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Cases / NOI-2026-02924

ROHIT ANAND MESHRAM

PNB_HFLLAN HOU/NAG/0726/5150925 Challan paid · our move File on IGRAll documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs3 still to come
8 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — shows ₹29,190; money not verified yetopen
✓Sanction letteropen
✓Sale deedopen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a studio portrait with a plain white background, not a live selfie)open
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓Index II — inside rohit meshram.pdfopen
A challan whose owner could not be read — not counted until a person says — inside rohit meshram.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹29,220.21 is still not in our account. Chase the branch for it.
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyWaiting for the credit
₹29,220.21CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹29,190; we wait for the credit itself
Ask for the exact ₹29,220.21. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%12,400
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.21
Total we ask for29,220.21
Screenshot ₹29,190 — ₹30 under our ask, not below the real calculation ₹29,190. Counts as full. Nothing to ask.
Screenshot ₹29,190 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-07-29 — verified when Google's NEFT lands in the PNB account (within hours).
This money went to the Google Pay Business account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 08:24 — 64 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹29,210. We ask ₹29,220 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹29,100 · 15 Oct 15:59 · 8830825895 — ₹120.21 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 48 minour time (made after working hours) · 29 Jul 21:31
Index II —not yet
the NOI team 15 d 15 hthe branch 62 d 14 htotal 78 d 5 h so far
Now with the NOI team — e-filing on IGR
since 30 Sep 11:34 — 15 d 13 h of working time
Day by day — every step and who held it
29 Jul 19:42Your branch's mail
29 Jul 21:31Challan made+1 h 48 min · the NOI team
30 Sep 11:23Papers from your branch+62 d 13 h · the branch
30 Sep 11:33Papers from your branch+9 min · the branch
30 Sep 11:33Papers readat once
30 Sep 11:33Papers from your branchat once
30 Sep 11:33Papers readat once
30 Sep 11:33Property readat once
30 Sep 11:33Papers from your branchat once
30 Sep 11:33Papers readat once
30 Sep 11:33Papers from your branchat once
30 Sep 11:33Papers readat once
30 Sep 11:33Papers from your branchat once
30 Sep 11:33Papers readat once
30 Sep 11:33Papers from your branchat once
30 Sep 11:34Papers readat once
30 Sep 11:34Fee quotedat once
30 Sep 11:34Papers readat once
Case facts
Bank
PNB_HFL
Loan amount
₹41,30,000
Loan account no.
HOU/NAG/0726/5150925
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKKhasra Number
The sanction letterKHASRA NO. 15(PART)
Project GOVIND PARK, KHASRA NO. 15(PART)
The Sale DeedKhasra No. 15/2 (Part)
bearing Plot No. 70 ... in Khasra No. 15/2 (Part)
Why it matters: The sanction letter refers to a generic part of Khasra No. 15, while the registered Sale Deed designates the specific sub-division 15/2. The e-filing property details are filled with the precise 15/2 from the title deed.
What to do: Verify the exact sub-division with the land revenue 7/12 extract before filing.
CHECKPayer Mobile Number
The sanction letter7709850077
Contact No. 7709850077
The Sale Deed917028490337
Mobile No. 917028490337
Why it matters: The mobile number used for Payer details differs. The sanction letter lists 7709850077, while the Sale Deed and Aadhaar card list 917028490337.
What to do: Confirm which mobile number should receive the NOI e-filing notifications.
CHECKConfinement of Paid Challans
Our case internal recordEchallanMH007352956202627E.pdf for Rs. 27,400 is paid
carries BOTH heads — stamp duty and registration fee (Rs 27400 in all)
The uploaded document 1Challan MH007375115202627E for Rs. 2,97,000 is for the Sale Deed registration
eChallan Rs. 30000/- MH007375115202627E
Why it matters: The PDF attachment holds the Sale Deed's own registration payment challan of Rs. 2,97,000, but our internal system references a paid NOI challan of Rs. 27,400 (MH007352956202627E).
What to do: Retrieve and verify the correct NOI e-challan of Rs. 27,400 from the portal using the correct GRN before proceeding.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the sale deed. The team has promised to process the NOI.
the history says the next move is with the NOI team — to process the NOI
the branch last asked: provide NOI earlier
the NOI team last promised: we will process the NOI for the same.
✓ loan papers sent — done, mail 2 (2026-09-30) “Please find the attached sale deed scan copy, and provide NOI earlier.”
? Index II asked for — asked, mail 1 (2026-09-22) “Please share the copy of index 2 for NOI filing”
✓ Index II / sale deed sent by the branch — done, mail 2 (2026-09-30) “Please find the attached sale deed scan copy, and provide NOI earlier.”
read over 3 mail(s), last mail 2026-09-30 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 15d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH007352956202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
OL The NOI teamTYPED IN GMAIL
22 Sep, 16:28 · 23d ago
THE APP JOINED HERE — earlier mails are on Gmail
Re: Process for Challan and NOI Loan No HOU/NAG/0726/5150925 Applicant Name:- ROHIT ANAND MESHRAM
Dear team,

Please share the copy of index 2 for NOI filing

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 22 Aug 2026 at 11:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 29 Jul 2026 at 21:33, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 29 Jul 2026 at 20:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 29 Jul 2026 at 19:46, Ravi Nagfase < ravi.nagfase@phfl.com > wrote: Dear team, Please find the attached documents and process for challan and NOI Thanks & Regards Ravi Nagfase Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: + 91 9975567895 Email: ravi.nagfase@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited ​
🤖 read: The NOI team asks the branch for a copy of the Index II.
AG ashish.gour@pnbhousing.com pnbhousing.com
30 Sep, 11:23 · 15d ago
Dear Team,

Please find the attached sale deed scan copy, and provide NOI earlier.

Thanks & Regards, Ashish B. Gour Customer Service Manager – Loans PNB Housing Finance Limited 1 st Floor, Achraj Tower II, Chindwara Road, Chhaoni Square, Sadar, Nagpur - 440001 Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 Toll Free :- 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: 22 September 2026 16:28 To: Ravi Nagfase <ravi.nagfase@phfl.com> Cc: Bharati Bhope <bharati.bhope@phfl.com>; Ashish Gour <ashish.gour@pnbhousing.com>; Pravin Waghmare <pravin.waghmare@pnbhousing.com> Subject: Re: Process for Challan and NOI Loan No HOU/NAG/0726/5150925 Applicant Name:- ROHIT ANAND MESHRAM Exercise
earlier mails quoted below
On Sat, 22 Aug 2026 at 11:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 29 Jul 2026 at 21:33, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 29 Jul 2026 at 20:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 29 Jul 2026 at 19:46, Ravi Nagfase < ravi.nagfase@phfl.com > wrote: Dear team, Please find the attached documents and process for challan and NOI Thanks & Regards Ravi Nagfase Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: + 91 9975567895 Email: ravi.nagfase@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited ​
🤖 read: asks for the e-filing copy; documents attached — “and provide NOI earlier.”
OL The NOI teamTYPED IN GMAIL
30 Sep, 13:05 · 15d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 30 Sept 2026 at 11:25, Ashish Gour < ashish.gour@pnbhousing.com > wrote: Dear Team, Please find the attached sale deed scan copy, and provide NOI earlier. Thanks & Regards, Ashish B. Gour Customer Service Manager – Loans PNB Housing Finance Limited 1 st Floor, Achraj Tower II, Chindwara Road, Chhaoni Square, Sadar, Nagpur - 440001 Board Line:0712-2533460, 2533461, 2533462, 2533463. # 9152942041 Toll Free :- 1800 120 8800 Website- www.pnbhousing.com Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: 22 September 2026 16:28 To: Ravi Nagfase < ravi.nagfase@phfl.com > Cc: Bharati Bhope < bharati.bhope@phfl.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Pravin Waghmare < pravin.waghmare@pnbhousing.com > Subject: Re: Process for Challan and NOI Loan No HOU/NAG/0726/5150925 Applicant Name:- ROHIT ANAND MESHRAM Exercise Secured by Check Point Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 22 Aug 2026 at 11:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear team, Please share the copy of index 2 for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 29 Jul 2026 at 21:33, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 29 Jul 2026 at 20:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 29 Jul 2026 at 19:46, Ravi Nagfase < ravi.nagfase@phfl.com > wrote: Dear team, Please find the attached documents and process for challan and NOI Thanks & Regards Ravi Nagfase Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: + 91 9975567895 Email: ravi.nagfase@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited ​
🤖 read: The NOI team promises to process the NOI for the loan.

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260729-WA0035.jpg
filed 15d ago
Sanction letter sanction letter.pdf
filed 15d ago
Sale deed SALE DEED DRAFT.pdf
filed 15d ago
PAN card ROHIT PANCARD.pdf
filed 15d ago
Selfie / photo ROHIT PHOTO.jpg
CANNOT BE READ — clear copy asked 15d ago
Aadhaar card ROHIT AADHAR.pdf
filed 15d ago
Paid challan (GRAS) MESHRAM ROHIT ANAND EchallanMH007352956202627E.pdf
filed 15d ago
Sale deed+ Index II inside+ A challan whose owner could not be read — not counted until a person says inside rohit meshram.pdf
filed 15d ago
Other image002.png
filed 15d ago
Other image001.gif
filed 15d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹29,220.21
Where it stands
waiting for the credit
Screenshot claims
₹29,190 657692691466
Screenshot ₹29,190 — ₹30 under our ask, not below the real calculation ₹29,190. Counts as full. Nothing to ask.
Screenshot ₹29,190 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-07-29 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹12,400₹15,000₹320 ₹1,500₹29,220
By law ₹29,210. We ask ₹29,220 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1)
12 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number type, Second number, Building (with wing), Property type (Open / Building / Open + Building), Area …
✓ EzDocs checked every box against the document’s own words 15d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (rohit meshram.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
empty
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
KHASRA NO. 15/2 out OF PLOT NO. 70 SITUATED AT BHILGAON, MOUZA - BHILGAON, TAH. KAMPTEE, DIST. NAGPUR (NMRDA ZONE, PAGE NO. 3273, ITEM NO. 2.4.1 @RATE OF RS. 10,160/- PER SQ. MTR. AS PER ASR 2025-2026)
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
sanction letter.pdf
as printed
UNIT PLOT NO 70, BLOCK PLOTS, PROJECT GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON AT BHILGAON, KAMPTEE, NAGPUR, 441001, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 441001
PIN
441001
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT PLOT NO 70 BLOCK PLOTS PROJECT GOVIND PARK KHASRA NO 15 PART P H NO 15 MOUZA
Locality/Road
BHILGAON AT BHILGAON KAMPTEE NAGPUR MAHARASHTRA
Area/City
NAGPUR
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorROHIT ANAND MESHRAMCLBPM8126R…3900

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseashish.gour@pnbhousing.com 15d ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20260729-WA0035.jpg needs your check
utr
657692691466
date
2026-07-29
time
19:24
amount
29190
method
UPI
payee upi
9892834356-2@okbizaxis
payer upi
mahajansaurabh91-3@okicici
payee name
THINKBIGZ INITIATIVE PVT LTD
payer name
MAHALAXMI BANKING SOLUTION FINANCIAL SERVICE (Arvind Sahakari Bank Ltd)
raw reading (for Abhijit)
{'utr': '657692691466', 'date': '2026-07-29', 'time': '19:24', 'amount': 29190, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': 'mahajansaurabh91-3@okicici', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'MAHALAXMI BANKING SOLUTION FINANCIAL SERVICE (Arvind Sahakari Bank Ltd)', 'debit_notification_text': None}
Sanction letter sanction letter.pdf needs your check
lan
HOU/NAG/0726/5150925
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'ROHIT ANAND MESHRAM', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ROHINI ROHIT MESHRAM', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
loan amount
4000000
final amount
4130000
interest rate
8.25
sanction date
10-Jul-2026
letter version
4
applicant email
rmshram999@gmail.com
applicant names
ROHIT ANAND MESHRAM, ROHINI ROHIT MESHRAM
printed altered
False
applicant mobile
7709850077
balance transfer
False
property address
pin: 441001; road: Bhilgaon; state: MAHARASHTRA; taluka: Kamptee; Flat no: 70; district: Nagpur; landmark: at Bhilgaon,, Kamptee; Address: Unit Plot no 70, Block Plots, Project GOVIND PARK, KHASRA NO. 15(PART), P.H.
insurance premium
130000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
4130000
security address verbatim
Unit Plot no 70, Block Plots, Project GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON at Bhilgaon,, Kamptee, Nagpur, 441001, Nagpur, Nagpur, MAHARASHTRA, India, 441001
applicant address verbatim
C/O KRISHNA RAMOJI RAMTEKE PLOT NO 85, YASHODHARA NAGAR GHORPAD ROAD, KAMPTEE YERKHEDA, ., Nagpur, MAHARASHTRA, 441002, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0726/5150925', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'ROHIT ANAND MESHRAM', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ROHINI ROHIT MESHRAM', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 4000000, 'final_amount': 4130000, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '10-Jul-2026', 'letter_version': '4', 'applicant_email': 'rmshram999@gmail.com', 'applicant_names': ['ROHIT ANAND MESHRAM', 'ROHINI ROHIT MESHRAM'], 'printed_altered': False, 'applicant_mobile': '7709850077', 'balance_transfer': False, 'property_address': {'pin': '441001', 'road': 'Bhilgaon', 'state': 'MAHARASHTRA', 'taluka': 'Kamptee', 'flat_no': '70', 'district': 'Nagpur', 'floor_no': None, 'landmark': 'at Bhilgaon,, Kamptee', 'full_address': 'Unit Plot no 70, Block Plots, Project GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON at Bhilgaon,, Kamptee, Nagpur, 441001, Nagpur, Nagpur, MAHARASHTRA, India, 441001', 'village_city': 'BHILGAON', 'building_name': 'Project GOVIND PARK', 'survey_or_cts_no': 'KHASRA NO. 15(PART), P.H.NO. 15'}, 'insurance_premium': 130000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4130000, 'security_address_verbatim': 'Unit Plot no 70, Block Plots, Project GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON at Bhilgaon,, Kamptee, Nagpur, 441001, Nagpur, Nagpur, MAHARASHTRA, India, 441001', 'applicant_address_verbatim': 'C/O KRISHNA RAMOJI RAMTEKE PLOT NO 85, YASHODHARA NAGAR GHORPAD ROAD, KAMPTEE YERKHEDA, ., Nagpur, MAHARASHTRA, 441002, India'}
PAN card ROHIT PANCARD.pdf needs your check
dob
1990-07-29
pan
CLBPM8126R
name
MESHRAM ROHIT ANAND
legible
True
father name
ANAND NAMDEO MESHRAM
raw reading (for Abhijit)
{'dob': '1990-07-29', 'pan': 'CLBPM8126R', 'name': 'MESHRAM ROHIT ANAND', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ANAND NAMDEO MESHRAM', 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo ROHIT PHOTO.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
face visible
True
quality issue
this is a studio portrait with a plain white background, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a studio portrait with a plain white background, not a live selfie'}
Aadhaar card ROHIT AADHAR.pdf needs your check
dob
1990-07-29
name
Rohit Anand Meshram
address
pin: 441914; area: Neharu Waard, Mu Usarra Tah-Mohadi; state: Maharashtra; district: Bhandara; Village: Usara
legible
True
aadhaar last4
3900
raw reading (for Abhijit)
{'dob': '1990-07-29', 'pan': None, 'name': 'Rohit Anand Meshram', 'mobile': None, 'address': {'pin': '441914', 'area': 'Neharu Waard, Mu Usarra Tah-Mohadi', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Bhandara', 'post_office': None, 'village_city': 'Usara'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3900', 'quality_issue': None}
Paid challan (GRAS) MESHRAM ROHIT ANAND EchallanMH007352956202627E.pdf needs your check
grn
MH007352956202627E
pin
441001
total
27400.0
article
6(1)
defaced
False
bank cin
03006172026073000100
district
NAGPUR
area city
NAGPUR
payer pan
CLBXXXXXXR
flat block
UNIT PLOT NO. 70, BLOCK PLOTS, PROJECT GOVIND PARK, KHASRA NO 15 (PART), P.H.
payer name
MESHRAM ROHIT ANAND
sro office
KMT_KAMTHI SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4130000
scheme rows
{'amount': 12400.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX0077
payment date
29/07/2026-21:31:12
road locality
NO. 15, MOUZA BHILGAON AT BHILGAON, KAMPTEE, NAGPUR, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
4130000
raw reading (for Abhijit)
{'grn': 'MH007352956202627E', 'pin': '441001', 'total': 27400.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026073000100', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'CLBXXXXXXR', 'flat_block': 'UNIT PLOT NO. 70, BLOCK PLOTS, PROJECT GOVIND PARK, KHASRA NO 15 (PART), P.H.', 'payer_name': 'MESHRAM ROHIT ANAND', 'sro_office': 'KMT_KAMTHI SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4130000', 'scheme_rows': [{'amount': 12400.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0077', 'payment_date': '29/07/2026-21:31:12', 'road_locality': 'NO. 15, MOUZA BHILGAON AT BHILGAON, KAMPTEE, NAGPUR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4130000'}
Sale deed rohit meshram.pdf needs your check
grn
MH007375115202627E
pin
440009
total
297000.0
defaced
False
district
NAGPUR
area city
NAGPUR
flat block
PLOT NO 70
payer name
ROHIT ANAND MESHRAM
sro office
NGP8_JT NAGPUR NO 8 SUB REGISTRAR
paying bank
BANK OF MAHARASHTRA
remarks raw
Second PartyName=SMC INFRA-
scheme rows
{'amount': 267000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 30000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX0000
payment date
30/07/2026-12:21:56
inner challan
True
road locality
MOUZA -BHILGAON
header doc number
नगन 8-9399-2026
second party name
SMC INFRA
raw reading (for Abhijit)
{'grn': 'MH007375115202627E', 'pin': '440009', 'total': 297000.0, 'article': None, 'defaced': False, 'bank_cin': None, 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': None, 'flat_block': 'PLOT NO 70', 'payer_name': 'ROHIT ANAND MESHRAM', 'sro_office': 'NGP8_JT NAGPUR NO 8 SUB REGISTRAR', 'paying_bank': 'BANK OF MAHARASHTRA', 'remarks_raw': 'Second PartyName=SMC INFRA-', 'scheme_rows': [{'amount': 267000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 30000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0000', 'payment_date': '30/07/2026-12:21:56', 'inner_challan': True, 'road_locality': 'MOUZA -BHILGAON', 'second_party_pan': None, 'header_doc_number': 'नगन 8-9399-2026', 'second_party_name': 'SMC INFRA', 'consideration_amount': None}
Other image002.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image001.gif needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image001.gif needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image002.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot IMG-20260729-WA0035.jpg needs your check
payments inside
bank: Arvind Sahakari Bank Ltd; kind: payment_screenshot; payments: [{'utr': '657692691466', 'date': '2026-07-29', 'page': 1, 'time': '19:24', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 29190.0, 'direction': 'cre
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Arvind Sahakari Bank Ltd', 'kind': 'payment_screenshot', 'payments': [{'utr': '657692691466', 'date': '2026-07-29', 'page': 1, 'time': '19:24', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 29190.0, 'direction': 'credit', 'narration': 'rohit meshram noi charges', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '1414', 'account_holder': 'MAHALAXMI BANKING SOLUTION FINANCIAL SERVICE (Arvind Sahakari Bank Ltd)'}}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocschallan_boxes_by_rules{'fp': 'f405ec428ee8bcc8', 'why': 'box 1 lost a number the case holds (2)', 'anew': 'first'}
3h agoEzDocsreader_efiling_verdict{'fp': '07d9ba8ed21f9b94', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD.', 'box': 'Date of Mortgage', 'why': 'This required field is empty and the sanction letter does not pro
3h agoEzDocsreader_mail_addition{'fp': 'fd22e99f2afd71c0', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
15d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_sent'], 'mails': 3, 'summar
15d agoEzDocshidden_payment_scan{'file': 'IMG-20260729-WA0035.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '04242c6a-adb2-4bb3-9333-c15b50469439', 'fetched': True}
15d agoEzDocshidden_payment_scan{'file': 'image002.png', 'kind': None, 'found': 0, 'doc_id': '7fa81875-beb9-4c64-8b31-6ca58a91538e', 'fetched': True}
15d agoEzDocshidden_payment_scan{'file': 'image001.gif', 'kind': None, 'found': 0, 'doc_id': '94a6aee8-8e34-4762-819a-3001d03602a9', 'fetched': True}
15d agoEzDocsextra_challan_scanned{'found': 0}
15d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['rohit meshram.pdf', 'SALE DEED DRAFT.pdf', 'sanction letter.pdf', 'ROHIT AADHAR.pdf', 'ROHIT PANCARD.pdf'], 'after': {'addresses': {'people': [['ROHIT ANAND MESHRAM', [['san
15d agoEzDocsaddress_compared{'sig': '41136d5ce29b2b70', 'why': 'after gather', 'people': [{'home': 'Neharu Waard, Mu Usarra Tah-Mohadi, Neharu Waard, Mu Usarra Tah-Mohadi, Usara, Bhandara, 441914', 'person': 'ROHIT ANAND MESHRAM', 'against': [{'src
15d agoEzDocschallan_boxes_by_rules{'fp': 'f405ec428ee8bcc8', 'why': 'box 1 lost a number the case holds (2)'}
15d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'after the Index II takeover'}
15d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'rohit meshram.pdf', 'changed': {'Number': {'was': '15(PART), P.H.NO.
15d agoEzDocsindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'rohit meshram.pdf', 'doc_id': '958da1d0-c78b-4c24-a70a-0ce860a71819', 'header_sro
15d agoEzDocsreader_home_address{'fp': '12d54508d551f66f', 'from': 'the sanction letter (sanction letter.pdf)', 'home': {'pin': '441002', 'area': 'YASHODHARA NAGAR', 'flat': 'PLOT NO 85', 'road': 'GHORPAD ROAD', 'state': 'MAHARASHTRA', 'district': 'Nag
15d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CLxxxxxxXR — no paper on the
15d agoEzDocscase_read{'how': 'uri', 'tag': '7d24679c996a6ed1', 'docs': ['rohit meshram.pdf', 'SALE DEED DRAFT.pdf', 'sanction letter.pdf', 'ROHIT AADHAR.pdf', 'ROHIT PANCARD.pdf'], 'loan': {'amount': 4130000, 'made_of': [{'what': 'Loan Amoun
15d agoEzDocsthread_docs_swept{'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 10, 'why_not': None, 'messages': 6}
15d agoEzDocsthread_documents_backfilled{'why': None, 'stored': 10, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 6, 'unreadable_threads': 0}
15d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'rohit meshram.pdf', 'kind': 'index2'}
15d agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'MESHRAM ROHIT ANAND EchallanMH007352956202627E.pdf', 'kind': 'p
15d agoEzDocsdocument_received{'file': 'image001.gif', 'doc_type': 'other', 'confidence': 1.0}
15d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0726/5150
15d agoEzDocsclaim_inside_desk_buffer{'gap': 30.21, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th
15d agoEzDocsexpectation_recorded_silently{'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp
15d agoEzDocsdocument_received{'file': 'image002.png', 'doc_type': 'other', 'confidence': 1.0}
15d agoEzDocschallan_unsure{'why': 'no second party, article or matching total could be read', 'file': 'rohit meshram.pdf', 'note': 'whose challan this is could not be read — it does not count until a person says; open the file', 'inner': True, 'd
15d agoEzDocschallan_identity{'why': 'no second party, article or matching total could be read', 'file': 'rohit meshram.pdf', 'inner': True, 'doc_id': '958da1d0-c78b-4c24-a70a-0ce860a71819', 'answer': 'unknown', 'bank_pan': ''}
15d agoEzDocsclaim_applied_on_quote{'utr': '657692691466', 'parts': 1, 'claimed_total': 29190.0}
15d agoEzDocsreceivable_created{'expected': 29220.21}

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹29,190 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹29,220.21 is still not in our account. Chase the branch for it. Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Yesterday · 15 Oct2 things
EzDocs checked the e-filing boxes against the papers
21:09
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
21:09
30 Sep31 things — 10 documents received · 2 letters written · 2 money steps · 1 caution · 16 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:06
EzDocs read the whole file
11:34
EzDocs took 23 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
11:34
Documents the branch had sent were fetched from the mail thread
11:34
The branch's title document is on the case — the filing is the NOI team's move
11:34
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
11:34
Received: other
image001.gif
11:34
An old draft withdrew itself — its asks were already answered
11:34
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
11:34
Received: other
image002.png
11:34
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
11:34
The payment proof already on the case was applied
11:34
Received: Sale deed
rohit meshram.pdf
11:34
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
11:33
Challan re-read against the case — matches exactly
11:33
Received: Challan
MESHRAM ROHIT ANAND EchallanMH007352956202627E.pdf
11:33
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
11:33
Received: Aadhaar
ROHIT AADHAR.pdf
11:33
Document could not be read — a clear copy was asked for
this is a studio portrait with a plain white background, not a live selfie
11:33
Received: Selfie — not usable
ROHIT PHOTO.jpg — this is a studio portrait with a plain white background, not a live selfie
11:33
The loan amount was worked out from the papers
11:33
Received: PAN card
ROHIT PANCARD.pdf
11:33
Received: Sale deed
SALE DEED DRAFT.pdf
11:33
Property address read from the sanction letter
11:33
Received: Sanction letter
sanction letter.pdf
11:33
Payment proof arrived before the case was quoted — held
11:33
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02924
11:33
Received: Payment screenshot
IMG-20260729-WA0035.jpg
11:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:29
Nothing new to ask for — stayed quiet
11:26
Case opened from the branch's mail
11:25
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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