the challan is done — these are for the IGR filing / KYC
- Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
- The work is done — our fee of ₹38,470 is still not in our account. Chase the branch for it.
Screenshot ₹38,440 — verified by itself the moment the bank credit is heard.
why?
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper04 Sep, 11:54 · 41d ago THE FIRST MAIL — how this case began
Kindly Initiate 0.3% &NOI Challan in case of AVINASH DADA AMBHORE - HOU/PNVL/0826/5204929
Document and Receipt attached for your reference.
Property Address:Flat 407, Floor 4th Floor, Block Wing A, Project Rachana Vista, Rachana Vista, Dapoli, Pushpak Panvel, Plot No 107 Sector 8, Delta Hills, Panvel-410206
4 more mails in between — open
04 Sep, 12:01 · 41d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicants..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
04 Sep, 13:05 · 41d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 4 Sept 2026 at 12:01, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
04 Sep, 15:46 · 41d ago
selfie photos.
earlier mails quoted below
07 Sep, 09:15 · 38d ago
PFA DOWNLOADED COPY OF EFILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
11 Sep, 15:32 · 34d ago
PFA index 2 copy for case closure..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 7 Sept 2026 at 09:15, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
11 Sep, 15:32 · 34d ago
PFA index 2 copy for case closure..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Mon, 7 Sept 2026 at 09:15, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260903-WA0029.jpg | filed | 41d ago |
| Sanction letter | SKM_226i26090311580.pdf | filed | 41d ago |
| Index IIthe branch sent this — an input | INDEX II.jpg | filed | 41d ago |
| Aadhaar card+ PAN card inside | KYC.pdf | filed | 41d ago |
| Other | image003.jpg | filed | 41d ago |
| Selfie / photo | 84804.jpg | filed | 41d ago |
| Selfie / photo | IMG-20260904-WA0006.jpg | CANNOT BE READ — clear copy asked | 41d ago |
| E-filing copy (token) | eFilingDoc9990709260007.pdf | filed | 37d ago |
| Paid challan (GRAS) | AVINASH DADA AMBHORE EchallanMH009618757202627E.pdf | filed | 37d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹38,470
waiting for the credit
₹38,440
Screenshot ₹38,440 — verified by itself the moment the bank credit is heard.
why?
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹21,650 | ₹15,000 | ₹320 | ₹1,500 | ₹38,470 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
UNIT 407, FLOOR 4TH FLOOR, BLOCK WING A, PROJECT RACHANA VISTA, RACHANA VISTA, DAPOLI, PUSHPAK PANVEL, PLOT NO 107 SECTOR 8, DELTA HILLS, PANVEL, RAIGAD, MAHARASHTRA, INDIA, 410206
410206
1) paalikeche naavah raayagada itara varnana, itara maahitih vibhaaga. kra. 6, dara 55300/- prati chau. mi. sadanikaa kra.407, chauthaa majalaa, e-vinga, rachanaa vistaa, plota nan. 107, sektara-08, pushpaka daapoli, taa. panavela, ji. raayagada (kshetra. 57.699 chau. mi. kaarapeta eriyaa + 4.500 chau. mi. projekteda baalkani eriyaa). ((PLOT NUMBER: 107; SECTOR NUMBER: 08;))
UNIT 407 FLOOR 4TH FLOOR BLOCK WING A PROJECT RACHANA VISTA RACHANA VISTA DAPOLI PUSHPAK PANVEL
PLOT NO 107 SECTOR 8 DELTA HILLS PANVEL RAIGAD MAHARASHTRA
RAIGAD
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | AVINASH DADA AMBHORE | AUIPA7566P | …1213 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| stale:ack docs balance | abdulrafique.mansuri@phfl.com | 41d ago |
| documents acknowledged | abdulrafique.mansuri@phfl.com | 41d ago |
What EzDocs read from each document — check anything marked in red
2026-09-03
38440
UPI
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-03', 'amount': 38440, 'method': 'UPI', 'payee_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}HOU/PNVL/0826/5204929
True
Housing Loan
1.0
7000000.0
9.0
01-Sep-2026
7
AVINASH DADA AMBHORE, DADA NAMDEO AMBHORE
9594433491
pin: 410206; state: MAHARASHTRA; taluka: Panvel; Flat no: Unit 407; district: Raigad; Floor: 4th Floor; Address: Unit 407, 4th Floor, Block Wing A, Project Rachana Vista, Delta Hills, Plot No 107 Sector 8, Pushpa
213100.0
True
7213100.0
Unit 407, Floor 4th Floor, Block Wing A, Project Rachana Vista, Rachana Vista, Dapoli, Pushpak Panvel, Plot No 107 Sector 8, Delta Hills, Panvel, Raigad, MAHARASHTRA, India, 410206
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0826/5204929', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 7000000.0, 'interest_rate': 9.0, 'quality_issue': None, 'sanction_date': '01-Sep-2026', 'letter_version': '7', 'applicant_names': ['AVINASH DADA AMBHORE', 'DADA NAMDEO AMBHORE'], 'applicant_mobile': '9594433491', 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': 'Unit 407', 'district': 'Raigad', 'floor_no': '4th Floor', 'landmark': None, 'full_address': 'Unit 407, 4th Floor, Block Wing A, Project Rachana Vista, Delta Hills, Plot No 107 Sector 8, Pushpak Panvel, Dapoli, Raigad, MAHARASHTRA, 410206', 'village_city': 'Panvel', 'building_name': 'Block Wing A, Project Rachana Vista, Delta Hills', 'survey_or_cts_no': 'Plot No 107 Sector 8'}, 'insurance_premium': 213100.0, 'includes_insurance': True, 'total_with_insurance': 7213100.0, 'security_address_verbatim': 'Unit 407, Floor 4th Floor, Block Wing A, Project Rachana Vista, Rachana Vista, Dapoli, Pushpak Panvel, Plot No 107 Sector 8, Delta Hills, Panvel, Raigad, MAHARASHTRA, India, 410206'}index2_input
doc_no: 11605; village: दापोली; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: सह दु.नि. पनवेल 2; area_text: क्षेत्र. 57.699 चौ. मी. कारपेट एरिया + 4.500 चौ. मी. प्रोजेक्टेड बाल्कनी एरिया; mortgagee: मे. वन रचना लाईफस्ट
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '11605', 'village': 'दापोली', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि. पनवेल 2', 'area_text': 'क्षेत्र. 57.699 चौ. मी. कारपेट एरिया + 4.500 चौ. मी. प्रोजेक्टेड बाल्कनी एरिया', 'mortgagee': 'मे. वन रचना लाईफस्टाईल एल एल पी तर्फे भागीदार प्रवीण रनछोड पटेल तर्फे अखत्यारी म्हणून नितीन प्रकाश चौधरी', 'filing_fee': 30000, 'mortgagors': ['अविनाश दादा आंभोरे', 'दादा नामदेव आंभोरे'], 'stamp_duty': 450000, 'filing_date': '2026-08-10', 'loan_amount': 7500000, 'property_text': '1) पालिकेचे नावः रायगड इतर वर्णन, इतर माहितीः विभाग. क्र. 6, दर 55300/- प्रति चौ. मी. सदनिका क्र.407, चौथा मजला, ए-विंग, रचना विस्टा, प्लॉट नं. 107, सेक्टर-08, पुष्पक दापोली, ता. पनवेल, जि. रायगड (क्षेत्र. 57.699 चौ. मी. कारपेट एरिया + 4.500 चौ. मी. प्रोजेक्टेड बाल्कनी एरिया). ((Plot Number: 107; SECTOR NUMBER: 08;))', 'survey_numbers': ['107', '08']}}1992-09-29
AUIPA7566P
AVINASH DADA AMBHORE
True
1213
raw reading (for Abhijit)
{'dob': '1992-09-29', 'pan': 'AUIPA7566P', 'name': 'AVINASH DADA AMBHORE', 'legible': True, 'aadhaar_last4': '1213', 'quality_issue': None}1992-09-29
AUIPA7566P
AVINASH DADA AMBHORE
True
raw reading (for Abhijit)
{'dob': '1992-09-29', 'pan': 'AUIPA7566P', 'name': 'AVINASH DADA AMBHORE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}live_selfie
True
0.95
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}photo_of_printed_photo
False
0.95
True
this is a formal passport-style photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.95, 'face_visible': True, 'quality_issue': 'this is a formal passport-style photo, not a live selfie'}True
10. Security
1
pin: 410206; road: Pushpak Panvel; state: MAHARASHTRA; taluka: Panvel; Flat no: Unit 407; district: Raigad; Floor: 4th Floor; landmark: Dapoli, Delta Hills; Address: Unit 407, 4th Floor, Block Wing A, Project Rac
Unit 407, Floor 4th Floor, Block Wing A, Project Rachana Vista, Rachana Vista, Dapoli, Pushpak Panvel, Plot No 107 Sector 8, Delta Hills, Panvel, Raigad, MAHARASHTRA, India, 410206
raw reading (for Abhijit)
{'found': True, 'found_in': '10. Security', 'area_sq_m': None, 'confidence': 1, 'property_address': {'pin': '410206', 'road': 'Pushpak Panvel', 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': 'Unit 407', 'district': 'Raigad', 'floor_no': '4th Floor', 'landmark': 'Dapoli, Delta Hills', 'full_address': 'Unit 407, 4th Floor, Block Wing A, Project Rachana Vista, Pushpak Panvel, Dapoli, Delta Hills, Panvel, Raigad, MAHARASHTRA, 410206', 'village_city': 'Panvel', 'building_name': 'Block Wing A, Project Rachana Vista', 'survey_or_cts_no': 'Plot No 107 Sector 8'}, 'security_address_verbatim': 'Unit 407, Floor 4th Floor, Block Wing A, Project Rachana Vista, Rachana Vista, Dapoli, Pushpak Panvel, Plot No 107 Sector 8, Delta Hills, Panvel, Raigad, MAHARASHTRA, India, 410206'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-03', 'page': None, 'time': '20:18', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 38440.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-03', 'page': None, 'time': '20:18', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 38440.0, 'direction': 'debit', 'narration': 'Paid to THINK BIGZ INITIATIVE PVT LTD, Banking name: THINK BIGZ INITIATIV...', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 9h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 04 Sep, 13:05 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 19d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 30d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260903-WA0029.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '4819f766-a4d3-4b3b-91a3-2b44d7102662', 'fetched': True} |
| 30d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260903-WA0029 |
| 30d ago | EzDocs | claim_part_duplicate | {'utr': None, 'date': '2026-09-03', 'parts': 1, 'amount': 38440.0, 'claimed_total': 38440.0} |
| 30d ago | EzDocs | hidden_payment_scan | {'file': 'image003.jpg', 'kind': None, 'found': 0, 'doc_id': '2b44bc5b-8305-4c7f-b89f-b019d75ccbf0', 'fetched': True} |
| 34d ago | EzDocs | desk_documents_backfill | {'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': None, 'subject': 'Re: Re[2]: Kindly Initiate |
| 34d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'INDEX II.jpg', 'changed': {'pin': {'was': '410206', 'index2': None}, 'flat |
| 34d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 37d ago | EzDocs | property_replaced_from_report | {'why': "this bank's rule puts the letter above the source the property had come from — the unverified boxes are re-read from the letter; a person verifies box by box before anything files", 'file': 'SKM_226i26090311580. |
| 37d ago | EzDocs | desk_documents_backfill | {'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: Kind |
| 37d ago | EzDocs | desk_document_shared | {'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'AVINASH DADA AMBHORE Ec |
| 37d ago | EzDocs | desk_documents_backfill | {'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: Re[2 |
| 37d ago | EzDocs | desk_document_shared | {'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc9990709260007 |
| 40d ago | EzDocs | quoted_history_checked | {} |
| 41d ago | EzDocs | document_unreadable | {'reason': 'this is a formal passport-style photo, not a live selfie', 'doc_type': 'selfie'} |
| 41d ago | EzDocs | document_received | {'file': 'IMG-20260904-WA0006.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 41d ago | EzDocs | selfie_accepted | {'kind': 'live_selfie', 'doc_id': '38a2d325-e661-4a18-81dd-0216b37cd42d', 'confidence': 0.95} |
| 41d ago | EzDocs | document_received | {'file': '84804.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 41d ago | EzDocs | mail_instruction_understood | {'amount': 7213100.0, 'phrase': 'Loan amount including insurance –72,13,100', 'reason': 'including insurance', 'instructions': [], 'urgent_disbursement': False} |
| 41d ago | EzDocs | intake_table_parsed | {} |
| 41d ago | EzDocs | property_from_mail_body | {'pin': '410206', 'address': 'Flat 407, Floor 4th Floor, Block Wing A, Project Rachana Vista, Rachana Vista, Dapoli, Pushpak Panvel, Plot No 107 Sector 8, Delta Hills, Panvel-410206', 'owner_stated': None} |
| 41d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 41d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 41d ago | EzDocs | email_shadowed:ack_docs | {'to': 'abdulrafique.mansuri@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/PNVL/0826/5204929).\n\n Applicant : Avinash Dada Ambhore\n LAN : HOU/PNVL/0 |
| 41d ago | EzDocs | claim_inside_desk_buffer | {'gap': 30.0, 'why': "the branch paid a figure at or above the real calculation of ₹36,939 (government + DHC + our fee) — the rest is we's buffer; counted as paid in full — nothing to ask for (the credit itself is |
| 41d ago | EzDocs | draft_withdrawn | {'why': "the acknowledgement asked for a balance that is inside we's buffer — withdrawn; a clean acknowledgement is drafted instead", 'count': 1} |
| 41d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 41d ago | EzDocs | email_shadowed:ack_docs | {'to': 'abdulrafique.mansuri@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/PNVL/0826/5204929).\n\n Applicant : Avinash Dada Ambhore\n LAN : HOU/PNVL/0 |