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Cases / NOI-2026-01268

Rr Sunita Rao

PNB_HFLLAN HOU/NAG/0526/5099867 Index II shared · done All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs6 still to come
3 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sale deedopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside RR and sale deed - Sunita Rao.pdfopen
Sanction Letter — still needed
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Payment Screenshot with UTR — still needed
Property address — being read from the sale deed (RR and sale deed - Sunita Rao.pdf); EzDocs retries within 5 minutes
All files (3)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹25,360
The whole amount reached our account. Nothing is pending on this case.
₹25,320 receivedby the amount alone
Stamp duty 0.3%8,830
Registration fee 0.5%14,710
Government handling320
Our service fee1,500
Total we ask for25,360
paid 3 Sep 17:35:16 · verified 4 Sep 15:18:42 · 21 h 43 min later
How we know
Our own bank told us — 3 Sep 17:35
₹25,320 · UTR AXNGG24613449507 · from BG-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.25320.00,03-09-2026 17:35:16 thru NEFT from AXNGG24613449507/GOOGLE INDIA DIGITAL. Aval Bal 346073.65 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · counted full inside our buffer
By law ₹25,340. We ask ₹25,360 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 15 minour time · 4 Sep 15:18
Index II 87 h 37 minour time · 15 Sep 12:40
the NOI team 10 d 21 hthe branch 16 d 1 htotal 26 d 23 h
Complete.
Day by day — every step and who held it
19 Aug 13:16Your branch's mail
3 Sep 17:35Payment landed+15 d 4 h · the branch
4 Sep 15:03Papers from your branch+21 h 28 min · the branch
4 Sep 15:18Fee quoted+15 min · the NOI team
4 Sep 15:18Papers readat once
4 Sep 15:18Challan madeat once
4 Sep 15:18Payment verifiedat once
15 Sep 12:40Index II sent+10 d 21 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹29,40,000
Loan account no.
HOU/NAG/0526/5099867
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete. The team has provided all requested documents, including the e-filing copy and the government's Index II.
the history says the next move is with no one — the case is finished — case closed
the branch last asked: kindly provide NOI.
✓ loan papers sent — done, mail 1 (2026-09-04) “Please find attached RR and sale deed; kindly provide NOI.”
✓ fee paid — the branch's words — done, mail 1 (2026-09-04) “SUNITA SURESH RAO EchallanMH008993892202627E.pdf”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-04) “Please find attached RR and sale deed; kindly provide NOI.”
✓ filed on the IGR site — done, mail 2 (2026-09-11) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 2 (2026-09-11) “PFA: Downloaded e-filing for your reference..”
✓ NOI Index II shared — done, mail 3 (2026-09-15) “PFA NOI INDEX 2 FOR CASE CLOSURE.”
read over 3 mail(s), last mail 2026-09-15 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH008993892202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
BB bharati.bhope@phfl.com phfl.com
04 Sep, 15:03 · 41d ago
THE APP JOINED HERE — earlier mails are on Gmail
Fw: Re: Fw: Re[3]: Request for challan and NOI - HOU/NAG/0526/5099867 SUNITA SURESH RAO
Dear Team,

Please find attached RR and sale deed; kindly provide NOI.

Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/25/26 14:59 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 (sujit.china1@phfl.com), Dinesh Ghore (dinesh.ghore@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Sharda Gore (sharda.gore@pnbhousing.com) Subject: Re: Fw: Re[3]: Request for challan and NOI - HOU/NAG/0526/5099867 SUNITA SURESH RAO Exercise Secured by Check Point Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug 2026 at 14:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug 2026 at 14:21, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please find attached bank statement for the same; applicant also not yet received back payment; kindly check and provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/21/26 14:32 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 (sujit.china1@phfl.com), Dinesh Ghore (dinesh.ghore@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), sharda.gore (sharda.gore@pnbhousing.com) Subject: Re: Re[2]: Request for challan and NOI - HOU/NAG/0526/5099867 SUNITA SURESH RAO Exercise Secured by Check Point Dear Bharati Madam, The payment is yet not received to our account. Kindly confirm with the customer and pay the same for the challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 19 Aug 2026 at 18:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Kindly check the payment.this payment is not received to us. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 19 Aug 2026 at 18:14, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Total loan amount is Rs. 29.40 lacs, two separate payment receipts are enclosed. Kindly check. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/19/26 13:28 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 (sujit.china1@phfl.com), Dinesh Ghore (dinesh.ghore@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), sharda.gore (sharda.gore@pnbhousing.com) Subject: Re: Request for challan and NOI - HOU/NAG/0526/5099867 SUNITA SURESH RAO Exercise Secured by Check Point Dear Team, Kindly confirm total loan amount for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 19 Aug 2026 at 13:14, Bharati Bhope < bharati.bhope@phfl.com > wrote: Dear Team, Please provide challan and NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com From: jay ghore (jayghore2@gmail.com) Date: 08/19/26 12:55 To: bharati.bhope@phfl.com Cc: sujit.china1@phfl.com, gulshan.harode1@pnbhousing.com, ashish.gour@pnbhousing.com Subject: NOI MRS SUNITA SURESH RAO Exercise Secured by Check Point Pfa
🤖 read: asks for the e-filing copy; documents attached — “kindly provide NOI.”
OL The NOI teamTYPED IN GMAIL
11 Sep, 13:54 · 34d ago
Re: Fw: Re: Fw: Re[3]: Request for challan and NOI - HOU/NAG/0526/5099867 SUNITA SURESH RAO

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Fri, 4 Sept 2026 at 15:01, Bharati Bhope <bharati.bhope@phfl.com> wrote: Dear Team, Please find attached RR and sale deed; kindly provide NOI. Thanks & Regards, Bharati Sujit Bhope Sr. Branch Operations Executive PHFL Home Loans and Services Limited, Apartment No. 2 B, Second Floor, Achraj Towers, Rajnagar, Chhaoni, Katol Road, Chhindwara Road, Rajnagar, Sadar, Nagpur-440013. Tel : 0712 – 2533460 Mobile No. : 78758 57917 Toll Free : 1800 120 8800 Website – www.pnbhousing.com ----- Forwarded Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/25/26 14:59 To: Bharati Bhope (bharati.bhope@phfl.com) Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 ( sujit.china1@phfl.com), Dinesh Ghore (dinesh.ghore@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com), Bhumeshwar Satpute ( bhumeshwar.satpute@pnbhousing.com), Ashish Gour ( ashish.gour@pnbhousing.com), Pravin Waghmare ( pravin.waghmare@pnbhousing.com), Sharda Gore (sharda.gore@pnbhousing.com) Subject: Re: Fw: Re[3]: Request for challan and NOI - HOU/NAG/0526/5099867 SUNITA SURESH RAO Secured by Check Point Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 25 Aug 2026 at 14:28, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > > We acknowledge the receipt of your mail documents and payment. We will > initiate the challan for the same. For NOI filing, We need a registered > sale deed copy.. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Tue, 25 Aug 2026 at 14:21, Bharati Bhope <bharati.bhope@phfl.com> > wrote: > >> Dear Team, >> >> Please find attached bank statement for the same; applicant also not yet >> received back payment; kindly check and provide challan and NOI. >> >> Thanks & Regards, >> >> Bharati Sujit Bhope >> >> Sr. Branch Operations Executive >> >> PHFL Home Loans and Services Limited, >> >> Apartment No. 2 B, Second Floor, >> >> Achraj Towers, Rajnagar, Chhaoni, >> >> Katol Road, Chhindwara Road, Rajnagar, >> >> Sadar, Nagpur-440013. >> >> Tel : 0712 – 2533460 >> >> Mobile No. : 78758 57917 >> >> Toll Free : 1800 120 8800 >> >> Website – >> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzoxYTk3M2MxNDA3N2I2YmYyOGM5OTk0ZjhhMWI2NGQ3ZDo3OmRmZDg6MTY1MTViNDJlMmJhNzZhZGYzNjVjODllNTg4ZGRhNjhlYjE3OWM4ZGFlNDk5YmYzNGMxMDJiZTA3NzdiNDY0ODpoOlQ6Rg> >> www.pnbhousing.com >> >> ----- Forwarded Message ----- >> ------------------------------ >> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >> Date: 08/21/26 14:32 >> To: Bharati Bhope (bharati.bhope@phfl.com) >> Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 ( >> sujit.china1@phfl.com), Dinesh Ghore (dinesh.ghore@phfl.com), Sunil >> Mishra (sunil.mishra@pnbhousing.com), Ashish Gour ( >> ashish.gour@pnbhousing.com), Bhumeshwar Satpute ( >> bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare ( >> pravin.waghmare@pnbhousing.com), sharda.gore (sharda.gore@pnbhousing.com >>) >> Subject: Re: Re[2]: Request for challan and NOI - HOU/NAG/0526/5099867 >> SUNITA SURESH RAO >> >> >> Secured by Check Point >> Dear Bharati Madam, >> >> The payment is yet not received to our account. Kindly confirm with the >> customer and pay the same for the challan initiation, >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Wed, 19 Aug 2026 at 18:50, THINKBIGZ NOI <pnb.noifilling@gmail.com> >> wrote: >> >>> Dear Team, >>> >>> Kindly check the payment.this payment is not received to us. >>> >>> *Regards,* >>> >>> *NOI Coordinator (PNB)* >>> *ThinkBigz* >>> *M:-8097244974 <(809)%20724-4974>* >>> >>> >>> On Wed, 19 Aug 2026 at 18:14, Bharati Bhope <bharati.bhope@phfl.com> >>> wrote: >>> >>>> Dear Team, >>>> >>>> Total loan amount is Rs. 29.40 lacs, two separate payment receipts are >>>> enclosed. Kindly check. >>>> >>>> Thanks & Regards, >>>> >>>> Bharati Sujit Bhope >>>> >>>> Sr. Branch Operations Executive >>>> >>>> PHFL Home Loans and Services Limited, >>>> >>>> Apartment No. 2 B, Second Floor, >>>> >>>> Achraj Towers, Rajnagar, Chhaoni, >>>> >>>> Katol Road, Chhindwara Road, Rajnagar, >>>> >>>> Sadar, Nagpur-440013. >>>> >>>> Tel : 0712 – 2533460 >>>> >>>> Mobile No. : 78758 57917 >>>> >>>> Toll Free : 1800 120 8800 >>>> >>>> Website – >>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpjYzRkMDQ3MGJiZGUyYzBjZGI5Y2I0ODNjYWU5NGY3Mjo3OmIwYTE6YjlhNmE4ODhlYzY2MGFhNWEyMjY3NWJlOTY4NWYxNDQzMGI3MmU3ODY5YTI1NTg3ZTI2M2E3ZjM3YmFiZjg0NzpoOlQ6Rg> >>>> www.pnbhousing.com >>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzoxYTk3M2MxNDA3N2I2YmYyOGM5OTk0ZjhhMWI2NGQ3ZDo3OjM0ZjA6Mzk0NjgzNDg4YjA1MWQzMzllMDBlMjAyZTczZDU4MzhmYWE5NzAxYTAxNmY4MDc1MzVlYWY0NGU2Yzk4MzkzODpoOlQ6Rg> >>>> >>>> ----- Original Message ----- >>>> ------------------------------ >>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >>>> Date: 08/19/26 13:28 >>>> To: Bharati Bhope (bharati.bhope@phfl.com) >>>> Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 ( >>>> sujit.china1@phfl.com), Dinesh Ghore (dinesh.ghore@phfl.com), Sunil >>>> Mishra (sunil.mishra@pnbhousing.com), Ashish Gour ( >>>> ashish.gour@pnbhousing.com), Bhumeshwar Satpute ( >>>> bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare ( >>>> pravin.waghmare@pnbhousing.com), sharda.gore ( >>>> sharda.gore@pnbhousing.com) >>>> Subject: Re: Request for challan and NOI - HOU/NAG/0526/5099867 >>>> SUNITA SURESH RAO >>>> >>>> >>>> Secured by Check Point >>>> Dear Team, >>>> >>>> Kindly confirm total loan amount for challan initiation, >>>> >>>> *Regards,* >>>> >>>> *NOI Coordinator (PNB)* >>>> *ThinkBigz* >>>> *M:-8097244974 <(809)%20724-4974>* >>>> >>>> >>>> On Wed, 19 Aug 2026 at 13:14, Bharati Bhope <bharati.bhope@phfl.com> >>>>
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
15 Sep, 12:22 · 30d ago

TEAM,

PFA NOI INDEX 2 FOR CASE CLOSURE.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 11 Sept 2026 at 13:54, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 4 Sept 2026 at 15:01, Bharati Bhope <bharati.bhope@phfl.com> wrote: > Dear Team, > > Please find attached RR and sale deed; kindly provide NOI. > > Thanks & Regards, > > Bharati Sujit Bhope > > Sr. Branch Operations Executive > > PHFL Home Loans and Services Limited, > > Apartment No. 2 B, Second Floor, > > Achraj Towers, Rajnagar, Chhaoni, > > Katol Road, Chhindwara Road, Rajnagar, > > Sadar, Nagpur-440013. > > Tel : 0712 – 2533460 > > Mobile No. : 78758 57917 > > Toll Free : 1800 120 8800 > > Website – www.pnbhousing.com > > ----- Forwarded Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 08/25/26 14:59 > To: Bharati Bhope (bharati.bhope@phfl.com) > Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 ( > sujit.china1@phfl.com), Dinesh Ghore (dinesh.ghore@phfl.com), Sunil > Mishra (sunil.mishra@pnbhousing.com), Bhumeshwar Satpute ( > bhumeshwar.satpute@pnbhousing.com), Ashish Gour ( > ashish.gour@pnbhousing.com), Pravin Waghmare ( > pravin.waghmare@pnbhousing.com), Sharda Gore (sharda.gore@pnbhousing.com) > Subject: Re: Fw: Re[3]: Request for challan and NOI - > HOU/NAG/0526/5099867 SUNITA SURESH RAO > > > Secured by Check Point > Team, > PFA challan for your reference. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Tue, 25 Aug 2026 at 14:28, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. For NOI filing, We need a registered >> sale deed copy.. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Tue, 25 Aug 2026 at 14:21, Bharati Bhope <bharati.bhope@phfl.com> >> wrote: >> >>> Dear Team, >>> >>> Please find attached bank statement for the same; applicant also not >>> yet received back payment; kindly check and provide challan and NOI. >>> >>> Thanks & Regards, >>> >>> Bharati Sujit Bhope >>> >>> Sr. Branch Operations Executive >>> >>> PHFL Home Loans and Services Limited, >>> >>> Apartment No. 2 B, Second Floor, >>> >>> Achraj Towers, Rajnagar, Chhaoni, >>> >>> Katol Road, Chhindwara Road, Rajnagar, >>> >>> Sadar, Nagpur-440013. >>> >>> Tel : 0712 – 2533460 >>> >>> Mobile No. : 78758 57917 >>> >>> Toll Free : 1800 120 8800 >>> >>> Website – >>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzoxYTk3M2MxNDA3N2I2YmYyOGM5OTk0ZjhhMWI2NGQ3ZDo3OmRmZDg6MTY1MTViNDJlMmJhNzZhZGYzNjVjODllNTg4ZGRhNjhlYjE3OWM4ZGFlNDk5YmYzNGMxMDJiZTA3NzdiNDY0ODpoOlQ6Rg> >>> www.pnbhousing.com >>> >>> ----- Forwarded Message ----- >>> ------------------------------ >>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >>> Date: 08/21/26 14:32 >>> To: Bharati Bhope (bharati.bhope@phfl.com) >>> Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 ( >>> sujit.china1@phfl.com), Dinesh Ghore (dinesh.ghore@phfl.com), Sunil >>> Mishra (sunil.mishra@pnbhousing.com), Ashish Gour ( >>> ashish.gour@pnbhousing.com), Bhumeshwar Satpute ( >>> bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare ( >>> pravin.waghmare@pnbhousing.com), sharda.gore ( >>> sharda.gore@pnbhousing.com) >>> Subject: Re: Re[2]: Request for challan and NOI - HOU/NAG/0526/5099867 >>> SUNITA SURESH RAO >>> >>> >>> Secured by Check Point >>> Dear Bharati Madam, >>> >>> The payment is yet not received to our account. Kindly confirm with the >>> customer and pay the same for the challan initiation, >>> >>> *Regards,* >>> >>> *NOI Coordinator (PNB)* >>> *ThinkBigz* >>> *M:-8097244974 <(809)%20724-4974>* >>> >>> >>> On Wed, 19 Aug 2026 at 18:50, THINKBIGZ NOI <pnb.noifilling@gmail.com> >>> wrote: >>> >>>> Dear Team, >>>> >>>> Kindly check the payment.this payment is not received to us. >>>> >>>> *Regards,* >>>> >>>> *NOI Coordinator (PNB)* >>>> *ThinkBigz* >>>> *M:-8097244974 <(809)%20724-4974>* >>>> >>>> >>>> On Wed, 19 Aug 2026 at 18:14, Bharati Bhope <bharati.bhope@phfl.com> >>>> wrote: >>>> >>>>> Dear Team, >>>>> >>>>> Total loan amount is Rs. 29.40 lacs, two separate payment receipts >>>>> are enclosed. Kindly check. >>>>> >>>>> Thanks & Regards, >>>>> >>>>> Bharati Sujit Bhope >>>>> >>>>> Sr. Branch Operations Executive >>>>> >>>>> PHFL Home Loans and Services Limited, >>>>> >>>>> Apartment No. 2 B, Second Floor, >>>>> >>>>> Achraj Towers, Rajnagar, Chhaoni, >>>>> >>>>> Katol Road, Chhindwara Road, Rajnagar, >>>>> >>>>> Sadar, Nagpur-440013. >>>>> >>>>> Tel : 0712 – 2533460 >>>>> >>>>> Mobile No. : 78758 57917 >>>>> >>>>> Toll Free : 1800 120 8800 >>>>> >>>>> Website – >>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpjYzRkMDQ3MGJiZGUyYzBjZGI5Y2I0ODNjYWU5NGY3Mjo3OmIwYTE6YjlhNmE4ODhlYzY2MGFhNWEyMjY3NWJlOTY4NWYxNDQzMGI3MmU3ODY5YTI1NTg3ZTI2M2E3ZjM3YmFiZjg0NzpoOlQ6Rg> >>>>> www.pnbhousing.com >>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com___.YXBzMTpwbmJob3VzaW5nOmM6bzoxYTk3M2MxNDA3N2I2YmYyOGM5OTk0ZjhhMWI2NGQ3ZDo3OjM0ZjA6Mzk0NjgzNDg4YjA1MWQzMzllMDBlMjAyZTczZDU4MzhmYWE5NzAxYTAxNmY4MDc1MzVlYWY0NGU2Yzk4MzkzODpoOlQ6Rg> >>>>> >>>>> ----- Original Message ----- >>>>> ------------------------------ >>>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com) >>>>> Date: 08/19/26 13:28 >>>>> To: Bharati Bhope (bharati.bhope@phfl.com) >>>>> Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Sujit China 1 >>>>> (sujit.china1@phfl.com), Dinesh Ghore (dinesh.ghore@phfl.com), Sunil >>>>> Mishra (sunil.mishra@pnbhousing.com), Ashish Gour ( >>>>> ashish.gour@pnbhousing.com), Bhumeshwar Satpute ( >>>>> bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare ( >>>>> pravin.waghmare@pnbhousing.com), sharda.gore ( >>>>> sharda.gore@pnbhousing.com) >>>>> Subject: Re: Request for challan and NOI
🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sale deed+ A challan whose owner could not be read — not counted until a person says inside RR and sale deed - Sunita Rao.pdf
filed 41d ago
Selfie / photo Photo Mrs. Sunita Rao.jpg
filed 41d ago
Paid challan (GRAS) SUNITA SURESH RAO EchallanMH008993892202627E.pdf
filed 41d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹25,360
Where it stands
VERIFIED — money received
Screenshot claims
—
Paid at
3 Sep 17:35:16
Verified on
4 Sep 15:18:42

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹8,830₹14,710₹320 ₹1,500₹25,360
By law ₹25,340. We ask ₹25,360 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

No property read yet — it fills itself from the sanction letter, the legal report, the technical report, the mail, or the Index II.
hold on after pressing — the page comes back with the result written at the top of this section

Parties

RoleNamePANAadhaar
none extracted yet

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
none yet
What EzDocs read from each document — check anything marked in red
Selfie / photo Photo Mrs. Sunita Rao.jpg needs your check
kind
live_selfie
legible
True
confidence
0.95
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}
Paid challan (GRAS) SUNITA SURESH RAO EchallanMH008993892202627E.pdf needs your check
grn
MH008993892202627E
pin
440016
total
23540.0
article
Stamp Duty and Registration Fee together
defaced
False
bank cin
03006172026082500876
district
NAGPUR
area city
NAGPUR
payer pan
AWLXXXXXXL
flat block
RESIDENTIAL APARTMENT NO G-103, FIRST FLOOR, TOWER NO 07, ABHIMAN NIWAS, KH NO 119, MOUZA ISASANI
payer name
SUNITA SURESH RAO
sro office
HGN_HINGNA SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2940000
scheme rows
{'amount': 8830.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14710.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4292
payment date
25/08/2026-14:55:48
road locality
PATWARI HALKA NO 46, HINGNA, NAGPUR, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2940000
raw reading (for Abhijit)
{'grn': 'MH008993892202627E', 'pin': '440016', 'total': 23540.0, 'article': 'Stamp Duty and Registration Fee together', 'defaced': False, 'bank_cin': '03006172026082500876', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AWLXXXXXXL', 'flat_block': 'RESIDENTIAL APARTMENT NO G-103, FIRST FLOOR, TOWER NO 07, ABHIMAN NIWAS, KH NO 119, MOUZA ISASANI', 'payer_name': 'SUNITA SURESH RAO', 'sro_office': 'HGN_HINGNA SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2940000', 'scheme_rows': [{'amount': 8830.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14710.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4292', 'payment_date': '25/08/2026-14:55:48', 'road_locality': 'PATWARI HALKA NO 46, HINGNA, NAGPUR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2940000'}
Sale deed RR and sale deed - Sunita Rao.pdf needs your check
grn
MH009221164202627P
pin
440001
total
29200.0
defaced
True
district
Nagpur
area city
ISASANI, Nagpur
flat block
Apartment G-103, First Floor, Tower No. 07
payer name
Sunita Suresh Rao
sro office
Joint Sub-Registrar Nagpur No. 5
paying bank
STATE BANK OF INDIA
scheme rows
{'amount': 29200.0, 'head_code': None, 'description': 'Registration Fee'}
payer mobile
XXXXXX6330
payment date
02/09/2026
inner challan
True
road locality
ABHIMAN NIWAS
second party pan
AABCS9753Q
second party name
SHRADHA REALTY LIMITED
consideration amount
2914000
raw reading (for Abhijit)
{'grn': 'MH009221164202627P', 'pin': '440001', 'total': 29200.0, 'article': None, 'defaced': True, 'bank_cin': None, 'district': 'Nagpur', 'area_city': 'ISASANI, Nagpur', 'payer_pan': None, 'flat_block': 'Apartment G-103, First Floor, Tower No. 07', 'payer_name': 'Sunita Suresh Rao', 'sro_office': 'Joint Sub-Registrar Nagpur No. 5', 'paying_bank': 'STATE BANK OF INDIA', 'remarks_raw': None, 'scheme_rows': [{'amount': 29200.0, 'head_code': None, 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6330', 'payment_date': '02/09/2026', 'inner_challan': True, 'road_locality': 'ABHIMAN NIWAS', 'second_party_pan': 'AABCS9753Q', 'second_party_name': 'SHRADHA REALTY LIMITED', 'consideration_amount': '2914000'}
Technical record (for Abhijit — safe to ignore)
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AWxxxxxxXL — no paper on the
19d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
20d agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'd1fad666-55d4-4462-b8da-e2d0f7668d89'}
30d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
30d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent', 'file
30d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_sent', 'filed', 'efiling
30d agoEzDocschallan_verified_against_case{'grn': 'MH008993892202627E', 'why': "the old 'does not match' note came from an earlier reading's rules (a head name read as the article, or a split pair); checked again with today's rules it matches — the note is closed
31d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
31d agoEzDocschallan_unsure{'why': 'no second party, article or matching total could be read', 'file': 'RR and sale deed - Sunita Rao.pdf', 'note': 'whose challan this is could not be read — it does not count until a person says; open the file', '
31d agoEzDocschallan_identity{'why': 'no second party, article or matching total could be read', 'file': 'RR and sale deed - Sunita Rao.pdf', 'inner': True, 'doc_id': '493168fc-0d53-406f-b4e9-208275669883', 'answer': 'unknown'}
34d agoEzDocsname_healed{'why': 'the case had no name; its own documents/mails carried one', 'name': 'Rr Sunita Rao'}
34d agoEzDocsname_from_filename{'why': "no name in any mail or document reading — taken from an attachment's name; correct it on the case if wrong", 'name': 'Rr Sunita Rao', 'files': ['RR and sale deed - Sunita Rao.pdf', 'Photo Mrs. Sunita Rao.jpg', '
41d agoEzDocsextra_challan_scanned{'found': 0}
41d agoEzDocschallan_found_on_case{'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing'}
41d agoEzDocsexpectation_recorded_silently{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp
41d agoEzDocssms_matched_late{'ref': 'AXNGG24613449507', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 25320.0, 'method': 'am
41d agoEzDocspayment_verified{'utr': 'AXNGG24613449507', 'why': "paid ₹25,320, ₹40 under our ask of ₹25,360 — a figure at or above the real calculation of ₹23,820 (government + DHC + our fee) — the rest is we's buffer; accepted as full", 'delt
41d agoEzDocsreceivable_created{'expected': 25360.0}
41d agoEzDocschallan_mismatch{'file': 'SUNITA SURESH RAO EchallanMH008993892202627E.pdf', 'problems': ["article code reads 'Stamp Duty and Registrat' — an NOI files under 6(1) Agreement Relating to Deposit of Title Deed"]}
41d agoEzDocschallan_extracted{'grn': 'MH008993892202627E', 'heads': ['0030046401', '0030063301'], 'total': 23540.0}
41d agoEzDocsdocument_received{'file': 'SUNITA SURESH RAO EchallanMH008993892202627E.pdf', 'doc_type': 'challan', 'confidence': 0.9}
41d agoEzDocsselfie_accepted{'kind': 'live_selfie', 'doc_id': '961a8760-a0b1-4dee-8f4d-8651ffc25944', 'confidence': 0.95}
41d agoEzDocsdocument_received{'file': 'Photo Mrs. Sunita Rao.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
41d agoEzDocsdocument_received{'file': 'RR and sale deed - Sunita Rao.pdf', 'doc_type': 'sale_deed', 'confidence': 1.0, 'also_inside': ['challan']}
41d agoEzDocsamount_set_from_mail_instruction{'now': 2940000.0, 'was': None, 'phrase': 'Total loan amount is Rs. 29.40 lacs'}
41d agoEzDocsmail_instruction_understood{'amount': 2940000.0, 'phrase': 'Total loan amount is Rs. 29.40 lacs', 'reason': None, 'instructions': [], 'urgent_disbursement': False}
41d agoEzDocscase_created{'lan': 'HOU/NAG/0526/5099867', 'bank': 'PNB_HFL', 'thread_id': '1a018fac95aa7af6'}

Case diary the case’s history — what happened, newest day first

Papers
4 still needed for the challan
Sanction Letter, Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR
Money
₹25,320 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
26 Sep1 thing
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:56
24 Sep1 thing — 1 step
Checked: this challan is not another case's
22:31
15 Sep3 things — 3 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
12:40
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:24
EzDocs read the whole trail as one conversation — where the case stands is on the page
04:40
14 Sep3 things — 3 steps
Challan re-read against the case — matches exactly
23:49
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
16:08
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
07:59
10 Sep2 things — 2 steps
The case's name was filled from its own papers
22:01
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:01
4 Sep10 things — 3 documents received · 1 letter written · 1 money step · 1 caution · 4 steps
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:18
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
15:18
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:18
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:18
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
15:18
Received: Challan
SUNITA SURESH RAO EchallanMH008993892202627E.pdf
15:18
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:18
Received: Selfie
Photo Mrs. Sunita Rao.jpg
15:18
Received: Sale deed
RR and sale deed - Sunita Rao.pdf
15:18
Case opened from the branch's mail
15:18
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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