Cases / NOI-2026-03653

Dattatraya Choudhari

LAN HOU/WRJE/1026/5242609 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs4 still to come

5 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓PAN cardopen

✓Sanction letteropen

✓Aadhaar cardopen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Applicant's Selfie / Photo — for the e-filing visit later

Index II copy / Title document — for the e-filing visit later

All files (9)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹14,320.53CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹14,380 receivedfound by its UTR

Stamp duty 0.3%4,690

Registration fee 0.5%7,810

Government handling320

Our service fee1,500.53

Total we ask for14,320.53

paid 14:40:56 · verified 15:04:45 · 23 min later

How we know

Our own bank told us — 14:40

₹14,380 · UTR 665575396497 · from BP-HDFCBN-S

“Successful! You have received Rs. 14380.00 via HDFC Bank SmartHub Vyapar from KESHAR NAR. RRN-665575396497, Check: https://1.hdfc.bank.in/HDFCBK/s/AA08oMN0”

Matched by: by UTR — the bank's reference is the one on the screenshot

By law ₹14,300. We ask ₹14,320 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 1 h 12 minour time · 16:14

Index II —not yet

the NOI team 2 h 10 mintotal 2 h 10 min so far

Now with the NOI team — e-filing on IGR

since 16:14 — 58 min of working time

Day by day — every step and who held it

15:02Your branch's mail

15:02Payment landedat once

15:04Papers read+2 min · the NOI team

15:04Property readat once

15:04Papers readat once

15:04Fee quotedat once

15:04Payment verifiedat once

15:04Ready for the challanat once

16:14Challan made+1 h 10 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹15,60,000

Loan account no.

HOU/WRJE/1026/5242609

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Area is empty — the portal will not take a blank.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

PUNE

Taluka

PUNE

Village

PUNE

Number type

SURVEY

Number

Building

GULMOHAR

Floor

4TH

Flat / shop no

Area

(empty)

Hadd

(empty)

Read from the sanction letter, not the Index II. Sanction letter (80).pdf open it · If an Index II is on file, read the property from it.

✓ EzDocs checked every box against the document’s own words 2h ago — all agree.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.

• 11 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, road, Number type, Number

• Build Up Area not on file — read it off the Index II / sale deed

• changed — landmark: the case held GULMOHAR SOCIETY; filled KATRAJ — EzDocs (reading the whole file), from Sanction letter, reads it so

• changed — Survey No / Attribute 1 & 2: the case held 24 · 5, OLD SR NO 21 HN 5; filled 24 · 5 — Sanction letter prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all

• check — not settled from any paper: Date of mortgage (No Memorandum of Deposit of Title Deeds (MOTD) or mortgage date is present on the file yet.)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 2

The PAN card	DHANASHRI DATTATRAYA CHOUDHARI
The sanction letter DIFFERS	DHANASHRI DATTATRAY CHOUDHARI

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 2h ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH012196841202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

CD cheerag.davve@pnbhousing.com pnbhousing.com
16 Oct, 15:02 · 2h ago THE FIRST MAIL — how this case began

NOI process in case of DATTATRAYA CHOUDHARI - HOU/WRJE/1026/5242609

📎 app photo.jpg ↗📎 Dhanashri Photo.png ↗📎 Dhanshri Pan card.pdf ↗📎 Sanction letter (80).pdf ↗📎 Dattatraya Aadhar.pdf ↗📎 Dattatraya Pan card.pdf ↗📎 PHOTO-2026-10-16-14-40-58.jpg ↗📎 AadharCard Dhanashri.pdf ↗

Dear Team,

Please find attached require document for NOI process in case of Mr. DATTATRAYA CHOUDHARI - HOU/WRJE/1026/5242609

This is a Resale Transaction Index II will be shared post Agreement Execution .

DetailsChecklist

Loan sanction letter✓ Attached

Index2– NA

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy✓ Attached

Registration Execution Haveli No✓ Attached

Payment details screenshot with Transaction ID✓ Attached

Reference Number665575396497

Amount₹14,380

Date of payment mentioned16/10/2026

Regards,
Cheerag Davve
ASM - Warje
pnb Housing Finance Limited.



Internal

🤖 read: asks for the Index II, a payment receipt; says the fee is paid ₹14,380 (UTR 665575396497) ✓; documents attached; note: This is a Resale Transaction Index II will be shared post Agreement Execution. — “Index2 NA”

3 more mails in between — open

OL The NOI teamTYPED IN GMAIL
16 Oct, 15:08 · 2h ago

Tea

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 16 Oct 2026 at 15:04, Cheerag Davve <cheerag.davve@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

 Please find attached require document for NOI process in case of 
Mr. DATTATRAYA CHOUDHARI - HOU/WRJE/1026/5242609

This is a Resale Transaction Index II will be shared post Agreement 
Execution .

Details

Checklist

Loan sanction letter

 Attached

Index2

     NA 

PAN copy of the applicant/s

 Attached

Form A2 with Photograph of applicant/s affixed or Passport size 
photographs scan copy

 Attached

Registration Execution Haveli No

      Attached

Payment details screenshot with Transaction ID 

 Attached

Reference Number – 665575396497

*RS 14,380/-*

Date of payment mentioned

16/10/2026

*Regards,*

*Cheerag Davve*

*ASM - Warje*

pnb *Housing Finance Limited.*

Internal

🤖 read: Sender is signing off.

OL The NOI teamTYPED IN GMAIL
16 Oct, 15:09 · 2h ago

Team,

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 16 Oct 2026 at 15:04, Cheerag Davve <cheerag.davve@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

 Please find attached require document for NOI process in case of 
Mr. DATTATRAYA CHOUDHARI - HOU/WRJE/1026/5242609

This is a Resale Transaction Index II will be shared post Agreement 
Execution .

Details

Checklist

Loan sanction letter

 Attached

Index2

     NA 

PAN copy of the applicant/s

 Attached

Form A2 with Photograph of applicant/s affixed or Passport size 
photographs scan copy

 Attached

Registration Execution Haveli No

      Attached

Payment details screenshot with Transaction ID 

 Attached

Reference Number – 665575396497

*RS 14,380/-*

Date of payment mentioned

16/10/2026

*Regards,*

*Cheerag Davve*

*ASM - Warje*

pnb *Housing Finance Limited.*

Internal

🤖 read: The team is sending regards.

OL The NOI teamTYPED IN GMAIL
16 Oct, 15:09 · 2h ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy

and a colour live selfie photo of the applicant JAGANNATH GOVIND KANKE

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 16 Oct 2026 at 15:04, Cheerag Davve <cheerag.davve@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

 Please find attached require document for NOI process in case of 
Mr. DATTATRAYA CHOUDHARI - HOU/WRJE/1026/5242609

This is a Resale Transaction Index II will be shared post Agreement 
Execution .

Details

Checklist

Loan sanction letter

 Attached

Index2

     NA 

PAN copy of the applicant/s

 Attached

Form A2 with Photograph of applicant/s affixed or Passport size 
photographs scan copy

 Attached

Registration Execution Haveli No

      Attached

Payment details screenshot with Transaction ID 

 Attached

Reference Number – 665575396497

*RS 14,380/-*

Date of payment mentioned

16/10/2026

*Regards,*

*Cheerag Davve*

*ASM - Warje*

pnb *Housing Finance Limited.*

Internal

🤖 read: asks the branch for documents, a clarification — “We acknowledge the receipt of your mail documents and payment.”

OL The NOI teamTYPED IN GMAIL
16 Oct, 15:10 · 2h ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy

and a colour live selfie photo of the applicant DATTATRAYA LAHU CHOUDHARI

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 16 Oct 2026 at 15:04, Cheerag Davve <cheerag.davve@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

 Please find attached require document for NOI process in case of
Mr. DATTATRAYA CHOUDHARI - HOU/WRJE/1026/5242609

This is a Resale Transaction Index II will be shared post Agreement
Execution .

Details

Checklist

Loan sanction letter

 Attached

Index2

     NA

PAN copy of the applicant/s

 Attached

Form A2 with Photograph of applicant/s affixed or Passport size
photographs scan copy

 Attached

Registration Execution Haveli No

      Attached

Payment details screenshot with Transaction ID

 Attached

Reference Number – 665575396497

*RS 14,380/-*

Date of payment mentioned

16/10/2026

*Regards,*

*Cheerag Davve*

*ASM - Warje*

pnb *Housing Finance Limited.*

Internal

🤖 read: asks the branch for documents, a clarification — “We acknowledge the receipt of your mail documents and payment.”

OL The NOI teamTYPED IN GMAIL
16 Oct, 16:18 · 54m ago

📎 DATTATRAYA LAHU CHOUDHARI EchallanMH012196 ↗

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Fri, 16 Oct 2026 at 15:10, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy and a colour live selfie photo of the applicant DATTATRAYA LAHU CHOUDHARI

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Fri, 16 Oct 2026 at 15:04, Cheerag Davve < cheerag.davve@pnbhousing.com > wrote:

Dear Team,

Please find attached require document for NOI process in case of Mr. DATTATRAYA CHOUDHARI - HOU/WRJE/1026/5242609

This is a Resale Transaction Index II will be shared post Agreement Execution.

Details

Checklist

Loan sanction letter

Attached

Index2

NA

PAN copy of the applicant/s

Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy

Attached

Registration Execution Haveli No

Attached

Payment details screenshot with Transaction ID

Attached

Reference Number – 665575396497

RS 14,380/-

Date of payment mentioned

16/10/2026

Regards,

Cheerag Davve

ASM - Warje

pnb
Housing Finance Limited.

Internal

🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Selfie / photo	app photo.jpg	CANNOT BE READ — clear copy asked	2h ago
Selfie / photo	Dhanashri Photo.png	CANNOT BE READ — clear copy asked	2h ago
PAN card	Dhanshri Pan card.pdf	filed	2h ago
Sanction letter	Sanction letter (80).pdf	filed	2h ago
Aadhaar card	Dattatraya Aadhar.pdf	filed	2h ago
PAN card	Dattatraya Pan card.pdf	filed	2h ago
Payment screenshot	PHOTO-2026-10-16-14-40-58.jpg	filed	2h ago
Aadhaar card	AadharCard Dhanashri.pdf	filed	2h ago
Paid challan (GRAS)	DATTATRAYA LAHU CHOUDHARI EchallanMH012196841202627E.pdf	filed	54m ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,320.53

Where it stands
VERIFIED — money received

Screenshot claims
— 665575396497

Paid at
14:40:56

Verified on
15:04:45

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,690	₹7,810	₹320	₹1,500	₹14,320

By law ₹14,300. We ask ₹14,320 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

35 of 46 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Area, Area unit (Sq.mt. / Sq.ft.), Title deed held by the bank (Agreement to Sale / Sale Deed …) …

15 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing) …

✓ EzDocs checked every box against the document’s own words 2h ago — all agree.

not verified yetsource: the sanction letter (Sanction letter (80).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

empty

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

FLAT NO 13 4TH FLOOR PLOT NO 4, SR NO 24 HISSA NO 5 OLD SR NO 21 HN 5, Car Parking space bearing No. 13, HISSA NO 5, GULMOHAR, KATRAJ KONDHWA ROAD, PUNE, Pune, GULMOHAR SOCIETY, Pune, MAHARASHTRA, India, 411046

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

Sanction letter (80).pdf

as printed
FLAT NO 13 4TH FLOOR PLOT NO 4, SR NO 24 HISSA NO 5 OLD SR NO 21 HN 5, CAR PARKING SPACE BEARING NO. 13, HISSA NO 5, GULMOHAR, KATRAJ KONDHWA ROAD, PUNE, PUNE, GULMOHAR SOCIETY, PUNE, MAHARASHTRA, INDIA, 411046

PIN
411046

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 13 4TH FLOOR PLOT NO 4 SR NO 24 HISSA NO 5 OLD SR NO 21 HN 5 CAR PARKING SPACE BEARING NO 13

Locality/Road
HISSA NO 5 GULMOHAR KATRAJ KONDHWA ROAD PUNE GULMOHAR SOCIETY MAHARASHTRA

Area/City
PUNE

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	DHANASHRI DATTATRAYA CHOUDHARI	ARIPN6964B	…4205
mortgagor	DATTATRAYA LAHU CHOUDHARI	AKKPC1081H	…9014

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	cheerag.davve@pnbhousing.com	2h ago
acknowledgement	cheerag.davve@pnbhousing.com	2h ago

What EzDocs read from each document — check anything marked in red

Sanction letter Sanction letter (80).pdf needs your check

lan
HOU/WRJE/1026/5242609

legible
True

purpose
Housing Loan, Housing

loan type
Housing Loan, Housing

confidence
1.0

print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (1500000)", "the insurance premium's digits and words

rate words
PNBRRR 13.15% per annum; 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement

bank branch
WARJE

loan amount
1500000.0

rate spread
-4.85

final amount
1560000.0

interest rate
8.3

sanction date
14-Oct-2026

letter version
6

reference rate
13.15

applicant email
dlchoudhari@gmail.com

applicant names
DATTATRAYA LAHU CHOUDHARI, DHANASHRI DATTATRAY CHOUDHARI

printed altered
False

applicant mobile
9220952095

balance transfer
False

property address
pin: 411046; state: MAHARASHTRA; Address: FLAT NO 13 4TH FLOOR PLOT NO 4, SR NO 24 HISSA NO 5 OLD SR NO 21 HN 5, Car Parking space bearing No. 13, HISSA NO 5, GULMOHAR, KATRAJ KONDHWA ROAD, PUNE, Pune, GULMOHAR SOCI

insurance premium
60000.0

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1560000.0

security address verbatim
FLAT NO 13 4TH FLOOR PLOT NO 4, SR NO 24 HISSA NO 5 OLD SR NO 21 HN 5, Car Parking space bearing No. 13, HISSA NO 5, GULMOHAR, KATRAJ KONDHWA ROAD, PUNE, Pune, GULMOHAR SOCIETY, Pune, MAHARASHTRA, India, 411046

applicant address verbatim
24 5 SHRI LAXMI NIVAS, FL NO 10 KATRAJ, KONDHWA ROAD PUNE, Pune, MAHARASHTRA, 411046, Pune, India

raw reading (for Abhijit)

{'lan': 'HOU/WRJE/1026/5242609', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (1500000)", "the insurance premium's digits and words agree (60000)", 'loan + insurance = total (1500000 + 60000 = 1560000)', 'the rate arithmetic holds (13.15 - 4.85 = 8.30)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'bank_branch': 'WARJE', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1500000.0, 'rate_spread': -4.85, 'final_amount': 1560000.0, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '14-Oct-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'dlchoudhari@gmail.com', 'applicant_names': ['DATTATRAYA LAHU CHOUDHARI', 'DHANASHRI DATTATRAY CHOUDHARI'], 'printed_altered': False, 'applicant_mobile': '9220952095', 'balance_transfer': False, 'property_address': {'pin': '411046', 'state': 'MAHARASHTRA', 'full_address': 'FLAT NO 13 4TH FLOOR PLOT NO 4, SR NO 24 HISSA NO 5 OLD SR NO 21 HN 5, Car Parking space bearing No. 13, HISSA NO 5, GULMOHAR, KATRAJ KONDHWA ROAD, PUNE, Pune, GULMOHAR SOCIETY, Pune, MAHARASHTRA, India, 411046'}, 'insurance_premium': 60000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1560000.0, 'security_address_verbatim': 'FLAT NO 13 4TH FLOOR PLOT NO 4, SR NO 24 HISSA NO 5 OLD SR NO 21 HN 5, Car Parking space bearing No. 13, HISSA NO 5, GULMOHAR, KATRAJ KONDHWA ROAD, PUNE, Pune, GULMOHAR SOCIETY, Pune, MAHARASHTRA, India, 411046', 'applicant_address_verbatim': '24 5 SHRI LAXMI NIVAS, FL NO 10 KATRAJ, KONDHWA ROAD PUNE, Pune, MAHARASHTRA, 411046, Pune, India'}

Selfie / photo Dhanashri Photo.png needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Selfie / photo app photo.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

PAN card Dhanshri Pan card.pdf needs your check

dob
1990-12-01

pan
ARIPN6964B

name
DHANASHRI DATTATRAYA CHOUDHARI

legible
True

father name
VISHWAJEET BHAIYYASAHEB NIMBALKAR

raw reading (for Abhijit)

{'dob': '1990-12-01', 'pan': 'ARIPN6964B', 'name': 'DHANASHRI DATTATRAYA CHOUDHARI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VISHWAJEET BHAIYYASAHEB NIMBALKAR', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Dattatraya Aadhar.pdf needs your check

dob
1986-06-05

name
Dattatraya Lahu Choudhari

address
pin: 413404; area: At. Post. Shirale; flat: 232; state: Maharashtra; district: Solapur; Village: Shirale

legible
True

aadhaar last4
9014

raw reading (for Abhijit)

{'dob': '1986-06-05', 'pan': None, 'name': 'Dattatraya Lahu Choudhari', 'mobile': None, 'address': {'pin': '413404', 'area': 'At. Post. Shirale', 'flat': '232', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Solapur', 'post_office': None, 'village_city': 'Shirale'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9014', 'quality_issue': None}

PAN card Dattatraya Pan card.pdf needs your check

dob
1986-06-05

pan
AKKPC1081H

name
DATTATRAYA LAHU CHOUDHARI

legible
True

father name
LAHU SHRIPATI CHOUDHARI

raw reading (for Abhijit)

{'dob': '1986-06-05', 'pan': 'AKKPC1081H', 'name': 'DATTATRAYA LAHU CHOUDHARI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'LAHU SHRIPATI CHOUDHARI', 'aadhaar_last4': None, 'quality_issue': None}

Payment screenshot PHOTO-2026-10-16-14-40-58.jpg needs your check

utr
665575396497

date
2026-10-16

time
14:40

amount
14380

method
UPI

payee upi
....2080@hdfcbank

payer upi
....ti-1@okicici

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
KESHAR NARBAHADUR BOGATI

debit notification text
Payment of ‘14,380 completed

raw reading (for Abhijit)

{'utr': '665575396497', 'date': '2026-10-16', 'time': '14:40', 'amount': 14380, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....ti-1@okicici', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'KESHAR NARBAHADUR BOGATI', 'debit_notification_text': 'Payment of ‘14,380 completed'}

Aadhaar card AadharCard Dhanashri.pdf needs your check

dob
1990-12-01

name
Dhanashri Dattatraya Choudhari

address
pin: 411046; area: katraj; flat: 24/5; road: katraj kondhwa road; state: Maharashtra; building: shri laxmi nivas,fl.no.10; district: Pune; Village: Pune

legible
True

aadhaar last4
4205

raw reading (for Abhijit)

{'dob': '1990-12-01', 'pan': None, 'name': 'Dhanashri Dattatraya Choudhari', 'mobile': None, 'address': {'pin': '411046', 'area': 'katraj', 'flat': '24/5', 'road': 'katraj kondhwa road', 'floor': None, 'state': 'Maharashtra', 'building': 'shri laxmi nivas,fl.no.10', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4205', 'quality_issue': None}

Paid challan (GRAS) DATTATRAYA LAHU CHOUDHARI EchallanMH012196841202627E.pdf needs your check

grn
MH012196841202627E

pin
411046

total
12500.0

article
6(1)

defaced
False

bank cin
03006172026101601198

district
PUNE

area city
MAHARASHTRA

payer pan
AKKXXXXXXH

flat block
FLAT NO 13 4TH FLOOR GULMOHAR SOCIETY PLOT NO 4 SR NO 24 HISSA NO 5 OLD SR NO 21 HN 5

payer name
DATTATRAYA LAHU CHOUDHARI

sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1560000

scheme rows
{'amount': 4690.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7810.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX2095

payment date
16/10/2026-16:14:58

road locality
CAR PARKING SPACE BEARING NO 13 GULMOHAR KATRAJ KONDHWA ROAD PUNE

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
1560000

raw reading (for Abhijit)

{'grn': 'MH012196841202627E', 'pin': '411046', 'total': 12500.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601198', 'district': 'PUNE', 'area_city': 'MAHARASHTRA', 'payer_pan': 'AKKXXXXXXH', 'flat_block': 'FLAT NO 13 4TH FLOOR GULMOHAR SOCIETY PLOT NO 4 SR NO 24 HISSA NO 5 OLD SR NO 21 HN 5', 'payer_name': 'DATTATRAYA LAHU CHOUDHARI', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1560000', 'scheme_rows': [{'amount': 4690.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7810.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2095', 'payment_date': '16/10/2026-16:14:58', 'road_locality': 'CAR PARKING SPACE BEARING NO 13 GULMOHAR KATRAJ KONDHWA ROAD PUNE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1560000'}

Technical record (for Abhijit — safe to ignore)

51m ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer', 'words': 'Payer: the sanction letter prints both Dattatraya Choudhar
51m ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '540799', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
53m ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DATTATRAYA LAHU CHO
53m ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'}
53m ago	EzDocs	challan_verified_against_case	{'grn': 'MH012196841202627E', 'file': 'DATTATRAYA LAHU CHOUDHARI EchallanMH012196841202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
53m ago	EzDocs	challan_extracted	{'grn': 'MH012196841202627E', 'file': 'DATTATRAYA LAHU CHOUDHARI EchallanMH012196841202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12500.0}
54m ago	EzDocs	filing_waits_on_title_doc	{'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the
54m ago	EzDocs	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'a challan is on the case — it counts; a challan is on file; its amounts could not be read — check it by eye', 'file': 'DATTATRAYA LAHU CHOUDHARI EchallanMH012196841202627E.pdf', 'kind':
58m ago	SANDEEP	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1h ago	EzDocs	paper_locate	{'fp': '63d0656d4e1031e2', 'box': [68, 129, 700, 863], 'why': 'The PAN card with the specified PAN AKKPC1081H is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'b86af9aa-090c-46d9-ac0
1h ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints 'HN
1h ago	EzDocs	form_checked489	{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 2, 'case_no': 'NOI-2026-03653'}
1h ago	EzDocs	challan_boxes_by_rules	{'fp': '9d83944c14334208', 'why': "'SURVEY NO' twice in box 1", 'anew': 'first'}
1h ago	EzDocs	reader_mail_addition	{'fp': '7eed1d3035ff97c5', 'add': {}, 'why': 'The mail does not describe the property.', 'asked': True, 'quote': '', 'same_property': False}
1h ago	EzDocs	extra_challan_scanned	{'found': 0}
2h ago	EzDocs	property_self_check	{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 13, 'trigger': 'quick sweep'}
2h ago	EzDocs	reader_home_address	{'fp': '1a19e8e2e4b00b8e', 'from': 'the sanction letter (Sanction letter (80).pdf)', 'home': {'pin': '411046', 'area': 'KATRAJ, KONDHWA ROAD', 'flat': 'FL NO 10', 'state': 'MAHARASHTRA', 'building': 'SHRI LAXMI NIVAS', '
2h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 16 Oct, 15:09 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
2h ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-16T09:35:24', 'why': 'reading', 'open': 11, 'mails': [{'at': '2026-10-16 09:32', 'id': '1a1440fc6289bba1', 'from': 'branch', 'gist': 'The branch has attached documents for NOI process and paid t
2h ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'WARJE'}
2h ago	EzDocs	case_read	{'how': 'uri', 'tag': '5acf2df5a2ddc810', 'docs': ['Sanction letter (80).pdf', 'Dattatraya Aadhar.pdf', 'AadharCard Dhanashri.pdf', 'Dhanshri Pan card.pdf', 'Dattatraya Pan card.pdf'], 'loan': {'amount': 1560000, 'made_o
2h ago	EzDocs	challan_queue_entered	{'why': 'challan-visit documents complete and payment verified'}
2h ago	EzDocs	case_acknowledged_challan_queued	{'utr': '665575396497', 'fee_total': 14320}
2h ago	EzDocs	email_shadowed:ack	{'to': 'cheerag.davve@pnbhousing.com', 'body': 'Team,\n\nWe acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same. For NOI filing, we need the colour live selfie photo of
2h ago	EzDocs	draft_withdrawn	{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Team,\n\nKindly share the following to process the challan:\n\n 1. Sancti
2h ago	EzDocs	fee_quote_suppressed	{'how': 'claim', 'utr': '665575396497', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': None}
2h ago	EzDocs	sms_matched_late	{'ref': '665575396497', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 14380.0, 'method': 'utr_ex
2h ago	EzDocs	payment_verified	{'utr': '665575396497', 'why': "paid ₹14,380, ₹59 MORE than our ask of ₹14,321 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 59.47, 'method': 'utr_exact', 'paid_at': '
2h ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
2h ago	EzDocs	receivable_created	{'expected': 14320.53}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹14,380 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 16 Oct37 things

The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window