Cases / NOI-2026-02127

Yash Mardhekar

LAN 77000334059 Challan paid · our move SHORT ₹820.79 File on IGR All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

8 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

The challan was paid on another loan figure. The file adds up to ₹16,020; it reads: ₹6,010 (stamp-duty head), ₹10,010 (registration head); this case’s figures say ₹16,820 (0.3% ₹6,310 + 0.5% ₹10,510 on a loan of ₹21,00,000); the challan itself says a loan of ₹20,00,000. the case's figure is the sanction letter's loan amount. No sanction letter on this file prints ₹19,99,001–₹20,01,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.

✓Sale deedopen

✓PAN cardopen

✓Aadhaar cardopen

✓Payment screenshot — SHORT ₹820.79 (shows ₹18,050 of ₹18,870.79)open

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Technical reportopen

✓Sanction letteropen

✓Paid challan (GRAS)open

✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (12)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹820.79 (₹18,050 of ₹18,870.79).
Payment needs a person to check (see Money).
Challan on file does not agree with the case. Open it before paying or sharing.
Bank under-collected — money at risk — see Facts.
The work is done — our fee of ₹18,870.79 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneySomeone must look

₹18,870.79CASE MARK

A credit came that nobody can place with certainty — a person must look.

₹18,050 receivedthe figure the branch wrote

Stamp duty 0.3%6,310

Registration fee 0.5%10,510

Government handling350

Our service fee1,700.79

Total we ask for18,870.79

Screenshot ₹18,050. Case needs ₹18,870.79. SHORT by ₹820.79. Ask the branch for the balance.

why?

A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹750 below the real calculation of ₹18,800 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.

By law ₹18,850. We ask ₹18,870 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹18,050 — ₹820.79 under our ask: the branch's working is short (see Facts).

BANK UNDER-COLLECTED — money at risk

Bank table ₹18,050. Case needs ₹18,870. SHORT by ₹820. Do NOT accept ₹18,050 — ask the branch for ₹18,870.

why?

The branch is asking the borrower for Rs.18,050 where the duty and fees come to Rs.18,850 — Rs.800 short. Collect Rs.18,850; a short challan is refused at the SRO counter.

the branch's own words

The branch's mail said: filing fee (0.50%): bank says Rs.10,000, computed Rs.10,500 (difference Rs.-500); total payable: bank says Rs.18,050, computed Rs.18,850 (difference Rs.-800)

The money may already be here — 3 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 28 minour time · 21 Sep 17:55

Index II —not yet

the NOI team 24 d 6 htotal 24 d 6 h so far

Now with the NOI team — e-filing on IGR

since 21 Sep 17:55 — 24 d 6 h of working time

Day by day — every step and who held it

21 Sep 17:27Your branch's mail

21 Sep 17:28Fee quoted+1 min · the NOI team

21 Sep 17:28Papers readat once

21 Sep 17:28Property readat once

21 Sep 17:55Challan made+27 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹21,00,000

Loan account no.

77000334059

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• DO NOT SAVE — the loan: the paid challan (₹16,020, GRN MH010568756202627E) was worked on a loan of ₹19,99,001–₹20,01,000; this case holds ₹21,00,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.

• DO NOT SAVE — the last reading of this whole file found: property numbers. A fresh reading is being made; press Fill again in a minute — the blue Fill button at the top of the co-pilot, beside the case number.

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 20 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Payment page: NO paid challan on this case fits its loan of 21,00,000 — GRN MH010568756202627E pays 6,010 + 10,010 (that is a loan of about 20,03,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all required documents and confirmed payment. The NOI team has generated and shared the challan. The NOI team needs to file the NOI.

the history says the next move is with the NOI team — NOI filing

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-21) “Dear Team, CASE INITIATION APPLICANT NAME * YASH MARDHEKAR LAN NO 77000334059 CASE INITIATION BRANCH NAME CBD Belapur CASE TYPE (PLS MENTION IT ) Resale H”

✓ fee paid — the branch's words — done, mail 1 (2026-09-21) “*PAYMENT SCREENSHOT WITH UTR ATTACHED”

✓ challan made — done, mail 3 (2026-09-21) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-21) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-21) “For noi filing we need index 2 copy and colour selfie photos of applicants.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-21) “*IINDEX II COPY | LSR | SALE DEED ATTACHED”

read over 3 mail(s), last mail 2026-09-21 · read 24d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (24d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010568756202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

AS abhishek.singh2@icicihfc.com icicihfc.com
21 Sep, 17:27 · 24d ago THE FIRST MAIL — how this case began

77000334059 - APPLICANT NAME - MR. YASH MARDHEKAR LAN NO PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

📎 AGREEMENT FOR SALE _Mahalaxmi Nagar-Flat N ↗📎 Yash pan card .pdf ↗📎 Lalita aadhar card .pdf ↗📎 Lalita pan card .pdf ↗📎 Yash aadhar card .pdf ↗📎 IMG-20260920-WA0010.jpg ↗📎 20260806_201134047_CUSTOMER PHOTO.jpg ↗📎 20260806_200830832_CUSTOMER PHOTO.jpg ↗📎 IND_APF_REPORT_10315148VAL1.pdf ↗📎 KFSLetter_77000334059 (1).pdf ↗📎 image.png ↗

Dear Team,

CASE INITIATION

Loan account (LAN)77000334059

Loan amount₹20,00,000

Stamp duty 0.30%₹6,000

Registration fee 0.50%₹10,000

DHC₹350

Total₹18,050

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✓ IINDEX II COPY | LSR | SALE DEED — attached
✓ APPLICANT SELFIE — attached
✓ PAYMENT SCREENSHOT WITH UTR — attached

APPLICANT NAME

YASH MARDHEKAR

CASE INITIATION BRANCH NAME

CBD Belapur

CASE TYPE (PLS MENTION IT )

Resale HL

NOI SERIVCE FEE1700

SRO No

PANVEL2

Regards &

Thanks

Abhishek Singh /DIST/IC

Senior Relationship Manager - CBD Belapur.

8080362941

[cid:image001.jpg@01DA2515.F9BA0670]

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
21 Sep, 17:57 · 24d ago

Team,

We acknowledge the receipt of your mail documents and payment .We will

initiate the challan for the same. For noi filing we need index 2 copy and

colour selfie photos of applicants.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Mon, 21 Sept 2026 at 17:27, Abhishek Singh /DIST/ICICIHFC/ <
abhishek.singh2@icicihfc.com> wrote:

Dear Team,

*CASE INITIATION*
*APPLICANT NAME*

 - * YASH MARDHEKAR*

*LAN NO*
*77000334059 *
*CASE INITIATION BRANCH NAME*
*CBD Belapur*
*CASE TYPE (PLS MENTION IT) *
* Resale HL*
*LOAN AMOUNT *
*20,00,000*
*0.30%*
*6,000*
*0.50%*
*10,000*
*NOI SERIVCE FEE*
*1700*
*DHC*
*350*
*TOTAL AMOUNT PAYABLE*
*18,050*

**SANCTION LETTER*
*ATTACHED*
**APPLICANT/S AADHAR CARD*
*ATTACHED*
**APPLICANT/S PAN CARD*
*ATTACHED*
**IINDEX II COPY | LSR | SALE DEED*
*ATTACHED*
**APPLICANT SELFIE*
*ATTACHED*
**PAYMENT SCREENSHOT WITH UTR*
*ATTACHED*

*SRO No*
*PANVEL2*

*Regards & Thanks*

*Abhishek Singh /DIST/IC*

*Senior Relationship Manager - CBD Belapur.*

*8080362941*

*[image: cid:image001.jpg@01DA2515.F9BA0670]*

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
21 Sep, 17:58 · 24d ago

📎 YASH GANESH MARDHEKAR EchallanMH0105687562 ↗

Team,

PFA challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Mon, 21 Sept 2026 at 17:57, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment.We will
initiate the challan for the same. For noi filing we need index 2 copy and
colour selfie photos of applicants.

Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>

On Mon, 21 Sept 2026 at 17:27, Abhishek Singh /DIST/ICICIHFC/ <
abhishek.singh2@icicihfc.com> wrote:

> Dear Team,
>
>
>
> *CASE INITIATION*
> *APPLICANT NAME*
>
> - * YASH MARDHEKAR*
>
> *LAN NO*
> *77000334059 *
> *CASE INITIATION BRANCH NAME*
> *CBD Belapur*
> *CASE TYPE (PLS MENTION IT) *
> * Resale HL*
> *LOAN AMOUNT *
> *20,00,000*
> *0.30%*
> *6,000*
> *0.50%*
> *10,000*
> *NOI SERIVCE FEE*
> *1700*
> *DHC*
> *350*
> *TOTAL AMOUNT PAYABLE*
> *18,050*
>
>
> **SANCTION LETTER*
> *ATTACHED*
> **APPLICANT/S AADHAR CARD*
> *ATTACHED*
> **APPLICANT/S PAN CARD*
> *ATTACHED*
> **IINDEX II COPY | LSR | SALE DEED*
> *ATTACHED*
> **APPLICANT SELFIE*
> *ATTACHED*
> **PAYMENT SCREENSHOT WITH UTR*
> *ATTACHED*
>
>
> *SRO No*
> *PANVEL2*
>
>
>
> *Regards & Thanks*
>
> *Abhishek Singh /DIST/IC*
>
> *Senior Relationship Manager - CBD Belapur.*
>
> *8080362941*
>
> *[image: cid:image001.jpg@01DA2515.F9BA0670]*
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sale deed	AGREEMENT FOR SALE _Mahalaxmi Nagar-Flat No. 18-102.pdf	filed	24d ago
PAN card	Yash pan card .pdf	filed	24d ago
Aadhaar card	Lalita aadhar card .pdf	filed	24d ago
PAN card	Lalita pan card .pdf	filed	24d ago
Aadhaar card	Yash aadhar card .pdf	filed	24d ago
Payment screenshot	IMG-20260920-WA0010.jpg	filed	24d ago
Selfie / photo	20260806_201134047_CUSTOMER PHOTO.jpg	CANNOT BE READ — clear copy asked	24d ago
Selfie / photo	20260806_200830832_CUSTOMER PHOTO.jpg	CANNOT BE READ — clear copy asked	24d ago
Technical report	IND_APF_REPORT_10315148VAL1.pdf	filed	24d ago
Sanction letter	KFSLetter_77000334059 (1).pdf	filed	24d ago
Other	image.png	filed	24d ago
Paid challan (GRAS)	YASH GANESH MARDHEKAR EchallanMH010568756202627E.pdf	filed	24d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,870.79

Where it stands
needs a person to check

Screenshot claims
₹18,050 129957547989

Screenshot ₹18,050. Case needs ₹18,870.79. SHORT by ₹820.79. Ask the branch for the balance.

why?

Paid at
—

Verified on
not yet

utr_already_used:NOI-2026-02092

GPay money settled into the PNB account at 26 Sep 18:03 (NEFT AXNGG26998487466). Heard twice; verified once.

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹6,310	₹10,510	₹350	₹1,700	₹18,870

By law ₹18,850. We ask ₹18,870 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

41 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Floor (person 1), Road (person 1), Mobile (person 2), Floor (person 2)

30 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Block / Sector, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) …

✗ EzDocs found boxes that do NOT agree with the document (24d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (IND_APF_REPORT_10315148VAL1.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No.102,1st Floor, Building No.18, Mahalaxmi Nagar, Economy Sec-3, Survey No. 233/1, 234, 238/1, 238/2, 242/0, 232, 243/2 And Other Of Nere, Mahalaxmi Nagar, Panvel, Tal-Panvel, Dist-Raigad-410206

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

IND_APF_REPORT_10315148VAL1.pdf

as printed
FLAT NO.102,1ST FLOOR, BUILDING NO.18, MAHALAXMI NAGAR, ECONOMY SEC-3, SURVEY NO. 233/1, 234, 238/1, 238/2, 242/0, 232, 243/2 AND OTHER OF NERE, MAHALAXMI NAGAR, PANVEL, TAL-PANVEL, DIST-RAIGAD-410206

PIN
410206

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 102 1ST FLOOR BUILDING NO 18 MAHALAXMI NAGAR SURVEY NO 233/1 234 238/1 238/2 242/0 232 243/2

Locality/Road
MAHALAXMI NAGAR NERE NEAR MAHALXMI NAGAR NERE

Area/City
RAIGAD

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	YASH GANESH MARDHEKAR	GRAPM3646B	…7227
co_mortgagor	Lalita Ganesh Mardhekar	JJQPM2345E	…6437

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	abhishek.singh2@icicihfc.com	24d ago
documents acknowledged	abhishek.singh2@icicihfc.com	24d ago

What EzDocs read from each document — check anything marked in red

PAN card Lalita pan card .pdf needs your check

dob
1984-07-15

pan
JJQPM2345E

name
LALITA GANESH MARDHEKAR

legible
True

father name
SHAMRAO SHRIPATI DHANAWADE

raw reading (for Abhijit)

{'dob': '1984-07-15', 'pan': 'JJQPM2345E', 'name': 'LALITA GANESH MARDHEKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHAMRAO SHRIPATI DHANAWADE', 'aadhaar_last4': None, 'quality_issue': None}

PAN card Yash pan card .pdf needs your check

dob
2002-09-13

pan
GRAPM3646B

name
YASH GANESH MARDHEKAR

legible
True

father name
GANESH MARDHEKAR

raw reading (for Abhijit)

{'dob': '2002-09-13', 'pan': 'GRAPM3646B', 'name': 'YASH GANESH MARDHEKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GANESH MARDHEKAR', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot IMG-20260920-WA0010.jpg needs your check

utr
129957547989

date
2026-09-20

time
20:11

amount
18050

method
UPI

payee upi
....535m@pnb

payer upi
....r740@okhdfcbank

payee name
EZDOCS

payer name
YASH GANESH MARDHEKAR

debit notification text
Payment of ’18,050 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account

raw reading (for Abhijit)

{'utr': '129957547989', 'date': '2026-09-20', 'time': '20:11', 'amount': 18050, 'method': 'UPI', 'payee_upi': '....535m@pnb', 'payer_upi': '....r740@okhdfcbank', 'payee_name': 'EZDOCS', 'payer_name': 'YASH GANESH MARDHEKAR', 'debit_notification_text': "Payment of ’18,050 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account"}

Selfie / photo 20260806_201134047_CUSTOMER PHOTO.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Aadhaar card Lalita aadhar card .pdf needs your check

dob
1984-07-15

name
Lalita Ganesh Mardhekar

address
pin: 415022; area: Bhanang; road: taluka jawali; state: Maharashtra; district: Satara; post_office: Bhanang; Village: ozare

legible
True

aadhaar last4
6437

raw reading (for Abhijit)

{'dob': '1984-07-15', 'pan': None, 'name': 'Lalita Ganesh Mardhekar', 'mobile': None, 'address': {'pin': '415022', 'area': 'Bhanang', 'flat': None, 'road': 'taluka jawali', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': 'Bhanang', 'village_city': 'ozare'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6437', 'quality_issue': None}

Aadhaar card Yash aadhar card .pdf needs your check

dob
2002-09-13

name
Yash Ganesh Mardhekar

address
pin: 415022; area: ozare taluka jawali; state: Maharashtra; district: Satara; Village: Ozare

legible
True

aadhaar last4
7227

raw reading (for Abhijit)

{'dob': '2002-09-13', 'pan': None, 'name': 'Yash Ganesh Mardhekar', 'mobile': None, 'address': {'pin': '415022', 'area': 'ozare taluka jawali', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': None, 'village_city': 'Ozare'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7227', 'quality_issue': None}

Selfie / photo 20260806_200830832_CUSTOMER PHOTO.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
1.0

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1.0, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Technical report IND_APF_REPORT_10315148VAL1.pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
36.13935343

paper for
loan_ref: 77000334059; report_id: HRQ-26-141102; customer_name: Yash Ganesh Mardhekar

confidence
1

property address
pin: 410206; state: Maharashtra; taluka: Panvel; Flat no: 102; district: Raigad; Floor: 1st Floor; landmark: Near. Mahalxmi Nagar Nere; Address: Flat No.102,1st Floor, Building No.18, Mahalaxmi Nagar, Economy Sec

security address verbatim
Flat No.102,1st Floor, Building No.18, Mahalaxmi Nagar, Economy Sec-3, Survey No. 233/1, 234, 238/1, 238/2, 242/0, 232, 243/2 And Other Of Nere, Mahalaxmi Nagar, Panvel, Tal-Panvel, Dist-Raigad-410206

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 36.13935343, 'paper_for': {'loan_ref': '77000334059', 'report_id': 'HRQ-26-141102', 'customer_name': 'Yash Ganesh Mardhekar'}, 'confidence': 1, 'property_address': {'pin': '410206', 'road': None, 'state': 'Maharashtra', 'taluka': 'Panvel', 'flat_no': '102', 'district': 'Raigad', 'floor_no': '1st Floor', 'landmark': 'Near. Mahalxmi Nagar Nere', 'full_address': 'Flat No.102,1st Floor, Building No.18, Mahalaxmi Nagar, Economy Sec-3, Nere, Panvel, Tal-Panvel, Dist-Raigad-410206', 'village_city': 'Nere', 'building_name': 'Building No.18, Mahalaxmi Nagar, Economy Sec-3', 'survey_or_cts_no': 'Survey No. 233/1, 234, 238/1, 238/2, 242/0, 232, 243/2 And Other'}, 'security_address_verbatim': 'Flat No.102,1st Floor, Building No.18, Mahalaxmi Nagar, Economy Sec-3, Survey No. 233/1, 234, 238/1, 238/2, 242/0, 232, 243/2 And Other Of Nere, Mahalaxmi Nagar, Panvel, Tal-Panvel, Dist-Raigad-410206'}

Sanction letter KFSLetter_77000334059 (1).pdf needs your check

lan
77000334059

legible
True

loan type
Home Loan and Purchase/Improvement of Property

confidence
1

loan amount
2100000

final amount
2100000

interest rate
9.05

sanction date
21/09/2026

applicant email
yashmardhekar740@gmail.com

applicant names
YASH GANESH MARDHEKAR, LALITA GANESH MARDHEKAR

printed altered
False

applicant mobile
7039594711

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Chawl -8, Room no-7, House no-974 Govind Nagar, Chinchvali, Panvel, Navi Mumbai, RAIGAD, MAHARASHTRA, IN, 410206

raw reading (for Abhijit)

{'lan': '77000334059', 'legible': True, 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'handwritten': [], 'loan_amount': 2100000, 'final_amount': 2100000, 'interest_rate': 9.05, 'quality_issue': None, 'sanction_date': '21/09/2026', 'letter_version': None, 'applicant_email': 'yashmardhekar740@gmail.com', 'applicant_names': ['YASH GANESH MARDHEKAR', 'LALITA GANESH MARDHEKAR'], 'printed_altered': False, 'applicant_mobile': '7039594711', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Chawl -8, Room no-7, House no-974 Govind Nagar, Chinchvali, Panvel, Navi Mumbai, RAIGAD, MAHARASHTRA, IN, 410206'}

Other image.png needs your check

payments inside
bank: ICICI Home Finance; kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': 'ICICI Home Finance', 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other image.png needs your check

payments inside
bank: ICICI Home Finance; kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': 'ICICI Home Finance', 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Payment screenshot IMG-20260920-WA0010.jpg needs your check

payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '129957547989', 'date': '2026-09-20', 'page': 1, 'time': '20:11', 'payee': 'EZDOCS', 'amount': 18050.0, 'direction': 'debit', 'narration': "Payment of ’18,050

raw reading (for Abhijit)

{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '129957547989', 'date': '2026-09-20', 'page': 1, 'time': '20:11', 'payee': 'EZDOCS', 'amount': 18050.0, 'direction': 'debit', 'narration': "Payment of ’18,050 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8976', 'account_holder': 'YASH GANESH MARDHEKAR'}}

Paid challan (GRAS) YASH GANESH MARDHEKAR EchallanMH010568756202627E.pdf needs your check

grn
MH010568756202627E

pin
410206

total
16020.0

article
6(1)

defaced
False

bank cin
03006172026092101304

district
RAIGAD

area city
MAHALAXMI NAGAR ECONOMY SEC 3

payer pan
GRAXXXXXXB

flat block
FLAT NO 102 1ST FLOOR BUILDING NO 18

payer name
YASH GANESH MARDHEKAR

sro office
PNL1 PANVEL NO 1 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000

scheme rows
{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX4711

payment date
21/09/2026-17:55:35

road locality
SURVEY NO 233/1,234 238/1,238/2,242/0,232,243/2 AND OTHER OF NERE MAHALXMI NAGAR PANVEL TAL PANVEL DIST RAIGAD

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
2000000

raw reading (for Abhijit)

{'grn': 'MH010568756202627E', 'pin': '410206', 'total': 16020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092101304', 'district': 'RAIGAD', 'area_city': 'MAHALAXMI NAGAR ECONOMY SEC 3', 'payer_pan': 'GRAXXXXXXB', 'flat_block': 'FLAT NO 102 1ST FLOOR BUILDING NO 18', 'payer_name': 'YASH GANESH MARDHEKAR', 'sro_office': 'PNL1 PANVEL NO 1 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=2000000', 'scheme_rows': [{'amount': 6010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4711', 'payment_date': '21/09/2026-17:55:35', 'road_locality': 'SURVEY NO 233/1,234 238/1,238/2,242/0,232,243/2 AND OTHER OF NERE MAHALXMI NAGAR PANVEL TAL PANVEL DIST RAIGAD', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '2000000'}

Technical record (for Abhijit — safe to ignore)

50m ago	EzDocs	reader_efiling_verdict	{'fp': '49aba8e05ff4c436', 'asked': True, 'findings': [{'do': 'Ask branch for MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but missing from papers.', 'page': 'Start page', 'lev
11h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 21 Sep, 17:57 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 2000000 — no paper on th
19d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
19d ago	EzDocs	gpay_settled	{'utr': 'AXNGG26998487466', 'why': 'Google settled the GPay Business money into the PNB account by NEFT — the same payment the app announced, now in the bank', 'amount': 18050.0, 'alert_at': '2026-09-25 05:35:39', 'lump_
20d ago	EzDocs	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
20d ago	EzDocs	reader_home_address	{'fp': '4db4b30b995c7de7', 'from': 'the sanction letter (KFSLetter_77000334059 (1).pdf)', 'home': {'pin': '410206', 'area': 'Govind Nagar, Chinchvali', 'flat': 'Room no-7, House no-974', 'state': 'MAHARASHTRA', 'building
20d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
20d ago	EzDocs	payment_needs_review	{'flags': ['utr_already_used:NOI-2026-02092'], 'method': 'bank_own_total+screenshot_differs+payer_screenshot+gpay_alert', 'received': 18050.0}
20d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
21d ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '71aa6c36-6604-406e-8614-545201dce6ad'}
24d ago	EzDocs	challan_mismatch_kept	{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 6010/10010 — the case works out Rs.6310', 'registration fee on the challan is 601
24d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
24d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Landmark',
24d ago	EzDocs	title_doc_on_case_filing_open	{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'AGREEMENT FOR SALE _Mahalaxmi Nagar-Flat No. 18-102.pdf', 'kind': 'sale_deed'}
24d ago	EzDocs	challan_found_on_case	{'was': 'EXTRACTION_REVIEW', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.16020 but this case's figures say Rs.16820 (0.3% Rs.6310 + 0.5% Rs.10510) — the challan was paid on a loan of Rs.2
24d ago	EzDocs	challan_figures_differ	{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
24d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'YASH GANESH MARDHEK
24d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'PNL1 PANVEL NO 1 SUB REGISTRAR', 'district': 'RAIGAD'}
24d ago	EzDocs	challan_mismatch	{'file': 'YASH GANESH MARDHEKAR EchallanMH010568756202627E.pdf', 'problems': ['stamp duty on the challan is 6010/10010 — the case works out Rs.6310', 'registration fee on the challan is 6010/10010 — the case works out Rs
24d ago	EzDocs	challan_extracted	{'grn': 'MH010568756202627E', 'file': 'YASH GANESH MARDHEKAR EchallanMH010568756202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16020.0}
24d ago	EzDocs	reader_verdict	{'fp': '74db4d2dc4a29983', 'asked': True, 'missed': [{'do': 'Add "Economy Sec-3 Nere" to box 1.', 'box': 'box 1', 'why': 'The property description is missing the sector and the village name.', 'quote': 'Economy Sec-3, Su
24d ago	copilot	copilot_check_issues	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "The Index II prints 'E
24d ago	the co-pilot	whole_file_hold	{'why': 'EzDocs that saw the whole file found two papers that disagree on something the challan would carry', 'stops': ['property numbers']}
24d ago	the co-pilot	address_check_hold	{'why': 'a paper on the case contradicts the address the challan was about to carry, on something that can be decided', 'findings': ['A technical report says what a flat is worth. The sale deed and the legal report say W
24d ago	EzDocs	reader_home_address	{'fp': '0bf16df772811817', 'from': 'the sanction letter (KFSLetter_77000334059 (1).pdf)', 'home': {'pin': '410206', 'area': 'Govind Nagar, Chinchvali', 'flat': 'Room no-7, House no-974', 'state': 'MAHARASHTRA', 'building
24d ago	EzDocs	quoted_history_checked	{}
24d ago	EzDocs	hidden_payment_scan	{'file': 'IMG-20260920-WA0010.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '123392e0-6dd5-4541-88f3-cefea4a7a519', 'fetched': True}
24d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260920-WA0010
24d ago	EzDocs	claim_part_duplicate	{'utr': '129957547989', 'date': '2026-09-20', 'parts': 1, 'amount': 18050.0, 'claimed_total': 18050.0}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

Screenshot SHORT by ₹820.79

₹18,050 shown against ₹18,870.79 — the balance is being asked for.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Payment SHORT by ₹820.79 (₹18,050 of ₹18,870.79). Payment needs a person to check (see Money). Challan on file does not agree with the case. Open it before paying or sharing. Bank under-collected — money at risk — see Facts.

Yesterday · 15 Oct2 things

EzDocs checked the e-filing boxes against the papers