Cases / NOI-2026-03608
Vishal Rajbanshi Roy
LAN 77000370063
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
8 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: stamp duty on the challan is 5410/9010 — the case works out Rs.5400; registration fee on the challan is 5410/9010 — the case works out Rs.0; challan total Rs.14420 — the case works out Rs.5400 — open the challan file and check before anything is shared.
✓PAN cardopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Technical reportopen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (9)A label is wrong? Fix it under All documents.
For you to check
- Challan on file does not agree with the case. Open it before paying or sharing.
- Bank over the 15,000 cap — see Facts.
- Screenshot shows money paid to “vishal” — not our account.
MoneyAll of it is in
₹5,500.35CASE MARKTOP-UP
The whole amount reached our account. Nothing is pending on this case.
₹16,450 receivedthe receipt's amount and minute agree
Stamp duty 0.3% — the top-up challan5,400
Top-up challan charge100.35
Total we ask for5,500.35
the branch’s receipt claims ₹16,450 846241881065
paid 19:15:43 · verified 19:25:05 · 9 min 23 s later
How we know
Our own bank told us — 19:15
₹16,450 · UTR 846241881065 · from JD-PNBSMS-S · a/c …0581
“Ac XX0581 Credited with Rs.16450.00 15-10-2026 19:15:43 by VISHAL R thru UPI. Aval Bal Rs.63048.04 CR. (UPI Ref ID:846241881065) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
Bank's table ₹16,450 — accept as full (₹10,949.65 = our margin).
BANK OVER THE 15,000 CAP
The branch's mail adds up wrong: its own fee rows come to Rs.97,450, but the TOTAL line says Rs.16,450 — Rs.81,000 less than its own rows. Collect Rs.5,500. Do NOT accept Rs.16,450: the government challan alone is more than that, so the case would stall at the counter and the shortfall would be ours to fund.
the branch's own words
The branch's mail said: filing fee (0.50%): bank says Rs.90,000, computed Rs.0 (difference Rs.90,000); total payable: bank says Rs.16,450, computed Rs.5,500 (difference Rs.10,950); service fee + DHC: bank says Rs.2,050, computed Rs.100 (difference Rs.1,950); the bank's own rows sum to Rs.97,450 but its total says Rs.16,450See the full workingevery row, and the property
Time takennot shown to the bank
Challan 6 minour time · 19:45
Index II —not yet
the NOI team 1 h 26 mintotal 1 h 26 min so far
Now with the NOI team — e-filing on IGR
since 19:45 — 1 h 05 min of working time
Day by day — every step and who held it
19:23Your branch's mail
19:23Payment landedat once
19:24Papers read+1 min · the NOI team
19:24Property readat once
19:25Fee quotedat once
19:25Payment verifiedat once
19:25Ready for the challanat once
19:45Challan made+20 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹18,00,000
Loan account no.
77000370063
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Floor is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.
See the boxes — read from the technical report
District
Amravati
Taluka
Amravati
Village
Waruda
Number type
PLOT
Number
35-B
Building
Bunglow
Floor
(empty)
Flat / shop no
35-B
Area
162.02
Hadd
AMRAVATI
Read from the technical report, not the Index II. HRQ-26-171579_INDProcessRequest_2500320261015183051030.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
The 0.3% challan is paid — nothing is filed on this kind
This case asked for the 0.3% challan alone (the stamp duty and ₹100) — a top-up, or a stand-alone 0.3% challan. There is no e-filing and no Index II to wait for. Share the challan with the branch (the mail is ready in Draft mails), then close the case. If the branch asks for the NOI filing too, set the kind to NOI under Case facts first.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
NOTEThe name of person 2
| The PAN card | TARA R ROY |
| The sanction letter DIFFERS | TARA RAJBANSHI ROY |
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the technical report; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012134627202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
GL
gaurav.landage@icicihfc.com icicihfc.com
15 Oct, 19:23 · 1h ago THE FIRST MAIL — how this case began
15 Oct, 19:23 · 1h ago THE FIRST MAIL — how this case began
APPLICATION NO.- 77000370063 - APPLICANT NAME - VISHAL RAJBANSHI ROY PROCESS CHALLAN OF 0.3 & 0.5% AND NOI BIOMATRIX PRO
📎 IMG-20261015-WA0026.jpg↗📎 VISHAL ROY PANCARD.pdf↗📎 TARA ROY PAN CARD .pdf↗📎 TARA ROY AADHAR CARD .pdf↗📎 VISHAL ROY AADHAR.pdf↗📎 image.png↗📎 KFSLetter_77000370063.pdf↗📎 HRQ-26-171579_INDProcessRequest_2500320261↗
NAME
Loan account (LAN)77000370063
Loan amount₹18,00,000
Stamp duty 0.30%₹5,400
Registration fee 0.50%₹90,000
DHC₹350
Total₹16,450
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
VISHAL RAJBANSHI ROY
CASE INITIATION BRANCH NAME
AMRAVATI
CASE TYPE (PLS MENTION IT )
CHALAN | TOP UP
NOI SERIVCE FEE1700
SRO NoYAVATMAL01
Thanks & Regards
GAURAV N. LANDAGE
DMA Manager- Amravati
9370331320
[cid:a7769759-44c2-4b5d-a229-e21085719182]
Shop No. 301, 302, 303, 3rd floor, Next Level Mall,
In front of Hotel Grand Mehfill, Camp Road, Amravati - 444601
Website - www.icicihfc.com<http://www.icicihfc.com/>
🤖 read: asks for the challan, a payment receipt, the fee / a quote; documents attached; note: TOP UP — “*PAYMENT SCREENSHOT WITH UTR
ATTACHED”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 19:45 · 1h ago
15 Oct, 19:45 · 1h ago
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
On Thu, 15 Oct 2026 at 19:24, Gaurav Landage /DIST/ICICIHFC/AMVT <
gaurav.landage@icicihfc.com> wrote:
*NAME*
VISHAL RAJBANSHI ROY
*LAN NO*
*77000370063 *
*CASE INITIATION BRANCH NAME*
*AMRAVATI*
*CASE TYPE (PLS MENTION IT)*
*CHALAN | TOP UP*
*LOAN AMOUNT WITH INSURANCE*
*1800000*
*0.30%*
*5400*
*0.50%*
*90000*
*NOI SERIVCE FEE*
*1700*
*DHC*
*350*
*TOTAL AMOUNT PAYABLE*
*16450*
**SANCTION LETTER*
*ATTACHED*
**APPLICANT/S AADHAR CARD*
*ATTACHED*
**APPLICANT/S PAN CARD*
*ATTACHED*
**IINDEX II COPY | LSR | SALE DEED*
*ATTACHED*
**APPLICANT SELFIE*
*ATTACHED*
**PAYMENT SCREENSHOT WITH UTR*
*ATTACHED*
*SRO No*
*YAVATMAL01*
*Thanks & Regards *
*GAURAV N. LANDAGE*
*DMA Manager- Amravati *
*9370331320*
Shop No. 301, 302, 303, 3rd floor, Next Level Mall,
In front of Hotel Grand Mehfill, Camp Road, Amravati - 444601
Website - www.icicihfc.com
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 19:46 · 1h ago
15 Oct, 19:46 · 1h ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Thu, 15 Oct 2026 at 19:45, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Thu, 15 Oct 2026 at 19:24, Gaurav Landage /DIST/ICICIHFC/AMVT < gaurav.landage@icicihfc.com > wrote:
NAME
VISHAL RAJBANSHI ROY
LAN NO
77000370063
CASE INITIATION BRANCH NAME
AMRAVATI
CASE TYPE (PLS MENTION IT)
CHALAN | TOP UP
LOAN AMOUNT WITH INSURANCE
1800000
0.30%
5400
0.50%
90000
NOI SERIVCE FEE
1700
DHC
350
TOTAL AMOUNT PAYABLE
16450
*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
ATTACHED
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED
SRO No
YAVATMAL01
Thanks & Regards
GAURAV N. LANDAGE
DMA Manager- Amravati
9370331320
Shop No. 301, 302, 303, 3rd floor, Next Level Mall,
In front of Hotel Grand Mehfill, Camp Road, Amravati - 444601
Website -
www.icicihfc.com
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20261015-WA0026.jpg | filed | 1h ago |
| PAN card | VISHAL ROY PANCARD.pdf | filed | 1h ago |
| PAN card | TARA ROY PAN CARD .pdf | filed | 1h ago |
| Aadhaar card | TARA ROY AADHAR CARD .pdf | filed | 1h ago |
| Aadhaar card+ PAN card inside | VISHAL ROY AADHAR.pdf | filed | 1h ago |
| Other | image.png | filed | 1h ago |
| Sanction letter+ Bank's calculation sheet inside | KFSLetter_77000370063.pdf | filed | 1h ago |
| Technical report | HRQ-26-171579_INDProcessRequest_2500320261015183051030.pdf | filed | 1h ago |
| Paid challan (GRAS) | VISHAL RAJBANSHI ROY EchallanMH012134627202627E.pdf | filed | 59m ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹5,500.35
₹5,500.35
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹16,450 846241881065
₹16,450 846241881065
Paid at
19:15:43
19:15:43
Verified on
19:25:05
19:25:05
wrong_payee:vishal
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,400 | ₹0 | ₹0 | ₹100 | ₹5,500 |
Property (must be perfect)
39 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Floor (person 1), Flat / house no (person 1), Mobile (person 2), Floor (person 2) …
24 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the technical report BASE — the challan follows this
HRQ-26-171579_INDProcessRequest_2500320261015183051030.pdf
Property Address line
LAYOUT PLOT NO. 35-B, SURVEY NO. 2 PART, MOUJE ,WARUDA, PRAGANE BADNERA, AT. BALAJI NAGAR, BEHIND ,SHRI BALAJI MARKETING, YAVATMAL ROAD, NEW TOWN ,BADNERA, TQ. DIST. AMRAVATI-444701
LAYOUT PLOT NO. 35-B, SURVEY NO. 2 PART, MOUJE ,WARUDA, PRAGANE BADNERA, AT. BALAJI NAGAR, BEHIND ,SHRI BALAJI MARKETING, YAVATMAL ROAD, NEW TOWN ,BADNERA, TQ. DIST. AMRAVATI-444701
Legal Address line
LAYOUT PLOT NO. 35-B, SURVEY NO. 2 PART, MOUJE WARUDA, PRAGANE BADNERA, AT. BALAJI NAGAR, BEHIND SHRI BALAJI MARKETING, YAVATMAL ROAD, NEW TOWN BADNERA, TQ. DIST. AMRAVATI-444701
LAYOUT PLOT NO. 35-B, SURVEY NO. 2 PART, MOUJE WARUDA, PRAGANE BADNERA, AT. BALAJI NAGAR, BEHIND SHRI BALAJI MARKETING, YAVATMAL ROAD, NEW TOWN BADNERA, TQ. DIST. AMRAVATI-444701
PIN
444701
444701
THE CHALLAN, as it will be typed
Flat/Survey Number
LAYOUT PLOT NO 35-B SURVEY NO 2 PART MOUJE WARUDA PRAGANE BADNERA AT BALAJI NAGAR
LAYOUT PLOT NO 35-B SURVEY NO 2 PART MOUJE WARUDA PRAGANE BADNERA AT BALAJI NAGAR
Locality/Road
BEHIND SHRI BALAJI MARKETING YAVATMAL ROAD NEW TOWN BADNERA TQ DIST AMRAVATI
BEHIND SHRI BALAJI MARKETING YAVATMAL ROAD NEW TOWN BADNERA TQ DIST AMRAVATI
Area/City
AMRAVATI
check or correct a box, the papers beside it →AMRAVATI
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VISHAL RAJBANSHI ROY | AULPR9098Q | …3195 |
| co_mortgagor | TARA R ROY | AULPR9143G | …9630 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | gaurav.landage@icicihfc.com | 1h ago |
| acknowledgement | gaurav.landage@icicihfc.com | 1h ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261015-WA0026.jpg needs your check
utr
846241881065
846241881065
date
2026-10-15
2026-10-15
time
19:15
19:15
amount
16450
16450
method
PhonePe
PhonePe
payee name
vishal
vishal
debit notification text
Transaction Successful
Transaction Successful
raw reading (for Abhijit)
{'utr': '846241881065', 'date': '2026-10-15', 'time': '19:15', 'amount': 16450, 'method': 'PhonePe', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'vishal', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}PAN card TARA ROY PAN CARD .pdf needs your check
dob
1972-07-28
1972-07-28
pan
AULPR9143G
AULPR9143G
name
TARA R ROY
TARA R ROY
legible
True
True
father name
BARSATI SADOO PARDESHI
BARSATI SADOO PARDESHI
raw reading (for Abhijit)
{'dob': '1972-07-28', 'pan': 'AULPR9143G', 'name': 'TARA R ROY', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BARSATI SADOO PARDESHI', 'aadhaar_last4': None, 'quality_issue': None}PAN card VISHAL ROY PANCARD.pdf needs your check
dob
1991-11-07
1991-11-07
pan
AULPR9098Q
AULPR9098Q
name
VISHAL RAJBANSHI ROY
VISHAL RAJBANSHI ROY
legible
True
True
father name
RAJBANSHI HIRALAL ROY
RAJBANSHI HIRALAL ROY
raw reading (for Abhijit)
{'dob': '1991-11-07', 'pan': 'AULPR9098Q', 'name': 'VISHAL RAJBANSHI ROY', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAJBANSHI HIRALAL ROY', 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card TARA ROY AADHAR CARD .pdf needs your check
dob
1972-07-28
1972-07-28
name
Tara Roy
Tara Roy
address
pin: 444701; road: Ziri Mandir Road, New Town Badnera; state: Maharashtra; building: C/o Suresh Barsati Rajbhar, Madhuchandra Colony; district: Amravati; Village: Badnera, Amravati
pin: 444701; road: Ziri Mandir Road, New Town Badnera; state: Maharashtra; building: C/o Suresh Barsati Rajbhar, Madhuchandra Colony; district: Amravati; Village: Badnera, Amravati
legible
True
True
aadhaar last4
9630
9630
raw reading (for Abhijit)
{'dob': '1972-07-28', 'pan': None, 'name': 'Tara Roy', 'mobile': None, 'address': {'pin': '444701', 'area': None, 'flat': None, 'road': 'Ziri Mandir Road, New Town Badnera', 'floor': None, 'state': 'Maharashtra', 'building': 'C/o Suresh Barsati Rajbhar, Madhuchandra Colony', 'district': 'Amravati', 'post_office': None, 'village_city': 'Badnera, Amravati'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9630', 'quality_issue': None}Aadhaar card VISHAL ROY AADHAR.pdf needs your check
dob
1991-11-07
1991-11-07
name
Vishal Rajbanshi Roy
Vishal Rajbanshi Roy
mobile
9130228636
9130228636
address
pin: 444701; area: Near Hanuman Mandir, Venkatesh Balaji Nagar New Town; road: Yavatmal Road; state: Maharashtra; district: Amravati; post_office: Badnera; Village: Badnera
pin: 444701; area: Near Hanuman Mandir, Venkatesh Balaji Nagar New Town; road: Yavatmal Road; state: Maharashtra; district: Amravati; post_office: Badnera; Village: Badnera
legible
True
True
aadhaar last4
3195
3195
raw reading (for Abhijit)
{'dob': '1991-11-07', 'pan': None, 'name': 'Vishal Rajbanshi Roy', 'mobile': '9130228636', 'address': {'pin': '444701', 'area': 'Near Hanuman Mandir, Venkatesh Balaji Nagar New Town', 'flat': None, 'road': 'Yavatmal Road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Amravati', 'post_office': 'Badnera', 'village_city': 'Badnera'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3195', 'quality_issue': None}Sanction letter KFSLetter_77000370063.pdf needs your check
lan
77000370063
77000370063
legible
True
True
purpose
Non Home Loan and Purchase/Improvement of Property
Non Home Loan and Purchase/Improvement of Property
loan type
Non Home Loan and Purchase/Improvement of Property
Non Home Loan and Purchase/Improvement of Property
confidence
1.0
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000370063)', "the sanctioned amount's digits and word
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000370063)', "the sanctioned amount's digits and word
rate words
12.00 % p.a. Floating; IHPLR 18.9 % less 6.90 %
12.00 % p.a. Floating; IHPLR 18.9 % less 6.90 %
loan amount
1800000.0
1800000.0
rate spread
-6.9
-6.9
final amount
1800000.0
1800000.0
interest rate
12.0
12.0
sanction date
15/10/2026
15/10/2026
reference rate
18.9
18.9
applicant email
vrroy1@gmail.com
vrroy1@gmail.com
applicant names
VISHAL RAJBANSHI ROY, TARA RAJBANSHI ROY
VISHAL RAJBANSHI ROY, TARA RAJBANSHI ROY
printed altered
False
False
sourced through
164223 - BRANCH-0428
164223 - BRANCH-0428
applicant mobile
9130228636
9130228636
balance transfer
False
False
final amount label
Sanctioned Loan amount (in Rupees)
Sanctioned Loan amount (in Rupees)
includes insurance
False
False
applicant address verbatim
S/O Rajbanshi Roy, Yavatmal Road, Near Hanuman Mandir, Venkatesh Balaji Nagar New Town, Badnera, Amravati, Badnera, Amaravati, AMRAVATI, MAHARASHTRA, IN, 444701
S/O Rajbanshi Roy, Yavatmal Road, Near Hanuman Mandir, Venkatesh Balaji Nagar New Town, Badnera, Amravati, Badnera, Amaravati, AMRAVATI, MAHARASHTRA, IN, 444701
raw reading (for Abhijit)
{'lan': '77000370063', 'legible': True, 'purpose': 'Non Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Non Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000370063)', "the sanctioned amount's digits and words agree (1800000)", 'the rate is the benchmark less the spread (18.9 - 6.90 = 12.0)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '12.00 % p.a. Floating; IHPLR 18.9 % less 6.90 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1800000.0, 'rate_spread': -6.9, 'final_amount': 1800000.0, 'interest_rate': 12.0, 'quality_issue': None, 'sanction_date': '15/10/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'vrroy1@gmail.com', 'applicant_names': ['VISHAL RAJBANSHI ROY', 'TARA RAJBANSHI ROY'], 'printed_altered': False, 'sourced_through': '164223 - BRANCH-0428', 'applicant_mobile': '9130228636', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'S/O Rajbanshi Roy, Yavatmal Road, Near Hanuman Mandir, Venkatesh Balaji Nagar New Town, Badnera, Amravati, Badnera, Amaravati, AMRAVATI, MAHARASHTRA, IN, 444701'}Other image.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Aadhaar card VISHAL ROY AADHAR.pdf needs your check
dob
1991-11-07
1991-11-07
mobile
9130228636
9130228636
address
pin: 444701; area: Near Hanuman Mandir; road: Yavatmal Road; state: Maharashtra; building: Venkatesh Balaji Nagar New Town; district: Amravati; post_office: Badnera; Village: Badnera
pin: 444701; area: Near Hanuman Mandir; road: Yavatmal Road; state: Maharashtra; building: Venkatesh Balaji Nagar New Town; district: Amravati; post_office: Badnera; Village: Badnera
legible
True
True
aadhaar last4
3195
3195
raw reading (for Abhijit)
{'dob': '1991-11-07', 'pan': None, 'name': None, 'mobile': '9130228636', 'address': {'pin': '444701', 'area': 'Near Hanuman Mandir', 'flat': None, 'road': 'Yavatmal Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Venkatesh Balaji Nagar New Town', 'district': 'Amravati', 'post_office': 'Badnera', 'village_city': 'Badnera'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3195', 'quality_issue': None}Technical report HRQ-26-171579_INDProcessRequest_2500320261015183051030.pdf needs your check
found
True
True
found in
INDIVIDUAL TECHNICAL REPORT (Property Address)
INDIVIDUAL TECHNICAL REPORT (Property Address)
area sq m
162.02
162.02
paper for
loan_ref: 77000370063; report_id: HRQ-26-171579; customer_name: Vishal Rajbanshi Roy
loan_ref: 77000370063; report_id: HRQ-26-171579; customer_name: Vishal Rajbanshi Roy
confidence
0.99
0.99
reading486
property
property
address lines
taken: legal; legal_address: Layout Plot No. 35-B, Survey No. 2 Part, Mouje Waruda, Pragane Badnera, At. Balaji Nagar, Behind Shri Balaji Marketing, Yavatmal Road, New Town Badnera, Tq. Dist. Amravati-444701; property_ad
taken: legal; legal_address: Layout Plot No. 35-B, Survey No. 2 Part, Mouje Waruda, Pragane Badnera, At. Balaji Nagar, Behind Shri Balaji Marketing, Yavatmal Road, New Town Badnera, Tq. Dist. Amravati-444701; property_ad
property address
pin: 444701; road: YAVATMAL ROAD; state: Maharashtra; taluka: Amravati; district: Amravati; landmark: Behind Shri Balaji Marketing; Address: Layout Plot No. 35-B, Survey No. 2 Part, Mouje Waruda, Pragane Badnera, At
pin: 444701; road: YAVATMAL ROAD; state: Maharashtra; taluka: Amravati; district: Amravati; landmark: Behind Shri Balaji Marketing; Address: Layout Plot No. 35-B, Survey No. 2 Part, Mouje Waruda, Pragane Badnera, At
security address verbatim
Layout Plot No. 35-B, Survey No. 2 Part, Mouje Waruda, Pragane Badnera, At. Balaji Nagar, Behind Shri Balaji Marketing, Yavatmal Road, New Town Badnera, Tq. Dist. Amravati-444701
Layout Plot No. 35-B, Survey No. 2 Part, Mouje Waruda, Pragane Badnera, At. Balaji Nagar, Behind Shri Balaji Marketing, Yavatmal Road, New Town Badnera, Tq. Dist. Amravati-444701
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT (Property Address)', 'area_sq_m': 162.02, 'paper_for': {'loan_ref': '77000370063', 'report_id': 'HRQ-26-171579', 'customer_name': 'Vishal Rajbanshi Roy'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Layout Plot No. 35-B, Survey No. 2 Part, Mouje Waruda, Pragane Badnera, At. Balaji Nagar, Behind Shri Balaji Marketing, Yavatmal Road, New Town Badnera, Tq. Dist. Amravati-444701', 'property_address': 'Layout Plot No. 35-B, Survey No. 2 Part, Mouje ,Waruda, Pragane Badnera, At. Balaji Nagar, Behind ,Shri Balaji Marketing, Yavatmal Road, New Town ,Badnera, Tq. Dist. Amravati-444701'}, 'property_address': {'pin': '444701', 'road': 'YAVATMAL ROAD', 'state': 'Maharashtra', 'taluka': 'Amravati', 'flat_no': None, 'district': 'Amravati', 'floor_no': None, 'landmark': 'Behind Shri Balaji Marketing', 'full_address': 'Layout Plot No. 35-B, Survey No. 2 Part, Mouje Waruda, Pragane Badnera, At. Balaji Nagar, Behind Shri Balaji Marketing, Yavatmal Road, New Town Badnera, Tq. Dist. Amravati-444701', 'village_city': 'Waruda', 'building_name': None, 'survey_or_cts_no': 'Layout Plot No. 35-B, Survey No. 2 Part'}, 'security_address_verbatim': 'Layout Plot No. 35-B, Survey No. 2 Part, Mouje Waruda, Pragane Badnera, At. Balaji Nagar, Behind Shri Balaji Marketing, Yavatmal Road, New Town Badnera, Tq. Dist. Amravati-444701'}Paid challan (GRAS) VISHAL RAJBANSHI ROY EchallanMH012134627202627E.pdf needs your check
grn
MH012134627202627E
MH012134627202627E
pin
444701
444701
total
14420.0
14420.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101502223
03006172026101502223
district
AMRAVATI
AMRAVATI
area city
AMRAVATI
AMRAVATI
payer pan
AULXXXXXXQ
AULXXXXXXQ
flat block
LAYOUT PLOT NO. 35-B, SURVEY NO. 2 PART, MOUJE, WARUDA, PRAGANE BADNERA, AT. BALAJI NAGAR
LAYOUT PLOT NO. 35-B, SURVEY NO. 2 PART, MOUJE, WARUDA, PRAGANE BADNERA, AT. BALAJI NAGAR
payer name
VISHAL RAJBANSHI ROY
VISHAL RAJBANSHI ROY
sro office
AMT2_JT AMRAVATI NO 2 SUB REGISTRAR
AMT2_JT AMRAVATI NO 2 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME COMPANY LTD~CA=1800000
PAN2=AAACI6285N~SecondPartyName=ICICI HOME COMPANY LTD~CA=1800000
scheme rows
{'amount': 5410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 5410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX8636
XXXXXX8636
payment date
15/10/2026-19:45:15
15/10/2026-19:45:15
road locality
BEHIND, SHRI BALAJI MARKETING, YAVATMAL ROAD, NEW TOWN, BADNERA, TQ. DIST. AMRAVATI
BEHIND, SHRI BALAJI MARKETING, YAVATMAL ROAD, NEW TOWN, BADNERA, TQ. DIST. AMRAVATI
second party pan
AAACI6285N
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
ICICI HOME FINANCE COMPANY LTD
consideration amount
1800000
1800000
raw reading (for Abhijit)
{'grn': 'MH012134627202627E', 'pin': '444701', 'total': 14420.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101502223', 'district': 'AMRAVATI', 'area_city': 'AMRAVATI', 'payer_pan': 'AULXXXXXXQ', 'flat_block': 'LAYOUT PLOT NO. 35-B, SURVEY NO. 2 PART, MOUJE, WARUDA, PRAGANE BADNERA, AT. BALAJI NAGAR', 'payer_name': 'VISHAL RAJBANSHI ROY', 'sro_office': 'AMT2_JT AMRAVATI NO 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME COMPANY LTD~CA=1800000', 'scheme_rows': [{'amount': 5410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8636', 'payment_date': '15/10/2026-19:45:15', 'road_locality': 'BEHIND, SHRI BALAJI MARKETING, YAVATMAL ROAD, NEW TOWN, BADNERA, TQ. DIST. AMRAVATI', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '1800000'}Technical record (for Abhijit — safe to ignore)
| 43m ago | EzDocs | quoted_history_checked | {} |
| 45m ago | EzDocs | filing_waits_on_title_doc | {'was': 'US', 'why': "the regular check — the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, wh |
| 45m ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 5410/9010 — the case works out Rs.5400', 'registration fee on the challan is 5410 |
| 46m ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 47m ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '296b769a-8340-4edb-bd97-cb461ec307a7'} |
| 58m ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '296b769a-8340-4edb-bd97-cb461ec307a7'} |
| 59m ago | EzDocs | only03_nothing_to_file | {'was': 'VENDOR', 'why': 'the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan): nothing is filed on the IGR site, so no title document is waited for — the challan is shared and the case closed'} |
| 59m ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VISHAL RAJBANSHI ROY EchallanMH012134627202627E.pdf', 'kind': |
| 59m ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VISHAL RAJBANSHI RO |
| 59m ago | EzDocs | challan_mismatch | {'file': 'VISHAL RAJBANSHI ROY EchallanMH012134627202627E.pdf', 'problems': ['stamp duty on the challan is 5410/9010 — the case works out Rs.5400', 'registration fee on the challan is 5410/9010 — the case works out Rs.0' |
| 59m ago | EzDocs | challan_extracted | {'grn': 'MH012134627202627E', 'file': 'VISHAL RAJBANSHI ROY EchallanMH012134627202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 14420.0} |
| 59m ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 15 Oct, 19:45 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 1h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '531957', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 1h ago | Nikhil | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours' |
| 1h ago | EzDocs | paper_locate | {'fp': '4ffc4f85af7f5ba4', 'box': [113, 318, 301, 715], 'why': 'The PAN card with the number AULPR9098Q is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '00d0527b-bbd9-47af-817d-7c31 |
| 1h ago | Nikhil | calc_figure452 | {'by': 'Nikhil', 'rf': 9010, 'sd': 5410, 'why': "a person worked this challan on this figure with the calculator on the GRAS page; the amounts were typed into the form from it. The case's loan amount is not changed here" |
| 1h ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints 'SUR |
| 1h ago | EzDocs | form_checked489 | {'ok': False, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 2, 'case_no': 'NOI-2026-03608'} |
| 1h ago | EzDocs | challan_boxes_by_rules | {'fp': 'd1e19c32346a5524', 'why': 'EzDocs wrote more than the boxes hold, twice (box 2 had 121 characters (it holds 100))', 'anew': 'first'} |
| 1h ago | EzDocs | reader_mail_addition | {'fp': 'd51ba073930ac97e', 'add': {}, 'why': "The mail does not add any missing unit, building, or road information to the paper's address.", 'asked': True, 'quote': '', 'same_property': True} |
| 1h ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Area', 'why': 'The |
| 1h ago | EzDocs | reader_home_address | {'fp': 'd3a0cc3e2031667d', 'from': 'the sanction letter (KFSLetter_77000370063.pdf)', 'home': {'pin': '444701', 'area': 'Near Hanuman Mandir, Venkatesh Balaji Nagar New Town', 'road': 'Yavatmal Road', 'state': 'MAHARASHT |
| 1h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-15T13:55:53', 'why': 'reading', 'open': 7, 'mails': [{'at': '2026-10-15 13:53', 'id': '1a13fd7a84628024', 'from': 'branch', 'gist': 'The branch has attached documents for a top-up loan and is as |
| 1h ago | EzDocs | case_read | {'how': 'uri', 'tag': '1d8d01ad8423440c', 'docs': ['HRQ-26-171579_INDProcessRequest_2500320261015183051030.pdf', 'KFSLetter_77000370063.pdf', 'TARA ROY AADHAR CARD.pdf', 'VISHAL ROY AADHAR.pdf', 'VISHAL ROY PANCARD.pdf' |
| 1h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['HRQ-26-171579_INDProcessRequest_2500320261015183051030.pdf', 'KFSLetter_77000370063.pdf', 'TARA ROY AADHAR CARD.pdf', 'VISHAL ROY AADHAR.pdf', 'VISHAL ROY PANCARD.pdf', 'TARA |
| 1h ago | EzDocs | address_compared | {'sig': 'b683e11b464b8da9', 'why': 'after gather', 'people': [{'home': 'Venkatesh Balaji Nagar New Town, Yavatmal Road, Near Hanuman Mandir, Venkatesh Balaji Nagar New Town, Badnera, Amravati, 444701', 'person': 'VISHAL |
| 1h ago | EzDocs | challan_boxes_by_rules | {'fp': 'd1e19c32346a5524', 'why': 'EzDocs wrote more than the boxes hold, twice (box 2 had 121 characters (it holds 100))', 'anew': 'first'} |
| 1h ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 1h ago | EzDocs | case_acknowledged_challan_queued | {'utr': '846241881065', 'fee_total': 5500} |
| 1h ago | EzDocs | email_shadowed:ack | {'to': 'gaurav.landage@icicihfc.com', 'body': 'Team,\n\nWe acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same. For NOI filing, we need the colour live selfie photo of t |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo, Index II copy / Title document
Money
₹16,450 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Challan on file does not agree with the case. Open it before paying or sharing. Bank over the 15,000 cap — see Facts. Screenshot shows money paid to “vishal” — not our account.
Today · 15 Oct36 things
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs took 38 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
VISHAL RAJBANSHI ROY EchallanMH012134627202627E.pdf
An old draft withdrew itself — its asks were already answered
Nikhil pressed Proceed on the challan — what was changed is kept
EzDocs found something to check before the form is saved
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Re: APPLICATION NO.- 77000370063 - APPLICANT NAME - VISHAL RAJBANSHI ROY PROCESS CHALLAN OF 0.3 & 0.5% AND NOI
An old draft withdrew itself — its asks were already answered
Wrote the fee quote mail — held, silent mode
Re: APPLICATION NO.- 77000370063 - APPLICANT NAME - VISHAL RAJBANSHI ROY PROCESS CHALLAN OF 0.3 & 0.5% AND NOI
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The branch's own fee working disagrees with the law
Property checked by EzDocs — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
The loan amount was worked out from the papers
Received: Technical report
HRQ-26-171579_INDProcessRequest_2500320261015183051030.pdf
Received: Sanction letter
KFSLetter_77000370063.pdf
Received: other
image.png
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
Received: Aadhaar
VISHAL ROY AADHAR.pdf
Payment proof arrived before the case was quoted — held
Received: Aadhaar
TARA ROY AADHAR CARD .pdf
Received: PAN card
TARA ROY PAN CARD .pdf
Received: PAN card
VISHAL ROY PANCARD.pdf
Received: Payment screenshot
IMG-20261015-WA0026.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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