Cases / NOI-2026-02080
RAVINDRA DATTATRAY DAIVADNYA
LAN HOU/AHMD/0826/5190105
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 1All documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs3 still to come
5 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar' — open the challan file and check before anything is shared.
✓Aadhaar cardopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (7)A label is wrong? Fix it under All documents.
For you to check
- Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹4,800.05CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹4,766 receivedthe figure the branch wrote
Stamp duty 0.3%1,120
Registration fee 0.5%1,860
Government handling320
Our service fee1,500.05
Total we ask for4,800.05
the branch’s receipt claims ₹4,766 626210171085
paid 19 Sep 15:31:39 · verified 19 Sep 21:17:09 · 5 h 45 min later
How we know
Our own bank told us — 19 Sep 15:31
₹4,766 · UTR AXNGG26241757657 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.4766.00,19-09-2026 15:31:39 thru NEFT from AXNGG26241757657/GOOGLE INDIA DIGITAL. Aval Bal 427764.35 CR Helpline 18001800/18002021-PNB”
Matched by: equals the figure the branch wrote in its own mail · the payer's name is on this case's own screenshot
Paid the bank's own ₹4,766. ₹34.05 under our ask = our margin. Accepted as full.
By law ₹4,785.20. We ask ₹4,800 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹4,766 — accept as full (₹34.05 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 30 minour time (made after working hours) · 19 Sep 21:46
Index II —not yet
the NOI team 25 d 21 htotal 25 d 21 h so far
Now with the NOI team — e-filing on IGR
since 19 Sep 21:46 — 25 d 20 h of working time
Day by day — every step and who held it
19 Sep 21:15Your branch's mail
19 Sep 21:15Payment landedat once
19 Sep 21:17Papers read+1 min · the NOI team
19 Sep 21:17Fee quotedat once
19 Sep 21:17Property readat once
19 Sep 21:17Payment verifiedat once
19 Sep 21:17Ready for the challanat once
19 Sep 21:17Papers readat once
19 Sep 21:46Challan made+29 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹3,70,650
Loan account no.
HOU/AHMD/0826/5190105
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (25d ago) — open the verification page; they are marked in red.
See the boxes — read from the sanction letter
District
Ahmed Nagar
Taluka
Nagar
Village
Ahmed Nagar
Number type
SURVEY
Number
63/1
Building
KISHAN PALACE APPARTMENT
Floor
GROUND FLOOR
Flat / shop no
SG 3
Area
(empty)
Hadd
Ahmed Nagar
Read from the sanction letter, not the Index II. santion letter daivdnya.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• Build Up Area not on file — read it off the Index II / sale deed
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has sent all documents and confirmed payment. The NOI team has generated and shared the challan. The team needs to file the NOI.
the history says the next move is with the NOI team — filing the NOI
the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents
✓ loan papers sent — done, mail 1 (2026-09-19) “Kindly process for NOI Challan 0.3 & 0.5 in below case RAVINDRA DATTATRAY DAIVADNYA HOU/AHMD/0826/5190105”
✓ fee paid — the branch's words — done, mail 2 (2026-09-19) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-19) “PFA challan for the same.”
✓ challan shared — done, mail 3 (2026-09-19) “PFA challan for the same.”
✓ Index II asked for — done, mail 2 (2026-09-19) “However for noi filing we need index 2 copy .”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-19) “ATTCHED”
read over 3 mail(s), last mail 2026-09-19 · read 25d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (25d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010486243202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Re: Kindly process for NOI Challan 0.3 & 0.5 in below case RAVINDRA DATTATRAY DAIVADNYA HOU/AHMD/0826/5190105
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
TD
tejas.deshmukh@pnbhousing.com pnbhousing.com
19 Sep, 21:15 · 25d ago THE FIRST MAIL — how this case began
19 Sep, 21:15 · 25d ago THE FIRST MAIL — how this case began
Kindly process for NOI Challan 0.3 & 0.5 in below case RAVINDRA DATTATRAY DAIVADNYA HOU/AHMD/0826/5190105
📎 daivdnya adhar.pdf↗📎 santion letter daivdnya.pdf↗📎 APP PAN CARD.pdf↗📎 CO APP PAN CARD.jpg↗📎 IMG-20260919-WA0009.jpg↗📎 image001.png↗
Dear Sir
Kindly process for NOI Challan 0.3 & 0.5 in below case RAVINDRA DATTATRAY DAIVADNYA HOU/AHMD/0826/5190105
Customer nameRAVINDRA DATTATRAY DAIVADNYA
Loan account (LAN)HOU/AHMD/0826/5190105
Loan amount₹3,70,650
Stamp duty 0.30%₹1,112
Registration fee 0.50%₹1,854
Service / vendor fees₹1,800
Total₹4,766
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
SRO OFFICE NO 2
*Index II Copy
ATTCHED
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
Contact number9766628890
0241-2414455
[cid:image001.png@01DD487B.8CF5A8F0]
Internal
earlier mails quoted below
From: Pankaj Ajabe <pankaj.ajabe@pnbhousing.com>
Sent: 19 September 2026 19:46
To: Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
Subject: FW: Noi ravindra daivadnya
Internal
From: Lajaras Janardhan Sonawane <lajaras.sonawane@phfl.com<mailto:lajaras.sonawane@phfl.com>>
Sent: Saturday, September 19, 2026 5:42 PM
To: Tejas Deshmukh <tejas.deshmukh@pnbhousing.com<mailto:tejas.deshmukh@pnbhousing.com>>
Cc: Pankaj Ajabe <pankaj.ajabe@pnbhousing.com<mailto:pankaj.ajabe@pnbhousing.com>>
Subject: Noi ravindra daivadnya
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
19 Sep, 21:23 · 25d ago
19 Sep, 21:23 · 25d ago
Dear Team
We acknowledge the receipt of your mail documents and payment.We will
initiate the challan for the same.However for noi filing we need index 2
copy .
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 19 Sept 2026 at 21:16, Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
wrote:
earlier mails quoted below
Dear Sir
Kindly process for NOI Challan 0.3 & 0.5 in below case RAVINDRA
DATTATRAY DAIVADNYA HOU/AHMD/0826/5190105
SRO OFFICE NO 2
*Customer Name *
RAVINDRA DATTATRAY DAIVADNYA
*Lan No*
HOU/AHMD/0826/5190105
*Loan Amount *
370650
*LOAN AMOUNT*
370650
*0.3%*
1112
0.5%
1854
*FEES*
*1800*
*TOTAL*
4766
**Sanction Letter*
*attached*
**Customer Aadhar Card / co applicant*
*attached*
**Customer pan Card / co applicant*
*attached*
**Index II Copy *
ATTCHED
**Form A2 or Soft copy of photograph *
attached
**Payment details*
*Attached *
*Tejas Deshmukh*
*Customer Service Manager Loans*
*203 Second Floor, Sai Midas Touch*
*Nagar Manmad Road*
*Savedi Ahmednagar*
*Contact number – 9766628890*
*0241-2414455*
Internal
*From:* Pankaj Ajabe <pankaj.ajabe@pnbhousing.com>
*Sent:* 19 September 2026 19:46
*To:* Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
*Subject:* FW: Noi ravindra daivadnya
Internal
*From:* Lajaras Janardhan Sonawane <lajaras.sonawane@phfl.com>
*Sent:* Saturday, September 19, 2026 5:42 PM
*To:* Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
*Cc:* Pankaj Ajabe <pankaj.ajabe@pnbhousing.com>
*Subject:* Noi ravindra daivadnya
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
19 Sep, 21:48 · 25d ago
19 Sep, 21:48 · 25d ago
Dear Team
PFA challan for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 19 Sept 2026 at 21:23, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Dear Team
We acknowledge the receipt of your mail documents and payment.We will
initiate the challan for the same.However for noi filing we need index 2
copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Sat, 19 Sept 2026 at 21:16, Tejas Deshmukh <
tejas.deshmukh@pnbhousing.com> wrote:
> Dear Sir
>
> Kindly process for NOI Challan 0.3 & 0.5 in below case RAVINDRA
> DATTATRAY DAIVADNYA HOU/AHMD/0826/5190105
>
> SRO OFFICE NO 2
>
> *Customer Name *
>
> RAVINDRA DATTATRAY DAIVADNYA
>
> *Lan No*
>
> HOU/AHMD/0826/5190105
>
> *Loan Amount *
>
> 370650
>
> *LOAN AMOUNT*
>
> 370650
>
> *0.3%*
>
> 1112
>
> 0.5%
>
> 1854
>
> *FEES*
>
> *1800*
>
> *TOTAL*
>
> 4766
>
> **Sanction Letter*
>
> *attached*
>
> **Customer Aadhar Card / co applicant*
>
> *attached*
>
> **Customer pan Card / co applicant*
>
> *attached*
>
> **Index II Copy *
>
> ATTCHED
>
> **Form A2 or Soft copy of photograph *
>
> attached
>
> **Payment details*
>
> *Attached *
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
>
> *Tejas Deshmukh*
>
> *Customer Service Manager Loans*
>
> *203 Second Floor, Sai Midas Touch*
>
> *Nagar Manmad Road*
>
> *Savedi Ahmednagar*
>
> *Contact number – 9766628890*
>
> *0241-2414455*
>
>
>
> Internal
>
> *From:* Pankaj Ajabe <pankaj.ajabe@pnbhousing.com>
> *Sent:* 19 September 2026 19:46
> *To:* Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
> *Subject:* FW: Noi ravindra daivadnya
>
>
>
>
>
>
>
>
>
> Internal
>
> *From:* Lajaras Janardhan Sonawane <lajaras.sonawane@phfl.com>
> *Sent:* Saturday, September 19, 2026 5:42 PM
> *To:* Tejas Deshmukh <tejas.deshmukh@pnbhousing.com>
> *Cc:* Pankaj Ajabe <pankaj.ajabe@pnbhousing.com>
> *Subject:* Noi ravindra daivadnya
>
>
>
>
>
🤖 read: challan shared ✓ — “PFA challan for the same.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Aadhaar card | daivdnya adhar.pdf | filed | 25d ago |
| Sanction letter | santion letter daivdnya.pdf | filed | 25d ago |
| PAN card | APP PAN CARD.pdf | filed | 25d ago |
| PAN card | CO APP PAN CARD.jpg | filed | 25d ago |
| Payment screenshot | IMG-20260919-WA0009.jpg | filed | 25d ago |
| Other | image001.png | filed | 25d ago |
| Paid challan (GRAS) | EchallanMH010486243202627E DAIVADNYA RAVINDRA DATTATRAY.pdf | filed | 25d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹4,800.05
₹4,800.05
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹4,766 626210171085
₹4,766 626210171085
Paid at
19 Sep 15:31:39
19 Sep 15:31:39
Verified on
19 Sep 21:17:10
19 Sep 21:17:10
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹1,120 | ₹1,860 | ₹320 | ₹1,500 | ₹4,800 |
By law ₹4,785.20. We ask ₹4,800 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
38 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1) …
16 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (25d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
santion letter daivdnya.pdf
as printed
STILL GROUND FLOOR FLAT NO SG 3, PLOT NO 35, SR NO 63/1, KISHAN PALACE APPARTMENT, SAVEDI, NEAR GADEKAR CHOWK, AHMED NAGAR, NIRMAL NAGAR, AHMED NAGAR, MAHARASHTRA, INDIA, 414003
STILL GROUND FLOOR FLAT NO SG 3, PLOT NO 35, SR NO 63/1, KISHAN PALACE APPARTMENT, SAVEDI, NEAR GADEKAR CHOWK, AHMED NAGAR, NIRMAL NAGAR, AHMED NAGAR, MAHARASHTRA, INDIA, 414003
PIN
414003
414003
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO SG 3 GROUND FLOOR KISHAN PALACE APPARTMENT PLOT NO 35 SURVEY NO 63/1
FLAT NO SG 3 GROUND FLOOR KISHAN PALACE APPARTMENT PLOT NO 35 SURVEY NO 63/1
Locality/Road
NIRMAL NAGAR SAVEDI NAGAR MANMAD ROAD NEAR GADEKAR CHOWK
NIRMAL NAGAR SAVEDI NAGAR MANMAD ROAD NEAR GADEKAR CHOWK
Area/City
AHMED NAGAR
check or correct a box, the papers beside it →AHMED NAGAR
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | RAVINDRA DATTATRAY DAIVADNYA | BCMPD3006N | …9912 |
| co_mortgagor | DAIVADNYA SANDHYA RAVINDRA | BCMPD3077K |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| acknowledgement | tejas.deshmukh@pnbhousing.com | 25d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 24d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 21d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 17d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 12d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 9d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 6d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 3d ago |
| Index II chase | tejas.deshmukh@pnbhousing.com | 8h ago |
What EzDocs read from each document — check anything marked in red
Sanction letter santion letter daivdnya.pdf needs your check
lan
HOU/AHMD/0826/5190105
HOU/AHMD/0826/5190105
legible
True
True
borrowers
{'name': 'RAVINDRA DATTATRAY DAIVADNYA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANDHYA RAVINDRA DAIVADNYA', 'role': 'applicant', 'label': 'Applicant'}
{'name': 'RAVINDRA DATTATRAY DAIVADNYA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANDHYA RAVINDRA DAIVADNYA', 'role': 'applicant', 'label': 'Applicant'}
loan type
Housing Loan
Housing Loan
confidence
1
1
loan amount
353000
353000
final amount
370650
370650
interest rate
8.75
8.75
sanction date
18-Sep-2026
18-Sep-2026
letter version
5
5
applicant email
ravindradaivdnya1971@gmail.com
ravindradaivdnya1971@gmail.com
applicant names
RAVINDRA DATTATRAY DAIVADNYA, SANDHYA RAVINDRA DAIVADNYA
RAVINDRA DATTATRAY DAIVADNYA, SANDHYA RAVINDRA DAIVADNYA
applicant mobile
9850012656
9850012656
property address
pin: 414003; state: MAHARASHTRA; Flat no: SG 3; district: Ahmed Nagar; Floor: GROUND FLOOR; landmark: NEAR GADEKAR CHOWK; Address: STILL GROUND FLOOR FLAT NO SG 3, PLOT NO 35, SR NO 63/1, KISHAN PALACE APPARTMENT
pin: 414003; state: MAHARASHTRA; Flat no: SG 3; district: Ahmed Nagar; Floor: GROUND FLOOR; landmark: NEAR GADEKAR CHOWK; Address: STILL GROUND FLOOR FLAT NO SG 3, PLOT NO 35, SR NO 63/1, KISHAN PALACE APPARTMENT
insurance premium
17650
17650
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
370650
370650
security address verbatim
STILL GROUND FLOOR FLAT NO SG 3, PLOT NO 35, SR NO 63/1, KISHAN PALACE APPARTMENT, SAVEDI, NEAR GADEKAR CHOWK, Ahmed Nagar, NIRMAL NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414003
STILL GROUND FLOOR FLAT NO SG 3, PLOT NO 35, SR NO 63/1, KISHAN PALACE APPARTMENT, SAVEDI, NEAR GADEKAR CHOWK, Ahmed Nagar, NIRMAL NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414003
applicant address verbatim
FLAT NO 3, KISHAN PALACE APPT, NIRMAL NAGAR, ., Ahmed Nagar, MAHARASHTRA, 414003, India
FLAT NO 3, KISHAN PALACE APPT, NIRMAL NAGAR, ., Ahmed Nagar, MAHARASHTRA, 414003, India
raw reading (for Abhijit)
{'lan': 'HOU/AHMD/0826/5190105', 'legible': True, 'borrowers': [{'name': 'RAVINDRA DATTATRAY DAIVADNYA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANDHYA RAVINDRA DAIVADNYA', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 353000, 'final_amount': 370650, 'interest_rate': 8.75, 'quality_issue': None, 'sanction_date': '18-Sep-2026', 'letter_version': '5', 'applicant_email': 'ravindradaivdnya1971@gmail.com', 'applicant_names': ['RAVINDRA DATTATRAY DAIVADNYA', 'SANDHYA RAVINDRA DAIVADNYA'], 'applicant_mobile': '9850012656', 'property_address': {'pin': '414003', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'SG 3', 'district': 'Ahmed Nagar', 'floor_no': 'GROUND FLOOR', 'landmark': 'NEAR GADEKAR CHOWK', 'full_address': 'STILL GROUND FLOOR FLAT NO SG 3, PLOT NO 35, SR NO 63/1, KISHAN PALACE APPARTMENT, SAVEDI, NEAR GADEKAR CHOWK, Ahmed Nagar, NIRMAL NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414003', 'village_city': 'Ahmed Nagar', 'building_name': 'KISHAN PALACE APPARTMENT', 'survey_or_cts_no': '63/1'}, 'insurance_premium': 17650, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 370650, 'security_address_verbatim': 'STILL GROUND FLOOR FLAT NO SG 3, PLOT NO 35, SR NO 63/1, KISHAN PALACE APPARTMENT, SAVEDI, NEAR GADEKAR CHOWK, Ahmed Nagar, NIRMAL NAGAR, Ahmed Nagar, MAHARASHTRA, India, 414003', 'applicant_address_verbatim': 'FLAT NO 3, KISHAN PALACE APPT, NIRMAL NAGAR, ., Ahmed Nagar, MAHARASHTRA, 414003, India'}PAN card APP PAN CARD.pdf needs your check
dob
1971-11-15
1971-11-15
pan
BCMPD3006N
BCMPD3006N
name
DAIVADNYA RAVINDRA DATTATRAY
DAIVADNYA RAVINDRA DATTATRAY
legible
True
True
father name
DATTATRAY BALWANT DAIVADNYA
DATTATRAY BALWANT DAIVADNYA
raw reading (for Abhijit)
{'dob': '1971-11-15', 'pan': 'BCMPD3006N', 'name': 'DAIVADNYA RAVINDRA DATTATRAY', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DATTATRAY BALWANT DAIVADNYA', 'aadhaar_last4': None, 'quality_issue': None}Payment screenshot IMG-20260919-WA0009.jpg needs your check
utr
626210171085
626210171085
date
2026-09-19
2026-09-19
time
14:59
14:59
amount
4766
4766
method
UPI
UPI
payee upi
....56-2@okbizaxis
....56-2@okbizaxis
payer upi
....1917@oksbi
....1917@oksbi
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
payer name
RAVINDRA DATTATRAYA DAIVADNYA
RAVINDRA DATTATRAYA DAIVADNYA
debit notification text
Payment of ‖4,766 completed
Payment of ‖4,766 completed
raw reading (for Abhijit)
{'utr': '626210171085', 'date': '2026-09-19', 'time': '14:59', 'amount': 4766, 'method': 'UPI', 'payee_upi': '....56-2@okbizaxis', 'payer_upi': '....1917@oksbi', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'RAVINDRA DATTATRAYA DAIVADNYA', 'debit_notification_text': 'Payment of ‖4,766 completed'}Aadhaar card daivdnya adhar.pdf needs your check
dob
1971-11-15
1971-11-15
name
Ravindra Dattatray Daivadnya
Ravindra Dattatray Daivadnya
mobile
9850012656
9850012656
address
pin: 414003; area: Nirmal Nagar, Near Gadekar Chowk; flat: Flat No 3; road: Savedi Road; state: Maharashtra; building: Kishan Palace Appt; district: Ahmadnagar; post_office: Savedi Road; Village: Sawedi
pin: 414003; area: Nirmal Nagar, Near Gadekar Chowk; flat: Flat No 3; road: Savedi Road; state: Maharashtra; building: Kishan Palace Appt; district: Ahmadnagar; post_office: Savedi Road; Village: Sawedi
legible
True
True
aadhaar last4
9912
9912
raw reading (for Abhijit)
{'dob': '1971-11-15', 'pan': None, 'name': 'Ravindra Dattatray Daivadnya', 'mobile': '9850012656', 'address': {'pin': '414003', 'area': 'Nirmal Nagar, Near Gadekar Chowk', 'flat': 'Flat No 3', 'road': 'Savedi Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Kishan Palace Appt', 'district': 'Ahmadnagar', 'post_office': 'Savedi Road', 'village_city': 'Sawedi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9912', 'quality_issue': None}PAN card CO APP PAN CARD.jpg needs your check
dob
1972-02-18
1972-02-18
pan
BCMPD3077K
BCMPD3077K
name
DAIVADNYA SANDHYA RAVINDRA
DAIVADNYA SANDHYA RAVINDRA
legible
True
True
father name
MADHAV BHASKAR BELHEKAR
MADHAV BHASKAR BELHEKAR
raw reading (for Abhijit)
{'dob': '1972-02-18', 'pan': 'BCMPD3077K', 'name': 'DAIVADNYA SANDHYA RAVINDRA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MADHAV BHASKAR BELHEKAR', 'aadhaar_last4': None, 'quality_issue': None}Other image001.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Paid challan (GRAS) EchallanMH010486243202627E DAIVADNYA RAVINDRA DATTATRAY.pdf needs your check
grn
MH010486243202627E
MH010486243202627E
pin
414003
414003
total
2980.0
2980.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026092000045
03006172026092000045
district
AHMEDNAGAR
AHMEDNAGAR
area city
SAVEDI AHMED NAGAR
SAVEDI AHMED NAGAR
payer pan
BCMXXXXXXN
BCMXXXXXXN
flat block
STILL GROUND FLR FLAT NO SG3 PLOT NO 35 SR NO 63/1 KISHAN PALACE APARTMENT
STILL GROUND FLR FLAT NO SG3 PLOT NO 35 SR NO 63/1 KISHAN PALACE APARTMENT
payer name
DAIVADNYA RAVINDRA DATTATRAY
DAIVADNYA RAVINDRA DATTATRAY
sro office
ALR2_AHILYANAGAR 2 JT SUB REGISTRAR
ALR2_AHILYANAGAR 2 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=370650
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=370650
scheme rows
{'amount': 1120.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 1860.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 1120.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 1860.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2656
XXXXXX2656
payment date
19/09/2026-21:46:12
19/09/2026-21:46:12
road locality
NEAR GADEKAR CHOWK NIRMAL NAGAR TALUKA AHILYANAGAR AHMED NAGAR
NEAR GADEKAR CHOWK NIRMAL NAGAR TALUKA AHILYANAGAR AHMED NAGAR
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
370650
370650
raw reading (for Abhijit)
{'grn': 'MH010486243202627E', 'pin': '414003', 'total': 2980.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092000045', 'district': 'AHMEDNAGAR', 'area_city': 'SAVEDI AHMED NAGAR', 'payer_pan': 'BCMXXXXXXN', 'flat_block': 'STILL GROUND FLR FLAT NO SG3 PLOT NO 35 SR NO 63/1 KISHAN PALACE APARTMENT', 'payer_name': 'DAIVADNYA RAVINDRA DATTATRAY', 'sro_office': 'ALR2_AHILYANAGAR 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=370650', 'scheme_rows': [{'amount': 1120.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 1860.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2656', 'payment_date': '19/09/2026-21:46:12', 'road_locality': 'NEAR GADEKAR CHOWK NIRMAL NAGAR TALUKA AHILYANAGAR AHMED NAGAR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '370650'}Technical record (for Abhijit — safe to ignore)
| 6h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 19 Sep, 21:23 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 8h ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': 'Team,\n\nFor NOI filing, we need the Index 2 copy and the colour live selfie photo of the applicant. Kindly treat it urgent — the challan will expire soon.\n\nRegards,\nNO |
| 8h ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 3d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5190105) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 3d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 6d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5190105) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 6d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 9d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5190105) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 9d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 12d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5190105) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 12d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 3, 'kinds': ['index2_chase']} |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BCxxxxxxXN — no paper on the |
| 17d ago | EzDocs | reader_home_address | {'fp': '44dc2463f2068404', 'from': 'the sanction letter (santion letter daivdnya.pdf)', 'home': {'pin': '414003', 'area': 'NIRMAL NAGAR', 'flat': 'FLAT NO 3', 'state': 'MAHARASHTRA', 'building': 'KISHAN PALACE APPT', 'di |
| 17d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5190105) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 20d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '00b82731-18c8-4ada-9691-b866ff127248'} |
| 21d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5190105) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 24d ago | EzDocs | email_shadowed:index2_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/AHMD/0826/5190105) is paid and the case is ready for NOI e-filing. The only thing pending from your end is: |
| 25d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ["district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar'"]} |
| 25d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 25d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 25d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'EchallanMH010486243202627E DAIVADNYA RAVINDRA DATTATRAY.pdf', |
| 25d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'EchallanMH010486243 |
| 25d ago | EzDocs | challan_mismatch | {'file': 'EchallanMH010486243202627E DAIVADNYA RAVINDRA DATTATRAY.pdf', 'problems': ["district on the challan 'AHMEDNAGAR' — the case says 'Ahmed Nagar'"]} |
| 25d ago | EzDocs | challan_extracted | {'grn': 'MH010486243202627E', 'file': 'EchallanMH010486243202627E DAIVADNYA RAVINDRA DATTATRAY.pdf', 'heads': ['0030046401', '0030063301'], 'total': 2980.0} |
| 25d ago | EzDocs | quoted_history_checked | {} |
| 25d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 25d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_sent'], 'mails': 2, 'summar |
| 25d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Taluka', 'why': 'The sourc |
| 25d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_sent'], 'mails': 1, 'summar |
| 25d ago | EzDocs | case_read | {'how': 'uri', 'tag': '085bd5dfd723101b', 'docs': ['santion letter daivdnya.pdf', 'daivdnya adhar.pdf', 'APP PAN CARD.pdf', 'CO APP PAN CARD.jpg'], 'loan': {'amount': 370650, 'made_of': [{'what': 'Loan Amount', 'paper': |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo, Index II copy / Title document
Money
₹4,766 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Challan on file does not agree with the case. Open it before paying or sharing.
Today · 15 Oct3 things
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Re: Kindly process for NOI Challan 0.3 & 0.5 in below case RAVINDRA DATTATRAY DAIVADNYA HOU/AHMD/0826/5190105
An old draft withdrew itself — its asks were already answered
12 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02080 | HOU/AHMD/0826/5190105
An old draft withdrew itself — its asks were already answered
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02080 | HOU/AHMD/0826/5190105
An old draft withdrew itself — its asks were already answered
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02080 | HOU/AHMD/0826/5190105
An old draft withdrew itself — its asks were already answered
3 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02080 | HOU/AHMD/0826/5190105
An old draft withdrew itself — its asks were already answered
28 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02080 | HOU/AHMD/0826/5190105
24 Sep2 things — 1 letter written · 1 step
Checked: this challan is not another case's
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02080 | HOU/AHMD/0826/5190105
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02080 | HOU/AHMD/0826/5190105
19 Sep30 things — 7 documents received · 3 letters written · 2 money steps · 2 cautions · 16 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
EchallanMH010486243202627E DAIVADNYA RAVINDRA DATTATRAY.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
The challan's address boxes were written from the papers
EzDocs read the whole file
Co-applicant added
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: other
image001.png
The loan amount was worked out from the papers
Everything for the challan is in — queued
Papers and money are in — the challan is next.
EzDocs took 15 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02080
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The branch's payment screenshot was read
Property address read from the sanction letter
Received: Payment screenshot
IMG-20260919-WA0009.jpg
Received: PAN card
CO APP PAN CARD.jpg
Received: PAN card
APP PAN CARD.pdf
Received: Sanction letter
santion letter daivdnya.pdf
Received: Aadhaar
daivdnya adhar.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 3.55 s · 220 queries · this page refreshes by itself when something on it changes (never while you type) · release v529 · build bfe3c0d1