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Cases / NOI-2026-01130

Akash Sanjay Chaudhari

PNB_HFLLAN NHL/NSK/0626/5118378 Index II shared · done All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs5 still to come
2 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
✓Index II — the branch's own title copy, an input; the address was read from itopen
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Payment Screenshot with UTR — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Sanction Letter — for our file — the challan does not wait for it
All files (3)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
  • The work is done — our fee of ₹14,430 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹14,430
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 of ₹14,430 — we only count a credit our bank shows us.
Stamp duty 0.3%4,730
Registration fee 0.5%7,880
Government handling320
Our service fee1,500
Total we ask for14,430
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹14,400 — accept as full (₹30 = our margin).
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹14,920 · 8 Oct 18:34 · MUKESH K D · 8193514325 — ₹490 more than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 302 h 53 minour time · 8 Oct 14:34
Index II 320 h 21 minour time · 10 Oct 12:01
the NOI team 37 dthe branch 9 d 17 htotal 46 d 17 h
Complete.
Day by day — every step and who held it
24 Aug 18:35Your branch's mail
3 Sep 11:40Papers from your branch+9 d 17 h · the branch
3 Sep 11:45Fee quoted+5 min · the NOI team
3 Sep 11:45Papers readat once
3 Sep 11:46Property readat once
3 Sep 11:46Papers readat once
8 Oct 14:34Challan made+35 d 2 h · the NOI team
10 Oct 12:01Index II sent+1 d 21 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹15,75,000
Loan account no.
NHL/NSK/0626/5118378
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the Index II and the applicant's photo, and the fee has been acknowledged as paid. The team needs to initiate the challan for the NOI filing.
the history says the next move is with the NOI team — challan
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ fee paid — the branch's words — done, mail 1 (2026-09-03) “We acknowledge the receipt of your mail documents and payment.”
⏳ challan made — promised, mail 1 (2026-09-03) “We will initiate the challan for the same.”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-03) “PFA Index II”
read over 3 mail(s), last mail 2026-10-05 · read 10d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 28d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
03 Sep, 11:40 · 42d ago
THE APP JOINED HERE — earlier mails are on Gmail
Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI
Dear Team,

PFA Index II

Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 07:40 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicant SANJAY BHIMASHANKAR CHAUDHARI.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 24 Aug 2026 at 18:40, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name AKASH SANJAY CHAUDHARI Lan No NHL/NSK/0626/5118378 Loan Amount 1575000 LOAN AMOUNT 1575000 0.30% 4725 0.50% 7875 FEES 1500 DHC 300 TOTAL 14,400 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy attached *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 24-08-2026 06:34 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Akash Chudhari NOI SET
🤖 read: documents attached
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
04 Sep, 06:51 · 41d ago

TEAM

Kindly share color selfie photo for noi process

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 3 Sept 2026 at 11:45, Piyush Santosh Aher <piyush.aher@phfl.com>

wrote:

earlier mails quoted below
Dear Team, PFA Index II Thanks & Regards, *Piyush S Aher* Branch Operation Executive Nashik Branch Direct: +91-253-2311672 <+91%20253%20231%201672> Toll Free: 1800 120 8800 Website-www.pnbhousing.com *PHFL Home Loans and Services Limited* ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 07:40 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch ( nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com ) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicant SANJAY BHIMASHANKAR CHAUDHARI.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Mon, 24 Aug 2026 at 18:40, Piyush Santosh Aher <piyush.aher@phfl.com> wrote: > Dear Team, > > Kindly process 0.3 & 0.5 Challan in below case. > > Customer Name > AKASH SANJAY CHAUDHARI > > Lan No > NHL/NSK/0626/5118378 > > Loan Amount 1575000 > > > LOAN AMOUNT 1575000 > 0.30% 4725 > 0.50% 7875 > FEES 1500 > DHC 300 > TOTAL 14,400 > > > *Sanction Letter attached > *Customer Aadhar Card / co applicant attached > *Customer pan Card / co applicant attached > *Index II Copy attached > *Form A2 or Soft copy of photograph attached > *Payment details attached > > > SRO No > > > Thanks & Regards, > > *Piyush S Aher* > > Branch Operation Executive > > Nashik Branch > > Direct: +91-253-2311672 <+91%20253%20231%201672> > > Toll Free: 1800 120 8800 > > Website-www.pnbhousing.com > <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpiNmE2Mjk5N2NjNTNlNDIwMzUzM2Y5ZjAyMzA2MmZjNjo3OjIzMGE6OThiZjlkZjM1NGU2OWY3N2UwOTRkZThjMzE4ZTNjNTU4M2Q4NzMwYTUxNGQ5MjI4M2YzZTk5YjhiOGQxZmMzODpoOkY6Rg> > > *PHFL Home Loans and Services Limited* > > > > ----- Forwarded Message ----- > ------------------------------ > From: Sainath Keru Rokade (sainath.rokade@phfl.com) > Date: 24-08-2026 06:34 pm > To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale ( > abhijeet.kale@phfl.com) > Subject: Mr. Akash Chudhari NOI SET > > >
🤖 read: asks the branch for documents — “Kindly share color selfie photo for noi process”
PA piyush.aher@phfl.com phfl.com
05 Oct, 15:21 · 10d ago
Re[4]: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI
Dear Team,

PFA applicant photo.

Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 04-09-2026 06:53 am To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI Exercise Secured by Check Point TEAM Kindly share color selfie photo for noi process Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 3 Sept 2026 at 11:45, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 07:40 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicant SANJAY BHIMASHANKAR CHAUDHARI.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 24 Aug 2026 at 18:40, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name AKASH SANJAY CHAUDHARI Lan No NHL/NSK/0626/5118378 Loan Amount 1575000 LOAN AMOUNT 1575000 0.30% 4725 0.50% 7875 FEES 1500 DHC 300 TOTAL 14,400 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy attached *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 24-08-2026 06:34 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Akash Chudhari NOI SET
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
05 Oct, 15:32 · 10d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 15:26, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA applicant photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 04-09-2026 06:53 am To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI Exercise Secured by Check Point TEAM Kindly share color selfie photo for noi process Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 3 Sept 2026 at 11:45, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 07:40 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicant SANJAY BHIMASHANKAR CHAUDHARI.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 24 Aug 2026 at 18:40, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name AKASH SANJAY CHAUDHARI Lan No NHL/NSK/0626/5118378 Loan Amount 1575000 LOAN AMOUNT 1575000 0.30% 4725 0.50% 7875 FEES 1500 DHC 300 TOTAL 14,400 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy attached *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 24-08-2026 06:34 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Akash Chudhari NOI SET
🤖 read: The team will process the NOI.
OL The NOI teamTYPED IN GMAIL
08 Oct, 14:04 · 7d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 15:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 15:26, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA applicant photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 04-09-2026 06:53 am To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI Exercise Secured by Check Point TEAM Kindly share color selfie photo for noi process Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 3 Sept 2026 at 11:45, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 07:40 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicant SANJAY BHIMASHANKAR CHAUDHARI.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 24 Aug 2026 at 18:40, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name AKASH SANJAY CHAUDHARI Lan No NHL/NSK/0626/5118378 Loan Amount 1575000 LOAN AMOUNT 1575000 0.30% 4725 0.50% 7875 FEES 1500 DHC 300 TOTAL 14,400 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy attached *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 24-08-2026 06:34 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Akash Chudhari NOI SET
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
10 Oct, 11:52 · 5d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 14:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 15:32, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 15:26, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA applicant photo. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 04-09-2026 06:53 am To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI Exercise Secured by Check Point TEAM Kindly share color selfie photo for noi process Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 3 Sept 2026 at 11:45, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 24-08-2026 07:40 pm To: Piyush Santosh Aher (piyush.aher@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com), Sainath Keru Rokade (sainath.rokade@phfl.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUDHARI Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a colour live selfie photo of the applicant SANJAY BHIMASHANKAR CHAUDHARI.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 24 Aug 2026 at 18:40, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name AKASH SANJAY CHAUDHARI Lan No NHL/NSK/0626/5118378 Loan Amount 1575000 LOAN AMOUNT 1575000 0.30% 4725 0.50% 7875 FEES 1500 DHC 300 TOTAL 14,400 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy attached *Form A2 or Soft copy of photograph attached *Payment details attached SRO No Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: Sainath Keru Rokade (sainath.rokade@phfl.com) Date: 24-08-2026 06:34 pm To: piyush.aher (piyush.aher@phfl.com), abhijeet.kale (abhijeet.kale@phfl.com) Subject: Mr. Akash Chudhari NOI SET
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Index IIthe branch sent this — an input INDEX II (40).pdf
filed 42d ago
Other image002.jpg
filed 42d ago
Other image001.jpg
filed 42d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,430
Where it stands
waiting for the credit
Screenshot claims
—
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹4,730₹7,880₹320 ₹1,500₹14,430
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

16 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Interest Rate (%), Road, Floor, Property type (Open / Building / Open + Building), PAN (person 1) …
13 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Second number type, Second number, First name (person 1), Middle name (person 1), Last name (person 1), Building (person 1) …
✓ EzDocs checked every box against the document’s own words 28d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX II (40).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
empty
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
empty
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नावःनाशिक म.न.पा. इतर वर्णन :, इतर माहितीः मौजे आडगाव येथील गट नं.552/1 यातील प्लॉट नं. 5 यासी क्षेत्र 105.00 चौ.मी. पैकी रोड वाईंडींगकडे गेलेले क्षेत्र 4.50 चौ.मी. क्षेत्र सोडुन 100.50 चौ. मी. या मिळकतीवर देवकृपा रो बंगलो या नावाने बांधकाम केलेल्या रो बंगलोज मधील रो-बंगलो नं.2 यासी प्लॉटेड क्षेत्र 50.10 चौ.मी. व त्यावरील टेरेससह बांधीव क्षेत्र 90.96 चौ.मी. ((Survey Number: 552/1;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the Index II BASE — the challan follows this
INDEX II (40).pdf
the property
1) पालिकेचे नावःनाशिक म.न.पा. इतर वर्णन :, इतर माहितीः मौजे आडगाव येथील गट नं.552/1 यातील प्लॉट नं. 5 यासी क्षेत्र 105.00 चौ.मी. पैकी रोड वाईंडींगकडे गेलेले क्षेत्र 4.50 चौ.मी. क्षेत्र सोडुन 100.50 चौ. मी. या मिळकतीवर देवकृपा रो बंगलो या नावाने बांधकाम केलेल्या रो बंगलोज मधील रो-बंगलो नं.2 यासी प्लॉटेड क्षेत्र 50.10 चौ.मी. व त्यावरील टेरेससह बांधीव क्षेत्र 90.96 चौ.मी. ((SURVEY NUMBER: 552/1;))
in English letters1) PAALIKECHE NAAVAHNAASHIKA MA.NA.PAA. ITARA VARNANA :, ITARA MAAHITIH MAUJE AADAGAAVA YETHILA GATA NAN.552/1 YAATILA PLOTA NAN. 5 YAASI KSHETRA 105.00 CHAU.MI. PAIKI RODA VAAINDINGAKADE GELELE KSHETRA 4.50 CHAU.MI. KSHETRA SODUNA 100.50 CHAU. MI. YAA MILAKATIVARA DEVAKRUPAA RO BANGALO YAA NAAVAANE BAANDHAKAAMA KELELYAA RO BANGALOJA MADHILA RO-BANGALO NAN.2 YAASI PLOTEDA KSHETRA 50.10 CHAU.MI. VA TYAAVARILA TERESASAHA BAANDHIVA KSHETRA 90.96 CHAU.MI. ((SURVEY NUMBER: 552/1;))
PIN
422009
THE CHALLAN, as it will be typed · the unit's word put back as the paper prints it
Flat/Survey Number
BUNGALOW NO 2 DEVKRUPA ROW GAT NO 552/1
Locality/Road
ADGAON
Area/City
ADGAON
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorAkash Sanjay Chaudhari

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasepiyush.aher@phfl.com 42d ago
document chasepiyush.aher@phfl.com 38d ago
document chasepiyush.aher@phfl.com 31d ago
document chasepiyush.aher@phfl.com 28d ago
document chasepiyush.aher@phfl.com 28d ago
What EzDocs read from each document — check anything marked in red
Index II INDEX II (40).pdf needs your check
kind
index2_input
extracted
pin: 422009; doc_no: 5233; village: आडगांव; doc_kind: Index-2(सूची - २); doc_year: 2019; sro_name: सह. दुय्यम निबंधक वर्ग-२ नाशिक-७; area_text: 1) 90.96 चौ. मीटर; mortgagee: श्री. संजय भिमाशंकर चौधरी; filing_fee: 100; mo
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '422009', 'doc_no': '5233', 'village': 'आडगांव', 'doc_kind': 'Index-2(सूची - २)', 'doc_year': '2019', 'sro_name': 'सह. दुय्यम निबंधक वर्ग-२ नाशिक-७', 'area_text': '1) 90.96 चौ. मीटर', 'mortgagee': 'श्री. संजय भिमाशंकर चौधरी', 'filing_fee': 100, 'mortgagors': ['श्री. प्रकाश रमेश बोरसे'], 'stamp_duty': 100, 'filing_date': '2019-11-20', 'loan_amount': 2305000, 'property_text': '1) पालिकेचे नावःनाशिक म.न.पा. इतर वर्णन :, इतर माहितीः मौजे आडगाव येथील गट नं.552/1 यातील प्लॉट नं. 5 यासी क्षेत्र 105.00 चौ.मी. पैकी रोड वाईंडींगकडे गेलेले क्षेत्र 4.50 चौ.मी. क्षेत्र सोडुन 100.50 चौ. मी. या मिळकतीवर देवकृपा रो बंगलो या नावाने बांधकाम केलेल्या रो बंगलोज मधील रो-बंगलो नं.2 यासी प्लॉटेड क्षेत्र 50.10 चौ.मी. व त्यावरील टेरेससह बांधीव क्षेत्र 90.96 चौ.मी. ((Survey Number: 552/1;))', 'survey_numbers': ['552/1']}}
Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image002.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocsreader_efiling_verdict{'fp': '48f6bf6d67ef114d', 'asked': True, 'findings': [{'do': 'Enter the date of mortgage from the MOTD.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the filing but is missing from the e-fili
1d agoEzDocsreader_verdict{'fp': 'f8644a06bccb7d40', 'asked': True, 'missed': [{'do': "Change 'FLAT NO 2' to 'BUNGALOW NO 2'.", 'box': 'box 1', 'why': "The challan box uses 'FLAT NO' for a bungalow, which is not what the paper prints.", 'quote':
5d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
7d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
7d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NSK/0626/5118
7d agoEzDocsstage_follows_desk_challan_mail{'now': 'CHALLAN_PAID', 'why': 'the NOI team sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
7d agoEzDocschallan_inferred_from_desk_mail{'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the NOI team's deed"}
10d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'index2_sent'], 'mails': 3, 'summary
10d agoEzDocsold_thread_stored_only{'why': 'this thread began before go-live — its mails are stored for the history; nothing is read or drafted; the team works it by hand', 'cutoff': '2026-09-01', 'thread_started': '2026-08-24 13:05:31'}
19d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
28d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Payment Screenshot with UTR', 'Payment of Rs. 14,430 — cre
28d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['INDEX II (40).pdf'], 'notes': None, 'filled': {'party.last_name#1': {'src': 'mail', 'conf': 1.0, 'page': None, 'value': 'Chaudhari'}, 'party.first_name#1': {'src': 'mail', '
28d agoEzDocschallan_boxes_by_rules{'fp': '3473f3957fab6ed7', 'why': "EzDocs's city is not the case's village / city (NASHIK)"}
28d agoEzDocsemail_shadowed:doc_chase{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NSK/0626/5118378), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card — not received yet\n 2. Ap
28d agoEzDocsdraft_withdrawn{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
28d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'after the Index II takeover'}
28d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX II (40).pdf', 'changed': {'taluka': {'was': None, 'index2': 'Nashik'
28d agoEzDocsindex2_people_checked{'doc_id': 'b452a475-2d9f-4aff-bc8f-bbfaa4889539', 'differs': 0, 'matched': [], 'not_on_case': 2}
28d agoEzDocsindex2_extra_purchaser{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': 'b452a475-2d9f-4aff-bc8f-bbfa
28d agoEzDocsparty_from_case_name{'why': 'no KYC read yet — the applicant named on the case holds the boxes gathered from the letter and the mail until the cards land', 'name': 'Akash Sanjay Chaudhari'}
28d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Payment Screenshot with UTR', 'Payment of Rs. 14,430 — cre
28d agoEzDocsemail_shadowed:doc_chase{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NSK/0626/5118378), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's
28d agoEzDocsdraft_withdrawn{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
29d agoEzDocshidden_payment_scan{'file': 'image002.jpg', 'kind': 'other', 'found': 0, 'doc_id': 'd00efcc4-a4f7-46a1-95f9-fe1e58bc6aba', 'fetched': True}
29d agoEzDocshidden_payment_scan{'file': 'image001.jpg', 'kind': 'other', 'found': 0, 'doc_id': '25a49579-27ec-46ef-9c7a-7f34d05767f9', 'fetched': True}
30d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mai
31d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Payment Screenshot with UTR', 'Payment of Rs. 14,430 — cre
31d agoEzDocsemail_shadowed:doc_chase{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NSK/0626/5118378), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's
31d agoEzDocsdraft_withdrawn{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
38d agoEzDocsemail_shadowed:doc_chase{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/NSK/0626/5118378), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's

Case diary the case’s history — what happened, newest day first

Papers
3 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR
Money
₹14,430 to come
No screenshot and no credit yet.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it. The work is done — our fee of ₹14,430 is still not in our account. Chase the branch for it.
Yesterday · 14 Oct2 things
EzDocs checked the e-filing boxes against the papers
04:17
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
04:17
10 Oct1 thing — 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
12:01
8 Oct3 things — 3 steps
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
14:35
An old draft withdrew itself — its asks were already answered
14:34
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
14:34
5 Oct2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:30
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:26
26 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
12:22
17 Sep7 things — 2 letters written · 5 steps
Nothing new to ask for — stayed quiet
10:58
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-01130
10:57
An old draft withdrew itself — its asks were already answered
10:57
EzDocs took 7 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
10:56
Nothing new to ask for — stayed quiet
10:01
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-01130 — pending documents
10:00
An old draft withdrew itself — its asks were already answered
10:00
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:08
14 Sep3 things — 1 letter written · 2 steps
Nothing new to ask for — stayed quiet
10:02
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-01130 — pending documents
10:00
An old draft withdrew itself — its asks were already answered
10:00
7 Sep2 things — 1 letter written · 1 step
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-01130 — pending documents
10:00
An old draft withdrew itself — its asks were already answered
10:00
3 Sep9 things — 3 documents received · 2 letters written · 4 steps
Wrote the document chase mail — held, silent mode
Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : NHL/NSK/0626/5118378 Applicant Name : AKASH SANJAY CHAUD
11:46
No fee quote sent — the branch's own figures were right
11:46
Received: other
image001.jpg
11:46
Received: other
image002.jpg
11:46
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
11:46
Property read from the Index II
11:46
Index II (title document) received from the branch
11:46
Received: Index II
INDEX II (40).pdf
11:45
Case opened from the branch's mail
11:45
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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