Cases / NOI-2026-03688
Nilesh Pardeshi
LAN HOU/KRDI/0926/5212546
Challan paid · our move
File on IGRAll documentsMails & papers 8Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓Sanction letteropen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹20,690.36CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹20,800 receivedthe receipt's amount and minute agree
Stamp duty 0.3%7,080
Registration fee 0.5%11,790
Government handling320
Our service fee1,500.36
Total we ask for20,690.36
the branch’s receipt claims ₹20,800 721841735744
paid 19:39:35 · verified 19:44:19 · 4 min 44 s later
How we know
Our own bank told us — 19:39
₹20,800 · UTR 721841735744 · from BP-HDFCBN-S
“Successful! You have received Rs. 20800.00 via HDFC Bank SmartHub Vyapar from SHIVAM ASH. RRN-721841735744, Check: https://1.hdfc.bank.in/HDFCBK/s/1pX615jw”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹20,674.91. We ask ₹20,690 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 21 minour time · 19:56
Index II —not yet
the NOI team 1 h 44 minthe branch 23 mintotal 2 h 07 min so far
Now with the NOI team — e-filing on IGR
since 19:56 — 1 h 06 min of working time
Day by day — every step and who held it
18:54Your branch's mail
19:05Papers read+10 min · the NOI team
19:05Property readat once
19:06Fee quoted+1 min · the NOI team
19:08Papers from your branch+2 min · the branch
19:09Papers read+1 min · the NOI team
19:09Papers from your branchat once
19:18Papers read+9 min · the NOI team
19:34Papers from your branch+16 min · the branch
19:39Payment landed+5 min · the branch
19:44Papers read+5 min · the NOI team
19:44Payment verifiedat once
19:44Ready for the challanat once
19:56Challan made+12 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹23,56,864
Loan account no.
HOU/KRDI/0926/5212546
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the Index II. If they are right, press Confirm.
See the boxes — read from the Index II
District
Pune
Taluka
Haveli
Village
Ambegaon Budruk
Number type
SURVEY
Number
8
Building
Shri Datt Villa
Floor
1st
Flat / shop no
102
Area
894.00
Hadd
Pune Municipal Corporation
Read from the Index II on file — the government's own words for this property. DOC-20261016-WA0042.pdf open it
✓ EzDocs checked every box against the document’s own words 58m ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• DO NOT SAVE — Loan account number mismatch between request and sanction letter: the branch request mail says HOU/KRDI/0926/5212546; sanction letter says HOU/KRDI/090926/5212546. The branch request mail and file record state LAN HOU/KRDI/0926/5212546, but the sanction letter attached prints HOU/KRDI/090926/5212546. An incorrect LAN will cause filing and payment mismatches. Ask the branch to confirm the correct LAN and provide a revised sanction letter if needed.
• person 1's mobile: the case's 9623734136 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
• person 2's mobile: the case's 9623734136 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
• 1 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: Second number
• person 1's mobile: EzDocs (reading the whole file) took 9623734136 off a card — not typed
• changed — road: the case held AMBEGAON BK; filled SHIROLE ROAD — EzDocs (reading the whole file), from Index II, reads it so
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
STOPLoan account number mismatch between request and sanction letter
| The branch request mail | HOU/KRDI/0926/5212546 |
| Sanction letter | HOU/KRDI/090926/5212546 Ref No.: HOU/KRDI/090926/5212546 |
Why it matters: The branch request mail and file record state LAN HOU/KRDI/0926/5212546, but the sanction letter attached prints HOU/KRDI/090926/5212546. An incorrect LAN will cause filing and payment mismatches.
What to do: Ask the branch to confirm the correct LAN and provide a revised sanction letter if needed.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 58m ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012217621202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
VG
vaibhav.ghorpade@phfl.com phfl.com
16 Oct, 18:54 · 2h ago THE FIRST MAIL — how this case began
16 Oct, 18:54 · 2h ago THE FIRST MAIL — how this case began
Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Dear Team,
Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Case type:- BT
Total Loan Amount: -2356864 /-
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
🤖 read: asks for a payment receipt, the challan — “Kindly share Payment confirmation and challan”
5 more mails in between — open
RG
rakesh.gange@pnbhousing.com pnbhousing.com
16 Oct, 19:08 · 1h ago
16 Oct, 19:08 · 1h ago
Dear Team,
Kindly share the challan.
Thanks & Regards,
Rakesh Gange
Customer Service Manager AM I
Kharadi Branch.
Direct: 020-25576000 Ext
Toll Free: 1800 120 8800
Website- www.pnbhousing.com<http://www.pnbhousing.com/>
[cid:image001.png@01DD5DA1.7449BBD0]
Internal
earlier mails quoted below
From: Vaibhav Subhash Ghorpade <vaibhav.ghorpade@phfl.com>
Sent: Friday, October 16, 2026 6:55 PM
To: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Cc: Ramdas Mule1 <ramdas.mule1@pnbhousing.com>; Pawan Laxman Panbone <pawan.panbone@phfl.com>; Rakesh Gange <rakesh.gange@pnbhousing.com>; Bhagyalakshmi Pillai <bhagyalakshmi.pillai@pnbhousing.com>
Subject: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Dear Team,
Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Case type:- BT
Total Loan Amount: -2356864 /-
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
[cid:image002.jpg@01DD5DA1.7449BBD0]
[cid:image003.jpg@01DD5DA1.7449BBD0]
🤖 read: asks for the challan — “Kindly share the challan.”
VG
vaibhav.ghorpade@phfl.com phfl.com
16 Oct, 19:09 · 1h ago
16 Oct, 19:09 · 1h ago
DEAR TEAM
KINDLY PROVIDE CHALAN COPY , ON AN URGENT BASIS.
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
earlier mails quoted below
From: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com)
Date: 10/16/26 19:03
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Ramdas Mule1 (ramdas.mule1@pnbhousing.com), Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange (rakesh.gange@pnbhousing.com), Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com)
Subject: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Dear Team,
Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Case type:- BT
Total Loan Amount: -2356864 /-
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
🤖 read: asks for the challan, a payment receipt — “KINDLY PROVIDE CHALAN COPY , ON AN URGENT BASIS.”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 19:25 · 1h ago
16 Oct, 19:25 · 1h ago
Dear Team,
Kindly check the shared one payment screenshot is not belong to us, Pls share fresh payment screenshot for challan initiation,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 19:18, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote:
DEAR TEAM
KINDLY PROVIDE CHALAN COPY, ON AN URGENT BASIS.
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
From: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com)
Date: 10/16/26 19:03
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Ramdas Mule1 (ramdas.mule1@pnbhousing.com), Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange (rakesh.gange@pnbhousing.com), Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com)
Subject: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Dear Team,
Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Case type:- BT
Total Loan Amount: -2356864 /-
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
🤖 read: asks the branch for the payment, documents — “Kindly check the shared one payment screenshot is not belong to us, Pls share fresh payment screenshot for challan initiation,”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 19:25 · 1h ago
16 Oct, 19:25 · 1h ago
Dear Team,
Kindly check the shared one payment screenshot is not belong to us, Pls share fresh payment screenshot for challan initiation,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 19:18, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote:
DEAR TEAM
KINDLY PROVIDE CHALAN COPY, ON AN URGENT BASIS.
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
From: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com)
Date: 10/16/26 19:03
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Ramdas Mule1 (ramdas.mule1@pnbhousing.com), Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange (rakesh.gange@pnbhousing.com), Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com)
Subject: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Dear Team,
Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Case type:- BT
Total Loan Amount: -2356864 /-
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
🤖 read: asks the branch for the payment, documents — “Kindly check the shared one payment screenshot is not belong to us, Pls share fresh payment screenshot for challan initiation,”
VG
vaibhav.ghorpade@phfl.com phfl.com
16 Oct, 19:34 · 1h ago
16 Oct, 19:34 · 1h ago
Re[2]: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
PFA
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/16/26 19:27
To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com)
Cc: Ramdas Mule1 (ramdas.mule1@pnbhousing.com), Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange (rakesh.gange@pnbhousing.com), Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com)
Subject: Re: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Exercise Secured by Check Point
Dear Team,
Kindly check the shared one payment screenshot is not belong to us, Pls share fresh payment screenshot for challan initiation,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 16 Oct 2026 at 19:18, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote:
DEAR TEAM
KINDLY PROVIDE CHALAN COPY, ON AN URGENT BASIS.
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
From: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com)
Date: 10/16/26 19:03
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Ramdas Mule1 (ramdas.mule1@pnbhousing.com), Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange (rakesh.gange@pnbhousing.com), Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com)
Subject: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Dear Team,
Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Case type:- BT
Total Loan Amount: -2356864 /-
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
🤖 read: asks for a payment receipt — “Kindly check the shared one payment screenshot is not belong to us, Pls share fresh payment screenshot for challan initiation,”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 19:45 · 1h ago
16 Oct, 19:45 · 1h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 19:43, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote:
PFA
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/16/26 19:27
To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com)
Cc: Ramdas Mule1 (ramdas.mule1@pnbhousing.com), Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange (rakesh.gange@pnbhousing.com), Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com)
Subject: Re: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Exercise Secured by Check Point
Dear Team,
Kindly check the shared one payment screenshot is not belong to us, Pls share fresh payment screenshot for challan initiation,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 16 Oct 2026 at 19:18, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote:
DEAR TEAM
KINDLY PROVIDE CHALAN COPY, ON AN URGENT BASIS.
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
From: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com)
Date: 10/16/26 19:03
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Ramdas Mule1 (ramdas.mule1@pnbhousing.com), Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange (rakesh.gange@pnbhousing.com), Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com)
Subject: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Dear Team,
Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Case type:- BT
Total Loan Amount: -2356864 /-
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 19:58 · 1h ago
16 Oct, 19:58 · 1h ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 19:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 16 Oct 2026 at 19:43, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote:
PFA
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/16/26 19:27
To: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com)
Cc: Ramdas Mule1 (ramdas.mule1@pnbhousing.com), Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange (rakesh.gange@pnbhousing.com), Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com)
Subject: Re: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Exercise Secured by Check Point
Dear Team,
Kindly check the shared one payment screenshot is not belong to us, Pls share fresh payment screenshot for challan initiation,
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 16 Oct 2026 at 19:18, Vaibhav Subhash Ghorpade < vaibhav.ghorpade@phfl.com > wrote:
DEAR TEAM
KINDLY PROVIDE CHALAN COPY, ON AN URGENT BASIS.
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
From: Vaibhav Subhash Ghorpade (vaibhav.ghorpade@phfl.com)
Date: 10/16/26 19:03
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Ramdas Mule1 (ramdas.mule1@pnbhousing.com), Pawan Laxman Panbone (pawan.panbone@phfl.com), Rakesh Gange (rakesh.gange@pnbhousing.com), Bhagyalakshmi Pillai (bhagyalakshmi.pillai@pnbhousing.com)
Subject: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Dear Team,
Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Case type:- BT
Total Loan Amount: -2356864 /-
Thanks & Regards,
Vaibhav Ghorpade
Team Leader
91 8668623196
PHFL Home Loans and Services Limited
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| A mail's picture (a signature logo, a banner) — not a paper | image003.jpg | filed | 1h ago |
| Other | image004.jpg | filed | 1h ago |
| Sanction letter+ Index II inside+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside | DOC-20261016-WA0042.pdf | filed | 1h ago |
| Other | image001.png | filed | 1h ago |
| Selfie / photo | 1002742292.jpg | filed | 1h ago |
| Selfie / photo | 1002742291.jpg | filed | 1h ago |
| Payment screenshot | IMG-20261016-WA0044.jpg | filed | 1h ago |
| Paid challan (GRAS) | NILESH SUBHASH PARDESHI EchallanMH012217621202627E.pdf | filed | 1h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹20,690.36
₹20,690.36
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹20,800 721841735744
₹20,800 721841735744
Paid at
19:39:35
19:39:35
Verified on
19:44:19
19:44:19
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,080 | ₹11,790 | ₹320 | ₹1,500 | ₹20,690 |
By law ₹20,674.91. We ask ₹20,690 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
43 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 2)
9 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Floor (person 1), Flat / house no (person 1), Road (person 1), PAN (person 2), Building (person 2), Floor (person 2), Flat / house no (person 2) …
✓ EzDocs checked every box against the document’s own words 58m ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
DOC-20261016-WA0042.pdf
the address
{'PIN': '411004', 'AREA': NONE, 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': '1202 SHIROLE ROAD DATTA VASAHT SHIVAJI NA', 'DISTRICT': 'PUNE', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'PUNE CITY'}
{'PIN': '411004', 'AREA': NONE, 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': '1202 SHIROLE ROAD DATTA VASAHT SHIVAJI NA', 'DISTRICT': 'PUNE', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'PUNE CITY'}
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 102 1ST FLOOR SHRI DATT VILLA SURVEY NO 8 HISSA NO 7/8/2/3
FLAT NO 102 1ST FLOOR SHRI DATT VILLA SURVEY NO 8 HISSA NO 7/8/2/3
Locality/Road
AMBEGAON BK NEAR SHREE DATTA VILLA CO-OPERATIVE HOUSING SOCIETY LTD MOUJE AMBEGAON BUDRUK TAL HAVELI
AMBEGAON BK NEAR SHREE DATTA VILLA CO-OPERATIVE HOUSING SOCIETY LTD MOUJE AMBEGAON BUDRUK TAL HAVELI
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | NILESH SUBHASH PARDESHI | BDWPP1262K | …5336 |
| mortgagor | Varsha Subhash Pardeshi | BCLPP7828M | …1180 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | vaibhav.ghorpade@phfl.com | 1h ago |
| document chase | vaibhav.ghorpade@phfl.com | 1h ago |
| questions for the branch — what the papers leave open | vaibhav.ghorpade@phfl.com | 1h ago |
| document chase | vaibhav.ghorpade@phfl.com | 1h ago |
| acknowledgement | vaibhav.ghorpade@phfl.com | 1h ago |
What EzDocs read from each document — check anything marked in red
Other image004.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Sanction letter DOC-20261016-WA0042.pdf needs your check
lan
HOU/KRDI/090926/5212546
HOU/KRDI/090926/5212546
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'NILESH SUBHASH PARDESHI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VARSHA SUBHASH PARDESHI', 'role': 'applicant', 'label': 'Applicant'}
{'name': 'NILESH SUBHASH PARDESHI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VARSHA SUBHASH PARDESHI', 'role': 'applicant', 'label': 'Applicant'}
loan type
Housing Loan
Housing Loan
confidence
1
1
rate words
13.15% per annum 13.15%-2.80% 10.35% per annum as on the date of execution of the loan agreement
13.15% per annum 13.15%-2.80% 10.35% per annum as on the date of execution of the loan agreement
loan amount
2244864
2244864
rate spread
-2.8
-2.8
final amount
2356864
2356864
interest rate
10.35
10.35
sanction date
11-Sep-2026
11-Sep-2026
letter version
9
9
reference rate
13.15
13.15
applicant email
nileshpardeshi21@gmail.com
nileshpardeshi21@gmail.com
applicant names
NILESH SUBHASH PARDESHI, VARSHA SUBHASH PARDESHI
NILESH SUBHASH PARDESHI, VARSHA SUBHASH PARDESHI
printed altered
False
False
applicant mobile
9623734136
9623734136
balance transfer
False
False
property address
pin: 411046; state: MAHARASHTRA; Flat no: 102; district: Pune; Floor: 1ST; Address: FLAT NO 102, 1ST FLOOR, S NO 8, H NO 7/8/2/3. SHREE DATTA VILLA, SHREE DATTA VILLA CO-OPERATIVE HOUSING SOCIETY LTD, PUNE, AMBEG
pin: 411046; state: MAHARASHTRA; Flat no: 102; district: Pune; Floor: 1ST; Address: FLAT NO 102, 1ST FLOOR, S NO 8, H NO 7/8/2/3. SHREE DATTA VILLA, SHREE DATTA VILLA CO-OPERATIVE HOUSING SOCIETY LTD, PUNE, AMBEG
insurance premium
112000
112000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
2356864
2356864
security address verbatim
FLAT NO 102... 1ST FLOOR, S NO 8, H NO 7/8/2/3. SHREE DATTA VILLA, SHREE DATTA VILLA CO-OPERATIVE HOUSING SOCIETY LTD, PUNE, AMBEGAON BK, Pune, AMBEGAON BK, Pune. MAHARASHTRA, India, 411046
FLAT NO 102... 1ST FLOOR, S NO 8, H NO 7/8/2/3. SHREE DATTA VILLA, SHREE DATTA VILLA CO-OPERATIVE HOUSING SOCIETY LTD, PUNE, AMBEGAON BK, Pune, AMBEGAON BK, Pune. MAHARASHTRA, India, 411046
applicant address verbatim
IB 14. NIO COLONY, DONA PAULA GOA,., Goa, Goa, 403004, North Goa, India
IB 14. NIO COLONY, DONA PAULA GOA,., Goa, Goa, 403004, North Goa, India
raw reading (for Abhijit)
{'lan': 'HOU/KRDI/090926/5212546', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'NILESH SUBHASH PARDESHI', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VARSHA SUBHASH PARDESHI', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': '13.15% per annum\n13.15%-2.80% 10.35% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2244864, 'rate_spread': -2.8, 'final_amount': 2356864, 'interest_rate': 10.35, 'quality_issue': None, 'sanction_date': '11-Sep-2026', 'letter_version': '9', 'reference_rate': 13.15, 'applicant_email': 'nileshpardeshi21@gmail.com', 'applicant_names': ['NILESH SUBHASH PARDESHI', 'VARSHA SUBHASH PARDESHI'], 'printed_altered': False, 'applicant_mobile': '9623734136', 'balance_transfer': False, 'property_address': {'pin': '411046', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '102', 'district': 'Pune', 'floor_no': '1ST', 'landmark': None, 'full_address': 'FLAT NO 102, 1ST FLOOR, S NO 8, H NO 7/8/2/3. SHREE DATTA VILLA, SHREE DATTA VILLA CO-OPERATIVE HOUSING SOCIETY LTD, PUNE, AMBEGAON BK, Pune, AMBEGAON BK, Pune. MAHARASHTRA, India, 411046', 'village_city': 'AMBEGAON BK', 'building_name': 'SHREE DATTA VILLA CO-OPERATIVE HOUSING SOCIETY LTD', 'survey_or_cts_no': 'S NO 8, H NO 7/8/2/3'}, 'insurance_premium': 112000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2356864, 'security_address_verbatim': 'FLAT NO 102... 1ST FLOOR, S NO 8, H NO 7/8/2/3. SHREE DATTA VILLA, SHREE DATTA VILLA CO-OPERATIVE HOUSING SOCIETY LTD, PUNE, AMBEGAON BK, Pune, AMBEGAON BK, Pune. MAHARASHTRA, India, 411046', 'applicant_address_verbatim': 'IB 14. NIO COLONY, DONA PAULA GOA,., Goa, Goa, 403004, North Goa, India'}Sanction letter DOC-20261016-WA0042.pdf needs your check
dob
1991-05-13
1991-05-13
pan
BDWPP1262K
BDWPP1262K
name
NILESH SUBHASH PARDESHI
NILESH SUBHASH PARDESHI
legible
True
True
father name
SUBHASH MAHADEV PARDESHI
SUBHASH MAHADEV PARDESHI
raw reading (for Abhijit)
{'dob': '1991-05-13', 'pan': 'BDWPP1262K', 'name': 'NILESH SUBHASH PARDESHI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SUBHASH MAHADEV PARDESHI', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter DOC-20261016-WA0042.pdf needs your check
name
Varsha Subhash Pardeshi
Varsha Subhash Pardeshi
address
pin: 411004; road: shirole road datta vasaht shivaji nagar; state: Maharashtra; district: Pune; Village: Pune City
pin: 411004; road: shirole road datta vasaht shivaji nagar; state: Maharashtra; district: Pune; Village: Pune City
legible
True
True
aadhaar last4
1180
1180
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Varsha Subhash Pardeshi', 'mobile': None, 'address': {'pin': '411004', 'area': None, 'flat': None, 'road': 'shirole road datta vasaht shivaji nagar', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1180', 'quality_issue': None}Sanction letter DOC-20261016-WA0042.pdf needs your check
payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '625743884157', 'date': '2026-09-14', 'page': 10, 'time': '15:08', 'payee': 'SAURABH UDDHAV GUNJAL', 'amount': 22000.0, 'direction': 'debit', 'narra
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '625743884157', 'date': '2026-09-14', 'page': 10, 'time': '15:08', 'payee': 'SAURABH UDDHAV GUNJAL', 'amount': 22000.0, 'direction': 'debit', 'narra
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '625743884157', 'date': '2026-09-14', 'page': 10, 'time': '15:08', 'payee': 'SAURABH UDDHAV GUNJAL', 'amount': 22000.0, 'direction': 'debit', 'narration': 'Nilesh Subhash Pardeshi home loan transfer fee', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8210', 'account_holder': 'NILESH SUBHASH PARDESHI'}}Other image001.png needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Sanction letter DOC-20261016-WA0042.pdf needs your check
dob
1991-05-13
1991-05-13
pan
BDWPP1262K
BDWPP1262K
name
NILESH SUBHASH PARDESHI
NILESH SUBHASH PARDESHI
page
3
3
legible
True
True
card kind
pan
pan
father name
SUBHASH MAHADEV PARDESHI
SUBHASH MAHADEV PARDESHI
card of many
1
1
raw reading (for Abhijit)
{'dob': '1991-05-13', 'pan': 'BDWPP1262K', 'name': 'NILESH SUBHASH PARDESHI', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SUBHASH MAHADEV PARDESHI', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}Sanction letter DOC-20261016-WA0042.pdf needs your check
dob
1970-12-27
1970-12-27
pan
BCLPP7828M
BCLPP7828M
name
VARSHA SUBHASH PARDESHI
VARSHA SUBHASH PARDESHI
page
4
4
legible
True
True
card kind
pan
pan
father name
SURESH BABULAL GUPTA
SURESH BABULAL GUPTA
card of many
2
2
raw reading (for Abhijit)
{'dob': '1970-12-27', 'pan': 'BCLPP7828M', 'name': 'VARSHA SUBHASH PARDESHI', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SURESH BABULAL GUPTA', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}Sanction letter DOC-20261016-WA0042.pdf needs your check
dob
1991-05-13
1991-05-13
name
Nilesh Subhash Pardeshi
Nilesh Subhash Pardeshi
page
5
5
mobile
9623734136
9623734136
address
pin: 411004; area: shivaji nagar; state: Maharashtra; building: 1202 shirole road datta vasaht; district: Pune; Village: Pune
pin: 411004; area: shivaji nagar; state: Maharashtra; building: 1202 shirole road datta vasaht; district: Pune; Village: Pune
legible
True
True
card kind
aadhaar
aadhaar
card of many
3
3
aadhaar last4
5336
5336
raw reading (for Abhijit)
{'dob': '1991-05-13', 'pan': None, 'name': 'Nilesh Subhash Pardeshi', 'page': 5, 'mobile': '9623734136', 'address': {'pin': '411004', 'area': 'shivaji nagar', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': '1202 shirole road datta vasaht', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 3, 'aadhaar_last4': '5336', 'quality_issue': None}Sanction letter DOC-20261016-WA0042.pdf needs your check
dob
1970-01-01
1970-01-01
name
Varsha Subhash Pardeshi
Varsha Subhash Pardeshi
page
6
6
address
pin: 411004; state: Maharashtra; building: 1202 shirole road datta vasaht shivaji na; district: Pune; Village: Pune City
pin: 411004; state: Maharashtra; building: 1202 shirole road datta vasaht shivaji na; district: Pune; Village: Pune City
legible
True
True
card kind
aadhaar
aadhaar
card of many
4
4
aadhaar last4
1180
1180
header doc number
18513/2018
18513/2018
applicant address from462
read again off the letter's pages (page 1, the 'Address' row)
read again off the letter's pages (page 1, the 'Address' row)
applicant address verbatim
IB 14. NIO COLONY, DONA PAULA GOA,., Goa, Goa, 403004, North Goa, India
IB 14. NIO COLONY, DONA PAULA GOA,., Goa, Goa, 403004, North Goa, India
raw reading (for Abhijit)
{'dob': '1970-01-01', 'pan': None, 'name': 'Varsha Subhash Pardeshi', 'page': 6, 'mobile': None, 'address': {'pin': '411004', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': '1202 shirole road datta vasaht shivaji na', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '1180', 'quality_issue': None, 'header_doc_number': '18513/2018', 'applicant_address_from462': "read again off the letter's pages (page 1, the 'Address' row)", 'applicant_address_verbatim': 'IB 14. NIO COLONY, DONA PAULA GOA,., Goa, Goa, 403004, North Goa, India'}Selfie / photo 1002742292.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Selfie / photo 1002742291.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Payment screenshot IMG-20261016-WA0044.jpg needs your check
utr
721841735744
721841735744
date
2026-10-16
2026-10-16
time
19:39
19:39
amount
20800
20800
method
UPI
UPI
payee upi
169705262080@hdfcbank
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '721841735744', 'date': '2026-10-16', 'time': '19:39', 'amount': 20800, 'method': 'UPI', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}Paid challan (GRAS) NILESH SUBHASH PARDESHI EchallanMH012217621202627E.pdf needs your check
grn
MH012217621202627E
MH012217621202627E
pin
411046
411046
total
18870
18870
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101601728
03006172026101601728
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
BDWXXXXXXK
BDWXXXXXXK
flat block
FLAT NO 102 1ST FLOOR SHREE DATTA VILLA SURVEY NO 8 HISSA NO 7/8/2/3 SHREE DATTA VILLA CHSL
FLAT NO 102 1ST FLOOR SHREE DATTA VILLA SURVEY NO 8 HISSA NO 7/8/2/3 SHREE DATTA VILLA CHSL
payer name
NILESH SUBHASH PARDESHI
NILESH SUBHASH PARDESHI
sro office
HVL23_HAVELI 23 JOINT SUB REGISTRAR
HVL23_HAVELI 23 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2356864
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2356864
scheme rows
{'amount': 7080, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11790, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 7080, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11790, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4136
XXXXXX4136
payment date
16/10/2026-19:56:30
16/10/2026-19:56:30
road locality
AMBEGAON BK PUNE MAHARASHTRA
AMBEGAON BK PUNE MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
2356864
2356864
raw reading (for Abhijit)
{'grn': 'MH012217621202627E', 'pin': '411046', 'total': 18870, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601728', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BDWXXXXXXK', 'flat_block': 'FLAT NO 102 1ST FLOOR SHREE DATTA VILLA SURVEY NO 8 HISSA NO 7/8/2/3 SHREE DATTA VILLA CHSL', 'payer_name': 'NILESH SUBHASH PARDESHI', 'sro_office': 'HVL23_HAVELI 23 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2356864', 'scheme_rows': [{'amount': 7080, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11790, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4136', 'payment_date': '16/10/2026-19:56:30', 'road_locality': 'AMBEGAON BK PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2356864'}Technical record (for Abhijit — safe to ignore)
| 51m ago | EzDocs | reader_home_address | {'fp': '68b5342c70540775', 'from': 'the sanction letter (DOC-20261016-WA0042.pdf)', 'home': {'pin': '403004', 'area': 'DONA PAULA', 'flat': 'IB 14', 'state': 'Goa', 'building': 'NIO COLONY', 'district': 'North Goa', 'vil |
| 54m ago | EzDocs | letter_home_read462 | {'fp': 'doc:9124221b-83fc-49e3-8bc0-5669b87d106a', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'DOC-20261016-WA0042.pdf', 'asked': True, 'found': Tru |
| 57m ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar |
| 57m ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DOC-20261016-WA0042.pdf'], 'after': {'challan_boxes': {'box1': 'FLAT NO 102 1ST FLOOR SHRI DATT VILLA SURVEY NO 8 HISSA NO 7/8/2/3', |
| 57m ago | EzDocs | challan_boxes_composed | {'fp': 'c004c95b51674751', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'FLAT NO 102 1ST FLOOR SHRI DATT |
| 58m ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'trigger': 'after the Index II takeover'} |
| 58m ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'DOC-20261016-WA0042.pdf', 'changed': {'Second number': {'was': 'N. 7/8/2/3, |
| 58m ago | EzDocs | index2_people_checked | {'doc_id': '9124221b-83fc-49e3-8bc0-5669b87d106a', 'differs': 0, 'matched': [{'score': 0.98, 'person': 'NILESH SUBHASH PARDESHI', 'pan_agrees': True}, {'score': 0.94, 'person': 'Varsha Subhash Pardeshi', 'pan_agrees': Tr |
| 58m ago | EzDocs | property_numbers_completed | {'now': {'Second number': 'N. 7/8/2/3, 7/8/2/3'}, 'was': {'Second number': '7/8/2/3'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — the c |
| 59m ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer', 'words': "Payer: the branch's mail prints both Nilesh Pardeshi and N |
| 1h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '544591', 'lessons': [{'box': 'Office', 'words': "Office: the team picked HVL2 |
| 1h ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'DOC-20261016-WA0042.pdf', 'kind': 'index2'} |
| 1h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NILESH SUBHASH PARDESHI EchallanMH012217621202627E.pdf', 'kin |
| 1h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NILESH SUBHASH PARD |
| 1h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL23_HAVELI 23 JOINT SUB REGISTRAR', 'district': 'PUNE'} |
| 1h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012217621202627E', 'file': 'NILESH SUBHASH PARDESHI EchallanMH012217621202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 1h ago | EzDocs | challan_extracted | {'grn': 'MH012217621202627E', 'file': 'NILESH SUBHASH PARDESHI EchallanMH012217621202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 18870} |
| 1h ago | SANDEEP | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 1h ago | EzDocs | paper_locate | {'fp': '54387115a08add28', 'box': [450, 49, 499, 740], 'why': "The 'Security' section on page 1 contains the property details.", 'page': 1, 'what': 'letter_security', 'asked': True, 'found': True, 'doc_id': '9124221b-83f |
| 1h ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'DOC-20261016-WA0042.pdf', 'doc_id': '9124221b-83fc-49e3-8bc0-5669b87d106a', 'head |
| 1h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'differs': []} |
| 1h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 14, 'issues': 0, 'case_no': 'NOI-2026-03688'} |
| 1h ago | EzDocs | challan_boxes_composed | {'fp': '2236bbdbe10d25e5', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 102 1ST FLOOR SHRI DATT |
| 1h ago | the co-pilot | whole_file_hold | {'why': 'EzDocs read the whole file and found two papers that disagree on something the challan would carry', 'stops': ['Loan account number mismatch between request and sanction letter']} |
| 1h ago | the co-pilot | money_check_hold | {'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 2356864.0, 'findings': ["Probably ₹23,56,864 — the branch's own numbers point at it: its mail names ₹23,56, |
| 1h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SHRI, DATT, SURVEY, HISSA, BUDRUK, HAVELI) — read box 1 once against the paper's own words"} |
| 1h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 16 Oct, 19:45 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 1h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-16T14:14:42', 'why': 'mail', 'open': 5, 'mails': [{'at': '2026-10-16 13:24', 'id': '1a144eb81c366b68', 'from': 'branch', 'gist': 'The branch is asking for payment confirmation and the challan fo |
| 1h ago | EzDocs | mail_against_file490 | {'at': '2026-10-16T14:14:25', 'asks': ['share fresh payment screenshot for challan initiation'], 'gist': 'The branch sent a payment screenshot, but the NOI Coordinator says it does not belong to them and asks for a fresh |
Case diary the case’s history — what happened, newest day first
Papers
All 5 in hand
Nothing more to ask the branch for
Money
₹20,800 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 16 Oct42 things
EzDocs took 55 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
NILESH SUBHASH PARDESHI EchallanMH012217621202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
An old draft withdrew itself — its asks were already answered
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Re: Re[2]: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
An old draft withdrew itself — its asks were already answered
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The branch's payment screenshot was read
Received: Payment screenshot
IMG-20261016-WA0044.jpg
An old draft withdrew itself — its asks were already answered
Wrote the document chase mail — held, silent mode
Re: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
An old draft withdrew itself — its asks were already answered
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
1002742291.jpg
Received: Selfie
1002742292.jpg
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Nothing new to ask for — stayed quiet
Received: other
image001.png
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Re: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
Wrote the fee quote mail — held, silent mode
Re: Kindly share Payment confirmation and challan in Case of - NILESH PARDESHI - HOU/KRDI/0926/5212546
The challan's address boxes were written from the papers
The file seems to show a payment to us but no row could be read — open it
Co-applicant added
The loan amount was worked out from the papers
Property address read from the sanction letter
Received: Sanction letter
DOC-20261016-WA0042.pdf
Received: other
image004.jpg
Received: logo
image003.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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