Cases / NOI-2026-02272

YOGESH PRABHAKAR DHABDHABE

LAN HOU/KOP/0926/5215719 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sanction letteropen

✓Aadhaar cardopen

✓PAN cardopen

✓Selfie / photoopen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (8)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹22,830.91CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹22,800 receivedthe figure the branch wrote

Stamp duty 0.3%7,880

Registration fee 0.5%13,130

Government handling320

Our service fee1,500.91

Total we ask for22,830.91

the branch’s receipt claims ₹22,800 626587443838

paid 27 Sep 15:54:28 · verified 27 Sep 15:54:54 · 26 s later

How we know

Our own bank told us — 27 Sep 15:54

₹22,800 · UTR 276072129020 · from VA-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.22800.00 27-09-2026 15:54:28 by Prasad B thru UPI. Aval Bal Rs.204373.45 CR. (UPI Ref ID:276072129020) -PNB”

Matched by: equals the figure the branch wrote in its own mail · BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it

Paid the bank's own ₹22,800. ₹30.91 under our ask = our margin. Accepted as full.

By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹22,800 — accept as full (₹30.91 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 2 h 18 minour time · 23 Sep 14:22

Index II —not yet

the NOI team 18 d 4 hthe branch 4 d 1 htotal 22 d 5 h so far

Now with the NOI team — e-filing on IGR

since 27 Sep 15:54 — 18 d 1 h of working time

Day by day — every step and who held it

23 Sep 12:04Your branch's mail

23 Sep 12:15Papers read+11 min · the NOI team

23 Sep 12:15Property readat once

23 Sep 12:15Papers readat once

23 Sep 12:16Fee quotedat once

23 Sep 14:22Challan made+2 h 07 min · the NOI team

27 Sep 15:54Payment landed+4 d 1 h · the branch

27 Sep 15:54Payment verifiedat once

Case facts

Bank

PNB_HFL

Loan amount

₹26,25,000

Loan account no.

HOU/KOP/0926/5215719

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Flat / shop no, Area are empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Kolhapur

Taluka

Kolhapur

Village

Kolhapur

Number type

REVISE

Number

9/8/B

Building

ROW HOUSE UNIT NO 2

Floor

GROUND AND FIRST FLOOR

Flat / shop no

(empty)

Area

(empty)

Hadd

(empty)

Read from the sanction letter, not the Index II. YOGESH DB.pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• Savita Yogesh Dhabdhabe: PAN missing — Savita Yogesh Dhabdhabe's own Aadhaar (DABDABE_CO-_ADHAR.pdf..pdf) is read but no PAN comes off it — read it off the card beside the form

• person 2's mobile: the case's 8722143316 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail

• 9 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Number type, Number, Second number

• Build Up Area not on file — read it off the Index II / sale deed

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent all the required documents and the fee has been acknowledged. The NOI team has generated and shared the challan. The team needs to proceed with the NOI filing.

the history says the next move is with the NOI team — NOI filing

the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents

✓ loan papers sent — done, mail 1 (2026-09-23) “Attached”

✓ fee paid — the branch's words — done, mail 2 (2026-09-23) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 2 (2026-09-23) “We will initiate the challan for the same.”

✓ challan shared — done, mail 4 (2026-09-23) “PFA challan for your reference.”

? Index II asked for — asked, mail 2 (2026-09-23) “For NOI filing, We need an index 2 copy.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-23) “Attached”

read over 4 mail(s), last mail 2026-09-23 · read 22d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010705109202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02272 | HOU/KOP/0926/5215719

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/KOP/0926/5215719) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 20 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SS sambhaji.shelake@phfl.com phfl.com
23 Sep, 12:04 · 22d ago THE FIRST MAIL — how this case began

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5: YOGESH PRABHAKAR DHABDHABE: HOU/KOP/0926/5215719

📎 YOGESH DB.pdf ↗📎 DABDABE_CO-_ADHAR.pdf..pdf ↗📎 DBDABE_PAN.pdf. (1).pdf ↗📎 IMG-20260902-WA0011 (1).jpg ↗📎 IMG-20260923-WA0000.jpg ↗📎 DBDABE_ADHAR.pdf..pdf ↗📎 IMG-20260902-WA0012 (1).jpg ↗

Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5

Loan account (LAN)HOU/KOP/0926/5215719

Loan amount₹26,25,000

Stamp duty 0.30%₹7,875

Registration fee 0.50%₹13,125

Service / vendor fees₹1,800

Total₹22,800

✓ Sanction Letter — attached
✓ Applicant and Co App Aadhar Card — attached
✓ Applicant and Co App Pan Card — attached
✓ Index II Copy — attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

Customer Name

YOGESH PRABHAKAR DHABDHABE

SRO No

Kavan 2

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
23 Sep, 14:08 · 22d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Wed, 23 Sept 2026 at 12:15, Sambhaji Bhimrao Shelake <
sambhaji.shelake@phfl.com> wrote:

Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
*Customer Name*

​
YOGESH PRABHAKAR DHABDHABE
*Lan No*

HOU/KOP/0926/5215719
 
*Loan Amount*
 2625000/-

*LOAN AMOUNT*
 2625000/-
*0.3%*

7875/-
*0.5%*

13125/-
*FEES*

1800/-
*TOTAL*
 22800/-

**Sanction Letter*

Attached
**Applicant and Co App Aadhar Card*

Attached
**Applicant and Co App Pan Card*

Attached
**Index II Copy*
 Attached
**Soft copy of Photograph*

Attached
**Payment details*

Attached

*SRO No*
 Kavan 2

​

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
23 Sep, 14:08 · 22d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Wed, 23 Sept 2026 at 12:15, Sambhaji Bhimrao Shelake <
sambhaji.shelake@phfl.com> wrote:

Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
*Customer Name*

​
YOGESH PRABHAKAR DHABDHABE
*Lan No*

HOU/KOP/0926/5215719

*Loan Amount*
 2625000/-

*LOAN AMOUNT*
 2625000/-
*0.3%*

7875/-
*0.5%*

13125/-
*FEES*

1800/-
*TOTAL*
 22800/-

**Sanction Letter*

Attached
**Applicant and Co App Aadhar Card*

Attached
**Applicant and Co App Pan Card*

Attached
**Index II Copy*
 Attached
**Soft copy of Photograph*

Attached
**Payment details*

Attached

*SRO No*
 Kavan 2

​

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
23 Sep, 14:24 · 22d ago

📎 YOGESH PRABHAKAR DHABDHABE EchallanMH01070 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 14:08, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Wed, 23 Sept 2026 at 12:15, Sambhaji Bhimrao Shelake <
sambhaji.shelake@phfl.com> wrote:

> Dear Team,
>
> KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
> *Customer Name*
>
>
> ​
> YOGESH PRABHAKAR DHABDHABE
> *Lan No*
>
>
> HOU/KOP/0926/5215719
>
> *Loan Amount*
> 2625000/-
>
>
> *LOAN AMOUNT*
> 2625000/-
> *0.3%*
>
> 7875/-
> *0.5%*
>
> 13125/-
> *FEES*
>
> 1800/-
> *TOTAL*
> 22800/-
>
>
>
>
> **Sanction Letter*
>
> Attached
> **Applicant and Co App Aadhar Card*
>
> Attached
> **Applicant and Co App Pan Card*
>
> Attached
> **Index II Copy*
> Attached
> **Soft copy of Photograph*
>
> Attached
> **Payment details*
>
> Attached
>
>
> *SRO No*
> Kavan 2
>
>
>
>
>
>
>
> ​
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sanction letter	YOGESH DB.pdf	filed	22d ago
Aadhaar card	DABDABE_CO-_ADHAR.pdf..pdf	filed	22d ago
PAN card	DBDABE_PAN.pdf. (1).pdf	filed	22d ago
Selfie / photo	IMG-20260902-WA0011 (1).jpg	filed	22d ago
Payment screenshot	IMG-20260923-WA0000.jpg	filed	22d ago
Aadhaar card	DBDABE_ADHAR.pdf..pdf	filed	22d ago
Selfie / photo	IMG-20260902-WA0012 (1).jpg	filed	22d ago
Paid challan (GRAS)	YOGESH PRABHAKAR DHABDHABE EchallanMH010705109202627E.pdf	filed	22d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹22,830.91

Where it stands
VERIFIED — money received

Screenshot claims
₹22,800 626587443838

Paid at
27 Sep 15:54:28

Verified on
27 Sep 15:54:54

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹7,880	₹13,130	₹320	₹1,500	₹22,830

By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

34 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Flat / shop no, Area …

16 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …

✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (YOGESH DB.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

empty

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

RS NO 9/8/B, PLOT NO 23, ROW HOUSE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION, MOUJE KANDALGAON, NEAR BHARATI VIDYAPITH, Kolhapur, Kolhapur, MAHARASHTRA, India, 416012

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

YOGESH DB.pdf

as printed
RS NO 9/8/B, PLOT NO 23, ROW HOUSE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION, MOUJE KANDALGAON, NEAR BHARATI VIDYAPITH, KOLHAPUR, KOLHAPUR, MAHARASHTRA, INDIA, 416012

PIN
416012

THE CHALLAN, as it will be typed

Flat/Survey Number
ROW HOUSE UNIT NO 2 GROUND AND FIRST FLOOR RS NO 9/8/B PLOT NO 23 MOUJE KANDALGAON

Locality/Road
NEAR BHARATI VIDYAPITH TAL KOLHAPUR DIST KOLHAPUR INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION

Area/City
KOLHAPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	YOGESH PRABHAKAR DHABDHABE	ALEPD0864E	…0146
co_mortgagor	Savita Yogesh Dhabdhabe		…8720

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	sambhaji.shelake@phfl.com	22d ago
questions for the branch — what the papers leave open	sambhaji.shelake@phfl.com	22d ago
questions for the branch — what the papers leave open	sambhaji.shelake@phfl.com	22d ago
questions for the branch — what the papers leave open	sambhaji.shelake@phfl.com	22d ago
Index II chase	sambhaji.shelake@phfl.com	21d ago
Index II chase	sambhaji.shelake@phfl.com	17d ago
Index II chase	sambhaji.shelake@phfl.com	14d ago
Index II chase	sambhaji.shelake@phfl.com	10d ago
Index II chase	sambhaji.shelake@phfl.com	7d ago
Index II chase	sambhaji.shelake@phfl.com	1d ago

What EzDocs read from each document — check anything marked in red

Sanction letter YOGESH DB.pdf needs your check

lan
HOU/KOP/0926/5215719

legible
True

purpose
Housing Loan, Housing

borrowers
{'name': 'YOGESH PRABHAKAR DHABDHABE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAVITA YOGESH DHABDHABE', 'role': 'co_applicant', 'label': 'Applicant'}

loan type
Housing Loan

confidence
0.9

loan amount
2500000.0

final amount
2625000.0

interest rate
8.1

sanction date
09-Sep-2026

letter version
3

applicant email
waterfallyd@gmail.com

applicant names
YOGESH PRABHAKAR DHABDHABE, SAVITA YOGESH DHABDHABE

printed altered
False

applicant mobile
9422095420

balance transfer
False

property address
pin: 416012; state: MAHARASHTRA; district: Kolhapur; Floor: GROUND AND FIRST FLOOR; landmark: NEAR BHARATI VIDYAPITH; Address: RS NO 9/8/B, PLOT NO 23, ROW HOUSE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CO

insurance premium
125000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2625000.0

security address verbatim
RS NO 9/8/B, PLOT NO 23, ROW HOUSE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION, MOUJE KANDALGAON, NEAR BHARATI VIDYAPITH, Kolhapur, Kolhapur, MAHARASHTRA, India, 416012

applicant address verbatim
SHREE SHAI APRTMENT, MUKAM POST KHINDIWADI, SATARA, ., Satara, MAHARASHTRA, 415001, Satara, India

raw reading (for Abhijit)

{'lan': 'HOU/KOP/0926/5215719', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'YOGESH PRABHAKAR DHABDHABE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAVITA YOGESH DHABDHABE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 0.9, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2500000.0, 'final_amount': 2625000.0, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '09-Sep-2026', 'letter_version': '3', 'applicant_email': 'waterfallyd@gmail.com', 'applicant_names': ['YOGESH PRABHAKAR DHABDHABE', 'SAVITA YOGESH DHABDHABE'], 'printed_altered': False, 'applicant_mobile': '9422095420', 'balance_transfer': False, 'property_address': {'pin': '416012', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Kolhapur', 'floor_no': 'GROUND AND FIRST FLOOR', 'landmark': 'NEAR BHARATI VIDYAPITH', 'full_address': 'RS NO 9/8/B, PLOT NO 23, ROW HOUSE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION, MOUJE KANDALGAON, NEAR BHARATI VIDYAPITH, Kolhapur, Kolhapur, MAHARASHTRA, India, 416012', 'village_city': 'Kolhapur', 'building_name': 'ROW HOUSE UNIT NO 2', 'survey_or_cts_no': 'RS NO 9/8/B, PLOT NO 23'}, 'insurance_premium': 125000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2625000.0, 'security_address_verbatim': 'RS NO 9/8/B, PLOT NO 23, ROW HOUSE UNIT NO 2, INCLUDING GROUND AND FIRST FLOOR RCC CONSTRUCTION, MOUJE KANDALGAON, NEAR BHARATI VIDYAPITH, Kolhapur, Kolhapur, MAHARASHTRA, India, 416012', 'applicant_address_verbatim': 'SHREE SHAI APRTMENT, MUKAM POST KHINDIWADI, SATARA, ., Satara, MAHARASHTRA, 415001, Satara, India'}

PAN card DBDABE_PAN.pdf. (1).pdf needs your check

dob
1976-03-12

pan
ALEPD0864E

name
YOGESH PRABHAKAR DHABDHABE

legible
True

father name
PRABHAKAR GOPAL DHABDHABE

raw reading (for Abhijit)

{'dob': '1976-03-12', 'pan': 'ALEPD0864E', 'name': 'YOGESH PRABHAKAR DHABDHABE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PRABHAKAR GOPAL DHABDHABE', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo IMG-20260902-WA0011 (1).jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Payment screenshot IMG-20260923-WA0000.jpg needs your check

utr
626587443838

date
2026-09-22

time
22:35

amount
22800

method
UPI

payee upi
....2080@hdfcbank

payer upi
....ar-2@okaxis

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
KUMAR EKNATH MALAVEK

debit notification text
Payment of ₹22,800 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account

raw reading (for Abhijit)

{'utr': '626587443838', 'date': '2026-09-22', 'time': '22:35', 'amount': 22800, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....ar-2@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'KUMAR EKNATH MALAVEK', 'debit_notification_text': "Payment of ₹22,800 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account"}

Aadhaar card DABDABE_CO-_ADHAR.pdf..pdf needs your check

dob
1984-07-31

name
Savita Yogesh Dhabdhabe

mobile
8722143316

address
pin: 416201; area: Sub District: Panhala; road: Jeur Taluka Panhala; state: Maharashtra; district: Kolhapur; post_office: Panhala; Village: Jeeur

legible
True

aadhaar last4
8720

raw reading (for Abhijit)

{'dob': '1984-07-31', 'pan': None, 'name': 'Savita Yogesh Dhabdhabe', 'mobile': '8722143316', 'address': {'pin': '416201', 'area': 'Sub District: Panhala', 'flat': None, 'road': 'Jeur Taluka Panhala', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Panhala', 'village_city': 'Jeeur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8720', 'quality_issue': None}

Selfie / photo IMG-20260902-WA0012 (1).jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Aadhaar card DBDABE_ADHAR.pdf..pdf needs your check

dob
1976-03-12

name
Yogesh Prabhakar Dhabdhabe

address
pin: 416201; state: Maharashtra; district: Kolhapur; post_office: Panhala; Village: Jiur

legible
True

aadhaar last4
0146

raw reading (for Abhijit)

{'dob': '1976-03-12', 'pan': None, 'name': 'Yogesh Prabhakar Dhabdhabe', 'mobile': None, 'address': {'pin': '416201', 'area': None, 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Panhala', 'village_city': 'Jiur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0146', 'quality_issue': None}

Payment screenshot IMG-20260923-WA0000.jpg needs your check

payments inside
bank: RBL; kind: payment_screenshot; payments: [{'utr': '626587443838', 'date': '2026-09-22', 'page': 1, 'time': '22:35', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 22800.0, 'direction': 'credit', 'narration': '

raw reading (for Abhijit)

{'payments_inside': {'bank': 'RBL', 'kind': 'payment_screenshot', 'payments': [{'utr': '626587443838', 'date': '2026-09-22', 'page': 1, 'time': '22:35', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 22800.0, 'direction': 'credit', 'narration': 'UPI transaction ID 626587443838 To: THINK BIGZ INITIATIVE PVT LTD ....2080@hdfcbank From: KUMAR EKNATH MALAVEK (RBL) ....ar-2@okaxis on Google Pay Google transaction ID CICAgPjs4JnSWg', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'KUMAR EKNATH MALAVEK'}}

Paid challan (GRAS) YOGESH PRABHAKAR DHABDHABE EchallanMH010705109202627E.pdf needs your check

grn
MH010705109202627E

pin
416012

total
21010.0

article
6(1)

defaced
False

bank cin
03006172026092300814

district
KOLHAPUR

area city
KOLHAPUR

payer pan
ALEXXXXXXE

flat block
ROW HOUSE UNIT NO 2 GROUND AND FIRST FLOOR RS NO 9/8/B PLOT NO 23 MOUJE KANDALGAON

payer name
YOGESH PRABHAKAR DHABDHABE

sro office
KRV2_KARVEER NO 2 JT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2625000

scheme rows
{'amount': 7880.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13130.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX5420

payment date
23/09/2026-14:22:44

road locality
RCC CONSTRUCTION NEAR BHARATI VIDYAPITH KOLHAPUR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2625000

raw reading (for Abhijit)

{'grn': 'MH010705109202627E', 'pin': '416012', 'total': 21010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092300814', 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'ALEXXXXXXE', 'flat_block': 'ROW HOUSE UNIT NO 2 GROUND AND FIRST FLOOR RS NO 9/8/B PLOT NO 23 MOUJE KANDALGAON', 'payer_name': 'YOGESH PRABHAKAR DHABDHABE', 'sro_office': 'KRV2_KARVEER NO 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2625000', 'scheme_rows': [{'amount': 7880.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13130.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5420', 'payment_date': '23/09/2026-14:22:44', 'road_locality': 'RCC CONSTRUCTION NEAR BHARATI VIDYAPITH KOLHAPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2625000'}

Technical record (for Abhijit — safe to ignore)

1d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5215719) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
1d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5215719) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
7d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5215719) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
10d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
14d ago	EzDocs	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
14d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5215719) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
14d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
14d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 2, 'kinds': ['index2_chase']}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'DABDABE_CO-_ADHAR.pdf..pdf', 'cards': 1, 'doc_id': '9bf59dbe-817d-4d2f-85fb-135a253c6a65', 'applied': 0}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'DBDABE_PAN.pdf. (1).pdf', 'cards': 1, 'doc_id': 'ba439ea9-d373-4521-b94b-6ca1bc268e4e', 'applied': 0}
14d ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'DBDABE_ADHAR.pdf..pdf', 'cards': 1, 'doc_id': 'b35a4c4c-88ed-4eea-9cd1-7b706934fcfa', 'applied': 0}
16d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '276072129020', 'why': 'NOI-2026-02633 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 22800.0, 'other_case': 'NOI-2026-02633'}
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ALxxxxxxXE — no paper on the
17d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5215719) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
17d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'fc85836abf9ae3fa', 'docs': ['YOGESH DB.pdf', 'DABDABE_CO-_ADHAR.pdf..pdf', 'DBDABE_ADHAR.pdf..pdf', 'DBDABE_PAN.pdf. (1).pdf'], 'loan': {'amount': 2625000, 'made_of': [{'what': 'Loan Amount', 'pape
18d ago	EzDocs	credit_on_another_case	{'how': 'utr', 'utr': '276072129020', 'why': 'NOI-2026-02633 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 22800, 'other_case': 'NOI-2026-02633'}
18d ago	EzDocs	reader_home_address	{'fp': 'daa0eb519c3caa44', 'from': 'the sanction letter (YOGESH DB.pdf)', 'home': {'pin': '415001', 'area': 'MUKAM POST KHINDIWADI', 'flat': 'SHREE SHAI APRTMENT', 'state': 'MAHARASHTRA', 'building': 'SHREE SHAI APRTMENT
18d ago	EzDocs	case_reevaluated	{'stage_after': 'CHALLAN_PAID'}
18d ago	EzDocs	payment_verified	{'utr': '276072129020', 'why': "paid ₹22,800, ₹31 under our ask of ₹22,831 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -30.91, 'method': 'bank_own_
18d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
18d ago	EzDocs	case_read	{'how': 'uri', 'tag': 'ac20c7705fde8a19', 'docs': ['YOGESH DB.pdf', 'DABDABE_CO-_ADHAR.pdf..pdf', 'DBDABE_ADHAR.pdf..pdf', 'DBDABE_PAN.pdf. (1).pdf'], 'loan': {'amount': 2625000, 'made_of': [{'what': 'Loan Amount', 'pape
21d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sambhaji.shelake@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/KOP/0926/5215719) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n
22d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
22d ago	EzDocs	filing_waits_on_title_doc	{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
22d ago	EzDocs	challan_found_on_case	{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'YOGESH PRABHAKAR DHABDHABE EchallanMH010705109202627E.pdf', 'kin
22d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'YOGESH PRABHAKAR DH
22d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KRV2_KARVEER NO 2 JT SUB REGISTRAR', 'district': 'KOLHAPUR'}
22d ago	EzDocs	challan_verified_against_case	{'grn': 'MH010705109202627E', 'file': 'YOGESH PRABHAKAR DHABDHABE EchallanMH010705109202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹22,800 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Yesterday · 14 Oct2 things

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02272 | HOU/KOP/0926/5215719

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02272 | HOU/KOP/0926/5215719

10:00

An old draft withdrew itself — its asks were already answered

10:00

5 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02272 | HOU/KOP/0926/5215719