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Cases / NOI-2026-03426

Amitkumar Shyamshabd Ojha

PNB_HFLLAN NHL/PNVL/0826/5208222 Index II pending · with the government All documentsMails & papers 4
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
9 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — money verifiedopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Aadhaar card — inside KYC (1).pdfopen
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (9)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹4,629.99CASE MARKTOP-UP
The whole amount reached our account. Nothing is pending on this case.
₹13,877 receivedmatches the branch's receipt
Stamp duty 0.3% — the top-up challan4,529
Top-up challan charge100.99
Total we ask for4,629.99
the branch’s receipt claims ₹13,877 056739635071
paid 12 Oct 11:01:50 · verified 12 Oct 17:24:06 · 6 h 22 min later
How we know
Our own bank told us — 12 Oct 11:01
₹13,877 · UTR AXNGG28524173092 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.13877.00,12-10-2026 11:01:50 thru NEFT from AXNGG28524173092/GOOGLE INDIA DIGITAL. Aval Bal 207344.35 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 20 minour time · 12 Oct 18:40
Index II —not yet
the NOI team 20 h 09 minthe SRO 2 d 6 htotal 3 d 2 h so far
Now with the SRO — waiting for the SRO's Index II
since 13 Oct 13:29 — 2 d 6 h of working time
Day by day — every step and who held it
12 Oct 17:19Your branch's mail
12 Oct 17:19Payment landedat once
12 Oct 17:23Fee quoted+4 min · the NOI team
12 Oct 17:24Papers readat once
12 Oct 17:24Payment verifiedat once
12 Oct 17:24Papers readat once
12 Oct 17:24Property readat once
12 Oct 17:24Papers readat once
12 Oct 17:24Ready for the challan+1 min · the NOI team
12 Oct 18:40Challan made+1 h 15 min · the NOI team
13 Oct 13:29Filed on IGR — e-filing shared+18 h 49 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹15,09,600
Loan account no.
NHL/PNVL/0826/5208222
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe name of person 1
The PAN cardOJHA AMIT KUMAR SHYAMSHABD
The sanction letter DIFFERSAMITKUMAR SHYAMSHABD OJHA
What to do: The name is spelt differently on the two papers. The person's name is typed as the PAN card prints it; read both once — if they are not the same person, stop and ask the branch.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (3d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN 1026130208629 · ₹300 · paid 13/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011853987202627E9991310260306 pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AC akshay.chaudhari@phfl.com phfl.com
12 Oct, 17:19 · 3d ago THE FIRST MAIL — how this case began
Kindly Initiate 0.3% Challan & NOI in case AMITKUMAR SHYAMSHABD OJHA - NHL/PNVL/0826/5208222
Dear Team,

Kindly Initiate 0.3% Challan & NOI in case AMITKUMAR SHYAMSHABD OJHA - NHL/PNVL/0826/5208222

Require document and Payment Receipt attached for your reference

Loan amount with insurance₹15,09,600

Property Add:- FLAT NO 201, 2ND FLOOR, A WING,BUILDING NO 2, SURVEY NO 158/1,158/6,158/7, KARNALA ENTERPRISES, PANCHAVATI RIVERSIDE CHSL, USARLI KHURD ​​

Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II, a payment receipt; documents attached — “Kindly Initiate 0.3% Challan & NOI in case AMITKUMAR SHYAMSHABD OJHA - NHL/PNVL/0826/5208222”
OL The NOI teamTYPED IN GMAIL
12 Oct, 17:27 · 3d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 17:23, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case AMITKUMAR SHYAMSHABD OJHA - NHL/PNVL/0826/5208222 Require document and Payment Receipt attached for your reference Loan amount with insurance – 15,09,600/- ​ Property Add:- FLAT NO 201, 2ND FLOOR, A WING,BUILDING NO 2, SURVEY NO 158/1,158/6,158/7, KARNALA ENTERPRISES, PANCHAVATI RIVERSIDE CHSL, USARLI KHURD ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:43 · 3d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 17:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:23, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case AMITKUMAR SHYAMSHABD OJHA - NHL/PNVL/0826/5208222 Require document and Payment Receipt attached for your reference Loan amount with insurance – 15,09,600/- ​ Property Add:- FLAT NO 201, 2ND FLOOR, A WING,BUILDING NO 2, SURVEY NO 158/1,158/6,158/7, KARNALA ENTERPRISES, PANCHAVATI RIVERSIDE CHSL, USARLI KHURD ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
13 Oct, 13:29 · 2d ago
DEAR TEAM,

PFA DOWNLOADED COPY OF EFILING

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 17:23, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case AMITKUMAR SHYAMSHABD OJHA - NHL/PNVL/0826/5208222 Require document and Payment Receipt attached for your reference Loan amount with insurance – 15,09,600/- ​ Property Add:- FLAT NO 201, 2ND FLOOR, A WING,BUILDING NO 2, SURVEY NO 158/1,158/6,158/7, KARNALA ENTERPRISES, PANCHAVATI RIVERSIDE CHSL, USARLI KHURD ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20261012-WA0001.jpg
filed 3d ago
Index IIthe branch sent this — an input INDEX II (1).pdf
filed 3d ago
Other IMG-20260825-WA0012(2).jpg
filed 3d ago
Selfie / photo DocScanner 26 Aug 2026 5-59 pm.png
filed 3d ago
Selfie / photo DocScanner 26 Aug 2026 5-57 pm.png
filed 3d ago
Sanction letter Sanction letter (2).pdf
filed 3d ago
PAN card+ Aadhaar card inside KYC (1).pdf
filed 3d ago
Paid challan (GRAS) OJHA AMIT KUMAR SHYAMSHABD EchallanMH011853987202627E.pdf
filed 3d ago
E-filing copy (token) eFilingDoc9991310260306.pdf
filed 2d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹4,629.99
Where it stands
VERIFIED — money received
Screenshot claims
₹13,877 056739635071
Paid at
12 Oct 11:01:50
Verified on
12 Oct 17:24:06

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹4,529₹0₹0 ₹100₹4,629

Property (must be perfect)

53 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, E-mail (person 1), PAN (person 2), Birth date (person 2), Road (person 2)
17 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number, First name (person 2), Middle name (person 2), Last name (person 2) …
✗ EzDocs found boxes that do NOT agree with the document (3d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX II (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
वर्णनः सदनिका क्र.201, दुसरा मजला, बिल्डींग नं. 2, ओ विंग, कर्नाळा इंटरप्रायझेस, गट नं. 158, हिस्सा क्र.1
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter (2).pdf
as printed
FLAT NO 201, 2ND FLOOR, A WING, BUILDING NO 2, SURVEY NO 158/1,158/6,158/7, KARNALA ENTERPRISES, PANCHAVATI RIVERSIDE CHSL, USARLI KHURD, PANVEL, RAIGAD, MAHARASHTRA, INDIA, 410206
PIN
410206
the Index II
INDEX II (1).pdf
the property
varnanah sadanikaa kra.201, dusaraa majalaa, bildinga nan. 2, o vinga, karnaalaa intarapraayajhesa, gata nan. 158, hissaa kra.1
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 201 2ND FLOOR A WING BUILDING NO 2 SURVEY NO 158/1 158/6 158/7
Locality/Road
KARNALA ENTERPRISES PANCHAVATI RIVERSIDE CHSL USARLI KHURD TAL PANVEL
Area/City
RAIGAD
check or correct a box, the papers beside it →
the Index II also prints: 1, 158, BILDINGA, CANNOT, DUSARAA, GATA, HISSAA, INTARAPRAAYAJHESA, KRA, MAJALAA, NAN, SADANIKAA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorOJHA AMIT KUMAR SHYAMSHABDATMPK7602F…7143
mortgagorAMITKUMAR SHYAMSHABD OJHA
co_mortgagorSunita Amit OjhaBRKPS7714M…5642
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseakshay.chaudhari@phfl.com 3d ago
acknowledgementakshay.chaudhari@phfl.com 3d ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261012-WA0001.jpg needs your check
utr
056739635071
date
2026-10-12
time
10:44
amount
13877
method
UPI
payee upi
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '056739635071', 'date': '2026-10-12', 'time': '10:44', 'amount': 13877, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Other IMG-20260825-WA0012(2).jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Selfie / photo DocScanner 26 Aug 2026 5-59 pm.png needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Selfie / photo DocScanner 26 Aug 2026 5-57 pm.png needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Index II INDEX II (1).pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'I CANNOT TELL', 'r11_serial': '9035/2010', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '38.25 चौ.मी. बिल्टअप', 'r7_executants': [{'age': 'I CANN
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'I CANNOT TELL', 'r11_serial': '9035/2010', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '38.25 चौ.मी. बिल्टअप', 'r7_executants': [{'age': 'I CANNOT TELL', 'pan': 'I CANNOT TELL', 'name': 'मे. कर्नाळा इंटरप्रायझेस तर्फे भागीदार एकनाथ रघूनाथ भोपी', 'address': 'कृपा बिल्डींग, शॉप नं. 1, पनवेल ; गल्ली/रस्ताः; ईमारतीचे नावः ईमारत नंः पेठ वसाहतः; शहर/गावः; तालुकाः -: पिनः पॅन नम्बरः -.'}], 'r8_purchasers': [{'age': 'I CANNOT TELL', 'pan': 'I CANNOT TELL', 'name': 'अमीत कुमार एस ओझा', 'address': 'घर/फ़्लॅट नंः ओ एन जी सी कॉलनी, बि.नं. बी-1/4/30, ओ एन जी सी, पनवेल; ईमारतीचे नावः ईमारत नंः; पेठ/वसाहतः -; शहर/गावः ; तालुकाः; पिनः; पॅन नम्बरः -.'}, {'age': 'I CANNOT TELL', 'pan': 'I CANNOT TELL', 'name': 'सुनिता ओ ओझा', 'address': 'घर/फ़्लॅट नंः -//-; गल्ली/रस्ताः; ईमारतीचे नावः ईमारत नंः -; पेठ/वसाहतः; शहर/गावः; तालुकाः; पिनः; पॅन नम्बरः -.'}], 'r12_stamp_duty': 24240, 'r3_market_value': 612100, 'r1_document_type': 'करारनामा', 'r2_consideration': 694000, 'r9_execution_date': '26/07/2010', 'r13_registration_fee': 6940, 'r10_registration_date': '26/07/2010'}, 'doc_no': '9035', 'village': 'उसर्ती खुर्द', 'doc_kind': 'सूची क्र. दोन INDEX NO. II', 'doc_year': '2010', 'sro_name': 'पनवेल 1', 'area_text': '38.25 चौ.मी. बिल्टअप', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 6940, 'header_sro': 'दुय्यम निबंधकः पनवेल 1', 'mortgagors': ['अमीत कुमार एस ओझा', 'सुनिता ओ ओझा'], 'stamp_duty': 24240, 'filing_date': '2010-07-26', 'loan_amount': 694000, 'token_number': 'I CANNOT TELL', 'property_text': 'वर्णनः सदनिका क्र.201, दुसरा मजला, बिल्डींग नं. 2, ओ विंग, कर्नाळा इंटरप्रायझेस, गट नं. 158, हिस्सा क्र.1', 'header_village': 'उसर्ती खुर्द', 'survey_numbers': ['158', '1'], 'header_doc_number': '9035/2010'}}
PAN card KYC (1).pdf needs your check
dob
1980-07-13
pan
ATMPK7602F
name
OJHA AMIT KUMAR SHYAMSHABD
legible
True
father name
SHYAM SHABD OJHA
raw reading (for Abhijit)
{'dob': '1980-07-13', 'pan': 'ATMPK7602F', 'name': 'OJHA AMIT KUMAR SHYAMSHABD', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHYAM SHABD OJHA', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter Sanction letter (2).pdf needs your check
lan
NHL/PNVL/0826/5208222
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'AMITKUMAR SHYAMSHABD OJHA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SUNITA AMIT OJHA', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1.0
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -2.15% = 11.00% per annum as on the date of execution of the loan agreement
linked refs
NHL/PNVL/0826/5208222
loan amount
1480000.0
rate spread
-2.15
final amount
1509600.0
interest rate
11.0
sanction date
30-Sep-2026
letter version
7
reference rate
13.15
applicant email
amitkumarojha0236@gmail.com
applicant names
AMITKUMAR SHYAMSHABD OJHA, SUNITA AMIT OJHA
printed altered
False
applicant mobile
7841065076
balance transfer
False
property address
pin: 410206; state: MAHARASHTRA; taluka: Panvel; Flat no: 201; district: Raigad; Floor: 2ND FLOOR; Address: FLAT NO 201, 2ND FLOOR, A WING, BUILDING NO 2, SURVEY NO 158/1,158/6,158/7, KARNALA ENTERPRISES, PANCHAV
insurance premium
29600.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1509600.0
security address verbatim
FLAT NO 201, 2ND FLOOR, A WING, BUILDING NO 2, SURVEY NO 158/1,158/6,158/7, KARNALA ENTERPRISES, PANCHAVATI RIVERSIDE CHSL, USARLI KHURD, Panvel, Raigad, MAHARASHTRA, India, 410206
applicant address verbatim
GAVDEVI KRUPA FLAT NO. 202, BUILDING NO. 2 2ND FLOOR, USARLI, ., Uran, MAHARASHTRA, 410206, India
raw reading (for Abhijit)
{'lan': 'NHL/PNVL/0826/5208222', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'AMITKUMAR SHYAMSHABD OJHA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SUNITA AMIT OJHA', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -2.15% = 11.00% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': ['NHL/PNVL/0826/5208222'], 'loan_amount': 1480000.0, 'rate_spread': -2.15, 'final_amount': 1509600.0, 'interest_rate': 11.0, 'quality_issue': None, 'sanction_date': '30-Sep-2026', 'letter_version': '7', 'reference_rate': 13.15, 'applicant_email': 'amitkumarojha0236@gmail.com', 'applicant_names': ['AMITKUMAR SHYAMSHABD OJHA', 'SUNITA AMIT OJHA'], 'printed_altered': False, 'applicant_mobile': '7841065076', 'balance_transfer': False, 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '201', 'district': 'Raigad', 'floor_no': '2ND FLOOR', 'landmark': None, 'full_address': 'FLAT NO 201, 2ND FLOOR, A WING, BUILDING NO 2, SURVEY NO 158/1,158/6,158/7, KARNALA ENTERPRISES, PANCHAVATI RIVERSIDE CHSL, USARLI KHURD, Panvel, Raigad, MAHARASHTRA, India, 410206', 'village_city': 'USARLI KHURD', 'building_name': 'BUILDING NO 2, KARNALA ENTERPRISES, PANCHAVATI RIVERSIDE CHSL', 'survey_or_cts_no': '158/1,158/6,158/7'}, 'insurance_premium': 29600.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1509600.0, 'security_address_verbatim': 'FLAT NO 201, 2ND FLOOR, A WING, BUILDING NO 2, SURVEY NO 158/1,158/6,158/7, KARNALA ENTERPRISES, PANCHAVATI RIVERSIDE CHSL, USARLI KHURD, Panvel, Raigad, MAHARASHTRA, India, 410206', 'applicant_address_verbatim': 'GAVDEVI KRUPA FLAT NO. 202, BUILDING NO. 2 2ND FLOOR, USARLI, ., Uran, MAHARASHTRA, 410206, India'}
PAN card KYC (1).pdf needs your check
dob
1978-10-04
name
Sunita Amit Ojha
mobile
7021737431
address
pin: 410221; flat: FLAT NO 202; state: Maharashtra; building: GAON DEVI KRUPA FLAT NO 202 BUILDING NO.2, OPPOSITE MOURYA GARDEN SOCIETY; district: Raigad; post_office: Ajivali; Village: USARLI, Usarli Kh
legible
True
aadhaar last4
5642
raw reading (for Abhijit)
{'dob': '1978-10-04', 'pan': None, 'name': 'Sunita Amit Ojha', 'mobile': '7021737431', 'address': {'pin': '410221', 'area': None, 'flat': 'FLAT NO 202', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'GAON DEVI KRUPA FLAT NO 202 BUILDING NO.2, OPPOSITE MOURYA GARDEN SOCIETY', 'district': 'Raigad', 'post_office': 'Ajivali', 'village_city': 'USARLI, Usarli Kh'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5642', 'quality_issue': None}
PAN card KYC (1).pdf needs your check
dob
1980-07-13
pan
ATMPK7602F
name
OJHA AMIT KUMAR SHYAMSHABD
page
1
legible
True
card kind
pan
father name
SHYAM SHABD OJHA
card of many
1
raw reading (for Abhijit)
{'dob': '1980-07-13', 'pan': 'ATMPK7602F', 'name': 'OJHA AMIT KUMAR SHYAMSHABD', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SHYAM SHABD OJHA', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
PAN card KYC (1).pdf needs your check
dob
1980-07-13
name
Ojha Amit Kumar Shyamshabd
page
2
mobile
7841065076
address
pin: 410221; area: USARLI; flat: FLAT NO 202; state: Maharashtra; building: BUILDING NO.2, OPPOSITE MOURYA GARDEN SOCIETY; district: Raigad; post_office: Ajivali; Village: Usarli Kh
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
7143
raw reading (for Abhijit)
{'dob': '1980-07-13', 'pan': None, 'name': 'Ojha Amit Kumar Shyamshabd', 'page': 2, 'mobile': '7841065076', 'address': {'pin': '410221', 'area': 'USARLI', 'flat': 'FLAT NO 202', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'BUILDING NO.2, OPPOSITE MOURYA GARDEN SOCIETY', 'district': 'Raigad', 'post_office': 'Ajivali', 'village_city': 'Usarli Kh'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '7143', 'quality_issue': None}
PAN card KYC (1).pdf needs your check
dob
1978-10-04
pan
BRKPS7714M
name
SUNITA AMIT OJHA
page
3
legible
True
card kind
pan
father name
PARS NATH PATHAK
card of many
3
raw reading (for Abhijit)
{'dob': '1978-10-04', 'pan': 'BRKPS7714M', 'name': 'SUNITA AMIT OJHA', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'PARS NATH PATHAK', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
Paid challan (GRAS) OJHA AMIT KUMAR SHYAMSHABD EchallanMH011853987202627E.pdf needs your check
grn
MH011853987202627E
pin
410206
total
12100.0
article
6(1)
defaced
False
bank cin
03006172026101201452
district
RAIGAD
area city
RAIGAD
payer pan
ATMXXXXXXF
flat block
FLAT NO 201 2ND FLOOR A WING BUILDING NO 2 SURVEY NO 158/1 158/6 158/7
payer name
OJHA AMIT KUMAR SHYAMSHABD
sro office
PNL1_PANVEL NO 1 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1509600
scheme rows
{'amount': 4540.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7560.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5076
payment date
12/10/2026-18:40:15
road locality
KARNALA ENTERPRISES PANCHAVATI RIVERSIDE CHSL USARLI KHURD
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1509600
raw reading (for Abhijit)
{'grn': 'MH011853987202627E', 'pin': '410206', 'total': 12100.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101201452', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'ATMXXXXXXF', 'flat_block': 'FLAT NO 201 2ND FLOOR A WING BUILDING NO 2 SURVEY NO 158/1 158/6 158/7', 'payer_name': 'OJHA AMIT KUMAR SHYAMSHABD', 'sro_office': 'PNL1_PANVEL NO 1 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1509600', 'scheme_rows': [{'amount': 4540.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7560.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5076', 'payment_date': '12/10/2026-18:40:15', 'road_locality': 'KARNALA ENTERPRISES PANCHAVATI RIVERSIDE CHSL USARLI KHURD', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1509600'}
E-filing copy (token) eFilingDoc9991310260306.pdf needs your check
sro
TLA
kind
efiling_copy
token
9991310260306
legible
True
property
road: PANVEL; unit: 201; floor: 2; taluka: Panavel; numbers: [{'type': 'Survey Number', 'value': '158/1,158/6,158/7'}, {'type': 'HISSA NUMBER', 'value': '1'}]; village: Usarli Khurd; building: A WING,BLDG NO 2,KARNALA EN
mortgagee
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'ATMPK7602F', 'name': 'AMIT KUMAR SHYAMSHABD OJHA', 'address': 'FLAT NO. 202, Floor No:2, Building Name:GAVDEVI KRUPA BUILDING NO. 2, Road:URAN, City:URAN, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410206'}, {
title deed
Agreement to Sale :9035/2010 SRO PANVEL 1
filing date
2026-10-13
loan amount
1509600
payment lines
{'ref': 'MH011853987202627E', 'head': 'Stamp Duty', 'dated': '12/10/2026', 'amount': 4529, 'ref_kind': 'GRN'}, {'ref': 'MH011853987202627E', 'head': 'Filing Fee', 'dated': '12/10/2026', 'amount': 7550, 'ref_kind': 'GRN'}
date of mortgage
2026-10-13
raw reading (for Abhijit)
{'sro': 'TLA', 'kind': 'efiling_copy', 'token': '9991310260306', 'legible': True, 'property': {'pin': None, 'road': 'PANVEL', 'unit': '201', 'floor': '2', 'taluka': 'Panavel', 'numbers': [{'type': 'Survey Number', 'value': '158/1,158/6,158/7'}, {'type': 'HISSA NUMBER', 'value': '1'}], 'village': 'Usarli Khurd', 'building': 'A WING,BLDG NO 2,KARNALA ENTERPRISES BLDG', 'district': 'Raigad', 'area_text': 'Build: 38.25 Sq.mt.', 'local_body': None, 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'ATMPK7602F', 'name': 'AMIT KUMAR SHYAMSHABD OJHA', 'address': 'FLAT NO. 202, Floor No:2, Building Name:GAVDEVI KRUPA BUILDING NO. 2, Road:URAN, City:URAN, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410206'}, {'pan': 'BRKPS7714M', 'name': 'SUNITA AMIT OJHA', 'address': 'FLAT NO. 202, Floor No:2, Building Name: GAVDEVI KRUPA BUILDING NO. 2, Road:URAN, City:URAN, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410206'}], 'title_deed': 'Agreement to Sale :9035/2010 SRO PANVEL 1', 'filing_date': '2026-10-13', 'loan_amount': 1509600, 'payment_lines': [{'ref': 'MH011853987202627E', 'head': 'Stamp Duty', 'dated': '12/10/2026', 'amount': 4529, 'ref_kind': 'GRN'}, {'ref': 'MH011853987202627E', 'head': 'Filing Fee', 'dated': '12/10/2026', 'amount': 7550, 'ref_kind': 'GRN'}, {'ref': '1026130208629', 'head': 'Document Handling Charges', 'dated': '13/10/2026', 'amount': 300, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-13'}
Technical record (for Abhijit — safe to ignore)
44m agoEzDocsreader_efiling_verdict{'fp': '613d3f7b1573c1f3', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is missing from the file.
4h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 12 Oct, 17:27 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
2d agoEzDocsdhc_prn_read{'prn': '1026130208629', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9991310260306.pdf', 'from': "the filed notice's own text", 'gr
2d agoEzDocsefiling_copy_read{'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9991310260306.pdf', 'token': '9991310260306', 'doc_id': '5e21532f-17d9-4900-85a3-c96a70d8da60', 'mortgagors': 2}
2d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri
2d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999131026
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '504126', 'lessons': [{'box': 'Road', 'words': 'Road: the sanction letter pri
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '504127', 'lessons': [{'box': 'Road', 'words': 'Road: the sanction letter pri
2d agoEzDocsdocument_reread{'now': ['index2'], 'was': ['index2'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'INDEX II (1).pdf', 'doc_id': '93bb913c-e98d-4bfd-8293-3bd51cc5c2ac', 'found
2d agoEzDocsreading_error456{'box': 'Agreement to Sale description', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'INDEX II (1).pdf', 'ours': '9035/2010 S
2d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
2d agoEzDocsform_checked489{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-03426'}
2d agoANJUcopilot_edit{'n': 12, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
2d agoANJUcopilot_edit{'n': 12, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '504076', 'lessons': []}
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '504102', 'lessons': []}
2d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '504112', 'lessons': [{'box': 'First Name', 'words': 'First Name: the sancti
2d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, 'differs': []}
2d agoEzDocsform_checked489{'ok': True, 'page': 'property', 'paid': True, 'boxes': 18, 'issues': 0, 'case_no': 'NOI-2026-03426'}
2d agocopilotcopilot_pick{'why': "None of the options match 'Gram Panchayat'. The available options are 'Corporation' and 'Council'.", 'field': 'Hadd Type', 'value': '', 'method': 'ai', 'picked': '', 'wanted': 'GRAM PANCHAYAT', 'why_audit': "EzD
2d agocopilotcopilot_pick{'why': "the portal spells it 'Panavel'", 'field': 'Taluka', 'value': '2', 'method': 'spelling', 'picked': 'Panavel', 'wanted': 'PANVEL', 'why_audit': "EzDocs chose from the portal's own list; below full confidence the c
2d agoANJUcopilot_edit{'n': 13, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
2d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
2d agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03426'}
2d agocopilotcopilot_pick{'why': "The source text does not mention a post office. The requested post office 'URAN' is not in the provided options.", 'field': 'Post office', 'value': '', 'method': 'ai', 'picked': '', 'wanted': 'URAN', 'why_audit'
2d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
2d agoEzDocsform_checked489{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03426'}
2d agocopilotcopilot_pick{'why': "The source text does not mention a post office. The requested post office 'URAN' is not in the provided options.", 'field': 'Post office', 'value': '', 'method': 'ai', 'picked': '', 'wanted': 'URAN', 'why_audit'
2d agoANJUcopilot_edit{'n': 13, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
2d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i

Case diary the case’s history — what happened, newest day first

Papers
2 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card
Money
₹13,877 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Today · 15 Oct2 things
EzDocs checked the e-filing boxes against the papers
18:45
An old draft withdrew itself — its asks were already answered
15:10
13 Oct11 things — 1 document received · 1 letter written · 9 steps
EzDocs took 25 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:31
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
13:29
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:29
Received: E-filing copy
eFilingDoc9991310260306.pdf
13:29
A file was read again from the start — everything inside it now counts
13:25
A paper was read again — the team's value showed the first reading was wrong
13:25
ANJU pressed Save on the e-filing (property page) — what was changed is kept
13:20
ANJU pressed Save on the e-filing (property page) — what was changed is kept
13:20
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
13:18
ANJU pressed Save on the e-filing (mortgagor page) — what was changed is kept
13:17
ANJU pressed Save on the e-filing (mortgagee page) — what was changed is kept
13:16
12 Oct38 things — 8 documents received · 4 letters written · 2 money steps · 2 cautions · 22 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
19:03
Checked: this challan is not another case's
19:01
EzDocs took 47 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:43
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:43
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:43
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:43
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
18:43
Received: Challan
OJHA AMIT KUMAR SHYAMSHABD EchallanMH011853987202627E.pdf
18:43
SANDEEP pressed Proceed on the challan — what was changed is kept
18:38
The challan's address boxes were written from the papers
18:26
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
17:26
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
17:26
EzDocs read the whole file
17:25
Everything for the challan is in — queued
Papers and money are in — the challan is next.
17:24
Wrote the acknowledgement mail — held, silent mode
Kindly Initiate 0.3% Challan & NOI in case AMITKUMAR SHYAMSHABD OJHA - NHL/PNVL/0826/5208222
17:24
An old draft withdrew itself — its asks were already answered
17:24
The challan's address boxes were written from the papers
17:24
The loan amount was worked out from the papers
17:24
Co-applicant added
17:24
Property address read from the sanction letter
17:24
Received: PAN card
KYC (1).pdf
17:24
Property read from the Index II
17:24
Index II (title document) received from the branch
17:24
Received: Sanction letter
Sanction letter (2).pdf
17:24
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03426
17:24
No fee quote sent — the branch's own figures were right
17:24
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
17:24
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:24
The payment proof already on the case was applied
17:24
Selfie checked — a live one
A real selfie — usable for the e-filing.
17:24
Selfie checked — a live one
A real selfie — usable for the e-filing.
17:24
Payment proof arrived before the case was quoted — held
17:24
Received: Selfie
DocScanner 26 Aug 2026 5-57 pm.png
17:24
Received: Selfie
DocScanner 26 Aug 2026 5-59 pm.png
17:24
Received: other
IMG-20260825-WA0012(2).jpg
17:24
Received: Index II
INDEX II (1).pdf
17:24
Received: Payment screenshot
IMG-20261012-WA0001.jpg
17:24
Case opened from the branch's mail
17:23
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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