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Vaibhav Vijay Sapkal — everything the e-filing asks for
NOI-2026-03324 · PNB Housing Finance Ltd (PHFL Home Loans) · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
45 of 46 e-filing boxes ready
Empty: Date of Mortgage
5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Floor (person 1), E-mail (person 2), Floor (person 2)
Challan: 13 of 13 boxes on the case · highlighted: Payer PAN, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road) · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
EzDocs is reading this file’s papers against every box on the form. Nothing is held up — refresh in a few seconds to see what it found.
Property — the challan’s address and the e-filing’s Property page
Read from the Index II — the government’s own wordsThe document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
✓ the sanction letter (Sanction letter.pdf): the same place, spelled differently — “FLAT NO. 102, FIRST FLOOR, BUILDING NO 5, A WING, HISSA NO 1/0, PLOT NO 1/0,1/0, PLOT NO 2/0,2/0,3/0,9/1B, 9/2,16,17/1,18,19, STANDARD CATEG” (every name agrees; the PIN agrees; the flat agrees; the wing agrees)
each runs in seconds; the page comes back with the result at the top
Start page
Date of Mortgage
—
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise
Mortgagor page — party 1 (VAIBHAV VIJAY SAPKAL)
✗ The Index II (8) names a purchaser the case does not know: सुप्रिया वैभव सपकाळ उर्फ सुप्रिया संजय मेने — every owner is a mortgagor on the filing: a co-owner whose KYC never came, or the wrong person’s KYC on the case. Decide before the challan.
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match.
✓ the sanction letter (Sanction letter.pdf): the same place, spelled differently — “FLAT NO. 103 A WING, BLDG NO. 5 MARIGOLD CHS, STANDARD CATEGORY,., Uran, MAHARASHTRA, 410206, India” (the names agree; not printed on one side: uran; the PIN agrees; the flat agrees; the wing agrees)
✓ the Index II (index ii.pdf): the same place, spelled differently — “प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नं:., रोड नं: सदनिका नं. 103, ए विंग, बिल्डींग नं. 05, महालक्ष्मी नगर मॅरिगोल्ड सीएचएस ली., स” (the names agree; not printed on one side: standard, kategory; the PIN agrees; the flat agrees; the w)
The portal asks for the person’s home address — read off the Aadhaar.
Mortgagor page — party 2 (Supriya Sanjay Mene)
The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (Sanction letter.pdf): a DIFFERENT address — decide — “FLAT NO. 103 A WING, BLDG NO. 5 MARIGOLD CHS, STANDARD CATEGORY,., Uran, MAHARASHTRA, 410206, India” (PIN 400017 vs 410206)
✗ the Index II (index ii.pdf): a DIFFERENT address — decide — “प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः., ब्लॉक नं:., रोड नंः सदनिका नं. 103, ए विंग, बिल्डींग नं. 05, महालक्ष्मी नगर मॅरिगोल्ड सीएचएस ली.,” (PIN 400017 vs 410206)
The portal asks for the person’s home address — read off the Aadhaar.
Mortgagee page (the bank)
Loan (Rs.) *
2205000
2205000
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
8.20
8.20
✓ in the document
from: the letter prints 13.15% - 4.95% = 8.2% — the loan's rate is 8.2%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).
Payment page
GRN
MH011672518202627E
MH011672518202627E
✓ in the document
Paid amount
17650.00
17650.00
✓ in the document
Challan date
09/10/2026
09/10/2026
✓ in the document
DHC PRN
1026106201143
1026106201143
✓ in the document
Last gathered 09 Oct 11:04: filled 2 box(es) from index ii.pdf, Sanction letter.pdf, KYC.pdf; still empty: home post office (person 1), email (person 2), dob (person 1), dob (person 2), landmark
⚠ the Index II does not print road (taken from the sanction letter), house type (taken from the Index II) — the Index II’s own boxes were kept; check these against that paper.
The challan — paid; what it carried
Challan (GRAS) — what the form asks
13 of 13 boxes on the case; 3 highlightedOpen the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH011672518202627E.
District *
Raigad
✓ on the case
from: the Index II (index ii.pdf)
SRO office
PNL1 PANVEL NO 1 SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
6615.00
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
0.00
✓ on the case
from: the fee engine
Payer (first party) *
VAIBHAV VIJAY SAPKAL
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
FLXPS3448R
⚠ the Index II (8) prints PAN FLXXXXXX8R for this person — check
✓ also on the Aadhaar (KYC.pdf)
from: the Aadhaar (KYC.pdf), p.1 — “FLXPS3448R”
Payer mobile (the receipt SMS goes here) *
9152787551
✓ on the case
from: the sanction letter (Sanction letter.pdf)
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
FLAT NO 102 FIRST FLOOR BUILDING NO 5 A WING HISSA NO 1/0 PLOT NO 1/0 1/0 PLOT NO 2/0 2/0 3/0 9/1B
⚠ the papers print more numbers than the portal's two boxes — also on them: HISSA 1/0 (the sanction letter); PLOT 1/0 (the sanction letter); P
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
9/2 16 17/1 18 19 STANDARD CATEGORY MAHALAXMI NAGAR MARRYGOLD CHS LTD SECTOR 9 NERE PANVEL PANVEL
⚠ from the sanction letter (Sanction letter.pdf), p.1 — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
RAIGAD
✓ on the case
from: the Index II (index ii.pdf)
PIN
410206
✓ on the case
from: the sanction letter (Sanction letter.pdf)
Consideration (the loan amount) *
2205000
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
1) इतर वर्णनः, इतर माहितीः विभाग 21/4, दर 54,400/- प्रती चौ. मी. सदनिका नं. 102, पहिला मजला, बिल्डींग नं. 05, ए विंग, स्टॅन्डर्ड कॅटेगरी, महालक्ष्मी नगर (मॅरिगोल्ड) को. ऑप. हौसिंग सोसायटी लि., सव्र्व्हे/हिस्सा नं. 1/0, प्लॉट नं. 1/0, 1/0, प्लॉट नं. 2/0,2/0,3/0,9/1बी, 9/2,16,17/1,18,19, सेक्टर 09, मौजे नेरे, ता. पनवेल, जि. रायगड, क्षेत्र. 30.57 चौ. मी. कारपेट एरिया या मिळकतीचे ((MILKAT NUMBER : . ;) ) - स्थानिक स्वराज्य संस्थाः रायगड
The Index II’s fixed rows, as EzDocs read them (from index ii.pdf) — check each against the paper.
| Village (header 'गावाचे नाव') | नेरे |
| Registering office | सह दुय्यम निबंधक, पनवेल-१ |
| Document type (as read) | सूची क्र. २ |
| (1) Document type | अनुच्छेद – अभिहस्तातंरणपत्र प्रकार - करारनामा |
| (3) Market value | 1829500 |
| (5) Area | 1) 30.57 चौ. मीटर |
| (9) Executed on | 11-09-2026 |
| (10) Registered on | 11-09-2026 |
| (11) Serial / document no | पवल 1-12260-2026 |
| (12) Stamp duty | 129000 |
| (13) Registration fee | 21500 |
| (14) Remark | मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद:- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, o any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence An as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995. |
| (7) Executants (sellers) | जय शिवाजी वाघमारे · age 36 · PAN ADIXXXXX3E · प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः., ब्लॉक नं:., रोड नंः सदनिका नं. 102, ए विंग, पहिला मजला, बिल्डींग नं. 05, महालक्ष्मी नगर मॅरिगोल्ड सीएचएस ली., सेक्टर संध्या जय वाघमारे · age 45 · PAN AGSXXXXX1B · प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नं:., रोड नंः सदनिका नं. 102, ए विंग, पहिला मजला, बिल्डींग नं. 05, महालक्ष्मी नगर मॅरिगोल्ड सीएचएस ली., सेक्टर 09 |
| (8) Purchasers (buyers) | वैभव विजय सपकाळ · age 31 · PAN FLXXXXXX8R · प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः, ब्लॉक नं:., रोड नं: सदनिका नं. 103, ए विंग, बिल्डींग नं. 05, महालक्ष्मी नगर मॅरिगोल्ड सीएचएस ली., सेक्टर 09, व्हिलेज ने सुप्रिया वैभव सपकाळ उर्फ सुप्रिया संजय मेने · age 29 · PAN EITXXXXX9L · प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः., ब्लॉक नं:., रोड नंः सदनिका नं. 103, ए विंग, बिल्डींग नं. 05, महालक्ष्मी नगर मॅरिगोल्ड सीएचएस ली., सेक्टर 09, व्हिलेज |
| (4) Property description (verbatim) | 1) इतर वर्णनः, इतर माहितीः विभाग 21/4, दर 54,400/- प्रती चौ. मी. सदनिका नं. 102, पहिला मजला, बिल्डींग नं. 05, ए विंग, स्टॅन्डर्ड कॅटेगरी, महालक्ष्मी नगर (मॅरिगोल्ड) को. ऑप. हौसिंग सोसायटी लि., सव्र्व्हे/हिस्सा नं. 1/0, प्लॉट नं. 1/0, 1/0, प्लॉट नं. 2/0,2/0,3/0,9/1बी, 9/2,16,17/1,18,19, सेक्टर 09, मौजे नेरे, ता. पनवेल, जि. रायगड, क्षेत्र. 30.57 चौ. मी. कारपेट एरिया या मिळकतीचे ((MILKAT NUMBER :.;)) - स्थानिक स्वराज्य संस्थाः रायगड |
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