR MAHAMANDAL, AHMED NAGAR, MIDC INDUSTRIAL AREA, MIDC, AHMED NAGAR, MAHARASHTRA, INDIA, 414111
PIN
414111
the Index II the borrower’s home — not the property
END USE PSL CRE KYC APP & CO APP.pdf
the address
{'PIN': '414003', 'AREA': 'RASANE COLONY, OPP. OBEROI HOTEL, SAVEDI', 'FLAT': 'FLAT NO. 102', 'ROAD': 'SAVEDI ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'SILVER LEAF', 'DISTRICT': 'AHMADNAGAR', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'AHMADNAGAR'}
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO M-57 MULA GASES PRIVATE LIMITED NAGAPUR NR MAULI HOTEL NR VAKHAR MAHAMANDAL AHMED NAGAR
Locality/Road
MIDC INDUSTRIAL AREA MIDC MAHARASHTRA
Area/City
AHMED NAGAR
check or correct a box, the papers beside it →
the Index II also prints: 102, 414003, AHMADNAGAR, LEAF, NONE, OBEROI, RASANE, SAVEDI, SILVER
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorSHARAD ZUMBERLAL KOTHARIACTPK5351P…2501

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quotetejas.deshmukh@pnbhousing.com 2h ago
document chasetejas.deshmukh@pnbhousing.com 2h ago
What EzDocs read from each document — check anything marked in red
Sanction letter kothari sanction letter.pdf needs your check
lan
NHL/AHMD/0726/5152684
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'SHARAD ZUMBERLAL KOTHARI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SUVARNA SHARAD KOTHARI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MULA GASES PRIVATE LIMITED', 'role': 'applicant',
confidence
1
rate words
PNBRRR * 13.15% per annum 6. Applicable Rate of Interest * 13.15% -3.45% = 9.70% per annum as on the date of execution of the loan agreement
loan amount
2000000
rate spread
-3.45
final amount
2000000
interest rate
9.7
sanction date
29-Jul-2026
letter version
8
reference rate
13.15
applicant email
kotharisharad6@gmail.com
applicant names
SHARAD ZUMBERLAL KOTHARI, SUVARNA SHARAD KOTHARI, MULA GASES PRIVATE LIMITED
printed altered
False
applicant mobile
9822434510
balance transfer
False
property address
pin: 414111; state: MAHARASHTRA; taluka: Midc; district: Ahmed Nagar; landmark: Nr. Mauli Hotel, Nr. Vakhar Mahamandal; Address: Plot No M-57, MULA GASES PRIVATE LIMITED, Nagapur, Nr. Mauli Hotel, Nr. Vakhar Mahaman
insurance premium
0
final amount label
Total Loan Amount
includes insurance
False
total with insurance
2000000
security address verbatim
Plot No M-57, MULA GASES PRIVATE LIMITED, Nagapur, Nr. Mauli Hotel, Nr. Vakhar Mahamandal, Ahmed Nagar, Midc Industrial Area, Midc, Ahmed Nagar, MAHARASHTRA, India, 414111
applicant address verbatim
SILVER LEAF, FLAT NO 102,, RASANE COLONY, SAVEDI, SAVEDI ROAD,,., Ahmed Nagar, MAHARASHTRA, 414003, India
raw reading (for Abhijit)
{'lan': 'NHL/AHMD/0726/5152684', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SHARAD ZUMBERLAL KOTHARI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SUVARNA SHARAD KOTHARI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MULA GASES PRIVATE LIMITED', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\n6. Applicable Rate of Interest * 13.15% -3.45% = 9.70% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2000000, 'rate_spread': -3.45, 'final_amount': 2000000, 'interest_rate': 9.7, 'quality_issue': None, 'sanction_date': '29-Jul-2026', 'letter_version': '8', 'reference_rate': 13.15, 'applicant_email': 'kotharisharad6@gmail.com', 'applicant_names': ['SHARAD ZUMBERLAL KOTHARI', 'SUVARNA SHARAD KOTHARI', 'MULA GASES PRIVATE LIMITED'], 'printed_altered': False, 'applicant_mobile': '9822434510', 'balance_transfer': False, 'property_address': {'pin': '414111', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Midc', 'flat_no': None, 'district': 'Ahmed Nagar', 'floor_no': None, 'landmark': 'Nr. Mauli Hotel, Nr. Vakhar Mahamandal', 'full_address': 'Plot No M-57, MULA GASES PRIVATE LIMITED, Nagapur, Nr. Mauli Hotel, Nr. Vakhar Mahamandal, Ahmed Nagar, Midc Industrial Area, Midc, Ahmed Nagar, MAHARASHTRA, India, 414111', 'village_city': 'Nagapur', 'building_name': 'MULA GASES PRIVATE LIMITED', 'survey_or_cts_no': 'M-57'}, 'insurance_premium': 0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 2000000, 'security_address_verbatim': 'Plot No M-57, MULA GASES PRIVATE LIMITED, Nagapur, Nr. Mauli Hotel, Nr. Vakhar Mahamandal, Ahmed Nagar, Midc Industrial Area, Midc, Ahmed Nagar, MAHARASHTRA, India, 414111', 'applicant_address_verbatim': 'SILVER LEAF, FLAT NO 102,, RASANE COLONY, SAVEDI, SAVEDI ROAD,,., Ahmed Nagar, MAHARASHTRA, 414003, India'}
Other END USE PSL CRE KYC APP & CO APP.pdf needs your check
dob
1959-10-26
pan
ACTPK5351P
name
SHARAD ZUMBERLAL KOTHARI
legible
True
father name
ZUMBERLAL MOTILAL KOTHARI
raw reading (for Abhijit)
{'dob': '1959-10-26', 'pan': 'ACTPK5351P', 'name': 'SHARAD ZUMBERLAL KOTHARI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ZUMBERLAL MOTILAL KOTHARI', 'aadhaar_last4': None, 'quality_issue': None}
Other END USE PSL CRE KYC APP & CO APP.pdf needs your check
dob
1959-10-26
name
Sharad Zumberlal Kothari
mobile
9822434510
address
pin: 414003; area: Rasane Colony, Opp. Oberoi Hotel, Savedi; flat: Flat No. 102; road: Savedi Road; state: Maharashtra; building: Silver Leaf; district: Ahmadnagar; Village: Ahmadnagar
legible
True
aadhaar last4
2501
raw reading (for Abhijit)
{'dob': '1959-10-26', 'pan': None, 'name': 'Sharad Zumberlal Kothari', 'mobile': '9822434510', 'address': {'pin': '414003', 'area': 'Rasane Colony, Opp. Oberoi Hotel, Savedi', 'flat': 'Flat No. 102', 'road': 'Savedi Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Silver Leaf', 'district': 'Ahmadnagar', 'post_office': None, 'village_city': 'Ahmadnagar'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2501', 'quality_issue': None}
Other END USE PSL CRE KYC APP & CO APP.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot TransactionReceipt3107187975060637450.jpeg needs your check
utr
469857758141
date
2026-07-31
time
21:37
amount
17800
method
PhonePe
payee upi
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '469857758141', 'date': '2026-07-31', 'time': '21:37', 'amount': 17800, 'method': 'PhonePe', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) SHARAD ZUMBERLAL KOTHAR EchallanMH007522632202627E.pdf needs your check
grn
MH007522632202627E
pin
414111
total
16020.0
article
6(1)
defaced
False
bank cin
03006172026080100378
district
AHMEDNAGAR
area city
AHMEDNAGAR
payer pan
ACTXXXXXXP
flat block
PLOT NO M-57, MULA GASES PRIVATE LIMITED, NAGAPUR, NR. MAULI HOTEL, NR. VAKHAR MAHAMANDAL
payer name
SHARAD ZUMBERLAL KOTHARI
sro office
ALR2_AHILYANAGAR 2 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2000000
scheme rows
{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4510
payment date
31/07/2026-23:10:21
road locality
AHMED NAGAR, MIDC INDUSTRIAL AREA, MIDC, AHMED NAGAR, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2000000
raw reading (for Abhijit)
{'grn': 'MH007522632202627E', 'pin': '414111', 'total': 16020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026080100378', 'district': 'AHMEDNAGAR', 'area_city': 'AHMEDNAGAR', 'payer_pan': 'ACTXXXXXXP', 'flat_block': 'PLOT NO M-57, MULA GASES PRIVATE LIMITED, NAGAPUR, NR. MAULI HOTEL, NR. VAKHAR MAHAMANDAL', 'payer_name': 'SHARAD ZUMBERLAL KOTHARI', 'sro_office': 'ALR2_AHILYANAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2000000', 'scheme_rows': [{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4510', 'payment_date': '31/07/2026-23:10:21', 'road_locality': 'AHMED NAGAR, MIDC INDUSTRIAL AREA, MIDC, AHMED NAGAR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2000000'}
Sanction letter kothari sanction letter.pdf needs your check
legible
True
loan label
Loan Amount
loan words
2. Loan Amount INR 2000000 (INR Twenty Lakh Only)
loan amount
2000000
whose table
pnb Housing Finance Limited
raw reading (for Abhijit)
{'total': None, 'legible': True, 'loan_label': 'Loan Amount', 'loan_words': '2. Loan Amount INR 2000000 (INR Twenty Lakh Only)', 'stamp_duty': None, 'loan_amount': 2000000, 'service_fee': None, 'whose_table': 'pnb Housing Finance Limited', 'handling_charge': None, 'registration_fee': None}
Other END USE PSL CRE KYC APP & CO APP.pdf needs your check
kind
index2_input
extracted
doc_kind: I CANNOT TELL; mortgagors: ['Sharad Zumberlal Kothari', 'Suvarna Sharad Kothari']; loan_amount: 20000000
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_kind': 'I CANNOT TELL', 'mortgagors': ['Sharad Zumberlal Kothari', 'Suvarna Sharad Kothari'], 'loan_amount': 20000000}}
Payment screenshot TransactionReceipt3107187975060637450.jpeg needs your check
payments inside
payments: [{'utr': '469857758141', 'date': '2026-07-31', 'page': 1, 'time': '21:37', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 17800.0, 'direction': 'debit', 'narration': 'T2607312137325788823564', 'proof_kind':
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '469857758141', 'date': '2026-07-31', 'page': 1, 'time': '21:37', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 17800.0, 'direction': 'debit', 'narration': 'T2607312137325788823564', 'proof_kind': 'success_screen'}]}}
Technical record (for Abhijit — safe to ignore)
1h agoEzDocsextra_challan_scanned{'found': 0}
1h agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'END USE PSL CRE KYC APP & CO APP.pdf', 'kind': 'index2'}
2h agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village', 'why': '
2h agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': 'bdd6425f-1a44-4765-a3dd-f55db16cf4c7'}
2h agoEzDocshidden_payment_scan{'file': 'TransactionReceipt3107187975060637450.jpeg', 'kind': None, 'found': 1, 'doc_id': 'ab397d9e-9e66-4a82-b5f8-4f575a9bcba7', 'fetched': True}
2h agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'TransactionReceipt3
2h agoEzDocsstale_claim_flagged{'age_days': 77, 'claim_date': '2026-07-31'}
2h agoEzDocsclaim_part_duplicate{'utr': '469857758141', 'date': '2026-07-31', 'parts': 1, 'amount': 17800.0, 'claimed_total': 17800.0}
2h agoEzDocsindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'END USE PSL CRE KYC APP & CO APP.pdf', 'doc_id': '500b36fa-8810-4986-9e73-2d4f990
2h agoEzDocsreader_home_address{'fp': '2252b7de6465297b', 'from': 'the sanction letter (kothari sanction letter.pdf)', 'home': {'pin': '414003', 'area': 'RASANE COLONY, SAVEDI', 'flat': 'FLAT NO 102', 'road': 'SAVEDI ROAD', 'state': 'MAHARASHTRA', 'bu
2h agoEzDocsindex2_sweep_tried{'why': 'the Index II on this case could not be read into the boxes — the button on the case tries again', 'error': 'no property description could be read out of that Index II'}
2h agoEzDocsmoney_settled{'fp': 'ffc259b916b0c965', 'held': 2000000.0, 'asked': True, 'action': 'held', 'agrees': False, 'amount': None, 'papers': [{'lan': '', 'file': 'kothari sanction letter.pdf', 'kind': 'branch_calc', 'dated': '', 'amount':
2h agoEzDocsmoney_not_settled{'why': 'the papers on this file do not settle what the loan is. The challan waits until a person decides — a figure no paper supports is how money is lost quietly', 'held': 2000000.0, 'papers': [{'lan': '', 'file': 'kot
2h agoEzDocsfile_note490{'v': '1', 'at': '2026-10-16T11:13:23', 'why': 'reading', 'open': 5, 'mails': [{'at': '2026-10-16 11:08', 'id': '1a144664a9b5e9bf', 'from': 'branch', 'gist': 'Customer cancelled the loan proposal and requests removal fro
2h agoEzDocsproperty_english_extracted{'note': '', 'village': 'Nagar', 'building': None, 'specific_unit_found': True}
2h agoEzDocsindex2_input_received{'file': 'END USE PSL CRE KYC APP & CO APP.pdf'}
2h agoEzDocsbundle_holds503{'why': 'EzDocs (reading the whole file) found these inside this paper; the label at the door had not — they count on the case now and are read for what they give', 'file': 'END USE PSL CRE KYC APP & CO APP.pdf', 'found': ['index
2h agoEzDocsbranch_calc_read{'why': "the branch's own working, read for the figure it was computed on — a witness to the loan including its insurance, laid beside the letters", 'file': 'kothari sanction letter.pdf', 'label': 'Loan Amount', 'words':
2h agoEzDocsbundle_holds503{'why': 'EzDocs (reading the whole file) found these inside this paper; the label at the door had not — they count on the case now and are read for what they give', 'file': 'kothari sanction letter.pdf', 'found': ['calc_sheet'],
2h agoEzDocsbranch_from_reading501{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'AHMEDNAGAR'}
2h agoEzDocscase_read{'how': 'uri', 'tag': '572f3d322b91925e', 'docs': ['kothari sanction letter.pdf', 'END USE PSL CRE KYC APP & CO APP.pdf'], 'loan': {'amount': 2000000, 'made_of': [{'what': 'Non Housing Loan, Personal use', 'paper': 'Sanc
2h agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SHARAD ZUMBERLAL KOTHAR EchallanMH007522632202627E.pdf', 'kind'
2h agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Team,\n\nKindly share the following to process the challan:\n\n 1. Paymen
2h agoEzDocsthread_docs_swept{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 5, 'why_not': None, 'messages': 13}
2h agoEzDocsthread_documents_backfilled{'why': None, 'stored': 5, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 13, 'unreadable_threads': 0}
2h agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'ALR2_AHILYANAGAR 2 JT SUB REGISTRAR', 'district': 'AHMEDNAGAR'}
2h agoEzDocschallan_verified_against_case{'grn': 'MH007522632202627E', 'file': 'SHARAD ZUMBERLAL KOTHAR EchallanMH007522632202627E.pdf', 'checked': ['payer name']}
2h agoEzDocschallan_extracted{'grn': 'MH007522632202627E', 'heads': ['0030046401', '0030063301'], 'total': 16020.0}
2h agoEzDocschallan_identity{'why': 'article 6(1) — deposit of title deed', 'file': 'SHARAD ZUMBERLAL KOTHAR EchallanMH007522632202627E.pdf', 'inner': False, 'doc_id': 'bdd6425f-1a44-4765-a3dd-f55db16cf4c7', 'answer': 'noi', 'bank_pan': ''}
2h agoEzDocsdocument_received{'file': 'SHARAD ZUMBERLAL KOTHAR EchallanMH007522632202627E.pdf', 'doc_type': 'challan', 'confidence': 0.9}

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo
Money
₹17,800 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹17,840.20 is still not in our account. Chase the branch for it. Payment proof is from 2026-07-31 — an old receipt?
Today · 16 Oct27 things
EzDocs took 30 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:57
The branch's title document is on the case — the filing is the NOI team's move
17:02
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
16:51
The loan amount was worked out from the papers
16:43
Index II (title document) received from the branch
16:43
EzDocs read the whole file
16:43
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
16:43
An old draft withdrew itself — its asks were already answered
16:43
Documents the branch had sent were fetched from the mail thread
16:42
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
16:42
Challan re-read against the case — matches exactly
16:42
Received: Challan
SHARAD ZUMBERLAL KOTHAR EchallanMH007522632202627E.pdf
16:42
Received: other
image001.png
16:42
The branch's payment screenshot was read
16:42
Received: Payment screenshot
TransactionReceipt3107187975060637450.jpeg
16:42
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
16:42
Wrote the document chase mail — held, silent mode
RE: Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHA
16:42
One person, one row — the file's role went on the row the case already had
16:42
Wrote the fee quote mail — held, silent mode
RE: Kindly process for NOI with challan 0.3 & 0.5 in below case : NHL/AHMD/0726/5152684 SHARAD ZUMBERLAL KOTHA
16:42
One person, one row — the file's role went on the row the case already had
16:42
Received: other
END USE PSL CRE KYC APP & CO APP.pdf
16:42
The loan amount was worked out from the papers
16:42
Property address read from the sanction letter
16:42
Received: Sanction letter
kothari sanction letter.pdf
16:41
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:40
Nothing new to ask for — stayed quiet
16:39
Case opened from the branch's mail
16:38
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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