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Cases / NOI-2026-01116

VINAY DEVRAO GAWAI

PNB_HFLLAN HOU/NAV/0826/5193217 Index II pending · with the government Send the draft 2All documentsMails & papers 15
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needsall in
7 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Payment screenshot — money verifiedopen
✓Aadhaar card — inside DOC-20260825-WA0013.pdfopen
✓PAN card — inside DOC-20260825-WA0013.pdfopen
✓Selfie / photo — inside DOC-20260825-WA0013.pdfopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (5)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹31,830
The whole amount reached our account. Nothing is pending on this case.
₹31,800 receivedmatches the branch's receipt
Stamp duty 0.3%15,010
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for31,830
the branch’s receipt claims ₹31,800
paid 17 Sep 17:25:00 · verified 17 Sep 17:25:28 · 29 s later
How we know
Our own bank told us — 17 Sep 17:25
₹31,800 · from GPAY-BIZ
“₹31,800 received from ABRAR A S A at 5:25 pm”
Matched by: the screenshot's amount equals this credit · Google's alert; the NEFT has settled; counted full inside our buffer
By law ₹31,817. We ask ₹31,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 73 h 13 minour time · 3 Sep 12:43
Index II —not yet
the NOI team 8 d 16 hthe branch 14 d 5 hthe SRO 29 d 3 htotal 52 d 1 h so far
Now with the SRO — waiting for the SRO's Index II
since 17 Sep 17:25 — 29 d 3 h of working time
Day by day — every step and who held it
25 Aug 19:09Your branch's mail
25 Aug 19:32Papers from your branch+24 min · the branch
25 Aug 19:38Papers from your branch+5 min · the branch
25 Aug 20:10Papers from your branch+33 min · the branch
2 Sep 20:00Papers read+7 d 23 h · the NOI team
2 Sep 20:01Property readat once
2 Sep 20:01Fee quotedat once
2 Sep 20:02Papers read+1 min · the NOI team
3 Sep 12:43Challan made+16 h 41 min · the NOI team
17 Sep 17:25Payment landed+14 d 4 h · the branch
17 Sep 17:25Payment verifiedat once
Case facts
Bank
PNB_HFL
Loan amount
₹49,99,000
Loan account no.
HOU/NAV/0826/5193217
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe flat / unit number
The sanction letter BASE1
… 255/4-5, Sector 05 sanpada aavi mumbai', 'flat': 'FLAT NO 01', 'road': None, 'floor': 'GROUND FLOOR', 'state': 'Maharas …
The Index II DIFFERS504
… पालिकेचे नाव:पनवेल म.न.पा.इतर वर्णन :, इतर माहिती: फ्लॅट नं.504,5वा मजला, ए विंग, गामी तिआरा, सर्व्हे नं.81/3/ए,पिसार्वे …
What to do: The challan and the filing follow the sanction letter, the bank's own paper (flat 1). Read the papers once — if flat 1 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI has been filed and the e-filing copy shared. The branch is now waiting for the government to issue the NOI Index II.
the history says the next move is with the government — the government's Index II
the branch last asked: Please provide NOI Index II asap
✓ loan papers sent — done, mail 1 (2026-08-25) “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217”
✓ fee paid — the branch's words — done, mail 5
✓ challan made — done, mail 9
✓ challan shared — done, mail 9 (2026-08-25) “PFA challan for your reference.”
? Index II asked for — asked, mail 2 (2026-08-25) “Pls share payment screenshot and clear photo copy of index 2 for challan initiation,”
✓ Index II / sale deed sent by the branch — done, mail 3 (2026-08-25) “Fyi”
✓ filed on the IGR site — done, mail 10
✓ e-filing copy shared — done, mail 10 (2026-09-02) “PFA: Downloaded e-filing for your reference..”
read over 15 mail(s), last mail 2026-10-06 · read 10d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (29d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/
how it will look to the branch

Dear Team,

Please check the calculation and account details for the captioned case (LAN: HOU/NAV/0826/5193217).

NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount Including Insurance : Rs. 40,10,000

------------------------------------------------------
Stamp Duty 0.30%Rs. 12,040
Registration Fees 0.50%Rs. 15,000
Govt. Document Handling ChargesRs. 320
Service Fees for NOI FilingRs. 1,500

------------------------------------------------------
TOTAL AMOUNT PAYABLE : Rs. 28,860

Kindly remit and share the payment screenshot with UTR on this same thread. We begin the challan as soon as the credit is confirmed in our account.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.
DRAFT — written by EzDocs, not sent
Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: HOU/NAV/0826/5193217).

ApplicantVINAY DEVRAO GAWAI
LANHOU/NAV/0826/5193217
Loan AmtRs. 40,10,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Your payment advice for Rs. 31,800 is noted. We are confirming the credit in our account and will begin the challan the moment it reflects — usually the same working day.

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
VG vinay.gawai@phfl.com phfl.com
25 Aug, 19:09 · 52d ago
THE APP JOINED HERE — earlier mails are on Gmail
Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
Dear Team,

Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217

Thanks & Regards, Vinay Gawai 9004735176 PNB Housing Fi​​nance Ltd. 5th Floor, Flat No. 508-509, Persipolis Building sector -17, Vashi, Navi Mumbai-400703
🤖 read: says the fee is paid ✓; documents attached — “payment receipt for 0.30% & NOI PAYMENT”
12 more mails in between — open
OL The NOI teamTYPED IN GMAIL
25 Aug, 19:29 · 52d ago
Dear Team,

Pls share payment screenshot and clear photo copy of index 2 for challan initiation,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 19:14, Vinay Devrao Gawai < vinay.gawai@phfl.com > wrote: Dear Team, Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Thanks & Regards, Vinay Gawai 9004735176 PNB Housing Fi​​nance Ltd. 5th Floor, Flat No. 508-509, Persipolis Building sector -17, Vashi, Navi Mumbai-400703
🤖 read: asks the branch for the payment, documents — “Pls share payment screenshot”
VG vinay.gawai@phfl.com phfl.com
25 Aug, 19:32 · 52d ago
Dear Team,

Fyi From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: Tuesday, 25 August 2026 19:30 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217

Dear Team,

Fyi

From: THINKBIGZ NOI <pnb.noifilling@gmail.com>

Sent: Tuesday, 25 August 2026 19:30

To: Vinay Devrao Gawai

Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage

Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217

🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
25 Aug, 19:36 · 52d ago
Dear Team,

Pls share payment screenshot for challan initiation,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 19:33, Vinay Devrao Gawai < vinay.gawai@phfl.com > wrote: Dear Team, Fyi From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:30 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Dear Team, Pls share payment screenshot for challan initiation, *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 25 Aug 2026 at 19:33, Vinay Devrao Gawai <vinay.gawai@phfl.com> wrote: Dear Team, Fyi ------------------------------ *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com> *Sent:* Tuesday, 25 August 2026 19:30 *To:* Vinay Devrao Gawai *Cc:* Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage *Subject:* Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
🤖 read: asks the branch for the payment — “Pls share payment screenshot for challan initiation”
VG vinay.gawai@phfl.com phfl.com
25 Aug, 19:38 · 52d ago

From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217

🤖 read: says the fee is paid ✓; documents attached — “Please find attached documents and payment receipt for 0.30% & NOI PAYMENT”
OL The NOI teamTYPED IN GMAIL
25 Aug, 19:42 · 52d ago
Dear Team,

Kindly confirm total loan amount for challan initiation,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 19:38, Vinay Devrao Gawai < vinay.gawai@phfl.com > wrote: From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Dear Team, Kindly confirm total loan amount for challan initiation, *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 25 Aug 2026 at 19:38, Vinay Devrao Gawai <vinay.gawai@phfl.com> wrote: ------------------------------ *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com> *Sent:* Tuesday, 25 August 2026 19:37 *To:* Vinay Devrao Gawai *Cc:* Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage *Subject:* Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
🤖 read: asks the branch for the loan amount — “Kindly confirm total loan amount for challan initiation”
KT kavita.tambe@pnbhousing.com pnbhousing.com
25 Aug, 20:10 · 52d ago
Dear Team,

Case IS BT +TOP UP

BT-40,10,0000

TOP UP 9,89,000

Total₹49,99,000
Thanks & Regards, Kavita Tambe Area Sales Manger 9372500692 pnb Housing Finance Limited 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703         Internal From: Vinay Devrao Gawai <vinay.gawai@phfl.com> Sent: 25 August 2026 19:38 To: THINKBIGZ NOI <pnb.noifilling@gmail.com> Cc: Kavita Tambe <kavita.tambe@pnbhousing.com>; Hemant Kumar 3 <hemant.kumar3@pnbhousing.com>; Umesh Ramchandra Borade <umesh.borade@phfl.com>; Samson Silveira <samson.silveira@pnbhousing.com>; Pooja Mijar <pooja.mijar@pnbhousing.com>; Pritam Sahadev Bhanage <pritam.bhana
earlier mails quoted below
From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
🤖 read: note: Case IS BT +TOP UP
OL The NOI teamTYPED IN GMAIL
25 Aug, 20:13 · 52d ago
Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 20:11, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote: Dear Team, Case IS BT +TOP UP BT-40,10,0000 TOP UP 9,89,000 Total -49,99,000 Thanks & Regards, Kavita Tambe Area Sales Manger 9372500692 pnb Housing Finance Limited 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Internal From: Vinay Devrao Gawai < vinay.gawai@phfl.com > Sent: 25 August 2026 19:38 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Kavita Tambe < kavita.tambe@pnbhousing.com >; Hemant Kumar 3 < hemant.kumar3@pnbhousing.com >; Umesh Ramchandra Borade < umesh.borade@phfl.com >; Samson Silveira < samson.silveira@pnbhousing.com >; Pooja Mijar < pooja.mijar@pnbhousing.com >; Pritam Sahadev Bhanage < pritam.bhanage@phfl.com > Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
25 Aug, 20:17 · 52d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 20:11, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote: Dear Team, Case IS BT +TOP UP BT-40,10,0000 TOP UP 9,89,000 Total -49,99,000 Thanks & Regards, Kavita Tambe Area Sales Manger 9372500692 pnb Housing Finance Limited 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Internal From: Vinay Devrao Gawai < vinay.gawai@phfl.com > Sent: 25 August 2026 19:38 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Kavita Tambe < kavita.tambe@pnbhousing.com >; Hemant Kumar 3 < hemant.kumar3@pnbhousing.com >; Umesh Ramchandra Borade < umesh.borade@phfl.com >; Samson Silveira < samson.silveira@pnbhousing.com >; Pooja Mijar < pooja.mijar@pnbhousing.com >; Pritam Sahadev Bhanage < pritam.bhanage@phfl.com > Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 25 Aug 2026 at 20:11, Kavita Tambe <kavita.tambe@pnbhousing.com> wrote: Dear Team, Case IS BT +TOP UP BT-40,10,0000 TOP UP 9,89,000 Total -49,99,000 Thanks & Regards, Kavita Tambe Area Sales Manger 9372500692 pnb *Housing Finance Limited* 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Internal *From:* Vinay Devrao Gawai <vinay.gawai@phfl.com> *Sent:* 25 August 2026 19:38 *To:* THINKBIGZ NOI <pnb.noifilling@gmail.com> *Cc:* Kavita Tambe <kavita.tambe@pnbhousing.com>; Hemant Kumar 3 < hemant.kumar3@pnbhousing.com>; Umesh Ramchandra Borade < umesh.borade@phfl.com>; Samson Silveira <samson.silveira@pnbhousing.com>; Pooja Mijar <pooja.mijar@pnbhousing.com>; Pritam Sahadev Bhanage < pritam.bhanage@phfl.com> *Subject:* Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 ------------------------------ *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com> *Sent:* Tuesday, 25 August 2026 19:37 *To:* Vinay Devrao Gawai *Cc:* Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage *Subject:* Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
🤖 read: challan shared ✓ — “PFA challan”
OL The NOI teamTYPED IN GMAIL
02 Sep, 19:25 · 44d ago
TEAM,PFA: Downloaded e-filing for your reference..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 20:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 25 Aug 2026 at 20:11, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote: Dear Team, Case IS BT +TOP UP BT-40,10,0000 TOP UP 9,89,000 Total -49,99,000 Thanks & Regards, Kavita Tambe Area Sales Manger 9372500692 pnb Housing Finance Limited 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Internal From: Vinay Devrao Gawai < vinay.gawai@phfl.com > Sent: 25 August 2026 19:38 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Kavita Tambe < kavita.tambe@pnbhousing.com >; Hemant Kumar 3 < hemant.kumar3@pnbhousing.com >; Umesh Ramchandra Borade < umesh.borade@phfl.com >; Samson Silveira < samson.silveira@pnbhousing.com >; Pooja Mijar < pooja.mijar@pnbhousing.com >; Pritam Sahadev Bhanage < pritam.bhanage@phfl.com > Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 25 Aug 2026 at 20:17, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 25 Aug 2026 at 20:11, Kavita Tambe <kavita.tambe@pnbhousing.com> wrote: > Dear Team, > > > > Case IS BT +TOP UP > > > > BT-40,10,0000 > > TOP UP 9,89,000 > > Total -49,99,000 > > > > Thanks & Regards, > > Kavita Tambe > > Area Sales Manger > > 9372500692 <(937)%20250-0692> > > pnb *Housing Finance Limited* > > 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi > Mumbai-400703 > > > > > > > > > > Internal > > *From:* Vinay Devrao Gawai <vinay.gawai@phfl.com> > *Sent:* 25 August 2026 19:38 > *To:* THINKBIGZ NOI <pnb.noifilling@gmail.com> > *Cc:* Kavita Tambe <kavita.tambe@pnbhousing.com>; Hemant Kumar 3 < > hemant.kumar3@pnbhousing.com>; Umesh Ramchandra Borade < > umesh.borade@phfl.com>; Samson Silveira <samson.silveira@pnbhousing.com>; > Pooja Mijar <pooja.mijar@pnbhousing.com>; Pritam Sahadev Bhanage < > pritam.bhanage@phfl.com> > *Subject:* Re: Please find attached documents and payment receipt for > 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 > > > > > > > ------------------------------ > > *From:* THINKBIGZ NOI <pnb.noifilling@gmail.com> > *Sent:* Tuesday, 25 August 2026 19:37 > *To:* Vinay Devrao Gawai > *Cc:* Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson > Silveira; Pooja Mijar; Pritam Sahadev Bhanage > *Subject:* Re: Please find attached documents and payment receipt for > 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 > > > > >
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
UB umesh.borade@phfl.com phfl.com
03 Sep, 12:45 · 43d ago
Re[2]: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/519
Dear Team,

Please provide NOI Index II.

Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/02/26 19:27 To: Kavita Tambe (kavita.tambe@pnbhousing.com) Cc: Vinay Devrao Gawai (vinay.gawai@phfl.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Exercise Secured by Check Point TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug 2026 at 20:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 25 Aug 2026 at 20:11, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote: Dear Team, Case IS BT +TOP UP BT-40,10,0000 TOP UP 9,89,000 Total -49,99,000 Thanks & Regards, Kavita Tambe Area Sales Manger 9372500692 pnb Housing Finance Limited 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Internal From: Vinay Devrao Gawai < vinay.gawai@phfl.com > Sent: 25 August 2026 19:38 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Kavita Tambe < kavita.tambe@pnbhousing.com >; Hemant Kumar 3 < hemant.kumar3@pnbhousing.com >; Umesh Ramchandra Borade < umesh.borade@phfl.com >; Samson Silveira < samson.silveira@pnbhousing.com >; Pooja Mijar < pooja.mijar@pnbhousing.com >; Pritam Sahadev Bhanage < pritam.bhanage@phfl.com > Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
🤖 read: asks for the Index II — “Please provide NOI Index II.”
UB umesh.borade@phfl.com phfl.com
15 Sep, 13:17 · 31d ago
Dear Team,

Please provide NOI Index II asap.

Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/02/26 19:27 To: Kavita Tambe (kavita.tambe@pnbhousing.com) Cc: Vinay Devrao Gawai (vinay.gawai@phfl.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Exercise Secured by Check Point TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug 2026 at 20:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 25 Aug 2026 at 20:11, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote: Dear Team, Case IS BT +TOP UP BT-40,10,0000 TOP UP 9,89,000 Total -49,99,000 Thanks & Regards, Kavita Tambe Area Sales Manger 9372500692 pnb Housing Finance Limited 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Internal From: Vinay Devrao Gawai < vinay.gawai@phfl.com > Sent: 25 August 2026 19:38 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Kavita Tambe < kavita.tambe@pnbhousing.com >; Hemant Kumar 3 < hemant.kumar3@pnbhousing.com >; Umesh Ramchandra Borade < umesh.borade@phfl.com >; Samson Silveira < samson.silveira@pnbhousing.com >; Pooja Mijar < pooja.mijar@pnbhousing.com >; Pritam Sahadev Bhanage < pritam.bhanage@phfl.com > Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
🤖 read: asks for the Index II — “Please provide NOI Index II asap.”
UB umesh.borade@phfl.com phfl.com
22 Sep, 11:09 · 24d ago
Dear Team,

Please provide NOI Index II asap

Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/02/26 19:27 To: Kavita Tambe (kavita.tambe@pnbhousing.com) Cc: Vinay Devrao Gawai (vinay.gawai@phfl.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Exercise Secured by Check Point TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug 2026 at 20:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 25 Aug 2026 at 20:11, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote: Dear Team, Case IS BT +TOP UP BT-40,10,0000 TOP UP 9,89,000 Total -49,99,000 Thanks & Regards, Kavita Tambe Area Sales Manger 9372500692 pnb Housing Finance Limited 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Internal From: Vinay Devrao Gawai < vinay.gawai@phfl.com > Sent: 25 August 2026 19:38 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Kavita Tambe < kavita.tambe@pnbhousing.com >; Hemant Kumar 3 < hemant.kumar3@pnbhousing.com >; Umesh Ramchandra Borade < umesh.borade@phfl.com >; Samson Silveira < samson.silveira@pnbhousing.com >; Pooja Mijar < pooja.mijar@pnbhousing.com >; Pritam Sahadev Bhanage < pritam.bhanage@phfl.com > Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
🤖 read: asks for the Index II — “Please provide NOI Index II asap”
UB umesh.borade@phfl.com phfl.com
28 Sep, 10:40 · 18d ago
Re[3]: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/519
Dear Team,

Please provide NOI Index II asap

Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com
earlier mails quoted below
From: Umesh Ramchandra Borade (umesh.borade@phfl.com) Date: 09/22/26 11:06 To: THINKBIGZ NOI (pnb.noifilling@gmail.com), Kavita Tambe (kavita.tambe@pnbhousing.com) Cc: Vinay Devrao Gawai (vinay.gawai@phfl.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Subject: Re[2]: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Dear Team, Please provide NOI Index II asap Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/02/26 19:27 To: Kavita Tambe (kavita.tambe@pnbhousing.com) Cc: Vinay Devrao Gawai (vinay.gawai@phfl.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Exercise Secured by Check Point TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug 2026 at 20:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 25 Aug 2026 at 20:11, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote: Dear Team, Case IS BT +TOP UP BT-40,10,0000 TOP UP 9,89,000 Total -49,99,000 Thanks & Regards, Kavita Tambe Area Sales Manger 9372500692 pnb Housing Finance Limited 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Internal From: Vinay Devrao Gawai < vinay.gawai@phfl.com > Sent: 25 August 2026 19:38 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Kavita Tambe < kavita.tambe@pnbhousing.com >; Hemant Kumar 3 < hemant.kumar3@pnbhousing.com >; Umesh Ramchandra Borade < umesh.borade@phfl.com >; Samson Silveira < samson.silveira@pnbhousing.com >; Pooja Mijar < pooja.mijar@pnbhousing.com >; Pritam Sahadev Bhanage < pritam.bhanage@phfl.com > Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
🤖 read: asks for the Index II — “Please provide NOI Index II asap”
UB umesh.borade@phfl.com phfl.com
06 Oct, 13:14 · 10d ago
Re[4]: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/519
Dear Team,

Please provide NOI Index II asap

Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com
earlier mails quoted below
From: Umesh Ramchandra Borade (umesh.borade@phfl.com) Date: 09/28/26 10:38 To: THINKBIGZ NOI (pnb.noifilling@gmail.com), Kavita Tambe (kavita.tambe@pnbhousing.com) Cc: Vinay Devrao Gawai (vinay.gawai@phfl.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Subject: Re[3]: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Dear Team, Please provide NOI Index II asap Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com From: Umesh Ramchandra Borade (umesh.borade@phfl.com) Date: 09/22/26 11:06 To: THINKBIGZ NOI (pnb.noifilling@gmail.com), Kavita Tambe (kavita.tambe@pnbhousing.com) Cc: Vinay Devrao Gawai (vinay.gawai@phfl.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Subject: Re[2]: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Dear Team, Please provide NOI Index II asap Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 09/02/26 19:27 To: Kavita Tambe (kavita.tambe@pnbhousing.com) Cc: Vinay Devrao Gawai (vinay.gawai@phfl.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Samson Silveira (samson.silveira@pnbhousing.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 Exercise Secured by Check Point TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug 2026 at 20:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 25 Aug 2026 at 20:11, Kavita Tambe < kavita.tambe@pnbhousing.com > wrote: Dear Team, Case IS BT +TOP UP BT-40,10,0000 TOP UP 9,89,000 Total -49,99,000 Thanks & Regards, Kavita Tambe Area Sales Manger 9372500692 pnb Housing Finance Limited 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Internal From: Vinay Devrao Gawai < vinay.gawai@phfl.com > Sent: 25 August 2026 19:38 To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Kavita Tambe < kavita.tambe@pnbhousing.com >; Hemant Kumar 3 < hemant.kumar3@pnbhousing.com >; Umesh Ramchandra Borade < umesh.borade@phfl.com >; Samson Silveira < samson.silveira@pnbhousing.com >; Pooja Mijar < pooja.mijar@pnbhousing.com >; Pritam Sahadev Bhanage < pritam.bhanage@phfl.com > Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217 From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, 25 August 2026 19:37 To: Vinay Devrao Gawai Cc: Kavita Tambe; Hemant Kumar 3; Umesh Ramchandra Borade; Samson Silveira; Pooja Mijar; Pritam Sahadev Bhanage Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/5193217
🤖 read: asks for the Index II — “Please provide NOI Index II asap”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Index II inside DOC-20260825-WA0013.pdf
filed 44d ago
Index IIthe branch sent this — an input Vinay Gawai Index2 (1).pdf
filed 44d ago
Payment screenshot IMG-20260825-WA0057.jpg
filed 44d ago
Other image002.jpg
filed 44d ago
Other image001.png
filed 44d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹31,830
Where it stands
VERIFIED — money received
Screenshot claims
₹31,800
Paid at
17 Sep 17:25:00
Verified on
17 Sep 17:25:29
GPay money settled into the PNB account at 17 Sep 17:45 (NEFT AXNGG26026162669). Heard twice; verified once.

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹15,010₹15,000₹320 ₹1,500₹31,830
By law ₹31,817. We ask ₹31,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

Challan: 11 of 13 boxes on the caseOpen the verification page →
Empty: Payer mobile (the receipt SMS goes here), Property box 2 (the road)
Highlighted: Payer mobile (the receipt SMS goes here)
The e-filing’s boxes (51 of 70 ready) come up once the challan is paid.
✗ EzDocs found boxes that do NOT agree with the document (29d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Vinay Gawai Index2 (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नाव:पनवेल म.न.पा.इतर वर्णन :, इतर माहिती: फ्लॅट नं.504,5वा मजला, ए विंग, गामी तिआरा, सर्व्हे नं.81/3/ए,पिसार्वे गाव पिसार्वे -पनवेल,तालुका-पनवेल,जिल्हा- रायगड, क्षेत्र-43.273 चौ.मी. कारपेट एरिया. ( ( Survey Number : 81 ; ) )
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
DOC-20260825-WA0013.pdf
the address
{'PIN': '400705', 'AREA': 'BO 255/4-5, SECTOR 05 SANPADA AAVI MUMBAI', 'FLAT': 'FLAT NO 01', 'ROAD': NONE, 'FLOOR': 'GROUND FLOOR', 'STATE': 'MAHARASHTRA', 'BUILDING': 'SAI RAAJ APARTMENT HOUSE', 'DISTRICT': 'THANE', 'POST_OFFICE': 'SANPADA', 'VILLAGE_CITY': 'NAVI MUMBAI'}
the Index II
Vinay Gawai Index2 (1).pdf
the property
1) paalikeche naava:panavela ma.na.paa.itara varnana :, itara maahiti: phlata nan.504,5vaa majalaa, e vinga, gaami tiaaraa, sarvhe nan.81/3/e,pisaarve gaava pisaarve -panavela,taalukaa-panavela,jilhaa- raayagada, kshetra-43.273 chau.mi. kaarapeta eriyaa. ((SURVEY NUMBER : 81 ; ) )
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 504 5TH FLOOR A WING GAMI TIARA SURVEY NO 81/3/A VILLAGE PISARVE
Locality/Road
Area/City
PISARVE
check or correct a box, the papers beside it →
the Index II also prints: 1, 273, 43, 504, 5VAA, 81, 81/3/E, CHAU, ERIYAA, GAAMI, GAAVA, ITARA, JILHAA, KAARAPETA, KSHETRA, MA, MAAHITI
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorVINAY DEVRAO GAWAIBTCPG7020C…6989
co_mortgagorROHIT DEVRAO GAWAIDLDPG8052D…0931
co_mortgagorDevrao Janu Gawai…5298
co_mortgagorDEORAO JANU GAWAIAQJPG6199D

All mail records (for Abhijit — safe to ignore)
2 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quotevinay.gawai@phfl.com 44d ago
document chasevinay.gawai@phfl.com 44d ago
documents acknowledgedvinay.gawai@phfl.com 44d ago
What EzDocs read from each document — check anything marked in red
Sanction letter DOC-20260825-WA0013.pdf needs your check
lan
HOU/NAV/0826/5193217
legible
True
loan type
Housing Loan
confidence
1
loan amount
4010000
interest rate
7.75
applicant names
VINAY DEVRAO GAWAI, ROHIT DEVRAO GAWAI
applicant mobile
7666546548
property address
pin: 410208; state: MAHARASHTRA; taluka: Panvel; Flat no: 504; district: Raigad; Floor: 5TH FLOOR; Address: FLAT NO 504, 5TH FLOOR, A WING, GAMI TIARA, SURVEY NO 81/3/A, VILLAGE PISARVE, Panvel, Raigad, MAHARASHT
insurance premium
0
includes insurance
False
total with insurance
4010000
security address verbatim
FLAT NO 504, 5TH FLOOR, A WING, SURVEY NO 81/3/A, GAMI TIARA, PANVEL, NA, Panvel, VILLAGE PISARVE, Raigad, MAHARASHTRA, India, 410208
raw reading (for Abhijit)
{'lan': 'HOU/NAV/0826/5193217', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 4010000, 'interest_rate': 7.75, 'quality_issue': None, 'sanction_date': None, 'letter_version': None, 'applicant_names': ['VINAY DEVRAO GAWAI', 'ROHIT DEVRAO GAWAI'], 'applicant_mobile': '7666546548', 'property_address': {'pin': '410208', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '504', 'district': 'Raigad', 'floor_no': '5TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 504, 5TH FLOOR, A WING, GAMI TIARA, SURVEY NO 81/3/A, VILLAGE PISARVE, Panvel, Raigad, MAHARASHTRA, India, 410208', 'village_city': 'PISARVE, Panvel', 'building_name': 'A WING, GAMI TIARA', 'survey_or_cts_no': '81/3/A'}, 'insurance_premium': 0, 'includes_insurance': False, 'total_with_insurance': 4010000, 'security_address_verbatim': 'FLAT NO 504, 5TH FLOOR, A WING, SURVEY NO 81/3/A, GAMI TIARA, PANVEL, NA, Panvel, VILLAGE PISARVE, Raigad, MAHARASHTRA, India, 410208'}
Index II Vinay Gawai Index2 (1).pdf needs your check
kind
index2_input
extracted
doc_no: 19546; village: पिसार्वे; doc_kind: सूची क्र.2; doc_year: 2024; sro_name: सह दु.नि. पनवेल 3; area_text: 43.273 चौ. मीटर; mortgagee: विनय देवराव गवई, रोहित देवराव गवई, देवराव जानू गवई; filing_fee: 30000; mortgagor
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '19546', 'village': 'पिसार्वे', 'doc_kind': 'सूची क्र.2', 'doc_year': '2024', 'sro_name': 'सह दु.नि. पनवेल 3', 'area_text': '43.273 चौ. मीटर', 'mortgagee': 'विनय देवराव गवई, रोहित देवराव गवई, देवराव जानू गवई', 'filing_fee': 30000, 'mortgagors': ['मे. गामी डेव्हलपर्स तर्फे प्रोप्रायटर श्री मुरजी भानजी गामी यांच्या तर्फे कु.मु.म्हणून कुमार माटेकर'], 'stamp_duty': 314300, 'filing_date': '2024-09-25', 'loan_amount': 4490000, 'property_text': '1) पालिकेचे नाव:पनवेल म.न.पा.इतर वर्णन :, इतर माहिती: फ्लॅट नं.504,5वा मजला, ए विंग, गामी तिआरा, सर्व्हे नं.81/3/ए,पिसार्वे गाव पिसार्वे -पनवेल,तालुका-पनवेल,जिल्हा- रायगड, क्षेत्र-43.273 चौ.मी. कारपेट एरिया. ( ( Survey Number : 81 ; ) )', 'survey_numbers': ['81/3/ए', '81']}}
Payment screenshot IMG-20260825-WA0057.jpg needs your check
date
2026-08-25
amount
31800.0
method
UPI
payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED
raw reading (for Abhijit)
{'utr': None, 'date': '2026-08-25', 'amount': 31800.0, 'method': 'UPI', 'payee_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': None, 'debit_notification_text': None}
Other image001.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image002.jpg needs your check
payments inside
payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Payment screenshot IMG-20260825-WA0057.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-08-25', 'page': 1, 'time': '18:54', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 31800.0, 'direction': 'debit', 'narration': 'Paid to THINKBI
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-08-25', 'page': 1, 'time': '18:54', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 31800.0, 'direction': 'debit', 'narration': 'Paid to THINKBIGZ INITIATIVE PRIVATE LIMITED, Banking name: THINKBIGZ INITIATIVE...', 'proof_kind': 'success_screen'}], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Sanction letter DOC-20260825-WA0013.pdf needs your check
dob
1997-08-29
name
VINAY DEVRAO GAWAI
page
1
mobile
7666546548
address
pin: 400705; area: Plot No 255/2-3, Sector-05, Sanpada; flat: Room No-01; floor: Ground Floor; state: Maharashtra; building: Sairaaj Apartment; district: Thane; post_office: Sanpada; Village: Navi Mumbai
legible
True
card kind
aadhaar
card of many
1
aadhaar last4
6989
raw reading (for Abhijit)
{'dob': '1997-08-29', 'pan': None, 'name': 'VINAY DEVRAO GAWAI', 'page': 1, 'mobile': '7666546548', 'address': {'pin': '400705', 'area': 'Plot No 255/2-3, Sector-05, Sanpada', 'flat': 'Room No-01', 'road': None, 'floor': 'Ground Floor', 'state': 'Maharashtra', 'building': 'Sairaaj Apartment', 'district': 'Thane', 'post_office': 'Sanpada', 'village_city': 'Navi Mumbai'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 1, 'aadhaar_last4': '6989', 'quality_issue': None}
Sanction letter DOC-20260825-WA0013.pdf needs your check
dob
1997-08-29
pan
BTCPG7020C
name
VINAY DEVRAO GAWAI
page
2
legible
True
card kind
pan
father name
DEVRAO JANU GAWAI
card of many
2
raw reading (for Abhijit)
{'dob': '1997-08-29', 'pan': 'BTCPG7020C', 'name': 'VINAY DEVRAO GAWAI', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DEVRAO JANU GAWAI', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter DOC-20260825-WA0013.pdf needs your check
dob
2002-08-04
pan
DLDPG8052D
name
ROHIT DEVRAO GAWAI
page
3
legible
True
card kind
pan
father name
DEVRAO JANUJI GAWAI
card of many
3
raw reading (for Abhijit)
{'dob': '2002-08-04', 'pan': 'DLDPG8052D', 'name': 'ROHIT DEVRAO GAWAI', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DEVRAO JANUJI GAWAI', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter DOC-20260825-WA0013.pdf needs your check
dob
2002-08-04
name
Rohit Devrao Gawai
page
4
mobile
8850310640
address
pin: 400705; area: PLOT NO 255-4, SECTOR 05 SANPADA; flat: ROOM NO 01; floor: GROUND FLR; state: Maharashtra; building: SAIRAAJ APARTMENT; district: Thane; post_office: Sanpada; Village: Navi Mumbai
legible
True
card kind
aadhaar
card of many
4
aadhaar last4
0931
raw reading (for Abhijit)
{'dob': '2002-08-04', 'pan': None, 'name': 'Rohit Devrao Gawai', 'page': 4, 'mobile': '8850310640', 'address': {'pin': '400705', 'area': 'PLOT NO 255-4, SECTOR 05 SANPADA', 'flat': 'ROOM NO 01', 'road': None, 'floor': 'GROUND FLR', 'state': 'Maharashtra', 'building': 'SAIRAAJ APARTMENT', 'district': 'Thane', 'post_office': 'Sanpada', 'village_city': 'Navi Mumbai'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '0931', 'quality_issue': None}
Sanction letter DOC-20260825-WA0013.pdf needs your check
dob
1968-07-01
name
Devrao Janu Gawai
page
5
mobile
8080736202
address
pin: 400705; area: BO 255/4-5, Sector 05 sanpada aavi mumbai; flat: FLAT NO 01; floor: GROUND FLOOR; state: Maharashtra; building: SAI RAAJ APARTMENT HOUSE; district: Thane; post_office: Sanpada; Village: Navi Mumba
legible
True
card kind
aadhaar
card of many
5
aadhaar last4
5298
raw reading (for Abhijit)
{'dob': '1968-07-01', 'pan': None, 'name': 'Devrao Janu Gawai', 'page': 5, 'mobile': '8080736202', 'address': {'pin': '400705', 'area': 'BO 255/4-5, Sector 05 sanpada aavi mumbai', 'flat': 'FLAT NO 01', 'road': None, 'floor': 'GROUND FLOOR', 'state': 'Maharashtra', 'building': 'SAI RAAJ APARTMENT HOUSE', 'district': 'Thane', 'post_office': 'Sanpada', 'village_city': 'Navi Mumbai'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 5, 'aadhaar_last4': '5298', 'quality_issue': None}
Sanction letter DOC-20260825-WA0013.pdf needs your check
dob
1968-07-01
pan
AQJPG6199D
name
DEORAO JANU GAWAI
page
6
legible
True
card kind
pan
father name
JANU SHIVAJI GAWAI
card of many
6
raw reading (for Abhijit)
{'dob': '1968-07-01', 'pan': 'AQJPG6199D', 'name': 'DEORAO JANU GAWAI', 'page': 6, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'JANU SHIVAJI GAWAI', 'card_of_many': 6, 'aadhaar_last4': None, 'quality_issue': None}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocsreader_efiling_verdict{'fp': 'fc88fce61692d55e', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required for filing but is empty.', 'page': 'Start page',
10d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan_shared', 'index2_sent', 'e
14d agoEzDocscards_read{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'DOC-20260825-WA0013.pdf', 'cards': 6, 'doc_id': '2dda6a62-e9e7-46a3-b921-de1b7cae88e1', 'applied': 6}
14d agoEzDocsid_doc_filed{'doc': 'pan', 'file': 'DOC-20260825-WA0013.pdf', 'doc_id': '2dda6a62-e9e7-46a3-b921-de1b7cae88e1', 'person': 'DEORAO JANU GAWAI', 'party_id': 'e2362b7b-4135-4997-9dc4-5fb9df2538a0', 'name_on_doc': 'DEORAO JANU GAWAI'}
14d agoEzDocsco_applicant_added{'doc': 'pan', 'name': 'DEORAO JANU GAWAI'}
14d agoEzDocsparty_not_merged{'doc': 'pan', 'why': 'these two names share a surname but each carries a word the other does not — two people, so this file gets its own person instead of landing on hers', 'score': 0.94, 'words': ['deorao'], 'file_name
14d agoEzDocsid_doc_filed{'doc': 'aadhaar', 'file': 'DOC-20260825-WA0013.pdf', 'doc_id': '2dda6a62-e9e7-46a3-b921-de1b7cae88e1', 'person': 'Devrao Janu Gawai', 'party_id': 'd1558a40-6608-49b1-b8e3-df1ff60f0a7a', 'name_on_doc': 'Devrao Janu Gawai
14d agoEzDocsco_applicant_added{'doc': 'aadhaar', 'name': 'Devrao Janu Gawai'}
14d agoEzDocscard_mobile_not_taken{'why': "the challan's mobile is the sanction letter's (or the branch's mail's) — a card's printed number is never typed (the team, 22 Sep)", 'last4': '6202', 'source': 'aadhaar', 'party_id': 'd1558a40-6608-49b1-b8e3-df1
14d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '400705', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Navi Mumbai', 'doc_id': '2dda6a62-
14d agoEzDocskyc_names_match{'sig': 'ROHIT DEVRAO GAWAI|Rohit Devrao Gawai|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'DOC-20260825-WA0013.pdf', 'pan_name': 'ROHIT DEVRA
14d agoEzDocsid_doc_filed{'doc': 'aadhaar', 'file': 'DOC-20260825-WA0013.pdf', 'doc_id': '2dda6a62-e9e7-46a3-b921-de1b7cae88e1', 'person': 'ROHIT DEVRAO GAWAI', 'party_id': 'e5efd996-3b0a-465f-bf8d-ce4500040891', 'name_on_doc': 'Rohit Devrao Gaw
14d agoEzDocscard_mobile_not_taken{'why': "the challan's mobile is the sanction letter's (or the branch's mail's) — a card's printed number is never typed (the team, 22 Sep)", 'last4': '0640', 'source': 'aadhaar', 'party_id': 'e5efd996-3b0a-465f-bf8d-ce4
14d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '400705', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Navi Mumbai', 'doc_id': '2dda6a62-
14d agoEzDocsid_doc_filed{'doc': 'pan', 'file': 'DOC-20260825-WA0013.pdf', 'doc_id': '2dda6a62-e9e7-46a3-b921-de1b7cae88e1', 'person': 'ROHIT DEVRAO GAWAI', 'party_id': 'e5efd996-3b0a-465f-bf8d-ce4500040891', 'name_on_doc': 'ROHIT DEVRAO GAWAI'}
14d agoEzDocsco_applicant_added{'doc': 'pan', 'name': 'ROHIT DEVRAO GAWAI'}
14d agoEzDocskyc_names_match{'sig': 'VINAY DEVRAO GAWAI|VINAY DEVRAO GAWAI|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'DOC-20260825-WA0013.pdf', 'pan_name': 'VINAY DEVRA
14d agoEzDocsid_doc_filed{'doc': 'pan', 'file': 'DOC-20260825-WA0013.pdf', 'doc_id': '2dda6a62-e9e7-46a3-b921-de1b7cae88e1', 'person': 'VINAY DEVRAO GAWAI', 'party_id': 'b330ffa3-3038-4625-aa0e-6332aa78bc42', 'name_on_doc': 'VINAY DEVRAO GAWAI'}
14d agoEzDocsroles_from_letter{'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['VINAY DEVRAO GAWAI -> mo
14d agoEzDocsid_doc_filed{'doc': 'aadhaar', 'file': 'DOC-20260825-WA0013.pdf', 'doc_id': '2dda6a62-e9e7-46a3-b921-de1b7cae88e1', 'person': 'VINAY DEVRAO GAWAI', 'party_id': 'b330ffa3-3038-4625-aa0e-6332aa78bc42', 'name_on_doc': 'VINAY DEVRAO GAW
14d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '400705', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Navi Mumbai', 'doc_id': '2dda6a62-
18d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
18d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
19d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
19d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
20d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
24d agoEzDocstrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
29d agoEzDocscase_reevaluated{'stage_after': 'AWAITING_INDEX2'}
29d agoEzDocsgpay_settled{'utr': 'AXNGG26026162669', 'why': 'Google settled the GPay Business money into the PNB account by NEFT — the same payment the app announced, now in the bank', 'amount': 31800.0, 'alert_at': '2026-09-17 11:55:25', 'lump_
29d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['DOC-20260825-WA0013.pdf', 'Vinay Gawai Index2 (1).pdf'], 'after': {'challan_boxes': {'box1': 'FLAT NO 504 5TH FLOOR A WING GAMI TIARA SURVEY NO 81/3/A VILLAGE PISARVE', 'box

Case diary the case’s history — what happened, newest day first

Papers
All 3 in hand
Nothing more to ask the branch for
Money
₹31,800 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Yesterday · 15 Oct1 thing
EzDocs checked the e-filing boxes against the papers
17:40
6 Oct1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:15
2 Oct6 things — 6 steps
Co-applicant added
00:28
EzDocs took 14 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
00:28
Co-applicant added
00:28
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
00:28
Co-applicant added
00:28
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
00:28
28 Sep2 things — 2 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
10:47
EzDocs read the whole trail as one conversation — where the case stands is on the page
10:40
27 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
05:50
26 Sep1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
23:44
22 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:16
17 Sep3 things — 3 steps
EzDocs took 8 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:45
The challan's address boxes were written from the papers
17:36
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:25
15 Sep3 things — 3 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
22:54
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:54
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:37
14 Sep1 thing — 1 step
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
16:50
3 Sep1 thing — 1 step
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:43
2 Sep15 things — 5 documents received · 4 letters written · 6 steps
Received: other
image001.png
20:02
Received: other
image002.jpg
20:02
Wrote the documents acknowledged mail — held, silent mode
Re: Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0
20:01
An old draft withdrew itself — its asks were already answered
20:01
The branch's payment screenshot was read
20:01
Received: Payment screenshot
IMG-20260825-WA0057.jpg
20:01
Nothing new to ask for — stayed quiet
20:01
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:01
Index II (title document) received from the branch
20:01
Received: Index II
Vinay Gawai Index2 (1).pdf
20:01
Wrote the document chase mail — held, silent mode
Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/
20:01
Wrote the fee quote mail — held, silent mode
Please find attached documents and payment receipt for 0.30% & NOI PAYMENT--VINAY DEVRAO GAWAI - HOU/NAV/0826/
20:01
Property address read from the sanction letter
20:01
Received: Sanction letter
DOC-20260825-WA0013.pdf
20:00
Case opened from the branch's mail
20:00
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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