Jagdish Mugutrao Gedam
everything the challan needs, and where each one stands
why?
Day by day — every step and who held it
Next step
Waiting on the branch
Outstanding: Payment Screenshot with UTR. EzDocs has asked — nothing to do here unless you want to phone the branch.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper16 Oct, 14:31 · 1h ago THE FIRST MAIL — how this case began
Please find out the documents.
NOI Govt Fees
350
EZDOCS
1700
16 Oct, 14:34 · 1h ago
Team,
Kindly share payment screenshot for challan processing.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| PAN card | Nita Pan.pdf | filed | 1h ago |
| Technical report | HRQ-26-176370_INDProcessRequest_2500320261016140546005.pdf | filed | 1h ago |
| Sanction letter | KFSLetter_77000373797.pdf | filed | 1h ago |
| PAN card+ Aadhaar card inside | Jagdish Gedam KYC.pdf | filed | 1h ago |
| Aadhaar card+ Other inside | Nita EAadhar.pdf | filed | 1h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹22,070.44
waiting for the credit
—
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,510 | ₹12,510 | ₹350 | ₹1,700 | ₹22,070 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO S-2 ON SECOND FLOOR OF DASHMESH HEIGHT,LAYOUT PLOT NO 7, SURVEY NO 123/3, NEW SURVEY,NO 116/2, TS NO 11, MOUZA WADGAON, TAH AND DIST,CHANDRAPUR 442401
FLAT NO S-2 ON SECOND FLOOR OF DASHMESH HEIGHT, LAYOUT PLOT NO 7, SURVEY NO 123/3, NEW SURVEY NO 116/2, TS NO 11, MOUZA WADGAON, TAH AND DIST CHANDRAPUR 442401
442401
FLAT NO S-2 ON SECOND FLOOR OF DASHMESH HEIGHT LAYOUT PLOT NO 7 SURVEY NO 123/3 NEW SURVEY NO 116/2
TS NO 11 MOUZA WADGAON TAH AND DIST CHANDRAPUR
CHANDRAPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | JAGDISH MUGUTRAO GEDAM | BJTPG8695Q | …6848 |
| co_mortgagor | NITA JAGDISH GEDAM | BCOPS1219Q | …2618 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | prajwal.wankhade@icicihfc.com | 1h ago |
What EzDocs read from each document — check anything marked in red
77000373797
True
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
1.0
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000373797)', "the sanctioned amount's digits and word
10.20 % p.a. Floating; IHPLR 18.9 % less 8.70 %
2500000.0
-8.7
2500000.0
10.2
13/10/2026
18.9
jagdishgedam26@gmail.com
JAGDISH MUGUTRAO GEDAM, NITA JAGDISH GEDAM
False
331996 - Mymoneykarma Infomatics India Pvt Ltd
9420552011
False
Sanctioned Loan amount (in Rupees)
False
S/O Mugutrav Gedam, ambedkar chauk, waard n 6, Sindewahi, Sindewahi, Chandrapur, CHANDRAPUR, MAHARASHTRA, IN, 441222
raw reading (for Abhijit)
{'lan': '77000373797', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000373797)', "the sanctioned amount's digits and words agree (2500000)", 'the rate is the benchmark less the spread (18.9 - 8.70 = 10.2)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '10.20 % p.a. Floating; IHPLR 18.9 % less 8.70 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2500000.0, 'rate_spread': -8.7, 'final_amount': 2500000.0, 'interest_rate': 10.2, 'quality_issue': None, 'sanction_date': '13/10/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'jagdishgedam26@gmail.com', 'applicant_names': ['JAGDISH MUGUTRAO GEDAM', 'NITA JAGDISH GEDAM'], 'printed_altered': False, 'sourced_through': '331996 - Mymoneykarma Infomatics India Pvt Ltd', 'applicant_mobile': '9420552011', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'S/O Mugutrav Gedam, ambedkar chauk, waard n 6, Sindewahi, Sindewahi, Chandrapur, CHANDRAPUR, MAHARASHTRA, IN, 441222'}1978-10-09
BCOPS1219Q
NITA JAGDISH GEDAM
True
TUKARAM GOVINDA SHENDE
raw reading (for Abhijit)
{'dob': '1978-10-09', 'pan': 'BCOPS1219Q', 'name': 'NITA JAGDISH GEDAM', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'TUKARAM GOVINDA SHENDE', 'aadhaar_last4': None, 'quality_issue': None}1976-02-26
BJTPG8695Q
JAGDISH MUGUTRAO GEDAM
True
MUGUTRAO TULSHIRAM GEDAM
raw reading (for Abhijit)
{'dob': '1976-02-26', 'pan': 'BJTPG8695Q', 'name': 'JAGDISH MUGUTRAO GEDAM', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MUGUTRAO TULSHIRAM GEDAM', 'aadhaar_last4': None, 'quality_issue': None}1978-10-09
Nita Jagdish Gedam
8806907845
pin: 441222; area: W/O: Jagdish Gedam, ambedkar chauk ward n 5; state: Maharashtra; district: Chandrapur; post_office: Sindewahi; Village: Sindewahi
True
2618
raw reading (for Abhijit)
{'dob': '1978-10-09', 'pan': None, 'name': 'Nita Jagdish Gedam', 'mobile': '8806907845', 'address': {'pin': '441222', 'area': 'W/O: Jagdish Gedam, ambedkar chauk ward n 5', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Chandrapur', 'post_office': 'Sindewahi', 'village_city': 'Sindewahi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2618', 'quality_issue': None}True
PROPERTY ADDRESS
43.11
loan_ref: 77000373797; report_id: HRQ-26-176370; customer_name: Jagdish Mugutrao Gedam
0.99
property
taken: legal; legal_address: Flat No S-2 On Second Floor Of Dashmesh Height, Layout Plot No 7, Survey No 123/3, New Survey No 116/2, Ts No 11, Mouza Wadgaon, Tah And Dist Chandrapur 442401; property_address: Flat No S-2
pin: 442401; state: Maharashtra; taluka: Chandrapur; Flat no: Flat No S-2; district: Chandrapur; Floor: Second Floor; landmark: Near Gajanan Maharaj Temple; Address: Flat No S-2 On Second Floor Of Dashmesh Height
Flat No S-2 On Second Floor Of Dashmesh Height, Layout Plot No 7, Survey No 123/3, New Survey No 116/2, Ts No 11, Mouza Wadgaon, Tah And Dist Chandrapur 442401
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 43.11, 'paper_for': {'loan_ref': '77000373797', 'report_id': 'HRQ-26-176370', 'customer_name': 'Jagdish Mugutrao Gedam'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No S-2 On Second Floor Of Dashmesh Height, Layout Plot No 7, Survey No 123/3, New Survey No 116/2, Ts No 11, Mouza Wadgaon, Tah And Dist Chandrapur 442401', 'property_address': 'Flat No S-2 On Second Floor Of Dashmesh Height,Layout Plot No 7, Survey No 123/3, New Survey,No 116/2, Ts No 11, Mouza Wadgaon, Tah And Dist,Chandrapur 442401'}, 'property_address': {'pin': '442401', 'road': None, 'state': 'Maharashtra', 'taluka': 'Chandrapur', 'flat_no': 'Flat No S-2', 'district': 'Chandrapur', 'floor_no': 'Second Floor', 'landmark': 'Near Gajanan Maharaj Temple', 'full_address': 'Flat No S-2 On Second Floor Of Dashmesh Height, Layout Plot No 7, Survey No 123/3, New Survey No 116/2, Ts No 11, Mouza Wadgaon, Tah And Dist Chandrapur 442401', 'village_city': 'Mouza Wadgaon', 'building_name': 'Dashmesh Height', 'survey_or_cts_no': 'Plot No 7, Survey No 123/3, New Survey No 116/2, Ts No 11'}, 'security_address_verbatim': 'Flat No S-2 On Second Floor Of Dashmesh Height, Layout Plot No 7, Survey No 123/3, New Survey No 116/2, Ts No 11, Mouza Wadgaon, Tah And Dist Chandrapur 442401'}1976-02-26
BJTPG8695Q
JAGDISH MUGUTRAO GEDAM
pin: 441222; area: ambedkar chauk waard n 6; state: Maharashtra; district: Chandrapur; Village: Sindewahi, Sindewahi
True
MUGUTRAO TULSHIRAM GEDAM
6848
raw reading (for Abhijit)
{'dob': '1976-02-26', 'pan': 'BJTPG8695Q', 'name': 'JAGDISH MUGUTRAO GEDAM', 'mobile': None, 'address': {'pin': '441222', 'area': 'ambedkar chauk waard n 6', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Chandrapur', 'post_office': None, 'village_city': 'Sindewahi, Sindewahi'}, 'legible': True, 'father_name': 'MUGUTRAO TULSHIRAM GEDAM', 'aadhaar_last4': '6848', 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 57m ago | EzDocs | reader_home_address | {'fp': '031c131ad5cedb6d', 'from': 'the sanction letter (KFSLetter_77000373797.pdf)', 'home': {'pin': '441222', 'area': 'WAARD N 6', 'road': 'AMBEDKAR CHAUK', 'state': 'MAHARASHTRA', 'district': 'CHANDRAPUR', 'village_ci |
| 57m ago | EzDocs | reader_mail_addition | {'fp': '893d53fec4793a2d', 'add': {}, 'why': "The mail does not add any property details not already present in the paper's address.", 'asked': True, 'quote': '', 'same_property': True} |
| 1h ago | EzDocs | quoted_history_checked | {} |
| 1h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 16 Oct, 14:34 asked for the payment screenshot — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']} |
| 1h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-16T09:03:31', 'why': 'reading', 'open': 7, 'mails': [{'at': '2026-10-16 09:01', 'id': '1a143f26af88679c', 'from': 'branch', 'gist': 'The branch is asking for the NOI charges and service fees, an |
| 1h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'CHANDRAPUR'} |
| 1h ago | EzDocs | case_read | {'how': 'uri', 'tag': '5d9a5bf0ee1f7c1d', 'docs': ['HRQ-26-176370_INDProcessRequest_2500320261016140546005.pdf', 'KFSLetter_77000373797.pdf', 'Jagdish Gedam KYC.pdf', 'Nita EAadhar.pdf', 'Nita Pan.pdf'], 'loan': {'amount |
| 1h ago | EzDocs | email_shadowed:doc_chase | {'to': 'prajwal.wankhade@icicihfc.com', 'body': "Team,\n\nKindly share the following to process the challan:\n\n 1. Payment Screenshot with UTR — not received yet\n 2. Payment of Rs. 22,070.44 — credit not yet received |
| 1h ago | EzDocs | fee_quote_suppressed | {'why': 'the branch stated its own fees and they agree with ours', 'bank_total': 22050.0} |
| 1h ago | EzDocs | receivable_created | {'expected': 22070.44} |
| 1h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['HRQ-26-176370_INDProcessRequest_2500320261016140546005.pdf', 'KFSLetter_77000373797.pdf', 'Jagdish Gedam KYC.pdf', 'Nita EAadhar.pdf', 'Nita Pan.pdf'], 'after': {'addresses': { |
| 1h ago | EzDocs | address_compared | {'sig': 'ff88645707d6d630', 'why': 'after gather', 'people': [{'home': '6, ambedkar chauk, ambedkar chauk waard n 6, Sindewahi, Sindewahi, Chandrapur, 441222', 'person': 'JAGDISH MUGUTRAO GEDAM', 'against': [{'src': 'san |
| 1h ago | EzDocs | challan_boxes_by_rules | {'fp': '6760ec4f28e738e0', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 102 characters (it holds 100))', 'anew': 'first'} |
| 1h ago | EzDocs | pages_trimmed480 | {'of': 11, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'KFSLetter_77000373797.pdf', 'kept': [1, 2, 3, 4, 7, 8, 9, 10, 11], 'doc_id': 'ec14166a-0bf3-4f |
| 1h ago | EzDocs | property_numbers_completed | {'now': {'Second number': '123/3, NEW 116/2, TS NO 11, TS NO. 11'}, 'was': {'Second number': '123/3'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper |
| 1h ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 5, 'seconds': 11.2, 'workers': 5} |
| 1h ago | EzDocs | property_auto_verified | {'pin': '442401', 'why': 'read from the technical report; flat / building / number, the village and the English description are all there — checked by EzDocs, nothing waits for a person. Correct any box below if it i |
| 1h ago | EzDocs | kyc_names_match | {'sig': 'JAGDISH MUGUTRAO GEDAM|JAGDISH MUGUTRAO GEDAM|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'Jagdish Gedam KYC.pdf', 'pan_name': 'JAGDI |
| 1h ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'Jagdish Gedam KYC.pdf', 'doc_id': 'e87b257a-b726-4228-9701-fd967885972a', 'person': 'JAGDISH MUGUTRAO GEDAM', 'party_id': '53c6ee5a-ccc4-4908-a4c7-e37c60e42fcd', 'name_on_doc': 'JAGDISH MUGUTR |
| 1h ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '441222', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Sindewahi, Sindewahi', 'doc_id': ' |
| 1h ago | EzDocs | pan_found_inside | {'doc': 'aadhaar', 'pan_masked': 'BJxxxxx5Q'} |
| 1h ago | EzDocs | kyc_names_match | {'sig': 'NITA JAGDISH GEDAM|Nita Jagdish Gedam|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'Nita Pan.pdf', 'pan_name': 'NITA JAGDISH GEDAM', ' |
| 1h ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'Nita EAadhar.pdf', 'doc_id': '2dfa30a2-3da5-4dd8-9444-38160dac7d50', 'person': 'NITA JAGDISH GEDAM', 'party_id': '9baa9ce2-c289-4367-9e6a-a9c2b330dc82', 'name_on_doc': 'Nita Jagdish Gedam'} |
| 1h ago | EzDocs | card_mobile_not_taken | {'why': "the challan's mobile is the sanction letter's (or the branch's mail's) — a card's printed number is never typed (the team, 22 Sep)", 'last4': '7845', 'source': 'aadhaar', 'party_id': '9baa9ce2-c289-4367-9e6a-a9c |
| 1h ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '441222', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Sindewahi', 'doc_id': '2dfa30a2-3d |
| 1h ago | EzDocs | property_from_report | {'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'HRQ-26-176370_INDProcessRequest_25 |
| 1h ago | EzDocs | money_settled | {'fp': '3ffefa97a0d08c5d', 'held': 2500000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 2500000.0, 'papers': [{'lan': '77000373797', 'file': 'KFSLetter_77000373797.pdf', 'kind': 'sanction_letter', 'dat |
| 1h ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'Jagdish Gedam KYC.pdf', 'doc_id': 'e87b257a-b726-4228-9701-fd967885972a', 'person': 'JAGDISH MUGUTRAO GEDAM', 'party_id': '53c6ee5a-ccc4-4908-a4c7-e37c60e42fcd', 'name_on_doc': 'JAGDISH MUGUTRAO G |
| 1h ago | EzDocs | roles_from_letter | {'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['JAGDISH MUGUTRAO GEDAM - |