SANTOSH PANDITRAO WAGHMARE
the challan is done — these are for the IGR filing / KYC
- GPay ₹29,958 announced at 15:38 has not settled into the PNB account (due 02:30). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
why?
Day by day — every step and who held it
See the boxes — read from the sanction letter
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010486484202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper19 Sep, 21:24 · 25d ago THE FIRST MAIL — how this case began
Kindly process challan in below case.
- ✓ Sanction Letter — attached
- ✓ Applicant and Aadhar Card — attached
- ✓ Applicant and Pan Card — attached
- ✓ Index II Copy — attached
- ✓ Soft copy of Photograph — attached
- ✓ Payment details — attached
Note: - Kindly Check PDF all Pages.
4386000/-
19 Sep, 22:06 · 25d ago
We acknowledge the receipt of your mail documents and payment .We will
initiate the challan for the same.However for noi filing we need index 2
copy along with colour selfie photos with clear eyes.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
19 Sep, 22:17 · 25d ago
PFA challan for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 19 Sept 2026 at 22:06, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image001.jpg | filed | 25d ago |
| Sanction letter+ Selfie / photo inside+ Payment screenshot inside+ Aadhaar card inside+ PAN card inside | NOI Payment - Santosh Waghmare.pdf | filed | 25d ago |
| Paid challan (GRAS) | EchallanMH010486484202627E WAGHMARE SANTOSH PANDITRAO.pdf | filed | 25d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹29,990.97
VERIFIED — money received
₹29,958
19 Sep 21:08:00
19 Sep 21:23:09
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹13,170 | ₹15,000 | ₹320 | ₹1,500 | ₹29,990 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
{'PIN': '413512', 'AREA': 'RAILWAY COLONY', 'FLAT': NONE, 'ROAD': 'NEW RAILWAY STATION', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': NONE, 'DISTRICT': 'LATUR', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'LATUR'}
UNIT FLAT NO 302 FLOOR 3RD FLOOR BLOCK WING A PROJECT CROWN RESIDENCY SR NO 8351 1 A WING A AND B
RAILWAY LINES SOLAPUR SOLAPUR MAHARASHTRA
SOLAPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SANTOSH PANDITRAO WAGHMARE | AATPW6605N | …4290 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | pramod.kabade@phfl.com | 25d ago |
| Index II chase | pramod.kabade@phfl.com | 24d ago |
| Index II chase | pramod.kabade@phfl.com | 21d ago |
| Index II chase | pramod.kabade@phfl.com | 16d ago |
| Index II chase | pramod.kabade@phfl.com | 13d ago |
| Index II chase | pramod.kabade@phfl.com | 10d ago |
| Index II chase | pramod.kabade@phfl.com | 7d ago |
| Index II chase | pramod.kabade@phfl.com | 3d ago |
| Index II chase | pramod.kabade@phfl.com | 9h ago |
What EzDocs read from each document — check anything marked in red
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}HOU/SOL/0826/5208634
True
{'name': 'SANTOSH PANDITRAO WAGHMARE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANJANA SANTOSHRAO WAGHMARE', 'role': 'co_applicant', 'label': 'Applicant'}
Housing Loan, Housing
1.0
4300000.0
4386000.0
8.0
31-Aug-2026
5
santoshgswl1@gmail.com
SANTOSH PANDITRAO WAGHMARE, SANJANA SANTOSHRAO WAGHMARE
9503113886
pin: 413002; road: Railway lines; state: MAHARASHTRA; Flat no: 302; district: Solapur; Floor: 3rd floor; Address: Unit Flat no 302, Floor 3rd floor, Block Wing. A, Project Crown Residency, SR NO 8351, 1 A WING A
86000.0
Total Loan Amount
True
4386000.0
Unit Flat no 302, Floor 3rd floor, Block Wing. A, Project Crown Residency, SR NO 8351, 1 A WING A AND B, Railway lines solapur, 413002, Solapur, Solapur, MAHARASHTRA, India, 413002
HOUSE NO 13/7, NEW SANTOSH NAGAR, KONARK NAGAR SOLAPUR, ., Solapur, MAHARASHTRA, 413004, Solapur, India
raw reading (for Abhijit)
{'lan': 'HOU/SOL/0826/5208634', 'legible': True, 'borrowers': [{'name': 'SANTOSH PANDITRAO WAGHMARE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANJANA SANTOSHRAO WAGHMARE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'loan_amount': 4300000.0, 'final_amount': 4386000.0, 'interest_rate': 8.0, 'quality_issue': None, 'sanction_date': '31-Aug-2026', 'letter_version': '5', 'applicant_email': 'santoshgswl1@gmail.com', 'applicant_names': ['SANTOSH PANDITRAO WAGHMARE', 'SANJANA SANTOSHRAO WAGHMARE'], 'applicant_mobile': '9503113886', 'property_address': {'pin': '413002', 'road': 'Railway lines', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '302', 'district': 'Solapur', 'floor_no': '3rd floor', 'landmark': None, 'full_address': 'Unit Flat no 302, Floor 3rd floor, Block Wing. A, Project Crown Residency, SR NO 8351, 1 A WING A AND B, Railway lines solapur, 413002, Solapur, Solapur, MAHARASHTRA, India, 413002', 'village_city': 'Solapur', 'building_name': 'Project Crown Residency', 'survey_or_cts_no': 'SR NO 8351'}, 'insurance_premium': 86000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4386000.0, 'security_address_verbatim': 'Unit Flat no 302, Floor 3rd floor, Block Wing. A, Project Crown Residency, SR NO 8351, 1 A WING A AND B, Railway lines solapur, 413002, Solapur, Solapur, MAHARASHTRA, India, 413002', 'applicant_address_verbatim': 'HOUSE NO 13/7, NEW SANTOSH NAGAR, KONARK NAGAR SOLAPUR, ., Solapur, MAHARASHTRA, 413004,\nSolapur, India'}1974-07-01
AATPW6605N
WAGHMARE SANTOSH PANDITRAO
True
PANDITRAO WAGHMARE
raw reading (for Abhijit)
{'dob': '1974-07-01', 'pan': 'AATPW6605N', 'name': 'WAGHMARE SANTOSH PANDITRAO', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'PANDITRAO WAGHMARE', 'aadhaar_last4': None, 'quality_issue': None}1974-07-01
Santosh Panditrao Waghmare
pin: 413512; area: Railway colony; road: New Railway Station; state: Maharashtra; district: Latur; Village: Latur
True
4290
raw reading (for Abhijit)
{'dob': '1974-07-01', 'pan': None, 'name': 'Santosh Panditrao Waghmare', 'mobile': None, 'address': {'pin': '413512', 'area': 'Railway colony', 'flat': None, 'road': 'New Railway Station', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Latur', 'post_office': None, 'village_city': 'Latur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4290', 'quality_issue': None}payments: [{'utr': '626296', 'date': '2026-09-19', 'page': 4, 'time': '21:08', 'payee': 'Thinkbigz Initiative', 'amount': 29958.0, 'direction': 'debit', 'narration': 'Thinkbigz Initiative', 'proof_kind': 'success_screen'
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '626296', 'date': '2026-09-19', 'page': 4, 'time': '21:08', 'payee': 'Thinkbigz Initiative', 'amount': 29958.0, 'direction': 'debit', 'narration': 'Thinkbigz Initiative', 'proof_kind': 'success_screen'}]}}MH010486484202627E
413002
28170.0
6(1)
False
03006172026092000052
SOLAPUR
SOLAPUR
AATXXXXXXN
UNIT FLAT NO 302 3RD FLOOR BLOCK WING A
WAGHMARE SANTOSH PANDITRAO
SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4386000
{'amount': 13170.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX3886
19/09/2026-22:13:27
RAILWAY LINES SOLAPUR TALUKA SOLAPUR UTTAR
AAACP3682N
PNB HOUSING FINANCE LTD
4386000
raw reading (for Abhijit)
{'grn': 'MH010486484202627E', 'pin': '413002', 'total': 28170.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092000052', 'district': 'SOLAPUR', 'area_city': 'SOLAPUR', 'payer_pan': 'AATXXXXXXN', 'flat_block': 'UNIT FLAT NO 302 3RD FLOOR BLOCK WING A', 'payer_name': 'WAGHMARE SANTOSH PANDITRAO', 'sro_office': 'SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4386000', 'scheme_rows': [{'amount': 13170.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3886', 'payment_date': '19/09/2026-22:13:27', 'road_locality': 'RAILWAY LINES SOLAPUR TALUKA SOLAPUR UTTAR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4386000'}Technical record (for Abhijit — safe to ignore)
| 41m ago | EzDocs | reader_efiling_verdict | {'fp': 'e7e4519fe9f780b0', 'asked': True, 'findings': [{'do': 'Provide the sanction letter to verify the loan amount.', 'box': 'Loan (Rs.)', 'why': 'The papers on the file are missing, so the loan amount cannot be verifi |
| 41m ago | EzDocs | reader_mail_addition | {'fp': 'bd050230058266ac', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True} |
| 7h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 19 Sep, 22:06 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 9h ago | EzDocs | email_shadowed:index2_chase | {'to': 'pramod.kabade@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process. Kindly treat it urgent — the challan will expire soon.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n' |
| 9h ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 3d ago | EzDocs | email_shadowed:index2_chase | {'to': 'pramod.kabade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0826/5208634) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 3d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 7d ago | EzDocs | email_shadowed:index2_chase | {'to': 'pramod.kabade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0826/5208634) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 7d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 10d ago | EzDocs | email_shadowed:index2_chase | {'to': 'pramod.kabade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0826/5208634) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 10d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 13d ago | EzDocs | email_shadowed:index2_chase | {'to': 'pramod.kabade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0826/5208634) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 13d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 3, 'kinds': ['index2_chase']} |
| 16d ago | EzDocs | reader_home_address | {'fp': 'd80296775e744340', 'from': 'the sanction letter (NOI Payment - Santosh Waghmare.pdf)', 'home': {'pin': '413004', 'area': 'NEW SANTOSH NAGAR, KONARK NAGAR', 'flat': 'HOUSE NO 13/7', 'state': 'MAHARASHTRA', 'distri |
| 16d ago | EzDocs | email_shadowed:index2_chase | {'to': 'pramod.kabade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0826/5208634) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AAxxxxxxXN — no paper on the |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 21d ago | EzDocs | email_shadowed:index2_chase | {'to': 'pramod.kabade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0826/5208634) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 24d ago | EzDocs | email_shadowed:index2_chase | {'to': 'pramod.kabade@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/SOL/0826/5208634) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - |
| 25d ago | EzDocs | gpay_not_settled_yet | {'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t |
| 25d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 25d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'EchallanMH010486484202627E WAGHMARE SANTOSH PANDITRAO.pdf', ' |
| 25d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'EchallanMH010486484 |
| 25d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'SLR2 SOLAPUR UTTAR 2 JOINT SUB REGI', 'district': 'SOLAPUR'} |
| 25d ago | EzDocs | challan_verified_against_case | {'grn': 'MH010486484202627E', 'file': 'EchallanMH010486484202627E WAGHMARE SANTOSH PANDITRAO.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 25d ago | EzDocs | challan_extracted | {'grn': 'MH010486484202627E', 'file': 'EchallanMH010486484202627E WAGHMARE SANTOSH PANDITRAO.pdf', 'heads': ['0030046401', '0030063301'], 'total': 28170.0} |
| 25d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['index2_sent'], 'mails': 2, 'summary': 'The bran |
| 25d ago | EzDocs | quoted_history_checked | {} |
| 25d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 25d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Road', 'why': "The typed r |