YOGESH PURUSHOTTAM PATIL
the challan is done — these are for the IGR filing / KYC
- Bank left a fee row blank — see Facts.
why?
why?
the branch's own words
The branch's mail said: filing fee (0.50%): bank says Rs.0, computed Rs.15,000 (difference Rs.-15,000)Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The PAN card | PURUSHOTTAM DEVRAM DESALE |
| The sanction letter DIFFERS | PURUSHOTTAM DEVRAM PATIL |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper09 Sep, 15:38 · 36d ago THE FIRST MAIL — how this case began
Requesting for NOI 0.30% and 0.50% Chal case Customer Name - YOGESH PURUSHOTTAM PATIL Application No. -HOU/JLG/0726/5152086.
Total Amount to be Paid to Nestly.in for NOI 28656.00
09 Sep, 16:01 · 36d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
09 Sep, 16:28 · 36d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 9 Sept 2026 at 16:01, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Aadhaar card | yogesh patil aadhar (1).pdf | filed | 36d ago |
| Selfie / photo | 20260909_103043.jpg | filed | 36d ago |
| PAN card | yogesh patil PAN (1).pdf | filed | 36d ago |
| Selfie / photo | 20260909_102403.jpg | filed | 36d ago |
| Sanction letter | DOC-20260907-WA0041.pdf | filed | 36d ago |
| Aadhaar card | purushottam aadhar (1).pdf | filed | 36d ago |
| PAN card | purushottam PAN (1).pdf | filed | 36d ago |
| Payment screenshot | IMG-20260909-WA0024.jpg | filed | 36d ago |
| Paid challan (GRAS) | YOGESH PURUSHOTTAM PATIL EchallanMH009942594202627E.pdf | filed | 36d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹28,690.70
VERIFIED — money received
₹28,656 725245853461
15 Sep 14:20:04
18 Sep 18:36:18
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹11,870 | ₹15,000 | ₹320 | ₹1,500 | ₹28,690 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
GROUND + FIRST FLOOR, PLOT NO.28, (WEST SIDE PART), GAT NO.1524/2, SWAMI VIVEKANAND NAGAR, NEAR GOVT ITI COLLEGE, CLOSED TO PIMPLE ROAD, JALGAON, MAUJE. AMALNER, JALGAON, MAHARASHTRA, INDIA, 425401
425401
GROUND FIRST FLOOR SWAMI VIVEKANAND NAGAR PLOT NO 28 WEST SIDE PART GAT NO 1524/2
PIMPLE ROAD NEAR GOVT ITI COLLEGE
AMALNER
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Yogesh Purushottam Patil | CQMPP7064D | …0139 |
| co_mortgagor | PURUSHOTTAM DEVRAM DESALE | CBHPD2077E | …0677 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | falguni.shirsath@phfl.com | 36d ago |
| documents acknowledged | falguni.shirsath@phfl.com | 36d ago |
What EzDocs read from each document — check anything marked in red
1989-12-13
Yogesh Purushottam Patil
True
0139
raw reading (for Abhijit)
{'dob': '1989-12-13', 'pan': None, 'name': 'Yogesh Purushottam Patil', 'legible': True, 'aadhaar_last4': '0139', 'quality_issue': None}1989-12-13
CQMPP7064D
YOGESH PURUSHOTTAM PATIL
True
raw reading (for Abhijit)
{'dob': '1989-12-13', 'pan': 'CQMPP7064D', 'name': 'YOGESH PURUSHOTTAM PATIL', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}live_selfie
True
1.0
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}1961-06-01
CBHPD2077E
PURUSHOTTAM DEVRAM DESALE
True
raw reading (for Abhijit)
{'dob': '1961-06-01', 'pan': 'CBHPD2077E', 'name': 'PURUSHOTTAM DEVRAM DESALE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Purushottam Devram Patil
True
0677
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Purushottam Devram Patil', 'legible': True, 'aadhaar_last4': '0677', 'quality_issue': None}725245853461
2026-09-09
13:23
28656.0
UPI
169705262080@hdfcbank
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '725245853461', 'date': '2026-09-09', 'time': '13:23', 'amount': 28656.0, 'method': 'UPI', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}HOU/JLG/0726/5152086
True
Housing Loan
1.0
3800000
8.25
09-Jul-2026
5
YOGESH PURUSHOTTAM PATIL, PURUSHOTTAM DEVRAM PATIL
8208663745
pin: 425401; road: PIMPLE ROAD; state: MAHARASHTRA; taluka: AMALNER; Flat no: GROUND + FIRST FLOOR; district: Jalgaon; landmark: NEAR GOVT ITI COLLEGE; Address: GROUND + FIRST FLOOR, PLOT NO.28, (WEST SIDE PART), GA
152000
True
3952000
read again off the letter's pages (page 1, the Address row)
GROUND + FIRST FLOOR,, PLOT NO.28, (WEST SIDE PART), GAT NO.1524/2, SWAMI VIVEKANAND NAGAR, NEAR GOVT ITI COLLEGE,, CLOSED TO PIMPLE ROAD, Jalgaon, MAUJE. AMALNER, Jalgaon, MAHARASHTRA, India, 425401
AT POST MANDAL, TAL AMALNER, DIST JALGAON, Jalgaon, MAHARASHTRA, 425401, Jalgaon, India
raw reading (for Abhijit)
{'lan': 'HOU/JLG/0726/5152086', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 3800000, 'interest_rate': 8.25, 'quality_issue': None, 'sanction_date': '09-Jul-2026', 'letter_version': '5', 'applicant_names': ['YOGESH PURUSHOTTAM PATIL', 'PURUSHOTTAM DEVRAM PATIL'], 'applicant_mobile': '8208663745', 'property_address': {'pin': '425401', 'road': 'PIMPLE ROAD', 'state': 'MAHARASHTRA', 'taluka': 'AMALNER', 'flat_no': 'GROUND + FIRST FLOOR', 'district': 'Jalgaon', 'floor_no': None, 'landmark': 'NEAR GOVT ITI COLLEGE', 'full_address': 'GROUND + FIRST FLOOR, PLOT NO.28, (WEST SIDE PART), GAT NO.1524/2, SWAMI VIVEKANAND NAGAR, NEAR GOVT ITI COLLEGE, CLOSED TO PIMPLE ROAD, Jalgaon, MAUJE. AMALNER, Jalgaon, MAHARASHTRA, India, 425401', 'village_city': 'Jalgaon', 'building_name': 'SWAMI VIVEKANAND NAGAR', 'survey_or_cts_no': 'PLOT NO.28, (WEST SIDE PART), GAT NO.1524/2'}, 'insurance_premium': 152000, 'includes_insurance': True, 'total_with_insurance': 3952000, 'applicant_address_from462': "read again off the letter's pages (page 1, the Address row)", 'security_address_verbatim': 'GROUND + FIRST FLOOR,, PLOT NO.28, (WEST SIDE PART), GAT NO.1524/2, SWAMI VIVEKANAND NAGAR, NEAR GOVT ITI COLLEGE,, CLOSED TO PIMPLE ROAD, Jalgaon, MAUJE. AMALNER, Jalgaon, MAHARASHTRA, India, 425401', 'applicant_address_verbatim': 'AT POST MANDAL, TAL AMALNER, DIST JALGAON, Jalgaon, MAHARASHTRA, 425401, Jalgaon, India'}kind: payment_screenshot; payments: [{'utr': '725245853461', 'date': '2026-09-09', 'page': None, 'time': '13:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28656.0, 'direction': 'credit', 'narration': 'THINK BI
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '725245853461', 'date': '2026-09-09', 'page': None, 'time': '13:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28656.0, 'direction': 'credit', 'narration': 'THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '155274', 'account_holder': None}}kind: payment_screenshot; payments: [{'utr': '725245853461', 'date': '2026-09-09', 'page': None, 'time': '13:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28656.0, 'direction': 'credit', 'narration': 'THINK BI
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '725245853461', 'date': '2026-09-09', 'page': None, 'time': '13:23', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28656.0, 'direction': 'credit', 'narration': 'THINK BIGZ INITIATIVE PVT LTD', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '155274', 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 5m ago | EzDocs | reader_efiling_verdict | {'fp': 'ba5d771d39f8e1b3', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but missing from the filing.', 'page' |
| 2h ago | EzDocs | reader_home_address | {'fp': '55106cc8623a26a2', 'from': 'the sanction letter (DOC-20260907-WA0041.pdf)', 'home': {'pin': '425401', 'area': 'AT POST MANDAL', 'state': 'MAHARASHTRA', 'district': 'JALGAON', 'Village': 'AMALNER'}, 'asked': |
| 2h ago | EzDocs | reader_home_address | {'fp': '55106cc8623a26a2', 'from': 'the sanction letter (DOC-20260907-WA0041.pdf)', 'home': {'pin': '425401', 'area': 'AT POST MANDAL', 'state': 'MAHARASHTRA', 'district': 'JALGAON', 'Village': 'AMALNER'}, 'asked': |
| 9h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 09 Sep, 16:01 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack_docs', 'fee_quote']} |
| 16d ago | EzDocs | letter_home_read462 | {'fp': 'doc:c1fad2ac-0dc2-4b77-810f-6d97fdf8767e', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'DOC-20260907-WA0041.pdf', 'asked': True, 'found': Tru |
| 27d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'quick sweep', 'docs': ['DOC-20260907-WA0041.pdf', 'yogesh patil aadhar (1).pdf', 'purushottam aadhar (1).pdf', 'yogesh patil PAN (1).pdf', 'purushottam PAN (1).pdf'], 'after': {'challan_boxes': {'b |
| 27d ago | EzDocs | challan_boxes_composed | {'fp': 'e94bb47d336c37c5', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'GROUND FIRST FLOOR SWAMI VIVEKANAND NAGAR PLO |
| 27d ago | EzDocs | box_taken_over_by_paper | {'box': 'property.Village', 'now': 'AMALNER', 'src': 'sanction_letter', 'was': 'Jalgaon', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sanction_letter prints |
| 27d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 27d ago | EzDocs | sms_matched_late | {'ref': 'AXNGG25809421708', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 28660.0, 'method': 'am |
| 27d ago | EzDocs | payment_verified | {'utr': 'AXNGG25809421708', 'why': "paid ₹28,660, ₹31 under our ask of ₹28,691 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accept |
| 27d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | filing_waits_on_title_doc | {'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '425401', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Mandal', 'doc_id': '89406c71-fd89- |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '425401', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Mandal', 'doc_id': 'ab56a45d-52f9- |
| 31d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 12, 'trigger': 'quick sweep'} |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'PLOT', 'Second number type': 'GAT', 'Number': '28', 'Second number': '1524/2'}, 'was': {'Number type': 'PLOT', 'Second number type': 'GAT', 'Number': '28, (WEST SIDE PART)', 'Second number': '1524/2'}, 'why' |
| 31d ago | EzDocs | property_attrs_split | {'now': {'Number type': 'PLOT', 'Second number type': 'GAT', 'Number': '28, (WEST SIDE PART)', 'Second number': '1524/2'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'PLOT NO.28, (WEST SIDE PART), GAT |
| 32d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260909-WA0024.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '78b9aba8-f3d0-4f09-aead-f3bce8e441ab', 'fetched': True} |
| 32d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260909-WA0024.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '78b9aba8-f3d0-4f09-aead-f3bce8e441ab', 'fetched': True} |
| 36d ago | EzDocs | desk_documents_backfill | {'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: |
| 36d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'YOGESH PURUSHOTTAM |
| 36d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'the NOI team sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 36d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows the NOI team's deed"} |
| 36d ago | EzDocs | quoted_history_checked | {} |
| 36d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 36d ago | EzDocs | email_shadowed:ack_docs | {'to': 'falguni.shirsath@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/JLG/0726/5152086).\n\n Applicant : YOGESH PURUSHOTTAM PATIL\n LAN : HOU/JLG/072 |
| 36d ago | EzDocs | claim_inside_desk_buffer | {'gap': 34.7, 'why': "the branch paid the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; counted as paid in full — nothing to ask for (the credit itself is still awaited)", 'claimed': |
| 36d ago | EzDocs | claim_matches_bank_sheet | {'why': "the branch paid its own sheet's total — accepted desk practice; the few rupees of rounding are not a shortfall", 'claimed': 28656.0, 'our_ask': 28690.7, 'bank_total': 28656.0} |