Cases / NOI-2026-02847
Amol Babasaheb Arne
LAN HOU/NSK/0826/5195847
Challan paid · waiting on the branch SHORT ₹3,800.98
Waiting for the Index IISend the draft 1All documentsMails & papers 6Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs4 still to come
5 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹14,260; it reads: ₹5,350 (stamp-duty head), ₹8,910 (registration head); this case’s figures say ₹18,020 (0.3% ₹6,760 + 0.5% ₹11,260 on a loan of ₹22,50,000); the challan itself says a loan of ₹17,80,000. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓Aadhaar cardopen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (10)A label is wrong? Fix it under All documents.
For you to check
- Payment SHORT by ₹3,800.98 (₹16,040 of ₹19,840.98).
- Challan on file does not agree with the case. Open it before paying or sharing.
- Bank under-collected — money at risk — see Facts.
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹19,840.98CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹19,852 receivedby the amount alone
Stamp duty 0.3%6,760
Registration fee 0.5%11,260
Government handling320
Our service fee1,500.98
Total we ask for19,840.98
the branch’s receipt claims ₹16,040 660065346905
paid 21 Sep 18:55:14 · verified 29 Sep 15:29:46 · 7 d 20 h later
How we know
Our own bank told us — 21 Sep 18:55
₹19,852 · UTR AXNGG26459776645 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.19852.00,21-09-2026 18:55:14 thru NEFT from AXNGG26459776645/GOOGLE INDIA DIGITAL. Aval Bal 206067.05 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — equals our ask; no screenshot or UTR agrees yet · the case's screenshot names this very road
By law ₹19,820. We ask ₹19,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹16,040 — ₹3,800.98 under our ask: the branch's working is short (see Facts).
BANK UNDER-COLLECTED — money at risk
Bank table ₹16,040. Case needs ₹19,840. SHORT by ₹3,800. Do NOT accept ₹16,040 — ask the branch for ₹19,840.
why?
The branch is asking the borrower for Rs.16,040 where the duty and fees come to Rs.19,820 — Rs.3,780 short. Collect Rs.19,820; a short challan is refused at the SRO counter.
the branch's own words
The branch's mail said: filing fee (0.50%): bank says Rs.8,900, computed Rs.11,250 (difference Rs.-2,350); total payable: bank says Rs.16,040, computed Rs.19,820 (difference Rs.-3,780)See the full workingevery row, and the property
Time takennot shown to the bank
Challan 4 h 02 minour time · 29 Sep 21:27
Index II —not yet
the NOI team 16 d 3 htotal 16 d 3 h so far
Now with the NOI team — e-filing on IGR
since 29 Sep 21:27 — 15 d 21 h of working time
Day by day — every step and who held it
29 Sep 15:26Your branch's mail
29 Sep 15:26Payment landedat once
29 Sep 15:29Fee quoted+2 min · the NOI team
29 Sep 15:29Papers readat once
29 Sep 15:29Payment verifiedat once
29 Sep 15:29Ready for the challanat once
29 Sep 21:20Papers read+5 h 51 min · the NOI team
29 Sep 21:20Property readat once
29 Sep 21:27Challan made+7 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹22,50,000
Loan account no.
HOU/NSK/0826/5195847
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Floor, Area are empty — the portal will not take a blank.
See the boxes — read from the sanction letter
District
Nashik
Taluka
Nashik
Village
Satpur
Number type
GAT
Number
468/C/1/C/2/C/3
Building
Bhandure Park A
Floor
(empty)
Flat / shop no
Row House No A-17
Area
(empty)
Hadd
Nashik Municipal Corporation
Read from the sanction letter, not the Index II. ARNE SANCTION.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 15d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• DO NOT SAVE — Loan Amount discrepancy: amol arne sanction letter.pdf says Rs. 22,50,000; ARNE SANCTION.pdf says Rs. 17,80,000; the branch's mail of 29-09-2026 says Rs. 17,80,000. The newer sanction letter dated 21-Aug-2026 is for Rs. 17,80,000, which is also requested in the branch's mail. However, the fee paid of Rs. 19,852 matches the older sanction letter dated 11-08-2026 for Rs. 22,50,000. Filing with the wrong amount or fee is a critical risk. Ask the branch which sanction letter is active and obtain confirmation on the loan amount to be filed, adjusting the fee if necessary.
• Mortgagor pages: SAVITA AMOL ARANE is named on the sanction letter (ARNE SANCTION.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• SAVITA AMOL ARANE: PAN missing — no PAN card of SAVITA AMOL ARANE is read on the file — the PAN cards on it (AMOL BABASAHEB ARNE, IMG-20260806-WA0046(1).jpg) are beside the form; type the PAN off the person's own card
• SAVITA AMOL ARANE: birth date missing — no PAN card of SAVITA AMOL ARANE is read on the file — the PAN cards on it (AMOL BABASAHEB ARNE, IMG-20260806-WA0046(1).jpg) are beside the form; type the birth date off the person's own card
• 15 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
STOPLoan Amount discrepancy
| Amol arne sanction letter.pdf | Rs. 22,50,000 INR 2250000 (INR Twenty Two Lakh Fifty Thousand Only) |
| ARNE SANCTION.pdf | Rs. 17,80,000 Total Loan Amount INR 1780000 |
| The branch's mail of 29-09-2026 | Rs. 17,80,000 LOAN AMOUNT 1780000 |
| Our bank's credit | Rs. 19,852 Rs 19852 (our bank's credit) |
Why it matters: The newer sanction letter dated 21-Aug-2026 is for Rs. 17,80,000, which is also requested in the branch's mail. However, the fee paid of Rs. 19,852 matches the older sanction letter dated 11-08-2026 for Rs. 22,50,000. Filing with the wrong amount or fee is a critical risk.
What to do: Ask the branch which sanction letter is active and obtain confirmation on the loan amount to be filed, adjusting the fee if necessary.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The team has received the loan documents and payment, and has created and shared the challan. The team is now waiting for the branch to provide the Index II copy for NOI filing.
the history says the next move is with the branch — the Index II
✓ loan papers sent — done, mail 3 (2026-09-29) “PFA Sanction letter.”
✓ fee paid — the branch's words — done, mail 4 (2026-09-29) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 5 (2026-09-29) “PFA challan for your reference..”
✓ challan shared — done, mail 5 (2026-09-29) “PFA challan for your reference..”
? Index II asked for — asked, mail 4 (2026-09-29) “For NOI filing, We need an index 2 copy..”
read over 6 mail(s), last mail 2026-09-29 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 15d ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011106973202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Index II pending — NOI NOI-2026-02847 | HOU/NSK/0826/5195847
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
abhijeet.kale@phfl.com phfl.com
29 Sep, 15:26 · 16d ago THE FIRST MAIL — how this case began
29 Sep, 15:26 · 16d ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of HOU/NSK/0826/5195847 Applicant Name : AMOL BABASAHEB ARNE
📎 IMG-20260928-WA0014(1).jpg↗📎 IMG-20260806-WA0044(1).jpg↗📎 IMG-20260806-WA0042(1).jpg↗📎 IMG-20260806-WA0046(1).jpg↗📎 IMG-20260928-WA0020.jpg↗📎 amol arne sanction letter.pdf↗📎 image001.jpg↗
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case
Customer nameAMOL BABASAHEB ARNE
Loan account (LAN)HOU/NSK/0826/5195847
Loan amount₹17,80,000
Stamp duty 0.30%₹5,340
Registration fee 0.50%₹8,900
DHC₹300
Service / vendor fees₹1,500
Total₹16,040
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II CopyOTC.
Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942
🤖 read: documents attached
3 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
29 Sep, 16:19 · 16d ago
29 Sep, 16:19 · 16d ago
Dear Team,
Kindly share proper sanction letter with security address for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 15:29, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:
Dear Team, Kindly process 0.3 & 0.5 Challan in below case
Customer Name AMOL BABASAHEB ARNE
Lan No HOU/NSK/0826/5195847
Loan Amount 1780000
LOAN AMOUNT 1780000
0.30% 5340
0.50% 8900
FEES 1500
DHC 300
TOTAL 16,040
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942
🤖 read: asks the branch for documents — “Kindly share proper sanction letter with security address for challan process.”
PA
piyush.aher@phfl.com phfl.com
29 Sep, 21:15 · 15d ago
29 Sep, 21:15 · 15d ago
Re[2]: Process 0.3 & 0.5 Challan in case of HOU/NSK/0826/5195847 Applicant Name : AMOL BABASAHEB ARNE
Dear Team,
PFA Sanction letter.
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 29-09-2026 04:21 pm
To: Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of HOU/NSK/0826/5195847 Applicant Name : AMOL BABASAHEB ARNE
Exercise Secured by Check Point
Dear Team,
Kindly share proper sanction letter with security address for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Tue, 29 Sept 2026 at 15:29, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:
Dear Team, Kindly process 0.3 & 0.5 Challan in below case
Customer Name AMOL BABASAHEB ARNE
Lan No HOU/NSK/0826/5195847
Loan Amount 1780000
LOAN AMOUNT 1780000
0.30% 5340
0.50% 8900
FEES 1500
DHC 300
TOTAL 16,040
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
29 Sep, 21:21 · 15d ago
29 Sep, 21:21 · 15d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 21:20, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
PFA Sanction letter.
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 29-09-2026 04:21 pm
To: Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of HOU/NSK/0826/5195847 Applicant Name : AMOL BABASAHEB ARNE
Exercise Secured by Check Point
Dear Team,
Kindly share proper sanction letter with security address for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:29, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:
Dear Team, Kindly process 0.3 & 0.5 Challan in below case
Customer Name AMOL BABASAHEB ARNE
Lan No HOU/NSK/0826/5195847
Loan Amount 1780000
LOAN AMOUNT 1780000
0.30% 5340
0.50% 8900
FEES 1500
DHC 300
TOTAL 16,040
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
29 Sep, 21:27 · 15d ago
29 Sep, 21:27 · 15d ago
Team,
PFA challan for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 21:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 21:20, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
PFA Sanction letter.
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 29-09-2026 04:21 pm
To: Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of HOU/NSK/0826/5195847 Applicant Name : AMOL BABASAHEB ARNE
Exercise Secured by Check Point
Dear Team,
Kindly share proper sanction letter with security address for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:29, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:
Dear Team, Kindly process 0.3 & 0.5 Challan in below case
Customer Name AMOL BABASAHEB ARNE
Lan No HOU/NSK/0826/5195847
Loan Amount 1780000
LOAN AMOUNT 1780000
0.30% 5340
0.50% 8900
FEES 1500
DHC 300
TOTAL 16,040
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL
The NOI teamTYPED IN GMAIL
29 Sep, 21:28 · 15d ago
29 Sep, 21:28 · 15d ago
Team,
PFA challan for your reference..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 21:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 21:20, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
PFA Sanction letter.
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 29-09-2026 04:21 pm
To: Abhijeet Anil Kale (abhijeet.kale@phfl.com)
Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), nasik.branch (nasik.branch@pnbhousing.com)
Subject: Re: Process 0.3 & 0.5 Challan in case of HOU/NSK/0826/5195847 Applicant Name : AMOL BABASAHEB ARNE
Exercise Secured by Check Point
Dear Team,
Kindly share proper sanction letter with security address for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 15:29, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:
Dear Team, Kindly process 0.3 & 0.5 Challan in below case
Customer Name AMOL BABASAHEB ARNE
Lan No HOU/NSK/0826/5195847
Loan Amount 1780000
LOAN AMOUNT 1780000
0.30% 5340
0.50% 8900
FEES 1500
DHC 300
TOTAL 16,040
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942
🤖 read: challan shared ✓ — “PFA challan for your reference..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260928-WA0014(1).jpg | filed | 16d ago |
| Aadhaar card | IMG-20260806-WA0044(1).jpg | filed | 16d ago |
| Aadhaar card | IMG-20260806-WA0042(1).jpg | filed | 16d ago |
| PAN card | IMG-20260806-WA0046(1).jpg | filed | 16d ago |
| Selfie / photo | IMG-20260928-WA0020.jpg | CANNOT BE READ — clear copy asked | 16d ago |
| Sanction letter | amol arne sanction letter.pdf | filed | 16d ago |
| Other | image001.jpg | filed | 16d ago |
| Sanction letter | ARNE SANCTION.pdf | filed | 15d ago |
| Other | image002.jpg | filed | 15d ago |
| Paid challan (GRAS) | AMOL BABASAHEB ARNE EchallanMH011106973202627E.pdf | filed | 15d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹19,840.98
₹19,840.98
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹16,040 660065346905
₹16,040 660065346905
Paid at
21 Sep 18:55:14
21 Sep 18:55:14
Verified on
29 Sep 15:29:46
29 Sep 15:29:46
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹6,760 | ₹11,260 | ₹320 | ₹1,500 | ₹19,840 |
By law ₹19,820. We ask ₹19,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
29 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Area, Title deed no / year / SRO, Floor (person 1)
16 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 15d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
ARNE SANCTION.pdf
as printed
ROW HOUSE NO A-17, BHANDURE PARK A, GAT NO 468/C/1/C/2/C/3, SATPUR, SHIV HOSPITAL, NASHIK, VINAYAK SANKUL ROAD, NASHIK, MAHARASHTRA, INDIA, 422007
ROW HOUSE NO A-17, BHANDURE PARK A, GAT NO 468/C/1/C/2/C/3, SATPUR, SHIV HOSPITAL, NASHIK, VINAYAK SANKUL ROAD, NASHIK, MAHARASHTRA, INDIA, 422007
PIN
422007
422007
THE CHALLAN, as it will be typed
Flat/Survey Number
ROW HOUSE NO A-17 BHANDURE PARK A GAT NO 468/C/1/C/2/C/3 SATPUR SHIV HOSPITAL NASHIK
ROW HOUSE NO A-17 BHANDURE PARK A GAT NO 468/C/1/C/2/C/3 SATPUR SHIV HOSPITAL NASHIK
Locality/Road
VINAYAK SANKUL ROAD MAHARASHTRA
VINAYAK SANKUL ROAD MAHARASHTRA
Area/City
NASHIK
check or correct a box, the papers beside it →NASHIK
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | AMOL BABASAHEB ARNE | AKBPA3235G | …4653 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | abhijeet.kale@phfl.com | 16d ago |
| acknowledgement | abhijeet.kale@phfl.com | 16d ago |
| questions for the branch — what the papers leave open | abhijeet.kale@phfl.com | 16d ago |
| questions for the branch — what the papers leave open | piyush.aher@phfl.com | 15d ago |
| Index II chase | piyush.aher@phfl.com | 15d ago |
| Index II chase | piyush.aher@phfl.com | 12d ago |
| Index II chase | piyush.aher@phfl.com | 9d ago |
| Index II chase | piyush.aher@phfl.com | 5d ago |
| Index II chase | piyush.aher@phfl.com | 2d ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20260928-WA0014(1).jpg needs your check
utr
660065346905
660065346905
date
2026-09-28
2026-09-28
time
14:32
14:32
amount
16040
16040
method
PhonePe
PhonePe
payee upi
169705262080@hdfcbank
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '660065346905', 'date': '2026-09-28', 'time': '14:32', 'amount': 16040, 'method': 'PhonePe', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}Selfie / photo IMG-20260928-WA0020.jpg needs your check
kind
photo_of_printed_photo
photo_of_printed_photo
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
this is a photograph of a passport-size print, not a live selfie
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}PAN card IMG-20260806-WA0046(1).jpg needs your check
dob
1987-11-13
1987-11-13
pan
AKBPA3235G
AKBPA3235G
name
AMOL BABASAHEB ARNE
AMOL BABASAHEB ARNE
legible
True
True
father name
BABASAHEB GANGADHAR ARNE
BABASAHEB GANGADHAR ARNE
raw reading (for Abhijit)
{'dob': '1987-11-13', 'pan': 'AKBPA3235G', 'name': 'AMOL BABASAHEB ARNE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BABASAHEB GANGADHAR ARNE', 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card IMG-20260806-WA0042(1).jpg needs your check
dob
1987-11-13
1987-11-13
name
Amol Babasaheb Arne
Amol Babasaheb Arne
legible
True
True
aadhaar last4
4653
4653
raw reading (for Abhijit)
{'dob': '1987-11-13', 'pan': None, 'name': 'Amol Babasaheb Arne', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': '4653', 'quality_issue': None}Aadhaar card IMG-20260806-WA0044(1).jpg needs your check
address
pin: 422007; area: Survey No.468 B/O, Satpur; flat: House No.1; state: Maharashtra; building: Vinayak Sankul; district: Nashik; post_office: Industrial Estate; Village: Nashik
pin: 422007; area: Survey No.468 B/O, Satpur; flat: House No.1; state: Maharashtra; building: Vinayak Sankul; district: Nashik; post_office: Industrial Estate; Village: Nashik
legible
True
True
aadhaar last4
4653
4653
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': None, 'mobile': None, 'address': {'pin': '422007', 'area': 'Survey No.468 B/O, Satpur', 'flat': 'House No.1', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Vinayak Sankul', 'district': 'Nashik', 'post_office': 'Industrial Estate', 'village_city': 'Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '4653', 'quality_issue': None}Sanction letter amol arne sanction letter.pdf needs your check
lan
HOU/NSK/0826/5195847
HOU/NSK/0826/5195847
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'AMOL BABASAHEB ARNE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAVITA AMOL ARANE', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'AMOL BABASAHEB ARNE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAVITA AMOL ARANE', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1.0
1.0
loan amount
2250000.0
2250000.0
final amount
2250000.0
2250000.0
interest rate
8.5
8.5
sanction date
11-08-2026
11-08-2026
applicant email
amolarne0@gmail.com
amolarne0@gmail.com
applicant names
AMOL BABASAHEB ARNE, SAVITA AMOL ARANE
AMOL BABASAHEB ARNE, SAVITA AMOL ARANE
printed altered
False
False
applicant mobile
9822783635
9822783635
balance transfer
False
False
property address
insurance premium
0.0
0.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
False
False
total with insurance
2250000.0
2250000.0
applicant address verbatim
ROW HOUSE NO 5, VINAYAK SANKUL, GAT NO 468, NASHIK, Nashik, MAHARASHTRA, 422007, India
ROW HOUSE NO 5, VINAYAK SANKUL, GAT NO 468, NASHIK, Nashik, MAHARASHTRA, 422007, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0826/5195847', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'AMOL BABASAHEB ARNE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAVITA AMOL ARANE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2250000.0, 'final_amount': 2250000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '11-08-2026', 'letter_version': None, 'applicant_email': 'amolarne0@gmail.com', 'applicant_names': ['AMOL BABASAHEB ARNE', 'SAVITA AMOL ARANE'], 'printed_altered': False, 'applicant_mobile': '9822783635', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': 0.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 2250000.0, 'security_address_verbatim': None, 'applicant_address_verbatim': 'ROW HOUSE NO 5, VINAYAK SANKUL, GAT NO 468, NASHIK, Nashik, MAHARASHTRA, 422007, India'}Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Sanction letter amol arne sanction letter.pdf needs your check
found
False
False
paper for
loan_ref: HOU/NSK/0826/5195847; customer_name: AMOL BABASAHEB ARNE
loan_ref: HOU/NSK/0826/5195847; customer_name: AMOL BABASAHEB ARNE
confidence
1.0
1.0
property address
raw reading (for Abhijit)
{'found': False, 'found_in': None, 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NSK/0826/5195847', 'report_id': None, 'customer_name': 'AMOL BABASAHEB ARNE'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'security_address_verbatim': None}Sanction letter ARNE SANCTION.pdf needs your check
lan
HOU/NSK/0826/5195847
HOU/NSK/0826/5195847
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'AMOL BABASAHEB ARNE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAVITA AMOL ARANE', 'role': 'co_applicant', 'label': 'Applicant'}
{'name': 'AMOL BABASAHEB ARNE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAVITA AMOL ARANE', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
Housing Loan
confidence
1.0
1.0
loan amount
1728000.0
1728000.0
final amount
1780000.0
1780000.0
interest rate
8.5
8.5
sanction date
21-Aug-2026
21-Aug-2026
letter version
4
4
applicant email
amolarne0@gmail.com
amolarne0@gmail.com
applicant names
AMOL BABASAHEB ARNE, SAVITA AMOL ARANE
AMOL BABASAHEB ARNE, SAVITA AMOL ARANE
printed altered
False
False
applicant mobile
9822783635
9822783635
balance transfer
False
False
property address
pin: 422007; road: Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road; state: MAHARASHTRA; Flat no: A-17; district: NASHIK; landmark: Shiv Hospital; Address: Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/
pin: 422007; road: Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road; state: MAHARASHTRA; Flat no: A-17; district: NASHIK; landmark: Shiv Hospital; Address: Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/
insurance premium
52000.0
52000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1780000.0
1780000.0
security address verbatim
Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/3, Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road, Nashik, MAHARASHTRA, India, 422007
Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/3, Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road, Nashik, MAHARASHTRA, India, 422007
applicant address verbatim
ROW HOUSE NO 5, VINAYAK SANKUL, GAT NO 468, NASHIK, Nashik, MAHARASHTRA, 422007, India
ROW HOUSE NO 5, VINAYAK SANKUL, GAT NO 468, NASHIK, Nashik, MAHARASHTRA, 422007, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0826/5195847', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'AMOL BABASAHEB ARNE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SAVITA AMOL ARANE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1728000.0, 'final_amount': 1780000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '21-Aug-2026', 'letter_version': '4', 'applicant_email': 'amolarne0@gmail.com', 'applicant_names': ['AMOL BABASAHEB ARNE', 'SAVITA AMOL ARANE'], 'printed_altered': False, 'applicant_mobile': '9822783635', 'balance_transfer': False, 'property_address': {'pin': '422007', 'road': 'Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'A-17', 'district': 'NASHIK', 'floor_no': None, 'landmark': 'Shiv Hospital', 'full_address': 'Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/3, Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road, Nashik, MAHARASHTRA, India, 422007', 'village_city': 'Nashik', 'building_name': 'Bhandure Park A, Vinayak Sankul Road', 'survey_or_cts_no': 'Gat No 468/C/1/C/2/C/3'}, 'insurance_premium': 52000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1780000.0, 'security_address_verbatim': 'Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/3, Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road, Nashik, MAHARASHTRA, India, 422007', 'applicant_address_verbatim': 'ROW HOUSE NO 5, VINAYAK SANKUL, GAT NO 468, NASHIK, Nashik, MAHARASHTRA, 422007, India'}Other image002.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Sanction letter amol arne sanction letter.pdf needs your check
found
False
False
paper for
loan_ref: HOU/NSK/0826/5195847; customer_name: AMOL BABASAHEB ARNE
loan_ref: HOU/NSK/0826/5195847; customer_name: AMOL BABASAHEB ARNE
confidence
1.0
1.0
property address
raw reading (for Abhijit)
{'found': False, 'found_in': None, 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NSK/0826/5195847', 'report_id': None, 'customer_name': 'AMOL BABASAHEB ARNE'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'security_address_verbatim': None}Sanction letter ARNE SANCTION.pdf needs your check
found
True
True
found in
10. Security row of Sanction Letter
10. Security row of Sanction Letter
paper for
loan_ref: HOU/NSK/0826/5195847; customer_name: AMOL BABASAHEB ARNE
loan_ref: HOU/NSK/0826/5195847; customer_name: AMOL BABASAHEB ARNE
confidence
1.0
1.0
property address
pin: 422007; road: Vinayak Sankul Road; state: MAHARASHTRA; taluka: Nashik; Flat no: Row House No A-17; district: Nashik; landmark: Shiv Hospital; Address: Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/3,
pin: 422007; road: Vinayak Sankul Road; state: MAHARASHTRA; taluka: Nashik; Flat no: Row House No A-17; district: Nashik; landmark: Shiv Hospital; Address: Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/3,
security address verbatim
Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/3, Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road, Nashik, MAHARASHTRA, India, 422007
Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/3, Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road, Nashik, MAHARASHTRA, India, 422007
raw reading (for Abhijit)
{'found': True, 'found_in': '10. Security row of Sanction Letter', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NSK/0826/5195847', 'report_id': None, 'customer_name': 'AMOL BABASAHEB ARNE'}, 'pin_other': None, 'confidence': 1.0, 'address_lines': None, 'property_address': {'pin': '422007', 'road': 'Vinayak Sankul Road', 'state': 'MAHARASHTRA', 'taluka': 'Nashik', 'flat_no': 'Row House No A-17', 'district': 'Nashik', 'floor_no': None, 'landmark': 'Shiv Hospital', 'full_address': 'Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/3, Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road, Nashik, MAHARASHTRA, India, 422007', 'village_city': 'Satpur', 'building_name': 'Bhandure Park A', 'survey_or_cts_no': 'Gat No 468/C/1/C/2/C/3'}, 'security_address_verbatim': 'Row House No A-17, Bhandure Park A, Gat No 468/C/1/C/2/C/3, Satpur, Shiv Hospital, Nashik, Vinayak Sankul Road, Nashik, MAHARASHTRA, India, 422007'}Paid challan (GRAS) AMOL BABASAHEB ARNE EchallanMH011106973202627E.pdf needs your check
grn
MH011106973202627E
MH011106973202627E
pin
422007
422007
total
14260.0
14260.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026093000166
03006172026093000166
district
NASHIK
NASHIK
area city
NASHIK
NASHIK
payer pan
AKBXXXXXXG
AKBXXXXXXG
flat block
ROW HOUSE NO A-17 BHANDURE PARK A GAT NO 468/C/1/C/2/C/3
ROW HOUSE NO A-17 BHANDURE PARK A GAT NO 468/C/1/C/2/C/3
payer name
AMOL BABASAHEB ARNE
AMOL BABASAHEB ARNE
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1780000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1780000
scheme rows
{'amount': 5350.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8910.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 5350.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8910.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3635
XXXXXX3635
payment date
29/09/2026-21:27:29
29/09/2026-21:27:29
road locality
SATPUR SHIV HOSPITAL VINAYAK SANKUL ROAD NASHIK
SATPUR SHIV HOSPITAL VINAYAK SANKUL ROAD NASHIK
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1780000
1780000
raw reading (for Abhijit)
{'grn': 'MH011106973202627E', 'pin': '422007', 'total': 14260.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000166', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'AKBXXXXXXG', 'flat_block': 'ROW HOUSE NO A-17 BHANDURE PARK A GAT NO 468/C/1/C/2/C/3', 'payer_name': 'AMOL BABASAHEB ARNE', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1780000', 'scheme_rows': [{'amount': 5350.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8910.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3635', 'payment_date': '29/09/2026-21:27:29', 'road_locality': 'SATPUR SHIV HOSPITAL VINAYAK SANKUL ROAD NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1780000'}Technical record (for Abhijit — safe to ignore)
| 41m ago | EzDocs | reader_efiling_verdict | {'fp': 'da5ba99475f88c49', 'asked': True, 'findings': [{'do': 'Ask branch for MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is a required field and is missing.', 'page': 'Start page', 'leve |
| 4h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 29 Sep, 21:21 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 2d ago | EzDocs | email_shadowed:index2_chase | {'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5195847) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In |
| 2d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 5d ago | EzDocs | email_shadowed:index2_chase | {'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5195847) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In |
| 5d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 9d ago | EzDocs | email_shadowed:index2_chase | {'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5195847) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In |
| 9d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 12d ago | EzDocs | email_shadowed:index2_chase | {'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5195847) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In |
| 12d ago | EzDocs | draft_withdrawn | {'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']} |
| 12d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 14d ago | EzDocs | draft_withdrawn | {'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']} |
| 15d ago | EzDocs | email_shadowed:index2_chase | {'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: HOU/NSK/0826/5195847) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - In |
| 15d ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 5350/8910 — the case works out Rs.6760', 'registration fee on the challan is 5350 |
| 15d ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '3820eaa0-1205-4bab-b5d1-26b1576b2c24'} |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 15d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team typed 1780000 — the branch's m |
| 15d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, 'trigger': 'quick sweep'} |
| 15d ago | EzDocs | desk_documents_backfill | {'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: |
| 15d ago | EzDocs | filing_waits_on_title_doc | {'was': 'VENDOR', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the |
| 15d ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.14260 but this case's figures say Rs.18020 (0.3% Rs.6760 + 0.5% Rs.11260) — the challan was paid on a loan of Rs.178 |
| 15d ago | EzDocs | challan_figures_differ | {'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan' |
| 15d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'AMOL BABASAHEB ARNE |
| 15d ago | EzDocs | challan_mismatch | {'file': 'AMOL BABASAHEB ARNE EchallanMH011106973202627E.pdf', 'problems': ['stamp duty on the challan is 5350/8910 — the case works out Rs.6760', 'registration fee on the challan is 5350/8910 — the case works out Rs.112 |
| 15d ago | EzDocs | challan_extracted | {'grn': 'MH011106973202627E', 'file': 'AMOL BABASAHEB ARNE EchallanMH011106973202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 14260.0} |
| 15d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '359134', 'lessons': [{'box': 'Stamp duty', 'words': 'Stamp duty: the team typ |
| 15d ago | EzDocs | document_reread | {'now': ['sanction_letter'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'ARNE SANCTION.pdf', 'doc_id': 'b24f7c1b-cca6-4a91-b9a7-70 |
| 15d ago | EzDocs | property_replaced_from_report | {'why': "this bank's rule puts the letter above the source the property had come from — the unverified boxes are re-read from the letter; a person verifies box by box before anything files", 'file': 'ARNE SANCTION.pdf', |
| 15d ago | EzDocs | reading_error456 | {'box': 'Consideration', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'ARNE SANCTION.pdf', 'ours': '2250000', 'doc_id': 'b24f7 |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 4, 'summary': |
Case diary the case’s history — what happened, newest day first
Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹19,852 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Payment SHORT by ₹3,800.98 (₹16,040 of ₹19,840.98). Challan on file does not agree with the case. Open it before paying or sharing. Bank under-collected — money at risk — see Facts. Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct2 things
EzDocs checked the e-filing boxes against the papers
An old draft withdrew itself — its asks were already answered
13 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02847 | HOU/NSK/0826/5195847
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02847 | HOU/NSK/0826/5195847
An old draft withdrew itself — its asks were already answered
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02847 | HOU/NSK/0826/5195847
An old draft withdrew itself — its asks were already answered
3 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02847 | HOU/NSK/0826/5195847
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02847 | HOU/NSK/0826/5195847
29 Sep48 things — 10 documents received · 6 letters written · 3 money steps · 4 cautions · 25 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 36 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
AMOL BABASAHEB ARNE EchallanMH011106973202627E.pdf
A file was read again from the start — everything inside it now counts
Property re-read from this bank's ruling source (ICICI: the technical report)
A paper was read again — the team's value showed the first reading was wrong
EzDocs read the whole trail as one conversation — where the case stands is on the page
DARBAR pressed Proceed on the challan — what was changed is kept
This file shows no schedule of the property
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re[2]: Process 0.3 & 0.5 Challan in case of HOU/NSK/0826/5195847 Applicant Name : AMOL BABASAHEB ARNE
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
The loan amount was worked out from the papers
Property address read from the sanction letter
Received: other
image002.jpg
Received: Sanction letter
ARNE SANCTION.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process 0.3 & 0.5 Challan in case of HOU/NSK/0826/5195847 Applicant Name : AMOL BABASAHEB ARNE
EzDocs read the whole file
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
This file shows no schedule of the property
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Process 0.3 & 0.5 Challan in case of HOU/NSK/0826/5195847 Applicant Name : AMOL BABASAHEB ARNE
Wrote the fee quote mail — held, silent mode
Process 0.3 & 0.5 Challan in case of HOU/NSK/0826/5195847 Applicant Name : AMOL BABASAHEB ARNE
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The branch's own fee working disagrees with the law
The loan amount was worked out from the papers
Received: other
image001.jpg
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Sanction letter
amol arne sanction letter.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Payment proof arrived before the case was quoted — held
Received: Selfie — not usable
IMG-20260928-WA0020.jpg — this is a photograph of a passport-size print, not a live selfie
Received: PAN card
IMG-20260806-WA0046(1).jpg
Received: Aadhaar
IMG-20260806-WA0042(1).jpg
Received: Aadhaar
IMG-20260806-WA0044(1).jpg
Received: Payment screenshot
IMG-20260928-WA0014(1).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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