VIKRAM DATTATRAYA ZENDE
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹31,000 is still not in our account. Chase the branch for it.
- Aadhaar card: copy on file cannot be used. A usable one is being asked for.
why?
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper01 Sep, 15:38 · 44d ago THE FIRST MAIL — how this case began
Kindly process for NOI Challan 0.3 & 0.5 in below case VIKRAM DATTATRAYA ZENDE HOU/AHMD/0826/5200510
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
SRO OFFICE NO2
*Index II Copy
ATTCHED
Tejas Deshmukh
Customer Service Manager Loans
203 Second Floor, Sai Midas Touch
Nagar Manmad Road
Savedi Ahmednagar
0241-2414455
Internal
01 Sep, 15:58 · 44d ago
We will initiate the challan for the same.
For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants..
earlier mails quoted below
01 Sep, 16:44 · 44d ago
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260901-WA0074.jpg | filed | 44d ago |
| Sanction letter | Sanction letter - 2026-09-01T152909.653.pdf | filed | 44d ago |
| Aadhaar card+ PAN card inside+ PAN card inside | KYC ZENDE.pdf | CANNOT BE READ — clear copy asked | 44d ago |
| Other | image001.png | filed | 44d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹31,000
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹14,180 | ₹15,000 | ₹320 | ₹1,500 | ₹31,000 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
THIRD FLOOR, FLAT NO. 303, FINAL PLOT NO 123/43, CTS NO. 4, KESHAR VILLA APARTMENT, SAVEDI, NR. SADHANA SOCIETY B/H SAI CAFE, AHMED NAGAR, PROFESSOR CHOWK, AHMED NAGAR, MAHARASHTRA, INDIA, 414003
414003
FLAT NO 303 THIRD FLOOR KESHAR VILLA APARTMENT FINAL PLOT NO 123/43 CTS NO 4
SAVEDI NR SADHANA SOCIETY B/H SAI CAFE PROFESSOR CHOWK
AHMED NAGAR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VIKRAM DATTATRAYA ZENDE | AAOPZ3988Q |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | tejas.deshmukh@pnbhousing.com | 44d ago |
What EzDocs read from each document — check anything marked in red
128806567735
2026-08-31
30975
Google Pay
9892834356-2@okbizaxis
THINKBIGZ INITIATIVE PVT LTD
KHARADE PRIYANKA DINESH
raw reading (for Abhijit)
{'utr': '128806567735', 'date': '2026-08-31', 'amount': 30975, 'method': 'Google Pay', 'payee_upi': '9892834356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'KHARADE PRIYANKA DINESH', 'debit_notification_text': None}HOU/AHMD/0826/5200510
True
Housing Loan, Housing
1
4500000
8.8
30-Aug-2026
5
VIKRAM DATTATRAYA ZENDE, SMITA VIKRAM ZENDE
9096047429
pin: 414003; road: Professor Chowk; state: MAHARASHTRA; Flat no: 303; district: Ahmed Nagar; Floor: Third Floor; landmark: Nr. Sadhana Society B/H Sai Cafe; Address: Third Floor, Flat No. 303, Final Plot No 123/4
225000
True
4725000
Third Floor, Flat No. 303, Final Plot No 123/43, CTS NO. 4, Keshar Villa Apartment, Savedi, Nr. Sadhana Society B/H Sai Cafe, Ahmed Nagar, Professor Chowk, Ahmed Nagar, MAHARASHTRA, India, 414003
raw reading (for Abhijit)
{'lan': 'HOU/AHMD/0826/5200510', 'legible': True, 'loan_type': 'Housing Loan, Housing', 'confidence': 1, 'loan_amount': 4500000, 'interest_rate': 8.8, 'quality_issue': None, 'sanction_date': '30-Aug-2026', 'letter_version': '5', 'applicant_names': ['VIKRAM DATTATRAYA ZENDE', 'SMITA VIKRAM ZENDE'], 'applicant_mobile': '9096047429', 'property_address': {'pin': '414003', 'road': 'Professor Chowk', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '303', 'district': 'Ahmed Nagar', 'floor_no': 'Third Floor', 'landmark': 'Nr. Sadhana Society B/H Sai Cafe', 'full_address': 'Third Floor, Flat No. 303, Final Plot No 123/43, CTS NO. 4, Keshar Villa Apartment, Savedi, Nr. Sadhana Society B/H Sai Cafe, Ahmed Nagar, Professor Chowk, Ahmed Nagar, MAHARASHTRA, India, 414003', 'village_city': 'Ahmed Nagar', 'building_name': 'Keshar Villa Apartment', 'survey_or_cts_no': 'Final Plot No 123/43, CTS NO. 4'}, 'insurance_premium': 225000, 'includes_insurance': True, 'total_with_insurance': 4725000, 'security_address_verbatim': 'Third Floor, Flat No. 303, Final Plot No 123/43, CTS NO. 4, Keshar Villa Apartment, Savedi, Nr. Sadhana Society B/H Sai Cafe, Ahmed Nagar, Professor Chowk, Ahmed Nagar, MAHARASHTRA, India, 414003'}1989-07-17
AAOPZ3988Q
Vikram Dattatraya Zende
False
8371
PAN card is sideways
raw reading (for Abhijit)
{'dob': '1989-07-17', 'pan': 'AAOPZ3988Q', 'name': 'Vikram Dattatraya Zende', 'legible': False, 'aadhaar_last4': '8371', 'quality_issue': 'PAN card is sideways'}kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}bank: Ahmednagar Shahar Sahakari Bank Ltd; kind: payment_screenshot; payments: [{'utr': '128806567735', 'date': '2026-08-31', 'page': 1, 'time': '18:53', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 30975.0, 'direc
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Ahmednagar Shahar Sahakari Bank Ltd', 'kind': 'payment_screenshot', 'payments': [{'utr': '128806567735', 'date': '2026-08-31', 'page': 1, 'time': '18:53', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 30975.0, 'direction': 'credit', 'narration': 'To: THINKBIGZ INITIATIVE PVT LTD 9892834356-2@okbizaxis From: KHARADE PRIYANKA DINESH (Ahmednagar Shahar Sahakari Bank Ltd) Google Pay priyakharade0@okhdfcbank Google transaction ID CICAgLj_17-2Tw', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'KHARADE PRIYANKA DINESH'}}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | challan_boxes_composed | {'fp': 'fb2fd2badcbf4c71', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 303 THIRD FLOOR KESHAR V |
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': 'ae953a3ffe36f3ef', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing.', 'page': 'Start page', 'level': 'CHE |
| 1d ago | EzDocs | reader_mail_addition | {'fp': '5226c4d2dc7008b2', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True} |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:553c625c-2853-4bfa-80bc-0c9f4a33196f', 'why': "the letter's pages print no address of the customer — the page's address is typed by hand (the Aadhaar's is offered for reference)", 'file': 'Sanction letter - 2 |
| 25d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260901-WA0074.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': 'aa404b14-ab1c-4a4c-8ed8-4eee9f2dba7f', 'fetched': True} |
| 25d ago | EzDocs | hidden_payment_scan | {'file': 'image001.png', 'kind': 'other', 'found': 0, 'doc_id': 'bd0c5b2d-93e8-44b5-b5a5-b9773871508f', 'fetched': True} |
| 29d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 12, 'trigger': 'quick sweep'} |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'FINAL PLOT', 'Second number type': 'CTS', 'Number': '123/43', 'Second number': '4'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'Final Plot No 123/43, CTS NO. 4', 'Second number |
| 40d ago | EzDocs | quoted_history_checked | {} |
| 41d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 41d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: HOU/AHMD/0826/520 |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 43d ago | EzDocs | pan_applied_from_reading | {'why': 'the PAN card was read but never applied — one person on the case, names match', 'pan_masked': 'AAxxxxx8Q'} |
| 44d ago | EzDocs | email_shadowed:doc_chase | {'to': 'tejas.deshmukh@pnbhousing.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/AHMD/0826/5200510), the following is pending from your end:\n\n 1. Applicant's Aadhaar Card (KYC ZENDE.pdf) — |
| 44d ago | EzDocs | fee_quote_suppressed | {'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 1.0} |
| 44d ago | EzDocs | receivable_created | {'expected': 31000.0} |
| 44d ago | EzDocs | fee_notes | {'notes': ["total payable: bank says Rs.30,975, computed Rs.30,995 (difference Rs.-20) — desk DHC floor Rs.320 vs the Rs.300 on the bank's sheet — Rs.20 policy margin (gateway charges), not a bank error", "bank sheet sti |
| 44d ago | EzDocs | document_received | {'file': 'image001.png', 'doc_type': 'other', 'confidence': 1.0} |
| 44d ago | EzDocs | document_unreadable | {'reason': 'PAN card is sideways', 'doc_type': 'aadhaar'} |
| 44d ago | EzDocs | document_received | {'file': 'KYC ZENDE.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0, 'also_inside': ['pan', 'pan']} |
| 44d ago | EzDocs | payer_mobile_captured | {'last4': '7429', 'source': 'sanction_letter'} |
| 44d ago | EzDocs | property_address_extracted | {'confidence': 1, 'Address': 'Third Floor, Flat No. 303, Final Plot No 123/43, CTS NO. 4, Keshar Villa Apartment, Savedi, Nr. Sadhana Society B/H Sai Cafe, Ahmed Nagar, Professor Chowk, Ahmed Nagar, MAHARASHTRA, Ind |
| 44d ago | EzDocs | document_received | {'file': 'Sanction letter - 2026-09-01T152909.653.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0} |
| 44d ago | EzDocs | claim_held_until_quote | {'utr': '128806567735', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-31', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 3 |
| 44d ago | EzDocs | document_received | {'file': 'IMG-20260901-WA0074.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 44d ago | EzDocs | amount_set_from_mail_instruction | {'now': 4725000.0, 'was': None, 'phrase': 'Loan Amount 4725000'} |
| 44d ago | EzDocs | mail_instruction_understood | {'amount': 4725000.0, 'phrase': 'Loan Amount 4725000', 'reason': None, 'instructions': ['two_challans'], 'urgent_disbursement': False} |
| 44d ago | EzDocs | branch_manifest_read | {'declared': {'pan': True, 'selfie': True, 'aadhaar': True, 'title_doc': True, 'sanction_letter': True, 'payment_screenshot': True}} |