MR. SUMEET VIJAY SINGAM
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹26,100 is still not in our account. Chase the branch for it.
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper31 Aug, 20:43 · 44d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly process challan in below case. /- /- /- /- /- /- Thanks & Regards Akash Jadhav Channel Manager – Loans PNB Housing Finance Ltd.
- ✓ Sanction Letter — attached
- ✓ Applicant and Aadhar Card — attached
- ✓ Applicant and Pan Card — attached
- ✗ Index II Copy — not attached
- ✓ Soft copy of Photograph — attached
- ✓ Payment details — attached
31 Aug, 20:56 · 44d ago
Dear Team We acknowledge teh receipt of your mail documents and payment.We will initiate the challan for the same.
earlier mails quoted below
31 Aug, 22:42 · 44d ago
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | SL.pdf | filed | 44d ago |
| Payment screenshot | IMG-20260831-WA0014.jpg | filed | 44d ago |
| Aadhaar card | APP MASK ADHAR.pdf | filed | 44d ago |
| Selfie / photo | Sir Photo.jpg | filed | 44d ago |
| PAN card | Sir Pan.jpg | filed | 44d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹26,100
waiting for the credit
₹26,100 566349257559
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹9,280 | ₹15,000 | ₹320 | ₹1,500 | ₹26,100 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 31 6TH FLOOR, ., ., NEW SURVEY NO. 164/1A/1/7/1, NEW S NO 164/1A/1/7/1, MARGU TOWER, OLD SURVEY NO. 173, SOLAPUR, KASABE, SOLAPUR, AKKALKOT RAOD, SOLAPUR, MAHARASHTRA, INDIA, 413006
413006
FLAT NO 31 6TH FLOOR NEW SURVEY NO 164/1A/1/7/1 NEW S NO 164/1A/1/7/1 MARGU TOWER OLD SURVEY NO 173
SOLAPUR KASABE AKKALKOT RAOD MAHARASHTRA
SOLAPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SUMEET VIJAY SINGAM | JKPPS3487F | …2593 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | akash.jadhav2@phfl.com | 44d ago |
What EzDocs read from each document — check anything marked in red
HOU/SOL/0826/5204375
True
Housing Loan
5
3000000.0
8.25
26-Aug-2026
6
SUMEET VIJAY SINGAM, SINGAM VANDANA VIJAY
7768965231
pin: 413006; road: AKKALKOT RAOD; state: MAHARASHTRA; Flat no: FLAT NO 31; district: Solapur; Floor: 6TH FLOOR; Address: FLAT NO 31, 6TH FLOOR, Margu Tower, New Survey No. 164/1A/1/7/1, Old Survey No. 173, AKKALK
90000.0
True
3090000.0
read again off the letter's pages (page 1, Address row under Applicant)
FLAT NO 31 6TH FLOOR, ., ., New Survey No. 164/1A/1/7/1, NEW S NO 164/1A/1/7/1, Margu Tower, Old Survey No. 173, SOLAPUR, KASABE, Solapur, AKKALKOT RAOD, Solapur, MAHARASHTRA, India, 413006
FLAT NO. 18 KHUSHI RESIDENCY APPT.,, NEW PACHA PETH SOLAPUR,, THORAT HOSPITAL,, SOLAPUR, Solapur, MAHARASHTRA, 413006, Solapur, India
raw reading (for Abhijit)
{'lan': 'HOU/SOL/0826/5204375', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 5, 'loan_amount': 3000000.0, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '26-Aug-2026', 'letter_version': '6', 'applicant_names': ['SUMEET VIJAY SINGAM', 'SINGAM VANDANA VIJAY'], 'applicant_mobile': '7768965231', 'property_address': {'pin': '413006', 'road': 'AKKALKOT RAOD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO 31', 'district': 'Solapur', 'floor_no': '6TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 31, 6TH FLOOR, Margu Tower, New Survey No. 164/1A/1/7/1, Old Survey No. 173, AKKALKOT RAOD, KASABE, SOLAPUR, Solapur, MAHARASHTRA, 413006', 'village_city': 'SOLAPUR, KASABE', 'building_name': 'Margu Tower', 'survey_or_cts_no': 'New Survey No. 164/1A/1/7/1, Old Survey No. 173'}, 'insurance_premium': 90000.0, 'includes_insurance': True, 'total_with_insurance': 3090000.0, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row under Applicant)", 'security_address_verbatim': 'FLAT NO 31 6TH FLOOR, ., ., New Survey No. 164/1A/1/7/1, NEW S NO 164/1A/1/7/1, Margu Tower, Old Survey No. 173, SOLAPUR, KASABE, Solapur, AKKALKOT RAOD, Solapur, MAHARASHTRA, India, 413006', 'applicant_address_verbatim': 'FLAT NO. 18 KHUSHI RESIDENCY APPT.,, NEW PACHA PETH SOLAPUR,, THORAT HOSPITAL,, SOLAPUR, Solapur, MAHARASHTRA, 413006, Solapur, India'}566349257559
2026-08-31
26100
PhonePe
Vyapar.********2080@hdfc...
THINK BIGZ INITIATIVE PV...
raw reading (for Abhijit)
{'utr': '566349257559', 'date': '2026-08-31', 'amount': 26100, 'method': 'PhonePe', 'payee_upi': 'Vyapar.********2080@hdfc...', 'payee_name': 'THINK BIGZ INITIATIVE PV...', 'payer_name': None, 'debit_notification_text': None}1997-04-22
Sumeet Vijay Singam
True
2593
raw reading (for Abhijit)
{'dob': '1997-04-22', 'pan': None, 'name': 'Sumeet Vijay Singam', 'legible': True, 'aadhaar_last4': '2593', 'quality_issue': None}1997-04-22
JKPPS3487F
SUMEET VIJAY SINGAM
True
raw reading (for Abhijit)
{'dob': '1997-04-22', 'pan': 'JKPPS3487F', 'name': 'SUMEET VIJAY SINGAM', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}kind: payment_screenshot; payments: [{'utr': '566349257559', 'date': '2026-08-31', 'page': 1, 'time': '13:14', 'payee': 'THINK BIGZ INITIATIVE PV...', 'amount': 26100.0, 'direction': 'debit', 'narration': 'PhonePe Transa
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '566349257559', 'date': '2026-08-31', 'page': 1, 'time': '13:14', 'payee': 'THINK BIGZ INITIATIVE PV...', 'amount': 26100.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2608311314304111426640', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '7971', 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 6h ago | EzDocs | reader_efiling_verdict | {'fp': '75a50c913ae1f656', 'asked': True, 'findings': [{'do': 'Obtain the MOTD or mortgage deed for the date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is missing.', 'page': 'Start |
| 6h ago | EzDocs | reader_mail_addition | {'fp': '291a2b515e13173a', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True} |
| 8h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 31 Aug, 20:56 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 1d ago | EzDocs | reader_home_address | {'fp': 'a0da3b7f38f8c58c', 'from': 'the sanction letter (SL.pdf)', 'home': {'pin': '413006', 'area': 'NEW PACHA PETH', 'flat': '18', 'state': 'MAHARASHTRA', 'building': 'KHUSHI RESIDENCY APPT.', 'district': 'SOLAPUR', 'v |
| 1d ago | EzDocs | reader_home_address | {'fp': 'a0da3b7f38f8c58c', 'from': 'the sanction letter (SL.pdf)', 'home': {'pin': '413006', 'area': 'NEW PACHA PETH', 'flat': '18', 'state': 'MAHARASHTRA', 'building': 'KHUSHI RESIDENCY APPT.', 'district': 'SOLAPUR', 'v |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:e2f85db2-e598-4753-9428-24446a36eab3', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'SL.pdf', 'asked': True, 'found': True, 'where': 'page |
| 25d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260831-WA0014.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '16d8243c-cf78-469c-b900-3b22cc656acf', 'fetched': True} |
| 25d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260831-WA0014 |
| 25d ago | EzDocs | screenshot_claim_recorded | {'utr': '566349257559', 'date': '2026-08-31', 'parts': 1, 'amount': 26100.0, 'claimed_total': 26100.0} |
| 29d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '413006', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Solapur City', 'doc_id': '4aee2084 |
| 30d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the regular check — the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'quick sweep'} |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'SURVEY', 'Second number type': 'SURVEY', 'Number': 'NEW 164/1A/1/7/1', 'Second number': 'OLD 173'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'New Survey No. 164/1A/1/7/1, Ol |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 44d ago | EzDocs | email_shadowed:ack_docs | {'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/SOL/0826/5204375).\n\n Applicant : MR. SUMEET VIJAY SINGAM\n LAN : HOU/SOL/0826/52 |
| 44d ago | EzDocs | fee_quote_suppressed | {'why': 'the branch stated its own fees and they agree with ours', 'bank_total': 26070.0} |
| 44d ago | EzDocs | receivable_created | {'expected': 26100.0} |
| 44d ago | EzDocs | fee_notes | {'notes': ["total payable: bank says Rs.26,070, computed Rs.26,090 (difference Rs.-20) — desk DHC floor Rs.320 vs the Rs.300 on the bank's sheet — Rs.20 policy margin (gateway charges), not a bank error", "bank sheet sti |
| 44d ago | EzDocs | document_received | {'file': 'Sir Pan.jpg', 'doc_type': 'pan', 'confidence': 1.0} |
| 44d ago | EzDocs | document_received | {'file': 'Sir Photo.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 44d ago | EzDocs | document_received | {'file': 'APP MASK ADHAR.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0} |
| 44d ago | EzDocs | claim_held_until_quote | {'utr': '566349257559', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-31', 'payee': 'THINK BIGZ INITIATIVE PV...', 'amount': 26 |
| 44d ago | EzDocs | document_received | {'file': 'IMG-20260831-WA0014.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 44d ago | EzDocs | payer_mobile_captured | {'last4': '5231', 'source': 'sanction_letter'} |
| 44d ago | EzDocs | property_address_extracted | {'confidence': 5, 'Address': 'FLAT NO 31, 6TH FLOOR, Margu Tower, New Survey No. 164/1A/1/7/1, Old Survey No. 173, AKKALKOT RAOD, KASABE, SOLAPUR, Solapur, MAHARASHTRA, 413006'} |
| 44d ago | EzDocs | document_received | {'file': 'SL.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0} |
| 44d ago | EzDocs | amount_set_from_mail_instruction | {'now': 3090000.0, 'was': None, 'phrase': 'Loan Amount 3090000/-'} |
| 44d ago | EzDocs | mail_instruction_understood | {'amount': 3090000.0, 'phrase': 'Loan Amount 3090000/-', 'reason': None, 'instructions': [], 'urgent_disbursement': False} |