Cases / NOI-2026-03404
Shailendra Sontake
LAN HOU/NAG/0826/5193876
Challan paid · our move
File on IGRAll documentsMails & papers 6Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Sale deedopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (6)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹11,070.43CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹11,040 receivedmatches the branch's receipt
Stamp duty 0.3%3,470
Registration fee 0.5%5,780
Government handling320
Our service fee1,500.43
Total we ask for11,070.43
the branch’s receipt claims ₹11,040 390159362191
paid 12 Oct 13:02:13 · verified 12 Oct 13:28:05 · 25 min later
How we know
Our own bank told us — 12 Oct 13:02
₹11,040 · UTR AXNGG28524401880 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.11040.00,12-10-2026 13:02:13 thru NEFT from AXNGG28524401880/GOOGLE INDIA DIGITAL. Aval Bal 165278.15 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
By law ₹11,060. We ask ₹11,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 27 minour time · 12 Oct 13:50
Index II —not yet
the NOI team 3 d 6 htotal 3 d 6 h so far
Now with the NOI team — e-filing on IGR
since 12 Oct 13:50 — 3 d 6 h of working time
Day by day — every step and who held it
12 Oct 13:23Your branch's mail
12 Oct 13:23Payment landedat once
12 Oct 13:27Papers read+4 min · the NOI team
12 Oct 13:27Property readat once
12 Oct 13:27Papers readat once
12 Oct 13:28Fee quotedat once
12 Oct 13:28Payment verifiedat once
12 Oct 13:50Challan made+23 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹11,55,000
Loan account no.
HOU/NAG/0826/5193876
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Floor is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (3d ago) — open the verification page; they are marked in red.
See the boxes — read from the sanction letter
District
Nagpur
Taluka
HINGNA
Village
WADDHAMNA
Number type
KHASRA
Number
256/1 AND 256/2
Building
RADHIKA VIHAR KRISHNA VATIKA
Floor
(empty)
Flat / shop no
26
Area
94.50
Hadd
Waddhamna
Read from the sanction letter, not the Index II. sanction.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• Mortgagor pages: PREMLATA SONTEKE is named on the sanction letter (sanction.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• PREMLATA SONTEKE: PAN missing — no PAN card of PREMLATA SONTEKE is read on the file — the PAN cards on it (SHAILENDRA KISAN LAL SONTAKE, APPLICANT PANCARD.jpg) are beside the form; type the PAN off the person's own card
• PREMLATA SONTEKE: birth date missing — no PAN card of PREMLATA SONTEKE is read on the file — the PAN cards on it (SHAILENDRA KISAN LAL SONTAKE, APPLICANT PANCARD.jpg) are beside the form; type the birth date off the person's own card
• 16 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• changed — flat no: the case held 26; filled PLOT NO 26 — EzDocs (reading the whole file), from sanction.pdf, reads it so
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (3d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011813217202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
RN
ravi.nagfase@phfl.com phfl.com
12 Oct, 13:23 · 3d ago THE FIRST MAIL — how this case began
12 Oct, 13:23 · 3d ago THE FIRST MAIL — how this case began
Process for Challan and NOI Loan No:-HOU/NAG/0826/5193876 Applicant Name:- SHAILENDRA SONTAKE
📎 APPLICANT PHOTO.jpg↗📎 sanction.pdf↗📎 APPLICANT PANCARD.jpg↗📎 IMG-20261012-WA0010.jpg↗📎 SALE DEED DRAFT.pdf↗
Dear team,
Please find the attached documents and process for challan and NOI
Thanks & Regards
Ravi Nagfase
Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: +91 9975567895
Email: ravi.nagfase@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: documents attached
3 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
12 Oct, 13:41 · 3d ago
12 Oct, 13:41 · 3d ago
Dear team,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Mon, 12 Oct 2026 at 13:27, Ravi Nagfase <ravi.nagfase@phfl.com> wrote:
Dear team,
Please find the attached documents and process for challan and NOI
Thanks & Regards
Ravi Nagfase
Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: +91 9975567895
Email: ravi.nagfase@phfl.com
Website- <http://www.pnbhousing.com/>www.pnbhousing.com
*PHFL Home Loans and Services Limited*
*[image: cid:image002.jpg@01D4388E.04228670]*
🤖 read: The NOI Coordinator is sending regards.
OL
The NOI teamTYPED IN GMAIL
12 Oct, 13:41 · 3d ago
12 Oct, 13:41 · 3d ago
Team,
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Mon, 12 Oct 2026 at 13:27, Ravi Nagfase <ravi.nagfase@phfl.com> wrote:
Dear team,
Please find the attached documents and process for challan and NOI
Thanks & Regards
Ravi Nagfase
Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: +91 9975567895
Email: ravi.nagfase@phfl.com
Website- <http://www.pnbhousing.com/>www.pnbhousing.com
*PHFL Home Loans and Services Limited*
*[image: cid:image002.jpg@01D4388E.04228670]*
🤖 read: The NOI Coordinator is sending regards.
OL
The NOI teamTYPED IN GMAIL
12 Oct, 13:41 · 3d ago
12 Oct, 13:41 · 3d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Mon, 12 Oct 2026 at 13:27, Ravi Nagfase <ravi.nagfase@phfl.com> wrote:
Dear team,
Please find the attached documents and process for challan and NOI
Thanks & Regards
Ravi Nagfase
Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: +91 9975567895
Email: ravi.nagfase@phfl.com
Website- <http://www.pnbhousing.com/>www.pnbhousing.com
*PHFL Home Loans and Services Limited*
*[image: cid:image002.jpg@01D4388E.04228670]*
🤖 read: challan shared — promised for later; asks the branch for documents, the payment, a clarification — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
12 Oct, 13:53 · 3d ago
12 Oct, 13:53 · 3d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 13:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 12 Oct 2026 at 13:27, Ravi Nagfase < ravi.nagfase@phfl.com > wrote:
Dear team,
Please find the attached documents and process for challan and NOI
Thanks & Regards
Ravi Nagfase
Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: + 91 9975567895
Email: ravi.nagfase@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
12 Oct, 13:53 · 3d ago
12 Oct, 13:53 · 3d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 13:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 12 Oct 2026 at 13:27, Ravi Nagfase < ravi.nagfase@phfl.com > wrote:
Dear team,
Please find the attached documents and process for challan and NOI
Thanks & Regards
Ravi Nagfase
Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: + 91 9975567895
Email: ravi.nagfase@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | APPLICANT PHOTO.jpg | filed | 3d ago |
| Sanction letter | sanction.pdf | filed | 3d ago |
| PAN card | APPLICANT PANCARD.jpg | filed | 3d ago |
| Payment screenshot | IMG-20261012-WA0010.jpg | filed | 3d ago |
| Sale deed | SALE DEED DRAFT.pdf | filed | 3d ago |
| Paid challan (GRAS) | SHAILENDRA KISAN LAL SONTAKE EchallanMH011813217202627E.pdf | filed | 3d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹11,070.43
₹11,070.43
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹11,040 390159362191
₹11,040 390159362191
Paid at
12 Oct 13:02:13
12 Oct 13:02:13
Verified on
12 Oct 13:28:05
12 Oct 13:28:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹3,470 | ₹5,780 | ₹320 | ₹1,500 | ₹11,070 |
By law ₹11,060. We ask ₹11,070 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
30 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Title deed no / year / SRO, Floor (person 1)
24 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (3d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
sanction.pdf
as printed
PLOT NO 26, PLOT NO 26, RADHIKA VIHAR KRISHNA VATIKA, SURVEY/KHASRA/GUT NOS 256/1 AND 256/2 MOUZA WADDHAMNA, TAHSIL HINGNA, NEAR JAIPRABHU CO OP SOCIETY LAYOUT, NAGPUR, PSK 6 VILLAGE WADDHAMNA, NAGPUR, MAHARASHTRA, INDIA, 440016
PLOT NO 26, PLOT NO 26, RADHIKA VIHAR KRISHNA VATIKA, SURVEY/KHASRA/GUT NOS 256/1 AND 256/2 MOUZA WADDHAMNA, TAHSIL HINGNA, NEAR JAIPRABHU CO OP SOCIETY LAYOUT, NAGPUR, PSK 6 VILLAGE WADDHAMNA, NAGPUR, MAHARASHTRA, INDIA, 440016
PIN
440016
440016
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 26 RADHIKA VIHAR KRISHNA VATIKA SURVEY/KHASRA/GUT NOS 256/1 AND 256/2 MOUZA WADDHAMNA
PLOT NO 26 RADHIKA VIHAR KRISHNA VATIKA SURVEY/KHASRA/GUT NOS 256/1 AND 256/2 MOUZA WADDHAMNA
Locality/Road
PSK 6 VILLAGE WADDHAMNA NEAR JAIPRABHU CO OP SOCIETY LAYOUT TAHSIL HINGNA DIST NAGPUR
PSK 6 VILLAGE WADDHAMNA NEAR JAIPRABHU CO OP SOCIETY LAYOUT TAHSIL HINGNA DIST NAGPUR
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SHAILENDRA KISAN LAL SONTAKE | GZWPS9184N |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | ravi.nagfase@phfl.com | 3d ago |
What EzDocs read from each document — check anything marked in red
Selfie / photo APPLICANT PHOTO.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Payment screenshot IMG-20261012-WA0010.jpg needs your check
utr
390159362191
390159362191
date
2026-10-12
2026-10-12
time
12:43
12:43
amount
11040
11040
method
UPI
UPI
payee upi
9892834356-2@okbizaxis
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '390159362191', 'date': '2026-10-12', 'time': '12:43', 'amount': 11040, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}PAN card APPLICANT PANCARD.jpg needs your check
dob
1983-07-01
1983-07-01
pan
GZWPS9184N
GZWPS9184N
name
SHAILENDRA KISAN LAL SONTAKE
SHAILENDRA KISAN LAL SONTAKE
legible
True
True
father name
KISAN LAL SONTAKE
KISAN LAL SONTAKE
raw reading (for Abhijit)
{'dob': '1983-07-01', 'pan': 'GZWPS9184N', 'name': 'SHAILENDRA KISAN LAL SONTAKE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'KISAN LAL SONTAKE', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter sanction.pdf needs your check
lan
HOU/NAG/0826/5193876
HOU/NAG/0826/5193876
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'SHAILENDRA KISAN LAL SONTAKE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PREMLATA SONTEKE', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'SHAILENDRA KISAN LAL SONTAKE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PREMLATA SONTEKE', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
loan amount
1100000
1100000
rate spread
-4.65
-4.65
final amount
1155000
1155000
interest rate
8.5
8.5
sanction date
09-Oct-2026
09-Oct-2026
letter version
7
7
reference rate
13.15
13.15
applicant email
shailendrssonteke@gmail.com
shailendrssonteke@gmail.com
applicant names
SHAILENDRA KISAN LAL SONTAKE, PREMLATA SONTEKE
SHAILENDRA KISAN LAL SONTAKE, PREMLATA SONTEKE
printed altered
False
False
applicant mobile
9595377454
9595377454
balance transfer
False
False
property address
pin: 440016; state: MAHARASHTRA; taluka: HINGNA; district: Nagpur; landmark: NEAR JAIPRABHU CO OP SOCIETY LAYOUT; Address: PLOT NO 26, PLOT NO 26, RADHIKA VIHAR KRISHNA VATIKA, SURVEY/KHASRA/GUT NOS 256/1 AND 256/2
pin: 440016; state: MAHARASHTRA; taluka: HINGNA; district: Nagpur; landmark: NEAR JAIPRABHU CO OP SOCIETY LAYOUT; Address: PLOT NO 26, PLOT NO 26, RADHIKA VIHAR KRISHNA VATIKA, SURVEY/KHASRA/GUT NOS 256/1 AND 256/2
insurance premium
55000
55000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1155000
1155000
security address verbatim
PLOT NO 26, PLOT NO 26, RADHIKA VIHAR KRISHNA VATIKA, SURVEY/KHASRA/GUT NOS 256/1 AND 256/2 MOUZA WADDHAMNA, TAHSIL HINGNA, NEAR JAIPRABHU CO OP SOCIETY LAYOUT, Nagpur, PSK 6 VILLAGE WADDHAMNA, Nagpur, MAHARASHTRA, India
PLOT NO 26, PLOT NO 26, RADHIKA VIHAR KRISHNA VATIKA, SURVEY/KHASRA/GUT NOS 256/1 AND 256/2 MOUZA WADDHAMNA, TAHSIL HINGNA, NEAR JAIPRABHU CO OP SOCIETY LAYOUT, Nagpur, PSK 6 VILLAGE WADDHAMNA, Nagpur, MAHARASHTRA, India
applicant address verbatim
HOUSE NO 2252/1, AMAR NAGAR WARD NO 2, NEAR SITLA MATA MANDIR, ., Nagpur, MAHARASHTRA, 440023, India
HOUSE NO 2252/1, AMAR NAGAR WARD NO 2, NEAR SITLA MATA MANDIR, ., Nagpur, MAHARASHTRA, 440023, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0826/5193876', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'SHAILENDRA KISAN LAL SONTAKE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PREMLATA SONTEKE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1100000, 'rate_spread': -4.65, 'final_amount': 1155000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '09-Oct-2026', 'letter_version': '7', 'reference_rate': 13.15, 'applicant_email': 'shailendrssonteke@gmail.com', 'applicant_names': ['SHAILENDRA KISAN LAL SONTAKE', 'PREMLATA SONTEKE'], 'printed_altered': False, 'applicant_mobile': '9595377454', 'balance_transfer': False, 'property_address': {'pin': '440016', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'HINGNA', 'flat_no': None, 'district': 'Nagpur', 'floor_no': None, 'landmark': 'NEAR JAIPRABHU CO OP SOCIETY LAYOUT', 'full_address': 'PLOT NO 26, PLOT NO 26, RADHIKA VIHAR KRISHNA VATIKA, SURVEY/KHASRA/GUT NOS 256/1 AND 256/2 MOUZA WADDHAMNA, TAHSIL HINGNA, NEAR JAIPRABHU CO OP SOCIETY LAYOUT, Nagpur, PSK 6 VILLAGE WADDHAMNA, Nagpur, MAHARASHTRA, India, 440016', 'village_city': 'WADDHAMNA', 'building_name': 'RADHIKA VIHAR KRISHNA VATIKA', 'survey_or_cts_no': '256/1 AND 256/2'}, 'insurance_premium': 55000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1155000, 'security_address_verbatim': 'PLOT NO 26, PLOT NO 26, RADHIKA VIHAR KRISHNA VATIKA, SURVEY/KHASRA/GUT NOS 256/1 AND 256/2 MOUZA WADDHAMNA, TAHSIL HINGNA, NEAR JAIPRABHU CO OP SOCIETY LAYOUT, Nagpur, PSK 6 VILLAGE WADDHAMNA, Nagpur, MAHARASHTRA, India, 440016', 'applicant_address_verbatim': 'HOUSE NO 2252/1, AMAR NAGAR WARD NO 2, NEAR SITLA MATA MANDIR, ., Nagpur, MAHARASHTRA, 440023, India'}Sale deed SALE DEED DRAFT.pdf needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Paid challan (GRAS) SHAILENDRA KISAN LAL SONTAKE EchallanMH011813217202627E.pdf needs your check
grn
MH011813217202627E
MH011813217202627E
pin
440016
440016
total
9250.0
9250.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101200647
03006172026101200647
district
NAGPUR
NAGPUR
area city
MAHARASHTRA NAGPUR
MAHARASHTRA NAGPUR
payer pan
GZWXXXXXXN
GZWXXXXXXN
flat block
PLOT NO 26 RADHIKA VIHAR KRISHNA VATIKA SURVEY NO 256/1 AND 256/2 MOUZA WADDHAMNA
PLOT NO 26 RADHIKA VIHAR KRISHNA VATIKA SURVEY NO 256/1 AND 256/2 MOUZA WADDHAMNA
payer name
SHAILENDRA KISAN LAL SONTAKE
SHAILENDRA KISAN LAL SONTAKE
sro office
HINGNA SUB REGISTRAR
HINGNA SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1155000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1155000
scheme rows
{'amount': 3470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 3470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7454
XXXXXX7454
payment date
12/10/2026-13:50:43
12/10/2026-13:50:43
road locality
NEAR JAIPRABHU CO OP SOCIETY LAYOUT PSK 6 TAHSIL HINGNA NAGPUR
NEAR JAIPRABHU CO OP SOCIETY LAYOUT PSK 6 TAHSIL HINGNA NAGPUR
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1155000
1155000
raw reading (for Abhijit)
{'grn': 'MH011813217202627E', 'pin': '440016', 'total': 9250.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101200647', 'district': 'NAGPUR', 'area_city': 'MAHARASHTRA NAGPUR', 'payer_pan': 'GZWXXXXXXN', 'flat_block': 'PLOT NO 26 RADHIKA VIHAR KRISHNA VATIKA SURVEY NO 256/1 AND 256/2 MOUZA WADDHAMNA', 'payer_name': 'SHAILENDRA KISAN LAL SONTAKE', 'sro_office': 'HINGNA SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1155000', 'scheme_rows': [{'amount': 3470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5780.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7454', 'payment_date': '12/10/2026-13:50:43', 'road_locality': 'NEAR JAIPRABHU CO OP SOCIETY LAYOUT PSK 6 TAHSIL HINGNA NAGPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1155000'}Technical record (for Abhijit — safe to ignore)
| 3d ago | EzDocs | quoted_history_checked | {} |
| 3d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 3d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The |
| 3d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed GZxxxxxxXN — no paper on the |
| 3d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'SALE DEED DRAFT.pdf', 'kind': 'sale_deed'} |
| 3d ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SHAILENDRA KISAN LAL SONTAKE EchallanMH011813217202627E.pdf', ' |
| 3d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SHAILENDRA KISAN LA |
| 3d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HINGNA SUB REGISTRAR', 'district': 'NAGPUR'} |
| 3d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011813217202627E', 'file': 'SHAILENDRA KISAN LAL SONTAKE EchallanMH011813217202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 3d ago | EzDocs | challan_extracted | {'grn': 'MH011813217202627E', 'file': 'SHAILENDRA KISAN LAL SONTAKE EchallanMH011813217202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 9250.0} |
| 3d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0826/5193 |
| 3d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"} |
| 3d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '498035', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words |
| 3d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 3d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 3d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03404'} |
| 3d ago | EzDocs | reader_home_address | {'fp': '415cb9ef9a7bcdbe', 'from': 'the sanction letter (sanction.pdf)', 'home': {'pin': '440023', 'area': 'AMAR NAGAR WARD NO 2, NEAR SITLA MATA MANDIR', 'flat': 'HOUSE NO 2252/1', 'state': 'MAHARASHTRA', 'district': 'N |
| 3d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-12T07:58:45', 'why': 'reading', 'open': 3, 'mails': [{'at': '2026-10-12 07:53', 'id': '1a12f1dd0227b73b', 'from': 'branch', 'gist': 'The branch is sending attached documents for challan and NOI |
| 3d ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NAGPUR'} |
| 3d ago | EzDocs | case_read | {'how': 'uri', 'tag': '59c42826414db868', 'docs': ['SALE DEED DRAFT.pdf', 'sanction.pdf', 'APPLICANT PANCARD.jpg'], 'loan': {'amount': 1155000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'sanction.pdf', 'quote': |
| 3d ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]} |
| 3d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['SALE DEED DRAFT.pdf', 'sanction.pdf', 'APPLICANT PANCARD.jpg'], 'after': {'addresses': {'people': [['SHAILENDRA KISAN LAL SONTAKE', [['sanction_letter', 'same_spelling']]]], 'p |
| 3d ago | EzDocs | address_compared | {'sig': '20a6bfa6300c7c2d', 'why': 'after gather', 'people': [{'home': 'HOUSE NO 2252/1, NEAR SITLA MATA MANDIR, AMAR NAGAR WARD NO 2, Nagpur, Nagpur, 440023', 'person': 'SHAILENDRA KISAN LAL SONTAKE', 'against': [{'src' |
| 3d ago | EzDocs | challan_boxes_composed | {'fp': 'f14407deb8d05254', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'PLOT NO 26 RADHIKA VIHAR KRISHNA |
| 3d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Number type', 'now': 'KHASRA', 'src': 'sanction_letter', 'was': 'SURVEY', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sanction_letter prints this |
| 3d ago | EzDocs | email_shadowed:doc_chase | {'to': 'ravi.nagfase@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0826/5193876), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n\nAlre |
| 3d ago | EzDocs | fee_quote_suppressed | {'how': 'claim', 'utr': '390159362191', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 11040.0} |
| 3d ago | EzDocs | sms_matched_late | {'ref': 'AXNGG28524401880', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 11040.0, 'method': 'sc |
| 3d ago | EzDocs | payment_verified | {'utr': 'AXNGG28524401880', 'why': "paid ₹11,040, ₹30 under our ask of ₹11,070 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accept |
| 3d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹11,040 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
12 Oct29 things
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
SHAILENDRA KISAN LAL SONTAKE EchallanMH011813217202627E.pdf
An old draft withdrew itself — its asks were already answered
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs read the whole file
Nothing new to ask for — stayed quiet
The challan's address boxes were written from the papers
A box the papers had not filled was read off a paper and corrected
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03404
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The file seems to show a payment to us but no row could be read — open it
Received: Sale deed
SALE DEED DRAFT.pdf
The loan amount was worked out from the papers
Property address read from the sanction letter
EzDocs took 21 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Payment screenshot
IMG-20261012-WA0010.jpg
Received: PAN card
APPLICANT PANCARD.jpg
Received: Sanction letter
sanction.pdf
Received: Selfie
APPLICANT PHOTO.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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