Cases / NOI-2026-03674
Arjun Shunlove chaudhoutk
LAN HOU/ARNG/0926/5233544
Challan paid · waiting on the branch
Waiting for the Index IIAll documentsMails & papers 3Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs5 still to come
7 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad' — open the challan file and check before anything is shared.
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓MOTDopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Payment Screenshot with UTR — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
All files (3)A label is wrong? Fix it under All documents.
For you to check
- Challan on file does not agree with the case. Open it before paying or sharing.
- The work is done — our fee of ₹10,240.64 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹10,240.64CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 of ₹10,240.64 — we only count a credit our bank shows us.
Ask for the exact ₹10,240.64. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%3,160
Registration fee 0.5%5,260
Government handling320
Our service fee1,500.64
Total we ask for10,240.64
By law ₹10,220. We ask ₹10,240 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 17:49
Index II —not yet
the NOI team 1 h 53 mintotal 1 h 53 min so far
Now with the NOI team — e-filing on IGR
since 17:51 — 1 h 52 min of working time
Day by day — every step and who held it
17:49Your branch's mail
17:49Challan madeat once
17:50Papers read+1 min · the NOI team
17:51Property readat once
17:51Fee quotedat once
Case facts
Bank
PNB_HFL
Loan amount
₹10,50,000
Loan account no.
HOU/ARNG/0926/5233544
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• payment NOT verified — office rule: no filing before credit
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 18 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, Number type
• changed — building name: the case held KALYANI SAI VISHWA; filled KALYANI SAI VISHWA J-2 WING — EzDocs (reading the whole file), from MOTD, reads it so
• changed — Survey No / Attribute 1: the case held 138/2; filled 138/2 — MOTD prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all
• check — Applicant name spelling differs: our file says Arjun Shunlove chaudhoutk; MOTD says ARJUN SHANKAR CHAUDHARI
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKApplicant name spelling differs
| Our file | Arjun Shunlove chaudhoutk |
| The MOTD | ARJUN SHANKAR CHAUDHARI |
Why it matters: The file's internal record contains a mistyped name for the applicant, whereas the MOTD and PAN card correctly state ARJUN SHANKAR CHAUDHARI.
What to do: Proceed using the correct name from the PAN card and MOTD.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The branch has requested the challan and NOI for the loan. The team needs to provide these.
the history says the next move is with the NOI team — challan & NOI
the branch last asked: challan & NOI
? loan papers sent — asked, mail 1 (2026-10-16) “PFA & Pls help with challan & NOI for the mentioned case.”
? challan made — asked, mail 1 (2026-10-16) “PFA & Pls help with challan & NOI for the mentioned case.”
read over 1 mail(s), last mail 2026-10-16 · read 1h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012212890202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AK
asmita.kulkarni@pnbhousing.com pnbhousing.com
16 Oct, 17:49 · 1h ago THE FIRST MAIL — how this case began
16 Oct, 17:49 · 1h ago THE FIRST MAIL — how this case began
Challan & NOI for HOU/ARNG/0926/5233544-ARJUN SHANKAR CHAUDHARI
Dear Team,
PFA & Pls help with challan & NOI for the mentioned case.
SRO2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: GAJANAN CHAUDHARI <gajanancha26@gmail.com>
Sent: Friday, October 16, 2026 5:01 PM
To: Omnath Kashinath Rathod <omnath.rathod@phfl.com>; Asmita Kulkarni <asmita.kulkarni@pnbhousing.com>
Subject: Arjun Chaudhari NOI set
Exercise Secured by Check Point
🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II, a status, the fee / a quote, a payment receipt, a correction — “Pls help with challan & NOI for the mentioned case.”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 18:21 · 1h ago
16 Oct, 18:21 · 1h ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Fri, 16 Oct 2026 at 17:50, Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com> wrote:
Dear Team,
PFA & Pls help with challan & NOI for the mentioned case.
SRO-2
Thanks & Regards,
*Asmita Kulkarni.*
Customer Service Manager – Loans
pnb *Housing Finance Limited*
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
[image: Email Signature]
Internal
*From:* GAJANAN CHAUDHARI <gajanancha26@gmail.com>
*Sent:* Friday, October 16, 2026 5:01 PM
*To:* Omnath Kashinath Rathod <omnath.rathod@phfl.com>; Asmita Kulkarni <
asmita.kulkarni@pnbhousing.com>
*Subject:* Arjun Chaudhari NOI set
*Secured by Check Point *
🤖 read: challan shared — promised for later; asks the branch for documents, the payment — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
16 Oct, 18:32 · 1h ago
16 Oct, 18:32 · 1h ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 18:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 16 Oct 2026 at 17:50, Asmita Kulkarni < asmita.kulkarni@pnbhousing.com > wrote:
Dear Team,
PFA & Pls help with challan & NOI for the mentioned case.
SRO-2
Thanks & Regards,
Asmita Kulkarni.
Customer Service Manager – Loans
pnb
Housing Finance Limited
Ch.Sambhajinagar.-431001
Mob. No. 7972988248
Internal
From: GAJANAN CHAUDHARI < gajanancha26@gmail.com >
Sent: Friday, October 16, 2026 5:01 PM
To: Omnath Kashinath Rathod < omnath.rathod@phfl.com >; Asmita Kulkarni < asmita.kulkarni@pnbhousing.com >
Subject: Arjun Chaudhari NOI set
Exercise Secured by Check Point
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| A mail's picture (a signature logo, a banner) — not a paper | image001.jpg | filed | 1h ago |
| MOTD+ Aadhaar card inside+ PAN card inside+ Sanction letter inside+ Selfie / photo inside | IMG_4563.pdf | filed | 1h ago |
| Paid challan (GRAS) | ARJUN SHANKAR CHAUDHARI EchallanMH012212890202627E.pdf | filed | 1h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹10,240.64
₹10,240.64
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
—
—
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹3,160 | ₹5,260 | ₹320 | ₹1,500 | ₹10,240 |
By law ₹10,220. We ask ₹10,240 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
47 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Road, Title deed no / year / SRO, Mobile (person 1), E-mail (person 1), E-mail (person 2) …
41 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type …
✓ EzDocs checked every box against the document’s own words 1h ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
IMG_4563.pdf
as printed
UNIT FLAT NO 06, FLOOR 2ND FLOOR, BLOCK J-2 BUILDING, PROJECT KALYANI SAI VISHWA, PROPOSED RESIDENTIAL BUILDING, ON GUT NO. 138/2 PART, AT- SAWANGI, AURANGABAD 431008, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
UNIT FLAT NO 06, FLOOR 2ND FLOOR, BLOCK J-2 BUILDING, PROJECT KALYANI SAI VISHWA, PROPOSED RESIDENTIAL BUILDING, ON GUT NO. 138/2 PART, AT- SAWANGI, AURANGABAD 431008, AURANGABAD, AURANGABAD, MAHARASHTRA, INDIA, 431001
PIN
431001
431001
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 06 2ND FLOOR BLOCK J-2 BUILDING KALYANI SAI VISHWA GUT NO 138/2 PART
FLAT NO 06 2ND FLOOR BLOCK J-2 BUILDING KALYANI SAI VISHWA GUT NO 138/2 PART
Locality/Road
AT SAWANGI AURANGABAD
AT SAWANGI AURANGABAD
Area/City
AURANGABAD
check or correct a box, the papers beside it →AURANGABAD
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | ARJUN SHANKAR CHAUDHARI | CJDPC8918H | |
| co_mortgagor | Jyoti Shankar Chaudhari | CZVPC7828L | …7482 |
| mortgagor | Arjun Shunlove chaudhoutk |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | asmita.kulkarni@pnbhousing.com | 1h ago |
| document chase | asmita.kulkarni@pnbhousing.com | 1h ago |
What EzDocs read from each document — check anything marked in red
MOTD IMG_4563.pdf needs your check
amount words
INR 1050000 (Rupees Ten lakh Only)
INR 1050000 (Rupees Ten lakh Only)
secured amount
1050000.0
1050000.0
raw reading (for Abhijit)
{'amount_words': 'INR 1050000 (Rupees Ten lakh Only)', 'secured_amount': 1050000.0}MOTD IMG_4563.pdf needs your check
dob
2002-10-01
2002-10-01
pan
CJDPC8918H
CJDPC8918H
name
ARJUN SHANKAR CHAUDHARI
ARJUN SHANKAR CHAUDHARI
legible
True
True
raw reading (for Abhijit)
{'dob': '2002-10-01', 'pan': 'CJDPC8918H', 'name': 'ARJUN SHANKAR CHAUDHARI', 'mobile': None, 'address': None, 'legible': True, 'father_name': None, 'aadhaar_last4': None, 'quality_issue': None}MOTD IMG_4563.pdf needs your check
dob
1979-04-03
1979-04-03
name
Jyoti Shankar Chaudhari
Jyoti Shankar Chaudhari
mobile
7620324412
7620324412
address
pin: 431001; area: Aurangabad; flat: H.No 1130; road: Kachiwada; state: Maharashtra; building: Rameshwar Shiv Mandir; district: Aurangabad; post_office: Aurangabad (mh); Village: Aurangabad
pin: 431001; area: Aurangabad; flat: H.No 1130; road: Kachiwada; state: Maharashtra; building: Rameshwar Shiv Mandir; district: Aurangabad; post_office: Aurangabad (mh); Village: Aurangabad
legible
True
True
aadhaar last4
7482
7482
raw reading (for Abhijit)
{'dob': '1979-04-03', 'pan': None, 'name': 'Jyoti Shankar Chaudhari', 'mobile': '7620324412', 'address': {'pin': '431001', 'area': 'Aurangabad', 'flat': 'H.No 1130', 'road': 'Kachiwada', 'floor': None, 'state': 'Maharashtra', 'building': 'Rameshwar Shiv Mandir', 'district': 'Aurangabad', 'post_office': 'Aurangabad (mh)', 'village_city': 'Aurangabad'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7482', 'quality_issue': None}MOTD IMG_4563.pdf needs your check
lan
HOU/ARNG/0926/5233544
HOU/ARNG/0926/5233544
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'Arjun Shunlove chaudhoutk', 'role': 'applicant', 'label': 'Borrower'}
{'name': 'Arjun Shunlove chaudhoutk', 'role': 'applicant', 'label': 'Borrower'}
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
0.9
0.9
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
handwritten
{'says': 'Arjun Shunlove chaudhoutk', 'where': 'page 1, line 1', 'touches': 'name', 'printed_was': None}, {'says': '1050000', 'where': 'page 1, line 2', 'touches': 'amount', 'printed_was': None}, {'says': '15/10/2026', '
{'says': 'Arjun Shunlove chaudhoutk', 'where': 'page 1, line 1', 'touches': 'name', 'printed_was': None}, {'says': '1050000', 'where': 'page 1, line 2', 'touches': 'amount', 'printed_was': None}, {'says': '15/10/2026', '
loan amount
1000000
1000000
rate spread
-4.65
-4.65
final amount
1050000
1050000
interest rate
8.5
8.5
sanction date
07-Oct-2026
07-Oct-2026
letter version
4
4
reference rate
13.15
13.15
applicant email
arjunchaudhary7620@gmail.com
arjunchaudhary7620@gmail.com
applicant names
ARJUN SHANKAR CHAUDHARI, JYOTI SHANKAR CHAUDHARI
ARJUN SHANKAR CHAUDHARI, JYOTI SHANKAR CHAUDHARI
printed altered
True
True
applicant mobile
7620324412
7620324412
balance transfer
False
False
property address
pin: 431001; state: MAHARASHTRA; Flat no: 06; district: Aurangabad; Floor: 2nd Floor; Address: Unit Flat no 06, Floor 2nd Floor, Block J-2 Building, Project Kalyani Sai Vishwa, Proposed Residential Building, on G
pin: 431001; state: MAHARASHTRA; Flat no: 06; district: Aurangabad; Floor: 2nd Floor; Address: Unit Flat no 06, Floor 2nd Floor, Block J-2 Building, Project Kalyani Sai Vishwa, Proposed Residential Building, on G
insurance premium
50000
50000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1050000
1050000
security address verbatim
Unit Flat no 06, Floor 2nd Floor, Block J-2 Building, Project Kalyani Sai Vishwa, Proposed Residential Building, on Gut No. 138/2 Part, At- Sawangi, Aurangabad 431008, Aurangabad Aurangabad, MAHARASHTRA, India, 431001
Unit Flat no 06, Floor 2nd Floor, Block J-2 Building, Project Kalyani Sai Vishwa, Proposed Residential Building, on Gut No. 138/2 Part, At- Sawangi, Aurangabad 431008, Aurangabad Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
PL NO.146, S.NO. 48, SAPATASHRUGI NAGAR PADEGAON AURANGABAD, AURANGABAD, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
PL NO.146, S.NO. 48, SAPATASHRUGI NAGAR PADEGAON AURANGABAD, AURANGABAD, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
raw reading (for Abhijit)
{'lan': 'HOU/ARNG/0926/5233544', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'Arjun Shunlove chaudhoutk', 'role': 'applicant', 'label': 'Borrower'}], 'loan_type': 'Housing Loan, Housing', 'confidence': 0.9, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': 'Arjun Shunlove chaudhoutk', 'where': 'page 1, line 1', 'touches': 'name', 'printed_was': None}, {'says': '1050000', 'where': 'page 1, line 2', 'touches': 'amount', 'printed_was': None}, {'says': '15/10/2026', 'where': 'page 1, line 3', 'touches': 'date', 'printed_was': None}, {'says': '07-10-2026', 'where': 'page 1, line 4', 'touches': 'date', 'printed_was': None}, {'says': "A'bad", 'where': 'page 1, line 5', 'touches': 'other', 'printed_was': None}, {'says': 'Rahul Mahajan', 'where': 'page 1, line 6', 'touches': 'name', 'printed_was': None}, {'says': 'Amol Nakelkar', 'where': 'page 1, line 7', 'touches': 'name', 'printed_was': None}, {'says': 'Asmita kulkarn', 'where': 'page 1, line 8', 'touches': 'name', 'printed_was': None}, {'says': 'Arjun Shankar Chaudhari', 'where': 'page 1, line 9', 'touches': 'name', 'printed_was': None}, {'says': 'Jyoti', 'where': 'page 1, line 10', 'touches': 'name', 'printed_was': None}, {'says': 'Arjun Chaudhari', 'where': 'page 2, Schedule A, Sr. No. 1', 'touches': 'name', 'printed_was': None}, {'says': 'PLNO.146, S.No. 48, Sapatashrungs Nagar Palegaon Awangabad.', 'where': 'page 2, Schedule A, Sr. No. 1', 'touches': 'property', 'printed_was': None}, {'says': 'Jyoti Chaudhar', 'where': 'page 2, Schedule A, Sr. No. 2', 'touches': 'name', 'printed_was': None}, {'says': 'Aurangabad.', 'where': 'page 2, Schedule A, Sr. No. 2', 'touches': 'property', 'printed_was': NMOTD IMG_4563.pdf needs your check
payments inside
payments: [{'utr': '665502984879', 'date': '2026-10-16', 'page': 10, 'time': '16:50', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10200.0, 'direction': 'credit', 'narration': 'UPI', 'proof_kind': 'success_screen'
payments: [{'utr': '665502984879', 'date': '2026-10-16', 'page': 10, 'time': '16:50', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10200.0, 'direction': 'credit', 'narration': 'UPI', 'proof_kind': 'success_screen'
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '665502984879', 'date': '2026-10-16', 'page': 10, 'time': '16:50', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 10200.0, 'direction': 'credit', 'narration': 'UPI', 'proof_kind': 'success_screen'}]}}MOTD IMG_4563.pdf needs your check
lan
HOU/ARNG/0926/5233544
HOU/ARNG/0926/5233544
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'Arjun Shunlove chaudhoutk', 'role': 'applicant', 'label': 'Borrower'}
{'name': 'Arjun Shunlove chaudhoutk', 'role': 'applicant', 'label': 'Borrower'}
loan type
Housing Loan
Housing Loan
confidence
1
1
rate words
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
handwritten
{'says': '1050000', 'where': 'page 1, first paragraph, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': '15/10/2026', 'where': 'page 1, first paragraph, date', 'touches': 'date', 'printed_was': None}, {'
{'says': '1050000', 'where': 'page 1, first paragraph, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': '15/10/2026', 'where': 'page 1, first paragraph, date', 'touches': 'date', 'printed_was': None}, {'
loan amount
1000000
1000000
rate spread
-4.65
-4.65
final amount
1050000
1050000
interest rate
8.5
8.5
sanction date
07-Oct-2026
07-Oct-2026
letter version
4
4
reference rate
13.15
13.15
applicant email
arjunchaudhary7620@gmail.com
arjunchaudhary7620@gmail.com
applicant names
ARJUN SHANKAR CHAUDHARI, JYOTI SHANKAR CHAUDHARI
ARJUN SHANKAR CHAUDHARI, JYOTI SHANKAR CHAUDHARI
printed altered
False
False
applicant mobile
7620324412
7620324412
balance transfer
False
False
property address
pin: 431001; state: MAHARASHTRA; Flat no: 06; district: Aurangabad; Floor: 2nd Floor; Address: Unit Flat no 06, Floor 2nd Floor, Block J-2 Building, Project Kalyani Sai Vishwa, Proposed Residential Building, on G
pin: 431001; state: MAHARASHTRA; Flat no: 06; district: Aurangabad; Floor: 2nd Floor; Address: Unit Flat no 06, Floor 2nd Floor, Block J-2 Building, Project Kalyani Sai Vishwa, Proposed Residential Building, on G
insurance premium
50000
50000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1050000
1050000
security address verbatim
Unit Flat no 06, Floor 2nd Floor, Block J-2 Building, Project Kalyani Sai Vishwa, Proposed Residential Building, on Gut No. 138/2 Part, At- Sawangi, Aurangabad 431008, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
Unit Flat no 06, Floor 2nd Floor, Block J-2 Building, Project Kalyani Sai Vishwa, Proposed Residential Building, on Gut No. 138/2 Part, At- Sawangi, Aurangabad 431008, Aurangabad, Aurangabad, MAHARASHTRA, India, 431001
applicant address verbatim
PL NO.146, S.NO. 48, SAPATASHRUGI NAGAR PADEGAON AURANGABAD, AURANGABAD, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
PL NO.146, S.NO. 48, SAPATASHRUGI NAGAR PADEGAON AURANGABAD, AURANGABAD, AURANGABAD, Aurangabad, MAHARASHTRA, 431001, Aurangabad, India
raw reading (for Abhijit)
{'lan': 'HOU/ARNG/0926/5233544', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'Arjun Shunlove chaudhoutk', 'role': 'applicant', 'label': 'Borrower'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': '1050000', 'where': 'page 1, first paragraph, loan amount', 'touches': 'amount', 'printed_was': None}, {'says': '15/10/2026', 'where': 'page 1, first paragraph, date', 'touches': 'date', 'printed_was': None}, {'says': '07-10-2026', 'where': 'page 1, first paragraph, date', 'touches': 'date', 'printed_was': None}, {'says': 'Arjun Chaudhari', 'where': 'page 1, Schedule A, Sr. No. 1, Name of the Mortgagor(s)', 'touches': 'name', 'printed_was': None}, {'says': 'Jyoti Chaudhari', 'where': 'page 1, Schedule A, Sr. No. 1, Name of the Mortgagor(s)', 'touches': 'name', 'printed_was': None}, {'says': 'PLNO.146, S.No. 48, Sapatashrungs Nagar Palegaon Awangabad.', 'where': 'page 1, Schedule A, Sr. No. 1, Address', 'touches': 'property', 'printed_was': None}, {'says': 'Arjun Chaudhary', 'where': 'page 1, Schedule A, Sr. No. 2, Name of the Borrower', 'touches': 'name', 'printed_was': None}, {'says': 'Aurangabad.', 'where': 'page 1, Schedule A, Sr. No. 2, Address', 'touches': 'property', 'printed_was': None}, {'says': 'Unit Flat No.06.2nd floor, Block 1-2 Building Project, kalyan Sai Vishwa proposed Residential Building on aut No. 13812 porl- Suwangi sq.ft./sq.yds./sq.mts.; and', 'where': 'page 1, Schedule B, Part I, Property No.', 'touches': 'property', 'printed_was': None}], 'linked_refs': [], 'loan_amount': 1000000, 'rate_spread': -4.65, 'final_amount': 1050000, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '07-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'arjunchaudhary7620@gmail.com', 'applicant_names': ['ARJUN SHANKAR CHAUDHARI', 'JYOTI SHANKAR CHAUDHARIPaid challan (GRAS) ARJUN SHANKAR CHAUDHARI EchallanMH012212890202627E.pdf needs your check
grn
MH012212890202627E
MH012212890202627E
pin
431001
431001
total
8420.0
8420.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101601577
03006172026101601577
district
CHHATRAPATI SAMBHAJINAGAR
CHHATRAPATI SAMBHAJINAGAR
area city
AURANGABAD
AURANGABAD
payer pan
CJDXXXXXXH
CJDXXXXXXH
flat block
UNIT FLAT NO 06 2ND FLOOR BLOCK J-2
UNIT FLAT NO 06 2ND FLOOR BLOCK J-2
payer name
ARJUN SHANKAR CHAUDHARI
ARJUN SHANKAR CHAUDHARI
sro office
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
CSN2_JT SUB REGI CH_SAMBHAJINAGAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1050000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1050000
scheme rows
{'amount': 3160.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 3160.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4412
XXXXXX4412
payment date
16/10/2026
16/10/2026
road locality
PROPOSED RESIDENTIAL BUILDING ON GUT NO 138/2 PART AURANGABAD MAHARASHTRA SAWANGI
PROPOSED RESIDENTIAL BUILDING ON GUT NO 138/2 PART AURANGABAD MAHARASHTRA SAWANGI
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1050000
1050000
raw reading (for Abhijit)
{'grn': 'MH012212890202627E', 'pin': '431001', 'total': 8420.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601577', 'district': 'CHHATRAPATI SAMBHAJINAGAR', 'area_city': 'AURANGABAD', 'payer_pan': 'CJDXXXXXXH', 'flat_block': 'UNIT FLAT NO 06 2ND FLOOR BLOCK J-2', 'payer_name': 'ARJUN SHANKAR CHAUDHARI', 'sro_office': 'CSN2_JT SUB REGI CH_SAMBHAJINAGAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1050000', 'scheme_rows': [{'amount': 3160.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5260.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4412', 'payment_date': '16/10/2026', 'road_locality': 'PROPOSED RESIDENTIAL BUILDING ON GUT NO 138/2 PART AURANGABAD MAHARASHTRA SAWANGI', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1050000'}Technical record (for Abhijit — safe to ignore)
| 37m ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 37m ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['IMG_4563.pdf'], 'after': {'addresses': {'people': [['ARJUN SHANKAR CHAUDHARI', [['sanction_letter', 'unsure']]], ['Arjun Shunlove ch |
| 37m ago | EzDocs | challan_boxes_composed | {'fp': 'b134ea49d2367d6c', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 06 2ND FLOOR BLOCK J-2 |
| 37m ago | EzDocs | second_ask_held522 | {'why': 'EzDocs was asked once more for these very words on this case before and left them out again — not asked a second time; the first answer stands', 'left_out': ['PROJECT', 'PROPOSED']} |
| 38m ago | EzDocs | challan_mismatch_kept | {'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ["district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad'"]} |
| 40m ago | EzDocs | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '88ed4b19-c86b-40cd-8644-87c9a9332718'} |
| 1h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [{'by': 'papers', 'box': 'PIN', 'why': 'the source prints two PINs, 431008 and 431001; the typed |
| 1h ago | EzDocs | kyc_address_missing | {'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'Arjun Shunlove chaudhoutk', 'party_id': '553ec644-f25f- |
| 1h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer', 'words': 'Payer: the Aadhaar prints both Arjun Shunlove chaudhoutk a |
| 1h ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'ARJUN SHANKAR CHAUDHARI EchallanMH012212890202627E.pdf', 'kind' |
| 1h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'ARJUN SHANKAR CHAUD |
| 1h ago | EzDocs | challan_mismatch | {'file': 'ARJUN SHANKAR CHAUDHARI EchallanMH012212890202627E.pdf', 'problems': ["district on the challan 'CHHATRAPATI SAMBHAJINAGAR' — the case says 'Aurangabad'"]} |
| 1h ago | EzDocs | challan_extracted | {'grn': 'MH012212890202627E', 'file': 'ARJUN SHANKAR CHAUDHARI EchallanMH012212890202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 8420.0} |
| 1h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '543273', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 1h ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 1h ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'PIN', 'why': 'the main paper prints PIN 431008.', ' |
| 1h ago | EzDocs | form_checked489 | {'ok': False, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 2, 'case_no': 'NOI-2026-03674'} |
| 1h ago | EzDocs | challan_boxes_composed | {'fp': 'b134ea49d2367d6c', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 06 2ND FLOOR BLOCK J-2 |
| 1h ago | EzDocs | second_ask_held522 | {'why': 'EzDocs was asked once more for these very words on this case before and left them out again — not asked a second time; the first answer stands', 'left_out': ['PROJECT', 'PROPOSED']} |
| 1h ago | copilot | copilot_pick | {'why': "The source text mentions 'Aurangabad' which is now officially known as Chhatrapati Sambhajinagar. The taluka 'Aurangabad' is now 'Chhatrapati Sambhajinagar'.", 'field': 'Taluka', 'value': '3101-CHHATRAPATI SAMBH |
| 1h ago | copilot | copilot_pick | {'why': "the portal calls AURANGABAD 'CHHATRAPATI SAMBHAJINAGAR'", 'field': 'District', 'value': '3101', 'method': 'alias', 'picked': 'CHHATRAPATI SAMBHAJINAGAR', 'wanted': 'AURANGABAD', 'why_audit': "EzDocs chose from t |
| 1h ago | the co-pilot | reading_boxes_made_up | {'why': ": a word no paper on the file prints, or a unit number the paper prints left out — the paper's own words are typed", 'file': 'IMG_4563.pdf', 'paper': 'the sanction letter', 'typed': 'UNIT FLAT NO 06 FLOOR 2N |
| 1h ago | the co-pilot | challan_numbers_from_reading | {'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'IMG_4563.pdf', 'from': 'the sanction letter', 'added': ['GAT 138/2 P |
| 1h ago | EzDocs | reader_home_address | {'fp': '8070311c589b2b65', 'from': 'the sanction letter (IMG_4563.pdf)', 'home': {'pin': '431001', 'area': 'S.NO. 48, SAPATASHRUGI NAGAR', 'flat': 'PL NO.146', 'state': 'MAHARASHTRA', 'district': 'AURANGABAD', 'village_c |
| 1h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 16 Oct, 18:21 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['doc_chase', 'fee_quote']} |
| 1h ago | EzDocs | quoted_history_checked | {} |
| 1h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 1h ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card", 'Payment Screenshot with UTR', 'Payment of Rs. 10,240.64 — |
| 1h ago | EzDocs | applicant_name_corrected_from_letter | {'now': 'Arjun Shunlove chaudhoutk', 'was': 'Arjun Shankar Chaudhari', 'why': "the case was named from the branch's mail, and that name is another person on this file (a co-applicant); the sanction letter labels its appl |
| 1h ago | EzDocs | draft_put_right475 | {'why': 'the chase waiting for Send said what is no longer so — put right in its own words', 'kind': 'doc_chase', 'before': '7a560cfd85d22d600d3c5a31374f704bfdb06e65e6fe278736cac3b344af8efc', 'changes': ["Applicant's PAN |
Case diary the case’s history — what happened, newest day first
Papers
3 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR
Money
₹10,240.64 to come
No screenshot and no credit yet.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Challan on file does not agree with the case. Open it before paying or sharing. The work is done — our fee of ₹10,240.64 is still not in our account. Chase the branch for it.
Today · 16 Oct35 things
EzDocs took 45 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The challan's address boxes were written from the papers
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
Received: Challan
ARJUN SHANKAR CHAUDHARI EchallanMH012212890202627E.pdf
SANDEEP pressed Proceed on the challan — what was changed is kept
EzDocs found something to check before the form is saved
The challan's address boxes were written from the papers
An old draft withdrew itself — its asks were already answered
Nothing new to ask for — stayed quiet
A mail waiting for Send was put right to what is true now
Nothing new to ask for — stayed quiet
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Re: Challan & NOI for HOU/ARNG/0926/5233544-ARJUN SHANKAR CHAUDHARI
The challan's address boxes were written from the papers
The loan amount was worked out from the papers
Nothing new to ask for — stayed quiet
Wrote the fee quote mail — held, silent mode
Re: Challan & NOI for HOU/ARNG/0926/5233544-ARJUN SHANKAR CHAUDHARI
The loan amount was worked out from the papers
Property address read from the sanction letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
The file seems to show a payment to us but no row could be read — open it
Property address read from the sanction letter
Sanction letter read from inside a bundle — the loan amount and LAN taken from there
EzDocs read the whole trail as one conversation — where the case stands is on the page
Co-applicant added
The loan amount was worked out from the papers
Nothing new to ask for — stayed quiet
Received: MOTD
IMG_4563.pdf
Received: logo
image001.jpg
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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