Cases / NOI-2026-02564

Amol Dhulappa Gaikwad

LAN 77000354986 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

8 of 10 in hand.
the challan is done — these are for the IGR filing / KYC

Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open

✓Technical reportopen

✓LSR (search report)open

✓Sanction letteropen

✓Payment screenshot — shows ₹9,570; money not verified yetopen

✓PAN cardopen

✓Aadhaar cardopen

✓Paid challan (GRAS)open

✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (11)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹9,590.42 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyWaiting for the credit

₹9,590.42CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹9,570; we wait for the credit itself

Ask for the exact ₹9,590.42. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%2,830

Registration fee 0.5%4,710

Government handling350

Our service fee1,700.42

Total we ask for9,590.42

Screenshot ₹9,570 — ₹20 under our ask, not below the real calculation ₹9,520. Counts as full. Nothing to ask.

why?

The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

This payment went to Adv Rashmi Singh's account at 2026-09-26 — no office phone hears that account. Please verify manually. Verify manually ↓

This money went to the advocate’s own account. No office phone hears that account — it can only be confirmed from a statement.

By law ₹9,570. We ask ₹9,590 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹9,570 — accept as full (₹20.42 = our margin).

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 55 minour time · 26 Sep 19:18

Index II —not yet

the NOI team 19 d 4 htotal 19 d 4 h so far

Now with the NOI team — e-filing on IGR

since 26 Sep 19:18 — 19 d 3 h of working time

Day by day — every step and who held it

26 Sep 18:22Your branch's mail

26 Sep 18:23Papers read+1 min · the NOI team

26 Sep 18:23Property readat once

26 Sep 18:23Papers readat once

26 Sep 18:24Fee quotedat once

26 Sep 19:18Challan made+54 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹9,40,000

Loan account no.

77000354986

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

✓ The papers agree — compared: the technical report, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent all loan documents and paid the fee, and the NOI team has shared the challan. The NOI team is now asking the branch to share the Index II for NOI filing, despite the branch having already attached it in the first mail.

the history says the next move is with the branch — the Index II

the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-26) “ATTACHED”

✓ fee paid — the branch's words — done, mail 1 (2026-09-26) “ATTACHED”

✓ challan made — done, mail 2 (2026-09-26) “PFA CHALLAN FOR A REFERENCE”

✓ challan shared — done, mail 2 (2026-09-26) “PFA CHALLAN FOR A REFERENCE”

? Index II asked for — asked, mail 3 (2026-09-26) “kindly shared index 2 for noi filing”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-26) “ATTACHED”

read over 3 mail(s), last mail 2026-09-26 · read 19d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (19d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010916028202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02564 | 77000354986

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000354986) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 16 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RG rahul.ghadge@icicihfc.com icicihfc.com
26 Sep, 18:22 · 19d ago THE FIRST MAIL — how this case began

APPLICATION NO -77000354986-APPLICANT NAME – AMOL DHULAPPA GAIKWAD | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

📎 Amol Photo.jpg ↗📎 HRQ-26-159701_INDProcessRequest_2500320260 ↗📎 Amol Gaikwad -TSR.pdf ↗📎 KFSLetter_77000354986 (1).pdf ↗📎 IMG-20260926-WA0007.jpg ↗📎 Amol Pan.pdf ↗📎 Amol Adhar.pdf ↗📎 Ashwini Adhar.pdf ↗📎 Ashwini Pan.pdf ↗📎 Ashwini Photo.jpg ↗

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

Customer nameAMOL DHULAPPA GAIKWAD

Loan account (LAN)77000354986

Loan amount₹9,40,000

Stamp duty 0.30%₹2,820

Registration fee 0.50%₹4,700

DHC₹350

Total₹9,570

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✓ INDEX II COPY | LSR | SALE DEED — attached
✓ APPLICANT SELFIE — attached
✓ PAYMENT SCREENSHOT WITH UTR — attached

CASE INITIATION BRANCH NAME

SATARA

CASE TYPE (PLS MENTION IT )

NOI | Home Loan

NOI SERIVCE FEE1700

SRO OFFICE

WAI

Thanks & Regards,

Rahul Ghadge
Senior Relationship Manager
Mobi : 7387249843

🤖 read: says the fee is paid ₹9,570 ✓; documents attached — “PAYMENT SCREENSHOT WITH UTR ATTACHED”

OL The NOI teamTYPED IN GMAIL
26 Sep, 19:20 · 19d ago

📎 GAIKWAD AMOL DHULAPPA EchallanMH0109160282 ↗

TEAM

PFA CHALLAN FOR A REFERENCE

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Sat, 26 Sept 2026 at 18:23, Rahul Ghadge /DIST/ICICIHFC/SAT < rahul.ghadge@icicihfc.com > wrote:

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

APPLICANT NAME

AMOL DHULAPPA GAIKWAD

LAN NO

77000354986

CASE INITIATION BRANCH NAME

SATARA

CASE TYPE (PLS MENTION IT)

NOI | Home Loan

LOAN AMOUNT WITH INSURANCE

940000

0.30%

2820

0.50%

4700

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

9,570

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*INDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

SRO OFFICE

WAI

Thanks & Regards,

Rahul Ghadge

Senior Relationship Manager

Mobi : 7387249843

🤖 read: challan shared ✓ — “PFA CHALLAN FOR A REFERENCE”

OL The NOI teamTYPED IN GMAIL
26 Sep, 19:21 · 19d ago

Dea team

kindly shared index 2 for noi filing

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Sat, 26 Sept 2026 at 19:20, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

TEAM

PFA CHALLAN FOR A REFERENCE

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Sat, 26 Sept 2026 at 18:23, Rahul Ghadge /DIST/ICICIHFC/SAT < rahul.ghadge@icicihfc.com > wrote:

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

APPLICANT NAME

AMOL DHULAPPA GAIKWAD

LAN NO

77000354986

CASE INITIATION BRANCH NAME

SATARA

CASE TYPE (PLS MENTION IT)

NOI | Home Loan

LOAN AMOUNT WITH INSURANCE

940000

0.30%

2820

0.50%

4700

NOI SERIVCE FEE

1700

DHC

350

TOTAL AMOUNT PAYABLE

9,570

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*INDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

SRO OFFICE

WAI

Thanks & Regards,

Rahul Ghadge

Senior Relationship Manager

Mobi : 7387249843

🤖 read: The sender asks for the Index 2 copy.

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	Amol Photo.jpg	CANNOT BE READ — clear copy asked	19d ago
Technical report	HRQ-26-159701_INDProcessRequest_2500320260926172851028.pdf	filed	19d ago
LSR (search report)	Amol Gaikwad -TSR.pdf	filed	19d ago
Sanction letter	KFSLetter_77000354986 (1).pdf	filed	19d ago
Payment screenshot	IMG-20260926-WA0007.jpg	filed	19d ago
PAN card	Amol Pan.pdf	filed	19d ago
Aadhaar card	Amol Adhar.pdf	filed	19d ago
Aadhaar card	Ashwini Adhar.pdf	filed	19d ago
PAN card	Ashwini Pan.pdf	filed	19d ago
Selfie / photo	Ashwini Photo.jpg	CANNOT BE READ — clear copy asked	19d ago
Paid challan (GRAS)	GAIKWAD AMOL DHULAPPA EchallanMH010916028202627E.pdf	filed	19d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹9,590.42

Where it stands
waiting for the credit

Screenshot claims
₹9,570 663583383961

Screenshot ₹9,570 — ₹20 under our ask, not below the real calculation ₹9,520. Counts as full. Nothing to ask.

why?

This payment went to Adv Rashmi Singh's account at 2026-09-26 — no office phone hears that account. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹2,830	₹4,710	₹350	₹1,700	₹9,590

By law ₹9,570. We ask ₹9,590 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

35 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed no / year / SRO, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …

26 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (19d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-159701_INDProcessRequest_2500320260926172851028.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No G 2 Ground Floor Aadarsh Heights Apartment S No 142 5 6 7 A 7 B 2 Plot No 10 Gp Milkat No 760 2 Near Sidharth Mangal Mouje Goleshwar Tal Karad Dist Satara

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

HRQ-26-159701_INDProcessRequest_2500320260926172851028.pdf

Property Address line
FLA T NO G 2 GROUND FLOOR AADARSH HEIGHTS, APARTMENT S NO 142 5 6 7 A 7 B 2 PLOT NO 10,GP MILKAT NO 760 2 NEAR SIDHARTH MANGAL, MOUJE GOLESHWAR TAL KARAD DIST SATARA

Legal Address line
FLAT NO G 2 GROUND FLOOR AADARSH HEIGHTS APARTMENT S NO 142 5 6 7 A7 B 2 PLOT NO 10 GP MILKAT NO 760 2 NEAR SIDHARTH MANGAL MOUJE GOLESHWAR TAL KARAD DIST SATARA

PIN
415110

the legal report (TSR)

Amol Gaikwad -TSR.pdf

as printed
ALL PIECE & PARCEL OF LAND BEARING S.NO.142/5/6/7A/7B/2/10, BUILDING KNOWN AS ADARSH HEIGHTS, ON GROUND FLOOR, FLAT NO. G-2, ADM SUPER BUILT UP AREA 69.70 SQ.MTR. I.E. 750 SQ.FT. & ITS GRAMPANCHAYAT ASSESSMENT LIST NO. 760/2, SITUATED AT GOLESHWAR, TAL- KARAD, DIST-SATARA WITHIN THE LIMITS OF TAL SATARA

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO G 2 GROUND FLOOR AADARSH HEIGHTS APARTMENT S NO 142 5 6 7 A 7 B 2 PLOT NO 10 GP MILKAT NO

Locality/Road
760 2 NEAR SIDHARTH MANGAL MOUJE GOLESHWAR TAL KARAD DIST SATARA

Area/City
SATARA

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 142/5/6/7A/7B/2/10, 69, 70, 750, 760/2, ADARSH, ADM, ASSESSMENT, GRAMPANCHAYAT, ITS, LIST, SUPER

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Amol Dhulappa Gaikwad	APWPG2966A	…9499
co_mortgagor	ASHWINI AMOL GAIKWAD	CHBPG1550P	…6194

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	rahul.ghadge@icicihfc.com	19d ago
Index II chase	rahul.ghadge@icicihfc.com	17d ago
Index II chase	rahul.ghadge@icicihfc.com	14d ago
Index II chase	rahul.ghadge@icicihfc.com	8d ago
Index II chase	rahul.ghadge@icicihfc.com	5d ago
Index II chase	rahul.ghadge@icicihfc.com	2d ago

What EzDocs read from each document — check anything marked in red

Selfie / photo Amol Photo.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Technical report HRQ-26-159701_INDProcessRequest_2500320260926172851028.pdf needs your check

found
True

found in
INDIVIDUAL TECHNICAL REPORT

area sq m
59.18

paper for
loan_ref: 77000354986; report_id: HRQ-26-159701; customer_name: Amol Dhulappa Gaikwad

confidence
1

address lines
taken: both the same; legal_address: Flat No G 2 Ground Floor Aadarsh Heights Apartment S No 142 5 6 7 A7 B 2 Plot No 10 Gp Milkat No 760 2 Near Sidharth Mangal Mouje Goleshwar Tal Karad Dist Satara; property_address: Fl

property address
pin: 415110; state: Maharashtra; taluka: Karad; Flat no: G 2; district: Satara; Floor: Ground Floor; landmark: Near Sidharth Mangal; Address: Flat No G 2, Ground Floor, Aadarsh Heights Apartment, S No 142 5 6 7 A

security address verbatim
Flat No G 2 Ground Floor Aadarsh Heights Apartment S No 142 5 6 7 A 7 B 2 Plot No 10 Gp Milkat No 760 2 Near Sidharth Mangal Mouje Goleshwar Tal Karad Dist Satara

raw reading (for Abhijit)

{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 59.18, 'paper_for': {'loan_ref': '77000354986', 'report_id': 'HRQ-26-159701', 'customer_name': 'Amol Dhulappa Gaikwad'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Flat No G 2 Ground Floor Aadarsh Heights Apartment S No 142 5 6 7 A7 B 2 Plot No 10 Gp Milkat No 760 2 Near Sidharth Mangal Mouje Goleshwar Tal Karad Dist Satara', 'property_address': 'Fla T No G 2 Ground Floor Aadarsh Heights, Apartment S No 142 5 6 7 A 7 B 2 Plot No 10,Gp Milkat No 760 2 Near Sidharth Mangal, Mouje Goleshwar Tal Karad Dist Satara'}, 'property_address': {'pin': '415110', 'road': None, 'state': 'Maharashtra', 'taluka': 'Karad', 'flat_no': 'G 2', 'district': 'Satara', 'floor_no': 'Ground Floor', 'landmark': 'Near Sidharth Mangal', 'full_address': 'Flat No G 2, Ground Floor, Aadarsh Heights Apartment, S No 142 5 6 7 A 7 B 2, Plot No 10, Gp Milkat No 760 2, Mouje Goleshwar, Tal Karad, Dist Satara, Maharashtra 415110', 'village_city': 'Goleshwar', 'building_name': 'Aadarsh Heights Apartment', 'survey_or_cts_no': 'S No 142 5 6 7 A 7 B 2, Plot No 10, Gp Milkat No 760 2'}, 'security_address_verbatim': 'Flat No G 2 Ground Floor Aadarsh Heights Apartment S No 142 5 6 7 A 7 B 2 Plot No 10 Gp Milkat No 760 2 Near Sidharth Mangal Mouje Goleshwar Tal Karad Dist Satara'}

LSR (search report) Amol Gaikwad -TSR.pdf needs your check

found
True

found in
PART I: PROPERTY DETAILS: Description of the Property

area sq m
69.7

paper for
loan_ref: 77000354986; customer_name: Mr. Amol Dhulappa Gaikwad

confidence
1

property address
taluka: Karad; Flat no: G-2; district: Satara; Floor: Ground Floor; Address: Flat No. G-2, Adarsh Heights, Goleshwar, Tal- Karad, Dist-Satara; Village: Goleshwar; Building: Adarsh Heights; survey_or_cts

security address verbatim
All piece & parcel of land Bearing S.No.142/5/6/7A/7B/2/10, Building Known as Adarsh Heights, On Ground Floor, Flat No. G-2, adm Super Built up area 69.70 sq.mtr. i.e. 750 sq.ft. & its Grampanchayat Assessment List No. 7

raw reading (for Abhijit)

{'found': True, 'found_in': 'PART I: PROPERTY DETAILS: Description of the Property', 'area_sq_m': 69.7, 'paper_for': {'loan_ref': '77000354986', 'report_id': None, 'customer_name': 'Mr. Amol Dhulappa Gaikwad'}, 'pin_other': None, 'confidence': 1, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': 'Karad', 'flat_no': 'G-2', 'district': 'Satara', 'floor_no': 'Ground Floor', 'landmark': None, 'full_address': 'Flat No. G-2, Adarsh Heights, Goleshwar, Tal- Karad, Dist-Satara', 'village_city': 'Goleshwar', 'building_name': 'Adarsh Heights', 'survey_or_cts_no': 'S.No.142/5/6/7A/7B/2/10'}, 'security_address_verbatim': 'All piece & parcel of land Bearing S.No.142/5/6/7A/7B/2/10, Building Known as Adarsh Heights, On Ground Floor, Flat No. G-2, adm Super Built up area 69.70 sq.mtr. i.e. 750 sq.ft. & its Grampanchayat Assessment List No. 760/2, Situated at Goleshwar, Tal- Karad, Dist-Satara within the limits of Tal Satara'}

Sanction letter KFSLetter_77000354986 (1).pdf needs your check

lan
77000354986

legible
True

purpose
Home Loan and Purchase/Improvement of Property

loan type
Home Loan and Purchase/Improvement of Property

confidence
1

linked refs
77000354987

loan amount
940000

final amount
940000

interest rate
10.5

sanction date
21/09/2026

applicant email
amolgaikwad2923@gmail.com

applicant names
Amol Dhulappa Gaikwad, ASHWINI AMOL GAIKWAD

printed altered
False

applicant mobile
+91-9890895934

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Kasarshirambe, Karad, Satara, Kasarshirambe, Kasarshirambe, Satara, SATARA, MAHARASHTRA, IN, 415539

raw reading (for Abhijit)

{'lan': '77000354986', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'handwritten': [], 'linked_refs': ['77000354987'], 'loan_amount': 940000, 'final_amount': 940000, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '21/09/2026', 'letter_version': None, 'applicant_email': 'amolgaikwad2923@gmail.com', 'applicant_names': ['Amol Dhulappa Gaikwad', 'ASHWINI AMOL GAIKWAD'], 'printed_altered': False, 'applicant_mobile': '+91-9890895934', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Kasarshirambe, Karad, Satara, Kasarshirambe, Kasarshirambe, Satara, SATARA, MAHARASHTRA, IN, 415539'}

Payment screenshot IMG-20260926-WA0007.jpg needs your check

utr
663583383961

date
2026-09-26

time
18:19

amount
9570

method
UPI

payee upi
979m@pnb

payer upi
mol2@okaxis

payee name
ADV RASHMI SINGH ASSOCIATES

payer name
Mr AMOL DHULAPPA GAIKWAD1

raw reading (for Abhijit)

{'utr': '663583383961', 'date': '2026-09-26', 'time': '18:19', 'amount': 9570, 'method': 'UPI', 'payee_upi': '979m@pnb', 'payer_upi': 'mol2@okaxis', 'payee_name': 'ADV RASHMI SINGH ASSOCIATES', 'payer_name': 'Mr AMOL DHULAPPA GAIKWAD1', 'debit_notification_text': None}

PAN card Amol Pan.pdf needs your check

dob
1981-11-10

pan
APWPG2966A

name
GAIKWAD AMOL DHULAPPA

legible
True

father name
DHULAPPA NINAPPA GAIKWAD

raw reading (for Abhijit)

{'dob': '1981-11-10', 'pan': 'APWPG2966A', 'name': 'GAIKWAD AMOL DHULAPPA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DHULAPPA NINAPPA GAIKWAD', 'aadhaar_last4': None, 'quality_issue': None}

PAN card Ashwini Pan.pdf needs your check

dob
1989-03-16

pan
CHBPG1550P

name
ASHWINI AMOL GAIKWAD

legible
True

father name
SHIVAJI TUKARAM JADHAV

raw reading (for Abhijit)

{'dob': '1989-03-16', 'pan': 'CHBPG1550P', 'name': 'ASHWINI AMOL GAIKWAD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHIVAJI TUKARAM JADHAV', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo Ashwini Photo.jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Aadhaar card Amol Adhar.pdf needs your check

dob
1981-11-10

name
Amol Dhulappa Gaikwad

address
pin: 415539; state: Maharashtra; district: Satara; Village: Kasarshirambe

legible
True

aadhaar last4
9499

raw reading (for Abhijit)

{'dob': '1981-11-10', 'pan': None, 'name': 'Amol Dhulappa Gaikwad', 'mobile': None, 'address': {'pin': '415539', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': None, 'village_city': 'Kasarshirambe'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9499', 'quality_issue': None}

Aadhaar card Ashwini Adhar.pdf needs your check

dob
1989-03-16

name
Ashwini Amol Gaikwad

address
pin: 415539; state: Maharashtra; district: Satara; post_office: Kasarshirambe; Village: Kasarshirambe

legible
True

aadhaar last4
6194

raw reading (for Abhijit)

{'dob': '1989-03-16', 'pan': None, 'name': 'Ashwini Amol Gaikwad', 'mobile': None, 'address': {'pin': '415539', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': 'Kasarshirambe', 'village_city': 'Kasarshirambe'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6194', 'quality_issue': None}

Payment screenshot IMG-20260926-WA0007.jpg needs your check

payments inside
bank: Bank Of Maharashtra; kind: payment_screenshot; payments: [{'utr': '663583383961', 'date': '2026-09-26', 'page': 1, 'time': '18:19', 'payee': 'ADV RASHMI SINGH ASSOCIATES', 'amount': 9570.0, 'direction': 'credit', '

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Bank Of Maharashtra', 'kind': 'payment_screenshot', 'payments': [{'utr': '663583383961', 'date': '2026-09-26', 'page': 1, 'time': '18:19', 'payee': 'ADV RASHMI SINGH ASSOCIATES', 'amount': 9570.0, 'direction': 'credit', 'narration': "Payment of ’9,570 completed Receiver's bank has confirmed deposit of money to ADV RASHMI SINGH ASSOCIATES's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'Mr AMOL DHULAPPA GAIKWAD1'}}

Paid challan (GRAS) GAIKWAD AMOL DHULAPPA EchallanMH010916028202627E.pdf needs your check

grn
MH010916028202627E

pin
415110

total
7540.0

article
6(1)

defaced
False

bank cin
03006172026092601260

district
SATARA

area city
DIST SATARA SATARA

payer pan
APWXXXXXXA

flat block
FLAT NO G 2 GROUND FLOOR AADARSH HEIGHTS APARTMENTS NO 142 5 6 7 A 7 B 2 PLOT NO 10

payer name
GAIKWAD AMOL DHULAPPA

sro office
KRD1_KARAD NO 1 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=940000

scheme rows
{'amount': 2830.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4710.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5934

payment date
26/09/2026-19:18:26

road locality
GP MILKAT NO 760 2 NEAR SIDHARTH MANGAL MOUJE GOLESHWAR TAL KARAD

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
940000

raw reading (for Abhijit)

{'grn': 'MH010916028202627E', 'pin': '415110', 'total': 7540.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092601260', 'district': 'SATARA', 'area_city': 'DIST SATARA SATARA', 'payer_pan': 'APWXXXXXXA', 'flat_block': 'FLAT NO G 2 GROUND FLOOR AADARSH HEIGHTS APARTMENTS NO 142 5 6 7 A 7 B 2 PLOT NO 10', 'payer_name': 'GAIKWAD AMOL DHULAPPA', 'sro_office': 'KRD1_KARAD NO 1 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=940000', 'scheme_rows': [{'amount': 2830.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 4710.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5934', 'payment_date': '26/09/2026-19:18:26', 'road_locality': 'GP MILKAT NO 760 2 NEAR SIDHARTH MANGAL MOUJE GOLESHWAR TAL KARAD', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '940000'}

Technical record (for Abhijit — safe to ignore)

44m ago	EzDocs	challan_boxes_by_rules	{'fp': 'f0aa1eac5e41d732', 'why': 'a number box 1 carries is written again in box 2 (2)', 'anew': 'first'}
2h ago	EzDocs	reader_efiling_verdict	{'fp': 'a86a9f9f246024f2', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is empty.', 'page': 'Start page',
2d ago	EzDocs	email_shadowed:index2_chase	{'to': 'rahul.ghadge@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000354986) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index
2d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
5d ago	EzDocs	email_shadowed:index2_chase	{'to': 'rahul.ghadge@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000354986) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index
5d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
8d ago	EzDocs	email_shadowed:index2_chase	{'to': 'rahul.ghadge@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000354986) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index
8d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
14d ago	EzDocs	email_shadowed:index2_chase	{'to': 'rahul.ghadge@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000354986) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index
14d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
14d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed APxxxxxxXA — no paper on the
16d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '232968', 'lessons': [{'box': 'Office', 'words': 'Office: the team adds words
17d ago	EzDocs	email_shadowed:index2_chase	{'to': 'rahul.ghadge@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000354986) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'a211485a780fecb2', 'docs': ['Amol Gaikwad -TSR.pdf', 'HRQ-26-159701_INDProcessRequest_2500320260926172851028.pdf', 'KFSLetter_77000354986 (1).pdf', 'Amol Adhar.pdf', 'Ashwini Adhar.pdf', 'Amol Pan.
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'ba051a6436e5567c', 'docs': ['Amol Gaikwad -TSR.pdf', 'HRQ-26-159701_INDProcessRequest_2500320260926172851028.pdf', 'KFSLetter_77000354986 (1).pdf', 'Amol Adhar.pdf', 'Ashwini Adhar.pdf', 'Amol Pan.
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': '5e2ced862d037775', 'docs': ['Amol Gaikwad -TSR.pdf', 'HRQ-26-159701_INDProcessRequest_2500320260926172851028.pdf', 'KFSLetter_77000354986 (1).pdf', 'Amol Adhar.pdf', 'Ashwini Adhar.pdf', 'Amol Pan.
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'fbf0d301a7c46026', 'docs': ['Amol Gaikwad -TSR.pdf', 'HRQ-26-159701_INDProcessRequest_2500320260926172851028.pdf', 'KFSLetter_77000354986 (1).pdf', 'Amol Adhar.pdf', 'Ashwini Adhar.pdf', 'Amol Pan.
19d ago	EzDocs	case_read	{'how': 'uri', 'tag': '6e22a762a68310ce', 'docs': ['Amol Gaikwad -TSR.pdf', 'HRQ-26-159701_INDProcessRequest_2500320260926172851028.pdf', 'KFSLetter_77000354986 (1).pdf', 'Amol Adhar.pdf', 'Ashwini Adhar.pdf', 'Amol Pan.
19d ago	EzDocs	case_read	{'how': 'uri', 'tag': '6e22a762a68310ce', 'docs': ['Amol Gaikwad -TSR.pdf', 'HRQ-26-159701_INDProcessRequest_2500320260926172851028.pdf', 'KFSLetter_77000354986 (1).pdf', 'Amol Adhar.pdf', 'Ashwini Adhar.pdf', 'Amol Pan.
19d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
19d ago	EzDocs	filing_waits_on_title_doc	{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
19d ago	EzDocs	challan_found_on_case	{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'GAIKWAD AMOL DHULAPPA EchallanMH010916028202627E.pdf', 'kind': '
19d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'GAIKWAD AMOL DHULAP
19d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KRD1_KARAD NO 1 SUB REGISTRAR', 'district': 'SATARA'}
19d ago	EzDocs	challan_verified_against_case	{'grn': 'MH010916028202627E', 'file': 'GAIKWAD AMOL DHULAPPA EchallanMH010916028202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
19d ago	EzDocs	challan_extracted	{'grn': 'MH010916028202627E', 'file': 'GAIKWAD AMOL DHULAPPA EchallanMH010916028202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 7540.0}
19d ago	KUNAL	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
19d ago	copilot	copilot_check_issues	{'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints
19d ago	EzDocs	challan_boxes_by_rules	{'fp': 'f0aa1eac5e41d732', 'why': "EzDocs wrote words the main paper does not print (APT) — the paper's own words are typed, as printed"}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹9,570 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹9,590.42 is still not in our account. Chase the branch for it. Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct1 thing

EzDocs checked the e-filing boxes against the papers

20:16

13 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02564 | 77000354986

10:00

An old draft withdrew itself — its asks were already answered

10:00

10 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02564 | 77000354986

10:00

An old draft withdrew itself — its asks were already answered

10:00

7 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02564 | 77000354986

10:00

An old draft withdrew itself — its asks were already answered

10:00

1 Oct3 things — 1 letter written · 2 steps

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02564 | 77000354986

10:00

An old draft withdrew itself — its asks were already answered

10:00

An old draft withdrew itself — its asks were already answered

10:00

28 Sep1 thing — 1 letter written

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02564 | 77000354986