Cases / NOI-2026-01637

KHANDERAV UTTAM JAGTAP

LAN HOU/KRDI/0926/5213735 Challan paid · our move File on IGR All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sale deedopen

✓Sanction letteropen

Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open

✓Paid challan (GRAS)open

✓Aadhaar card — inside Jagtap chapan.pdfopen

✓PAN card — inside Jagtap chapan.pdfopen

✓Payment screenshot — shows ₹27,950; money not verified yet — inside Jagtap chapan.pdfopen

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

All files (7)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹27,850.08 is still not in our account. Chase the branch for it.
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Payment proof is from 2023-09-16 — an old receipt?

MoneyWaiting for the credit

₹27,850.08CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹27,950; we wait for the credit itself

Ask for the exact ₹27,850.08. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%11,030

Registration fee 0.5%15,000

Government handling320

Our service fee1,500.08

Total we ask for27,850.08

This payment is from the Vyapar QR (HDFC) at 2025-09-16 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹27,845. We ask ₹27,850 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 13 minour time · 10 Sep 19:56

Index II —not yet

the NOI team 34 d 22 hthe branch 35 mintotal 34 d 22 h so far

Now with the NOI team — e-filing on IGR

since 10 Sep 19:56 — 34 d 21 h of working time

Day by day — every step and who held it

10 Sep 18:47Your branch's mail

10 Sep 18:56Papers read+9 min · the NOI team

10 Sep 18:57Property readat once

10 Sep 18:57Fee quotedat once

10 Sep 19:22Papers from your branch+25 min · the branch

10 Sep 19:26Papers read+4 min · the NOI team

10 Sep 19:36Papers from your branch+10 min · the branch

10 Sep 19:36Papers read+1 min · the NOI team

10 Sep 19:56Challan made+19 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹36,75,000

Loan account no.

HOU/KRDI/0926/5213735

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, EzDocs sees:

• payment NOT verified — office rule: no filing before credit

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• 20 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• check — property Flat No: the portal takes at most 10 characters in this box — this is 12 (FLAT NO 1008)

• check — property Number (attribute 1): the portal takes at most 50 characters in this box — this is 57 (22/3 (P), 22/2/1 (P), 22/2/2/1, 22/2/2/2 AND 22/5/1/1 (P))

• check — property number: the portal takes 50 letters; not typed: (P)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI team has received the initial loan documents and payment, and has subsequently shared the GRAS challan. The team is now awaiting the Index II copy from the bank branch to proceed with the NOI filing.

the history says the next move is with the branch — the Index II

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 3 (2026-09-10) “We acknowledge the receipt of your mail documents and payment.”

✓ fee paid — the branch's words — done, mail 3 (2026-09-10) “We acknowledge the receipt of your mail documents and payment.”

✓ challan made — done, mail 7 (2026-09-10) “PFA challan for your reference.”

✓ challan shared — done, mail 7 (2026-09-10) “PFA challan for your reference.”

? Index II asked for — asked, mail 5 (2026-09-10) “For NOI filing, We need an index 2 copy.”

read over 7 mail(s), last mail 2026-09-10 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 31d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010042789202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

VG vaibhav.ghorpade@phfl.com phfl.com
10 Sep, 18:47 · 34d ago THE FIRST MAIL — how this case began

Kindly share Payment confirmation and challan in Case of - KHANDERAV UTTAM JAGTAP HOU/KRDI/0926/5213735

📎 image003.jpg ↗📎 image004.jpg ↗📎 DEED OF ASSIGNMENT AND TRANSFER.pdf ↗📎 Jagtap chapan.pdf ↗

Dear Team,

Kindly share Payment confirmation and challan in Case of - KHANDERAV UTTAM JAGTAP HOU/KRDI/0926/5213735

Case type:- HL - RESALEpurchase

Total Loan Amount:- 36,75,000 /-

Thanks & Regards,

Vaibhav Ghorpade

Team Leader

91 8668623196

PHFL Home Loans and Services Limited

earlier mails quoted below

From: Rohidas Adhe (rohidasadhe033@gmail.com)
Date: 09/10/26 18:42
To: vaibhav.ghorpade@phfl.com
Cc: prashant.ghadage@phfl.com
Subject: DEED OF ASSIGNMENT AND TRANSFER

 Exercise Secured by Check Point

🤖 read: asks for a payment receipt, the challan; documents attached — “Kindly share Payment confirmation and challan”

4 more mails in between — open

RG rakesh.gange@pnbhousing.com pnbhousing.com
10 Sep, 19:22 · 34d ago

📎 image001.png ↗

Dear Team,

Kindly share the challan.

Thanks & Regards,
Rakesh Gange
Customer Service Manager AM I
Kharadi Branch.
Direct: 020-25576000 Ext
Toll Free: 1800 120 8800
Website- www.pnbhousing.com<http://www.pnbhousing.com/>
[cid:image001.png@01DD4159.827D56D0]





Internal

earlier mails quoted below

From: Vaibhav Subhash Ghorpade <vaibhav.ghorpade@phfl.com>
Sent: Thursday, September 10, 2026 6:48 PM
To: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Cc: Rakesh Gange <rakesh.gange@pnbhousing.com>; Prashant Arun Ghadage <prashant.ghadage@phfl.com>; Rama Khot <rama.khot@pnbhousing.com>; Gaurav Hanumant Kolte <gaurav.kolte@phfl.com>; Pawan Laxman Panbone <pawan.panbone@phfl.com>
Subject: Kindly share Payment confirmation and challan in Case of - KHANDERAV UTTAM JAGTAP HOU/KRDI/0926/5213735

Dear Team,

 Kindly share Payment confirmation and challan in Case of - KHANDERAV UTTAM JAGTAP HOU/KRDI/0926/5213735

Case type:- HL - RESALE purchase

Total Loan Amount:- 36,75,000 /-

​
Thanks & Regards,

Vaibhav Ghorpade

Team Leader

91 8668623196

PHFL Home Loans and Services Limited
[cid:image002.jpg@01DD4159.827D56D0]
[cid:image003.jpg@01DD4159.827D56D0]

----- Forwarded Message -----
________________________________
From: Rohidas Adhe (rohidasadhe033@gmail.com<mailto:rohidasadhe033@gmail.com>)
Date: 09/10/26 18:42
To: vaibhav.ghorpade@phfl.com<mailto:vaibhav.ghorpade@phfl.com>
Cc: prashant.ghadage@phfl.com<mailto:prashant.ghadage@phfl.com>
Subject: DEED OF ASSIGNMENT AND TRANSFER

 Exercise Secured by Check Point

🤖 read: asks for the challan — “Kindly share the challan.”

OL The NOI teamTYPED IN GMAIL
10 Sep, 19:30 · 34d ago

Dear Team

We acknowledge the receipt of your mail documents and payment.We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 10 Sept 2026 at 19:23, Rakesh Gange <rakesh.gange@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Kindly share the challan.

Thanks & Regards,

*Rakesh Gange*

Customer Service Manager AM I 

Kharadi Branch.

Direct: 020-25576000 Ext 

Toll Free: 1800 120 8800

Website- www.pnbhousing.com

Internal

*From:* Vaibhav Subhash Ghorpade <vaibhav.ghorpade@phfl.com> 
*Sent:* Thursday, September 10, 2026 6:48 PM
*To:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Cc:* Rakesh Gange <rakesh.gange@pnbhousing.com>; Prashant Arun Ghadage <
prashant.ghadage@phfl.com>; Rama Khot <rama.khot@pnbhousing.com>; Gaurav 
Hanumant Kolte <gaurav.kolte@phfl.com>; Pawan Laxman Panbone <
pawan.panbone@phfl.com>
*Subject:* Kindly share Payment confirmation and challan in Case of - 
KHANDERAV UTTAM JAGTAP HOU/KRDI/0926/5213735

Dear Team,

 Kindly share Payment confirmation and challan in Case of - KHANDERAV 
UTTAM JAGTAP HOU/KRDI/0926/5213735

Case type:- HL - RESALE purchase

Total Loan Amount:- 36,75,000 /-

​

Thanks & Regards,

Vaibhav Ghorpade

Team Leader

91 8668623196 <(866)%20862-3196>

PHFL Home Loans and Services Limited

----- Forwarded Message -----
------------------------------

From: Rohidas Adhe (rohidasadhe033@gmail.com)

Date: 09/10/26 18:42

To: vaibhav.ghorpade@phfl.com

Cc: prashant.ghadage@phfl.com

Subject: *DEED OF ASSIGNMENT AND TRANSFER*

 *Secured by Check Point*

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
10 Sep, 19:31 · 34d ago

Dear Team

We acknowledge the receipt of your mail documents and payment.We will

initiate the challan for the same.FOR NOI FILING WE NEED INDEX 2 COPY AND

COLOUR SELFIE PHOTOS PF APPLICANTS.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 10 Sept 2026 at 19:23, Rakesh Gange <rakesh.gange@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

Kindly share the challan.

Thanks & Regards,

*Rakesh Gange*

Customer Service Manager AM I

Kharadi Branch.

Direct: 020-25576000 Ext

Toll Free: 1800 120 8800

Website- www.pnbhousing.com

Internal

*From:* Vaibhav Subhash Ghorpade <vaibhav.ghorpade@phfl.com>
*Sent:* Thursday, September 10, 2026 6:48 PM
*To:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Cc:* Rakesh Gange <rakesh.gange@pnbhousing.com>; Prashant Arun Ghadage <
prashant.ghadage@phfl.com>; Rama Khot <rama.khot@pnbhousing.com>; Gaurav
Hanumant Kolte <gaurav.kolte@phfl.com>; Pawan Laxman Panbone <
pawan.panbone@phfl.com>
*Subject:* Kindly share Payment confirmation and challan in Case of -
KHANDERAV UTTAM JAGTAP HOU/KRDI/0926/5213735

Dear Team,

 Kindly share Payment confirmation and challan in Case of - KHANDERAV
UTTAM JAGTAP HOU/KRDI/0926/5213735

Case type:- HL - RESALE purchase

Total Loan Amount:- 36,75,000 /-

​

Thanks & Regards,

Vaibhav Ghorpade

Team Leader

91 8668623196 <(866)%20862-3196>

PHFL Home Loans and Services Limited

----- Forwarded Message -----
------------------------------

From: Rohidas Adhe (rohidasadhe033@gmail.com)

Date: 09/10/26 18:42

To: vaibhav.ghorpade@phfl.com

Cc: prashant.ghadage@phfl.com

Subject: *DEED OF ASSIGNMENT AND TRANSFER*

 *Secured by Check Point*

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
10 Sep, 19:32 · 34d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 10 Sept 2026 at 19:31, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Dear Team

We acknowledge the receipt of your mail documents and payment.We will
initiate the challan for the same.FOR NOI FILING WE NEED INDEX 2 COPY AND
COLOUR SELFIE PHOTOS PF APPLICANTS.
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 10 Sept 2026 at 19:23, Rakesh Gange <rakesh.gange@pnbhousing.com>
wrote:

> Dear Team,
>
>
>
> Kindly share the challan.
>
>
>
>
>
> Thanks & Regards,
>
> *Rakesh Gange*
>
> Customer Service Manager AM I
>
> Kharadi Branch.
>
> Direct: 020-25576000 Ext
>
> Toll Free: 1800 120 8800
>
> Website- www.pnbhousing.com
>
>
>
>
>
>
>
> Internal
>
> *From:* Vaibhav Subhash Ghorpade <vaibhav.ghorpade@phfl.com>
> *Sent:* Thursday, September 10, 2026 6:48 PM
> *To:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
> *Cc:* Rakesh Gange <rakesh.gange@pnbhousing.com>; Prashant Arun Ghadage <
> prashant.ghadage@phfl.com>; Rama Khot <rama.khot@pnbhousing.com>; Gaurav
> Hanumant Kolte <gaurav.kolte@phfl.com>; Pawan Laxman Panbone <
> pawan.panbone@phfl.com>
> *Subject:* Kindly share Payment confirmation and challan in Case of -
> KHANDERAV UTTAM JAGTAP HOU/KRDI/0926/5213735
>
>
>
> Dear Team,
>
> Kindly share Payment confirmation and challan in Case of - KHANDERAV
> UTTAM JAGTAP HOU/KRDI/0926/5213735
>
> Case type:- HL - RESALE purchase
>
> Total Loan Amount:- 36,75,000 /-
>
>
>
>
>
>
>
> ​
>
> Thanks & Regards,
>
>
>
> Vaibhav Ghorpade
>
>
>
> Team Leader
>
>
>
> 91 8668623196 <(866)%20862-3196>
>
>
>
> PHFL Home Loans and Services Limited
>
>
>
> ----- Forwarded Message -----
> ------------------------------
>
> From: Rohidas Adhe (rohidasadhe033@gmail.com)
>
> Date: 09/10/26 18:42
>
> To: vaibhav.ghorpade@phfl.com
>
> Cc: prashant.ghadage@phfl.com
>
> Subject: *DEED OF ASSIGNMENT AND TRANSFER*
>
>
>
> >
> *Secured by Check Point*
>
>
>

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

GK gaurav.kolte@phfl.com phfl.com
10 Sep, 19:36 · 34d ago

📎 b66cd3b5-8691-4095-bfa3-9f727bbd3a45.jpeg ↗

From: "THINKBIGZ NOI" <pnb.noifilling@gmail.com>

Sent: Thursday, 10 September 2026 at 7:32 PM

To: Rakesh Gange <rakesh.gange@pnbhousing.com>

Cc: Prashant Arun Ghadage; Rama Khot <rama.khot@pnbhousing.com>; Gaurav Hanumant Kolte; Pawan Laxman Panbone; Vaibhav Subhash Ghorpade; Bhagyalakshmi Pillai <bhagyalakshmi.pillai@pnbhousing.com>

Subject: Re: Kindly share Payment confirmation and challan in Case of - KHANDERAV UTTAM JAGTAP HOU/KRDI/0926/5213735

🤖 read: The bank branch sent an empty email.

OL The NOI teamTYPED IN GMAIL
10 Sep, 19:56 · 34d ago

📎 KHANDERAV UTTAM JAGTAP EchallanMH010042789 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Thu, 10 Sept 2026 at 19:36, gaurav.kolte <gaurav.kolte@phfl.com> wrote:

------------------------------
*From:* "THINKBIGZ NOI" <pnb.noifilling@gmail.com>
*Sent:* Thursday, 10 September 2026 at 7:32 PM
*To:* Rakesh Gange <rakesh.gange@pnbhousing.com>
*Cc:* Prashant Arun Ghadage; Rama Khot <rama.khot@pnbhousing.com>; Gaurav
Hanumant Kolte; Pawan Laxman Panbone; Vaibhav Subhash Ghorpade;
Bhagyalakshmi Pillai <bhagyalakshmi.pillai@pnbhousing.com>
*Subject:* Re: Kindly share Payment confirmation and challan in Case of -
KHANDERAV UTTAM JAGTAP HOU/KRDI/0926/5213735

🤖 read: challan shared ✓ — “PFA challan”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	image003.jpg	filed	34d ago
Other	image004.jpg	filed	34d ago
Sale deed	DEED OF ASSIGNMENT AND TRANSFER.pdf	filed	34d ago
Sanction letter+ Aadhaar card inside+ PAN card inside+ Payment screenshot inside+ Selfie / photo inside	Jagtap chapan.pdf	filed	34d ago
Other	image001.png	filed	34d ago
Selfie / photo	b66cd3b5-8691-4095-bfa3-9f727bbd3a45.jpeg	CANNOT BE READ — clear copy asked	34d ago
Paid challan (GRAS)	KHANDERAV UTTAM JAGTAP EchallanMH010042789202627E.pdf	filed	34d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,850.08

Where it stands
waiting for the credit

Screenshot claims
₹27,950 625954843319

This payment is from the Vyapar QR (HDFC) at 2025-09-16 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Paid at
—

Verified on
not yet

stale_claim:2023-09-16:1091d

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹11,030	₹15,000	₹320	₹1,500	₹27,850

By law ₹27,845. We ask ₹27,850 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

32 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Challan date

22 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 31d ago — all agree.

not verified yetsource: the sanction letter (Jagtap chapan.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

⚠ not in the document

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO 1008, 10TH FLOOR, BUILDING NO A, LUSH LIFE EMPERO BUILDING A, S NO 22/3,22/2/1, 22/2/2/1, 22/2/2/2,22/5/1/1/1, HADAPSAR, AUTADEWADI, PUNE, MAHARASHTRA, 411028

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Jagtap chapan.pdf

as printed
FLAT NO 1008, ., 10TH FLOOR, BUILDING NO A, S NO 22/3,22/2/1, 22/2/2/1, 22/2/2/2,22/5/1/1/1, LUSH LIFE EMPERO BUILDING A, PUNE, HADAPSAR, PUNE, AUTADEWADI, PUNE, MAHARASHTRA, INDIA, 411028

PIN
411028

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 1008 10TH FLOOR BUILDING NO A S NO 22/3 22/2/1 22/2/2/1 22/2/2/2 22/5/1/1/1

Locality/Road
LUSH LIFE EMPERO BUILDING A PUNE HADAPSAR AUTADEWADI MAHARASHTRA

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	KHANDERAV UTTAM JAGTAP	CBNPJ3849L	…0722

All mail records (for Abhijit — safe to ignore)

Template	To	When
documents acknowledged	vaibhav.ghorpade@phfl.com	34d ago

What EzDocs read from each document — check anything marked in red

Other image003.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Other image004.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Sanction letter Jagtap chapan.pdf needs your check

lan
HOU/KRDI/0926/5213735

legible
True

loan type
Housing Loan

confidence
1.0

loan amount
3500000

interest rate
8.4

sanction date
07-Sep-2026

letter version
5

applicant names
KHANDERAV UTTAM JAGTAP, SANGITA UTTAM JAGTAP

applicant mobile
9960149001

property address
pin: 411028; state: MAHARASHTRA; Flat no: FLAT NO 1008; district: Pune; Floor: 10TH FLOOR; Address: FLAT NO 1008, 10TH FLOOR, BUILDING NO A, LUSH LIFE EMPERO BUILDING A, S NO 22/3,22/2/1, 22/2/2/1, 22/2/2/2,22/5/

insurance premium
175000

includes insurance
True

total with insurance
3675000

security address verbatim
FLAT NO 1008, ., 10TH FLOOR, BUILDING NO A, S NO 22/3,22/2/1, 22/2/2/1, 22/2/2/2,22/5/1/1/1, LUSH LIFE EMPERO BUILDING A, PUNE, HADAPSAR, Pune, AUTADEWADI, Pune, MAHARASHTRA, India, 411028

raw reading (for Abhijit)

{'lan': 'HOU/KRDI/0926/5213735', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 3500000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '07-Sep-2026', 'letter_version': '5', 'applicant_names': ['KHANDERAV UTTAM JAGTAP', 'SANGITA UTTAM JAGTAP'], 'applicant_mobile': '9960149001', 'property_address': {'pin': '411028', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO 1008', 'district': 'Pune', 'floor_no': '10TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 1008, 10TH FLOOR, BUILDING NO A, LUSH LIFE EMPERO BUILDING A, S NO 22/3,22/2/1, 22/2/2/1, 22/2/2/2,22/5/1/1/1, HADAPSAR, AUTADEWADI, PUNE, MAHARASHTRA, 411028', 'village_city': 'HADAPSAR, AUTADEWADI, PUNE', 'building_name': 'BUILDING NO A, LUSH LIFE EMPERO BUILDING A', 'survey_or_cts_no': 'S NO 22/3,22/2/1, 22/2/2/1, 22/2/2/2,22/5/1/1/1'}, 'insurance_premium': 175000, 'includes_insurance': True, 'total_with_insurance': 3675000, 'security_address_verbatim': 'FLAT NO 1008, ., 10TH FLOOR, BUILDING NO A, S NO 22/3,22/2/1, 22/2/2/1, 22/2/2/2,22/5/1/1/1, LUSH LIFE EMPERO BUILDING A, PUNE, HADAPSAR, Pune, AUTADEWADI, Pune, MAHARASHTRA, India, 411028'}

Sanction letter Jagtap chapan.pdf needs your check

dob
2000-12-31

pan
CBNPJ3849L

name
KHANDERAV UTTAM JAGTAP

legible
True

aadhaar last4
0722

raw reading (for Abhijit)

{'dob': '2000-12-31', 'pan': 'CBNPJ3849L', 'name': 'KHANDERAV UTTAM JAGTAP', 'legible': True, 'aadhaar_last4': '0722', 'quality_issue': None}

Sanction letter Jagtap chapan.pdf needs your check

dob
2000-12-31

pan
CBNPJ3849L

name
Khanderav Uttam Jagtap

legible
True

aadhaar last4
0722

raw reading (for Abhijit)

{'dob': '2000-12-31', 'pan': 'CBNPJ3849L', 'name': 'Khanderav Uttam Jagtap', 'legible': True, 'aadhaar_last4': '0722', 'quality_issue': None}

Sanction letter Jagtap chapan.pdf needs your check

payments inside
kind: payment_screenshot; payments: [{'utr': '625954843319', 'date': '2020-09-16', 'page': 4, 'time': '21:30', 'payee': 'THINK BIGZ INITIATIVE PVT L...', 'amount': 27950.0, 'direction': 'debit', 'narration': 'THINK BIGZ

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '625954843319', 'date': '2020-09-16', 'page': 4, 'time': '21:30', 'payee': 'THINK BIGZ INITIATIVE PVT L...', 'amount': 27950.0, 'direction': 'debit', 'narration': 'THINK BIGZ INITIATIVE PVT L... Vyapar.********2080@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8323', 'account_holder': 'Khanderav Uttam Jagtap'}}

Other image001.png needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Selfie / photo b66cd3b5-8691-4095-bfa3-9f727bbd3a45.jpeg needs your check

kind
group_or_other

legible
False

confidence
0.9

face visible
True

quality issue
this is not a live selfie

raw reading (for Abhijit)

{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is not a live selfie'}

Paid challan (GRAS) KHANDERAV UTTAM JAGTAP EchallanMH010042789202627E.pdf needs your check

grn
MH010042789202627E

pin
411028

total
26030.0

article
Stamp Duty and Registration Fee together

defaced
False

bank cin
03006172026091001703

district
PUNE

area city
HADAPSAR

payer pan
CBNXXXXXXL

flat block
FLAT NO 1008, 10TH FLOOR, BUILDING NO A, S

payer name
KHANDERAV UTTAM JAGTAP

sro office
HVL2_HAVELI 2 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3675000

scheme rows
{'amount': 11030.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX9001

payment date
10/09/2026-19:55:43

road locality
LUSH LIFE EMPERO BUILDING A, AUTADEWADI, HADAPSAR, PUNE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
3675000

raw reading (for Abhijit)

{'grn': 'MH010042789202627E', 'pin': '411028', 'total': 26030.0, 'article': 'Stamp Duty and Registration Fee together', 'defaced': False, 'bank_cin': '03006172026091001703', 'district': 'PUNE', 'area_city': 'HADAPSAR', 'payer_pan': 'CBNXXXXXXL', 'flat_block': 'FLAT NO 1008, 10TH FLOOR, BUILDING NO A, S', 'payer_name': 'KHANDERAV UTTAM JAGTAP', 'sro_office': 'HVL2_HAVELI 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3675000', 'scheme_rows': [{'amount': 11030.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9001', 'payment_date': '10/09/2026-19:55:43', 'road_locality': 'LUSH LIFE EMPERO BUILDING A, AUTADEWADI, HADAPSAR, PUNE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3675000'}

Sale deed DEED OF ASSIGNMENT AND TRANSFER.pdf needs your check

payments inside
kind: other; payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Other image001.png needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Sanction letter Jagtap chapan.pdf needs your check

payments inside
kind: bundle; payments: [{'utr': '625954843319', 'date': '2023-09-16', 'page': 4, 'time': '18:36', 'payee': 'THINK BIGZ INITIATIVE PVT L...', 'amount': 27950.0, 'direction': 'debit', 'narration': 'Vyapar.********2080@hdf

applicant address from462
read again off the letter's pages (page 1, Address row)

applicant address verbatim
MUTAI BUILDING FT NO 103, KALA NAGAR SHIVANJALI CHOWK NEAR SHAHU BANK, DHANKAWADI PUNE, Pune, MAHARASHTRA, 411043, Pune, India

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': '625954843319', 'date': '2023-09-16', 'page': 4, 'time': '18:36', 'payee': 'THINK BIGZ INITIATIVE PVT L...', 'amount': 27950.0, 'direction': 'debit', 'narration': 'Vyapar.********2080@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '8323', 'account_holder': 'Khanderav Uttam Jagtap'}, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'applicant_address_verbatim': 'MUTAI BUILDING FT NO 103, KALA NAGAR SHIVANJALI CHOWK NEAR SHAHU BANK, DHANKAWADI PUNE, Pune, MAHARASHTRA, 411043, Pune, India'}

Other image004.jpg needs your check

payments inside
kind: other; payments: []

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}

Other image003.jpg needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	reader_home_address	{'fp': 'c32743cdca7c26e1', 'from': 'the sanction letter (Jagtap chapan.pdf)', 'home': {'pin': '411043', 'area': 'KALA NAGAR SHIVANJALI CHOWK NEAR SHAHU BANK, DHANKAWADI', 'flat': 'FT NO 103', 'state': 'MAHARASHTRA', 'bui
5h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 10 Sep, 19:30 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
19h ago	EzDocs	screenshot_year_fixed524	{'now': '2025-09-16', 'why': 'the screenshot prints the day and the month; the year was read wrong (2020) — put right', 'read': '2020-09-16'}
15d ago	EzDocs	letter_home_read462	{'fp': 'doc:d1aae19f-b3c6-46ca-aed4-e0a68fab0b57', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Jagtap chapan.pdf', 'asked': True, 'found': True, 'wh
16d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CBxxxxxxXL — no paper on the
18d ago	EzDocs	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
20d ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '59276b39-f2f2-48e4-9d6e-eb7dc85bf0b5'}
25d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'st
25d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DEED OF ASSIGNMENT AND TRANSFER.pdf', 'Jagtap chapan.pdf'], 'kept': ['Floor'], 'notes': None, 'filled': {'property.road': {'src':
25d ago	EzDocs	challan_boxes_by_rules	{'fp': '89f2376ecf291952', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 110 characters (it holds 100))'}
25d ago	EzDocs	box_taken_over_by_paper	{'box': 'property.Floor', 'now': '10TH', 'src': 'aadhaar', 'was': 'Tenth', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. aadhaar prints this, and the printed wor
26d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
26d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DEED OF ASSIGNMENT AND TRANSFER.pdf', 'Jagtap chapan.pdf'], 'notes': None, 'filled': {'property.Floor': {'src': 'worked out', 'conf'
26d ago	EzDocs	challan_boxes_by_rules	{'fp': 'a72851659acae18f', 'why': 'box 1 lost a number the case holds (1008)'}
26d ago	EzDocs	box_taken_over_by_paper	{'box': 'property.Floor', 'now': 'Tenth', 'src': 'sale_deed', 'was': '10TH FLOOR', 'why': "no paper put the old value there — it came from the branch's mail, a derivation or a pattern. sale_deed prints this, and the p
26d ago	EzDocs	box_taken_over_by_paper	{'box': 'property.Number', 'now': '22/3 (P), 22/2/1 (P), 22/2/2/1, 22/2/2/2 and 22/5/1/1 (P)', 'src': 'sale_deed', 'was': '22/3, 22/2/1, 22/2/2/1, 22/2/2/2, 22/5/1/1/1', 'why': "no paper put the old value there — it
27d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
27d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DEED OF ASSIGNMENT AND TRANSFER.pdf', 'Jagtap chapan.pdf'], 'notes': None, 'filled': {'home.building#1': {'src': 'aadhaar', 'conf':
27d ago	EzDocs	challan_boxes_by_rules	{'fp': 'cc33721f9f046c44', 'why': 'box 1 lost a number the case holds (5)'}
28d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
28d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DEED OF ASSIGNMENT AND TRANSFER.pdf', 'Jagtap chapan.pdf'], 'notes': None, 'filled': {}, 'unsure': [], 'differs': 0, 'seconds': 48.3
28d ago	EzDocs	challan_boxes_by_rules	{'fp': '758f51ddd22cf6f9', 'why': 'box 1 lost a number the case holds (5)'}
29d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
29d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DEED OF ASSIGNMENT AND TRANSFER.pdf', 'Jagtap chapan.pdf'], 'notes': None, 'filled': {'home.flat#1': {'src': 'aadhaar', 'conf': 0.9,
29d ago	EzDocs	challan_boxes_by_rules	{'fp': '758f51ddd22cf6f9', 'why': 'box 1 lost a number the case holds (5)'}
29d ago	EzDocs	box_disagreement	{'box': 'property.Number', 'src': 'sale_deed', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '22/3, 22/2/1, 22/2/2/1, 22/2/2/2,
30d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d ago	EzDocs	challan_boxes_gathered	{'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []}
30d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DEED OF ASSIGNMENT AND TRANSFER.pdf', 'Jagtap chapan.pdf'], 'notes': None, 'filled': {'home.road#1': {'src': 'sale_deed', 'conf': 0.
30d ago	EzDocs	challan_boxes_by_rules	{'fp': '758f51ddd22cf6f9', 'why': 'box 1 lost a number the case holds (5)'}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹27,950 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹27,850.08 is still not in our account. Chase the branch for it. Selfie / photo: copy on file cannot be used. A usable one is being asked for. Payment proof is from 2023-09-16 — an old receipt?

Today · 15 Oct1 thing

An old draft withdrew itself — its asks were already answered