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Cases / NOI-2026-03531

Aakash Kanojiya

PNB_HFLLAN NHL/WRJE/0926/5216719 Needs documents · waiting on the branch All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
Papers for the challan3 still to come
8 of 11 in hand.
everything the challan needs, and where each one stands
Challan already made. Still missing for the file: Applicant's Aadhaar Card, Applicant's PAN Card
✓Selfie / photoopen
✓Payment screenshot — money verifiedopen
✓PAN cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓LSR (search report) — inside IMG-20261014-WA0058.jpgopen
A challan that is not the NOI's (the sale deed's own) — not counted — inside AKASHKUMAR SURYAPRAKASH KANOJIYA Eopen
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The fee is verified but this case still reads as waiting for payment. Catching up now — this page refreshes itself.
MoneyAll of it is in
₹35,370.22CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹35,440 receivedfound by its UTR
Stamp duty 0.3%18,550
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.22
Total we ask for35,370.22
paid 14 Oct 14:54:28 · verified 14 Oct 15:23:12 · 28 min later
How we know
Our own bank told us — 14 Oct 14:54
₹35,440 · UTR 131270142988 · from VD-HDFCBN-S
“Successful! You have received Rs. 35440.00 via HDFC Bank SmartHub Vyapar from VILAS RADH. RRN-131270142988, Check: https://1.hdfc.bank.in/HDFCBK/s/7WEKopJ8”
Matched by: by UTR — the bank's reference is the one on the screenshot
By law ₹35,360. We ask ₹35,370 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 40 minour time · 14 Oct 15:57
Index II —not yet
the NOI team 40 minthe branch 1 d 4 htotal 1 d 5 h so far
Now with the branch — waiting for your documents
since 14 Oct 15:57 — 1 d 4 h of working time
Day by day — every step and who held it
14 Oct 15:16Your branch's mail
14 Oct 15:16Payment landedat once
14 Oct 15:22Papers read+6 min · the NOI team
14 Oct 15:22Property readat once
14 Oct 15:22Papers readat once
14 Oct 15:23Fee quotedat once
14 Oct 15:23Payment verifiedat once
14 Oct 15:57Challan made+34 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹61,80,000
Loan account no.
NHL/WRJE/0926/5216719
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe survey number
The sanction letter BASE14
Shop No 1, Ground Floor,, Plot No B-1, Survey no 14/1,15/2A,15/2B,15/2,15/4,15/5, 15/3 3,15 15/4, 15/5, SAI VASTU HEIGHT …
The legal report (TSR) DIFFERS15
गाव मौजे पिंपळे सौदागर येथील स नं 14/1, 15/2ए, 15/2बी, 15/3, 15/4, 15/5, प्लॉट नं बी/1 या मिळकतीवर बांधलेल्या साई वास्तू …
What to do: The challan and the filing follow the sanction letter, the bank's own paper (survey no. 14). Read the papers once — if survey no. 14 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the legal report (TSR); and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH012008405202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AA aman.agrawal@phfl.com phfl.com
14 Oct, 15:16 · 1d ago
THE FIRST MAIL — how this case began
NOI Challan in case of Aakash Kanojiya -NHL/WRJE/0926/5216719
Dear Team

Please find attached require document forNOI process in case of-

Aakash KanojiyaNHL/WRJE/0926/5216719
DetailsChecklist
Loan sanction letter✓ Attached

Index2

Commercial shop

PAN copy of the applicant/s✓ Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy✓ Attached

Registration Execution Haveli No

Payment details screenshot with Transaction ID✓ Attached
Transaction ID131270142988
Amount Rs₹35,440
Date of payment mentioned14/10/2026
🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II, a status, the fee / a quote, a payment receipt, a correction; says the fee is paid ₹35,440 (UTR 131270142988) ✓; documents attached — “Payment details screenshot with Transaction ID Attached”
OL The NOI teamTYPED IN GMAIL
14 Oct, 15:28 · 1d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 14 Oct 2026 at 15:22, Aman Jagdish Agrawal <aman.agrawal@phfl.com>

wrote:

earlier mails quoted below
Dear Team Please find attached require document forNOI process in case of- Aakash Kanojiya -NHL/WRJE/0926/5216719 Details Checklist Loan sanction letter Attached Index2 Commercial shop PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy Attached Registration Execution Haveli No - Payment details screenshot with Transaction ID Attached Transaction ID- 131270142988 Amount Rs-35,440 Date of payment mentioned 14/10/2026 ​
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
14 Oct, 15:57 · 1d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 14 Oct 2026 at 15:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 14 Oct 2026 at 15:22, Aman Jagdish Agrawal < aman.agrawal@phfl.com > wrote: Dear Team Please find attached require document for NOI process in case of- Aakash Kanojiya -NHL/WRJE/0926/5216719 Details Checklist Loan sanction letter Attached Index2 Commercial shop PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy Attached Registration Execution Haveli No - Payment details screenshot with Transaction ID Attached Transaction ID- 131270142988 Amount Rs-35,440 Date of payment mentioned 14/10/2026 ​
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Challan already made. Still missing for the file: Applicant's Aadhaar Card, Applicant's PAN Card
DocumentFile — click to openStatusWhen
Selfie / photo IMG-20261014-WA0056.jpg
filed 1d ago
Payment screenshot IMG-20261014-WA0051.jpg
filed 1d ago
Selfie / photo IMG-20261014-WA0054.jpg
CANNOT BE READ — clear copy asked 1d ago
PAN card IMG-20261014-WA0049.jpg
filed 1d ago
Index II+ LSR (search report) insidethe branch sent this — an input IMG-20261014-WA0058.jpg
filed 1d ago
PAN card IMG-20261014-WA0048.jpg
filed 1d ago
Sanction letter Sanction letter (30) (1).pdf
filed 1d ago
Paid challan (GRAS)+ A challan that is not the NOI's (the sale deed's own) — not counted inside AKASHKUMAR SURYAPRAKASH KANOJIYA EchallanMH012008405202627E.pdf
filed 1d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹35,370.22
Where it stands
VERIFIED — money received
Screenshot claims
— 131270142988
Paid at
14 Oct 14:54:28
Verified on
14 Oct 15:23:12

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹18,550₹15,000₹320 ₹1,500₹35,370
By law ₹35,360. We ask ₹35,370 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

38 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Mobile (person 1), E-mail (person 1), Floor (person 1), Road (person 1), Floor (person 2) …
22 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Property type (Open / Building / Open + Building), House type (Niwasi Sadanika / Shop / Gala …), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IMG-20261014-WA0058.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
गाव मौजे पिंपळे सौदागर येथील स नं 14/1,15/2ए, 15/2बी, 15/3, 15/4, 15/5, प्लॉट नं बी/ 1 या मिळकतीवर बांधलेल्या साई वास्तू हाईटस या योजनेतील तळ मजल्यावरीन शॉप नं 1 यांसी क्षेत्र 33.40 चौ. मी कारपेट लाफ्ट क्षेत्र 16.50 चौ. मी ( (Survey Number: 15 (Part); Plot Number: B/1;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter (30) (1).pdf
as printed
SHOP NO 1, GROUND FLOOR, PLOT NO B-1, SURVEY NO 14/1,15/2A,15/2B,15/2,15/4,15/5, 15/3 3,15 15/4, 15/5, SAI VASTU HEIGHTS, PUNE, PUNE, PUNE, PIMPLE SAUDAGAR, PUNE, MAHARASHTRA, INDIA, 411027
PIN
411027
the legal report (TSR)
IMG-20261014-WA0058.jpg
as printed
gaava mauje pimpale saudaagara yethila sa nan 14/1, 15/2e, 15/2bi, 15/3, 15/4, 15/5, plota nan bi/1 yaa milakativara baandhalelyaa saai vaastu haaitasa yaa yojanetila tala majalyaavarila shopa nan 1 (SURVEY NUMBER : 15 (PART); PLOT NUMBER : B/1 ; )
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO 1 GROUND FLOOR PLOT NO B/1 SURVEY NO 14/1 15/2A 15/2B 15/3 15/4 15/5 SAI VASTU HEIGHTS
Locality/Road
PIMPLE SAUDAGAR TAL HAVELI DIST PUNE
Area/City
PUNE
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 15/2BI, 15/2E, B/1, BI/1, BAANDHALELYAA, GAAVA, HAAITASA, MAJALYAAVARILA, MILAKATIVARA, NAN, PIMPALE, PLOTA, SA, SAAI
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorSURYAPRAKASH HARIHARNATH KANOJIYACGSPK1078G
mortgagorAKASHKUMAR SURYAPRAKASH KANOJIYADSAPK2419G

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseaman.agrawal@phfl.com 1d ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261014-WA0051.jpg needs your check
utr
131270142988
date
2026-10-14
time
14:54
amount
35440
method
UPI
payee upi
2080@hdfcbank
payer upi
44-1@okhdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
VILAS RADHAKISAN KAMBLE
debit notification text
Payment of ‘35,440 completed
raw reading (for Abhijit)
{'utr': '131270142988', 'date': '2026-10-14', 'time': '14:54', 'amount': 35440, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': '44-1@okhdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'VILAS RADHAKISAN KAMBLE', 'debit_notification_text': 'Payment of ‘35,440 completed'}
PAN card IMG-20261014-WA0049.jpg needs your check
dob
1997-01-01
pan
DSAPK2419G
name
AKASHKUMAR SURYAPRAKASH KANOJIYA
legible
True
father name
SURYAPRAKASH HARINATH KANOJIYA
raw reading (for Abhijit)
{'dob': '1997-01-01', 'pan': 'DSAPK2419G', 'name': 'AKASHKUMAR SURYAPRAKASH KANOJIYA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SURYAPRAKASH HARINATH KANOJIYA', 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo IMG-20261014-WA0054.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Selfie / photo IMG-20261014-WA0056.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Index II IMG-20261014-WA0058.jpg needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '14619/2025', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 33.40 चौ. मीटर', 'r7_executants': [{'age': '
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पिंपरी-चिंचवड म.न.पा.', 'r11_serial': '14619/2025', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 33.40 चौ. मीटर', 'r7_executants': [{'age': 'I CANNOT TELL', 'pan': 'AABTA9671N', 'name': 'अथर्व कंस्ट्रक्शन्स एओपी तर्फे मेंवर्स 1) श्री. नरेश ठाकुरदाम वाधवानी', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः ब्लॉक नंः पिंपरी, रोड नंः पुणे, महाराष्ट्र, पुणे. पिन कोड:-411018'}, {'age': '56', 'pan': 'AABTA9671N', 'name': 'अथर्व कंस्ट्रक्शन्स एओपी तर्फे मेंवर्स 3) श्रीमती. रेशमा मुनिल', 'address': 'प्लॉट नं: 0, माळा नं: 0. इमारतीचे नावः 0, ब्लॉक नंः पिंपरी, रोड नंः पुणे, महाराष्ट्र, पुणे. पिन कोड:-411017'}], 'r8_purchasers': [{'age': '51', 'pan': 'CGSPK1078G', 'name': 'सूर्यप्रकाश हरिहरनाथ कनोजिया', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः रूम नं-4 मंजुळा निवास जवळ, ब्लॉक नंः काटे वस्ती, रोड नं. पिंपळे सौदागर पुणे, महाराष्ट्र, पुणे. पिन कोड: 411027'}], 'r12_stamp_duty': 389600, 'r3_market_value': 5248087.625, 'r1_document_type': 'करारनामा', 'r2_consideration': 5565500, 'r9_execution_date': '29/05/2025', 'r13_registration_fee': 30000, 'r10_registration_date': '30/05/2025'}, 'doc_no': '14619/2025', 'village': 'पिंपळे सौदागर', 'doc_kind': 'सूची क्र.2', 'doc_year': '2025', 'sro_name': 'हवेली क्र.१८, पुणे.', 'area_text': '33.40 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'दुय्यम निबंधक: मह दु.नि. हवेली 18', 'mortgagors': ['अथर्व कंस्ट्रक्शन्स एओपी तर्फे मेंवर्स 1) श्री. नरेश ठाकुरदाम वाधवानी', 'अथर्व कंस्ट्रक्शन्स एओपी तर्फे मेंवर्स 3) श्रीमती. रेशमा मुनिल'], 'stamp_duty': 389600, 'filing_date': '2025-05-30', 'loan_amount': 5565500, 'token_number': 'I CANNOT TELL', 'property_text': 'गाव मौजे पिंपळे सौदागर येथील स नं 14/1,15/2ए, 15/2बी, 15/3, 15/4, 15/5, प्लॉट नं बी/ 1 या मिळकतीवर बांधलेल्या साई वास्तू हाईटस या योजनेतील तळ मजल्यावरीन शॉप नं 1 यांसी क्षेत्र 33.40 चौ. मी कारपेट लाफ्ट क्षेत्र 16.50 चौ. मी ( (Survey Number: 15 (Part); Plot Number: B/1;))', 'header_village': 'पिंपळे सौदागर', 'survey_numbers': ['14/1', '15/2ए', '15/2बी', '15/3', 
PAN card IMG-20261014-WA0048.jpg needs your check
dob
1974-04-10
pan
CGSPK1078G
name
SURYAPRAKASH HARIHARNATH KANOJIYA
legible
True
father name
SHRIHARIHAR MANGARU KANOJIYA
raw reading (for Abhijit)
{'dob': '1974-04-10', 'pan': 'CGSPK1078G', 'name': 'SURYAPRAKASH HARIHARNATH KANOJIYA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHRIHARIHAR MANGARU KANOJIYA', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter Sanction letter (30) (1).pdf needs your check
lan
NHL/WRJE/0926/5216719
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'AKASHKUMAR SURYAPRAKASH KANOJIYA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SURYAPRAKASH HARIHARNATH KANOJIYA', 'role': 'co_applicant', 'label': 'Guarantor'}
confidence
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement
loan amount
6000000
rate spread
-3.65
final amount
6180000
interest rate
9.5
sanction date
28-Sep-2026
letter version
4
reference rate
13.15
applicant email
akashkumar555m@gmail.com
applicant names
AKASHKUMAR SURYAPRAKASH KANOJIYA, SURYAPRAKASH HARIHARNATH KANOJIYA
printed altered
False
applicant mobile
7887779555
balance transfer
False
property address
pin: 411027; state: MAHARASHTRA; Flat no: Shop No 1; district: PUNE; Floor: Ground Floor; Address: Shop No 1, Ground Floor, Plot No B-1, Survey no 14/1, 15/2A, 15/2B, 15/2, 15/4, 15/5, 15/3 3, 15 15/4, 15/5, SAI
insurance premium
180000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
6180000
security address verbatim
Shop No 1, Ground Floor,, Plot No B-1, Survey no 14/1,15/2A,15/2B,15/2,15/4,15/5, 15/3 3,15 15/4, 15/5, SAI VASTU HEIGHTS, PUNE, PUNE, Pune, PIMPLE SAUDAGAR, Pune, MAHARASHTRA, India, 411027
applicant address verbatim
S/O SURYAPRAKASH KANOJIYA, ROOM NO 4 NEAR MANJULA NIWAS, KATE WASTI PIMPLE SAUDAGAR PUNE, ., Pune, MAHARASHTRA, 411027, Pune, India
raw reading (for Abhijit)
{'lan': 'NHL/WRJE/0926/5216719', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'AKASHKUMAR SURYAPRAKASH KANOJIYA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SURYAPRAKASH HARIHARNATH KANOJIYA', 'role': 'co_applicant', 'label': 'Guarantor'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 6000000, 'rate_spread': -3.65, 'final_amount': 6180000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '28-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'akashkumar555m@gmail.com', 'applicant_names': ['AKASHKUMAR SURYAPRAKASH KANOJIYA', 'SURYAPRAKASH HARIHARNATH KANOJIYA'], 'printed_altered': False, 'applicant_mobile': '7887779555', 'balance_transfer': False, 'property_address': {'pin': '411027', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'Shop No 1', 'district': 'PUNE', 'floor_no': 'Ground Floor', 'landmark': None, 'full_address': 'Shop No 1, Ground Floor, Plot No B-1, Survey no 14/1, 15/2A, 15/2B, 15/2, 15/4, 15/5, 15/3 3, 15 15/4, 15/5, SAI VASTU HEIGHTS, PUNE, PUNE, PIMPLE SAUDAGAR, Pune, MAHARASHTRA, India, 411027', 'village_city': 'PIMPLE SAUDAGAR', 'building_name': 'SAI VASTU HEIGHTS', 'survey_or_cts_no': '14/1, 15/2A, 15/2B, 15/2, 15/4, 15/5, 15/3 3, 15 15/4, 15/5'}, 'insurance_premium': 180000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 6180000, 'security_address_verbatim': 'Shop No 1, Ground Floor,, Plot No B-1, Survey no 14/1,15/2A,15/2B,15/2,15/4,15/5, 15/3 3,15 15/4, 15/5, SAI VASTU HEIGHTS, PUNE, PUNE, Pune, PIMPLE SAUDAGAR, Pune, MAHARASHTRA, India, 411027', 'applicant_address_verbatim': 'S/O SURYAPRAKASH KANOJIYA, ROOM NO 4 NEAR MANJULA NIWAS, KATE WASTI PIMPLE SAUDAGAR PUNE, ., Pune, MAHARASHTRA, 411027, Pune, India'}
Index II IMG-20261014-WA0058.jpg needs your check
found
True
found in
Row (4) Property Description (भू-मापन पोटहिस्सा व घरक्रमांक)
area sq m
33.4
paper for
report_id: 14619/2025; customer_name: SURYAPRAKASH HARIHARNATH KANOJIYA
confidence
0.95
reading486
property
property address
state: MAHARASHTRA; taluka: HAVELI; Flat no: SHOP NO 1; district: PUNE; Floor: GROUND; Address: SHOP NO 1, GROUND FLOOR, SAI VASTU HEIGHTS, PLOT NO B/1, SURVEY NO 14/1, 15/2A, 15/2B, 15/3, 15/4, 15/5, 15 (PART),
security address verbatim
गाव मौजे पिंपळे सौदागर येथील स नं 14/1, 15/2ए, 15/2बी, 15/3, 15/4, 15/5, प्लॉट नं बी/1 या मिळकतीवर बांधलेल्या साई वास्तू हाईटस या योजनेतील तळ मजल्यावरील शॉप नं 1 (Survey Number : 15 (Part); Plot Number : B/1;)
raw reading (for Abhijit)
{'found': True, 'found_in': 'Row (4) Property Description (भू-मापन पोटहिस्सा व घरक्रमांक)', 'area_sq_m': 33.4, 'paper_for': {'loan_ref': None, 'report_id': '14619/2025', 'customer_name': 'SURYAPRAKASH HARIHARNATH KANOJIYA'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'HAVELI', 'flat_no': 'SHOP NO 1', 'district': 'PUNE', 'floor_no': 'GROUND', 'landmark': None, 'full_address': 'SHOP NO 1, GROUND FLOOR, SAI VASTU HEIGHTS, PLOT NO B/1, SURVEY NO 14/1, 15/2A, 15/2B, 15/3, 15/4, 15/5, 15 (PART), MOUJE PIMPLE SAUDAGAR, TALUKA HAVELI, DISTRICT PUNE', 'village_city': 'PIMPLE SAUDAGAR', 'building_name': 'SAI VASTU HEIGHTS', 'survey_or_cts_no': 'SURVEY NO. 14/1, 15/2A, 15/2B, 15/3, 15/4, 15/5, 15 (PART), PLOT NO. B/1'}, 'security_address_verbatim': 'गाव मौजे पिंपळे सौदागर येथील स नं 14/1, 15/2ए, 15/2बी, 15/3, 15/4, 15/5, प्लॉट नं बी/1 या मिळकतीवर बांधलेल्या साई वास्तू हाईटस या योजनेतील तळ मजल्यावरील शॉप नं 1 ( Survey Number : 15 (Part) ; Plot Number : B/1 ; )'}
Paid challan (GRAS) AKASHKUMAR SURYAPRAKASH KANOJIYA EchallanMH012008405202627E.pdf needs your check
grn
MH012008405202627E
pin
411027
total
33550.0
article
6(1)
defaced
False
bank cin
03006172026101401155
district
PUNE
area city
PUNE
payer pan
DSAXXXXXXG
flat block
SHOP NO 1 GROUND FLOOR PLOT NO B 1 SURVEY NO 14/1 15/2A 15/2B 15/2 15/4 15/5 SAI VASTU HEIGHTS
payer name
AKASHKUMAR SURYAPRAKASH KANOJIYA
sro office
HVL18_HAVELI 18 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=6180000
scheme rows
{'amount': 18550.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX9555
payment date
14/10/2026-15:5636:
road locality
PIMPLE SAUDAGAR PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
6180000
raw reading (for Abhijit)
{'grn': 'MH012008405202627E', 'pin': '411027', 'total': 33550.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101401155', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'DSAXXXXXXG', 'flat_block': 'SHOP NO 1 GROUND FLOOR PLOT NO B 1 SURVEY NO 14/1 15/2A 15/2B 15/2 15/4 15/5 SAI VASTU HEIGHTS', 'payer_name': 'AKASHKUMAR SURYAPRAKASH KANOJIYA', 'sro_office': 'HVL18_HAVELI 18 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=6180000', 'scheme_rows': [{'amount': 18550.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9555', 'payment_date': '14/10/2026-15:5636:', 'road_locality': 'PIMPLE SAUDAGAR PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '6180000'}
Technical record (for Abhijit — safe to ignore)
46m agoEzDocsreader_efiling_verdict{'fp': '6f67e66d110930fa', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required for filing and is missing.', 'page': 'Start p
1d agoEzDocsquoted_history_checked{}
1d agoEzDocsextra_challan_scanned{'found': 0}
1d agoEzDocsgrn_from_challan{'grn': 'MH012008405202627E', 'why': 'the GRN was read off the challan long ago but never written to the filing record — the preflight was blind to it'}
1d agoEzDocslesson456{'why': "this challan is not this case's customer's — nothing is taken from it", 'form': 'challan', 'lessons': [], 'skipped': "made for AKASHKUMAR SURYAPRAKASH KANOJIYA — none of this case's people", 'challan_doc': '611a
1d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: NHL/WRJE/0926/521
1d agoEzDocschallan_inferred_from_desk_mail{'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"}
1d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'AKASHKUMAR SURYAPRA
1d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL18_HAVELI 18 JOINT SUB REGISTRAR', 'district': 'PUNE'}
1d agoEzDocschallan_verified_against_case{'grn': 'MH012008405202627E', 'file': 'AKASHKUMAR SURYAPRAKASH KANOJIYA EchallanMH012008405202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article cod
1d agoEzDocschallan_not_ours{'why': "another borrower's NOI challan: the payer on the challan is 'AKASHKUMAR SURYAPRAKASH KANOJIYA' — this case's people are Aakash Kanojiya", 'file': 'AKASHKUMAR SURYAPRAKASH KANOJIYA EchallanMH012008405202627E.pdf'
1d agoEzDocschallan_another_borrowers{'grn': 'MH012008405202627E', 'why': "the payer on the challan is 'AKASHKUMAR SURYAPRAKASH KANOJIYA' — this case's people are Aakash Kanojiya", 'file': 'AKASHKUMAR SURYAPRAKASH KANOJIYA EchallanMH012008405202627E.pdf', '
1d agoEzDocschallan_extracted{'grn': 'MH012008405202627E', 'file': 'AKASHKUMAR SURYAPRAKASH KANOJIYA EchallanMH012008405202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 33550.0}
1d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': 'the sanction letter prints
1d agoEzDocsform_checked489{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 1, 'case_no': 'NOI-2026-03531'}
1d agoEzDocsreader_home_address{'fp': 'e1548b9d3b6ef96d', 'from': 'the sanction letter (Sanction letter (30) (1).pdf)', 'home': {'pin': '411027', 'area': 'KATE WASTI PIMPLE SAUDAGAR', 'flat': 'ROOM NO 4', 'state': 'MAHARASHTRA', 'building': 'MANJULA N
1d agoEzDocspaper_read_beside{'why': "this property paper had no reading of its address — read for what it prints, so it sits beside the challan and the e-filing (and fills the case's property when the case has none)", 'done': '1', 'file': 'IMG-2026
1d agoEzDocspaper_read_beside_case{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
1d agoEzDocspaper_owner_check{'why': "it prints customer 'SURYAPRAKASH HARIHARNATH KANOJIYA'; this case is Aakash Kanojiya, LAN NHLWRJE09265216719 — one of the two does not match; a person looks", 'file': 'IMG-20261014-WA0058.jpg', 'doc_id': '0b99d9
1d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-14T09:53:49', 'why': 'reading', 'open': 14, 'mails': [{'at': '2026-10-14 09:46', 'id': '1a139d3728e102d0', 'from': 'branch', 'gist': 'The bank branch has attached documents for the NOI process a
1d agoEzDocsbranch_from_reading501{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'WARJE'}
1d agoEzDocscase_read{'how': 'uri', 'tag': '8ca19288fbf9e284', 'docs': ['IMG-20261014-WA0058.jpg', 'Sanction letter (30) (1).pdf', 'IMG-20261014-WA0049.jpg', 'IMG-20261014-WA0048.jpg'], 'loan': {'amount': 6180000, 'made_of': [{'what': 'Loan
1d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]}
1d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['IMG-20261014-WA0058.jpg', 'Sanction letter (30) (1).pdf', 'IMG-20261014-WA0049.jpg', 'IMG-20261014-WA0048.jpg'], 'after': {'addresses': {'people': [['AKASHKUMAR SURYAPRAKASH KA
1d agoEzDocsaddress_compared{'sig': '0a9fd7923073ec79', 'why': 'after gather', 'people': [{'home': '', 'person': 'AKASHKUMAR SURYAPRAKASH KANOJIYA', 'against': [], 'home_src': '', 'party_id': '9bcfd5c4-8fa1-4c31-84e4-76dcafaff85e'}, {'home': '', 'p
1d agoEzDocsmoney_settled{'fp': '0faa3758e38d5029', 'held': 6180000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 6180000.0, 'papers': [{'lan': 'NHL/WRJE/0926/5216719', 'file': 'Sanction letter (30) (1).pdf', 'kind': 'sanction_
1d agoEzDocschallan_boxes_composed{'fp': '8cc0fa50feb9895a', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'SHOP NO 1 GROUND FLOOR PLOT NO B
1d agoEzDocsemail_shadowed:doc_chase{'to': 'aman.agrawal@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/WRJE/0926/5216719), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n\nAlr
1d agoEzDocsfee_quote_suppressed{'how': 'claim', 'utr': '131270142988', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': None}
1d agoEzDocssms_matched_late{'ref': '131270142988', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 35440.0, 'method': 'utr_ex

Case diary the case’s history — what happened, newest day first

Papers
2 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card
Money
₹35,440 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Not yet
The challan waits on the papers and the money above.
Next — whose move
The branch
papers pending
For you to check: The fee is verified but this case still reads as waiting for payment. Catching up now &mdash; this page refreshes itself.
Today · 15 Oct1 thing
EzDocs checked the e-filing boxes against the papers
20:04
Yesterday · 14 Oct34 things — 8 documents received · 3 letters written · 1 money step · 2 cautions · 20 steps
EzDocs took 32 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
16:08
An old draft withdrew itself — its asks were already answered
15:58
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:58
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
15:58
Challan re-read against the case — matches exactly
15:58
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
15:58
Received: Challan
AKASHKUMAR SURYAPRAKASH KANOJIYA EchallanMH012008405202627E.pdf
15:58
EzDocs found something to check before the form is saved
15:49
EzDocs read the whole file
15:23
Nothing new to ask for — stayed quiet
15:23
The loan amount was worked out from the papers
15:23
The challan's address boxes were written from the papers
15:23
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03531
15:23
No fee quote sent — the branch's own figures were right
15:23
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:23
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:23
Property address read from the sanction letter
15:22
A sanction letter naming someone else was not allowed to rename this case
15:22
Received: Sanction letter
Sanction letter (30) (1).pdf
15:22
Co-applicant added
15:22
Property read from the Index II
15:22
Received: PAN card
IMG-20261014-WA0048.jpg
15:22
Index II (title document) received from the branch
15:22
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:22
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
15:22
Payment proof arrived before the case was quoted — held
15:22
Received: Index II
IMG-20261014-WA0058.jpg
15:22
Received: PAN card
IMG-20261014-WA0049.jpg
15:22
Received: Selfie — not usable
IMG-20261014-WA0054.jpg — this is a photograph of a passport-size print, not a live selfie
15:22
Received: Payment screenshot
IMG-20261014-WA0051.jpg
15:22
Received: Selfie
IMG-20261014-WA0056.jpg
15:22
Payment proof arrived before the case was quoted — held
15:22
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
15:22
Case opened from the branch's mail
15:22
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 1.97 s · 147 queries · this page refreshes by itself when something on it changes (never while you type) · release v530 · build 0f000022