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Ramesh Kumar — everything the e-filing asks for

NOI-2026-01877 · PNB Housing Finance Ltd (PHFL Home Loans) · read by EzDocs from the Index II — not yet verified by a person
Step 2 of 2: the e-filing. The challan is paid; its boxes are folded below.
60 of 70 e-filing boxes ready
Empty: Date of Mortgage, Floor, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), Mobile (person 2) …
13 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number type, Second number, House type (Niwasi Sadanika / Shop / Gala …), Floor (person 1), E-mail (person 2), Floor (person 2), Road (person 2) …
Challan: 13 of 13 boxes on the case · highlighted: Property box 2 (the road) · paid
amber = not from the Index II (property) / the Aadhaar (home), worked out, or EzDocs was not sure — look at these; red = another paper prints something different, or EzDocs disagrees — decide; plain = from the authority for that box, in the document.
STOP — DO NOT SUBMIT THIS FILING YET
EzDocs read this file's papers against every box on the form. Each line quotes the paper it read.
STOP · Start page · Date of Mortgage
The date of mortgage is a required field and is empty.
What to do: Ask the branch for the MOTD or the mortgage date.
“I. THE E-FILING needs: the DATE OF MORTGAGE (the MOTD / the mortgage deed; else the branch says it);”
STOP · Mortgagee page · Loan (Rs.)
The loan amount is not found in the provided sanction letter snippet.
What to do: Provide the sanction letter with the loan amount.
“A. THE SANCTION LETTER / KFS (the bank's): the applicant and the co-applicants (the applicant named first is the borrower and the payer on the challan); the loan — the sanctioned figure”
STOP · Mortgagee page · Interest Rate (%)
The interest rate is not found in the provided sanction letter snippet.
What to do: Provide the sanction letter with the interest rate.
“WHAT EACH BOX MEANS: RATE OF INTEREST — the rate THIS LOAN is charged, per annum, as the letter states it for the borrower.”
STOP · Property page · Village
The sanction letter does not print a village name for the property.
What to do: Confirm the village name from a property paper.
“A. THE SANCTION LETTER / KFS (the bank's): the SECURITY row ('property offered as security', 'security details') — that row alone is the mortgaged property;”
CHECK · Property page · Road
The road name in the filing includes 'WAKAD' which is not part of the road name in the sanction letter.
The papers say: Dange Chowk Road
What to do: Remove 'WAKAD' from the road name.
“Sanction letter - 2026-09-17T110007.993.pdf: Dange Chowk Road WAKAD”
STOP · Property page · Floor
The floor is a required field and is empty, but the sanction letter specifies 'GROUND FLOOR'.
The papers say: G
What to do: Enter 'G' for ground floor.
“Sanction letter - 2026-09-17T110007.993.pdf: GROUND FLOOR”
STOP · Property page · Property type (Open / Building / Open + Building)
The property type is a required field and is empty for a shop.
The papers say: Building
What to do: Select 'Building' as the property type.
“D. THE E-FILING: Property type: Open / Building / Open + Building (a flat, shop, office, gala, row house, bungalow)”
STOP · Property page · Title deed held by the bank (Agreement to Sale)
The title deed type is a required field and is empty.
What to do: Provide the title deed type from a property paper.
“D. THE E-FILING: Title deed held: Agreement to Sale, Sale Deed, Index II, Property Card, 7/12 Extract, Lease Deed, Deed of Assignment, Gift Deed, Partition Deed, Transfer Deed, Allotment Letter, Share Certificate, Any Ot”
A notice filed on the wrong property is invisible: a search on the real flat shows nothing, and the bank's charge does not exist. Nothing on the screen looks wrong when that happens — which is why every box is checked against the paper.

Property — the challan’s address and the e-filing’s Property page

Read from the Index II — the government’s own words
The document is in Marathi; the English boxes are EzDocs’ transliteration, so a word-for-word match is not possible. Press Check every box with EzDocs — it reads the Marathi beside each box and names any box that does not agree.
The same flat on the other papers? Only the Index II’s address goes on the challan and the e-filing; the others are compared with it, never typed.
✓ the sanction letter (Sanction letter - 2026-09-17T110007.993.): the same place, spelled differently — “SHOP NO 3,, SR NO 71 AND 71/2, GROUND FLOOR, SRK PLATINUM, PUNE, Opp. Royal Enfield Service Center Kings Royal Ride, Pune, Dange Chowk, off.” (the names agree; not printed on one side: mulshi; the PIN agrees; the flat agrees)
District * · the portal’s list
✓ in the document
from: the Index II (INDEX 2.pdf)
Taluka *
✓ in the document
from: the Index II (INDEX 2.pdf)
Village *
✓ read by EzDocs (document is in Marathi)
from: the Index II (INDEX 2.pdf)
Hadd type (Corporation / Council / Gram Panchayat) * · the portal’s list
✓ in the document
from: the Index II (INDEX 2.pdf)
Hadd name *
✓ in the document
from: the Index II (INDEX 2.pdf)
Road * · 50 max
⚠ from the sanction letter (Sanction letter - 2026-09-17T110007.993.) — not the Index II — check
from: the sanction letter (Sanction letter - 2026-09-17T110007.993.)
Landmark · 50 max
✓ read by EzDocs (document is in Marathi)
from: the sanction letter (Sanction letter - 2026-09-17T110007.993.)
Block / Sector · 50 max
empty (optional)
from: optional
Number type (SURVEY / GAT / CTS / PLOT / KHASRA …) * · the portal’s list
✓ read by EzDocs (document is in Marathi)
from: the Index II (INDEX 2.pdf)
Number * · 50 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (INDEX 2.pdf)
Second number type · the portal’s list
⚠ the papers print a number this box does not have: SURVEY 71 AND 71/2 — from the sanction letter (Sanction letter - 2026-09-17T110007.993.pdf
from: optional (SECTOR / HISSA / OLD CTS / SHEET …)
Second number · 50 max
⚠ the papers print a number this box does not have: SURVEY 71 AND 71/2 — from the sanction letter (Sanction letter - 2026-09-17T110007.993.pdf
from: optional
Building (with wing) * · 50 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (INDEX 2.pdf)
Floor * · 3 max
empty — the portal will not take a blank
from: the Index II
Flat / shop no * · 10 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (INDEX 2.pdf)
Property type (Open / Building / Open + Building) * · the portal’s list
empty — the portal will not take a blank
from: the title document — 'Open' for a plot with nothing built on it
House type (Niwasi Sadanika / Shop / Gala …) · the portal’s list
⚠ a shop takes the portal's Shop/Office entry by its floor, and no paper prints the floor — pick 'on Ground Floor' or 'above Ground Floor' by
from: the title document; not asked for open land
Area * · 10 max
✓ read by EzDocs (document is in Marathi)
from: the Index II (INDEX 2.pdf)
Area unit (Sq.mt. / Sq.ft.) * · the portal’s list
✓ in the document
from: the Index II (INDEX 2.pdf)
Carpet or built-up · the portal’s list
✓ in the document
from: the Index II (INDEX 2.pdf)
Title deed held by the bank (Agreement to Sale / Sale Deed …) * · the portal’s list
empty — the portal will not take a blank
from: the Index II's document type
Title deed no / year / SRO * · 250 max
✓ in the document
from: the Index II (INDEX 2.pdf)
PIN · 6 max
✓ read by EzDocs (document is in Marathi)
from: the sanction letter (Sanction letter - 2026-09-17T110007.993.)
Description — house style (the portal composes its own; this is ours for the record)
a change clears verification until someone verifies again
each runs in seconds; the page comes back with the result at the top

Start page

Date of Mortgage
—
empty — the portal will not take a blank
from: read off the MOTD when it lands; typed on the portal otherwise

Mortgagor page — party 1 (PINKY DURGARAM CHOUDHARY)

The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
from: the PAN card
Middle name · 50 max
✓ in the document
from: the PAN card
Last name * · 50 max
✓ in the document
from: the PAN card
PAN * · 10 max
✓ in the document
from: the PAN card
Mobile * · 10 max
✓ in the document
from: the sanction letter (Sanction letter - 2026-09-17T110007.993.)
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
✓ in the document
from: the sanction letter (Sanction letter - 2026-09-17T110007.993.)
Building * · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
Floor * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Flat / house no * · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
Road * · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
Area / sector · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
PIN * · 6 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
Village / city * · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
District · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
State · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)

Mortgagor page — party 2 (PRAKASH KUMAR)

The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
from: the PAN card
Middle name · 50 max
empty (optional)
from: the card prints no middle name — the portal does not ask for one
Last name * · 50 max
✓ in the document
from: the PAN card
PAN * · 10 max
✓ in the document
✓ also on the Index II (INDEX 2.pdf)
from: the PAN card
Mobile * · 10 max
empty — the portal will not take a blank
from: the sanction letter / KFS, or the branch's mail
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
⚠ person 1's e-mail stands in — no paper prints this person's own; check
from: the sanction letter / KFS, or the branch's mail
Building * · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
Floor * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Flat / house no * · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
Road * · 250 max
⚠ where the borrower LIVES, from the sanction letter (Sanction letter - 2026-09-17T110007.993.pdf) — check it against the Aadhaar
from: the Aadhaar
Area / sector · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
PIN * · 6 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
Village / city * · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
District · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
State · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)

Mortgagor page — party 3 (RAMESH KUMAR)

The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (Sanction letter - 2026-09-17T110007.993.): a DIFFERENT address — decide — “FLAT NO.107, GAYTRI LANDMARK,, PHE-2, DANGE CHOWK ROAD, THERGAON,., Pune, MAHARASHTRA, 411033, India” (PIN 411057 vs 411033)
⚠ the Index II (INDEX 2.pdf): looks like the same place — check — “प्लॉट नंः, माळा नं:., इमारतीचे नावः, ब्लॉक नंः रोड नंः सर्व्हे नं. 31/1/1, फ्लॅट नं. 101, द्वारका पॅलेस, दत्त कॉलनी, मुळशी, पुणे, महाराष्ट्र” (some names agree (4 of 6); not on one side: sr, marunji; the PIN agrees)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
from: the PAN card
Middle name · 50 max
empty (optional)
from: the card prints no middle name — the portal does not ask for one
Last name * · 50 max
✓ in the document
from: the PAN card
PAN * · 10 max
✓ in the document
✓ also on the Index II (INDEX 2.pdf)
from: the PAN card
Mobile * · 10 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
⚠ person 1's e-mail stands in — no paper prints this person's own; check
from: the sanction letter / KFS, or the branch's mail
Building * · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
Floor * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Flat / house no * · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
Road * · 250 max
⚠ where the borrower LIVES, from the sanction letter (Sanction letter - 2026-09-17T110007.993.pdf) — check it against the Aadhaar
from: the Aadhaar
Area / sector · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
PIN * · 6 max
✓ in the document
✓ also on the Index II (INDEX 2.pdf)
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
Village / city * · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
District · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
State · 250 max
✓ in the document
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)

Mortgagor page — party 4 (Pinky Ramesh Choudhary)

The home on the other papers — the Aadhaar’s stands on the Mortgagor page; a correspondence address on the letter need not match. One paper prints a different address — look once.
✗ the sanction letter (Sanction letter - 2026-09-17T110007.993.): a DIFFERENT address — decide — “FLAT NO.107, GAYTRI LANDMARK,, PHE-2, DANGE CHOWK ROAD, THERGAON,., Pune, MAHARASHTRA, 411033, India” (PIN 411038 vs 411033)
The portal asks for the person’s home address — read off the Aadhaar.
First name * · 50 max
✓ in the document
from: the Aadhaar
Middle name · 50 max
✓ in the document
from: the Aadhaar
Last name * · 50 max
✓ in the document
from: the Aadhaar
PAN * · 10 max
empty — the portal will not take a blank
from: the PAN / Aadhaar card
Mobile * · 10 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
Birth date * · 10 max
✓ in the document
from: the PAN card
E-mail *
⚠ person 1's e-mail stands in — no paper prints this person's own; check
from: the sanction letter / KFS, or the branch's mail
Building * · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
Floor * · 250 max
⚠ no paper on this case says where the borrower LIVES. Do NOT type the property address here — that is where the charge is created, not where
from: the Aadhaar
Flat / house no * · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
Road * · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
Area / sector · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
PIN * · 6 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
Village / city * · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
District · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
State · 250 max
✓ in the document
from: the Aadhaar (Aadhar PINKY (PINK1996).pdf)
reads every Aadhaar on the case; takes a few seconds

Mortgagee page (the bank)

Loan (Rs.) *
4620000
✓ in the document
from: the sanction letter's total incl. insurance — the same figure as the challan's consideration
Interest Rate (%) *
10.25
✓ in the document
from: the letter prints 13.15% - 2.9% = 10.25% — the loan's rate is 10.25%
Only the two boxes above are typed on this page. The bank’s own boxes (MICR, TAN, the authorised person, the office address) are prefilled and locked by the portal from the bank’s login profile (seen on the ICICI and PNB logins); the co-pilot never types them — it reads them back, EzDocs checks them against the case, and an empty locked box (the profile’s PAN, say) is said in amber: that is fixed under the portal’s Account, not here. Saved on this bank: MICR 400263002, TAN DELP08792A — the co-pilot checks the open login against these; the signer HITENDRA TAKTHANI (read off the portal at the first filing, or typed once on Calculator → E-filing details).

Payment page

GRN
MH010357744202627E
✓ in the document
Paid amount
36370.00
✓ in the document
Challan date
17/09/2026
✓ in the document
DHC PRN
—
empty (optional)
one reading over every paper and the mail: e-mail, mobile, floor, road, PIN … fills only what is empty; never changes a filled box; says where each came from
The challan — paid; what it carried

Challan (GRAS) — what the form asks

13 of 13 boxes on the case; 1 highlighted
Open the challan page — the GRAS form exactly as it will be typed, every box correctable beside the paper. The co-pilot types these on GRAS; the property boxes below feed box 1 / box 2 / city. The challan is paid — GRN MH010357744202627E.
District *
Pune
✓ on the case
from: the Index II (INDEX 2.pdf)
SRO office
HVL18_HAVELI 18 JOINT SUB REGISTRAR
✓ on the case
from: this case's own challan, else the office we used last in the district — any office of the district is valid
Article *
6(1) Deposit of Title Deed
✓ on the case
from: always, for an NOI
Stamp duty (0.3%) *
13860.00
✓ on the case
from: the fee engine, on the loan amount incl. insurance
Registration fee (0.5%, max 15,000) *
15000.00
✓ on the case
from: the fee engine
Payer (first party) *
RAMESH KUMAR
✓ on the case
from: the PAN card, else the sanction letter's applicant, else the case's applicant name
Payer PAN *
CYZPK5575M
✓ on the case
✓ also on the Index II (INDEX 2.pdf)
from: the PAN card
Payer mobile (the receipt SMS goes here) *
7738266001
✓ on the case
from: the Aadhaar (Aadhar Ramesh (RAME1993).pdf)
Second party (the bank) *
PNB Housing Finance Ltd (PHFL Home Loans)
✓ on the case
from: the case's bank
Second party PAN *
AAACP3682N
✓ on the case
from: typed once on Calculator → E-filing details, or read off a paid challan
Property box 1 (flat, floor, building, survey / gat / CTS) *
SHOP NO 3 SR NO 71 AND 71/2 GROUND FLOOR SRK PLATINUM PUNE
✓ on the case
from: the Index II (4) — as typed on GRAS
Property box 2 (the road) *
OPP ROYAL ENFIELD SERVICE CENTER KINGS ROYAL RIDE DANGE CHOWK OFF DANGE CHOWK ROAD WAKAD MAHARASHTRA
⚠ from the sanction letter (Sanction letter - 2026-09-17T110007.993.) — not the Index II — check
from: the Index II (4) — as typed on GRAS
City / village *
PUNE
✓ on the case
from: the Index II (INDEX 2.pdf)
PIN
411057
✓ on the case
from: the sanction letter (Sanction letter - 2026-09-17T110007.993.)
Consideration (the loan amount) *
4620000
✓ on the case
from: the sanction letter's total incl. insurance
Paper:
100%open full size ↗
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