Cases / NOI-2026-03460
Raj Kumar Dwivedi
LAN HOU/NAG/0926/5223436
Challan paid · our move
File on IGRAll documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs4 still to come
5 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Sale deedopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
All files (6)A label is wrong? Fix it under All documents.
For you to check
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹14,430.13CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹14,400 receivedthe receipt's amount and minute agree
Stamp duty 0.3%4,730
Registration fee 0.5%7,880
Government handling320
Our service fee1,500.13
Total we ask for14,430.13
the branch’s receipt claims ₹14,400 170731923282
paid 13 Oct 15:11:03 · verified 13 Oct 15:18:58 · 7 min 55 s later
How we know
Our own bank told us — 13 Oct 15:11
₹14,400 · UTR 170731923282 · from VM-HDFCBN-S
“Successful! You have received Rs. 14400.00 via HDFC Bank SmartHub Vyapar from RAJ KUMAR. RRN-170731923282, Check: https://1.hdfc.bank.in/HDFCBK/s/bZ4vEBb5”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 33 minour time · 13 Oct 16:46
Index II —not yet
the NOI team 2 d 2 htotal 2 d 2 h so far
Now with the NOI team — e-filing on IGR
since 13 Oct 16:46 — 2 d of working time
Day by day — every step and who held it
13 Oct 15:13Your branch's mail
13 Oct 15:13Payment landedat once
13 Oct 15:18Papers read+5 min · the NOI team
13 Oct 15:18Property readat once
13 Oct 15:18Fee quotedat once
13 Oct 15:18Payment verifiedat once
13 Oct 16:46Challan made+1 h 28 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹15,75,000
Loan account no.
HOU/NAG/0926/5223436
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Floor is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.
See the boxes — read from the sanction letter
District
Nagpur
Taluka
Kamptee
Village
Bhilgaon
Number type
KHASRA
Number
15(PART), P.H.NO. 15
Building
Project GOVIND PARK
Floor
(empty)
Flat / shop no
Unit Plot No.43
Area
180.53
Hadd
Bhilgaon
Read from the sanction letter, not the Index II. SANCTION LETTER.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• Mortgagor pages: SAVITA DEVI is named on the sanction letter (SANCTION LETTER.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• SAVITA DEVI: PAN missing — no PAN card of SAVITA DEVI is read on the file — the PAN cards on it (R K DWIVEDI, APP PANCARD.pdf) are beside the form; type the PAN off the person's own card
• SAVITA DEVI: birth date missing — no PAN card of SAVITA DEVI is read on the file — the PAN cards on it (R K DWIVEDI, APP PANCARD.pdf) are beside the form; type the birth date off the person's own card
• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• changed — local body name: the case held BHILGAON; filled GRAMPANCHAYAT BHILGAON — EzDocs (reading the whole file), from Sale Deed, reads it so
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
NOTEThe name of person 1
| The PAN card | R K DWIVEDI |
| The sanction letter DIFFERS | RAJ KUMAR DWIVEDI |
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011927377202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
RN
ravi.nagfase@phfl.com phfl.com
13 Oct, 15:13 · 2d ago THE FIRST MAIL — how this case began
13 Oct, 15:13 · 2d ago THE FIRST MAIL — how this case began
Process for Challan and NOI Loan No:-HOU/NAG/0926/5223436 Applicant Name:- RAJ KUMAR DWIVEDI
📎 IMG-20261013-WA0019 (2).jpg↗📎 SANCTION LETTER.pdf↗📎 APP PANCARD.pdf↗📎 APPLICANT PHOTO.jpg↗📎 S D- PLOT 43 - RAJ KUMAR DWIVEDI 1 (1).pdf↗
Dear team,
Please find the attached documents and process for challan and NOI
Thanks & Regards
Ravi Nagfase
Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: +91 9975567895
Email: ravi.nagfase@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: asks for the challan, the e-filing copy; documents attached — “Please find the attached documents and process for challan and NOI”
OL
The NOI teamTYPED IN GMAIL
13 Oct, 15:38 · 2d ago
13 Oct, 15:38 · 2d ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 15:18, Ravi Nagfase < ravi.nagfase@phfl.com > wrote:
Dear team,
Please find the attached documents and process for challan and NOI
Thanks & Regards
Ravi Nagfase
Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: + 91 9975567895
Email: ravi.nagfase@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
13 Oct, 16:49 · 2d ago
13 Oct, 16:49 · 2d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 15:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a
register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 13 Oct 2026 at 15:18, Ravi Nagfase < ravi.nagfase@phfl.com > wrote:
Dear team,
Please find the attached documents and process for challan and NOI
Thanks & Regards
Ravi Nagfase
Channel Manager
PNB Housing Finance Limited,
1st Floor,Achraj tower II, Chindwara road,
Chhaoni Square,Sadar, Nagpur-440001
Mobile: + 91 9975567895
Email: ravi.nagfase@phfl.com
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20261013-WA0019 (2).jpg | filed | 2d ago |
| Sanction letter | SANCTION LETTER.pdf | filed | 2d ago |
| PAN card | APP PANCARD.pdf | filed | 2d ago |
| Selfie / photo | APPLICANT PHOTO.jpg | CANNOT BE READ — clear copy asked | 2d ago |
| Sale deed | S D- PLOT 43 - RAJ KUMAR DWIVEDI 1 (1).pdf | filed | 2d ago |
| Paid challan (GRAS) | R K DWIVEDI EchallanMH011927377202627E.pdf | filed | 2d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹14,430.13
₹14,430.13
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹14,400 170731923282
₹14,400 170731923282
Paid at
13 Oct 15:11:03
13 Oct 15:11:03
Verified on
13 Oct 15:18:58
13 Oct 15:18:58
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,730 | ₹7,880 | ₹320 | ₹1,500 | ₹14,430 |
By law ₹14,420. We ask ₹14,430 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
30 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Title deed no / year / SRO, Floor (person 1)
25 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (2d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
SANCTION LETTER.pdf
as printed
UNIT PLOT NO.43, BLOCK PLOTS, PROJECT GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON AT BHILGAON, KAMPTEE, NAGPUR, 441001, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 441001
UNIT PLOT NO.43, BLOCK PLOTS, PROJECT GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON AT BHILGAON, KAMPTEE, NAGPUR, 441001, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 441001
PIN
441001
441001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 43 PROJECT GOVIND PARK KHASRA NO 15 PART P H NO 15 MOUZA BHILGAON
PLOT NO 43 PROJECT GOVIND PARK KHASRA NO 15 PART P H NO 15 MOUZA BHILGAON
Locality/Road
AT BHILGAON 9 00 METER WIDE ROAD TAL KAMPTEE DIST NAGPUR
AT BHILGAON 9 00 METER WIDE ROAD TAL KAMPTEE DIST NAGPUR
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | R K DWIVEDI | AIJPD4042J |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | ravi.nagfase@phfl.com | 2d ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261013-WA0019 (2).jpg needs your check
utr
170731923282
170731923282
date
2026-10-13
2026-10-13
time
15:10
15:10
amount
14400
14400
method
UPI
UPI
payee upi
169705262080@hdfcbank
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '170731923282', 'date': '2026-10-13', 'time': '15:10', 'amount': 14400, 'method': 'UPI', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}PAN card APP PANCARD.pdf needs your check
dob
1971-08-15
1971-08-15
pan
AIJPD4042J
AIJPD4042J
name
R K DWIVEDI
R K DWIVEDI
legible
True
True
father name
RAM KRIPAL DWIVEDI
RAM KRIPAL DWIVEDI
raw reading (for Abhijit)
{'dob': '1971-08-15', 'pan': 'AIJPD4042J', 'name': 'R K DWIVEDI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAM KRIPAL DWIVEDI', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter SANCTION LETTER.pdf needs your check
lan
HOU/NAG/0926/5223436
HOU/NAG/0926/5223436
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
confidence
1
1
rate words
13.15% per annum 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
13.15% per annum 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
loan amount
1500000
1500000
rate spread
-4.75
-4.75
final amount
1575000
1575000
interest rate
8.4
8.4
sanction date
23-Sep-2026
23-Sep-2026
letter version
4
4
reference rate
13.15
13.15
applicant email
rajkumarsavita333@gmail.com
rajkumarsavita333@gmail.com
applicant names
RAJ KUMAR DWIVEDI, SAVITA DEVI
RAJ KUMAR DWIVEDI, SAVITA DEVI
printed altered
False
False
applicant mobile
8855866512
8855866512
balance transfer
False
False
property address
pin: 441001; state: MAHARASHTRA; taluka: Kamptee; Flat no: Unit Plot No.43; district: Nagpur; Address: Unit Plot No.43, Block Plots, Project GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON at Bhilgaon,
pin: 441001; state: MAHARASHTRA; taluka: Kamptee; Flat no: Unit Plot No.43; district: Nagpur; Address: Unit Plot No.43, Block Plots, Project GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON at Bhilgaon,
insurance premium
75000
75000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1575000
1575000
security address verbatim
Unit Plot No.43, Block Plots, Project GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON at Bhilgaon,, Kamptee, Nagpur, 441001, Nagpur, Nagpur, MAHARASHTRA, India, 441001
Unit Plot No.43, Block Plots, Project GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON at Bhilgaon,, Kamptee, Nagpur, 441001, Nagpur, Nagpur, MAHARASHTRA, India, 441001
applicant address verbatim
PLOT NO 59, SAPTGIRI ROAD NO 2, BOLLYWOOD BEAR BAR, BHILGAON KAMPTEE, Nagpur, MAHARASHTRA, 440026, India
PLOT NO 59, SAPTGIRI ROAD NO 2, BOLLYWOOD BEAR BAR, BHILGAON KAMPTEE, Nagpur, MAHARASHTRA, 440026, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0926/5223436', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1500000, 'rate_spread': -4.75, 'final_amount': 1575000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '23-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'rajkumarsavita333@gmail.com', 'applicant_names': ['RAJ KUMAR DWIVEDI', 'SAVITA DEVI'], 'printed_altered': False, 'applicant_mobile': '8855866512', 'balance_transfer': False, 'property_address': {'pin': '441001', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Kamptee', 'flat_no': 'Unit Plot No.43', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'Unit Plot No.43, Block Plots, Project GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON at Bhilgaon,, Kamptee, Nagpur, Nagpur, MAHARASHTRA, India, 441001', 'village_city': 'Bhilgaon', 'building_name': 'Project GOVIND PARK', 'survey_or_cts_no': 'KHASRA NO. 15(PART), P.H.NO. 15'}, 'insurance_premium': 75000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1575000, 'security_address_verbatim': 'Unit Plot No.43, Block Plots, Project GOVIND PARK, KHASRA NO. 15(PART), P.H.NO. 15, MOUZA, BHILGAON at Bhilgaon,, Kamptee, Nagpur, 441001, Nagpur, Nagpur, MAHARASHTRA, India, 441001', 'applicant_address_verbatim': 'PLOT NO 59, SAPTGIRI ROAD NO 2, BOLLYWOOD BEAR BAR, BHILGAON KAMPTEE, Nagpur,\nMAHARASHTRA, 440026, India'}Selfie / photo APPLICANT PHOTO.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}Paid challan (GRAS) R K DWIVEDI EchallanMH011927377202627E.pdf needs your check
grn
MH011927377202627E
MH011927377202627E
pin
441001
441001
total
12610
12610
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101301173
03006172026101301173
district
NAGPUR
NAGPUR
area city
NAGPUR
NAGPUR
payer pan
AIJXXXXXXJ
AIJXXXXXXJ
flat block
PLOT NO 43 PROJECT GOVIND PARK KHASRA NO 15 PART P H NO 15 MOUZA BHILGAON
PLOT NO 43 PROJECT GOVIND PARK KHASRA NO 15 PART P H NO 15 MOUZA BHILGAON
payer name
R K DWIVEDI
R K DWIVEDI
sro office
KMT_KAMTHI SUB REGISTRAR
KMT_KAMTHI SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000
scheme rows
{'amount': 4730, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 4730, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880, 'head_code': '0030063301', 'description': 'Registration Fee'}
payment date
13/10/2026-16:46:53
13/10/2026-16:46:53
road locality
KAMPTEE NAGPUR MAHARASHTRA
KAMPTEE NAGPUR MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1575000
1575000
raw reading (for Abhijit)
{'grn': 'MH011927377202627E', 'pin': '441001', 'total': 12610, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101301173', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AIJXXXXXXJ', 'flat_block': 'PLOT NO 43 PROJECT GOVIND PARK KHASRA NO 15 PART P H NO 15 MOUZA BHILGAON', 'payer_name': 'R K DWIVEDI', 'sro_office': 'KMT_KAMTHI SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1575000', 'scheme_rows': [{'amount': 4730, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7880, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '13/10/2026-16:46:53', 'road_locality': 'KAMPTEE NAGPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1575000'}Technical record (for Abhijit — safe to ignore)
| 2d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The |
| 2d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AIxxxxxxXJ — no paper on the |
| 2d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '506089', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words |
| 2d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'S D- PLOT 43 - RAJ KUMAR DWIVEDI 1 (1).pdf', 'kind': 'sale_deed'} |
| 2d ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'R K DWIVEDI EchallanMH011927377202627E.pdf', 'kind': 'paid'} |
| 2d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0926/5223 |
| 2d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'R K DWIVEDI Echalla |
| 2d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KMT_KAMTHI SUB REGISTRAR', 'district': 'NAGPUR'} |
| 2d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011927377202627E', 'file': 'R K DWIVEDI EchallanMH011927377202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 2d ago | EzDocs | challan_extracted | {'grn': 'MH011927377202627E', 'file': 'R K DWIVEDI EchallanMH011927377202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12610} |
| 2d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 2d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': 'The typed Property box 1 and 2 match the main paper (Sanction Letter) and the Index II. Th |
| 2d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': False, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03460'} |
| 2d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (9, 00, METER, WIDE) — read box 1 once against the paper's own words"} |
| 2d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': 'The typed Property box 1 and 2 match the main paper (Sanction Letter) and the Index II. Th |
| 2d ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03460'} |
| 2d ago | EzDocs | challan_boxes_composed | {'fp': '92ed815757323e69', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'PLOT NO 43 PROJECT GOVIND PARK |
| 2d ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (9, 00, METER, WIDE) — read box 1 once against the paper's own words"} |
| 2d ago | EzDocs | reader_home_address | {'fp': '2df38521e7ed16ad', 'from': 'the sanction letter (SANCTION LETTER.pdf)', 'home': {'pin': '440026', 'area': 'BHILGAON KAMPTEE', 'flat': 'PLOT NO 59', 'road': 'SAPTGIRI ROAD NO 2', 'state': 'MAHARASHTRA', 'building' |
| 2d ago | EzDocs | quoted_history_checked | {} |
| 2d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 2d ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]} |
| 2d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-13T09:49:31', 'why': 'reading', 'open': 4, 'mails': [{'at': '2026-10-13 09:43', 'id': '1a134a9a58de8b71', 'from': 'branch', 'gist': 'The branch has attached documents and is requesting the chall |
| 2d ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NAGPUR'} |
| 2d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'fa29e464418a0689', 'docs': ['S D- PLOT 43 - RAJ KUMAR DWIVEDI 1 (1).pdf', 'SANCTION LETTER.pdf', 'APP PANCARD.pdf'], 'loan': {'amount': 1575000, 'made_of': [{'what': 'Loan Amount', 'paper': 'Sancti |
| 2d ago | EzDocs | email_shadowed:doc_chase | {'to': 'ravi.nagfase@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0926/5223436), the following is pending from your end:\n\n 1. Applicant's Selfie / Photo (APPLICANT PHOTO.jpg) — |
| 2d ago | EzDocs | fee_quote_suppressed | {'how': 'claim', 'utr': '170731923282', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 14400.0} |
| 2d ago | EzDocs | sms_matched_late | {'ref': '170731923282', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 14400.0, 'method': 'screen |
| 2d ago | EzDocs | payment_verified | {'utr': '170731923282', 'why': "paid ₹14,400, ₹30 under our ask of ₹14,430 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted a |
| 2d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹14,400 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
13 Oct27 things
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
R K DWIVEDI EchallanMH011927377202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
Nothing new to ask for — stayed quiet
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Process for Challan and NOI Loan No:-HOU/NAG/0926/5223436 Applicant Name:- RAJ KUMAR DWIVEDI
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The challan's address boxes were written from the papers
The loan amount was worked out from the papers
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Property address read from the sanction letter
Received: Sale deed
S D- PLOT 43 - RAJ KUMAR DWIVEDI 1 (1).pdf
Received: Selfie — not usable
APPLICANT PHOTO.jpg — this is a photograph of a passport-size print, not a live selfie
Payment proof arrived before the case was quoted — held
Received: PAN card
APP PANCARD.pdf
Received: Sanction letter
SANCTION LETTER.pdf
Received: Payment screenshot
IMG-20261013-WA0019 (2).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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