Ashok Tirupati Kairamkonda
the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
See the boxes — read from the sanction letter
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The branch's request mail of 29 Sep | Index II Copy Attached |
| The attached PDF bundle | No Index II or MOTD is present |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011081316202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper29 Sep, 15:24 · 16d ago THE FIRST MAIL — how this case began
Kindly process challan in below case.
- ✓ Sanction Letter — attached
- ✓ Applicant and Aadhar Card — attached
- ✓ Applicant and Pan Card — attached
- ✓ Index II Copy — attached
- ✓ Soft copy of Photograph — attached
- ✓ Payment details — attached
29 Sep, 15:40 · 16d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Tue, 29 Sept 2026 at 15:24, Akash Babu Jadhav2 <akash.jadhav2@phfl.com>
wrote:
earlier mails quoted below
29 Sep, 16:26 · 16d ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside | NHL Karamkonda.pdf | filed | 16d ago |
| Paid challan (GRAS) | KAIRAMKONDA ASHOK TIRUPATI EchallanMH011081316202627E.pdf | filed | 16d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹19,060.63
VERIFIED — money received
₹19,022 735535925472
28 Sep 19:10:44
29 Sep 15:25:15
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹6,470 | ₹10,770 | ₹320 | ₹1,500 | ₹19,060 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
{'PIN': '413006', 'AREA': 'NEAR SADUL PUMP, PLOT NO 85 ARYA NAGAT', 'FLAT': NONE, 'ROAD': NONE, 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'SOLAPUR', 'POST_OFFICE': 'MIDE SOLAPUR', 'VILLAGE_CITY': 'SOLAPUR SOUTH'}
PLOT NO 85 OLD NO S NO 168/A1/E2 NEW S NO 158/A1/E2 SOLAPUR ARYA NAGAR AKKOLKOT ROAD MAHARASHTRA
SOLAPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | ASHOK TIRUPATI KAIRAMKONDA | ASIPK7862Q | …3128 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | akash.jadhav2@phfl.com | 16d ago |
| questions for the branch — what the papers leave open | akash.jadhav2@phfl.com | 16d ago |
| questions for the branch — what the papers leave open | akash.jadhav2@phfl.com | 16d ago |
| Index II chase | akash.jadhav2@phfl.com | 15d ago |
| Index II chase | akash.jadhav2@phfl.com | 6d ago |
| Index II chase | akash.jadhav2@phfl.com | 3d ago |
| Index II chase | akash.jadhav2@phfl.com | 8h ago |
What EzDocs read from each document — check anything marked in red
NHL/SOL/0926/5227483
True
Non Housing Loan, Personal use
{'name': 'ASHOK TIRUPATI KAIRAMKONDA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KAVITA KAIRAMKONDA', 'role': 'co_applicant', 'label': None}
1
2090000
2152700
9.5
23-Sep-2026
4
k.ashok2310@gmail.com
ASHOK TIRUPATI KAIRAMKONDA, KAVITA KAIRAMKONDA
False
9922791244
False
pin: 413006; road: AKKOLKOT ROAD; state: MAHARASHTRA; district: SOLAPUR; landmark: ARYA NAGAR; Address: PLOT NO 85, OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ARYA NAGAR, AKKOLKOT ROAD, SOLAPUR, MAHARASHTRA, 413006;
62700
Total Loan Amount
True
2152700
PLOT NO 85, ., OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ., SOLAPUR, ARYA NAGAR, Solapur, AKKOLKOT ROAD, Solapur, MAHARASHTRA, India, 413006
NEAR SADUL PUMP,, PLOT NO 85 ARYA NAGAR,, AKKALKOT ROAD MIDC SOLAPUR, SOLAPUR, Solapur, MAHARASHTRA, 413006, Solapur, India
raw reading (for Abhijit)
{'lan': 'NHL/SOL/0926/5227483', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'ASHOK TIRUPATI KAIRAMKONDA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'KAVITA KAIRAMKONDA', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2090000, 'final_amount': 2152700, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '23-Sep-2026', 'letter_version': '4', 'applicant_email': 'k.ashok2310@gmail.com', 'applicant_names': ['ASHOK TIRUPATI KAIRAMKONDA', 'KAVITA KAIRAMKONDA'], 'printed_altered': False, 'applicant_mobile': '9922791244', 'balance_transfer': False, 'property_address': {'pin': '413006', 'road': 'AKKOLKOT ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'SOLAPUR', 'floor_no': None, 'landmark': 'ARYA NAGAR', 'full_address': 'PLOT NO 85, OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ARYA NAGAR, AKKOLKOT ROAD, SOLAPUR, MAHARASHTRA, 413006', 'village_city': 'SOLAPUR', 'building_name': None, 'survey_or_cts_no': 'OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, PLOT NO 85'}, 'insurance_premium': 62700, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2152700, 'security_address_verbatim': 'PLOT NO 85, ., OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ., SOLAPUR, ARYA NAGAR, Solapur, AKKOLKOT ROAD, Solapur, MAHARASHTRA, India, 413006', 'applicant_address_verbatim': 'NEAR SADUL PUMP,, PLOT NO 85 ARYA NAGAR,, AKKALKOT ROAD MIDC SOLAPUR, SOLAPUR, Solapur, MAHARASHTRA, 413006, Solapur, India'}True
Sanction Letter, Row 10 (Security)
loan_ref: NHL/SOL/0926/5227483; customer_name: ASHOK TIRUPATI KAIRAMKONDA
1.0
pin: 413006; road: AKKOLKOT ROAD; state: MAHARASHTRA; taluka: Solapur; district: Solapur; landmark: ARYA NAGAR; Address: PLOT NO 85, OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ARYA NAGAR, AKKOLKOT ROAD, SOLAPUR, MAH
., PLOT NO 85, ., OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ., SOLAPUR, ARYA NAGAR, Solapur, AKKOLKOT ROAD, Solapur, MAHARASHTRA, India, 413006
raw reading (for Abhijit)
{'found': True, 'found_in': 'Sanction Letter, Row 10 (Security)', 'area_sq_m': None, 'paper_for': {'loan_ref': 'NHL/SOL/0926/5227483', 'report_id': None, 'customer_name': 'ASHOK TIRUPATI KAIRAMKONDA'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': None, 'property_address': {'pin': '413006', 'road': 'AKKOLKOT ROAD', 'state': 'MAHARASHTRA', 'taluka': 'Solapur', 'flat_no': None, 'district': 'Solapur', 'floor_no': None, 'landmark': 'ARYA NAGAR', 'full_address': 'PLOT NO 85, OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ARYA NAGAR, AKKOLKOT ROAD, SOLAPUR, MAHARASHTRA, India, 413006', 'village_city': 'SOLAPUR', 'building_name': None, 'survey_or_cts_no': 'OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2'}, 'security_address_verbatim': '., PLOT NO 85, ., OLD NO S NO 168/A1/E2, NEW S NO 158/A1/E2, ., SOLAPUR, ARYA NAGAR, Solapur, AKKOLKOT ROAD, Solapur, MAHARASHTRA, India, 413006'}1983-10-23
ASIPK7862Q
KAIRAMKONDA ASHOK TIRUPATI
True
TIRUPATI SAYANNA KAIRAMKONDA
raw reading (for Abhijit)
{'dob': '1983-10-23', 'pan': 'ASIPK7862Q', 'name': 'KAIRAMKONDA ASHOK TIRUPATI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'TIRUPATI SAYANNA KAIRAMKONDA', 'aadhaar_last4': None, 'quality_issue': None}1983-10-23
Ashok Tirupati Kairamkonda
9922791244
pin: 413006; area: Near Sadul Pump, Plot No 85 Arya Nagat; state: Maharashtra; district: Solapur; post_office: Mide Solapur; Village: Solapur South
True
3128
raw reading (for Abhijit)
{'dob': '1983-10-23', 'pan': None, 'name': 'Ashok Tirupati Kairamkonda', 'mobile': '9922791244', 'address': {'pin': '413006', 'area': 'Near Sadul Pump, Plot No 85 Arya Nagat', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Solapur', 'post_office': 'Mide Solapur', 'village_city': 'Solapur South'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3128', 'quality_issue': None}payments: [{'utr': '735535925472', 'date': '2026-09-28', 'page': 8, 'time': '19:10', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 19022.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_scr
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '735535925472', 'date': '2026-09-28', 'page': 8, 'time': '19:10', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 19022.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}]}}MH011081316202627E
413006
17240.0
6(1)
False
03006172026092901166
SOLAPUR
SOLAPUR
ASIXXXXXXQ
PLOT NO 85 OLD NO S NO 168/A1/E2 NEW S NO 158/A1/E2
KAIRAMKONDA ASHOK TIRUPATI
SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2152700
{'amount': 6470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10770.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX1244
29/09/2026-16:25:14
ARYA NAGAR AKKOLKOT ROAD SOLAPUR MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
2152700
raw reading (for Abhijit)
{'grn': 'MH011081316202627E', 'pin': '413006', 'total': 17240.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092901166', 'district': 'SOLAPUR', 'area_city': 'SOLAPUR', 'payer_pan': 'ASIXXXXXXQ', 'flat_block': 'PLOT NO 85 OLD NO S NO 168/A1/E2 NEW S NO 158/A1/E2', 'payer_name': 'KAIRAMKONDA ASHOK TIRUPATI', 'sro_office': 'SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2152700', 'scheme_rows': [{'amount': 6470.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10770.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1244', 'payment_date': '29/09/2026-16:25:14', 'road_locality': 'ARYA NAGAR AKKOLKOT ROAD SOLAPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2152700'}Technical record (for Abhijit — safe to ignore)
| 4h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 29 Sep, 15:40 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 8h ago | EzDocs | email_shadowed:index2_chase | {'to': 'akash.jadhav2@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process. Kindly treat it urgent — the challan will expire soon.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n' |
| 8h ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 3d ago | EzDocs | email_shadowed:index2_chase | {'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/SOL/0926/5227483) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 3d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 6d ago | EzDocs | email_shadowed:index2_chase | {'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/SOL/0926/5227483) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 6d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 14d ago | EzDocs | draft_withdrawn | {'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']} |
| 15d ago | EzDocs | email_shadowed:index2_chase | {'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: NHL/SOL/0926/5227483) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 16d ago | EzDocs | quoted_history_checked | {} |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ASxxxxxxXQ — no paper on the |
| 16d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2 |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': '4cb3fb3a29e7fbc2', 'docs': ['NHL Karamkonda.pdf'], 'loan': {'amount': 2152700, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'the sanction letter', 'quote': 'INR 2090000 (INR Twenty Lakh |
| 16d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KAIRAMKONDA ASHOK T |
| 16d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011081316202627E', 'file': 'KAIRAMKONDA ASHOK TIRUPATI EchallanMH011081316202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 16d ago | EzDocs | challan_extracted | {'grn': 'MH011081316202627E', 'file': 'KAIRAMKONDA ASHOK TIRUPATI EchallanMH011081316202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 17240.0} |
| 16d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 16d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'a challan is on the case — it counts; a challan is on file; its amounts could not be read — check it by eye', 'file': 'KAIRAMKONDA ASHOK TIRUPATI EchallanMH011081316202627E.pdf', 'kind' |
| 16d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '347399', 'lessons': [{'box': 'Property box 2', 'words': "Property box 2: the |
| 16d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 16d ago | copilot | copilot_check_issues | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Stamp duty', 'why': 'The stamp duty calculation |
| 16d ago | the co-pilot | whole_file_hold | {'why': 'EzDocs that saw the whole file found two papers that disagree on something the challan would carry', 'stops': ['Index II is missing from the file']} |
| 16d ago | the co-pilot | challan_numbers_from_reading | {'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'NHL Karamkonda.pdf', 'from': 'the sanction letter', 'added': ['SURVE |
| 16d ago | the co-pilot | challan_boxes_from_reading | {'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']} |
| 16d ago | EzDocs | challan_boxes_by_rules | {'fp': '93cf9dc987c404e5', 'why': 'box 1 lost a number the case holds (413006)'} |
| 16d ago | EzDocs | reader_mail_addition | {'fp': 'e26fccce65488d2d', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True} |
| 16d ago | EzDocs | branch_questions_drafted | {'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ["Index II is missing from the file — the branch's email of 29 Sep says Index II Copy Attached. Kindly confirm |
| 16d ago | EzDocs | email_shadowed:branch_questions | {'to': 'akash.jadhav2@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/SOL/0926/5227483), the papers on file leave the following open, and we cannot make the challan until it is settled:\n |
| 16d ago | EzDocs | draft_withdrawn | {'why': 'a fresher set of questions for the branch replaces it', 'count': 1} |
| 16d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'dab661b6eb958a3c', 'docs': ['NHL Karamkonda.pdf'], 'loan': {'amount': 2152700, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction letter', 'quote': 'Loan Amount INR 2090000 (INR Twen |