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Cases / NOI-2026-03543

Sagar Mohan Khairnar

ICICI_HFCLAN 77000370768 Challan paid · waiting on the branch Waiting for the Index IISend the draft 1All documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓PAN cardopen
✓Sanction letteropen
✓Technical reportopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓Aadhaar card — inside KYC_0001.pdfopen
✓Bank's calculation sheet — inside KFSLetter_77000370768.pdfopen
✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
All files (13)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹8,560.23CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹8,542 receivedthe receipt's amount and minute agree
Stamp duty 0.3%2,440
Registration fee 0.5%4,070
Government handling350
Our service fee1,700.23
Total we ask for8,560.23
the branch’s receipt claims ₹8,542 344277860644
paid 14 Oct 15:58:30 · verified 14 Oct 16:07:10 · 8 min 40 s later
How we know
Our own bank told us — 14 Oct 15:58
₹8,542 · UTR 344277860644 · from VA-PNBSMS-S · a/c …0581
“A/c X0581 credited for INR 8542.00 on 14-10-26 15:58:30 by VRUSHALI SAGAR thru UPI.AvlBal INR 209044.54(UPI:344277860644).-PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹8,541.17. We ask ₹8,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹8,541 — accept as full (₹19.23 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 54 minour time · 14 Oct 17:00
Index II —not yet
the NOI team 1 d 1 htotal 1 d 1 h so far
Now with the NOI team — e-filing on IGR
since 14 Oct 17:00 — 1 d of working time
Day by day — every step and who held it
14 Oct 16:05Your branch's mail
14 Oct 16:05Payment landedat once
14 Oct 16:06Fee quoted+1 min · the NOI team
14 Oct 16:07Papers readat once
14 Oct 16:07Payment verifiedat once
14 Oct 16:07Property readat once
14 Oct 16:07Papers readat once
14 Oct 16:07Ready for the challanat once
14 Oct 16:07Papers readat once
14 Oct 17:00Challan made+53 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹8,11,395
Loan account no.
77000370768
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Floor is empty — the portal will not take a blank.
Fill it on the verification page first →
See the boxes — read from the technical report
District
Dhule
Taluka
Shirpur
Village
Mauje-Kharde Budruk
Number type
SURVEY
Number
15/1 DHANAY NAGAR, 15/1
Building
Dhanay Nagar
Floor
(empty)
Flat / shop no
Plot No 44b(West Part)
Area
63.73
Hadd
(empty)
Read from the technical report, not the Index II. HRQ-26-173414_INDProcessRequest_2500320261013153747037.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH012019287202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Re: 77000370768 -APPLICANT NAME - SAGAR MOHAN KHAIRNAR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
how it will look to the branch

Team,

Kindly share the index 2 copy for the NOI process.

Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SS swapnil.sonawane@icicihfc.com icicihfc.com
14 Oct, 16:05 · 1d ago
THE FIRST MAIL — how this case began
77000370768 -APPLICANT NAME - SAGAR MOHAN KHAIRNAR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Dear Team,

Find attached documents for Noi and challan in LAP case of Sagar Khairnar case

Customer nameSAGAR MOHAN KHAIRNAR
Loan account (LAN)77000370768
Loan amount₹8,11,395
Stamp duty 0.30%₹2,434.18
Registration fee 0.50%₹4,056.97
DHC₹350
Total₹8,541
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

CASE INITIATION BRANCH NAME

Dhule

CASE TYPE (PLS MENTION IT )

Home Loan Construction

NOI SERIVCE FEE1700

SRO No

Shindakeda

Regards, Swapnil S - TBM Dhule Branch 8007360066 swapnil.sonawane @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks for the challan, the fee / a quote, a payment receipt; documents attached; note: Home Loan Construction — “LOAN AMOUNT WITH INSURANCE 811395”
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
14 Oct, 16:58 · 1d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 14 Oct 2026 at 16:06, Swapnil Sonawane /DIST/ICICIHFC/DHULE < swapnil.sonawane@icicihfc.com > wrote: Dear Team, Find attached documents for Noi and challan in LAP case of Sagar Khairnar case CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME SAGAR MOHAN KHAIRNAR LAN NO 77000370768 CASE INITIATION BRANCH NAME Dhule CASE TYPE (PLS MENTION IT) Home Loan Construction LOAN AMOUNT WITH INSURANCE 811395 0.30% 2434.185 0.50% 4056.975 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 8,541 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Shindakeda Regards, Swapnil S - TBM Dhule Branch 8007360066 swapnil.sonawane @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment .”
OL The NOI teamTYPED IN GMAIL
14 Oct, 16:58 · 1d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 14 Oct 2026 at 16:06, Swapnil Sonawane /DIST/ICICIHFC/DHULE < swapnil.sonawane@icicihfc.com > wrote: Dear Team, Find attached documents for Noi and challan in LAP case of Sagar Khairnar case CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME SAGAR MOHAN KHAIRNAR LAN NO 77000370768 CASE INITIATION BRANCH NAME Dhule CASE TYPE (PLS MENTION IT) Home Loan Construction LOAN AMOUNT WITH INSURANCE 811395 0.30% 2434.185 0.50% 4056.975 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 8,541 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Shindakeda Regards, Swapnil S - TBM Dhule Branch 8007360066 swapnil.sonawane @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment .”
OL The NOI teamTYPED IN GMAIL
14 Oct, 17:01 · 1d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 14 Oct 2026 at 16:06, Swapnil Sonawane /DIST/ICICIHFC/DHULE < swapnil.sonawane@icicihfc.com > wrote: Dear Team, Find attached documents for Noi and challan in LAP case of Sagar Khairnar case CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME SAGAR MOHAN KHAIRNAR LAN NO 77000370768 CASE INITIATION BRANCH NAME Dhule CASE TYPE (PLS MENTION IT) Home Loan Construction LOAN AMOUNT WITH INSURANCE 811395 0.30% 2434.185 0.50% 4056.975 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 8,541 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Shindakeda Regards, Swapnil S - TBM Dhule Branch 8007360066 swapnil.sonawane @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment .”
OL The NOI teamTYPED IN GMAIL
14 Oct, 17:02 · 1d ago

Team,

Please find the challan attached for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 14 Oct 2026 at 17:01, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. For noi filing we need index 2 copy. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 14 Oct 2026 at 16:06, Swapnil Sonawane /DIST/ICICIHFC/DHULE < swapnil.sonawane@icicihfc.com > wrote: Dear Team, Find attached documents for Noi and challan in LAP case of Sagar Khairnar case CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME SAGAR MOHAN KHAIRNAR LAN NO 77000370768 CASE INITIATION BRANCH NAME Dhule CASE TYPE (PLS MENTION IT) Home Loan Construction LOAN AMOUNT WITH INSURANCE 811395 0.30% 2434.185 0.50% 4056.975 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 8,541 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Shindakeda Regards, Swapnil S - TBM Dhule Branch 8007360066 swapnil.sonawane @icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared ✓ — “Please find the challan attached for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20261014-WA0012 (1).jpg
filed 1d ago
Other NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg
filed 1d ago
PAN card+ Aadhaar card inside KYC_0001.pdf
filed 1d ago
Sanction letter+ Bank's calculation sheet inside KFSLetter_77000370768.pdf
filed 1d ago
Technical report HRQ-26-173414_INDProcessRequest_2500320261013153747037.pdf
filed 1d ago
Selfie / photo 20261003_150309313_CUSTOMER PHOTO.jpg
filed 1d ago
Selfie / photo 20261003_145410994_CUSTOMER PHOTO.jpg
filed 1d ago
Selfie / photo 20261003_145039700_CUSTOMER PHOTO.jpg
filed 1d ago
Other image.png
filed 1d ago
Other image.png
filed 1d ago
Other image.png
filed 1d ago
Other image.png
filed 1d ago
Paid challan (GRAS) KHAIRNAR SAGAR MOHAN EchallanMH012019287202627E.pdf
filed 1d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹8,560.23
Where it stands
VERIFIED — money received
Screenshot claims
₹8,542 344277860644
Paid at
14 Oct 15:58:30
Verified on
14 Oct 16:07:10

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹2,440₹4,070₹350 ₹1,700₹8,560
By law ₹8,541.17. We ask ₹8,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

28 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd name, Floor, Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1)
16 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type …
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-173414_INDProcessRequest_2500320261013153747037.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
empty
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar,B/H Nursing College Shirpur Road ,Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule,425405.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this
HRQ-26-173414_INDProcessRequest_2500320261013153747037.pdf
Property Address line
PLOT NO 44B(WEST PART) SR. NO. 15/1 DHANAY NAGAR,B/H NURSING COLLEGE SHIRPUR ROAD ,MAUJE-KHARDE BUDRUK TAL. SHIRPUR, DIST DHULE,425405.
Legal Address line
PLOT NO 44B(WEST PART) SR. NO. 15/1 DHANAY NAGAR B/H NURSING COLLEGE SHIRPUR ROAD MAUJE-KHARDE BUDRUK TAL. SHIRPUR, DIST DHULE 425405.
PIN
425405
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 44B WEST PART DHANAY NAGAR SR NO 15/1
Locality/Road
B/H NURSING COLLEGE SHIRPUR ROAD MOUJE KHARDE BUDRUK TAL SHIRPUR DIST DHULE
Area/City
DHULE
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorKHAIRNAR SAGAR MOHANFHQPK9708D…2737

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
acknowledgementswapnil.sonawane@icicihfc.com 1d ago
Index II chaseswapnil.sonawane@icicihfc.com 7h ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261014-WA0012 (1).jpg needs your check
utr
344277860644
date
2026-10-14
time
15:58
amount
8542
method
PhonePe
payee upi
7715973535m@pnb
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': '344277860644', 'date': '2026-10-14', 'time': '15:58', 'amount': 8542, 'method': 'PhonePe', 'payee_upi': '7715973535m@pnb', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Other NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
PAN card KYC_0001.pdf needs your check
dob
1997-10-12
pan
FHQPK9708D
name
KHAIRNAR SAGAR MOHAN
legible
True
father name
MOHAN ABHIMAN KHAIRNAR
raw reading (for Abhijit)
{'dob': '1997-10-12', 'pan': 'FHQPK9708D', 'name': 'KHAIRNAR SAGAR MOHAN', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MOHAN ABHIMAN KHAIRNAR', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter KFSLetter_77000370768.pdf needs your check
lan
77000370768
legible
True
purpose
Non Home Loan and Purchase/Improvement of Property
loan type
Non Home Loan and Purchase/Improvement of Property
confidence
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000370768)', "the sanctioned amount's digits and word
rate words
13.50 % p.a. Floating; IHPLR 18.9 % less 5.40 %
loan amount
780000.0
rate spread
-5.4
final amount
780000.0
interest rate
13.5
sanction date
13/10/2026
reference rate
18.9
applicant email
sagarkingkhairnar@gmail.com
applicant names
SAGAR MOHAN KHAIRNAR, AVINASH MOHAN KHAIRNAR, HARSHAL MOHAN KHAIRNAR
printed altered
False
sourced through
166646 - BRANCH-0871
applicant mobile
8669000871
balance transfer
False
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
44 B dhanai nagar nursing collage, at kharde bk post untawad tal shirpur, Untavad, Dhule, DHULE, MAHARASHTRA, IN, 425405
raw reading (for Abhijit)
{'lan': '77000370768', 'legible': True, 'purpose': 'Non Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Non Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000370768)', "the sanctioned amount's digits and words agree (780000)", 'the rate is the benchmark less the spread (18.9 - 5.40 = 13.5)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '13.50 % p.a. Floating; IHPLR 18.9 % less 5.40 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 780000.0, 'rate_spread': -5.4, 'final_amount': 780000.0, 'interest_rate': 13.5, 'quality_issue': None, 'sanction_date': '13/10/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'sagarkingkhairnar@gmail.com', 'applicant_names': ['SAGAR MOHAN KHAIRNAR', 'AVINASH MOHAN KHAIRNAR', 'HARSHAL MOHAN KHAIRNAR'], 'printed_altered': False, 'sourced_through': '166646 - BRANCH-0871', 'applicant_mobile': '8669000871', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': '44 B dhanai nagar nursing collage, at kharde bk post untawad tal shirpur, Untavad, Dhule, DHULE, MAHARASHTRA, IN, 425405'}
PAN card KYC_0001.pdf needs your check
dob
1997-10-12
pan
FHQPK9708D
name
KHAIRNAR SAGAR MOHAN
mobile
7774810881
address
pin: 425405; area: Nursing College, At Kharde BK Post Untawad Tal Shirpur; flat: 44 B; state: Maharashtra; building: Dhanai Nagar; district: Dhule; post_office: Shirpur; Village: Shirpur
legible
True
father name
MOHAN ABHIMAN KHAIRNAR
aadhaar last4
2737
raw reading (for Abhijit)
{'dob': '1997-10-12', 'pan': 'FHQPK9708D', 'name': 'KHAIRNAR SAGAR MOHAN', 'mobile': '7774810881', 'address': {'pin': '425405', 'area': 'Nursing College, At Kharde BK Post Untawad Tal Shirpur', 'flat': '44 B', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Dhanai Nagar', 'district': 'Dhule', 'post_office': 'Shirpur', 'village_city': 'Shirpur'}, 'legible': True, 'father_name': 'MOHAN ABHIMAN KHAIRNAR', 'aadhaar_last4': '2737', 'quality_issue': None}
Selfie / photo 20261003_150309313_CUSTOMER PHOTO.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Technical report HRQ-26-173414_INDProcessRequest_2500320261013153747037.pdf needs your check
found
True
found in
INDIVIDUAL TECHNICAL REPORT
area sq m
63.73
paper for
loan_ref: 77000370768; report_id: HRQ-26-173414; customer_name: Sagar Mohan Khairnar
confidence
0.99
reading486
property
address lines
taken: property; legal_address: Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar B/H Nursing College Shirpur Road Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule 425405.; property_address: Plot No 44b(West Part) Sr. No. 15/
property address
pin: 425405; road: Shirpur Road; state: Maharashtra; taluka: Shirpur; Flat no: Plot No 44b(West Part); district: Dhule; landmark: B/H Nursing College Shirpur Road; Address: Plot No 44b(West Part) Sr. No. 15/1 Dhanay
security address verbatim
Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar,B/H Nursing College Shirpur Road ,Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule,425405.
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 63.73, 'paper_for': {'loan_ref': '77000370768', 'report_id': 'HRQ-26-173414', 'customer_name': 'Sagar Mohan Khairnar'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': {'taken': 'property', 'legal_address': 'Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar B/H Nursing College Shirpur Road Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule 425405.', 'property_address': 'Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar,B/H Nursing College Shirpur Road ,Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule,425405.'}, 'property_address': {'pin': '425405', 'road': 'Shirpur Road', 'state': 'Maharashtra', 'taluka': 'Shirpur', 'flat_no': 'Plot No 44b(West Part)', 'district': 'Dhule', 'floor_no': None, 'landmark': 'B/H Nursing College Shirpur Road', 'full_address': 'Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar,B/H Nursing College Shirpur Road ,Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule,425405.', 'village_city': 'Mauje-Kharde Budruk', 'building_name': 'Dhanay Nagar', 'survey_or_cts_no': 'Sr. No. 15/1'}, 'security_address_verbatim': 'Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar,B/H Nursing College Shirpur Road ,Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule,425405.'}
Selfie / photo 20261003_145410994_CUSTOMER PHOTO.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'quality_issue': None}
Selfie / photo 20261003_145039700_CUSTOMER PHOTO.jpg needs your check
kind
live_selfie
legible
True
confidence
0.95
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Technical report HRQ-26-173414_INDProcessRequest_2500320261013153747037.pdf needs your check
found
True
found in
PROPERTY ADDRESS
area sq m
63.73
paper for
loan_ref: 77000370768; report_id: HRQ-26-173414; customer_name: Sagar Mohan Khairnar
confidence
0.95
reading486
property
address lines
taken: legal; legal_address: Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar B/H Nursing College Shirpur Road Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule 425405.; property_address: Plot No 44b(West Part) Sr. No. 15/1 D
property address
pin: 425405; road: Shirpur Road; state: Maharashtra; taluka: Shirpur; Flat no: Plot No 44b(West Part); district: Dhule; landmark: B/H Nursing College Shirpur Road; Address: Plot No 44b(West Part) Sr. No. 15/1 Dhanay
security address verbatim
Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar B/H Nursing College Shirpur Road Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule 425405.
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 63.73, 'paper_for': {'loan_ref': '77000370768', 'report_id': 'HRQ-26-173414', 'customer_name': 'Sagar Mohan Khairnar'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar B/H Nursing College Shirpur Road Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule 425405.', 'property_address': 'Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar,B/H Nursing College Shirpur Road ,Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule,425405.'}, 'property_address': {'pin': '425405', 'road': 'Shirpur Road', 'state': 'Maharashtra', 'taluka': 'Shirpur', 'flat_no': 'Plot No 44b(West Part)', 'district': 'Dhule', 'floor_no': None, 'landmark': 'B/H Nursing College Shirpur Road', 'full_address': 'Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar B/H Nursing College Shirpur Road Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule 425405.', 'village_city': 'Kharde Budruk', 'building_name': 'Dhanay Nagar', 'survey_or_cts_no': 'Sr. No. 15/1'}, 'security_address_verbatim': 'Plot No 44b(West Part) Sr. No. 15/1 Dhanay Nagar B/H Nursing College Shirpur Road Mauje-Kharde Budruk Tal. Shirpur, Dist Dhule 425405.'}
Paid challan (GRAS) KHAIRNAR SAGAR MOHAN EchallanMH012019287202627E.pdf needs your check
grn
MH012019287202627E
pin
425405
total
6510
article
6(1)
defaced
False
bank cin
03006172026101401366
district
DHULE
area city
DHULE
payer pan
FHQXXXXXXD
flat block
PLOT NO 44B WEST PART SR NO 15/1 DHANAY NAGAR B/H NURSING COLLEGE
payer name
KHAIRNAR SAGAR MOHAN
sro office
SRP_SHIRPUR SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=811395
scheme rows
{'amount': 2440, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4070, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX0871
payment date
14/10/2026-17:00:19
road locality
SHIRPUR ROAD MOUJE KHARDE BUDRUK TAL SHIRPUR DIST DHULE
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
811395
raw reading (for Abhijit)
{'grn': 'MH012019287202627E', 'pin': '425405', 'total': 6510, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101401366', 'district': 'DHULE', 'area_city': 'DHULE', 'payer_pan': 'FHQXXXXXXD', 'flat_block': 'PLOT NO 44B WEST PART SR NO 15/1 DHANAY NAGAR B/H NURSING COLLEGE', 'payer_name': 'KHAIRNAR SAGAR MOHAN', 'sro_office': 'SRP_SHIRPUR SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=811395', 'scheme_rows': [{'amount': 2440, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4070, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0871', 'payment_date': '14/10/2026-17:00:19', 'road_locality': 'SHIRPUR ROAD MOUJE KHARDE BUDRUK TAL SHIRPUR DIST DHULE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '811395'}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 14 Oct, 16:58 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
7h agoEzDocsemail_shadowed:index2_chase{'to': 'swapnil.sonawane@icicihfc.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nAradhana Rai\nNOI Coordinator | One Legal\n+91 8888706969\n', 'subject': 'Re: 77000370768 -APPLICANT NAME -
1d agoEzDocsquoted_history_checked{}
1d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '09d6f3c9-34a3-43b6-a7af-501eabca9b14'}
1d agoEzDocsfiling_waits_on_title_doc{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
1d agoEzDocschallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'KHAIRNAR SAGAR MOHAN EchallanMH012019287202627E.pdf', 'kind':
1d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KHAIRNAR SAGAR MOHA
1d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'SRP_SHIRPUR SUB REGISTRAR', 'district': 'DHULE'}
1d agoEzDocschallan_verified_against_case{'grn': 'MH012019287202627E', 'file': 'KHAIRNAR SAGAR MOHAN EchallanMH012019287202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1d agoEzDocschallan_extracted{'grn': 'MH012019287202627E', 'file': 'KHAIRNAR SAGAR MOHAN EchallanMH012019287202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 6510}
1d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '516929', 'lessons': []}
1d agoKUNALcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
1d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
1d agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03543'}
1d agoEzDocschallan_boxes_composed{'fp': '875327eaa57ad70f', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'PLOT NO 44B WEST PART DHANAY NA
1d agoEzDocsreader_home_address{'fp': 'b5a7bc2c13a410d8', 'from': 'the sanction letter (KFSLetter_77000370768.pdf)', 'home': {'pin': '425405', 'area': 'AT KHARDE BK POST UNTAWAD TAL SHIRPUR', 'flat': '44 B', 'state': 'MAHARASHTRA', 'building': 'DHANAI
1d agoEzDocsextra_challan_scanned{'found': 0}
1d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-14T10:38:28', 'why': 'reading', 'open': 3, 'mails': [{'at': '2026-10-14 10:35', 'id': '1a139fc223d1c28c', 'from': 'branch', 'gist': "The branch has attached documents for a NOI and challan for S
1d agoEzDocscase_read{'how': 'uri', 'tag': 'ea67a571d4867ab0', 'docs': ['HRQ-26-173414_INDProcessRequest_2500320261013153747037.pdf', 'KFSLetter_77000370768.pdf', 'KYC_0001.pdf', 'NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/ima
1d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['HRQ-26-173414_INDProcessRequest_2500320261013153747037.pdf', 'KFSLetter_77000370768.pdf', 'KYC_0001.pdf', 'NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/im', 'image
1d agoEzDocsaddress_compared{'sig': '2749a9379e1b4c00', 'why': 'after gather', 'people': [{'home': '44 B, Dhanai Nagar, Nursing College, At Kharde Bk Post Untawad Tal Shirpur, Nursing College, At Kharde BK Post Untawad Tal Shirpur, Shirpur, Dhule,
1d agoEzDocschallan_boxes_composed{'fp': '875327eaa57ad70f', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'PLOT NO 44B WEST PART SR NO 15/1
1d agoEzDocspaper_read_beside{'why': "this property paper had no reading of its address — read for what it prints, so it sits beside the challan and the e-filing (and fills the case's property when the case has none)", 'done': '1', 'file': 'HRQ-26-1
1d agoEzDocsproperty_from_report{'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'HRQ-26-173414_INDProcessRequest_25
1d agoEzDocsbox_disagreement{'box': 'home.Village', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Shirpur', 'page': 1, 'party':
1d agoEzDocsbox_disagreement{'box': 'party.last_name', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'MOHAN', 'page': 1, 'party': 'KHAIRNAR SA
1d agoEzDocsbox_disagreement{'box': 'party.middle_name', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'SAGAR', 'page': 1, 'party': 'KHAIRNAR
1d agoEzDocsbox_disagreement{'box': 'party.first_name', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'KHAIRNAR', 'page': 1, 'party': 'KHAIRNA
1d agoEzDocsbox_disagreement{'box': 'property.Village', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Mauje-Kharde Budruk', 'pag
1d agoEzDocsmoney_settled{'fp': '9d34445d477ed4e8', 'held': 811395.0, 'asked': True, 'action': 'held', 'agrees': False, 'amount': None, 'papers': [{'lan': '77000370768', 'file': 'KFSLetter_77000370768.pdf', 'kind': 'branch_calc', 'dated': '13/10

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹8,542 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 15 Oct2 things
An old draft withdrew itself — its asks were already answered
15:20
Wrote the Index II chase mail — held, silent mode
Re: 77000370768 -APPLICANT NAME - SAGAR MOHAN KHAIRNAR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
10:00
Yesterday · 14 Oct41 things — 13 documents received · 3 letters written · 2 money steps · 23 steps
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
17:04
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
17:04
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:04
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
17:04
Challan re-read against the case — matches exactly
17:04
Received: Challan
KHAIRNAR SAGAR MOHAN EchallanMH012019287202627E.pdf
17:04
KUNAL pressed Proceed on the challan — what was changed is kept
16:59
The challan's address boxes were written from the papers
16:58
EzDocs read the whole file
16:08
The challan's address boxes were written from the papers
16:07
Property read from the legal / technical report (the sanction letter had none)
16:07
The loan amount was worked out from the papers
16:07
EzDocs took 35 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
16:07
Received: other
image.png
16:07
Received: other
image.png
16:07
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:07
Received: other
image.png
16:07
Received: other
image.png
16:07
Property checked by EzDocs — read from the report, every box that names the flat is there
16:07
Everything for the challan is in — queued
Papers and money are in — the challan is next.
16:07
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03543
16:07
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:07
Received: Selfie
20261003_145039700_CUSTOMER PHOTO.jpg
16:07
Property read from the legal / technical report (the sanction letter had none)
16:07
No fee quote sent — the branch's own figures were right
16:07
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
16:07
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
16:07
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
16:07
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:07
PAN found inside the KYC file — no need to ask for it
16:07
The payment proof already on the case was applied
16:07
Received: Selfie
20261003_145410994_CUSTOMER PHOTO.jpg
16:07
Received: Selfie
20261003_150309313_CUSTOMER PHOTO.jpg
16:07
Received: Technical report
HRQ-26-173414_INDProcessRequest_2500320261013153747037.pdf
16:07
Received: Sanction letter
KFSLetter_77000370768.pdf
16:06
Payment proof arrived before the case was quoted — held
16:06
Received: PAN card
KYC_0001.pdf
16:06
Received: other
NOI CASE INTITIATION AND CALCULATOR-ICICIHFC (1) (1).xlsx/image1.jpeg
16:06
Received: Payment screenshot
IMG-20261014-WA0012 (1).jpg
16:06
A zip / Word / Excel file was opened — every picture and PDF inside is read as a document of its own
16:06
Case opened from the branch's mail
16:06
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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