Cases / NOI-2026-02963
Devare Mayur Sharad
LAN HOU/NSK/0826/5184386
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 1All documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (11)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹19,230.25CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹19,400 receivedthe receipt's amount and minute agree
Stamp duty 0.3%6,530
Registration fee 0.5%10,880
Government handling320
Our service fee1,500.25
Total we ask for19,230.25
the branch’s receipt claims ₹19,400 634025436584
paid 30 Sep 14:21:26 · verified 30 Sep 15:04:17 · 42 min later
How we know
Our own bank told us — 30 Sep 14:21
₹19,400 · UTR 634025436584 · from CP-HDFCBN-S
“Successful! You have received Rs. 19400.00 via HDFC Bank SmartHub Vyapar from Mr MIHIR D. RRN-634025436584, Check: https://1.hdfc.bank.in/HDFCBK/s/VA6LJ6EO”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹19,220. We ask ₹19,230 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹19,200 — accept as full (₹30.25 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 22 minour time · 30 Sep 16:20
Index II —not yet
the NOI team 15 d 2 htotal 15 d 2 h so far
Now with the NOI team — e-filing on IGR
since 30 Sep 16:20 — 15 d 1 h of working time
Day by day — every step and who held it
30 Sep 14:57Your branch's mail
30 Sep 14:57Payment landedat once
30 Sep 15:03Fee quoted+6 min · the NOI team
30 Sep 15:03Papers readat once
30 Sep 15:03Property readat once
30 Sep 15:03Papers readat once
30 Sep 15:04Payment verifiedat once
30 Sep 15:04Ready for the challanat once
30 Sep 16:20Challan made+1 h 16 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹21,75,000
Loan account no.
HOU/NSK/0826/5184386
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
Nashik
Taluka
Nashik
Village
Kamatwade
Number type
SURVEY
Number
50/1/A/2
Building
Madhuratn Apartment
Floor
2nd Floor
Flat / shop no
05
Area
(empty)
Hadd
Nashik Municipal Corporation
Read from the sanction letter, not the Index II. PHOTO-2026-09-30-14-30-35 (2).jpg open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 15d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 13 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• Build Up Area not on file — read it off the Index II / sale deed
• person 2's mobile: EzDocs (reading the whole file) took 9970872314 off a card — not typed
• changed — flat no: the case held 05; filled 5 — The desk normalizes '05' to '5' for the e-filing flat number box.
• changed — Survey No / Attribute 1 & 2: the case held 50/1/A/2 · 7; filled 7 · 50/1/A/2 — the sanction letter prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy for NOI filing.
the history says the next move is with the branch — the Index II
the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents
✓ loan papers sent — done, mail 1 (2026-09-30) “*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of p”
✓ fee paid — the branch's words — done, mail 1 (2026-09-30) “*Payment details attached”
✓ challan made — done, mail 3 (2026-09-30) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-30) “PFA challan for your reference.”
? Index II asked for — asked, mail 2 (2026-09-30) “For NOI filing, We need an index 2 copy..”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “*Index II Copy OTC”
read over 3 mail(s), last mail 2026-09-30 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 15d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011166048202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0826/5184386 Applicant Name : DEVARE MAYUR SHARAD.
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA
piyush.aher@phfl.com phfl.com
30 Sep, 14:57 · 15d ago THE FIRST MAIL — how this case began
30 Sep, 14:57 · 15d ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0826/5184386 Applicant Name : DEVARE MAYUR SHARAD.
📎 PHOTO-2026-09-30-14-30-35 (1).jpg↗📎 PHOTO-2026-09-30-14-30-35.jpg↗📎 PHOTO-2026-09-30-14-28-46.jpg↗📎 PHOTO-2026-09-30-14-30-35 (2).jpg↗📎 PHOTO-2026-09-30-14-30-35 (3).jpg↗📎 PHOTO-2026-09-30-14-30-35 (5).jpg↗📎 PHOTO-2026-09-30-14-30-35 (6).jpg↗📎 PHOTO-2026-09-30-14-30-35 (4).jpg↗📎 image002.jpg↗📎 image001.jpg↗
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer nameDEVARE MAYUR SHARAD
Loan account (LAN)HOU/NSK/0826/5184386
Loan amount₹21,75,000
Stamp duty 0.30%₹6,525
Registration fee 0.50%₹10,875
DHC₹300
Service / vendor fees₹1,500
Total₹19,200
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II CopyOTC
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
earlier mails quoted below
From: dilip.patil (dilip.patil@phfl.com)
Date: 30-09-2026 02:31 pm
To: piyush.aher@phfl.com, Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Subject: Mayur Deore NOI
Sent from OfficeMail
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
30 Sep, 15:59 · 15d ago
30 Sep, 15:59 · 15d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 15:03, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name DEVARE MAYUR SHARAD.
Lan No HOU/NSK/0826/5184386
Loan Amount 2175000
LOAN AMOUNT 2175000
0.30% 6525
0.50% 10875
FEES 1500
DHC 300
TOTAL 19,200
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: dilip.patil (dilip.patil@phfl.com)
Date: 30-09-2026 02:31 pm
To: piyush.aher@phfl.com, Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Subject: Mayur Deore NOI
Sent from OfficeMail
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
30 Sep, 16:22 · 15d ago
30 Sep, 16:22 · 15d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 15:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 30 Sept 2026 at 15:03, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name DEVARE MAYUR SHARAD.
Lan No HOU/NSK/0826/5184386
Loan Amount 2175000
LOAN AMOUNT 2175000
0.30% 6525
0.50% 10875
FEES 1500
DHC 300
TOTAL 19,200
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: dilip.patil (dilip.patil@phfl.com)
Date: 30-09-2026 02:31 pm
To: piyush.aher@phfl.com, Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Subject: Mayur Deore NOI
Sent from OfficeMail
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | PHOTO-2026-09-30-14-30-35 (1).jpg | CANNOT BE READ — clear copy asked | 15d ago |
| Selfie / photo | PHOTO-2026-09-30-14-30-35.jpg | filed | 15d ago |
| Payment screenshot | PHOTO-2026-09-30-14-28-46.jpg | filed | 15d ago |
| Sanction letter | PHOTO-2026-09-30-14-30-35 (2).jpg | filed | 15d ago |
| PAN card | PHOTO-2026-09-30-14-30-35 (3).jpg | filed | 15d ago |
| Aadhaar card | PHOTO-2026-09-30-14-30-35 (5).jpg | filed | 15d ago |
| Aadhaar card | PHOTO-2026-09-30-14-30-35 (6).jpg | filed | 15d ago |
| PAN card | PHOTO-2026-09-30-14-30-35 (4).jpg | filed | 15d ago |
| Other | image002.jpg | filed | 15d ago |
| Other | image001.jpg | filed | 15d ago |
| Paid challan (GRAS) | DEVARE MAYUR SHARAD EchallanMH011166048202627E.pdf | filed | 15d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹19,230.25
₹19,230.25
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹19,400 634025436584
₹19,400 634025436584
Paid at
30 Sep 14:21:26
30 Sep 14:21:26
Verified on
30 Sep 15:04:17
30 Sep 15:04:17
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹6,530 | ₹10,880 | ₹320 | ₹1,500 | ₹19,230 |
By law ₹19,220. We ask ₹19,230 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
36 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1) …
18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 15d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
PHOTO-2026-09-30-14-30-35 (2).jpg
as printed
FLAT NO 05, 2ND FLOOR, MADHURATN APARTMENT, PLOT NO 7, S NO 50/1/A/2, KAMATWADE, OPP MATALE HOUSE, NASHIK, AMBAD LINK ROAD, NASHIK, MAHARASHTRA, INDIA, 422010
FLAT NO 05, 2ND FLOOR, MADHURATN APARTMENT, PLOT NO 7, S NO 50/1/A/2, KAMATWADE, OPP MATALE HOUSE, NASHIK, AMBAD LINK ROAD, NASHIK, MAHARASHTRA, INDIA, 422010
PIN
422010
422010
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 05 2ND FLOOR MADHURATN APARTMENT PLOT NO 7 SURVEY NO 50/1/A/2
FLAT NO 05 2ND FLOOR MADHURATN APARTMENT PLOT NO 7 SURVEY NO 50/1/A/2
Locality/Road
KAMATWADE OPP MATALE HOUSE AMBAD LINK ROAD NASHIK
KAMATWADE OPP MATALE HOUSE AMBAD LINK ROAD NASHIK
Area/City
NASHIK
check or correct a box, the papers beside it →NASHIK
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | DEVARE MAYUR SHARAD | BYPPD7872M | …6781 |
| co_mortgagor | Kajal Shreeram More | HCWPM8583B | …1263 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| acknowledgement | piyush.aher@phfl.com | 15d ago |
| Index II chase | piyush.aher@phfl.com | 7h ago |
What EzDocs read from each document — check anything marked in red
Selfie / photo PHOTO-2026-09-30-14-30-35 (1).jpg needs your check
kind
group_or_other
group_or_other
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
this is a full-body photograph, not a live selfie
this is a full-body photograph, not a live selfie
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a full-body photograph, not a live selfie'}Selfie / photo PHOTO-2026-09-30-14-30-35.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Sanction letter PHOTO-2026-09-30-14-30-35 (2).jpg needs your check
lan
HOU/NSK/0826/5184386
HOU/NSK/0826/5184386
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'DEVARE MAYUR SHARAD', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KAJAL SHREERAM MORE', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'DEVARE MAYUR SHARAD', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KAJAL SHREERAM MORE', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1.0
1.0
loan amount
2075000.0
2075000.0
final amount
2175000.0
2175000.0
interest rate
13.15
13.15
sanction date
05-Aug-2026
05-Aug-2026
letter version
3
3
applicant email
mayurdevare84@gmail.com
mayurdevare84@gmail.com
applicant names
DEVARE MAYUR SHARAD, KAJAL SHREERAM MORE
DEVARE MAYUR SHARAD, KAJAL SHREERAM MORE
printed altered
False
False
applicant mobile
9970892236
9970892236
balance transfer
False
False
property address
pin: 422010; road: Ambad Link Road; state: MAHARASHTRA; Flat no: 05; district: Nashik; Floor: 2nd Floor; landmark: Opp Matale House; Address: Flat No 05, 2nd Floor, Madhuratn Apartment, Plot No 7, S No 50/1/A/2,
pin: 422010; road: Ambad Link Road; state: MAHARASHTRA; Flat no: 05; district: Nashik; Floor: 2nd Floor; landmark: Opp Matale House; Address: Flat No 05, 2nd Floor, Madhuratn Apartment, Plot No 7, S No 50/1/A/2,
insurance premium
100000.0
100000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
2175000.0
2175000.0
security address verbatim
Flat No 05, 2nd Floor, Madhuratn Apartment, Plot No 7, S No 50/1/A/2, Kamatwade, Opp Matale House, Nashik, Ambad Link Road, Nashik, MAHARASHTRA, India, 422010
Flat No 05, 2nd Floor, Madhuratn Apartment, Plot No 7, S No 50/1/A/2, Kamatwade, Opp Matale House, Nashik, Ambad Link Road, Nashik, MAHARASHTRA, India, 422010
applicant address verbatim
B-15 SAI SANKUL COLONY, DHP NAGAR 2 KAMATEADE SHIWAR, NEAR INDRAYANI MEDICAL, NASHIK, Nashik, MAHARASHTRA, 422010, India
B-15 SAI SANKUL COLONY, DHP NAGAR 2 KAMATEADE SHIWAR, NEAR INDRAYANI MEDICAL, NASHIK, Nashik, MAHARASHTRA, 422010, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0826/5184386', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DEVARE MAYUR SHARAD', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KAJAL SHREERAM MORE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2075000.0, 'final_amount': 2175000.0, 'interest_rate': 13.15, 'quality_issue': None, 'sanction_date': '05-Aug-2026', 'letter_version': '3', 'applicant_email': 'mayurdevare84@gmail.com', 'applicant_names': ['DEVARE MAYUR SHARAD', 'KAJAL SHREERAM MORE'], 'printed_altered': False, 'applicant_mobile': '9970892236', 'balance_transfer': False, 'property_address': {'pin': '422010', 'road': 'Ambad Link Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '05', 'district': 'Nashik', 'floor_no': '2nd Floor', 'landmark': 'Opp Matale House', 'full_address': 'Flat No 05, 2nd Floor, Madhuratn Apartment, Plot No 7, S No 50/1/A/2, Kamatwade, Opp Matale House, Nashik, Ambad Link Road, Nashik, MAHARASHTRA, India, 422010', 'village_city': 'Kamatwade', 'building_name': 'Madhuratn Apartment', 'survey_or_cts_no': 'S No 50/1/A/2, Plot No 7'}, 'insurance_premium': 100000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2175000.0, 'security_address_verbatim': 'Flat No 05, 2nd Floor, Madhuratn Apartment, Plot No 7, S No 50/1/A/2, Kamatwade, Opp Matale House, Nashik, Ambad Link Road, Nashik, MAHARASHTRA, India, 422010', 'applicant_address_verbatim': 'B-15 SAI SANKUL COLONY, DHP NAGAR 2 KAMATEADE SHIWAR, NEAR INDRAYANI MEDICAL, NASHIK, Nashik, MAHARASHTRA, 422010, India'}Payment screenshot PHOTO-2026-09-30-14-28-46.jpg needs your check
utr
634025436584
634025436584
date
2026-09-30
2026-09-30
time
14:21
14:21
amount
19400
19400
method
PhonePe
PhonePe
payee upi
Vyapar.********2080@hdf...
Vyapar.********2080@hdf...
payee name
THINK BIGZ INITIATIVE P...
THINK BIGZ INITIATIVE P...
raw reading (for Abhijit)
{'utr': '634025436584', 'date': '2026-09-30', 'time': '14:21', 'amount': 19400, 'method': 'PhonePe', 'payee_upi': 'Vyapar.********2080@hdf...', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE P...', 'payer_name': None, 'debit_notification_text': None}PAN card PHOTO-2026-09-30-14-30-35 (3).jpg needs your check
dob
2003-04-10
2003-04-10
pan
HCWPM8583B
HCWPM8583B
name
Kajal Shreeram More
Kajal Shreeram More
legible
True
True
aadhaar last4
1263
1263
raw reading (for Abhijit)
{'dob': '2003-04-10', 'pan': 'HCWPM8583B', 'name': 'Kajal Shreeram More', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '1263', 'quality_issue': None}PAN card PHOTO-2026-09-30-14-30-35 (4).jpg needs your check
dob
1995-02-23
1995-02-23
pan
BYPPD7872M
BYPPD7872M
name
DEVARE MAYUR SHARAD
DEVARE MAYUR SHARAD
legible
True
True
father name
SHARAD CHIMANRAV DEVARE
SHARAD CHIMANRAV DEVARE
raw reading (for Abhijit)
{'dob': '1995-02-23', 'pan': 'BYPPD7872M', 'name': 'DEVARE MAYUR SHARAD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHARAD CHIMANRAV DEVARE', 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card PHOTO-2026-09-30-14-30-35 (5).jpg needs your check
dob
2003-04-10
2003-04-10
name
Kajal Shreeram More
Kajal Shreeram More
mobile
9970872314
9970872314
address
pin: 422010; area: NR INDRAYANI MEDICAL, DGP NAGAR 2 KAMATWADA; flat: B 15; state: Maharashtra; building: SAI SANKUL COLONY; district: Nashik; post_office: Ambad A.s.; Village: Nashik
pin: 422010; area: NR INDRAYANI MEDICAL, DGP NAGAR 2 KAMATWADA; flat: B 15; state: Maharashtra; building: SAI SANKUL COLONY; district: Nashik; post_office: Ambad A.s.; Village: Nashik
legible
True
True
aadhaar last4
1263
1263
raw reading (for Abhijit)
{'dob': '2003-04-10', 'pan': None, 'name': 'Kajal Shreeram More', 'mobile': '9970872314', 'address': {'pin': '422010', 'area': 'NR INDRAYANI MEDICAL, DGP NAGAR 2 KAMATWADA', 'flat': 'B 15', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'SAI SANKUL COLONY', 'district': 'Nashik', 'post_office': 'Ambad A.s.', 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1263', 'quality_issue': None}Aadhaar card PHOTO-2026-09-30-14-30-35 (6).jpg needs your check
dob
1995-02-23
1995-02-23
name
Devare Mayur Sharad
Devare Mayur Sharad
mobile
9970892236
9970892236
address
pin: 422010; area: NR INDRAYANI MEDICAL, DGP NAGAR 2 KAMATWADE; flat: B 15; state: Maharashtra; building: SAI SANKUL COLONY; district: Nashik; post_office: Ambad A.s.; Village: Nashik
pin: 422010; area: NR INDRAYANI MEDICAL, DGP NAGAR 2 KAMATWADE; flat: B 15; state: Maharashtra; building: SAI SANKUL COLONY; district: Nashik; post_office: Ambad A.s.; Village: Nashik
legible
True
True
aadhaar last4
6781
6781
raw reading (for Abhijit)
{'dob': '1995-02-23', 'pan': None, 'name': 'Devare Mayur Sharad', 'mobile': '9970892236', 'address': {'pin': '422010', 'area': 'NR INDRAYANI MEDICAL, DGP NAGAR 2 KAMATWADE', 'flat': 'B 15', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'SAI SANKUL COLONY', 'district': 'Nashik', 'post_office': 'Ambad A.s.', 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6781', 'quality_issue': None}Other image002.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Paid challan (GRAS) DEVARE MAYUR SHARAD EchallanMH011166048202627E.pdf needs your check
grn
MH011166048202627E
MH011166048202627E
pin
422010
422010
total
17410.0
17410.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026093001424
03006172026093001424
district
NASHIK
NASHIK
area city
NASHIK
NASHIK
payer pan
BYPXXXXXXM
BYPXXXXXXM
flat block
FLAT NO 05 2ND FLOOR MADHURATN APARTMENT PLOT NO 7 SURVEY NO 50/1/A/2
FLAT NO 05 2ND FLOOR MADHURATN APARTMENT PLOT NO 7 SURVEY NO 50/1/A/2
payer name
DEVARE MAYUR SHARAD
DEVARE MAYUR SHARAD
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2175000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2175000
scheme rows
{'amount': 6530.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 6530.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2236
XXXXXX2236
payment date
30/09/2026-16:20:12
30/09/2026-16:20:12
road locality
KAMATWADE OPP MATALE HOUSE AMBAD LINK ROAD
KAMATWADE OPP MATALE HOUSE AMBAD LINK ROAD
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
2175000
2175000
raw reading (for Abhijit)
{'grn': 'MH011166048202627E', 'pin': '422010', 'total': 17410.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093001424', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'BYPXXXXXXM', 'flat_block': 'FLAT NO 05 2ND FLOOR MADHURATN APARTMENT PLOT NO 7 SURVEY NO 50/1/A/2', 'payer_name': 'DEVARE MAYUR SHARAD', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2175000', 'scheme_rows': [{'amount': 6530.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10880.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2236', 'payment_date': '30/09/2026-16:20:12', 'road_locality': 'KAMATWADE OPP MATALE HOUSE AMBAD LINK ROAD', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2175000'}Technical record (for Abhijit — safe to ignore)
| 3h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 30 Sep, 15:59 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 7h ago | EzDocs | email_shadowed:index2_chase | {'to': 'piyush.aher@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n', 'subject': 'Re: Process 0.3 & 0.5 Challan in case of Lo |
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': '37ef8659be61a839', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.', |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 15d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BYxxxxxxXM — no paper on the |
| 15d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '384950', 'lessons': []} |
| 15d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 15d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DEVARE MAYUR SHARAD EchallanMH011166048202627E.pdf', 'kind': |
| 15d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DEVARE MAYUR SHARAD |
| 15d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011166048202627E', 'file': 'DEVARE MAYUR SHARAD EchallanMH011166048202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 15d ago | EzDocs | challan_extracted | {'grn': 'MH011166048202627E', 'file': 'DEVARE MAYUR SHARAD EchallanMH011166048202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 17410.0} |
| 15d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 15d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []} |
| 15d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'PHOTO-2026-09-30-14-30-35 (2).jpg', 'paper': 'the sanction letter', 'not_on_paper': ['SURVE |
| 15d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"} |
| 15d ago | EzDocs | quoted_history_checked | {} |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 2, 'summary': |
| 15d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'trigger': 'quick sweep'} |
| 15d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 15d ago | EzDocs | reader_home_address | {'fp': 'b15ab94be0da34b7', 'from': 'the sanction letter (PHOTO-2026-09-30-14-30-35 (2).jpg)', 'home': {'pin': '422010', 'area': 'DHP NAGAR 2 KAMATEADE SHIWAR', 'flat': 'B-15', 'state': 'MAHARASHTRA', 'building': 'SAI SAN |
| 15d ago | EzDocs | case_read | {'how': 'uri', 'tag': '094cb43f89a4b69e', 'docs': ['PHOTO-2026-09-30-14-30-35 (2).jpg', 'PHOTO-2026-09-30-14-30-35 (5).jpg', 'PHOTO-2026-09-30-14-30-35 (6).jpg', 'PHOTO-2026-09-30-14-30-35 (3).jpg', 'PHOTO-2026-09-30-14- |
| 15d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['PHOTO-2026-09-30-14-30-35 (2).jpg', 'PHOTO-2026-09-30-14-30-35 (5).jpg', 'PHOTO-2026-09-30-14-30-35 (6).jpg', 'PHOTO-2026-09-30-14-30-35 (3).jpg', 'PHOTO-2026-09-30-14-30-35 (4 |
| 15d ago | EzDocs | address_compared | {'sig': 'fdb92da0512e1ebb', 'why': 'after gather', 'people': [{'home': 'B 15, SAI SANKUL COLONY, NR INDRAYANI MEDICAL, DGP NAGAR 2 KAMATWADE, Nashik, Nashik, 422010', 'person': 'DEVARE MAYUR SHARAD', 'against': [{'src': |
| 15d ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 15d ago | EzDocs | case_acknowledged_challan_queued | {'utr': '634025436584', 'fee_total': 19230} |
| 15d ago | EzDocs | email_shadowed:ack | {'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Devare Mayur Sharad\n LAN |
| 15d ago | EzDocs | challan_boxes_composed | {'fp': '08599a7e01927fa8', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 05 2ND FLOOR MADHURATN APARTMENT PLOT NO |
| 15d ago | EzDocs | fee_quote_suppressed | {'how': 'claim', 'utr': '634025436584', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 19400.0} |
| 15d ago | EzDocs | sms_matched_late | {'ref': '634025436584', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 19400.0, 'method': 'screen |
| 15d ago | EzDocs | payment_verified | {'utr': '634025436584', 'why': "paid ₹19,400, ₹170 MORE than our ask of ₹19,230 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 169.75, 'method': 'screenshot_amount_time |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹19,400 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 15 Oct2 things
An old draft withdrew itself — its asks were already answered
Wrote the Index II chase mail — held, silent mode
Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0826/5184386 Applicant Name : DEVARE MAYUR SHARAD.
13 Oct1 thing — 1 step
EzDocs checked the e-filing boxes against the papers
30 Sep40 things — 11 documents received · 3 letters written · 2 money steps · 1 caution · 23 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
Received: Challan
DEVARE MAYUR SHARAD EchallanMH011166048202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
EzDocs took 26 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02963
The challan's address boxes were written from the papers
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
EzDocs read the whole trail as one conversation — where the case stands is on the page
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
The payment proof already on the case was applied
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The loan amount was worked out from the papers
Received: other
image001.jpg
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: other
image002.jpg
Received: PAN card
PHOTO-2026-09-30-14-30-35 (4).jpg
Co-applicant added
Payment proof arrived before the case was quoted — held
Property address read from the sanction letter
Received: Aadhaar
PHOTO-2026-09-30-14-30-35 (6).jpg
Received: Aadhaar
PHOTO-2026-09-30-14-30-35 (5).jpg
Received: PAN card
PHOTO-2026-09-30-14-30-35 (3).jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Document could not be read — a clear copy was asked for
this is a full-body photograph, not a live selfie
Received: Sanction letter
PHOTO-2026-09-30-14-30-35 (2).jpg
Received: Payment screenshot
PHOTO-2026-09-30-14-28-46.jpg
Received: Selfie
PHOTO-2026-09-30-14-30-35.jpg
Received: Selfie — not usable
PHOTO-2026-09-30-14-30-35 (1).jpg — this is a full-body photograph, not a live selfie
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 1.89 s · 222 queries · this page refreshes by itself when something on it changes (never while you type) · release v529 · build bfe3c0d1