Rahul Vilash Karande
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹28,190 is still not in our account. Chase the branch for it.
why?
Day by day — every step and who held it
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper31 Aug, 23:13 · 44d ago THE APP JOINED HERE — earlier mails are on Gmail
Kindly process NOI Challan in the Captioned Case of Rahul Vilash Karande // HOU/GHKP/0826/5198315
All documents Attached for further Process.
31 Aug, 23:22 · 44d ago
Dear Team We acknowledge the receipt of your mail documents and payment.
We will process the challan for the same.
earlier mails quoted below
31 Aug, 23:34 · 44d ago
earlier mails quoted below
12 Sep, 13:05 · 33d ago
Team.
For NOI filing, We need a colour live selfie photo of the applicants.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 31 Aug 2026 at 23:34, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Aadhaar card+ PAN card inside | Vilas Karande KYC .pdf | filed | 44d ago |
| Aadhaar card+ PAN card inside | Rahul Karande KYC .pdf | filed | 44d ago |
| Sanction letter | Sanction_letter (5).pdf | filed | 44d ago |
| Index IIthe branch sent this — an input | Index II.pdf | filed | 44d ago |
| Payment screenshot | Charges.jpg | filed | 44d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹28,190
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹11,370 | ₹15,000 | ₹320 | ₹1,500 | ₹28,190 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO.A/906, 9TH FLOOR, PLATINUM EXPERIO, PLOT NO.82, SECTOR-17, 410218, NAVI MUMBAI, KALAMBOLI, PANVEL, PANVEL, ., MAHARASHTRA, INDIA, 410218
410218
sadanikaa kra. e-906, navavaa majalaa, platinama eksaperio, plota kra 82, sektara 17, kalamboli, taa. panavela, ji. raayagada, kshetra 36.840 chau.mi. kaarapeta (SECTOR NUMBER : 17)
FLAT NO A/906 9TH FLOOR PLATINUM EXPERIO PLOT NO 82 SECTOR-17
NAVI MUMBAI
KALAMBOLI
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VILAS SITARAM KARANDE | BDFPK3127D | …3812 |
| co_mortgagor | Rahul Vilas Karande | CHQPK5859L | …3278 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | adil.khan@pnbhousing.com | 44d ago |
What EzDocs read from each document — check anything marked in red
1961-06-01
BDFPK3127D
VILAS SITARAM KARANDE
True
3812
raw reading (for Abhijit)
{'dob': '1961-06-01', 'pan': 'BDFPK3127D', 'name': 'VILAS SITARAM KARANDE', 'legible': True, 'aadhaar_last4': '3812', 'quality_issue': None}1992-11-10
CHQPK5859L
Rahul Vilas Karande
True
3278
raw reading (for Abhijit)
{'dob': '1992-11-10', 'pan': 'CHQPK5859L', 'name': 'Rahul Vilas Karande', 'legible': True, 'aadhaar_last4': '3278', 'quality_issue': None}HOU/GHKP/0826/5198315
True
Housing Loan
1.0
3712601.0
8.5
30-Aug-2026
7
RAHUL VILAS KARANDE, VILAS SITARAM KARANDE
8097498252
pin: 410218; road: Plot No.82, Sector-17; state: MAHARASHTRA; taluka: Panvel; Flat no: A/906; Floor: 9th floor; Address: Flat No.A/906, 9th floor, Platinum Experio, Plot No.82, Sector-17, Navi Mumbai, Kalamboli,
74252.0
True
3786853.0
read again off the letter's pages (page 1, the Address row)
Flat No.A/906, 9th floor, Platinum Experio, Plot No.82, Sector-17,, 410218, Navi Mumbai, Kalamboli, Panvel, Panvel, ., MAHARASHTRA, India, 410218
FLAT NO.A 906, PLATINUM EXPRIO CHS LTD, SECTOR 17, ROAD PALI, KALAMBOLI, PANVEL - 410218, ., Karjat, MAHARASHTRA, 410216, Raigad, India
raw reading (for Abhijit)
{'lan': 'HOU/GHKP/0826/5198315', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 3712601.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '30-Aug-2026', 'letter_version': '7', 'applicant_names': ['RAHUL VILAS KARANDE', 'VILAS SITARAM KARANDE'], 'applicant_mobile': '8097498252', 'property_address': {'pin': '410218', 'road': 'Plot No.82, Sector-17', 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': 'A/906', 'district': None, 'floor_no': '9th floor', 'landmark': None, 'full_address': 'Flat No.A/906, 9th floor, Platinum Experio, Plot No.82, Sector-17, Navi Mumbai, Kalamboli, Panvel, MAHARASHTRA - 410218', 'village_city': 'Navi Mumbai, Kalamboli, Panvel', 'building_name': 'Platinum Experio', 'survey_or_cts_no': None}, 'insurance_premium': 74252.0, 'includes_insurance': True, 'total_with_insurance': 3786853.0, 'applicant_address_from462': "read again off the letter's pages (page 1, the Address row)", 'security_address_verbatim': 'Flat No.A/906, 9th floor, Platinum Experio, Plot No.82, Sector-17,, 410218, Navi Mumbai, Kalamboli, Panvel, Panvel, ., MAHARASHTRA, India, 410218', 'applicant_address_verbatim': 'FLAT NO.A 906, PLATINUM EXPRIO CHS LTD, SECTOR 17, ROAD PALI, KALAMBOLI, PANVEL - 410218, ., Karjat, MAHARASHTRA, 410216, Raigad, India'}index2_input
doc_no: 3957; village: कळंबोली; doc_kind: सूची क्र.2; doc_year: 2023; sro_name: सह दु.नि.पनवेल 3; area_text: 36.840 चौ. मीटर; filing_fee: 30000; mortgagors: ['गिरीश जाधवजी छेडा यांचे कु.मु. म्हणून राहुल राजेंद्र भालेकर',
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '3957', 'village': 'कळंबोली', 'doc_kind': 'सूची क्र.2', 'doc_year': '2023', 'sro_name': 'सह दु.नि.पनवेल 3', 'area_text': '36.840 चौ. मीटर', 'filing_fee': 30000, 'mortgagors': ['गिरीश जाधवजी छेडा यांचे कु.मु. म्हणून राहुल राजेंद्र भालेकर', 'विलास सिताराम कारंडे'], 'stamp_duty': 311500, 'filing_date': '2023-03-03', 'loan_amount': 4450000, 'property_text': 'सदनिका क्र. ए-906, नववा मजला, प्लॅटीनम एक्सपेरीओ, प्लॉट क्र 82, सेक्टर 17, कळंबोली, ता. पनवेल, जि. रायगड, क्षेत्र 36.840 चौ.मी. कारपेट (SECTOR NUMBER : १७)', 'survey_numbers': ['82', '17', '१७'], 'header_doc_number': '3957/2023'}}660914154760
2026-08-31
33539
UPI
Vyapar.169705262080@hdfcbank
Think Bigz Initiative Pvt Ltd
Rahul Karande
raw reading (for Abhijit)
{'utr': '660914154760', 'date': '2026-08-31', 'amount': 33539, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payee_name': 'Think Bigz Initiative Pvt Ltd', 'payer_name': 'Rahul Karande', 'debit_notification_text': None}kind: payment_screenshot; payments: [{'utr': '660914154760', 'date': '2026-08-31', 'page': 1, 'time': '13:27', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 33539.0, 'direction': 'credit', 'narration': 'Vyapar.1697
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '660914154760', 'date': '2026-08-31', 'page': 1, 'time': '13:27', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': 33539.0, 'direction': 'credit', 'narration': 'Vyapar.169705262080@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 0, 'account_last4': None, 'account_holder': 'Rahul Karande'}}Technical record (for Abhijit — safe to ignore)
| 7h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 31 Aug, 23:22 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': 'cadf975b377ecc83', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.', |
| 1d ago | EzDocs | reader_home_address | {'fp': 'fae73197e96ae6d4', 'from': 'the sanction letter (Sanction_letter (5).pdf)', 'home': {'pin': '410218', 'area': 'SECTOR 17, KALAMBOLI', 'flat': 'A 906', 'road': 'ROAD PALI', 'state': 'MAHARASHTRA', 'building': 'PLA |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:55df94b3-85b6-49ca-8ec9-c9082541f36f', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Sanction_letter (5).pdf', 'asked': True, 'found': Tru |
| 19d ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Index II.pdf', 'doc_id': '57faed26-1984-47fd-a44f-ebee2386ebd6', 'header_sro': 'स |
| 25d ago | EzDocs | hidden_payment_scan | {'file': 'Charges.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '5116aded-990f-413d-8341-873544b3ea64', 'fetched': True} |
| 29d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['pin'], 'sti |
| 29d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Index II.pdf', 'Sanction_letter (5).pdf', 'Vilas Karande KYC.pdf', 'Rahul Karande KYC.pdf'], 'after': {'addresses': {'people': [[' |
| 29d ago | EzDocs | address_compared | {'sig': '0e08257b43a62843', 'why': 'after gather', 'people': [{'home': 'Hanuman Galli, ROAD NO. 16, HANUMAN GALLI, AMBIKA NAGAR NO. 2, NR HANUMAN MANDIR, WAGLE ESTATE, Thane West, Thane, 400604', 'person': 'VILAS SITARAM |
| 29d ago | EzDocs | challan_boxes_composed | {'fp': 'fcacc69d4efa0baa', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO A/906 9TH FLOOR PLATINUM EXPERIO PLOT |
| 29d ago | EzDocs | box_disagreement | {'box': 'party.mobile', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '8097498252', 'page': 1, 'party': 'VILAS SIT |
| 29d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Area', 'why': "The typed a |
| 29d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index II.pdf', 'changed': {'district': {'was': None, 'index2': 'Raigad'}, |
| 29d ago | EzDocs | index2_people_checked | {'doc_id': '57faed26-1984-47fd-a44f-ebee2386ebd6', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'Rahul Vilas Karande', 'pan_agrees': True}, {'score': 1.0, 'person': 'VILAS SITARAM KARANDE', 'pan_agrees': True}], 'n |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '400604', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Thane', 'doc_id': '73229c2f-30de-4 |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '400604', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Thane West', 'doc_id': '9035c409-e |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the regular check — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Index II.pdf', 'kind': 'index2'} |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 6, 'trigger': 'quick sweep'} |
| 33d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index II.pdf', 'changed': {'pin': {'was': '410218', 'index2': None}, 'flat |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 44d ago | EzDocs | email_shadowed:ack_docs | {'to': 'adil.khan@pnbhousing.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/GHKP/0826/5198315).\n\n Applicant : Rahul Vilash Karande\n LAN : HOU/GHKP/0826/5 |
| 44d ago | EzDocs | fee_quote_suppressed | {'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 1.0} |
| 44d ago | EzDocs | receivable_created | {'expected': 28190.0} |
| 44d ago | EzDocs | claim_held_until_quote | {'utr': '660914154760', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-31', 'payee': 'Think Bigz Initiative Pvt Ltd', 'amount': |
| 44d ago | EzDocs | document_received | {'file': 'Charges.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 44d ago | EzDocs | property_english_extracted | {'note': 'Sector 17', 'village': 'Kalamboli', 'building': 'Platinum Experio', 'specific_unit_found': True} |
| 44d ago | EzDocs | index2_input_received | {'file': 'Index II.pdf'} |
| 44d ago | EzDocs | document_received | {'file': 'Index II.pdf', 'doc_type': 'index2', 'confidence': 1.0} |