Akash Bhingole
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹53,060.12 is still not in our account. Chase the branch for it.
why?
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper28 Aug, 15:35 · 48d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly provide Challan and process for NOI
- ✓ SANCTION LETTER — attached
- ✓ APPLICANT/S AADHAR CARD — attached
- ✓ APPLICANT/S PAN CARD — attached
- ✓ IINDEX II COPY | LSR | SALE DEED — attached
- ✓ APPLICANT SELFIE — attached
- ✓ PAYMENT SCREENSHOT WITH UTR — attached
CASE INITIATION
|| 77000331278
CASE INITIATION BRANCH NAME
PUNE – WAKAD
CASE TYPE (PLS MENTION IT )
NOI | HL
SRO No
HAVELI 18
Gopal Salunkhe
Deputy Manager
267 4455
4 more mails in between — open
28 Aug, 16:24 · 48d ago
earlier mails quoted below
28 Aug, 16:24 · 48d ago
Dear team kindly shared index 2 for noi filing Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Sep, 18:16 · 33d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
10 Oct, 14:06 · 5d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Oct, 16:42 · 3d ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
12 Oct, 18:09 · 3d ago
ATS not done...will Provide index 2 ASAP.
Cc: Umesh Bhadane /DIST/ICICIHFC/PUNE <umesh.bhadane@icicihfc.com>; Sunil Patra / /ICICIHFC/PUNE <sunil.patra@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Prutha Gokhale /DISTP/ICICIHFC/PUNE <prutha.gokhale@icicihfc.com>;
Manasi Hood /DISTP/ICICIHFC/PUNE <manasi.hood@icicihfc.com>; Milind Paranjape /DISTP/ICICIHFC/PUNE <milind.paranjape@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC
TOWER <siddesh.ajvilkar@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | Sanction letter Akash 2.pdf | filed | 46d ago |
| Payment screenshot | IMG-20260828-WA0030.jpg | filed | 46d ago |
| Sanction letter | Sanction letter akash 1.pdf | filed | 46d ago |
| Technical report | HRQ-26-125102_INDProcessRequest_2500320260828142714027.pdf | filed | 46d ago |
| Technical report | HRQ-26-133883_INDProcessRequest_2500320260828142751027.pdf | filed | 46d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹53,060.12
waiting for the credit
₹53,050 340626561169
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹36,010 | ₹15,000 | ₹350 | ₹1,700 | ₹53,060 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
PLOT NO 243, PENINSUL ASHOKVAN PHASE 1, CHSL, SR NO 184,186,189,190,192, GHAUNJE TAL MAVAL DIST, PUNE
PLOT NO 243, PENINSUL ASHOKVAN PHASE 1, SR NO 184,186,189, 190, 192, GHAUNJE TAL MAVAL DIST PUNE
412101
PLOT NO 244, PENINSUL ASHOKVAN PHASE 1, CHSL, SR NO. 184,186,189,190,192, GHAUNJE, TAL MAVAL DIST PUNE
PLOT NO 244, PENINSUL ASHOKVAN PHASE 1, SR NO. 184,186,189,190,192, GHAUNJE TAL MAVAL DIST PUNE
412101
PLOT NO 243 PENINSUL ASHOKVAN PHASE 1 SR NO 184 186 189 190 192 GHAUNJE TAL MAVAL DIST PUNE
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| none extracted yet |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| none yet |
What EzDocs read from each document — check anything marked in red
340626561169
2026-08-28
53050
UPI
*******3535@okbizaxis
EZDOCS
raw reading (for Abhijit)
{'utr': '340626561169', 'date': '2026-08-28', 'amount': 53050, 'method': 'UPI', 'payee_upi': '*******3535@okbizaxis', 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}77000331278
Home Loan and Purchase/Improvement of Property
1
6000000
8.6
2026-08-27
HF-38-VER-14-01072026/KFS
AKASH VASANT BHINGOLE, RUTUJA BABURAO BANDE
raw reading (for Abhijit)
{'lan': '77000331278', 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'loan_amount': 6000000, 'interest_rate': 8.6, 'sanction_date': '2026-08-27', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['AKASH VASANT BHINGOLE', 'RUTUJA BABURAO BANDE'], 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': None, 'total_with_insurance': None, 'security_address_verbatim': None}77000274084
Home Loan and Purchase/Improvement of Property
1.0
6000000
8.1
27/08/2026
HF-38-VER-14-01072026/KFS
AKASH VASANT BHINGOLE, RUTUJA BABURAO BANDE
read again off the letter's pages (page 1, Communication Address)
G 1701 17th Floor Plumeria Drive, Survey No.7,8, Aundh ravet BRT Road, Ravet Pune, Tathawade, Pune City East, PUNE, MAHARASHTRA, IN, 411033
raw reading (for Abhijit)
{'lan': '77000274084', 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'loan_amount': 6000000, 'interest_rate': 8.1, 'sanction_date': '27/08/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['AKASH VASANT BHINGOLE', 'RUTUJA BABURAO BANDE'], 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': None, 'total_with_insurance': None, 'applicant_address_from462': "read again off the letter's pages (page 1, Communication Address)", 'security_address_verbatim': None, 'applicant_address_verbatim': 'G 1701 17th Floor Plumeria Drive, Survey No.7,8, Aundh ravet BRT Road, Ravet Pune, Tathawade, Pune City East, PUNE, MAHARASHTRA, IN, 411033'}payments: [{'utr': '340626561169', 'date': '2026-08-28', 'page': 1, 'time': '15:28', 'payee': 'EZDOCS', 'amount': 53050.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2608281528306947085567', 'proof_kind'
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '340626561169', 'date': '2026-08-28', 'page': 1, 'time': '15:28', 'payee': 'EZDOCS', 'amount': 53050.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2608281528306947085567', 'proof_kind': 'success_screen'}]}}True
INDIVIDUAL TECHNICAL REPORT
loan_ref: 77000331278; report_id: HRQ-26-133883; customer_name: Akash Vasant Bhingole
1
taken: both the same; legal_address: Plot No 244, Peninsul Ashokvan Phase 1, Sr No. 184,186,189,190,192, Ghaunje Tal Maval Dist Pune; property_address: Plot No 244, Peninsul Ashokvan Phase 1, Chsl, Sr No. 184,186,189,190
pin: 412101; state: Maharashtra; taluka: Maval; Flat no: Plot No 244; district: Pune; landmark: Near Omc Cricket Stadium; Address: Plot No 244, Peninsul Ashokvan Phase 1, Survey No. 184, 186, 189, 190, 192, Ghaunje,
Plot No 244, Peninsul Ashokvan Phase 1, Sr No. 184,186,189,190,192, Ghaunje Tal Maval Dist Pune
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000331278', 'report_id': 'HRQ-26-133883', 'customer_name': 'Akash Vasant Bhingole'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Plot No 244, Peninsul Ashokvan Phase 1, Sr No. 184,186,189,190,192, Ghaunje Tal Maval Dist Pune', 'property_address': 'Plot No 244, Peninsul Ashokvan Phase 1, Chsl, Sr No. 184,186,189,190,192,, Ghaunje, Tal Maval Dist Pune'}, 'property_address': {'pin': '412101', 'road': None, 'state': 'Maharashtra', 'taluka': 'Maval', 'flat_no': 'Plot No 244', 'district': 'Pune', 'floor_no': None, 'landmark': 'Near Omc Cricket Stadium', 'full_address': 'Plot No 244, Peninsul Ashokvan Phase 1, Survey No. 184, 186, 189, 190, 192, Ghaunje, Tal Maval, Dist Pune, Pune, Maharashtra 412101', 'village_city': 'Ghaunje', 'building_name': 'Peninsul Ashokvan Phase 1', 'survey_or_cts_no': 'Sr No. 184, 186, 189, 190, 192'}, 'security_address_verbatim': 'Plot No 244, Peninsul Ashokvan Phase 1, Sr No. 184,186,189,190,192, Ghaunje Tal Maval Dist Pune'}True
INDIVIDUAL TECHNICAL REPORT
95.97
loan_ref: 77000274084; report_id: HRQ-26-125102; customer_name: Akash Vasant Bhingole
1
taken: both the same; legal_address: Plot No 243, Peninsul Ashokvan Phase 1, Sr No 184,186,189, 190, 192, Ghaunje Tal Maval Dist Pune; property_address: Plot No 243, Peninsul Ashokvan Phase 1, Chsl, Sr No 184,186,189,190
pin: 412101; state: MAHARASHTRA; taluka: MAVAL; Flat no: PLOT NO 243; district: PUNE; landmark: NEAR OMC CRICKET STADIUM; Address: PLOT NO 243, PENINSUL ASHOKVAN PHASE 1, SR NO 184, 186, 189, 190, 192, GHAUNJE, TAL
Plot No 243, Peninsul Ashokvan Phase 1, Sr No 184,186,189, 190, 192, Ghaunje Tal Maval Dist Pune
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 95.97, 'paper_for': {'loan_ref': '77000274084', 'report_id': 'HRQ-26-125102', 'customer_name': 'Akash Vasant Bhingole'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Plot No 243, Peninsul Ashokvan Phase 1, Sr No 184,186,189, 190, 192, Ghaunje Tal Maval Dist Pune', 'property_address': 'Plot No 243, Peninsul Ashokvan Phase 1, Chsl, Sr No 184,186,189,190,192,, Ghaunje Tal Maval Dist, Pune'}, 'property_address': {'pin': '412101', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'MAVAL', 'flat_no': 'PLOT NO 243', 'district': 'PUNE', 'floor_no': None, 'landmark': 'NEAR OMC CRICKET STADIUM', 'full_address': 'PLOT NO 243, PENINSUL ASHOKVAN PHASE 1, SR NO 184, 186, 189, 190, 192, GHAUNJE, TAL MAVAL, DIST PUNE, MAHARASHTRA 412101', 'village_city': 'GHAUNJE', 'building_name': 'PENINSUL ASHOKVAN PHASE 1', 'survey_or_cts_no': 'SR NO 184, 186, 189, 190, 192'}, 'security_address_verbatim': 'Plot No 243, Peninsul Ashokvan Phase 1, Sr No 184,186,189, 190, 192, Ghaunje Tal Maval Dist Pune'}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | reader_home_address | {'fp': '248fd8d81da4a0eb', 'from': 'the sanction letter (Sanction letter akash 1.pdf)', 'home': {'pin': '411033', 'area': 'Aundh ravet BRT Road, Ravet Pune, Tathawade, Pune City East', 'flat': 'G 1701', 'floor': '17th Fl |
| 1d ago | EzDocs | reader_home_address | {'fp': '248fd8d81da4a0eb', 'from': 'the sanction letter (Sanction letter akash 1.pdf)', 'home': {'pin': '411033', 'area': 'Aundh ravet BRT Road, Ravet Pune, Tathawade, Pune City East', 'flat': 'G 1701', 'floor': '17th Fl |
| 3d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared'], 'mails |
| 3d ago | EzDocs | old_thread_stored_only | {'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-28 10:05:48'} |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:b27f7748-0e89-47d2-bd8f-a791b36efbe4', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Sanction letter akash 1.pdf', 'asked': True, 'found': |
| 18d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'quick sweep'} |
| 18d ago | EzDocs | property_auto_verified | {'pin': '412101', 'why': 'read from the technical report; flat / building / number, the village and the English description are all there — checked by EzDocs, nothing waits for a person. Correct any box below if it i |
| 18d ago | EzDocs | property_replaced_from_report | {'why': "this bank's rule puts the technical report above the source the property had come from — the unverified boxes are re-read from the technical report; a person verifies box by box before anything files", 'file': ' |
| 18d ago | EzDocs | paper_read_beside | {'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'HRQ-26-125102_INDProcess |
| 18d ago | EzDocs | property_auto_verified | {'pin': '412101', 'why': 'read from the technical report; flat / building / number, the village and the English description are all there — checked by EzDocs, nothing waits for a person. Correct any box below if it i |
| 18d ago | EzDocs | property_from_report | {'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'HRQ-26-133883_INDProcessRequest_25 |
| 18d ago | EzDocs | paper_owner_check | {'why': "it prints customer 'Akash Vasant Bhingole', loan/application 77000331278; this case is Akash Bhingole, LAN 77000274084 — one of the two does not match; a person looks", 'file': 'HRQ-26-133883_INDProcessRequest_2 |
| 18d ago | EzDocs | paper_read_beside | {'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'HRQ-26-133883_INDProcess |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 22d ago | EzDocs | expectation_recorded_silently | {'why': ': the loan amount was read from the letter inside a bundle', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'expected': 53060.12, 'loan_amount': 12 |
| 22d ago | EzDocs | claim_applied_on_quote | {'utr': '340626561169', 'parts': 1, 'claimed_total': 53050.0} |
| 22d ago | EzDocs | receivable_created | {'expected': 53060.12} |
| 22d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260828-WA0030.jpg', 'kind': None, 'found': 1, 'doc_id': 'd234c42a-8473-47b4-95ee-0190a5e9bbee', 'fetched': True} |
| 22d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260828-WA0030 |
| 22d ago | EzDocs | claim_held_until_quote | {'utr': '340626561169', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-28', 'payee': 'EZDOCS', 'amount': 53050.0, 'payee_known': |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the regular check — the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 46d ago | EzDocs | document_received | {'file': 'HRQ-26-133883_INDProcessRequest_2500320260828142751027.pdf', 'doc_type': 'technical_report', 'confidence': 0.99} |
| 46d ago | EzDocs | document_received | {'file': 'HRQ-26-125102_INDProcessRequest_2500320260828142714027.pdf', 'doc_type': 'technical_report', 'confidence': 0.95} |
| 46d ago | EzDocs | document_received | {'file': 'Sanction letter akash 1.pdf', 'doc_type': 'sanction_letter', 'confidence': 0.9} |
| 46d ago | EzDocs | document_received | {'file': 'IMG-20260828-WA0030.jpg', 'doc_type': 'payment_screenshot', 'confidence': 0.99} |
| 46d ago | EzDocs | document_received | {'file': 'Sanction letter Akash 2.pdf', 'doc_type': 'sanction_letter', 'confidence': 0.9} |
| 46d ago | EzDocs | intake_table_parsed | {'bank_stated_fees': '{"bank_sd": 36000.0, "bank_ff": 15000.0, "bank_service": 1700.0, "bank_dhc": 350.0, "bank_total": 53050.0}'} |