Cases / NOI-2026-01198

Loan No H

LAN HOU/NAG/0826/5201663 Index II shared · done All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

11 of 13 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sale deedopen

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

✓PAN cardopen

✓Aadhaar cardopen

✓Selfie / photoopen

✓Paid challan (GRAS)open

✓E-filing copy (token)open

✓Index II — the registered copy of our filing, from the governmentopen download

✓LSR (search report) — inside DOC-20260911-WA0021.pdfopen

Applicant's Aadhaar Card — still needed

Applicant's PAN Card — still needed

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (10)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹12,660

The whole amount reached our account. Nothing is pending on this case.

₹12,616 receivedmatches the branch's receipt

Stamp duty 0.3%4,070

Registration fee 0.5%6,770

Government handling320

Our service fee1,500

Total we ask for12,660

the branch’s receipt claims ₹12,616

paid 3 Sep 17:43:42 · verified 4 Sep 12:56:57 · 19 h 13 min later

How we know

Our own bank told us — 3 Sep 17:43

₹12,616 · from BG-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.12616.00 03-09-2026 17:43:42 by RAJNIKAN thru UPI. Aval Bal Rs.358371.95 CR. (UPI Ref ID:624601662185) -PNB”

Matched by: the screenshot's amount equals this credit · counted full inside our buffer

By law ₹12,636. We ask ₹12,660 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 54 minour time · 3 Sep 18:39

Index II 34 h 04 minour time · 15 Sep 12:34

the NOI team 4 d 18 hthe branch 7 dtotal 11 d 18 h

Complete.

Day by day — every step and who held it

3 Sep 17:46Your branch's mail

3 Sep 17:46Payment landedat once

3 Sep 17:49Papers read+4 min · the NOI team

3 Sep 17:49Property readat once

3 Sep 17:50Papers readat once

3 Sep 17:50Fee quotedat once

3 Sep 18:39Challan made+50 min · the NOI team

4 Sep 12:56Payment verified+18 h 17 min · the NOI team

11 Sep 13:41Papers from your branch+7 d · the branch

11 Sep 13:44Papers read+3 min · the NOI team

12 Sep 11:54Filed on IGR — e-filing shared+22 h 10 min · the NOI team

15 Sep 12:34Index II sent+3 d · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹13,52,000

Loan account no.

HOU/NAG/0826/5201663

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

✓ The papers agree — compared: the sanction letter, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete, with all necessary documents shared. There are no pending actions from either the branch or the NOI team.

the history says the next move is with no one — the case is finished — nothing

the branch last asked: Please process for NOI in said case.

✓ loan papers sent — done, mail 1 (2026-09-03) “PN- 90 ABHIJIT CHAHARE - PBN HFL (1).pdf, payment_confirmation_202609246-054347.png, CustomerDocument068S300000dzcd1IAA (1).pdf, IMG-20260807-WA0011.jpg, IMG-20”

✓ fee paid — the branch's words — done, mail 1 (2026-09-03) “Amt paid :-.80(10816+ 1800+ 12616) = /-”

✓ challan made — done, mail 3 (2026-09-03) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-03) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-03) “For NOI filing, We need a registered sale deed copy..”

✓ Index II / sale deed sent by the branch — done, mail 4 (2026-09-11) “DOC-20260911-WA0021.pdf”

✓ filed on the IGR site — done, mail 6 (2026-09-12) “PFA DOWNLOADED COPY OF EFILING”

✓ e-filing copy shared — done, mail 6 (2026-09-12) “PFA DOWNLOADED COPY OF EFILING”

✓ NOI Index II shared — done, mail 7 (2026-09-15) “PFA index 2 copy for case closure..”

read over 7 mail(s), last mail 2026-09-15 · read 31d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RC rajnikant.chichkhede@phfl.com phfl.com
03 Sep, 17:46 · 43d ago THE FIRST MAIL — how this case began

Request for Paid Challan in the case of Loan No HOU/NAG/0826/5201663 ----- Applicant Name : Abhijit Milind Chahare

📎 PN- 90 ABHIJIT CHAHARE - PBN HFL (1).pdf ↗📎 payment_confirmation_202609246-054347.png ↗📎 CustomerDocument068S300000dzcd1IAA (1).pdf ↗📎 IMG-20260807-WA0011.jpg ↗📎 IMG-20260807-WA0010.jpg ↗📎 20260902_174535.jpg ↗

Dear Team,

Request for Paid Challan in the case of MR . Abhijit Milind Chahare

CaseType :- HL

Customer Type :- NewCustomer

Property Owner : -MR. Abhijit Milind Chahare

Amt paid :-.80 (10816+ 1800+ 12616) = /-

SRO NO. :-

Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

🤖 read: asks for the challan; says the fee is paid ₹25,232 ✓; documents attached — “Request for Paid Challan in the case of MR. Abhijit Milind Chahare”

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
03 Sep, 18:30 · 43d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need a registered

sale deed copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Thu, 3 Sept 2026 at 17:48, Rajnikant Chichkhede <
rajnikant.chichkhede@phfl.com> wrote:

Dear Team,

Request for Paid Challan in the case of MR. Abhijit Milind Chahare

*Case **Type :- HL *
*​*

*Customer Type :- New **Customer*
*​*

*Property Owner : - **MR. *Abhijit Milind Chahare

*A**mt paid :- **.80**(10816+ 1800+ 12616**) = /-**​*
*​*

*SRO NO. :- *
*​*
*​*

Thanks & Regards
 *Rajnikant Chichkhede*
 Sr. Channel Manager
 PNB Housing Finance Limited,

1st Floor,Achraj tower II, Chindwara road,

Chhaoni Square,Sadar, Nagpur-440001

Mobile: +91 9552282227 <+91%2095522%2082227>

Email: rajnikant.chichkhede@phfl.com
 Website- www.pnbhousing.com

*PHFL Home Loans and Services Limited*

*[image: cid:image002.jpg@01D4388E.04228670]*

----- Original Message --

>
>>>

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
03 Sep, 18:39 · 43d ago

📎 ABHIJIT MILIND CHAHARE EchallanMH009585723 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Thu, 3 Sept 2026 at 17:48, Rajnikant Chichkhede <
rajnikant.chichkhede@phfl.com> wrote:

Dear Team,

Request for Paid Challan in the case of MR. Abhijit Milind Chahare

*Case **Type :- HL *
*​*

*Customer Type :- New **Customer*
*​*

*Property Owner : - **MR. *Abhijit Milind Chahare

*A**mt paid :- **.80**(10816+ 1800+ 12616**) = /-**​*
*​*

*SRO NO. :- *
*​*
*​*

Thanks & Regards
 *Rajnikant Chichkhede*
 Sr. Channel Manager
 PNB Housing Finance Limited,

1st Floor,Achraj tower II, Chindwara road,

Chhaoni Square,Sadar, Nagpur-440001

Mobile: +91 9552282227 <+91%2095522%2082227>

Email: rajnikant.chichkhede@phfl.com
 Website- www.pnbhousing.com

*PHFL Home Loans and Services Limited*

*[image: cid:image002.jpg@01D4388E.04228670]*

----- Original Message --

>
>>>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

RC rajnikant.chichkhede@phfl.com phfl.com
11 Sep, 13:41 · 35d ago

Re[2]: Request for Paid Challan in the case of Loan No HOU/NAG/0826/5201663 ----- Applicant Name : Abhijit Milind Chahar

📎 DOC-20260911-WA0021.pdf ↗

Dear Team,

Please process for NOI in said case.

Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: + 91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

earlier mails quoted below

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/03/26 18:42
To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com)
Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com)
Subject: Re: Request for Paid Challan in the case of Loan No HOU/NAG/0826/5201663 ----- Applicant Name : Abhijit Milind Chahare

 Exercise Secured by Check Point

Team,
PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Thu, 3 Sept 2026 at 17:48, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote:

Dear Team,

Request for Paid Challan in the case of MR. Abhijit Milind Chahare

Case Type :- HL
​

Customer Type :- New Customer
​

Property Owner : - MR. Abhijit Milind Chahare

A mt paid :-.80 (10816+ 1800+ 12616) = /- ​
​

SRO NO. :-
​

​

Thanks & Regards
Rajnikant Chichkhede
Sr. Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: +91 9552282227
Email: rajnikant.chichkhede@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited

🤖 read: The branch asks the team to process the NOI for the specified loan.

OL The NOI teamTYPED IN GMAIL
11 Sep, 15:13 · 35d ago

Team

we will process the NOI for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Fri, 11 Sept 2026 at 13:44, Rajnikant Chichkhede <
rajnikant.chichkhede@phfl.com> wrote:

Dear Team,

Please process for NOI in said case.

Thanks & Regards
 *Rajnikant Chichkhede*
 Sr. Channel Manager
 PNB Housing Finance Limited,

1st Floor,Achraj tower II, Chindwara road,

Chhaoni Square,Sadar, Nagpur-440001

Mobile: +91 9552282227

Email: rajnikant.chichkhede@phfl.com
 Website- www.pnbhousing.com

*PHFL Home Loans and Services Limited*

*[image: cid:image002.jpg@01D4388E.04228670]*

----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/03/26 18:42
To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com)
Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (
pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com),
Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (
bharati.bhope@phfl.com)
Subject: Re: Request for Paid Challan in the case of Loan No
HOU/NAG/0826/5201663 ----- Applicant Name : Abhijit Milind Chahare

 Secured by Check Point
Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 3 Sept 2026 at 17:48, Rajnikant Chichkhede <
rajnikant.chichkhede@phfl.com> wrote:

> Dear Team,
>
> Request for Paid Challan in the case of MR. Abhijit Milind Chahare
>
> *Case **Type :- HL *
> *​*
>
> *Customer Type :- New **Customer*
> *​*
>
> *Property Owner : - **MR. *Abhijit Milind Chahare
>
> *A**mt paid :- **.80**(10816+ 1800+ 12616**) = /-**​*
> *​*
>
> *SRO NO. :- *
> *​*
> *​*
>
> Thanks & Regards
> *Rajnikant Chichkhede*
> Sr. Channel Manager
> PNB Housing Finance Limited,
>
> 1st Floor,Achraj tower II, Chindwara road,
>
> Chhaoni Square,Sadar, Nagpur-440001
>
> Mobile: +91 9552282227 <+91%2095522%2082227>
>
> Email: rajnikant.chichkhede@phfl.com
> Website- www.pnbhousing.com
> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzozNmIzNjI4ZTk0ODVhNGMwMmRjMGFiZDlhOGNhZmE1Mjo3OjgyNTk6OWJmYzZmN2I0ZWIxMTI1ZTZhMTA5YjU5YmRkYTQ4YjEzY2I2MTA4ZTJiNDliMWFlZThiNTdiNTA0MDE3MzQzYzpoOlQ6Rg>
>
> *PHFL Home Loans and Services Limited*
>
> *[image: cid:image002.jpg@01D4388E.04228670]*
>
> ----- Original Message --
>
>>
>>>>

🤖 read: The NOI team states they will process the NOI.

OL The NOI teamTYPED IN GMAIL
12 Sep, 11:54 · 34d ago

📎 eFilingDoc9991209260057.pdf ↗

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 11 Sept 2026 at 15:13, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team

we will process the NOI for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 11 Sept 2026 at 13:44, Rajnikant Chichkhede <
rajnikant.chichkhede@phfl.com> wrote:

> Dear Team,
>
> Please process for NOI in said case.
>
> Thanks & Regards
> *Rajnikant Chichkhede*
> Sr. Channel Manager
> PNB Housing Finance Limited,
>
> 1st Floor,Achraj tower II, Chindwara road,
>
> Chhaoni Square,Sadar, Nagpur-440001
>
> Mobile: +91 9552282227
>
> Email: rajnikant.chichkhede@phfl.com
> Website- www.pnbhousing.com
>
> *PHFL Home Loans and Services Limited*
>
> *[image: cid:image002.jpg@01D4388E.04228670]*
>
> ----- Original Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 09/03/26 18:42
> To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com)
> Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (
> pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com),
> Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (
> bharati.bhope@phfl.com)
> Subject: Re: Request for Paid Challan in the case of Loan No
> HOU/NAG/0826/5201663 ----- Applicant Name : Abhijit Milind Chahare
>
> > Secured by Check Point
> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 3 Sept 2026 at 17:48, Rajnikant Chichkhede <
> rajnikant.chichkhede@phfl.com> wrote:
>
>> Dear Team,
>>
>> Request for Paid Challan in the case of MR. Abhijit Milind Chahare
>>
>> *Case **Type :- HL *
>> *​*
>>
>> *Customer Type :- New **Customer*
>> *​*
>>
>> *Property Owner : - **MR. *Abhijit Milind Chahare
>>
>> *A**mt paid :- **.80**(10816+ 1800+ 12616**) = /-**​*
>> *​*
>>
>> *SRO NO. :- *
>> *​*
>> *​*
>>
>> Thanks & Regards
>> *Rajnikant Chichkhede*
>> Sr. Channel Manager
>> PNB Housing Finance Limited,
>>
>> 1st Floor,Achraj tower II, Chindwara road,
>>
>> Chhaoni Square,Sadar, Nagpur-440001
>>
>> Mobile: +91 9552282227 <+91%2095522%2082227>
>>
>> Email: rajnikant.chichkhede@phfl.com
>> Website- www.pnbhousing.com
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzozNmIzNjI4ZTk0ODVhNGMwMmRjMGFiZDlhOGNhZmE1Mjo3OjgyNTk6OWJmYzZmN2I0ZWIxMTI1ZTZhMTA5YjU5YmRkYTQ4YjEzY2I2MTA4ZTJiNDliMWFlZThiNTdiNTA0MDE3MzQzYzpoOlQ6Rg>
>>
>> *PHFL Home Loans and Services Limited*
>>
>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>
>> ----- Original Message --
>>
>>>
>>>>>

🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

OL The NOI teamTYPED IN GMAIL
15 Sep, 12:34 · 31d ago

📎 IndexII9991209260057.pdf ↗

Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Sat, 12 Sept 2026 at 11:54, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Fri, 11 Sept 2026 at 15:13, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team
>
> we will process the NOI for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Fri, 11 Sept 2026 at 13:44, Rajnikant Chichkhede <
> rajnikant.chichkhede@phfl.com> wrote:
>
>> Dear Team,
>>
>> Please process for NOI in said case.
>>
>> Thanks & Regards
>> *Rajnikant Chichkhede*
>> Sr. Channel Manager
>> PNB Housing Finance Limited,
>>
>> 1st Floor,Achraj tower II, Chindwara road,
>>
>> Chhaoni Square,Sadar, Nagpur-440001
>>
>> Mobile: +91 9552282227
>>
>> Email: rajnikant.chichkhede@phfl.com
>> Website- www.pnbhousing.com
>>
>> *PHFL Home Loans and Services Limited*
>>
>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>
>> ----- Original Message -----
>> ------------------------------
>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>> Date: 09/03/26 18:42
>> To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com)
>> Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (
>> pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com),
>> Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (
>> bharati.bhope@phfl.com)
>> Subject: Re: Request for Paid Challan in the case of Loan No
>> HOU/NAG/0826/5201663 ----- Applicant Name : Abhijit Milind Chahare
>>
>> >> Secured by Check Point
>> Team,
>> PFA challan for your reference.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Thu, 3 Sept 2026 at 17:48, Rajnikant Chichkhede <
>> rajnikant.chichkhede@phfl.com> wrote:
>>
>>> Dear Team,
>>>
>>> Request for Paid Challan in the case of MR. Abhijit Milind Chahare
>>>
>>> *Case **Type :- HL *
>>> *​*
>>>
>>> *Customer Type :- New **Customer*
>>> *​*
>>>
>>> *Property Owner : - **MR. *Abhijit Milind Chahare
>>>
>>> *A**mt paid :- **.80**(10816+ 1800+ 12616**) = /-**​*
>>> *​*
>>>
>>> *SRO NO. :- *
>>> *​*
>>> *​*
>>>
>>> Thanks & Regards
>>> *Rajnikant Chichkhede*
>>> Sr. Channel Manager
>>> PNB Housing Finance Limited,
>>>
>>> 1st Floor,Achraj tower II, Chindwara road,
>>>
>>> Chhaoni Square,Sadar, Nagpur-440001
>>>
>>> Mobile: +91 9552282227 <+91%2095522%2082227>
>>>
>>> Email: rajnikant.chichkhede@phfl.com
>>> Website- www.pnbhousing.com
>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzozNmIzNjI4ZTk0ODVhNGMwMmRjMGFiZDlhOGNhZmE1Mjo3OjgyNTk6OWJmYzZmN2I0ZWIxMTI1ZTZhMTA5YjU5YmRkYTQ4YjEzY2I2MTA4ZTJiNDliMWFlZThiNTdiNTA0MDE3MzQzYzpoOlQ6Rg>
>>>
>>> *PHFL Home Loans and Services Limited*
>>>
>>> *[image: cid:image002.jpg@01D4388E.04228670]*
>>>
>>> ----- Original Message --
>>>
>>>>
>>>>>>

🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sale deed	PN- 90 ABHIJIT CHAHARE - PBN HFL (1).pdf	filed	43d ago
Payment screenshot	payment_confirmation_202609246-054347.png	filed	43d ago
Sanction letter	CustomerDocument068S300000dzcd1IAA (1).pdf	filed	43d ago
PAN card	IMG-20260807-WA0011.jpg	filed	43d ago
Aadhaar card	IMG-20260807-WA0010.jpg	filed	43d ago
Selfie / photo	20260902_174535.jpg	filed	43d ago
Paid challan (GRAS)	ABHIJIT MILIND CHAHARE EchallanMH009585723202627E.pdf	filed	39d ago
Sale deed+ LSR (search report) inside+ Index II inside	DOC-20260911-WA0021.pdf	filed	35d ago
E-filing copy (token)	eFilingDoc9991209260057.pdf	filed	34d ago
Index IIthe registered copy we filed	IndexII9991209260057.pdf	filed	31d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹12,660

Where it stands
VERIFIED — money received

Screenshot claims
₹12,616

Paid at
3 Sep 17:43:42

Verified on
4 Sep 12:56:57

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,070	₹6,770	₹320	₹1,500	₹12,660

By law ₹12,636. We ask ₹12,660 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

27 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), GRN, Paid amount, Challan date

Not found in the document: Property type (Open / Building / Open + Building)

11 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Area, Area unit (Sq.mt. / Sq.ft.), PAN (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), PIN (person 1) …

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (IndexII9991209260057.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) Corporation: Nagapur Corporation Other details: Building Name:NARMADA VIHAR-13 LAYOUT,MOUZA SANGAM, Floor No:G, Flat No:PLOT NO 90, Road:NAGPUR (Kachara Number: 181,183/1; Plot Number: 90 ; )

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

CustomerDocument068S300000dzcd1IAA (1).pdf

as printed
UNIT PLOT NO.90, BLOCK PLOTS, PROJECT NARMADA VIHAR-13, KH. NOS. 181 183/1, MOUZA SANGAM, WITHIN THE LIMITS NAGAR PARISAHD WANADONGARI, TAHSIL HINGANA, AND DIST. NAGPUR - 441110., P.S.K. NO. 6-B, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 441110

PIN
441110

the legal report (TSR)

DOC-20260911-WA0021.pdf

as printed
ALL THAT PIECE AND PARCEL OF THE LAND BEARING PLOT NO. 90, CONTAINING BY ADMEASUREMENTS 104.00 SQM, (1119.45 SQ. FT.), IN THE SANCTIONED LAYOUT KNOWN AS "NARMADA VIHAR-13", BEING A PART AND PORTION OF ENTIRE LAND BEARING KH. NO. 181 & 183/1, TOTAL ADMEASURING ABOUT 2.1509 HR, SITUATED AT MOUZA - SANGAM, P. H. NO. 6B, WITHIN THE LIMITS OF TAHSIL - HINGNA AND DISTRICT - NAGPUR

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 90 PROJECT NARMADA VIHAR-13 KHASRA NO 181 AND 183/1 P S K NO 6-B

Locality/Road
MOUZA SANGAM WITHIN THE LIMITS NAGAR PARISAHD WANADONGARI TAHSIL HINGANA DIST NAGPUR

Area/City
NAGPUR

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 00, 104, 1119, 1509, 2, 45, 6B, ADMEASUREMENTS, CONTAINING, ENTIRE, HINGNA, HR, LAYOUT, SANCTIONED

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	ABHIJIT MILIND CHAHARE	BTYPC8320B	…4195

All mail records (for Abhijit — safe to ignore)

Template	To	When
stale:ack docs balance	rajnikant.chichkhede@phfl.com	43d ago
document chase	rajnikant.chichkhede@phfl.com	43d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot payment_confirmation_202609246-054347.png needs your check

date
2026-09-03

amount
12616

method
UPI

payee name
THINKBIGZ INITIATIVE PVT LTD

raw reading (for Abhijit)

{'utr': None, 'date': '2026-09-03', 'amount': 12616, 'method': 'UPI', 'payee_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}

Sanction letter CustomerDocument068S300000dzcd1IAA (1).pdf needs your check

lan
HOU/NAG/0826/5201663

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
1300000

interest rate
8.4

sanction date
29-Aug-2026

letter version
5

applicant names
ABHIJIT MILIND CHAHARE, NEHA SHREERAM WATGULE

applicant mobile
9503623473

property address
pin: 441110; road: P.S.K. NO. 6-B; state: MAHARASHTRA; taluka: HINGANA; Flat no: Unit Plot No.90; district: NAGPUR; Address: Unit Plot No.90, Block Plots, Project NARMADA VIHAR-13, KH. NOS. 181 183/1, MOUZA SANGAM,

insurance premium
52000

includes insurance
True

total with insurance
1352000

security address verbatim
Unit Plot No.90, Block Plots, Project NARMADA VIHAR-13, KH. NOS. 181 183/1, MOUZA SANGAM,, WITHIN THE LIMITS NAGAR PARISAHD WANADONGARI, TAHSIL HINGANA, AND DIST. NAGPUR - 441110., P.S.K. NO. 6-B,, Nagpur, Nagpur, MAHARA

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0826/5201663', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 1300000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '29-Aug-2026', 'letter_version': '5', 'applicant_names': ['ABHIJIT MILIND CHAHARE', 'NEHA SHREERAM WATGULE'], 'applicant_mobile': '9503623473', 'property_address': {'pin': '441110', 'road': 'P.S.K. NO. 6-B', 'state': 'MAHARASHTRA', 'taluka': 'HINGANA', 'flat_no': 'Unit Plot No.90', 'district': 'NAGPUR', 'floor_no': None, 'landmark': None, 'full_address': 'Unit Plot No.90, Block Plots, Project NARMADA VIHAR-13, KH. NOS. 181 183/1, MOUZA SANGAM, WITHIN THE LIMITS NAGAR PARISAHD WANADONGARI, TAHSIL HINGANA, AND DIST. NAGPUR - 441110, P.S.K. NO. 6-B, Nagpur, MAHARASHTRA, India', 'village_city': 'MOUZA SANGAM, NAGAR PARISAHD WANADONGARI, Nagpur', 'building_name': 'Block Plots, Project NARMADA VIHAR-13', 'survey_or_cts_no': 'KH. NOS. 181 183/1'}, 'insurance_premium': 52000, 'includes_insurance': True, 'total_with_insurance': 1352000, 'security_address_verbatim': 'Unit Plot No.90, Block Plots, Project NARMADA VIHAR-13, KH. NOS. 181 183/1, MOUZA SANGAM,, WITHIN THE LIMITS NAGAR PARISAHD WANADONGARI, TAHSIL HINGANA, AND DIST. NAGPUR - 441110., P.S.K. NO. 6-B,, Nagpur, Nagpur, MAHARASHTRA, India, 441110'}

PAN card IMG-20260807-WA0011.jpg needs your check

dob
1995-05-25

pan
BTYPC8320B

name
ABHIJIT MILIND CHAHARE

legible
True

raw reading (for Abhijit)

{'dob': '1995-05-25', 'pan': 'BTYPC8320B', 'name': 'ABHIJIT MILIND CHAHARE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card IMG-20260807-WA0010.jpg needs your check

dob
1995-05-25

name
Abhijit Milind Chahare

legible
True

aadhaar last4
4195

raw reading (for Abhijit)

{'dob': '1995-05-25', 'pan': None, 'name': 'Abhijit Milind Chahare', 'legible': True, 'aadhaar_last4': '4195', 'quality_issue': None}

Selfie / photo 20260902_174535.jpg needs your check

kind
live_selfie

legible
True

confidence
0.98

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.98, 'face_visible': True, 'quality_issue': None}

Sale deed DOC-20260911-WA0021.pdf needs your check

found
True

found in
Description of the Property

area sq m
104

paper for
loan_ref: HOU/NAG/0826/5201663; customer_name: Shri. Abhijit Milind Chahare

confidence
1

property address
taluka: Hingna; Flat no: Plot No. 90; district: Nagpur; Address: Plot No. 90, Narmada Vihar-13, Mouza - Sangam, P. H. No. 6B, Tahsil - Hingna, District - Nagpur; Village: Sangam; Building: Narmada Vihar-13

security address verbatim
All that piece and parcel of the land bearing Plot No. 90, containing by admeasurements 104.00 Sqm, (1119.45 Sq. Ft.), in the sanctioned layout known as "Narmada Vihar-13", being a part and portion of entire land bearing

raw reading (for Abhijit)

{'found': True, 'found_in': 'Description of the Property', 'area_sq_m': 104, 'paper_for': {'loan_ref': 'HOU/NAG/0826/5201663', 'report_id': None, 'customer_name': 'Shri. Abhijit Milind Chahare'}, 'pin_other': None, 'confidence': 1, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': 'Hingna', 'flat_no': 'Plot No. 90', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No. 90, Narmada Vihar-13, Mouza - Sangam, P. H. No. 6B, Tahsil - Hingna, District - Nagpur', 'village_city': 'Sangam', 'building_name': 'Narmada Vihar-13', 'survey_or_cts_no': 'Kh. No. 181 & 183/1'}, 'security_address_verbatim': 'All that piece and parcel of the land bearing Plot No. 90, containing by admeasurements 104.00 Sqm, (1119.45 Sq. Ft.), in the sanctioned layout known as "Narmada Vihar-13", being a part and portion of entire land bearing Kh. No. 181 & 183/1, total admeasuring about 2.1509 HR, situated at Mouza - Sangam, P. H. No. 6B, within the limits of Tahsil - Hingna and District - Nagpur'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['DOC-20260911-WA0021.pdf', 'IndexII9991209260057.pdf', 'PN- 90 ABHIJIT CHAHARE - PBN HFL (1).pdf', 'CustomerDocument068S300000dzcd1IAA (1).pdf', 'IMG-20260807-WA0010.jpg', 'I
1h ago	EzDocs	address_compared	{'sig': '3f24ba18e362a05c', 'why': 'after gather', 'people': [{'home': '3, Plot no. 3, Near Naresh kirana store, Sharma Layout, Gopal nagar, 3 Rd bus stop, Sharma Layout, Gopal Nagar, Nagpur, Nagpur, 440022', 'person': '
1h ago	EzDocs	challan_boxes_composed	{'fp': '5e40cf9dc253a904', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'PLOT NO 90 PROJECT NARMADA VIHAR
1h ago	EzDocs	pages_trimmed480	{'of': 15, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'PN- 90 ABHIJIT CHAHARE - PBN HFL (1).pdf', 'kept': [1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12], 'd
1h ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '
1h ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IndexII9991209260057.pdf', 'changed': {'road': {'was': 'P.S.K. NO. 6-B', '
20d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
20d ago	EzDocs	paper_read_beside_case	{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
20d ago	EzDocs	paper_read_beside	{'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'DOC-20260911-WA0021.pdf'
20d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
31d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
31d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
31d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999120926005
31d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
32d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
34d ago	EzDocs	desk_documents_backfill	{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
34d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999120926
35d ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'DOC-20260911-WA0021.pdf', 'changed': {'pin': {'was': '441110', 'index2': N
35d ago	EzDocs	document_received	{'file': 'DOC-20260911-WA0021.pdf', 'doc_type': 'sale_deed', 'confidence': 1.0, 'also_inside': ['lsr', 'index2']}
39d ago	EzDocs	desk_documents_backfill	{'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: Requ
39d ago	EzDocs	desk_document_shared	{'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'ABHIJIT MILIND CHAHARE
41d ago	EzDocs	quoted_history_checked	{}
42d ago	EzDocs	claim_inside_desk_buffer	{'gap': 44.0, 'why': "the branch paid a figure at or above the real calculation of ₹11,116 (government + DHC + our fee) — the rest is we's buffer; counted as paid in full — nothing to ask for (the credit itself is
42d ago	EzDocs	draft_withdrawn	{'why': "the acknowledgement asked for a balance that is inside we's buffer — withdrawn; a clean acknowledgement is drafted instead", 'count': 1}
42d ago	EzDocs	short_healed_inside_buffer	{'gap': 44.0, 'why': "the credit was read as SHORT before; it is a figure at or above the real calculation of ₹11,116 (government + DHC + our fee) — the rest is we's buffer — verified in full", 'expected': 126
43d ago	EzDocs	extra_challan_scanned	{'found': 0}
43d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0826/5201
43d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
43d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
43d ago	EzDocs	email_shadowed:doc_chase	{'to': 'rajnikant.chichkhede@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0826/5201663), the following is pending from your end:\n\n 1. Short payment: Rs. 44.00 balance pending (r

Case diary the case’s history — what happened, newest day first

Papers

2 still needed for the challan

Applicant's Aadhaar Card, Applicant's PAN Card

Money

₹12,616 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

Today · 16 Oct1 thing

The challan's address boxes were written from the papers

21:21

26 Sep1 thing — 1 step

EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records

21:25

15 Sep5 things — 1 document received · 1 letter written · 3 steps

Closed from the NOI team's own words — the Index II was already shared with the branch

Nothing more to do on this case.