Cases / NOI-2026-02802
Rutik Sanjay Jagtap
LAN HOU/NSK/0926/5224393
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 1All documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
6 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (4)A label is wrong? Fix it under All documents.
For you to check
- Same UTR also on case NOI-2026-02783 — one transfer cannot pay two cases.
MoneyAll of it is in
₹21,840.82CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹21,800 receivedthe figure the branch wrote
Stamp duty 0.3%7,510
Registration fee 0.5%12,510
Government handling320
Our service fee1,500.82
Total we ask for21,840.82
the branch’s receipt claims ₹21,800 132201643369
paid 30 Sep 17:18:21 · verified 30 Sep 17:18:22 · 2 s later
How we know
Our own bank told us — 30 Sep 17:18
₹21,800 · UTR 781594719539 · from JM-HDFCBN-S
“Successful! You have received Rs. 21800.00 via HDFC Bank SmartHub Vyapar from Mr Rohit N. RRN-781594719539, Check: https://1.hdfc.bank.in/HDFCBK/s/9qK4bgkV”
Matched by: equals the figure the branch wrote in its own mail · BUT the screenshot on this case shows another time / transaction id than this credit — an earlier try, or another payment: open the case, compare the screenshot with this SMS, then press Yes or release it
Paid the bank's own ₹21,800. ₹40.82 under our ask = our margin. Accepted as full.
By law ₹21,820. We ask ₹21,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹21,800 — accept as full (₹40.82 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 29 Sep 09:42
Index II —not yet
the NOI team 16 d 3 hthe branch 1 d 7 htotal 17 d 10 h so far
Now with the NOI team — e-filing on IGR
since 30 Sep 17:18 — 16 d 3 h of working time
Day by day — every step and who held it
29 Sep 09:42Your branch's mail
29 Sep 09:42Challan madeat once
29 Sep 09:45Fee quoted+3 min · the NOI team
29 Sep 09:45Papers readat once
29 Sep 09:45Property readat once
30 Sep 17:18Payment landed+1 d 7 h · the branch
30 Sep 17:18Payment verifiedat once
Case facts
Bank
PNB_HFL
Loan amount
₹25,00,000
Loan account no.
HOU/NSK/0926/5224393
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
Area is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.
See the boxes — read from the sanction letter
District
Nashik
Taluka
Ambad Khurd
Village
Nashik
Number type
SURVEY
Number
299/3/1
Building
Shivalik Shivanta Apartment
Floor
7th Floor
Flat / shop no
704
Area
(empty)
Hadd
Ambad Khurd
Read from the sanction letter, not the Index II. Sanction letter (76).pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• DO NOT SAVE — Missing Title Deed: our file says no title deed / Index II copy of the purchase is attached. The registered Index II or Sale Deed of the purchase is missing. Without it, we cannot verify the property's exact carpet area, limits clause, and ownership structure for the e-filing. Ask the branch to share the Index II or Sale Deed of the property.
• DO NOT SAVE — Missing MOTD: our file says no MOTD is attached. The Memorandum of Deposit of Title Deeds is missing. Without this document, the date of mortgage cannot be verified, which is required to complete the e-filing. Ask the branch to share the MOTD copy to verify the mortgage date.
• Mortgagor pages: SANJAY KAILAS JAGTAP is named on the sanction letter (Sanction letter (76).pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• changed — RUTIK SANJAY JAGTAP's PAN: the case's row held AILPJ3121C; filled BYTPJ5607A — EzDocs (reading the whole file) takes RUTIK SANJAY JAGTAP's own card (DocScanner Sep 28, 2026 19-37.pdf), printing BYTPJ5607A; the case's row held AILPJ3121C
• person 3's mobile: the case's 9881835677 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKMissing Title Deed
| Our file | no title deed / Index II copy of the purchase is attached |
Why it matters: Not a question for the bank: one paper only — nothing to set against it.
What to do: Nothing to ask the bank — look once if you like.
CHECKMissing MOTD
| Our file | no MOTD is attached |
Why it matters: Not a question for the bank: one paper only — nothing to set against it.
What to do: Nothing to ask the bank — look once if you like.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The team has received the documents and payment, and has created and shared the challan. The team is waiting for the branch to send the Index II copy for NOI filing.
the history says the next move is with the branch — the Index II
✓ loan papers sent — done, mail 1 (2026-09-29) “Dear Team, Kindly process 0.3 & 0.5 Challan in below case”
✓ fee paid — the branch's words — done, mail 2 (2026-09-29) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-29) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-29) “PFA challan for your reference.”
? Index II asked for — asked, mail 2 (2026-09-29) “For NOI filing, We need an index 2 copy.”
read over 3 mail(s), last mail 2026-09-29 · read 17d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011045790202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Re: Process 0.3 & 0.5 Challan in case of RUTIK SANJAY JAGTAP "HOU/NSK/0926/5224393 "
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
abhijeet.kale@phfl.com phfl.com
29 Sep, 09:42 · 17d ago THE FIRST MAIL — how this case began
29 Sep, 09:42 · 17d ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of RUTIK SANJAY JAGTAP "HOU/NSK/0926/5224393 "
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case
Customer nameRUTIK SANJAY JAGTAP
Loan account (LAN)HOU/NSK/0926/5224393
Loan amount₹25,00,000
Stamp duty 0.30%₹7,500
Registration fee 0.50%₹12,500
DHC₹300
Service / vendor fees₹1,500
Total₹21,800
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II CopyOTC.
Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942
🤖 read: documents attached
OL
The NOI teamTYPED IN GMAIL
29 Sep, 11:35 · 17d ago
29 Sep, 11:35 · 17d ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 09:45, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:
Dear Team, Kindly process 0.3 & 0.5 Challan in below case
Customer Name RUTIK SANJAY JAGTAP
Lan No HOU/NSK/0926/5224393
Loan Amount 2500000
LOAN AMOUNT 2500000
0.30% 7500
0.50% 12500
FEES 1500
DHC 300
TOTAL 21,800
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
29 Sep, 12:27 · 17d ago
29 Sep, 12:27 · 17d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 29 Sept 2026 at 11:35, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 29 Sept 2026 at 09:45, Abhijeet Anil Kale < abhijeet.kale@phfl.com > wrote:
Dear Team, Kindly process 0.3 & 0.5 Challan in below case
Customer Name RUTIK SANJAY JAGTAP
Lan No HOU/NSK/0926/5224393
Loan Amount 2500000
LOAN AMOUNT 2500000
0.30% 7500
0.50% 12500
FEES 1500
DHC 300
TOTAL 21,800
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC.
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
Abhijeet Anil Kale
Branch Operation Executive
Nashik Branch
Mobile - 7798119942
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | Sanction letter (76).pdf | filed | 17d ago |
| Other | image001.jpg | filed | 17d ago |
| Aadhaar card+ Payment screenshot inside+ PAN card inside+ Selfie / photo inside | DocScanner Sep 28, 2026 19-37.pdf | filed | 17d ago |
| Paid challan (GRAS) | RUTIK SANJAY JAGTAP EchallanMH011045790202627E.pdf | filed | 17d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹21,840.82
₹21,840.82
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹21,800 132201643369
₹21,800 132201643369
Paid at
30 Sep 17:18:21
30 Sep 17:18:21
Verified on
30 Sep 17:18:23
30 Sep 17:18:23
utr_reused:132201643369:also_on:NOI-2026-02783
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,510 | ₹12,510 | ₹320 | ₹1,500 | ₹21,840 |
By law ₹21,820. We ask ₹21,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
40 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Title deed no / year / SRO, E-mail (person 1), Floor (person 1), Floor (person 2)
18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (17d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Sanction letter (76).pdf
as printed
FLAT NO 704, 7TH FLOOR, G WING, SHIVALIK SHIVANTA APARTMENT, S NO 299/3/1 PLOT NO 1, GAJPUSHPA COLONY, EKDANT NAGAR, AMBAD KHURD, BESIDE SHIV ROW HOUSES, OPP ARCHIT RESIDENCY, NASHIK, AMBAD – KAMATWADE LINK ROAD, NASHIK, MAHARASHTRA, INDIA, 422010
FLAT NO 704, 7TH FLOOR, G WING, SHIVALIK SHIVANTA APARTMENT, S NO 299/3/1 PLOT NO 1, GAJPUSHPA COLONY, EKDANT NAGAR, AMBAD KHURD, BESIDE SHIV ROW HOUSES, OPP ARCHIT RESIDENCY, NASHIK, AMBAD – KAMATWADE LINK ROAD, NASHIK, MAHARASHTRA, INDIA, 422010
PIN
422010
422010
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 704 7TH FLOOR G WING SHIVALIK SHIVANTA APARTMENT S NO 299/3/1 PLOT NO 1
FLAT NO 704 7TH FLOOR G WING SHIVALIK SHIVANTA APARTMENT S NO 299/3/1 PLOT NO 1
Locality/Road
GAJPUSHPA COLONY EKDANT NAGAR AMBAD KHURD BESIDE SHIV ROW HOUSES AMBAD KAMATWADE LINK ROAD
GAJPUSHPA COLONY EKDANT NAGAR AMBAD KHURD BESIDE SHIV ROW HOUSES AMBAD KAMATWADE LINK ROAD
Area/City
NASHIK
check or correct a box, the papers beside it →NASHIK
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | RUTIK SANJAY JAGTAP | AILPJ3121C | …6583 |
| mortgagor | RUTIK SANJAY JAGTAP | BYTPJ5607A | …1716 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| documents acknowledged | abhijeet.kale@phfl.com | 17d ago |
| Index II chase | abhijeet.kale@phfl.com | 1d ago |
What EzDocs read from each document — check anything marked in red
Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Sanction letter Sanction letter (76).pdf needs your check
lan
HOU/NSK/0926/5224393
HOU/NSK/0926/5224393
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'RUTIK SANJAY JAGTAP', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANJAY KAILAS JAGTAP', 'role': 'applicant', 'label': 'Applicant'}
{'name': 'RUTIK SANJAY JAGTAP', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANJAY KAILAS JAGTAP', 'role': 'applicant', 'label': 'Applicant'}
confidence
1
1
loan amount
2400000
2400000
final amount
2500000
2500000
interest rate
8.4
8.4
sanction date
21-Sep-2026
21-Sep-2026
letter version
4
4
applicant email
rutiksjagtap@gmail.com
rutiksjagtap@gmail.com
applicant names
RUTIK SANJAY JAGTAP, SANJAY KAILAS JAGTAP
RUTIK SANJAY JAGTAP, SANJAY KAILAS JAGTAP
printed altered
False
False
applicant mobile
7020181329
7020181329
balance transfer
False
False
property address
pin: 422010; road: Ambad – Kamatwade Link Road; state: MAHARASHTRA; Flat no: 704; district: Nashik; Floor: 7th Floor; landmark: Beside Shiv Row Houses, Opp Archit Residency; Address: Flat No 704, 7th Floor, G Win
pin: 422010; road: Ambad – Kamatwade Link Road; state: MAHARASHTRA; Flat no: 704; district: Nashik; Floor: 7th Floor; landmark: Beside Shiv Row Houses, Opp Archit Residency; Address: Flat No 704, 7th Floor, G Win
insurance premium
100000
100000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
2500000
2500000
security address verbatim
Flat No 704, 7th Floor, G Wing, Shivalik Shivanta Apartment, S No 299/3/1 Plot No 1, Gajpushpa Colony, Ekdant Nagar, Ambad Khurd, Beside Shiv Row Houses, Opp Archit Residency, Nashik, Ambad – Kamatwade Link Road, Nashik,
Flat No 704, 7th Floor, G Wing, Shivalik Shivanta Apartment, S No 299/3/1 Plot No 1, Gajpushpa Colony, Ekdant Nagar, Ambad Khurd, Beside Shiv Row Houses, Opp Archit Residency, Nashik, Ambad – Kamatwade Link Road, Nashik,
applicant address verbatim
N-41 V A 2/11/16, GURUDATTA CHOWK SWATA NAGAR, TRIMURTI CHOWK, DATTA SAI DEPARTMENTAL STORES, Nashik, MAHARASHTRA, 422008, India
N-41 V A 2/11/16, GURUDATTA CHOWK SWATA NAGAR, TRIMURTI CHOWK, DATTA SAI DEPARTMENTAL STORES, Nashik, MAHARASHTRA, 422008, India
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0926/5224393', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'RUTIK SANJAY JAGTAP', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SANJAY KAILAS JAGTAP', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 2400000, 'final_amount': 2500000, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '21-Sep-2026', 'letter_version': '4', 'applicant_email': 'rutiksjagtap@gmail.com', 'applicant_names': ['RUTIK SANJAY JAGTAP', 'SANJAY KAILAS JAGTAP'], 'printed_altered': False, 'applicant_mobile': '7020181329', 'balance_transfer': False, 'property_address': {'pin': '422010', 'road': 'Ambad – Kamatwade Link Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '704', 'district': 'Nashik', 'floor_no': '7th Floor', 'landmark': 'Beside Shiv Row Houses, Opp Archit Residency', 'full_address': 'Flat No 704, 7th Floor, G Wing, Shivalik Shivanta Apartment, S No 299/3/1 Plot No 1, Gajpushpa Colony, Ekdant Nagar, Ambad Khurd, Beside Shiv Row Houses, Opp Archit Residency, Nashik, Ambad – Kamatwade Link Road, Nashik, MAHARASHTRA, India, 422010', 'village_city': 'Nashik', 'building_name': 'Shivalik Shivanta Apartment', 'survey_or_cts_no': 'S No 299/3/1 Plot No 1'}, 'insurance_premium': 100000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2500000, 'security_address_verbatim': 'Flat No 704, 7th Floor, G Wing, Shivalik Shivanta Apartment, S No 299/3/1 Plot No 1, Gajpushpa Colony, Ekdant Nagar, Ambad Khurd, Beside Shiv Row Houses, Opp Archit Residency, Nashik, Ambad – Kamatwade Link Road, Nashik, MAHARASHTRA, India, 422010', 'applicant_address_verbatim': 'N-41 V A 2/11/16, GURUDATTA CHOWK SWATA NAGAR, TRIMURTI CHOWK, DATTA SAI DEPARTMENTAL STORES, Nashik, MAHARASHTRA, 422008, India'}Aadhaar card DocScanner Sep 28, 2026 19-37.pdf needs your check
dob
1977-05-28
1977-05-28
name
Sanjay Kailas Jagtap
Sanjay Kailas Jagtap
mobile
9881835677
9881835677
address
pin: 422009; area: Behind Ashapuri Kirana Cidco Nashik; flat: N-41 VA 2/11/16; road: Gurudatta Chowk, SavtaNagar; state: Maharashtra; Village: Cidco Colony Nashik
pin: 422009; area: Behind Ashapuri Kirana Cidco Nashik; flat: N-41 VA 2/11/16; road: Gurudatta Chowk, SavtaNagar; state: Maharashtra; Village: Cidco Colony Nashik
legible
True
True
aadhaar last4
6583
6583
raw reading (for Abhijit)
{'dob': '1977-05-28', 'pan': None, 'name': 'Sanjay Kailas Jagtap', 'mobile': '9881835677', 'address': {'pin': '422009', 'area': 'Behind Ashapuri Kirana Cidco Nashik', 'flat': 'N-41 VA 2/11/16', 'road': 'Gurudatta Chowk, SavtaNagar', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': None, 'post_office': None, 'village_city': 'Cidco Colony Nashik'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6583', 'quality_issue': None}Aadhaar card DocScanner Sep 28, 2026 19-37.pdf needs your check
dob
1977-05-28
1977-05-28
pan
AILPJ3121C
AILPJ3121C
legible
True
True
raw reading (for Abhijit)
{'dob': '1977-05-28', 'pan': 'AILPJ3121C', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card DocScanner Sep 28, 2026 19-37.pdf needs your check
payments inside
payments: [{'utr': '132201643369', 'date': '2026-09-28', 'page': 1, 'time': '19:37', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21800.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T260928193706364
payments: [{'utr': '132201643369', 'date': '2026-09-28', 'page': 1, 'time': '19:37', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21800.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T260928193706364
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '132201643369', 'date': '2026-09-28', 'page': 1, 'time': '19:37', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 21800.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2609281937063648841781', 'proof_kind': 'success_screen'}]}}Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Paid challan (GRAS) RUTIK SANJAY JAGTAP EchallanMH011045790202627E.pdf needs your check
grn
MH011045790202627E
MH011045790202627E
pin
422010
422010
total
20020.0
20020.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026092900473
03006172026092900473
district
NASHIK
NASHIK
area city
NASHIK
NASHIK
payer pan
BYTXXXXXXA
BYTXXXXXXA
flat block
FLAT NO 704 7TH FLOOR G WING SHIVALIK
FLAT NO 704 7TH FLOOR G WING SHIVALIK
payer name
RUTIK SANJAY JAGTAP
RUTIK SANJAY JAGTAP
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2500000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2500000
scheme rows
{'amount': 7510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 7510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payment date
29/09/2026
29/09/2026
road locality
OPP ARCHIT RESIDENCY EKDANT NAGAR AMBAD KHURD BESIDE SHIV ROW HOUSES AMBAD KAMATWADE LINK ROAD
OPP ARCHIT RESIDENCY EKDANT NAGAR AMBAD KHURD BESIDE SHIV ROW HOUSES AMBAD KAMATWADE LINK ROAD
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
2500000
2500000
raw reading (for Abhijit)
{'grn': 'MH011045790202627E', 'pin': '422010', 'total': 20020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092900473', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'BYTXXXXXXA', 'flat_block': 'FLAT NO 704 7TH FLOOR G WING SHIVALIK', 'payer_name': 'RUTIK SANJAY JAGTAP', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2500000', 'scheme_rows': [{'amount': 7510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 12510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '29/09/2026', 'road_locality': 'OPP ARCHIT RESIDENCY EKDANT NAGAR AMBAD KHURD BESIDE SHIV ROW HOUSES AMBAD KAMATWADE LINK ROAD', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2500000'}Aadhaar card DocScanner Sep 28, 2026 19-37.pdf needs your check
dob
1977-05-28
1977-05-28
pan
AILPJ3121C
AILPJ3121C
name
JAGTAP SANJAY KAILAS
JAGTAP SANJAY KAILAS
page
3
3
legible
True
True
card kind
pan
pan
father name
KAILAS TRIMBAK JAGTAP
KAILAS TRIMBAK JAGTAP
card of many
2
2
raw reading (for Abhijit)
{'dob': '1977-05-28', 'pan': 'AILPJ3121C', 'name': 'JAGTAP SANJAY KAILAS', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'KAILAS TRIMBAK JAGTAP', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card DocScanner Sep 28, 2026 19-37.pdf needs your check
dob
2001-06-03
2001-06-03
name
Rutik Sanjay Jagtap
Rutik Sanjay Jagtap
page
4
4
mobile
7020181329
7020181329
address
pin: 422008; area: Sawatanagar; flat: N 41 VA 2/11/16; road: Gurudatta Chowk; state: Maharashtra; district: Nashik; post_office: Trimurti Chowk; Village: Nashik
pin: 422008; area: Sawatanagar; flat: N 41 VA 2/11/16; road: Gurudatta Chowk; state: Maharashtra; district: Nashik; post_office: Trimurti Chowk; Village: Nashik
legible
True
True
card kind
aadhaar
aadhaar
card of many
3
3
aadhaar last4
1716
1716
raw reading (for Abhijit)
{'dob': '2001-06-03', 'pan': None, 'name': 'Rutik Sanjay Jagtap', 'page': 4, 'mobile': '7020181329', 'address': {'pin': '422008', 'area': 'Sawatanagar', 'flat': 'N 41 VA 2/11/16', 'road': 'Gurudatta Chowk', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Nashik', 'post_office': 'Trimurti Chowk', 'village_city': 'Nashik'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 3, 'aadhaar_last4': '1716', 'quality_issue': None}Aadhaar card DocScanner Sep 28, 2026 19-37.pdf needs your check
dob
2001-06-03
2001-06-03
pan
BYTPJ5607A
BYTPJ5607A
name
RUTIK SANJAY JAGTAP
RUTIK SANJAY JAGTAP
page
5
5
legible
True
True
card kind
pan
pan
father name
SANJAY KAILAS JAGTAP
SANJAY KAILAS JAGTAP
card of many
4
4
raw reading (for Abhijit)
{'dob': '2001-06-03', 'pan': 'BYTPJ5607A', 'name': 'RUTIK SANJAY JAGTAP', 'page': 5, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SANJAY KAILAS JAGTAP', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': 'd75858aa2fe2e428', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.', 'page': 'Start page', |
| 1d ago | EzDocs | email_shadowed:index2_chase | {'to': 'abhijeet.kale@phfl.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process. Kindly treat it urgent — the challan will expire soon.\n\nRegards,\nNOI Coordinator (PNB)\nThinkBigz\nM:-8097244974\n' |
| 1d ago | EzDocs | draft_withdrawn | {'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']} |
| 16d ago | EzDocs | case_reevaluated | {'stage_after': 'CHALLAN_PAID'} |
| 16d ago | EzDocs | payment_verified | {'utr': '781594719539', 'why': "paid ₹21,800, ₹41 under our ask of ₹21,841 — the bank's own written total — the gap to our rounded-up ask is the NOI team's buffer; accepted as full", 'delta': -40.82, 'method': 'bank_own_ |
| 16d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': ['utr_reused:132201643369:also_on:NOI-2026-02783'], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matc |
| 17d ago | EzDocs | challan_found_on_case | {'was': 'EXTRACTION_REVIEW', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'RUTIK SANJAY JAGTAP EchallanMH011045790202627E.pdf', 'kind' |
| 17d ago | EzDocs | cards_read | {'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'DocScanner Sep 28, 2026 19-37.pdf', 'cards': 4, 'doc_id': '3f86db98-8a86-4107-af27-2b3f23bd2fc7', 'applied': 2} |
| 17d ago | EzDocs | identity_conflict | {'doc': 'aadhaar', 'sig': 'RUTIK SANJAY JAGTAP|Sanjay Kailas Jagtap|different', 'why': 'the PAN and the Aadhaar filed under this person name two different people — one of them belongs to somebody else on this case', 'fil |
| 17d ago | EzDocs | id_doc_filed | {'doc': 'pan', 'file': 'DocScanner Sep 28, 2026 19-37.pdf', 'doc_id': '3f86db98-8a86-4107-af27-2b3f23bd2fc7', 'person': 'RUTIK SANJAY JAGTAP', 'party_id': 'b7b7e81c-f118-44ac-a06a-ce3ed071d70e', 'name_on_doc': 'RUTIK SAN |
| 17d ago | EzDocs | party_name_corrected_from_card | {'now': 'RUTIK SANJAY JAGTAP', 'was': 'Sanjay Kailas Jagtap', 'why': "this person's row carried the second of the two names the PAN card prints — the father's — from an earlier reading; the card's holder line is the pers |
| 17d ago | EzDocs | pan_conflict | {'doc': 'pan', 'why': "this file's PAN differs from the one already held for this person — if the file names someone else, it belongs to them", 'file': 'DocScanner Sep 28, 2026 19-37.pdf', 'field': 'pan', 'label': 'PAN', |
| 17d ago | EzDocs | id_doc_filed | {'doc': 'aadhaar', 'file': 'DocScanner Sep 28, 2026 19-37.pdf', 'doc_id': '3f86db98-8a86-4107-af27-2b3f23bd2fc7', 'person': 'RUTIK SANJAY JAGTAP', 'party_id': '8b091f5b-2f2d-4264-ba7a-213a6fc0212c', 'name_on_doc': 'Rutik |
| 17d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '422008', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nashik', 'doc_id': '3f86db98-8a86- |
| 17d ago | EzDocs | quoted_history_checked | {} |
| 17d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BYxxxxxxXA — no paper on the |
| 17d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 17d ago | EzDocs | case_read | {'how': 'uri', 'tag': '7245fea17ab8e209', 'docs': ['Sanction letter (76).pdf', 'DocScanner Sep 28, 2026 19-37.pdf'], 'loan': {'amount': 2500000, 'made_of': [{'what': 'sanctioned loan amount', 'paper': 'Sanction letter', |
| 17d ago | EzDocs | filing_waits_on_title_doc | {'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran |
| 17d ago | EzDocs | challan_found_on_case | {'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'RUTIK SANJAY JAGTAP EchallanMH011045790202627E.pdf', 'kind': 'pa |
| 17d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RUTIK SANJAY JAGTAP |
| 17d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011045790202627E', 'file': 'RUTIK SANJAY JAGTAP EchallanMH011045790202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 17d ago | EzDocs | challan_extracted | {'grn': 'MH011045790202627E', 'file': 'RUTIK SANJAY JAGTAP EchallanMH011045790202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 20020.0} |
| 17d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '339638', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 17d ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 17d ago | copilot | copilot_check_issues | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 2', 'why': "the main paper prints |
| 17d ago | EzDocs | case_read | {'how': 'uri', 'tag': 'ffe3d3276892af90', 'docs': ['Sanction letter (76).pdf', 'DocScanner Sep 28, 2026 19-37.pdf'], 'loan': {'amount': 2500000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction letter', ' |
| 17d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid'], 'mails': 2, 'summary': |
| 17d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 17d ago | EzDocs | hidden_payment_scan | {'file': 'image001.jpg', 'kind': None, 'found': 0, 'doc_id': '9a9579af-d1d5-4b1d-aaec-e9acb435fd66', 'fetched': True} |
Case diary the case’s history — what happened, newest day first
Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹21,800 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Same UTR also on case NOI-2026-02783 — one transfer cannot pay two cases.
Yesterday · 15 Oct3 things
EzDocs checked the e-filing boxes against the papers
Wrote the Index II chase mail — held, silent mode
Re: Process 0.3 & 0.5 Challan in case of RUTIK SANJAY JAGTAP "HOU/NSK/0926/5224393 "
An old draft withdrew itself — its asks were already answered
30 Sep1 thing — 1 step
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
29 Sep29 things — 4 documents received · 3 letters written · 1 money step · 1 caution · 20 steps
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Two documents disagree on a person's details — the card says which file and what it reads
EzDocs took 28 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Two documents disagree on a PAN — needs a person
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
Received: Challan
RUTIK SANJAY JAGTAP EchallanMH011045790202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs found something to check before the form is saved
EzDocs read the whole file
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
EzDocs read the whole file
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02802
No fee quote sent — the branch's own figures were right
The branch's payment screenshot was read
Co-applicant added
The loan amount was worked out from the papers
Property address read from the sanction letter
Received: Aadhaar
DocScanner Sep 28, 2026 19-37.pdf
Received: other
image001.jpg
Received: Sanction letter
Sanction letter (76).pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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