Cases / NOI-2026-02975

RAVI NATTHUJI ANBOLE

LAN HOU/NAG/0826/5189884 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs1 still to come

6 of 7 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Aadhaar cardopen

✓LSR (search report)open

✓Selfie / photoopen

✓PAN cardopen

✓Payment screenshot — shows ₹24,480; money not verified yetopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (8)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹24,510.97 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹24,510.97CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹24,480; we wait for the credit itself

Ask for the exact ₹24,510.97. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%8,510

Registration fee 0.5%14,180

Government handling320

Our service fee1,500.97

Total we ask for24,510.97

Screenshot ₹24,480 — ₹31 under our ask, not below the real calculation ₹24,480. Counts as full. Nothing to ask.
Screenshot ₹24,480 — verified by itself the moment the bank credit is heard.

why?

The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

Paid by GPay at 2026-09-30 — verified when Google's NEFT lands in the PNB account (within hours).

This money went to the Google Pay Business account on the Samsung (ThinkBigz). That ear is working (last reached us 13 Oct 08:24 — 63 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹24,500. We ask ₹24,510 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 3431 h 58 minour time · 30 Sep 17:35

Index II —not yet

the NOI team 20741 d 18 htotal 20741 d 18 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 17:35 — 15 d 6 h of working time

Day by day — every step and who held it

1 Jan 05:29Your branch's mail

30 Sep 15:37Papers read+20726 d 10 h · the NOI team

30 Sep 15:37Property readat once

30 Sep 15:38Papers read+1 min · the NOI team

30 Sep 15:38Fee quotedat once

30 Sep 15:38Papers readat once

30 Sep 17:35Challan made+1 h 57 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹28,35,000

Loan account no.

HOU/NAG/0826/5189884

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)

• 17 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 28,35,000 is typed; upload the paid challan and it takes over

• changed — village: the case held NARSALA; filled HUDKESHWAR BU — EzDocs (reading the whole file), from the legal report, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

✓ The papers agree — compared: the sanction letter, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to provide the Index II or registered sale deed copy to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch last asked: Please provide challan and NOI.

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (1969-12-31) “pfa documents & provide CHALAN”

✓ fee paid — the branch's words — done, mail 3 (2026-09-30) “We acknowledge the receipt of your mail documents and payment.”

⏳ challan made — promised, mail 3 (2026-09-30) “We will initiate the challan for the same.”

✓ challan shared — done, mail 5 (2026-09-30) “PFA challan for your reference.”

? Index II asked for — asked, mail 4 (2026-09-30) “For NOI filing, We need a registered sale deed copy..”

read over 5 mail(s), last mail 2026-09-30 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SC sudhir.chandekar@phfl.com phfl.com
01 Jan, 05:29 · 20741d ago THE APP JOINED HERE — earlier mails are on Gmail

CHALAN & NOI HOU/NAG/0826/5189884 // RAVI NATTHUJI ANBOLE

📎 SKM_226i26093015060.pdf ↗📎 ADHAR ANBOLE.pdf ↗📎 ANBOLE LEGAL.pdf ↗📎 PHOTO-2026-09-30-15-07-53 (2).jpg ↗📎 PHOTO-2026-09-30-15-07-53 (1).jpg ↗📎 Scanned-20240914-2029.pdf ↗📎 Scanned-20250105-1854.pdf ↗📎 PHOTO-2026-09-30-14-28-19.jpg ↗

Dear team ,

pfa documents & provide CHALAN

Thanks & Regards, 
 Sudhir Chandekar
Team Leader - Loan

PNB Housing Finance Ltd.,

Direct: 0712-2533460,1,2 

Mobile: 9371458393

PHFL Home Loans and Services Limited

🤖 read: asks for the challan; documents attached — “provide CHALAN”

2 more mails in between — open

BB bharati.bhope@phfl.com phfl.com
30 Sep, 15:35 · 15d ago

Request for challan and NOI Fw: CHALAN & NOI HOU/NAG/0826/5189884 // RAVI NATTHUJI ANBOLE

Dear Team,

Please provide challan and NOI.

Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com

earlier mails quoted below

From: Sudhir Chandekar (sudhir.chandekar@phfl.com)
Date: 09/30/26 15:24
To: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Cc: Bharati Bhope (bharati.bhope@phfl.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Gulshan Harode 1 (gulshan.harode1@pnbhousing.com)
Subject: CHALAN & NOI HOU/NAG/0826/5189884 // RAVI NATTHUJI ANBOLE

Dear team,
pfa documents & provide CHALAN

Thanks & Regards,
Sudhir Chandekar
Team Leader - Loan
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9371458393
PHFL Home Loans and Services Limited

🤖 read: asks for the challan, the e-filing copy — “Please provide challan and NOI.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 16:02 · 15d ago

Re: CHALAN & NOI HOU/NAG/0826/5189884 // RAVI NATTHUJI ANBOLE

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 30 Sept 2026 at 15:26, Sudhir Chandekar <sudhir.chandekar@phfl.com>

wrote:

earlier mails quoted below

Dear team,
pfa documents & provide CHALAN

Thanks & Regards, 
 *Sudhir Chandekar*

Team Leader - Loan

PNB Housing Finance Ltd.,

Direct: 0712-2533460,1,2 

Mobile: 9371458393

*PHFL Home Loans and Services Limited*

*[image: cid:image002.jpg@01D4388E.04228670]*

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 16:02 · 15d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need a registered

sale deed copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 30 Sept 2026 at 15:26, Sudhir Chandekar <sudhir.chandekar@phfl.com>

wrote:

earlier mails quoted below

Dear team,
pfa documents & provide CHALAN

Thanks & Regards,
 *Sudhir Chandekar*

Team Leader - Loan

PNB Housing Finance Ltd.,

Direct: 0712-2533460,1,2

Mobile: 9371458393

*PHFL Home Loans and Services Limited*

*[image: cid:image002.jpg@01D4388E.04228670]*

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 17:15 · 15d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Wed, 30 Sept 2026 at 16:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a registered sale deed copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 30 Sept 2026 at 15:26, Sudhir Chandekar < sudhir.chandekar@phfl.com > wrote:

Dear team,
pfa documents & provide CHALAN

Thanks & Regards,
Sudhir Chandekar
Team Leader - Loan
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9371458393
PHFL Home Loans and Services Limited

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter	SKM_226i26093015060.pdf	filed	15d ago
Aadhaar card	ADHAR ANBOLE.pdf	filed	15d ago
LSR (search report)	ANBOLE LEGAL.pdf	filed	15d ago
Selfie / photo	PHOTO-2026-09-30-15-07-53 (2).jpg	CANNOT BE READ — clear copy asked	15d ago
Selfie / photo	PHOTO-2026-09-30-15-07-53 (1).jpg	filed	15d ago
PAN card	Scanned-20240914-2029.pdf	filed	15d ago
PAN card	Scanned-20250105-1854.pdf	filed	15d ago
Payment screenshot	PHOTO-2026-09-30-14-28-19.jpg	filed	15d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹24,510.97

Where it stands
waiting for the credit

Screenshot claims
₹24,480 663908945434

why?

Paid by GPay at 2026-09-30 — verified when Google's NEFT lands in the PNB account (within hours).

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹8,510	₹14,180	₹320	₹1,500	₹24,510

By law ₹24,500. We ask ₹24,510 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

38 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed no / year / SRO, Floor (person 1), Mobile (person 2), Floor (person 2), GRN …

20 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (SKM_226i26093015060.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

APARTMENT NO 305, THIRD FLOOR SWASTIK APARTMENTS, PLOT NO 3, 4 AND 11 KHASRA NO 39-F, WARD NO 3/H.G., TAHSIL NAGPUR RURAL, Nagpur, MOUZA HUDKESHWAR (BU) PH NO 37 GRAMPANCHAYAT/CORPPORATION - NARSALA, Nagpur, MAHARASHTRA, India, 440024

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SKM_226i26093015060.pdf

as printed
APARTMENT NO 305, THIRD FLOOR SWASTIK APARTMENTS, PLOT NO 3, 4 AND 11 KHASRA NO 39-F, WARD NO 3/H.G., TAHSIL NAGPUR RURAL, NAGPUR, MOUZA HUDKESHWAR (BU) PH NO 37 GRAMPANCHAYAT/CORPPORATION - NARSALA, NAGPUR, MAHARASHTRA, INDIA, 440024

PIN
440024

the legal report (TSR)

ANBOLE LEGAL.pdf

as printed
APARTMENT NO. 305 SITUATED ON THE THIRD FLOOR OF THE BUILDING TO BE KNOWN AND STYLED AS "SWASTIK APARTMENT" TOGETHER WITH 5.64% UNDIVIDED SHARE AND INTEREST IN ALL THAT PIECE AND PARCEL OF LAND BEARING PLOT NOS. 03, 04 AND 11 HAVING TOTAL ADMEASURING ABOUT 567.83 SQ. MT. BEING A PORTION OF ENTIRE LAND BEARING KH. NO. 39-F OF MOUZA HUDKESHWAR (BU.) HAVING P.H. NO. 37 BEARING GRAM PANCHAYAT HOUSE NO. 41 SITUATED AT WARD NO. 3/H.G. WITHIN THE LIMITS OF GRAM PANCHAYAT NARSALA IN TAHSIL NAGPUR RURAL AND DISTRICT NAGPUR

THE CHALLAN, as it will be typed

Flat/Survey Number
APARTMENT NO 305 THIRD FLOOR SWASTIK APARTMENTS PLOT NO 3 4 AND 11 KHASRA NO 39-F WARD NO 3/H G

Locality/Road
TAHSIL NAGPUR RURAL MOUZA HUDKESHWAR BU PH NO 37 GRAMPANCHAYAT/CORPPORATION - NARSALA

Area/City
NAGPUR

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 03, 04, 41, 5, 567, 64, 83, BE, ENTIRE, HAVING, INTEREST, MT, SHARE, STYLED, UNDIVIDED

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	RAVI NATTHUJI ANBOLE	BFWPA1815F	…6101
mortgagor	VRUSHALI RAVI ANBOLE	FPOPA9669R

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	sudhir.chandekar@phfl.com	15d ago
fee quote	bharati.bhope@phfl.com	15d ago
documents acknowledged	bharati.bhope@phfl.com	15d ago

What EzDocs read from each document — check anything marked in red

Sanction letter SKM_226i26093015060.pdf needs your check

lan
HOU/NAG/0826/5189884

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'RAVI NATTHUJI ANBOLE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VRUSHALI RAVI ANBOLE', 'role': 'applicant', 'label': 'Applicant'}

confidence
1.0

rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15 5%-3.65%=9.50% per annum as on the date of execution of the loan agreement

loan amount
2700000.0

rate spread
-3.65

final amount
2835000.0

interest rate
9.5

sanction date
29-Sep-2026

letter version
5

reference rate
13.15

applicant email
ravianbole111@gmail.com

applicant names
RAVI NATTHUJI ANBOLE, VRUSHALI RAVI ANBOLE

printed altered
False

applicant mobile
9595179050

balance transfer
False

property address
pin: 440024; state: MAHARASHTRA; taluka: NAGPUR RURAL; Flat no: 305; district: Nagpur; Floor: THIRD; Address: APARTMENT NO 305, THIRD FLOOR SWASTIK APARTMENTS, PLOT NO 3, 4 AND 11 KHASRA NO 39-F, WARD NO 3/H.G.,

insurance premium
135000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2835000.0

security address verbatim
APARTMENT NO 305, THIRD FLOOR SWASTIK APARTMENTS, PLOT NO 3, 4 AND 11 KHASRA NO 39-F, WARD NO 3/H.G., TAHSIL NAGPUR RURAL, Nagpur, MOUZA HUDKESHWAR (BU) PH NO 37 GRAMPANCHAYAT/CORPPORATION - NARSALA, Nagpur, MAHARASHTRA,

applicant address verbatim
PLOT NO 94 BANTE LAY OUT, NEAR BADWAIK BEKERY NIT GARDEN, HUDKESHWAR ROAD NAGPUR, ., Nagpur, MAHARASHTRA, 440034, India

raw reading (for Abhijit)

{'lan': 'HOU/NAG/0826/5189884', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'RAVI NATTHUJI ANBOLE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'VRUSHALI RAVI ANBOLE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15 5%-3.65%=9.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2700000.0, 'rate_spread': -3.65, 'final_amount': 2835000.0, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '29-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'ravianbole111@gmail.com', 'applicant_names': ['RAVI NATTHUJI ANBOLE', 'VRUSHALI RAVI ANBOLE'], 'printed_altered': False, 'applicant_mobile': '9595179050', 'balance_transfer': False, 'property_address': {'pin': '440024', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'NAGPUR RURAL', 'flat_no': '305', 'district': 'Nagpur', 'floor_no': 'THIRD', 'landmark': None, 'full_address': 'APARTMENT NO 305, THIRD FLOOR SWASTIK APARTMENTS, PLOT NO 3, 4 AND 11 KHASRA NO 39-F, WARD NO 3/H.G., TAHSIL NAGPUR RURAL, Nagpur, MOUZA HUDKESHWAR (BU) PH NO 37 GRAMPANCHAYAT/CORPPORATION - NARSALA, Nagpur, MAHARASHTRA, India, 440024', 'village_city': 'NARSALA', 'building_name': 'SWASTIK APARTMENTS', 'survey_or_cts_no': 'PLOT NO 3, 4 AND 11 KHASRA NO 39-F, WARD NO 3/H.G., PH NO 37'}, 'insurance_premium': 135000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2835000.0, 'security_address_verbatim': 'APARTMENT NO 305, THIRD FLOOR SWASTIK APARTMENTS, PLOT NO 3, 4 AND 11 KHASRA NO 39-F, WARD NO 3/H.G., TAHSIL NAGPUR RURAL, Nagpur, MOUZA HUDKESHWAR (BU) PH NO 37 GRAMPANCHAYAT/CORPPORATION - NARSALA, Nagpur, MAHARASHTRA, India, 440024', 'applicant_address_verbatim': 'PLOT NO 94 BANTE LAY OUT, NEAR BADWAIK BEKERY NIT GARDEN, HUDKESHWAR ROAD NAGPUR, ., Nagpur, MAHARASHTRA, 440034, India'}

Aadhaar card ADHAR ANBOLE.pdf needs your check

dob
1985-01-11

name
Ravi Natthuji Anbole

address
pin: 440009; area: Near Tukdoji Chouk, Hanuman Nagar; flat: Qtr No.2/17; road: Chota Tajbagh Road; state: Maharashtra; building: Vidarbha Ho. Society Raghuji Nagar; district: Nagpur; post_office: Hanuman Nagar; village_c

legible
True

aadhaar last4
6101

raw reading (for Abhijit)

{'dob': '1985-01-11', 'pan': None, 'name': 'Ravi Natthuji Anbole', 'mobile': None, 'address': {'pin': '440009', 'area': 'Near Tukdoji Chouk, Hanuman Nagar', 'flat': 'Qtr No.2/17', 'road': 'Chota Tajbagh Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Vidarbha Ho. Society Raghuji Nagar', 'district': 'Nagpur', 'post_office': 'Hanuman Nagar', 'village_city': 'Nagpur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6101', 'quality_issue': None}

LSR (search report) ANBOLE LEGAL.pdf needs your check

found
True

found in
Description of the Property

area sq m
87.93

paper for
loan_ref: HOU/NAG/0826/5189884; report_id: 2026/SMB/PNB/OPN/LEG/AUG/25; customer_name: Mr. Ravi Ambole

confidence
0.99

property address
taluka: Nagpur Rural; Flat no: Apartment No. 305; district: Nagpur; Floor: Third Floor; Address: Apartment No. 305, Third Floor, SWASTIK APARTMENT, Plot Nos. 03, 04 and 11, Kh. No. 39-F, Mouza Hudkeshwar (Bu.), G

security address verbatim
Apartment No. 305 situated on the Third Floor of the building to be known and styled as "SWASTIK APARTMENT" together with 5.64% undivided share and interest in all that piece and parcel of land bearing Plot Nos. 03, 04 a

raw reading (for Abhijit)

{'found': True, 'found_in': 'Description of the Property', 'area_sq_m': 87.93, 'paper_for': {'loan_ref': 'HOU/NAG/0826/5189884', 'report_id': '2026/SMB/PNB/OPN/LEG/AUG/25', 'customer_name': 'Mr. Ravi Ambole'}, 'pin_other': None, 'confidence': 0.99, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': 'Nagpur Rural', 'flat_no': 'Apartment No. 305', 'district': 'Nagpur', 'floor_no': 'Third Floor', 'landmark': None, 'full_address': 'Apartment No. 305, Third Floor, SWASTIK APARTMENT, Plot Nos. 03, 04 and 11, Kh. No. 39-F, Mouza Hudkeshwar (Bu.), Gram Panchayat House No. 41, Ward No. 3/H.G., Gram Panchayat Narsala, Tahsil Nagpur Rural, District Nagpur', 'village_city': 'Mouza Hudkeshwar (Bu.)', 'building_name': 'SWASTIK APARTMENT', 'survey_or_cts_no': 'Plot Nos. 03, 04 and 11, Kh. No. 39-F, Gram Panchayat House No. 41'}, 'security_address_verbatim': 'Apartment No. 305 situated on the Third Floor of the building to be known and styled as "SWASTIK APARTMENT" together with 5.64% undivided share and interest in all that piece and parcel of land bearing Plot Nos. 03, 04 and 11 having total admeasuring about 567.83 Sq. Mt. being a portion of entire land bearing Kh. No. 39-F of Mouza Hudkeshwar (Bu.) having P.H. No. 37 bearing Gram Panchayat House No. 41 situated at Ward No. 3/H.G. within the limits of Gram Panchayat Narsala in Tahsil Nagpur Rural and District Nagpur'}

Selfie / photo PHOTO-2026-09-30-15-07-53 (2).jpg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie, it is a photo taken by another person

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie, it is a photo taken by another person'}

Selfie / photo PHOTO-2026-09-30-15-07-53 (1).jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

PAN card Scanned-20240914-2029.pdf needs your check

dob
1985-01-11

pan
BFWPA1815F

name
RAVI NATTHUJI ANBOLE

legible
True

father name
NATTHU DAULATRAO ANBOLE

raw reading (for Abhijit)

{'dob': '1985-01-11', 'pan': 'BFWPA1815F', 'name': 'RAVI NATTHUJI ANBOLE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'NATTHU DAULATRAO ANBOLE', 'aadhaar_last4': None, 'quality_issue': None}

PAN card Scanned-20250105-1854.pdf needs your check

dob
1988-10-18

pan
FPOPA9669R

name
VRUSHALI RAVI ANBOLE

legible
True

father name
RAOSAHEB VYANKTESH SHINDE

raw reading (for Abhijit)

{'dob': '1988-10-18', 'pan': 'FPOPA9669R', 'name': 'VRUSHALI RAVI ANBOLE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAOSAHEB VYANKTESH SHINDE', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot PHOTO-2026-09-30-14-28-19.jpg needs your check

utr
663908945434

date
2026-09-30

time
14:23

amount
24480

method
UPI

payee upi
56-2@okbizaxis

payer upi
e111@okaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

payer name
RAVI NATTHUJI ANBOLE

debit notification text
Payment of ₹24,480 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account

raw reading (for Abhijit)

{'utr': '663908945434', 'date': '2026-09-30', 'time': '14:23', 'amount': 24480, 'method': 'UPI', 'payee_upi': '56-2@okbizaxis', 'payer_upi': 'e111@okaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'RAVI NATTHUJI ANBOLE', 'debit_notification_text': "Payment of ₹24,480 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account"}

Payment screenshot PHOTO-2026-09-30-14-28-19.jpg needs your check

payments inside
bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '663908945434', 'date': '2026-09-30', 'page': 1, 'time': '14:23', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 24480.0, 'direction': 'debit',

raw reading (for Abhijit)

{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '663908945434', 'date': '2026-09-30', 'page': 1, 'time': '14:23', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 24480.0, 'direction': 'debit', 'narration': "Payment of ’24,480 completed Receiver's bank has confirmed deposit of money to THINKBIGZ INITIATIVE PVT LTD's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '5664', 'account_holder': 'RAVI NATTHUJI ANBOLE'}}

LSR (search report) ANBOLE LEGAL.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter SKM_226i26093015060.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Technical record (for Abhijit — safe to ignore)

51m ago	EzDocs	reader_efiling_verdict	{'fp': '58f0d155b5f1f2c3', 'asked': True, 'findings': []}
10h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 30 Sep, 16:02 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack_docs', 'fee_quote']}
13d ago	EzDocs	hidden_payment_scan	{'file': 'SKM_226i26093015060.pdf', 'kind': None, 'found': 0, 'doc_id': '2cdb3f5e-aa19-4121-a110-53b7e34f4b58', 'fetched': True}
13d ago	EzDocs	hidden_payment_scan	{'file': 'ANBOLE LEGAL.pdf', 'kind': None, 'found': 0, 'doc_id': 'e04915fd-a569-4466-a2a0-d123ab2cd74a', 'fetched': True}
15d ago	EzDocs	match_reverted_done_case	{'why': 'EzDocs had tied a fresh credit to a finished case on the amount alone (7 Sep, Sonu Kumar Pandit) — undone; the credit waits for its own case under FOR YOU TO CHECK', 'stage': 'CHALLAN_PAID', 'method': 'gpay_lump_s
15d ago	EzDocs	match_undone	{'ref': 'AXNGG27329582611', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 92459.0, 'reason': 'amount-only match
15d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
15d ago	EzDocs	gpay_lump_split	{'utr': 'AXNGG27329582611', 'why': "Google's daily settlement landed as ONE NEFT for several GPay payments; the branches' own screenshot amounts add up to it in exactly one way — this case's share is its screenshot amoun
15d ago	EzDocs	payment_verified	{'utr': 'AXNGG27329582611', 'why': "paid ₹24,480, ₹31 under our ask of ₹24,511 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accept
15d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': None, 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None},
15d ago	EzDocs	filing_waits_on_title_doc	{'was': 'US', 'why': "the regular check — the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, wh
15d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'the NOI team sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
15d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the NOI team's deed"}
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan_shared'], 'mai
15d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 4, 'summary':
15d ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village', 'why': '
15d ago	EzDocs	hidden_payment_scan	{'file': 'PHOTO-2026-09-30-14-28-19.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '787d0e4d-46b0-4e87-a4a6-adc8b8d51494', 'fetched': True}
15d ago	EzDocs	payment_found_in_statement	{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'PHOTO-2026-09-30-14
15d ago	EzDocs	claim_part_duplicate	{'utr': '663908945434', 'date': '2026-09-30', 'parts': 1, 'amount': 24480.0, 'claimed_total': 24480.0}
15d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['ANBOLE LEGAL.pdf', 'SKM_226i26093015060.pdf', 'ADHAR ANBOLE.pdf', 'Scanned-20240914-2029.pdf', 'Scanned-20250105-1854.pdf'], 'after': {'addresses': {'people': [['RAVI NATTHU
15d ago	EzDocs	address_compared	{'sig': '3b3bd7dd6bde9d6d', 'why': 'after gather', 'people': [{'home': 'Qtr No.2/17, Vidarbha Ho. Society Raghuji Nagar, Chota Tajbagh Road, Near Tukdoji Chouk, Hanuman Nagar, Nagpur, Nagpur, 440009', 'person': 'RAVI NAT
15d ago	EzDocs	challan_boxes_composed	{'fp': '5fa013a495bed23a', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'APARTMENT NO 305 THIRD FLOOR SWASTIK APARTMENTS P
15d ago	EzDocs	box_disagreement	{'box': 'property.Village', 'src': 'lsr', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'NARSALA', 'page': 1, 'party': None, 'q
15d ago	EzDocs	extra_challan_scanned	{'found': 0}
15d ago	EzDocs	reader_home_address	{'fp': 'dc0b8421a95c2b2e', 'from': 'the sanction letter (SKM_226i26093015060.pdf)', 'home': {'pin': '440034', 'area': 'NEAR BADWAIK BEKERY NIT GARDEN', 'flat': 'PLOT NO 94', 'road': 'HUDKESHWAR ROAD', 'state': 'MAHARASHT
15d ago	EzDocs	case_read	{'how': 'uri', 'tag': '43564c6e3c292fc7', 'docs': ['ANBOLE LEGAL.pdf', 'SKM_226i26093015060.pdf', 'ADHAR ANBOLE.pdf', 'Scanned-20240914-2029.pdf', 'Scanned-20250105-1854.pdf'], 'loan': {'amount': 2835000, 'made_of': [{'w
15d ago	EzDocs	email_shadowed:ack_docs	{'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/NAG/0826/5189884).\n\n Applicant : RAVI NATTHUJI ANBOLE\n LAN : HOU/NAG/0826/51898
15d ago	EzDocs	claim_inside_desk_buffer	{'gap': 30.97, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th
15d ago	EzDocs	acknowledged_with_advice	{'why': "documents complete and the branch's payment advice is in hand — the credit is being confirmed on our side; the branch owes nothing meanwhile", 'claimed': 24480.0}
15d ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAG/0826/5189

Case diary the case’s history — what happened, newest day first

Papers

All 6 in hand

Selfie re-sent — an earlier one was a photo of a print

Money

₹24,480 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹24,510.97 is still not in our account. Chase the branch for it.

Yesterday · 15 Oct2 things

EzDocs checked the e-filing boxes against the papers