Cases / NOI-2026-03128
Dhananjay Bhiku Kale
LAN HOU/GHKP/0326/1498068
Index II shared · done
All documentsMails & papers 16Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs3 still to come
5 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (5)A label is wrong? Fix it under All documents.
For you to check
- The work is done — our fee of ₹20,320.40 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹20,320.40CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹20,300; we wait for the credit itself
Ask for the exact ₹20,320.40. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%6,940
Registration fee 0.5%11,560
Government handling320
Our service fee1,500.40
Total we ask for20,320.40
Screenshot ₹20,300 — ₹20 under our ask, not below the real calculation ₹20,280. Counts as full. Nothing to ask.
Screenshot ₹20,300 — verified by itself the moment the bank credit is heard.
Screenshot ₹20,300 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹20,300. We ask ₹20,320 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 h 33 minour time · 15 May 12:03
Index II 54 h 16 minour time · 10 Oct 12:01
the NOI team 5 d 16 hthe branch 142 d 22 htotal 148 d 14 h
Complete.
Day by day — every step and who held it
14 May 21:17Your branch's mail
15 May 12:03Challan made+14 h 45 min · the NOI team
5 Oct 10:18Papers from your branch+142 d 22 h · the branch
5 Oct 10:18Papers readat once
5 Oct 10:18Papers from your branchat once
5 Oct 10:18Papers readat once
5 Oct 10:18Papers from your branchat once
5 Oct 10:18Papers readat once
5 Oct 10:18Property readat once
5 Oct 10:18Papers from your branchat once
5 Oct 10:18Papers readat once
5 Oct 10:19Fee quotedat once
10 Oct 12:01Index II sent+5 d 1 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹23,10,000
Loan account no.
HOU/GHKP/0326/1498068
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
NOTEThe name of person 1
| The PAN card | DHANANJAY BHIKU KALE |
| The sanction letter DIFFERS | MR. DHANANJAY BHIKU KALE |
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI team is waiting for the Index 2 and a color selfie photo from the branch. The branch has been asked multiple times to provide these documents.
the history says the next move is with the branch — the Index 2 and color selfie photo
the branch last asked: Please do the needful.
? Index II asked for — asked, mail 6 (2026-10-05) “Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon”
read over 7 mail(s), last mail 2026-10-05 · read 10d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 10d ago — all agree.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH002609793202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
OL
The NOI teamTYPED IN GMAIL
12 Sep, 12:24 · 33d ago THE APP JOINED HERE — earlier mails are on Gmail
12 Sep, 12:24 · 33d ago THE APP JOINED HERE — earlier mails are on Gmail
Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 21 Aug 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 15:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 12:22, Shekhar More < shekhar.more@pnbhousing.com > wrote:
Dear Team,
Please confirm for NOI filling & receipt
Thanks & Regards,
Shekhar More
Customer Service Manager – Loans, Ghatkopar Branch.
Office no 601 & 602, 6 th Floor, Presidential Plaza,
Opp R City Mall, LBS Marg, Ghatkopar (west)
Mumbai – 400086Maharashtra
Mob - 7208852821
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 15 May 2026 12:09
To: Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com >
Cc: Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Anu Mali < anu.mali@pnbhousing.com >
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 15 May 2026 at 11:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy and colour live selfie photos of applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 14 May 2026 at 21:23, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Kindly initiate NOI
MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Thanks & Regards,
VISHAL KANOJIA ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 9702374474
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: asks the branch for documents
13 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
22 Sep, 16:41 · 23d ago
22 Sep, 16:41 · 23d ago
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 12 Sept 2026 at 12:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 21 Aug 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 15:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 12:22, Shekhar More < shekhar.more@pnbhousing.com > wrote:
Dear Team,
Please confirm for NOI filling & receipt
Thanks & Regards,
Shekhar More
Customer Service Manager – Loans, Ghatkopar Branch.
Office no 601 & 602, 6 th Floor, Presidential Plaza,
Opp R City Mall, LBS Marg, Ghatkopar (west)
Mumbai – 400086Maharashtra
Mob - 7208852821
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 15 May 2026 12:09
To: Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com >
Cc: Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Anu Mali < anu.mali@pnbhousing.com >
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 15 May 2026 at 11:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy and colour live selfie photos of applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 14 May 2026 at 21:23, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Kindly initiate NOI
MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Thanks & Regards,
VISHAL KANOJIA ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 9702374474
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: asks the branch for documents
OL
The NOI teamTYPED IN GMAIL
02 Oct, 17:58 · 13d ago
02 Oct, 17:58 · 13d ago
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 22 Sept 2026 at 16:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 12 Sept 2026 at 12:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 21 Aug 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 15:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 12:22, Shekhar More < shekhar.more@pnbhousing.com > wrote:
Dear Team,
Please confirm for NOI filling & receipt
Thanks & Regards,
Shekhar More
Customer Service Manager – Loans, Ghatkopar Branch.
Office no 601 & 602, 6 th Floor, Presidential Plaza,
Opp R City Mall, LBS Marg, Ghatkopar (west)
Mumbai – 400086Maharashtra
Mob - 7208852821
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 15 May 2026 12:09
To: Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com >
Cc: Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Anu Mali < anu.mali@pnbhousing.com >
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 15 May 2026 at 11:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy and colour live selfie photos of applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 14 May 2026 at 21:23, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Kindly initiate NOI
MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Thanks & Regards,
VISHAL KANOJIA ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 9702374474
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: asks the branch for documents — “Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon”
OL
The NOI teamTYPED IN GMAIL
03 Oct, 14:08 · 12d ago
03 Oct, 14:08 · 12d ago
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 2 Oct 2026 at 17:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 22 Sept 2026 at 16:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 12 Sept 2026 at 12:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 21 Aug 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 15:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 12:22, Shekhar More < shekhar.more@pnbhousing.com > wrote:
Dear Team,
Please confirm for NOI filling & receipt
Thanks & Regards,
Shekhar More
Customer Service Manager – Loans, Ghatkopar Branch.
Office no 601 & 602, 6 th Floor, Presidential Plaza,
Opp R City Mall, LBS Marg, Ghatkopar (west)
Mumbai – 400086Maharashtra
Mob - 7208852821
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 15 May 2026 12:09
To: Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com >
Cc: Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Anu Mali < anu.mali@pnbhousing.com >
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 15 May 2026 at 11:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy and colour live selfie photos of applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 14 May 2026 at 21:23, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Kindly initiate NOI
MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Thanks & Regards,
VISHAL KANOJIA ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 9702374474
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: asks the branch for documents — “Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon”
MS
mahesh.sadvilkar1@pnbhousing.com pnbhousing.com
05 Oct, 10:13 · 10d ago
05 Oct, 10:13 · 10d ago
Dear Vishal,
Please do the needful on urgent basis.
From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:02 October 2026 17:58
To:Shekhar More <shekhar.more@pnbhousing.com>
Cc: Harshal Hanamant Ghorpade <harshal.ghorpade@phfl.com>; Harshada Arun Kashid <harshada.kashid@pnbhousing.com>; Anu Mali <anu.mali@pnbhousing.com>; Vishal Lalbahadur Kanojia <vishal.kanojia@phfl.com>; Mahesh Sadvilkar 1 <mahesh.sadvilkar1@pnbhousing.com>
Subject:Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise caution when clicking links, opening attachments or taking further action, before validating
its authenticity.
Secured by Check Point
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing
challane expire date soon
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 22 Sept 2026 at 16:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 12 Sept 2026 at 12:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 21 Aug 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 15:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 12:22, Shekhar More < shekhar.more@pnbhousing.com > wrote:
Dear Team,
Please confirm for NOI filling & receipt
Thanks & Regards,
Shekhar More
Customer Service Manager – Loans, Ghatkopar Branch.
Office no 601 & 602, 6 th Floor, Presidential Plaza,
Opp R City Mall, LBS Marg, Ghatkopar (west)
Mumbai – 400086Maharashtra
Mob -
7208852821
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: 15 May 2026 12:09
To: Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com >
Cc: Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >; Harshada Arun Kashid
< harshada.kashid@pnbhousing.com >; Anu Mali < anu.mali@pnbhousing.com >
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 15 May 2026 at 11:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy and
colour live selfie photos of applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 14 May 2026 at 21:23, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Kindly initiate NOI
MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Thanks & Regards,
VISHAL KANOJIA ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile -
9702374474
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: documents attached; note: Urgent processing requested.
OL
The NOI teamTYPED IN GMAIL
05 Oct, 12:08 · 10d ago
05 Oct, 12:08 · 10d ago
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 3 Oct 2026 at 14:08, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 2 Oct 2026 at 17:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 22 Sept 2026 at 16:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 12 Sept 2026 at 12:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 21 Aug 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 15:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 12:22, Shekhar More < shekhar.more@pnbhousing.com > wrote:
Dear Team,
Please confirm for NOI filling & receipt
Thanks & Regards,
Shekhar More
Customer Service Manager – Loans, Ghatkopar Branch.
Office no 601 & 602, 6 th Floor, Presidential Plaza,
Opp R City Mall, LBS Marg, Ghatkopar (west)
Mumbai – 400086Maharashtra
Mob - 7208852821
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 15 May 2026 12:09
To: Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com >
Cc: Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Anu Mali < anu.mali@pnbhousing.com >
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 15 May 2026 at 11:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy and colour live selfie photos of applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 14 May 2026 at 21:23, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Kindly initiate NOI
MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Thanks & Regards,
VISHAL KANOJIA ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile - 9702374474
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: asks the branch for documents — “Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon”
MS
mahesh.sadvilkar1@pnbhousing.com pnbhousing.com
05 Oct, 12:12 · 10d ago
05 Oct, 12:12 · 10d ago
Dear vishal,
Please do the needful.
From:THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent:05 October 2026 12:09
To:Shekhar More <shekhar.more@pnbhousing.com>
Cc: Harshal Hanamant Ghorpade <harshal.ghorpade@phfl.com>; Harshada Arun Kashid <harshada.kashid@pnbhousing.com>; Anu Mali <anu.mali@pnbhousing.com>; Vishal Lalbahadur Kanojia <vishal.kanojia@phfl.com>; Mahesh Sadvilkar 1 <mahesh.sadvilkar1@pnbhousing.com>
Subject:Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise caution when clicking links, opening attachments or taking further action, before validating
its authenticity.
Secured by Check Point
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing
challane expire date soon
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Sat, 3 Oct 2026 at 14:08, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing
challane expire date soon
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 2 Oct 2026 at 17:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing
challane expire date soon
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 22 Sept 2026 at 16:41, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Sat, 12 Sept 2026 at 12:24, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 21 Aug 2026 at 16:30, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 15:31, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
For NOI filing we need a copy of Index 2 & colour selfie photo of applicant/applicants.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 27 May 2026 at 12:22, Shekhar More < shekhar.more@pnbhousing.com > wrote:
Dear Team,
Please confirm for NOI filling & receipt
Thanks & Regards,
Shekhar More
Customer Service Manager – Loans, Ghatkopar Branch.
Office no 601 & 602, 6 th Floor, Presidential Plaza,
Opp R City Mall, LBS Marg, Ghatkopar (west)
Mumbai – 400086Maharashtra
Mob -
7208852821
Internal
From: THINKBIGZ
NOI < pnb.noifilling@gmail.com >
Sent: 15 May 2026 12:09
To: Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com >
Cc: Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Shekhar More < shekhar.more@pnbhousing.com >; Harshada Arun Kashid
< harshada.kashid@pnbhousing.com >; Anu Mali < anu.mali@pnbhousing.com >
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 15 May 2026 at 11:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy and
colour live selfie photos of applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 14 May 2026 at 21:23, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Kindly initiate NOI
MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Thanks & Regards,
VISHAL KANOJIA ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile -
9702374474
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: The branch asks the team to do the needful for the mentioned case.
OL
The NOI teamTYPED IN GMAIL
05 Oct, 13:24 · 10d ago
05 Oct, 13:24 · 10d ago
Dear team,
Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 12:12, Mahesh Sadvilkar 1 < mahesh.sadvilkar1@pnbhousing.com > wrote:
Dear vishal,
Please do the needful.
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 05 October 2026 12:09
To: Shekhar More < shekhar.more@pnbhousing.com >
Cc: Harshal Hanamant Ghorpade < harshal.ghorpade@phfl.com >; Harshada Arun Kashid < harshada.kashid@pnbhousing.com >; Anu Mali < anu.mali@pnbhousing.com >; Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com >; Mahesh Sadvilkar 1 < mahesh.sadvilkar1@pnbhousing.com >
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Exercise Secured by Check Point
Team,
PFA challan for your reference..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 15 May 2026 at 11:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need an index 2 copy and
colour live selfie photos of applicants..
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 14 May 2026 at 21:23, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Kindly initiate NOI
MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Thanks & Regards,
VISHAL KANOJIA ?
Channel Manager – Ghatkopar Branch.
PHFL Home Loans And Services Limited.
(A Wholly Owned Subsidiary of PNB Housing Finance Limited).
Mobile -
9702374474
Toll Free : 1800 120 8800
Web Site : www.pnbhousing.com
🤖 read: asks the branch for documents — “Please share the copy of index 2 and color selfie photo for NOI filing challane expire date soon”
VK
vishal.kanojia@phfl.com phfl.com
05 Oct, 18:28 · 9d ago
05 Oct, 18:28 · 9d ago
Dear Team ,
Documents attached
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: Monday, 5 October 2026 1:25 pm
To: Mahesh Sadvilkar 1
Cc: Shekhar More; Vishal Lalbahadur Kanojia; Harshal Hanamant Ghorpade; Harshada Arun Kashid; Anu Mali
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
05 Oct, 19:17 · 9d ago
05 Oct, 19:17 · 9d ago
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Mon, 5 Oct 2026 at 18:29, Vishal Lalbahadur Kanojia <
vishal.kanojia@phfl.com> wrote:
Dear Team,
Documents attached
------------------------------
*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* Monday, 5 October 2026 1:25 pm
*To:* Mahesh Sadvilkar 1
*Cc:* Shekhar More; Vishal Lalbahadur Kanojia; Harshal Hanamant Ghorpade;
Harshada Arun Kashid; Anu Mali
*Subject:* Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE
HOU/GHKP/0326/1498068
🤖 read: The team promises to process the NOI for the case.
OL
The NOI teamTYPED IN GMAIL
06 Oct, 13:43 · 9d ago
06 Oct, 13:43 · 9d ago
DEAR TEAM
PLEASE
Regards,NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 19:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 5 Oct 2026 at 18:29, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Dear Team,
Documents attached
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Monday, 5 October 2026 1:25 pm
To: Mahesh Sadvilkar 1
Cc: Shekhar More; Vishal Lalbahadur Kanojia; Harshal Hanamant Ghorpade; Harshada Arun Kashid; Anu Mali
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
🤖 read: The team sent a blank email.
OL
The NOI teamTYPED IN GMAIL
06 Oct, 13:44 · 9d ago
06 Oct, 13:44 · 9d ago
DEAR TEAM
PLEASE PROVIDE PROPER INDEX 2 NOT SHOW PROPER IMAGE IS BLUR
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 19:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 5 Oct 2026 at 18:29, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Dear Team,
Documents attached
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Monday, 5 October 2026 1:25 pm
To: Mahesh Sadvilkar 1
Cc: Shekhar More; Vishal Lalbahadur Kanojia; Harshal Hanamant Ghorpade; Harshada Arun Kashid; Anu Mali
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
🤖 read: asks the branch for a clarification — “PLEASE PROVIDE PROPER INDEX 2 NOT SHOW PROPER IMAGE IS BLUR”
VK
vishal.kanojia@phfl.com phfl.com
06 Oct, 13:51 · 9d ago
06 Oct, 13:51 · 9d ago
Re[2]: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Dear Team,
Index 2 attached
Thanks & Regards ,
VISHAL KANOJIA
Channel Manager – Ghatkopar Branch.
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/06/26 13:46
To: Vishal Lalbahadur Kanojia (vishal.kanojia@phfl.com)
Cc: Mahesh Sadvilkar 1 (mahesh.sadvilkar1@pnbhousing.com), Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Harshada Arun Kashid (harshada.kashid@pnbhousing.com), Anu Mali (anu.mali@pnbhousing.com)
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
DEAR TEAM
PLEASE PROVIDE PROPER INDEX 2 NOT SHOW PROPER IMAGE IS BLUR
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Mon, 5 Oct 2026 at 19:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 5 Oct 2026 at 18:29, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Dear Team,
Documents attached
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Monday, 5 October 2026 1:25 pm
To: Mahesh Sadvilkar 1
Cc: Shekhar More; Vishal Lalbahadur Kanojia; Harshal Hanamant Ghorpade; Harshada Arun Kashid; Anu Mali
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
06 Oct, 15:07 · 9d ago
06 Oct, 15:07 · 9d ago
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 13:58, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Dear Team,
Index 2 attached
Thanks & Regards,
VISHAL KANOJIA
Channel Manager – Ghatkopar Branch.
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/06/26 13:46
To: Vishal Lalbahadur Kanojia (vishal.kanojia@phfl.com)
Cc: Mahesh Sadvilkar 1 (mahesh.sadvilkar1@pnbhousing.com), Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Harshada Arun Kashid (harshada.kashid@pnbhousing.com), Anu Mali (anu.mali@pnbhousing.com)
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
DEAR TEAM
PLEASE PROVIDE PROPER INDEX 2 NOT SHOW PROPER IMAGE IS BLUR
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 5 Oct 2026 at 19:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 5 Oct 2026 at 18:29, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Dear Team,
Documents attached
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Monday, 5 October 2026 1:25 pm
To: Mahesh Sadvilkar 1
Cc: Shekhar More; Vishal Lalbahadur Kanojia; Harshal Hanamant Ghorpade; Harshada Arun Kashid; Anu Mali
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
🤖 read: The team promises to process the NOI for the case.
OL
The NOI teamTYPED IN GMAIL
09 Oct, 12:46 · 6d ago
09 Oct, 12:46 · 6d ago
TEAM,
PFA: Downloaded e-filing for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 15:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 13:58, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Dear Team,
Index 2 attached
Thanks & Regards,
VISHAL KANOJIA
Channel Manager – Ghatkopar Branch.
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/06/26 13:46
To: Vishal Lalbahadur Kanojia (vishal.kanojia@phfl.com)
Cc: Mahesh Sadvilkar 1 (mahesh.sadvilkar1@pnbhousing.com), Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Harshada Arun Kashid (harshada.kashid@pnbhousing.com), Anu Mali (anu.mali@pnbhousing.com)
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
DEAR TEAM
PLEASE PROVIDE PROPER INDEX 2 NOT SHOW PROPER IMAGE IS BLUR
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 5 Oct 2026 at 19:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 5 Oct 2026 at 18:29, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Dear Team,
Documents attached
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Monday, 5 October 2026 1:25 pm
To: Mahesh Sadvilkar 1
Cc: Shekhar More; Vishal Lalbahadur Kanojia; Harshal Hanamant Ghorpade; Harshada Arun Kashid; Anu Mali
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL
The NOI teamTYPED IN GMAIL
10 Oct, 11:41 · 5d ago
10 Oct, 11:41 · 5d ago
Dear Team,
PFA index 2 copy for case closure..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 9 Oct 2026 at 12:46, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
TEAM,
PFA: Downloaded e-filing for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 15:07, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 13:58, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Dear Team,
Index 2 attached
Thanks & Regards,
VISHAL KANOJIA
Channel Manager – Ghatkopar Branch.
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 10/06/26 13:46
To: Vishal Lalbahadur Kanojia (vishal.kanojia@phfl.com)
Cc: Mahesh Sadvilkar 1 (mahesh.sadvilkar1@pnbhousing.com), Shekhar More (shekhar.more@pnbhousing.com), Harshal Hanamant Ghorpade (harshal.ghorpade@phfl.com), Harshada Arun Kashid (harshada.kashid@pnbhousing.com), Anu Mali (anu.mali@pnbhousing.com)
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
Exercise Secured by Check Point
DEAR TEAM
PLEASE PROVIDE PROPER INDEX 2 NOT SHOW PROPER IMAGE IS BLUR
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 5 Oct 2026 at 19:17, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Mon, 5 Oct 2026 at 18:29, Vishal Lalbahadur Kanojia < vishal.kanojia@phfl.com > wrote:
Dear Team,
Documents attached
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: Monday, 5 October 2026 1:25 pm
To: Mahesh Sadvilkar 1
Cc: Shekhar More; Vishal Lalbahadur Kanojia; Harshal Hanamant Ghorpade; Harshada Arun Kashid; Anu Mali
Subject: Re: NOI MTR Challan in mentioned case Mr. DHANANJAY BHIKU KALE HOU/GHKP/0326/1498068
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260514-WA0136.jpg | filed | 10d ago |
| PAN card+ Aadhaar card inside | KYC.pdf | filed | 10d ago |
| Sanction letter | SANCTION LETTER (2).pdf | filed | 10d ago |
| Other | image003.jpg | filed | 10d ago |
| Paid challan (GRAS) | DHANANJAY BHIKU KALE EchallanMH002609793202627E.pdf | filed | 10d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹20,320.40
₹20,320.40
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
₹20,300
₹20,300
Screenshot ₹20,300 — ₹20 under our ask, not below the real calculation ₹20,280. Counts as full. Nothing to ask.
Screenshot ₹20,300 — verified by itself the moment the bank credit is heard.
Screenshot ₹20,300 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹6,940 | ₹11,560 | ₹320 | ₹1,500 | ₹20,320 |
By law ₹20,300. We ask ₹20,320 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
26 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …) …
14 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number …
✓ EzDocs checked every box against the document’s own words 10d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
SANCTION LETTER (2).pdf
as printed
FLAT NO.1, GROUND FLOOR, A WING, NAV AMBIKA POOJA CHS, NANDIVALI CROSS ROAD, VILLAGE AYARE, DOMBIVLI EAST, DOMBIVALI, THANE, MAHARASHTRA, INDIA-421201
FLAT NO.1, GROUND FLOOR, A WING, NAV AMBIKA POOJA CHS, NANDIVALI CROSS ROAD, VILLAGE AYARE, DOMBIVLI EAST, DOMBIVALI, THANE, MAHARASHTRA, INDIA-421201
PIN
421201
421201
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 1 GROUND FLOOR A WING NAV AMBIKA POOJA CHS
FLAT NO 1 GROUND FLOOR A WING NAV AMBIKA POOJA CHS
Locality/Road
NANDIVALI CROSS ROAD VILLAGE AYARE DOMBIVLI EAST DOMBIVALI
NANDIVALI CROSS ROAD VILLAGE AYARE DOMBIVLI EAST DOMBIVALI
Area/City
THANE
check or correct a box, the papers beside it →THANE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | DHANANJAY BHIKU KALE | AUEPK3540P | …3897 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| Index II chase | vishal.kanojia@phfl.com | 8d ago |
| Index II chase | vishal.kanojia@phfl.com | 5d ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20260514-WA0136.jpg needs your check
date
2026-05-14
2026-05-14
time
21:17
21:17
amount
20300.0
20300.0
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-05-14', 'time': '21:17', 'amount': 20300.0, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}PAN card KYC.pdf needs your check
dob
1981-05-23
1981-05-23
pan
AUEPK3540P
AUEPK3540P
name
DHANANJAY BHIKU KALE
DHANANJAY BHIKU KALE
mobile
7208886040
7208886040
address
pin: 421204; area: Near Hanuman Mandir, Gandhinagar; flat: 8/3; state: Maharashtra; building: Tejas Park Bldg, P and T Colony; district: Thane; Village: Dombivli (east), Kalyan
pin: 421204; area: Near Hanuman Mandir, Gandhinagar; flat: 8/3; state: Maharashtra; building: Tejas Park Bldg, P and T Colony; district: Thane; Village: Dombivli (east), Kalyan
legible
True
True
father name
BHIKU GHATU KALE
BHIKU GHATU KALE
aadhaar last4
3897
3897
raw reading (for Abhijit)
{'dob': '1981-05-23', 'pan': 'AUEPK3540P', 'name': 'DHANANJAY BHIKU KALE', 'mobile': '7208886040', 'address': {'pin': '421204', 'area': 'Near Hanuman Mandir, Gandhinagar', 'flat': '8/3', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Tejas Park Bldg, P and T Colony', 'district': 'Thane', 'post_office': None, 'village_city': 'Dombivli (east), Kalyan'}, 'legible': True, 'father_name': 'BHIKU GHATU KALE', 'aadhaar_last4': '3897', 'quality_issue': None}PAN card KYC.pdf needs your check
dob
1981-05-23
1981-05-23
pan
AUEPK3540P
AUEPK3540P
name
DHANANJAY BHIKU KALE
DHANANJAY BHIKU KALE
legible
True
True
father name
BHIKU GHATU KALE
BHIKU GHATU KALE
raw reading (for Abhijit)
{'dob': '1981-05-23', 'pan': 'AUEPK3540P', 'name': 'DHANANJAY BHIKU KALE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BHIKU GHATU KALE', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter SANCTION LETTER (2).pdf needs your check
lan
HOU/GHKP/0326/1498068
HOU/GHKP/0326/1498068
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'Mr. Dhananjay Bhiku Kale', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'Mr. Vignesh Dhananjay Kale', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'Mr. Dhananjay Bhiku Kale', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'Mr. Vignesh Dhananjay Kale', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1.0
1.0
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.90% = 9.25% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -3.90% = 9.25% per annum as on the date of execution of the loan agreement
loan amount
2200000.0
2200000.0
rate spread
-3.9
-3.9
final amount
2310000.0
2310000.0
interest rate
9.25
9.25
sanction date
11-MAY-26
11-MAY-26
letter version
3
3
reference rate
13.15
13.15
applicant email
dhananjaykale671@gmail.com
dhananjaykale671@gmail.com
applicant names
Mr. Dhananjay Bhiku Kale, Mr. Vignesh Dhananjay Kale
Mr. Dhananjay Bhiku Kale, Mr. Vignesh Dhananjay Kale
printed altered
False
False
applicant mobile
9082520215
9082520215
balance transfer
False
False
property address
pin: 421201; road: Nandivali Cross Road; state: Maharashtra; taluka: Dombivali; Flat no: 1; district: Thane; Floor: Ground Floor; Address: Flat No.1, Ground Floor, A Wing, Nav Ambika Pooja CHS, Nandivali Cross Ro
pin: 421201; road: Nandivali Cross Road; state: Maharashtra; taluka: Dombivali; Flat no: 1; district: Thane; Floor: Ground Floor; Address: Flat No.1, Ground Floor, A Wing, Nav Ambika Pooja CHS, Nandivali Cross Ro
insurance premium
110000.0
110000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
2310000.0
2310000.0
security address verbatim
Flat No.1, Ground Floor, A Wing, Nav Ambika Pooja CHS, Nandivali Cross Road, Village Ayare, Dombivli East, Dombivali, Thane, Maharashtra, India-421201
Flat No.1, Ground Floor, A Wing, Nav Ambika Pooja CHS, Nandivali Cross Road, Village Ayare, Dombivli East, Dombivali, Thane, Maharashtra, India-421201
applicant address verbatim
ROOM NO 2 GROUND FLOOR, MANGAL DEEP CHSL PNT COLONY, DOMBIVILI EAST, Near Hanuman Mandir, Thane, MAHARASHTRA-421204, India
ROOM NO 2 GROUND FLOOR, MANGAL DEEP CHSL PNT COLONY, DOMBIVILI EAST, Near Hanuman Mandir, Thane, MAHARASHTRA-421204, India
raw reading (for Abhijit)
{'lan': 'HOU/GHKP/0326/1498068', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'Mr. Dhananjay Bhiku Kale', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'Mr. Vignesh Dhananjay Kale', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -3.90% = 9.25% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2200000.0, 'rate_spread': -3.9, 'final_amount': 2310000.0, 'interest_rate': 9.25, 'quality_issue': None, 'sanction_date': '11-MAY-26', 'letter_version': '3', 'reference_rate': 13.15, 'applicant_email': 'dhananjaykale671@gmail.com', 'applicant_names': ['Mr. Dhananjay Bhiku Kale', 'Mr. Vignesh Dhananjay Kale'], 'printed_altered': False, 'applicant_mobile': '9082520215', 'balance_transfer': False, 'property_address': {'pin': '421201', 'road': 'Nandivali Cross Road', 'state': 'Maharashtra', 'taluka': 'Dombivali', 'flat_no': '1', 'district': 'Thane', 'floor_no': 'Ground Floor', 'landmark': None, 'full_address': 'Flat No.1, Ground Floor, A Wing, Nav Ambika Pooja CHS, Nandivali Cross Road, Village Ayare, Dombivli East, Dombivali, Thane, Maharashtra, India-421201', 'village_city': 'Ayare', 'building_name': 'Nav Ambika Pooja CHS, A Wing', 'survey_or_cts_no': None}, 'insurance_premium': 110000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2310000.0, 'security_address_verbatim': 'Flat No.1, Ground Floor, A Wing, Nav Ambika Pooja CHS, Nandivali Cross Road, Village Ayare, Dombivli East, Dombivali, Thane, Maharashtra, India-421201', 'applicant_address_verbatim': 'ROOM NO 2 GROUND FLOOR, MANGAL DEEP CHSL PNT COLONY, DOMBIVILI EAST, Near Hanuman Mandir, Thane, MAHARASHTRA-421204, India'}Other image003.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Paid challan (GRAS) DHANANJAY BHIKU KALE EchallanMH002609793202627E.pdf needs your check
grn
MH002609793202627E
MH002609793202627E
pin
421201
421201
total
18500.0
18500.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026051500668
03006172026051500668
district
THANE
THANE
area city
THANE
THANE
payer pan
AUEXXXXXXP
AUEXXXXXXP
flat block
FLAT NO 01, GROUND FLOOR, A WING, NAV AMBIKA POOJA CHS, NANDIVALI CROSS
FLAT NO 01, GROUND FLOOR, A WING, NAV AMBIKA POOJA CHS, NANDIVALI CROSS
payer name
DHANANJAY BHIKU KALE
DHANANJAY BHIKU KALE
sro office
KLN4_KALYAN 4 JOINT SUB REGISTRAR
KLN4_KALYAN 4 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2310000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2310000
scheme rows
{'amount': 6940.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11560.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 6940.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11560.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX0215
XXXXXX0215
payment date
15/05/2026-12:03:07
15/05/2026-12:03:07
road locality
ROAD, VILLAGE AYARE DOMBIVALI EAST, THANE, MAHARASHTRA
ROAD, VILLAGE AYARE DOMBIVALI EAST, THANE, MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
2310000
2310000
raw reading (for Abhijit)
{'grn': 'MH002609793202627E', 'pin': '421201', 'total': 18500.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026051500668', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AUEXXXXXXP', 'flat_block': 'FLAT NO 01, GROUND FLOOR, A WING, NAV AMBIKA POOJA CHS, NANDIVALI CROSS', 'payer_name': 'DHANANJAY BHIKU KALE', 'sro_office': 'KLN4_KALYAN 4 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2310000', 'scheme_rows': [{'amount': 6940.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11560.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0215', 'payment_date': '15/05/2026-12:03:07', 'road_locality': 'ROAD, VILLAGE AYARE DOMBIVALI EAST, THANE, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2310000'}Other image003.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Payment screenshot IMG-20260514-WA0136.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-05-14', 'page': 1, 'time': '21:17', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20300.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-05-14', 'page': 1, 'time': '21:17', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20300.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-05-14', 'page': 1, 'time': '21:17', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20300.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 3h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 10 Oct, 11:41 sent the Index II — case closed — the draft it answers is taken off", 'count': 1, 'kinds': ['index2_chase']} |
| 5d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 5d ago | EzDocs | email_shadowed:index2_chase | {'to': 'vishal.kanojia@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/GHKP/0326/1498068) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n |
| 5d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 6d ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 8d ago | EzDocs | email_shadowed:index2_chase | {'to': 'vishal.kanojia@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/GHKP/0326/1498068) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n |
| 10d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': [], 'mails': 7, 'summary': 'The NOI team is waiti |
| 10d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 10d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 8, 'trigger': 'quick sweep'} |
| 10d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AUxxxxxxXP — no paper on the |
| 10d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260514-WA0136.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': 'f65b28e5-7efb-4336-bfd4-07d58276e5f9', 'fetched': True} |
| 10d ago | EzDocs | hidden_payment_scan | {'file': 'image003.jpg', 'kind': None, 'found': 0, 'doc_id': '207044fa-2571-4624-bdf0-aab66b08c326', 'fetched': True} |
| 10d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['SANCTION LETTER (2).pdf', 'KYC.pdf'], 'after': {'addresses': {'people': [['DHANANJAY BHIKU KALE', [['sanction_letter', 'different']]]], 'property': []}, 'challan_boxes': {'b |
| 10d ago | EzDocs | address_compared | {'sig': 'b5052dbbac9a9328', 'why': 'after gather', 'people': [{'home': '8/3, Tejas Park Bldg, P and T Colony, Near Hanuman Mandir, Gandhinagar, Dombivli (east), Kalyan, Thane, 421204', 'person': 'DHANANJAY BHIKU KALE', ' |
| 10d ago | EzDocs | challan_boxes_composed | {'fp': '69fdd3494d0af0b0', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 1 GROUND FLOOR A WING NA |
| 10d ago | EzDocs | allotment_read | {'fp': 'a85808975219ff96', 'file': 'image003.jpg', 'asked': True, 'doc_id': '207044fa-2571-4624-bdf0-aab66b08c326', 'is_allotment_letter': False} |
| 10d ago | EzDocs | reader_home_address | {'fp': '7297c3ce1267384d', 'from': 'the sanction letter (SANCTION LETTER (2).pdf)', 'home': {'pin': '421204', 'area': 'PNT COLONY, Near Hanuman Mandir', 'flat': 'ROOM NO 2', 'floor': 'GROUND FLOOR', 'state': 'MAHARASHTRA |
| 10d ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-05T04:49:57', 'why': 'reading', 'open': 9, 'mails': [{'at': '2026-10-05 04:43', 'id': '1a10a6001483f55e', 'from': 'branch', 'gist': 'The branch asks for urgent processing and has attached a docu |
| 10d ago | EzDocs | case_read | {'how': 'uri', 'tag': '1b1b80e60a3cb242', 'docs': ['SANCTION LETTER (2).pdf', 'KYC.pdf'], 'loan': {'amount': 2310000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction letter', 'quote': 'INR 22,00,000.00', |
| 10d ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'DHANANJAY BHIKU KALE EchallanMH002609793202627E.pdf', 'kind': ' |
| 10d ago | EzDocs | claim_inside_desk_buffer | {'gap': 20.4, 'why': "the branch paid the statutory-exact figure — the gap is our ₹10 round-ups, the NOI team's buffer; counted as paid in full — nothing to ask for (the credit itself is still awaited)", 'claimed': 20300 |
| 10d ago | EzDocs | expectation_recorded_silently | {'why': 'the thread already holds a challan — no quote mail, but the figure is needed to judge the payment', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'exp |
| 10d ago | EzDocs | claim_applied_on_quote | {'utr': None, 'parts': 1, 'claimed_total': 20300.0} |
| 10d ago | EzDocs | receivable_created | {'expected': 20320.4} |
| 10d ago | EzDocs | thread_docs_swept | {'why': 'this case had no papers at all — its own threads were read for the attachments nobody had pulled yet', 'error': None, 'stored': 5, 'why_not': None, 'messages': 11} |
| 10d ago | EzDocs | thread_documents_backfilled | {'why': None, 'stored': 5, 'mailbox': 'pnb.noifilling@gmail.com', 'skipped': 0, 'messages': 11, 'unreadable_threads': 0} |
| 10d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KLN4_KALYAN 4 JOINT SUB REGISTRAR', 'district': 'THANE'} |
| 10d ago | EzDocs | challan_verified_against_case | {'grn': 'MH002609793202627E', 'file': 'DHANANJAY BHIKU KALE EchallanMH002609793202627E.pdf', 'checked': ['payer name']} |
| 10d ago | EzDocs | challan_extracted | {'grn': 'MH002609793202627E', 'heads': ['0030046401', '0030063301'], 'total': 18500.0} |
| 10d ago | EzDocs | challan_identity | {'why': 'article 6(1) — deposit of title deed', 'file': 'DHANANJAY BHIKU KALE EchallanMH002609793202627E.pdf', 'inner': False, 'doc_id': '3736f0c8-0041-4684-906b-eef28949ecf0', 'answer': 'noi', 'bank_pan': ''} |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo, Index II copy / Title document
Money
₹20,300 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: The work is done — our fee of ₹20,320.40 is still not in our account. Chase the branch for it.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
10 Oct3 things — 1 letter written · 2 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03128 | HOU/GHKP/0326/1498068
An old draft withdrew itself — its asks were already answered
9 Oct1 thing — 1 step
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
7 Oct1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03128 | HOU/GHKP/0326/1498068
5 Oct23 things — 5 documents received · 1 letter written · 2 money steps · 15 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
EzDocs read the whole file
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
EzDocs took 21 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
The payment proof already on the case was applied
Documents the branch had sent were fetched from the mail thread
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
DHANANJAY BHIKU KALE EchallanMH002609793202627E.pdf
The loan amount was worked out from the papers
Received: other
image003.jpg
Property address read from the sanction letter
Received: Sanction letter
SANCTION LETTER (2).pdf
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
PAN found inside the KYC file — no need to ask for it
Received: PAN card
KYC.pdf
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260514-WA0136.jpg
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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