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Cases / NOI-2026-03485

Chaitanya Vijay Ghogare

PNB_HFLLAN NHL/PM/0926/5224364 Challan paid · waiting on the branch Waiting for the Index IIAll documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs3 still to come
5 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Payment screenshot — money verifiedopen
✓Sanction letteropen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹18,400.47CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹18,360 receivedthe receipt's amount and minute agree
Stamp duty 0.3%6,220
Registration fee 0.5%10,360
Government handling320
Our service fee1,500.47
Total we ask for18,400.47
the branch’s receipt claims ₹18,360 393506787164
paid 13 Oct 20:12:37 · verified 13 Oct 20:20:42 · 8 min 05 s later
How we know
Our own bank told us — 13 Oct 20:12
₹18,360 · UTR 393506787164 · from BP-HDFCBN-S
“Successful! You have received Rs. 18360.00 via HDFC Bank SmartHub Vyapar from SUNITA VIJ. RRN-393506787164, Check: https://1.hdfc.bank.in/HDFCBK/s/kp7al15v”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹18,380. We ask ₹18,400 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 3 h 09 minour time · 14 Oct 12:38
Index II —not yet
the NOI team 1 d 21 htotal 1 d 21 h so far
Now with the NOI team — e-filing on IGR
since 14 Oct 12:38 — 1 d 5 h of working time
Day by day — every step and who held it
13 Oct 20:18Your branch's mail
13 Oct 20:18Payment landedat once
13 Oct 20:20Papers read+2 min · the NOI team
13 Oct 20:20Fee quotedat once
13 Oct 20:20Payment verifiedat once
13 Oct 20:20Papers readat once
13 Oct 20:20Property readat once
13 Oct 20:21Ready for the challanat once
14 Oct 11:32Papers read+15 h 12 min · the NOI team
14 Oct 12:38Challan made+1 h 06 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹20,70,000
Loan account no.
NHL/PM/0926/5224364
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
Fill it on the verification page first →
See the boxes — read from the sanction letter
District
Pune
Taluka
TALEGAON DABHADE
Village
TALEGAON DABHADE
Number type
SURVEY
Number
435/1, 435/2/2/A, 435/3, 436, 437
Building
WEST WIND
Floor
Ground Floor
Flat / shop no
7
Area
(empty)
Hadd
Talegaon G H
Read from the sanction letter, not the Index II. CustomerDocument068e200000j1zPTAAY.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKLoan amount discrepancy between sanction letter and branch mail
Sanction letterINR 3000000
Loan Amount INR 3000000
Branch's mailTotal Loan Amount : 20,70,000/-
Why it matters: The sanction letter sanctions 30,00,000, but the branch's mail and fee payment compute on 20,70,000.
What to do: Proceed with the branch mail figure 20,70,000 as paid for, but verify with the branch if a revised sanction letter exists.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent some documents and asked for the NOI challan. The team is waiting for the branch to provide the NOI challan.
the history says the next move is with the branch — the NOI challan
the branch last asked: Kindly provide the NOI challan in captioned case
? loan papers sent — asked, mail 1
? challan made — asked, mail 1 (2026-10-13) “Kindly provide the NOI challan in captioned case”
read over 1 mail(s), last mail 2026-10-13 · read 1d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011976736202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SS sandeep.shinde@pnbhousing.com pnbhousing.com
13 Oct, 20:18 · 1d ago
THE FIRST MAIL — how this case began
KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364
Dear Team,

Kindly provide the NOI challan in captioned case

Total Loan Amount₹20,70,000
Regards, Sandeep Shinde Area Sales Manager 7972702525 Internal
🤖 read: asks for the challan; documents attached — “Kindly provide the NOI challan in captioned case”
3 more mails in between — open
SS sandeep.shinde@pnbhousing.com pnbhousing.com
13 Oct, 20:19 · 1d ago

Regards,

Loan account (LAN)CHAITANYA
Loan amount₹20,70,000

Sandeep Shinde

Area Sales Manager7972702525

Internal

From:Sandeep Shinde
Sent:13 October 2026 08:18 PM
To:THINKBIGZ NOI <pnb.noifilling@gmail.com>

Cc: Nelvin Varghese <nelvin.varghese@pnbhousing.com>; pimpri <pimpri@pnbhousing.com>; Mahesh Balasaheb Shelake <mahesh.shelake@phfl.com>; Dushant Ashok Chalwadikar <dushant.chalwadikar@phfl.com>

Subject:KINDLY PROVIDE THE NOI CHAL VIJAY GHOGARE -- NHL/PM/0926/5224364

Dear Team,

Kindly provide the NOI challan in captioned case

Total/-

Regards,

Sandeep Shinde

Area Sales Manager7972702525
🤖 read: asks for the challan — “Kindly provide the NOI challan in captioned case”
SS sandeep.shinde@pnbhousing.com pnbhousing.com
14 Oct, 10:24 · 1d ago
Dear Team,

Kindly provide the NOI

Internal

From:Sandeep Shinde
Sent:13 October 2026 08:20 PM
To:'THINKBIGZ NOI' <pnb.noifilling@gmail.com>

Cc: Nelvin Varghese <nelvin.varghese@pnbhousing.com>; pimpri <pimpri@pnbhousing.com>; Mahesh Balasaheb Shelake <mahesh.shelake@phfl.com>; Dushant Ashok Chalwadikar <dushant.chalwadikar@phfl.com>

Subject:RE: KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364
Regards, Sandeep Shinde Area Sales Manager 7972702525 From: Sandeep Shinde Sent: 13 October 2026 08:18 PM To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Nelvin Varghese < nelvin.varghese@pnbhousing.com >; pimpri < pimpri@pnbhousing.com >; Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >; Dushant Ashok Chalwadikar < dushant.chalwadikar@phfl.com > Subject: KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364 Dear Team, Kindly provide the NOI challan in captioned case Total Loan Amount : 20,70,000/- Regards, Sandeep Shinde Area Sales Manager 7972702525
🤖 read: asks for the challan — “Kindly provide the NOI challan in captioned case”
OL The NOI teamTYPED IN GMAIL
14 Oct, 11:28 · 1d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2

copy and a colour live selfie photo of the applicants..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 14 Oct 2026 at 10:24, Sandeep Shinde <sandeep.shinde@pnbhousing.com>

wrote:

earlier mails quoted below
Dear Team, Kindly provide the NOI Internal *From:* Sandeep Shinde *Sent:* 13 October 2026 08:20 PM *To:* 'THINKBIGZ NOI' <pnb.noifilling@gmail.com> *Cc:* Nelvin Varghese <nelvin.varghese@pnbhousing.com>; pimpri < pimpri@pnbhousing.com>; Mahesh Balasaheb Shelake <mahesh.shelake@phfl.com>; Dushant Ashok Chalwadikar <dushant.chalwadikar@phfl.com> *Subject:* RE: KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364 ++ Regards, Sandeep Shinde Area Sales Manager 7972702525 [image: PNB image] *From:* Sandeep Shinde *Sent:* 13 October 2026 08:18 PM *To:* THINKBIGZ NOI <pnb.noifilling@gmail.com> *Cc:* Nelvin Varghese <nelvin.varghese@pnbhousing.com>; pimpri < pimpri@pnbhousing.com>; Mahesh Balasaheb Shelake <mahesh.shelake@phfl.com>; Dushant Ashok Chalwadikar <dushant.chalwadikar@phfl.com> *Subject:* KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364 Dear Team, Kindly provide the NOI challan in captioned case Total Loan Amount : 20,70,000/- Regards, Sandeep Shinde Area Sales Manager 7972702525 [image: PNB image]
🤖 read: challan shared — promised for later; asks the branch for documents, a clarification — “We will initiate the challan for the same.”
SS sandeep.shinde@pnbhousing.com pnbhousing.com
14 Oct, 11:31 · 1d ago
Dear Team,

Sale deed is not yet executed

Regards, Sandeep Shinde Area Sales Manager 7972702525 Internal From: THINKBIGZ NOI pnb.noifilling@gmail.com Sent: 14 October 2026 11:29 AM To: Sandeep Shinde <sandeep.shinde@pnbhousing.com> Cc: Nelvin Varghese <nelvin.varghese@pnbhousing.com>; pimpri <pimpri@pnbhousing.com>; Mahesh Balasaheb Shelake <mahesh.shelake@phfl.com>; Dushant Ashok Chalwadikar <dushant.chalwadikar@phfl.com> Subject: Re: KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364 Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live se
earlier mails quoted below
On Wed, 14 Oct 2026 at 10:24, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote: Dear Team, Kindly provide the NOI Internal From: Sandeep Shinde Sent: 13 October 2026 08:20 PM To: 'THINKBIGZ NOI' < pnb.noifilling@gmail.com > Cc: Nelvin Varghese < nelvin.varghese@pnbhousing.com >; pimpri < pimpri@pnbhousing.com >; Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >; Dushant Ashok Chalwadikar < dushant.chalwadikar@phfl.com > Subject: RE: KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364 ++ Regards, Sandeep Shinde Area Sales Manager 7972702525 From: Sandeep Shinde Sent: 13 October 2026 08:18 PM To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Nelvin Varghese < nelvin.varghese@pnbhousing.com >; pimpri < pimpri@pnbhousing.com >; Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >; Dushant Ashok Chalwadikar < dushant.chalwadikar@phfl.com > Subject: KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364 Dear Team, Kindly provide the NOI challan in captioned case Total Loan Amount : 20,70,000/- Regards, Sandeep Shinde Area Sales Manager 7972702525
🤖 read: asks for the challan, the Index II, a payment receipt; note: Sale deed is not yet executed — “We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
14 Oct, 12:39 · 1d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 14 Oct 2026 at 11:32, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote: Dear Team, Sale deed is not yet executed Regards, Sandeep Shinde Area Sales Manager 7972702525 Internal From: THINKBIGZ NOI pnb.noifilling@gmail.com Sent: 14 October 2026 11:29 AM To: Sandeep Shinde < sandeep.shinde@pnbhousing.com > Cc: Nelvin Varghese < nelvin.varghese@pnbhousing.com >; pimpri < pimpri@pnbhousing.com >; Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >; Dushant Ashok Chalwadikar < dushant.chalwadikar@phfl.com > Subject: Re: KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364 Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy and a colour live selfie photo of the applicants.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 14 Oct 2026 at 10:24, Sandeep Shinde < sandeep.shinde@pnbhousing.com > wrote: Dear Team, Kindly provide the NOI Internal From: Sandeep Shinde Sent: 13 October 2026 08:20 PM To: 'THINKBIGZ NOI' < pnb.noifilling@gmail.com > Cc: Nelvin Varghese < nelvin.varghese@pnbhousing.com >; pimpri < pimpri@pnbhousing.com >; Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >; Dushant Ashok Chalwadikar < dushant.chalwadikar@phfl.com > Subject: RE: KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364 ++ Regards, Sandeep Shinde Area Sales Manager 7972702525 From: Sandeep Shinde Sent: 13 October 2026 08:18 PM To: THINKBIGZ NOI < pnb.noifilling@gmail.com > Cc: Nelvin Varghese < nelvin.varghese@pnbhousing.com >; pimpri < pimpri@pnbhousing.com >; Mahesh Balasaheb Shelake < mahesh.shelake@phfl.com >; Dushant Ashok Chalwadikar < dushant.chalwadikar@phfl.com > Subject: KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364 Dear Team, Kindly provide the NOI challan in captioned case Total Loan Amount : 20,70,000/- Regards, Sandeep Shinde Area Sales Manager 7972702525
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
PAN card PHOTO-2026-10-13-18-18-41.jpg
filed 1d ago
Aadhaar card+ Selfie / photo inside PHOTO-2026-10-13-18-18-42.jpg
filed 1d ago
Aadhaar card PHOTO-2026-10-13-20-06-46.jpg
filed 1d ago
PAN card PHOTO-2026-10-13-20-06-45.jpg
filed 1d ago
Aadhaar card+ Selfie / photo inside PHOTO-2026-10-13-20-06-46.jpg
filed 1d ago
Other image001.png
filed 1d ago
Payment screenshot PHOTO-2026-10-13-20-12-48.jpg
filed 1d ago
Sanction letter CustomerDocument068e200000j1zPTAAY.pdf
filed 1d ago
Selfie / photo PHOTO-2026-10-13-20-18-16.jpg
CANNOT BE READ — clear copy asked 1d ago
Paid challan (GRAS) CHAITANYA VIJAY GHOGARE EchallanMH011976736202627E.pdf
filed 1d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹18,400.47
Where it stands
VERIFIED — money received
Screenshot claims
₹18,360 393506787164
Paid at
13 Oct 20:12:37
Verified on
13 Oct 20:20:42

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹6,220₹10,360₹320 ₹1,500₹18,400
By law ₹18,380. We ask ₹18,400 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

39 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Title deed no / year / SRO, Mobile (person 1), E-mail (person 1), Floor (person 1) …
29 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
not verified yetsource: the sanction letter (CustomerDocument068e200000j1zPTAAY.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
⚠ not in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Shop No. 7, Ground Floor, WEST WIND, TALEGAON DABHADE, Pune, MAHARASHTRA, 410506
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
CustomerDocument068e200000j1zPTAAY.pdf
as printed
SHOP NO. 7, NA, GROUND FLOOR, NA, SR NO 435/1, 435/2/2/A, 435/3,436,437, WEST WIND, NA, TALEGAON DABHADE, NA, PUNE, NA, PUNE, MAHARASHTRA, INDIA, 410506
PIN
410506
THE CHALLAN, as it will be typed
Flat/Survey Number
SHOP NO 7 GROUND FLOOR WEST WIND SURVEY NO 435/1 435/2/2/A 435/3 436 437
Locality/Road
TALEGAON DABHADE
Area/City
PUNE
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorPRIYANKA CHAITANYA GHOGAREDUCPG5705F…7945
mortgagorChaitanya Vijay GhogareCHAPG9833N…7640

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasesandeep.shinde@pnbhousing.com 1d ago
acknowledgementsandeep.shinde@pnbhousing.com 1d ago
What EzDocs read from each document — check anything marked in red
Aadhaar card PHOTO-2026-10-13-20-06-46.jpg needs your check
address
pin: 410507; area: Near Amrai Hotel, Rajland; flat: Flat No 9; road: D P Road; state: Maharashtra; building: Om Paradise; district: Pune; post_office: Talegaon G H; Village: Talegaon Dabhade (R)
legible
True
aadhaar last4
7640
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '410507', 'area': 'Near Amrai Hotel, Rajland', 'flat': 'Flat No 9', 'road': 'D P Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Om Paradise', 'district': 'Pune', 'post_office': 'Talegaon G H', 'village_city': 'Talegaon Dabhade (R)'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7640', 'quality_issue': None}
PAN card PHOTO-2026-10-13-18-18-41.jpg needs your check
dob
2001-04-22
pan
DUCPG5705F
name
PRIYANKA CHAITANYA GHOGARE
legible
True
father name
SURESH YADAV
raw reading (for Abhijit)
{'dob': '2001-04-22', 'pan': 'DUCPG5705F', 'name': 'PRIYANKA CHAITANYA GHOGARE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SURESH YADAV', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card PHOTO-2026-10-13-20-06-46.jpg needs your check
dob
1999-05-22
name
Chaitanya Vijay Ghogare
legible
True
aadhaar last4
7640
raw reading (for Abhijit)
{'dob': '1999-05-22', 'pan': None, 'name': 'Chaitanya Vijay Ghogare', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '7640', 'quality_issue': None}
Aadhaar card PHOTO-2026-10-13-18-18-42.jpg needs your check
dob
2001-04-22
name
Priyanka Chaitanya Ghogare
address
pin: 413103; area: Ghogare Vasti; state: Maharashtra; district: Pune; Village: Bawada
legible
True
aadhaar last4
7945
raw reading (for Abhijit)
{'dob': '2001-04-22', 'pan': None, 'name': 'Priyanka Chaitanya Ghogare', 'mobile': None, 'address': {'pin': '413103', 'area': 'Ghogare Vasti', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': None, 'village_city': 'Bawada'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7945', 'quality_issue': None}
PAN card PHOTO-2026-10-13-20-06-45.jpg needs your check
dob
1999-05-22
pan
CHAPG9833N
name
CHAITANYA VIJAY GHOGARE
legible
True
father name
VIJAY GHOGARE
raw reading (for Abhijit)
{'dob': '1999-05-22', 'pan': 'CHAPG9833N', 'name': 'CHAITANYA VIJAY GHOGARE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VIJAY GHOGARE', 'aadhaar_last4': None, 'quality_issue': None}
Other image001.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot PHOTO-2026-10-13-20-12-48.jpg needs your check
utr
393506787164
date
2026-10-13
time
20:12
amount
18360
method
UPI
payee upi
Vyapar.169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
debit notification text
Transaction Successful
raw reading (for Abhijit)
{'utr': '393506787164', 'date': '2026-10-13', 'time': '20:12', 'amount': 18360, 'method': 'UPI', 'payee_upi': 'Vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}
Sanction letter CustomerDocument068e200000j1zPTAAY.pdf needs your check
lan
NHL/PM/0926/5224364
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'CHAITANYA VIJAY GHOGARE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRIYANKA CHAITANYA GHOGARE', 'role': 'co_applicant', 'label': None}
loan type
Non Housing Loan
confidence
1
rate words
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -3.25% = 9.90% per annum as on the date of execution of the loan agreement
loan amount
3000000
rate spread
-3.25
final amount
3000000
interest rate
9.9
sanction date
17-09-2026
reference rate
13.15
applicant email
chaitayaghogare225@gmail.com
applicant names
CHAITANYA VIJAY GHOGARE, PRIYANKA CHAITANYA GHOGARE
printed altered
False
applicant mobile
7378742233
balance transfer
False
property address
pin: 410506; state: MAHARASHTRA; Flat no: 7; district: Pune; Floor: Ground Floor; Address: Shop No. 7, Ground Floor, WEST WIND, TALEGAON DABHADE, Pune, MAHARASHTRA, 410506; Village: TALEGAON DABHADE; buildin
insurance premium
0
final amount label
Total Loan Amount
includes insurance
False
total with insurance
3000000
security address verbatim
Shop No. 7, NA, Ground Floor, NA, SR NO 435/1, 435/2/2/A, 435/3,436,437, WEST WIND, NA, TALEGAON DABHADE, NA, Pune, NA, Pune, MAHARASHTRA, India, 410506
applicant address verbatim
FLAT NO 9 OM PARADISE, DP ROAD, NEAR AMRAI HOTEL,, RAJLAND, TALEGAON DABHADE, ., Pune, MAHARASHTRA, 410507, India
raw reading (for Abhijit)
{'lan': 'NHL/PM/0926/5224364', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'CHAITANYA VIJAY GHOGARE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'PRIYANKA CHAITANYA GHOGARE', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Non Housing Loan', 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -3.25% = 9.90% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3000000, 'rate_spread': -3.25, 'final_amount': 3000000, 'interest_rate': 9.9, 'quality_issue': None, 'sanction_date': '17-09-2026', 'letter_version': None, 'reference_rate': 13.15, 'applicant_email': 'chaitayaghogare225@gmail.com', 'applicant_names': ['CHAITANYA VIJAY GHOGARE', 'PRIYANKA CHAITANYA GHOGARE'], 'printed_altered': False, 'applicant_mobile': '7378742233', 'balance_transfer': False, 'property_address': {'pin': '410506', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '7', 'district': 'Pune', 'floor_no': 'Ground Floor', 'landmark': None, 'full_address': 'Shop No. 7, Ground Floor, WEST WIND, TALEGAON DABHADE, Pune, MAHARASHTRA, 410506', 'village_city': 'TALEGAON DABHADE', 'building_name': 'WEST WIND', 'survey_or_cts_no': 'SR NO 435/1, 435/2/2/A, 435/3,436,437'}, 'insurance_premium': 0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 3000000, 'security_address_verbatim': 'Shop No. 7, NA, Ground Floor, NA, SR NO 435/1, 435/2/2/A, 435/3,436,437, WEST WIND, NA, TALEGAON DABHADE, NA, Pune, NA, Pune, MAHARASHTRA, India, 410506', 'applicant_address_verbatim': 'FLAT NO 9 OM PARADISE, DP ROAD, NEAR AMRAI HOTEL,, RAJLAND, TALEGAON DABHADE, ., Pune, MAHARASHTRA, 410507, India'}
Selfie / photo PHOTO-2026-10-13-20-18-16.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
face visible
True
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Paid challan (GRAS) CHAITANYA VIJAY GHOGARE EchallanMH011976736202627E.pdf needs your check
grn
MH011976736202627E
pin
410506
total
16580.0
article
6(1)
defaced
False
bank cin
03006172026101400525
district
PUNE
area city
PUNE
payer pan
CHAXXXXXXN
flat block
SHOP NO 7 GROUND FLOOR WEST WIND Premises/Building SURVEY NO 435/1 435/2/2/A 435/3 436 437
payer name
CHAITANYA VIJAY GHOGARE
sro office
MVL2_MAWAL 2 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2070000
scheme rows
{'amount': 6220.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10360.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2233
payment date
14/10/2026-12:38:55
road locality
TALEGAON DABHADE PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
2070000
raw reading (for Abhijit)
{'grn': 'MH011976736202627E', 'pin': '410506', 'total': 16580.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101400525', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'CHAXXXXXXN', 'flat_block': 'SHOP NO 7 GROUND FLOOR WEST WIND Premises/Building SURVEY NO 435/1 435/2/2/A 435/3 436 437', 'payer_name': 'CHAITANYA VIJAY GHOGARE', 'sro_office': 'MVL2_MAWAL 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2070000', 'scheme_rows': [{'amount': 6220.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 10360.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2233', 'payment_date': '14/10/2026-12:38:55', 'road_locality': 'TALEGAON DABHADE PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2070000'}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 14 Oct, 11:28 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"}
1d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CHxxxxxxXN — no paper on the
1d agoEzDocsfiling_waits_on_title_doc{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
1d agoEzDocschallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'CHAITANYA VIJAY GHOGARE EchallanMH011976736202627E.pdf', 'kin
1d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'CHAITANYA VIJAY GHO
1d agoEzDocschallan_verified_against_case{'grn': 'MH011976736202627E', 'file': 'CHAITANYA VIJAY GHOGARE EchallanMH011976736202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1d agoEzDocschallan_extracted{'grn': 'MH011976736202627E', 'file': 'CHAITANYA VIJAY GHOGARE EchallanMH011976736202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 16580.0}
1d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '511981', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team typed MAWAL
1d agoSANDEEPcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
1d agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03485'}
1d agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"}
1d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-14T06:35:11', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-13 14:48', 'id': '1a135bd609170ad9', 'from': 'branch', 'gist': 'The bank branch is asking for the NOI challan and has provided t
1d agoEzDocsmail_against_file490{'at': '2026-10-14T06:35:10', 'asks': ['Kindly provide the NOI challan'], 'gist': "The branch is asking for the NOI challan and provides Sandeep Shinde's mobile number.", 'next': "Ask the branch for the Index II, a reada
1d agoEzDocshalf_read_mail_reread{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
1d agoEzDocsmail_instruction_understood{'amount': 2070000.0, 'phrase': 'Total Loan Amount : 20,70,000/-', 'reason': None, 'instructions': [], 'urgent_disbursement': False}
1d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-14T06:02:51', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-13 14:48', 'id': '1a135bd609170ad9', 'from': 'branch', 'gist': 'The bank branch is asking for the NOI challan and has provided t
1d agoEzDocsmail_against_file490{'at': '2026-10-14T06:02:51', 'asks': [], 'gist': 'The branch states that the sale deed is not yet executed and provides a mobile number for Sandeep Shinde.', 'next': "Ask the branch for the Index II, Priyanka Chaitanya
1d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 7.5, 'workers': 2}
1d agoEzDocsdocument_unreadable{'reason': 'this is a photograph of a passport-size print, not a live selfie', 'doc_type': 'selfie'}
1d agoEzDocsdocument_received{'file': 'PHOTO-2026-10-13-20-18-16.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
1d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-14T05:32:08', 'why': 'mail', 'open': 5, 'mails': [{'at': '2026-10-13 14:48', 'id': '1a135bd609170ad9', 'from': 'branch', 'gist': 'The bank branch is asking for the NOI challan and has provided t
1d agoEzDocsmail_against_file490{'at': '2026-10-14T05:32:07', 'asks': ['Kindly provide the NOI challan'], 'gist': "The branch is asking for the NOI challan and provides Sandeep Shinde's mobile number.", 'next': "Ask the branch for Priyanka Chaitanya Gh
1d agoEzDocshalf_read_mail_reread{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
1d agoEzDocsmail_instruction_understood{'amount': 2070000.0, 'phrase': 'Total Loan Amount : 20,70,000/-', 'reason': None, 'instructions': [], 'urgent_disbursement': False}
1d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-14T04:55:21', 'why': 'mail', 'open': 5, 'mails': [{'at': '2026-10-13 14:48', 'id': '1a135bd609170ad9', 'from': 'branch', 'gist': 'The bank branch is asking for the NOI challan and has provided t
1d agoEzDocsmail_against_file490{'at': '2026-10-14T04:55:13', 'asks': ['Kindly provide the NOI challan'], 'gist': 'The branch is asking for the NOI challan and has provided the loan amount and a contact number.', 'next': "Ask the branch for the Index I
1d agoEzDocsmail_instruction_understood{'amount': 2070000.0, 'phrase': 'Total Loan Amount : 20,70,000/-', 'reason': None, 'instructions': [], 'urgent_disbursement': False}
1d agoEzDocsreader_efiling_verdict{'fp': 'a5d79592884d7c7f', 'asked': True, 'findings': [{'do': 'Ask the branch for the Memorandum of Deposit of Title Deeds (MOTD) or the mortgage deed to find the date of mortgage. If no MOTD, ask the branch for the date

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹18,360 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
15:10
Yesterday · 14 Oct8 things — 2 documents received · 1 letter written · 1 caution · 4 steps
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
12:39
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:39
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:39
Challan re-read against the case — matches exactly
12:39
Received: Challan
CHAITANYA VIJAY GHOGARE EchallanMH011976736202627E.pdf
12:39
SANDEEP pressed Proceed on the challan — what was changed is kept
12:35
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
11:32
Received: Selfie — not usable
PHOTO-2026-10-13-20-18-16.jpg — this is a photograph of a passport-size print, not a live selfie
11:32
13 Oct28 things — 8 documents received · 3 letters written · 2 money steps · 15 steps
EzDocs checked the e-filing boxes against the papers
23:55
EzDocs read the whole file
20:21
The loan amount was worked out from the papers
20:21
The challan's address boxes were written from the papers
20:21
Everything for the challan is in — queued
Papers and money are in — the challan is next.
20:21
EzDocs took 23 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:21
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03485
20:21
An old draft withdrew itself — its asks were already answered
20:21
Property address read from the sanction letter
20:20
Received: Sanction letter
CustomerDocument068e200000j1zPTAAY.pdf
20:20
Wrote the document chase mail — held, silent mode
KINDLY PROVIDE THE NOI CHALLAN -CHAITANYA VIJAY GHOGARE -- NHL/PM/0926/5224364
20:20
No fee quote sent — the branch's own figures were right
20:20
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
20:20
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
20:20
The payment proof already on the case was applied
20:20
Payment proof arrived before the case was quoted — held
20:20
Received: Payment screenshot
PHOTO-2026-10-13-20-12-48.jpg
20:20
Received: other
image001.png
20:20
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
20:20
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
20:20
Co-applicant added
20:20
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:20
Received: Aadhaar
PHOTO-2026-10-13-20-06-46.jpg
20:20
Received: PAN card
PHOTO-2026-10-13-20-06-45.jpg
20:20
Received: Aadhaar
PHOTO-2026-10-13-20-06-46.jpg
20:20
Received: Aadhaar
PHOTO-2026-10-13-18-18-42.jpg
20:20
Received: PAN card
PHOTO-2026-10-13-18-18-41.jpg
20:20
Case opened from the branch's mail
20:20
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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