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Cases / NOI-2026-03125

Ashok Ambadas lingayat

PNB_HFLLAN HOU/ARNG/0426/5076413 Index II shared · done All documentsMails & papers 8
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the registered copy of our filing, from the governmentopen download
✓MOTD — inside DocScanner 27 May 2026 1-21 pm.pdfopen
✓PAN card — inside DocScanner 27 May 2026 1-21 pm.pdfopen
✓Aadhaar card — inside DocScanner 27 May 2026 1-21 pm.pdfopen
✓Selfie / photo — inside DocScanner 27 May 2026 1-21 pm.pdfopen
✓Payment screenshot — shows ₹10,090; money not verified yet — inside DocScanner 27 May 2026 1-21 pm.pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (6)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • In the branch's mail of 5 Oct (from asmita.kulkarni@pnbhousing.com, “RE: FW: NOI & CHALLAN FOR -HOU/ARNG/0426/5076413-LINGAYAT ASHOK AMBADA”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: Fw: HOU/ARNG/0426/5076413 - LINGAYAT ASHOK AMBADAS.eml is RAMESH KUMAR (loan HOU/MUM/HL/2023/123456)'s, not Ashok Ambadas lingayat's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Ashok's own letter. (Set aside as another customer's.)
  • The work is done — our fee of ₹10,110.22 is still not in our account. Chase the branch for it.
  • Payment proof is from 2026-05-25 — an old receipt?
MoneyWaiting for the credit
₹10,110.22CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹10,090; we wait for the credit itself
Ask for the exact ₹10,110.22. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%3,110
Registration fee 0.5%5,180
Government handling320
Our service fee1,500.22
Total we ask for10,110.22
Screenshot ₹10,090 — ₹20 under our ask, not below the real calculation ₹10,080. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-05-25 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 19:18 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹10,100. We ask ₹10,110 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹10,032 · 15:55 · 8886135190 — ₹78.22 less than our ask
₹10,370 · 12 Oct 14:18 · Harish Bab. RRN- · 1156716869 — ₹259.78 more than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 hour time · 27 May 15:23
Index II 33 h 22 minour time · 8 Oct 12:32
the NOI team 3 d 3 hthe branch 130 d 18 htotal 133 d 22 h
Complete.
Day by day — every step and who held it
27 May 14:23Your branch's mail
27 May 15:23Challan made+1 h · the NOI team
5 Oct 10:01Papers from your branch+130 d 18 h · the branch
5 Oct 10:09Papers from your branch+9 min · the branch
5 Oct 10:09Papers readat once
5 Oct 10:09Property readat once
5 Oct 10:10Fee quotedat once
5 Oct 10:10Papers from your branchat once
5 Oct 10:10Papers readat once
5 Oct 10:10Index II issued by the SROat once
5 Oct 10:10Papers readat once
8 Oct 12:32Index II sent+3 d 2 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹10,35,000
Loan account no.
HOU/ARNG/0426/5076413
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 2 differences between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPProperty: plot number difference
The sanction letterPlot No. 38
Plot No. 38, Gut No. 55, Swapnangan Park Phase 1
The Index IIPLOT NO 39
Building Name:PLOT NO 39,SWAPNANGAN PARK PHASE 1, Flat No:PLOT NO 39... Plot Number: 39
Why it matters: The sanction letter and MOTD schedule B write Plot No. 38, whereas the registered Index-II prints Plot No. 39. Filing with the wrong plot number makes the mortgage invisible on title searches.
What to do: Ask the branch to clarify whether the mortgaged plot is 38 or 39 and send a corrected sanction letter or amendment before proceeding.
CHECKThe plot number
The sanction letter BASE5
{'pin': '431001', 'area': 'Aurangabad', 'flat': 'PLOT NO.5', 'road': 'Near Durga Hotel', 'floor': None, 'state': 'Mahara …
The Index II DIFFERS39
… रपती संभाजीनगर म.न.पा. Other details: Building Name:PLOT NO 39,SWAPNANGAN PARK PHASE 1, Flat No:PLOT NO 39, Road:CHHATRA …
What to do: The challan and the filing follow the sanction letter, the bank's own paper (plot 5). Read the papers once — if plot 5 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the loan documents and the Index II. The team needs to provide the fee quote to the branch.
the history says the next move is with the NOI team — the fee quote
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted
read over 1 mail(s), last mail 2026-10-05 · read 10d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (10d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH003320560202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
OL The NOI teamTYPED IN GMAIL
22 Sep, 16:56 · 23d ago
THE APP JOINED HERE — earlier mails are on Gmail
Re: FW: NOI & CHALLAN FOR -HOU/ARNG/0426/5076413-LINGAYAT ASHOK AMBADAS

Team,

For noi filing we need an index 2 copy and colour live selfie photos of applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 6 Aug 2026 at 19:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy and colour live selfie photos of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 14 Jul 2026 at 16:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy and colour live selfie photos of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 14 Jul 2026 at 15:00, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Wednesday, May 27, 2026 3:26 PM To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com > Subject: Re: NOI & CHALLAN FOR -HOU/ARNG/0426/5076413-LINGAYAT ASHOK AMBADAS Exercise Secured by Check Point TEAM PFA CHALLAN FOR A REFERENCE Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 27 May 2026 at 14:25, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Pfa & Pls help for challan & NOI SRO-2 Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: Deepak Waghmare < mrdeepak3866@gmail.com > Sent: Wednesday, May 27, 2026 1:29 PM To: Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com > Subject: Lingayat NOI Documents Exercise Secured by Check Point PFA
🤖 read: asks the branch for documents — “For noi filing we need an index 2 copy and colour live selfie photos of applicants..”
5 more mails in between — open
OL The NOI teamTYPED IN GMAIL
03 Oct, 17:31 · 12d ago

Team,

For noi filing we need an index 2 copy and colour live selfie photos of applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 22 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy and colour live selfie photos of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 6 Aug 2026 at 19:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy and colour live selfie photos of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 14 Jul 2026 at 16:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy and colour live selfie photos of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 14 Jul 2026 at 15:00, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Wednesday, May 27, 2026 3:26 PM To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com > Subject: Re: NOI & CHALLAN FOR -HOU/ARNG/0426/5076413-LINGAYAT ASHOK AMBADAS Exercise Secured by Check Point TEAM PFA CHALLAN FOR A REFERENCE Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 27 May 2026 at 14:25, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Pfa & Pls help for challan & NOI SRO-2 Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: Deepak Waghmare < mrdeepak3866@gmail.com > Sent: Wednesday, May 27, 2026 1:29 PM To: Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com > Subject: Lingayat NOI Documents Exercise Secured by Check Point PFA
🤖 read: asks the branch for documents — “For noi filing we need an index 2 copy and colour live selfie photos of applicants..”
AK asmita.kulkarni@pnbhousing.com pnbhousing.com
05 Oct, 10:01 · 10d ago

Thanks & Regards,

Asmita Kulkarni.

Customer Service Manager – Loans

pnb

Housing Finance Limited

Ch.Sambhajinagar.431001

Mob. No. 7972988248

From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:Thursday, August 13, 2026 3:03 PM
To:Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>

Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Nidhi Kushwaha <nidhi.kushwaha@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>

Subject:Re: HOU/ARNG/0426/5076413 - LINGAYAT ASHOK AMBADAS
ExerciseSecured by Check Point

Dear Team,

PFA index 2 copy for case closure.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Mon, 10 Aug 2026 at 08:11, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 6 Aug 2026 at 19:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We will process the noi for the same... Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 6 Aug 2026 at 18:06, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, August 4, 2026 4:29 PM To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Nidhi Kushwaha < nidhi.kushwaha@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com > Subject: Re: HOU/ARNG/0426/5076413 - LINGAYAT ASHOK AMBADAS Exercise Exercise Exercise Exercise Secured by Check Point Team, For noi filing we need an index 2 copy and colour live selfie photos of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 22 Sept 2026 at 16:56, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy and colour live selfie photos of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 6 Aug 2026 at 19:49, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy and colour live selfie photos of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 14 Jul 2026 at 16:50, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For noi filing we need an index 2 copy and colour live selfie photos of applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 14 Jul 2026 at 15:00, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Wednesday, May 27, 2026 3:26 PM To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com > Subject: Re: NOI & CHALLAN FOR -HOU/ARNG/0426/5076413-LINGAYAT ASHOK AMBADAS Exercise Secured by Check Point TEAM PFA CHALLAN FOR A REFERENCE Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 27 May 2026 at 14:25, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Pfa & Pls help for challan & NOI SRO-2 Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: Deepak Waghmare < mrdeepak3866@gmail.com > Sent: Wednesday, May 27, 2026 1:29 PM To: Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com > Subject: Lingayat NOI Documents Exercise Secured by Check Point PFA
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
05 Oct, 12:02 · 10d ago
Re: NOI & CHALLAN FOR -HOU/ARNG/0426/5076413-LINGAYAT ASHOK AMBADAS

TEAM

kindly share color selfie photo for noi prosess

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Wed, 27 May 2026 at 14:25, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com> wrote: Pfa & Pls help for challan & NOI SRO-2 Thanks & Regards, *Asmita Kulkarni.* Customer Service Manager – Loans pnb *Housing Finance Limited* Ch.Sambhajinagar.-431001 Mob. No. 7972988248 [image: Email Signature] Internal *From:* Deepak Waghmare <mrdeepak3866@gmail.com> *Sent:* Wednesday, May 27, 2026 1:29 PM *To:* Deepak Arvind Waghmare <deepak.waghmare@phfl.com>; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com > *Subject:* Lingayat NOI Documents *Secured by Check Point * PFA
🤖 read: asks the branch for documents — “kindly share color selfie photo for noi prosess”
OL The NOI teamTYPED IN GMAIL
05 Oct, 14:18 · 10d ago

TEAM

kindly share index 2 copy of plot no 38 and color selfie photo of applicant for noi process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 12:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM kindly share color selfie photo for noi prosess Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 27 May 2026 at 14:25, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Pfa & Pls help for challan & NOI SRO-2 Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: Deepak Waghmare < mrdeepak3866@gmail.com > Sent: Wednesday, May 27, 2026 1:29 PM To: Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com > Subject: Lingayat NOI Documents Exercise Secured by Check Point PFA
🤖 read: asks the branch for documents — “kindly share index 2 copy of plot no 38 and color selfie photo of applicant for noi process.”
AK asmita.kulkarni@pnbhousing.com pnbhousing.com
05 Oct, 14:28 · 10d ago

Thanks & Regards,

Asmita Kulkarni.

Customer Service Manager – Loans

pnb

Housing Finance Limited

Ch.Sambhajinagar.431001

Mob. No. 7972988248

From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:Thursday, August 13, 2026 3:03 PM
To:Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>

Cc: Rahul Mahajan1 <rahul.mahajan1@pnbhousing.com>; Ravindra Kakde <ravindra.kakde@pnbhousing.com>; Nidhi Kushwaha <nidhi.kushwaha@pnbhousing.com>; Prashant Padhye <prashant.padhye@pnbhousing.com>; Amol Wakekar <amol.wakekar@pnbhousing.com>

Subject:Re: HOU/ARNG/0426/5076413 - LINGAYAT ASHOK AMBADAS
ExerciseSecured by Check Point

Dear Team,

PFA index 2 copy for case closure.

Regards,

NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Mon, 10 Aug 2026 at 08:11, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: DEAR TEAM, PFA DOWNLOADED COPY OF EFILING Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 6 Aug 2026 at 19:48, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We will process the noi for the same... Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Thu, 6 Aug 2026 at 18:06, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Tuesday, August 4, 2026 4:29 PM To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Nidhi Kushwaha < nidhi.kushwaha@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com > Subject: Re: HOU/ARNG/0426/5076413 - LINGAYAT ASHOK AMBADAS Exercise Exercise Exercise Exercise Secured by Check Point TEAM kindly share index 2 copy of plot no 38 and color selfie photo of applicant for noi process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 5 Oct 2026 at 12:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM kindly share color selfie photo for noi prosess Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 27 May 2026 at 14:25, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Pfa & Pls help for challan & NOI SRO-2 Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: Deepak Waghmare < mrdeepak3866@gmail.com > Sent: Wednesday, May 27, 2026 1:29 PM To: Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com > Subject: Lingayat NOI Documents Exercise Secured by Check Point PFA
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
07 Oct, 14:20 · 8d ago

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 14:29, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: As already discussed, Plot no. 38 was cancelled. We have initiate challan for plot no.39 and index 2 is also received for the same. Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Monday, October 5, 2026 2:19 PM To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com > Subject: Re: NOI & CHALLAN FOR -HOU/ARNG/0426/5076413-LINGAYAT ASHOK AMBADAS Exercise Secured by Check Point TEAM kindly share index 2 copy of plot no 38 and color selfie photo of applicant for noi process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 12:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM kindly share color selfie photo for noi prosess Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 27 May 2026 at 14:25, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Pfa & Pls help for challan & NOI SRO-2 Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: Deepak Waghmare < mrdeepak3866@gmail.com > Sent: Wednesday, May 27, 2026 1:29 PM To: Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com > Subject: Lingayat NOI Documents Exercise Secured by Check Point PFA
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
08 Oct, 12:24 · 7d ago
Dear Team,

PFA index 2 copy for case closure..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 7 Oct 2026 at 14:20, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 14:29, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: As already discussed, Plot no. 38 was cancelled. We have initiate challan for plot no.39 and index 2 is also received for the same. Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: THINKBIGZ NOI < pnb.noifilling@gmail.com > Sent: Monday, October 5, 2026 2:19 PM To: Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > Cc: Rahul Mahajan1 < rahul.mahajan1@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com >; Prashant Padhye < prashant.padhye@pnbhousing.com >; Ravindra Kakde < ravindra.kakde@pnbhousing.com >; Deepak Arvind Waghmare < deepak.waghmare@phfl.com > Subject: Re: NOI & CHALLAN FOR -HOU/ARNG/0426/5076413-LINGAYAT ASHOK AMBADAS Exercise Secured by Check Point TEAM kindly share index 2 copy of plot no 38 and color selfie photo of applicant for noi process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 12:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM kindly share color selfie photo for noi prosess Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 27 May 2026 at 14:25, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote: Pfa & Pls help for challan & NOI SRO-2 Thanks & Regards, Asmita Kulkarni. Customer Service Manager – Loans pnb Housing Finance Limited Ch.Sambhajinagar.-431001 Mob. No. 7972988248 Internal From: Deepak Waghmare < mrdeepak3866@gmail.com > Sent: Wednesday, May 27, 2026 1:29 PM To: Deepak Arvind Waghmare < deepak.waghmare@phfl.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >; Amol Wakekar < amol.wakekar@pnbhousing.com > Subject: Lingayat NOI Documents Exercise Secured by Check Point PFA
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter+ MOTD inside+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Payment screenshot inside DocScanner 27 May 2026 1-21 pm.pdf
filed 10d ago
Other image001.jpg
filed 10d ago
Paid challan (GRAS) LINGAYAT ASHOK AMBADAS EchallanMH003320560202627E.pdf
filed 10d ago
Sanction letter Fw: HOU/ARNG/0426/5076413 - LINGAYAT ASHOK AMBADAS.eml
another customer's paper — not used 10d ago
Index IIthe registered copy we filed ASHOK AMBADAS LINGAYAT Index-II.pdf
filed 10d ago
Other image002.jpg
filed 10d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹10,110.22
Where it stands
waiting for the credit
Screenshot claims
₹10,090 929531325687
Screenshot ₹10,090 — ₹20 under our ask, not below the real calculation ₹10,080. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-05-25 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet
stale_claim:2026-05-25:133d

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹3,110₹5,180₹320 ₹1,500₹10,110
By law ₹10,100. We ask ₹10,110 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

29 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
Not found in the document: Road, Flat / shop no, Property type (Open / Building / Open + Building), Area
9 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …
✗ EzDocs found boxes that do NOT agree with the document (10d ago) — open the verification page; they are marked in red.
not verified yetsource: the sanction letter (DocScanner 27 May 2026 1-21 pm.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Plot No. 38, Gut No. 55, Swapnangan Park Phase 1, Near Pisadevi Park, Mauje Pisadevi, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
DocScanner 27 May 2026 1-21 pm.pdf
the address
{'PIN': '431001', 'AREA': 'AURANGABAD', 'FLAT': 'PLOT NO.5', 'ROAD': 'NEAR DURGA HOTEL', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'N-9,E-1, CIDCO', 'DISTRICT': 'AURANGABAD', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'AURANGABAD'}
the Index II
ASHOK AMBADAS LINGAYAT Index-II.pdf
the property
1) CORPORATION: chhatrapati sambhaajinagara ma.na.paa. OTHER DETAILS: BUILDING NAME:PLOT NO 39,SWAPNANGAN PARK PHASE 1, FLAT NO:PLOT NO 39, ROAD:CHHATRAPATI SAMBHAJINAGAR ROAD, BLOCK SECTOR:MOUJE PISADEVI, LANDMARK:NEAR PISADEVI PARK (GAT NUMBER: 55; PLOT NUMBER: 39 ; )
PIN
431001
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 38 GUT NO 55 SWAPNANGAN PARK PHASE 1 NEAR PISADEVI PARK MAUJE PISADEVI AURANGABAD
Locality/Road
MAHARASHTRA
Area/City
AURANGABAD
check or correct a box, the papers beside it →
the Index II also prints: 39, 55, CHHATRAPATI, MA, NA, NAME, OTHER, PAA, PISADEVI, SAMBHAAJINAGARA, SAMBHAJINAGAR, SWAPNANGAN
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorLINGAYAT ASHOK AMBADASACIPL8066D…8718

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
documents acknowledgedasmita.kulkarni@pnbhousing.com 10d ago
questions for the branch — what the papers leave openasmita.kulkarni@pnbhousing.com 10d ago
What EzDocs read from each document — check anything marked in red
Sanction letter DocScanner 27 May 2026 1-21 pm.pdf needs your check
lan
HOU/ARNG/0426/5076413
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'Ashok Ambadas lingayat', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'Kavita Ashok lingayat', 'role': 'co_applicant', 'label': None}
confidence
5
rate words
13.15% per annum 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
handwritten
{'says': '10,35,000', 'where': 'page 2, Memorandum of Entry, Loan Amount', 'touches': 'amount', 'printed_was': None}, {'says': 'Teu lacks thirty five thousand only', 'where': 'page 2, Memorandum of Entry, Loan Amount in
loan amount
1000000.0
rate spread
-4.65
final amount
1035000.0
interest rate
8.5
sanction date
29-Apr-2026
letter version
4
reference rate
13.15
applicant email
ashoklingayat26061975@gmail.com
applicant names
LINGAYAT ASHOK AMBADAS, KAVITA ASHOK LINGAYAT
printed altered
False
applicant mobile
9765756123
balance transfer
False
property address
pin: 431001; state: MAHARASHTRA; district: Aurangabad; landmark: Near Pisadevi Park; Address: Plot No. 38, Gut No. 55, Swapnangan Park Phase 1, Near Pisadevi Park, Mauje Pisadevi, Aurangabad, Aurangabad, MAHARASHTRA
insurance premium
35000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1035000.0
security address verbatim
Plot No. 38, Gut No. 55, Swapnangan Park Phase 1, Near Pisadevi Park, Mauje Pisadevi, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
N 9 E 1 PLOT NO 5, NEAR DURGA HOTEL CIDCO, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, India
raw reading (for Abhijit)
{'lan': 'HOU/ARNG/0426/5076413', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'Ashok Ambadas lingayat', 'role': 'applicant', 'label': 'Borrower'}, {'name': 'Kavita Ashok lingayat', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 5, 'rate_words': '13.15% per annum\n13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': '10,35,000', 'where': 'page 2, Memorandum of Entry, Loan Amount', 'touches': 'amount', 'printed_was': None}, {'says': 'Teu lacks thirty five thousand only', 'where': 'page 2, Memorandum of Entry, Loan Amount in words', 'touches': 'other', 'printed_was': None}, {'says': 'Ashok Ambadas lingay at', 'where': 'page 2, Memorandum of Entry, Mortgagor(s) name', 'touches': 'name', 'printed_was': None}, {'says': 'Ashok Ambadas lingay af', 'where': 'page 2, Memorandum of Entry, Mortgagor(s) name', 'touches': 'name', 'printed_was': None}, {'says': 'Aurangabad', 'where': 'page 2, Memorandum of Entry, Mortgagor(s) name', 'touches': 'other', 'printed_was': None}, {'says': 'Aurangabad', 'where': 'page 2, Memorandum of Entry, Mortgagor(s) name', 'touches': 'other', 'printed_was': None}, {'says': 'Asmita Kulkarni', 'where': 'page 2, Memorandum of Entry, Witness name', 'touches': 'name', 'printed_was': None}, {'says': 'Amol wakekar', 'where': 'page 2, Memorandum of Entry, Witness name', 'touches': 'name', 'printed_was': None}, {'says': 'Rahul mahajan sir,', 'where': 'page 3, Authorized representative name', 'touches': 'name', 'printed_was': None}, {'says': 'Ashok Ambadas lingayat', 'where': 'page 3, Mortgagor(s) name', 'touches': 'name', 'printed_was': None}, {'says': 'Kavita Ashok ringayat', 'where': 'page 3, Mortgagor(s) name', 'touches': 'name', 'printed_was': None}, {'says': 'plot no 38 Gut no 55 Swapanangas park phase-I near pisadeni parky Pisaden Aurangabad 431001 R', 'where': 'page 3, Mortgagor(s) address', 'touches'
Sanction letter DocScanner 27 May 2026 1-21 pm.pdf needs your check
dob
1975-06-28
pan
ACIPL8066D
name
LINGAYAT ASHOK AMBADAS
legible
True
father name
A C LINGAYAT
raw reading (for Abhijit)
{'dob': '1975-06-28', 'pan': 'ACIPL8066D', 'name': 'LINGAYAT ASHOK AMBADAS', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'A C LINGAYAT', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter DocScanner 27 May 2026 1-21 pm.pdf needs your check
name
Ashok Ambadas Lingayat
address
pin: 431001; area: Aurangabad; flat: PLOT NO.5; road: Near Durga Hotel; state: Maharashtra; building: N-9,E-1, Cidco; district: Aurangabad; Village: Aurangabad
legible
True
father name
Ambadas Chaganlal Lingayat
aadhaar last4
8718
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Ashok Ambadas Lingayat', 'mobile': None, 'address': {'pin': '431001', 'area': 'Aurangabad', 'flat': 'PLOT NO.5', 'road': 'Near Durga Hotel', 'floor': None, 'state': 'Maharashtra', 'building': 'N-9,E-1, Cidco', 'district': 'Aurangabad', 'post_office': None, 'village_city': 'Aurangabad'}, 'legible': True, 'father_name': 'Ambadas Chaganlal Lingayat', 'aadhaar_last4': '8718', 'quality_issue': None}
Sanction letter DocScanner 27 May 2026 1-21 pm.pdf needs your check
amount words
INR 10,35,000 (Rupees Teu lacks thirty five thousand only)
secured amount
1035000.0
raw reading (for Abhijit)
{'amount_words': 'INR 10,35,000 (Rupees Teu lacks thirty five thousand only)', 'secured_amount': 1035000.0}
Sanction letter DocScanner 27 May 2026 1-21 pm.pdf needs your check
payments inside
payments: [{'utr': '929531325687', 'date': '2026-05-25', 'page': 10, 'time': '11:51', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10090.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2605251151117
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '929531325687', 'date': '2026-05-25', 'page': 10, 'time': '11:51', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10090.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2605251151117983247025', 'proof_kind': 'success_screen'}]}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Paid challan (GRAS) LINGAYAT ASHOK AMBADAS EchallanMH003320560202627E.pdf needs your check
grn
MH003320560202627E
pin
431001
total
8290.0
article
6(1)
defaced
False
bank cin
03006172026052700959
district
CHHATRAPATI SAMBHAJINAGAR
area city
AURANGABAD
payer pan
ACIXXXXXXD
flat block
PLOT NO 38, GUT NO 55, SWAPNANGAN PARK PHASE 1, NEAR PISADEVI PARK
payer name
LINGAYAT ASHOK AMBADAS
sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1035000
scheme rows
{'amount': 3110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5180.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX6123
payment date
27/05/2026-15:23:49
road locality
MAUJE PISADEVI, AURANGABAD, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1035000
raw reading (for Abhijit)
{'grn': 'MH003320560202627E', 'pin': '431001', 'total': 8290.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026052700959', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'ACIXXXXXXD', 'flat_block': 'PLOT NO 38, GUT NO 55, SWAPNANGAN PARK PHASE 1, NEAR PISADEVI PARK', 'payer_name': 'LINGAYAT ASHOK AMBADAS', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1035000', 'scheme_rows': [{'amount': 3110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5180.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX6123', 'payment_date': '27/05/2026-15:23:49', 'road_locality': 'MAUJE PISADEVI, AURANGABAD, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1035000'}
Sanction letter Fw: HOU/ARNG/0426/5076413 - LINGAYAT ASHOK AMBADAS.eml needs your check
lan
HOU/MUM/HL/2023/123456
legible
True
purpose
HOME PURCHASE
borrowers
{'name': 'RAMESH KUMAR', 'role': 'applicant', 'label': 'Applicant'}
loan type
Home Loan
confidence
1.0
rate words
Rate of Interest: 13.15% per annum; 13.15% - 4.65% = 8.50% per annum as on the date of this letter
loan amount
5000000.0
rate spread
-4.65
final amount
5050000.0
interest rate
8.5
not this case
True
quality issue
it prints RAMESH KUMAR; this case's people are Ashok Ambadas lingayat, LINGAYAT ASHOK AMBADAS — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sa
sanction date
2023-10-26
letter version
1.0
reference rate
13.15
applicant email
ramesh.kumar@example.com
applicant names
RAMESH KUMAR
printed altered
False
applicant mobile
9876543210
balance transfer
False
property address
pin: 410210; state: MAHARASHTRA; taluka: PANVEL; Flat no: 501; district: RAIGAD; Floor: 5TH FLOOR; Address: FLAT NO. 501, 5TH FLOOR, A WING, SHREEJI APARTMENTS, PLOT NO. 123, SECTOR 10, KHARGHAR, NAVI MUMBAI, RAI
insurance premium
50000.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
5050000.0
security address verbatim
FLAT NO. 501, 5TH FLOOR, A WING, SHREEJI APARTMENTS, PLOT NO. 123, SECTOR 10, KHARGHAR, NAVI MUMBAI, RAIGAD - 410210
applicant address verbatim
RAMESH KUMAR 101, B WING, GANESH RESIDENCY SECTOR 5, NERUL, NAVI MUMBAI MAHARASHTRA - 400706
raw reading (for Abhijit)
{'lan': 'HOU/MUM/HL/2023/123456', 'legible': True, 'purpose': 'HOME PURCHASE', 'borrowers': [{'name': 'RAMESH KUMAR', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Home Loan', 'confidence': 1.0, 'rate_words': 'Rate of Interest: 13.15% per annum; 13.15% - 4.65% = 8.50% per annum as on the date of this letter', 'handwritten': [], 'linked_refs': [], 'loan_amount': 5000000.0, 'rate_spread': -4.65, 'final_amount': 5050000.0, 'interest_rate': 8.5, 'not_this_case': True, 'quality_issue': "it prints RAMESH KUMAR; this case's people are Ashok Ambadas lingayat, LINGAYAT ASHOK AMBADAS — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter", 'sanction_date': '2023-10-26', 'letter_version': '1.0', 'reference_rate': 13.15, 'applicant_email': 'ramesh.kumar@example.com', 'applicant_names': ['RAMESH KUMAR'], 'printed_altered': False, 'applicant_mobile': '9876543210', 'balance_transfer': False, 'property_address': {'pin': '410210', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'PANVEL', 'flat_no': '501', 'district': 'RAIGAD', 'floor_no': '5TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO. 501, 5TH FLOOR, A WING, SHREEJI APARTMENTS, PLOT NO. 123, SECTOR 10, KHARGHAR, NAVI MUMBAI, RAIGAD - 410210', 'village_city': 'NAVI MUMBAI', 'building_name': 'SHREEJI APARTMENTS', 'survey_or_cts_no': 'PLOT NO. 123'}, 'insurance_premium': 50000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 5050000.0, 'security_address_verbatim': 'FLAT NO. 501, 5TH FLOOR, A WING, SHREEJI APARTMENTS, PLOT NO. 123, SECTOR 10, KHARGHAR, NAVI MUMBAI, RAIGAD - 410210', 'applicant_address_verbatim': 'RAMESH KUMAR\n101, B WING, GANESH RESIDENCY\nSECTOR 5, NERUL, NAVI MUMBAI\nMAHARASHTRA - 400706'}
Index II ASHOK AMBADAS LINGAYAT Index-II.pdf needs your check
extracted
pin: 431001; rows: {'r4_palika': 'छत्रपती संभाजीनगर म.न.पा.', 'r11_serial': '609/2026', 'r14_remark': '-', 'r4_locality': 'PLOT NO 39,SWAPNANGAN PARK PHASE 1, Flat No:PLOT NO 39, Road:CHHATRAPATI SAMBHAJINAGAR ROAD, Bloc
reconcile
fields: {'village': {'ok': False, 'got': 'Pisadevi', 'score': 0.727, 'expected': 'Mauje Pisadevi'}, 'survey_no': {'ok': False, 'got': ['55', '39'], 'expected': '38'}, 'mortgagors': [{'ok': True, 'got': 'ASHOK AMBADAS LIN
raw reading (for Abhijit)
{'extracted': {'pin': '431001', 'rows': {'r4_palika': 'छत्रपती संभाजीनगर म.न.पा.', 'r11_serial': '609/2026', 'r14_remark': '-', 'r4_locality': 'PLOT NO 39,SWAPNANGAN PARK PHASE 1, Flat No:PLOT NO 39, Road:CHHATRAPATI SAMBHAJINAGAR ROAD, Block Sector:MOUJE PISADEVI, Landmark:NEAR PISADEVI PARK ( GAT NUMBER: 55 ; Plot Number: 39 ; )', 'r5_area_text': '1) Open Area :89.92 Square Meter', 'r7_executants': None, 'r8_purchasers': [{'age': '51', 'pan': 'ACIPL8066D', 'name': 'ASHOK AMBADAS LINGAYAT', 'address': 'Flat No:G, Floor No:G, Building Name:N9 E 1 PLOT NO 5,NEAR DURGA HOTEL CIDCO, Road:AURANGABAD, City:CHHATRAPATI SAMBHAJINAGAR, State:MAHARASHTRA, District:CHHATRAPATI SAMBHAJINAGAR, Pin:431001'}, {'age': '42', 'pan': 'AIDPL2308R', 'name': 'KAVITA ASHOK LINGAYAT', 'address': 'Flat No:G, Floor No:G, Building Name:N9 E 1 PLOT NO 5,NEAR DURGA HOTEL CIDCO, Road:AURANGABAD, City:CHHATRAPATI SAMBHAJINAGAR, State:MAHARASHTRA, District:CHHATRAPATI SAMBHAJINAGAR, Pin:431001'}], 'r12_stamp_duty': 3105, 'r3_market_value': None, 'r1_document_type': '6-Notice of intimation regarding mortgage by way of deposit of Title Deed', 'r2_consideration': 1035000, 'r9_execution_date': '07/08/2026', 'r13_registration_fee': 5480, 'r10_registration_date': '11/08/2026'}, 'doc_no': '609', 'village': 'Pisadevi', 'doc_kind': 'INDEX II', 'doc_year': '2026', 'sro_name': 'Joint S.R.Sillod', 'area_text': '1) Open Area :89.92 Square Meter', 'mortgagee': 'PNB HOUSING FINANCE LTD', 'filing_fee': 5480, 'header_sro': 'Joint S.R.Sillod', 'mortgagors': ['ASHOK AMBADAS LINGAYAT', 'KAVITA ASHOK LINGAYAT'], 'stamp_duty': 3105, 'filing_date': '2026-08-11', 'loan_amount': 1035000, 'token_number': '609/2026', 'property_text': '1) Corporation: छत्रपती संभाजीनगर म.न.पा. Other details: Building Name:PLOT NO 39,SWAPNANGAN PARK PHASE 1, Flat No:PLOT NO 39, Road:CHHATRAPATI SAMBHAJINAGAR ROAD, Block Sector:MOUJE PISADEVI, Landmark:NEAR PISADEVI PARK ( GAT NUMBER: 55 ; Plot Number: 39 ; )', 'header_village': 'Pisadevi', 'survey_numbers': ['55', '39'], 'header_doc_number': None}, 'reconcile': {'fields': {'village': {'ok': False, 'got': 'Pisadevi', 'score': 0.727, 'expected': 
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image001.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Sanction letter DocScanner 27 May 2026 1-21 pm.pdf needs your check
payments inside
payments: [{'utr': '929531325687', 'date': '2026-05-25', 'page': 10, 'time': '11:51', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10090.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2605251151117
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '929531325687', 'date': '2026-05-25', 'page': 10, 'time': '11:51', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10090.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2605251151117983247025', 'proof_kind': 'success_screen'}]}}
Technical record (for Abhijit — safe to ignore)
6h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 05 Oct, 12:02 asked for the selfie photo — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
7d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
8d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
10d agoEzDocshidden_payment_scan{'file': 'DocScanner 27 May 2026 1-21\u202fpm.pdf', 'kind': None, 'found': 1, 'doc_id': '8d13f97e-601d-495a-87b3-cf1037c76f51', 'fetched': True}
10d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'DocScanner 27 May 2
10d agoEzDocsstale_claim_flagged{'age_days': 133, 'claim_date': '2026-05-25'}
10d agoEzDocsclaim_part_duplicate{'utr': '929531325687', 'date': '2026-05-25', 'parts': 1, 'amount': 10090.0, 'claimed_total': 10090.0}
10d agoEzDocsextra_challan_scanned{'found': 0}
10d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': "The typed Block / Sector 'MOUJE PISADEVI' is acceptable a
10d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ACxxxxxxXD — no paper on the
10d agoEzDocshidden_payment_scan{'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': '825afde4-657e-423f-a8d5-9ab0ed8c4da7', 'fetched': True}
10d agoEzDocshidden_payment_scan{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': '1b8cc2c8-84ab-44e9-b1bd-5dc4937a7094', 'fetched': True}
10d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['ASHOK AMBADAS LINGAYAT Index-II.pdf', 'DocScanner 27 May 2026 1-21\u202fpm.pdf'], 'after': {'addresses': {'people': [['LINGAYAT ASHOK AMBADAS', [['index2', 'same_spelling']
10d agoEzDocsaddress_compared{'sig': '3e822fbf0e7cf212', 'why': 'after gather', 'people': [{'home': 'PLOT NO.5, G, N-9,E-1, Cidco, Near Durga Hotel, Aurangabad, Aurangabad, Aurangabad, 431001', 'person': 'LINGAYAT ASHOK AMBADAS', 'against': [{'src':
10d agoEzDocschallan_boxes_by_rules{'fp': '8114c1eeae4a45be', 'why': 'box 1 lost a number the case holds (38)', 'anew': 'first'}
10d agoEzDocsbox_disagreement{'box': 'home.district', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Aurangabad', 'page': 1, 'party': 'LINGAYAT
10d agoEzDocsbox_disagreement{'box': 'home.Village', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Aurangabad', 'page': 1, 'party': 'LINGA
10d agoEzDocsbox_disagreement{'box': 'home.area', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Aurangabad', 'page': 1, 'party': 'LINGAYAT ASHO
10d agoEzDocsbox_disagreement{'box': 'home.road', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Near Durga Hotel', 'page': 1, 'party': 'LINGAYA
10d agoEzDocsbox_disagreement{'box': 'home.building', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'N-9,E-1, Cidco', 'page': 1, 'party': 'LINGA
10d agoEzDocsbox_disagreement{'box': 'party.last_name', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'AMBADAS', 'page': 1, 'party': 'LINGAYAT A
10d agoEzDocsbox_disagreement{'box': 'party.middle_name', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'ASHOK', 'page': 1, 'party': 'LINGAYAT A
10d agoEzDocsbox_disagreement{'box': 'party.first_name', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'LINGAYAT', 'page': 1, 'party': 'LINGAYAT
10d agoEzDocsproperty_numbers_completed{'now': {'Second number': '55, SWAPNANGAN PARK PHASE 1'}, 'was': {'Second number': '55'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — th
10d agoEzDocsallotment_read{'fp': '1e3f31d74c455013', 'file': 'image001.jpg', 'asked': True, 'doc_id': '825afde4-657e-423f-a8d5-9ab0ed8c4da7', 'is_allotment_letter': False}
10d agoEzDocsallotment_read{'fp': '1e2f18e23bd9acbe', 'file': 'image002.jpg', 'asked': True, 'doc_id': '1b8cc2c8-84ab-44e9-b1bd-5dc4937a7094', 'is_allotment_letter': False}
10d agoEzDocsreader_home_address{'fp': '18f724466a1cf991', 'from': 'the sanction letter (DocScanner 27 May 2026 1-21\u202fpm.pdf)', 'home': {'pin': '431001', 'area': 'NEAR DURGA HOTEL CIDCO', 'flat': 'N 9 E 1 PLOT NO 5', 'state': 'MAHARASHTRA', 'distri
10d agoEzDocsdraft_withdrawn{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
10d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-05T04:41:11', 'why': 'reading', 'open': 10, 'mails': [{'at': '2026-10-05 04:31', 'id': '1a10a5541908c691', 'from': 'branch', 'gist': 'The branch has sent a mail with attachments for loan HOU/ARN
10d agoEzDocsbranch_questions_drafted{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Property: plot number difference — the sanction letter says Plot No. 38; Index-II says PLOT NO 39. Kindly co

Case diary the case’s history — what happened, newest day first

Papers
All 3 in hand
Nothing more to ask the branch for
Money
₹10,090 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: In the branch's mail of 5 Oct (from asmita.kulkarni@pnbhousing.com, “RE: FW: NOI & CHALLAN FOR -HOU/ARNG/0426/5076413-LINGAYAT ASHOK AMBADA”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: Fw: HOU/ARNG/0426/5076413 - LINGAYAT ASHOK AMBADAS.eml is RAMESH KUMAR (loan HOU/MUM/HL/2023/123456)'s, not Ashok Ambadas lingayat's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against Ashok's own letter. (Set aside as another customer's.) The work is done — our fee of ₹10,110.22 is still not in our account. Chase the branch for it. Payment proof is from 2026-05-25 — an old receipt?
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
14:30
8 Oct1 thing — 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
12:32
7 Oct1 thing — 1 step
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
14:31
5 Oct27 things — 6 documents received · 3 letters written · 3 money steps · 15 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
10:36
EzDocs took 45 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
10:36
An old draft withdrew itself — its asks were already answered
10:15
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
RE: FW: NOI & CHALLAN FOR -HOU/ARNG/0426/5076413-LINGAYAT ASHOK AMBADAS
10:11
EzDocs read the whole file
10:11
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
10:11
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
10:11
Documents the branch had sent were fetched from the mail thread
10:10
Received: other
image002.jpg
10:10
The loan amount was worked out from the papers
10:10
Received: Index II
ASHOK AMBADAS LINGAYAT Index-II.pdf
10:10
Received: Sanction letter — not usable
Fw: HOU/ARNG/0426/5076413 - LINGAYAT ASHOK AMBADAS.eml — it prints RAMESH KUMAR; this case's people are Ashok Ambadas lingayat, LINGAYAT ASHOK AMBADAS — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter
10:10
Challan re-read against the case — matches exactly
10:10
Received: Challan
LINGAYAT ASHOK AMBADAS EchallanMH003320560202627E.pdf
10:10
Received: other
image001.jpg
10:10
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
10:10
The branch's payment screenshot was read
10:10
The loan amount was worked out from the papers
10:10
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03125
10:10
No fee quote sent — the branch's own figures were right
10:10
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
10:10
The loan amount was worked out from the papers
10:10
Property address read from the sanction letter
10:09
Received: Sanction letter
DocScanner 27 May 2026 1-21 pm.pdf
10:09
EzDocs read the whole trail as one conversation — where the case stands is on the page
10:06
Nothing new to ask for — stayed quiet
10:03
Case opened from the branch's mail
10:02
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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