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Cases / NOI-2026-03176

Gufran Ali Khan

PNB_HFLLAN HOU/GHKP/0926/5217291 Needs documents · waiting on the branch All documentsMails & papers 3
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
Papers for the challan2 still to come
5 of 7 in hand.
everything the challan needs, and where each one stands
Still needed for the challan: Applicant's Aadhaar Card, Applicant's PAN Card
✓Selfie / photoopen
✓Payment screenshot — money verifiedopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Sanction letteropen
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.
All files (5)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The fee is verified but this case still reads as waiting for payment. Catching up now — this page refreshes itself.
MoneyAll of it is in
₹25,820.37CASE MARK
Probably ₹29,97,300 — the branch's own numbers point at it: its payment of ₹25,830 (our bank's credit) is exactly our fee on ₹29,97,300. Confirm with one press on the case page (or pick the other if the branch worked on the wrong figure). Two loans of this borrower on one mortgage: ₹29,97,300 (Housing Loan, LAN HOU/GHKP/0926/5217291) + ₹29,97,300 (Housing Loan, LAN HOU/GHKPΒ/0926/5217291) = ₹59,94,600 — the branch's mail names it; the case holds ₹29,97,300. This file holds 2 sanction letters of this lender in the borrower's own name, each for a facility of its own on this property (the branch's mail names it). One lender, one borrower, one property: the notice of intimation secures the whole borrowing on this mortgage, so the fee is computed on the total, not on one letter. The branch's mail naming one loan account is the case's label, not a list of what is secured. Open the letters and the branch's mail. Unless the mail says one of these loans is filed separately (a second token), set the loan amount on the case page to ₹59,94,600 and press Fill again; the fee the branch pays is the witness — its ask on the total settles it. The papers read: Rs 29,10,000 main loan plus Rs 87,300 insurance premium on the sanction letter
The whole amount reached our account. Nothing is pending on this case.
₹25,830 receivedthe balance that was due
Stamp duty 0.3%9,000
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.37
Total we ask for25,820.37
the branch’s receipt claims ₹25,800 738835068673
paid 28 Sep 20:56:01 · verified 5 Oct 18:40:49 · 6 d 21 h later
How we know
Our own bank told us — 28 Sep 20:56
₹30 · UTR 627102179748 · from VD-HDFCBN-S
“Successful! You have received Rs. 30.00 via HDFC Bank SmartHub Vyapar from Mrs LEENA. RRN-627102179748, Check: https://1.hdfc.bank.in/HDFCBK/s/eqpbRmmw”
Matched by: equals the balance that was still due on the case · one of several parts
By law ₹25,798.40. We ask ₹25,820 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan —not made yet
Index II —not yet
the NOI team 6 minthe branch 9 d 23 htotal 9 d 23 h so far
Now with the branch — waiting for your documents
since 5 Oct 18:40 — 9 d 23 h of working time
Day by day — every step and who held it
5 Oct 18:34Your branch's mail
5 Oct 18:34Payment landedat once
5 Oct 18:35Fee quoted+1 min · the NOI team
5 Oct 18:36Papers readat once
5 Oct 18:36Property readat once
5 Oct 18:40Payment verified+5 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹29,97,300
Loan account no.
HOU/GHKP/0926/5217291
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKLoan amount difference
The sanction letter (DOC-20261005-WA0003.pdf)Total Loan Amount INR 29,97,300
Total Loan Amount INR 2997300
The branch's request mail of 05 Oct 2026Total Loan amount = 36,97,300/- (including Top up of 7,00,000/-)
Total Loan amount = 36,97,300/-
Why it matters: The branch's request includes a Top Up loan of Rs. 7,00,000, bringing their claimed total to Rs. 36,97,300, but no sanction letter for this top-up is present on the file. The fee paid (Rs. 25,800) matches the main sanction letter's total of Rs. 29,97,300.
What to do: Verify if the top-up loan requires a separate NOI filing or if the top-up sanction letter should be provided to combine both loans.
Compared: the sanction letter, the Index II; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (9d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PS pradyum.singh@pnbhousing.com pnbhousing.com
05 Oct, 18:34 · 9d ago
THE FIRST MAIL — how this case began
Initiate NOI Challan Case of GUFRAN ALI KHAN // HOU/GHKP/0926/5217291
Dear Team,

Kindly process NOI Challan in the Captioned Case of GUFRAN ALI KHAN // HOU/GHKP/0926/5217291

All documents Attached for further Process.

Case is BT + Top Up

BT loan amount is₹29,10,000
Top up Loan Amount is₹7,00,000
Insurance Amount₹87,300

Total Loan amount = 36,97,300/-

Thanks & Regards Pradyum Singh Area Sales Manager 601&602, Presidential Plaza, 6th Floor, LBS Marg, Ghatkopar West, Opposite R City Mall Mumbai - 400086 Mobile – 9324993975 Website – www.pnbhousing.com<http://www.pnbhousing.com/>
🤖 read: documents attached; note: Case is BT + Top Up with insurance amount.
OL The NOI teamTYPED IN GMAIL
05 Oct, 18:39 · 9d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 5 Oct 2026 at 18:35, Pradyum Singh <pradyum.singh@pnbhousing.com>

wrote:

earlier mails quoted below
Dear Team, Kindly process NOI Challan in the Captioned Case of GUFRAN ALI KHAN // HOU/GHKP/0926/5217291 All documents Attached for further Process. Case is BT + Top Up BT loan amount is - 29,10,000/- Top up Loan Amount is – 7,00,000/- Insurance Amount – 87,300/- Total Loan amount = 36,97,300/- Thanks & Regards Pradyum Singh Area Sales Manager 601&602, Presidential Plaza, 6th Floor, LBS Marg, Ghatkopar West, Opposite R City Mall Mumbai - 400086 Mobile – 9324993975 Website – *www.pnbhousing.com* <http://www.pnbhousing.com/>
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
05 Oct, 18:42 · 9d ago
Dear team,

Kindly share total loan amount for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 5 Oct 2026 at 18:39, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 5 Oct 2026 at 18:35, Pradyum Singh < pradyum.singh@pnbhousing.com > wrote: Dear Team, Kindly process NOI Challan in the Captioned Case of GUFRAN ALI KHAN // HOU/GHKP/0926/5217291 All documents Attached for further Process. Case is BT + Top Up BT loan amount is - 29,10,000/- Top up Loan Amount is – 7,00,000/- Insurance Amount – 87,300/- Total Loan amount = 36,97,300/- Thanks & Regards Pradyum Singh Area Sales Manager 601&602, Presidential Plaza, 6th Floor, LBS Marg, Ghatkopar West, Opposite R City Mall Mumbai - 400086 Mobile – 9324993975 Website – www.pnbhousing.com
🤖 read: asks the branch for the loan amount — “Kindly share total loan amount for challan process.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Still needed for the challan: Applicant's Aadhaar Card, Applicant's PAN Card
DocumentFile — click to openStatusWhen
Selfie / photo IMG-20261005-WA0021.jpg
filed 9d ago
Payment screenshot IMG-20260930-WA0022(1).jpg
filed 9d ago
Selfie / photo IMG-20261005-WA0020.jpg
filed 9d ago
Index IIthe branch sent this — an input Screenshot_2026_1005_174718.png
filed 9d ago
Sanction letter DOC-20261005-WA0003.pdf
filed 9d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹25,820.37
Where it stands
VERIFIED — money received
Screenshot claims
₹25,800 738835068673
Paid at
28 Sep 20:56:01
Verified on
5 Oct 18:40:49

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹9,000₹15,000₹320 ₹1,500₹25,820
By law ₹25,798.40. We ask ₹25,820 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

Challan: 13 of 13 boxes on the caseOpen the verification page →
Highlighted: Property box 1 (flat, floor, building, survey / gat / CTS)
The e-filing’s boxes (27 of 34 ready) come up once the challan is paid.
✗ EzDocs found boxes that do NOT agree with the document (9d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Screenshot_2026_1005_174718.png) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नावः पनवेल म.न.पा. इतर वर्णन, इतर माहितीः म.न.पा. विभाग 20/30, वर 79900/- प्रती चौ. मीटर... सदनिका क्रं. 104, पहिला मजला, अरिस्टो क्लासिक को. ऑप. हौ. सोसायटी लि, प्लॉट क्रं. 18, सेक्टर -30, खारघर, नवी मुंबई, ता. पनवेल, जि. रायगड, क्षेत्र- 33.55 चौ. मीटर कारपेट ( (Plot Number: 18; SECTOR NUMBER: 30;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
DOC-20261005-WA0003.pdf
as printed
FLAT NO 104 1ST FLOOR, PLOT NO 18, SECTOR 30, ARISTO CLASSIC CHS LTD, NAVI MUMBAI, KHARGHAR, PANVEL,., MAHARASHTRA, INDIA, 410210
PIN
410210
the Index II
Screenshot_2026_1005_174718.png
the property
1) paalikeche naavah panavela ma.na.paa. itara varnana, itara maahitih ma.na.paa. vibhaaga 20/30, vara 79900/- prati chau. mitara... sadanikaa kran. 104, pahilaa majalaa, aristo klaasika ko. opa. hau. sosaayati li, plota kran. 18, sektara -30, khaaraghara, navi mumbai, taa. panavela, ji. raayagada, kshetra- 33.55 chau. mitara kaarapeta ((PLOT NUMBER: 18; SECTOR NUMBER: 30;))
PIN
NOT PRINTED
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 104 1ST FLOOR ARISTO CLASSIC CHS LTD PLOT NO 18 SECTOR 30
Locality/Road
NAVI MUMBAI KHARGHAR TAL PANVEL
Area/City
RAIGAD
check or correct a box, the papers beside it →
the Index II also prints: 1, 20/30, 33, 55, 79900/, CHAU, HAU, ITARA, JI, KAARAPETA, KHAARAGHARA, KLAASIKA, KO, KRAN, KSHETRA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorGUFRAN ALI KHANBGVPK4227K

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasepradyum.singh@pnbhousing.com 9d ago
document chasepradyum.singh@pnbhousing.com 9d ago
What EzDocs read from each document — check anything marked in red
Selfie / photo IMG-20261005-WA0021.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG-20261005-WA0020.jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Payment screenshot IMG-20260930-WA0022(1).jpg needs your check
utr
738835068673
date
2026-09-30
time
22:17
amount
25800
method
PhonePe
payee upi
169705262080@hdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '738835068673', 'date': '2026-09-30', 'time': '22:17', 'amount': 25800, 'method': 'PhonePe', 'payee_upi': '169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Index II Screenshot_2026_1005_174718.png needs your check
kind
index2_input
extracted
pin: Not printed; rows: {'r4_palika': 'पनवेल म.न.पा.', 'r11_serial': '4779/2025', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद (1) within the limits of any Municipal Co
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'Not printed', 'rows': {'r4_palika': 'पनवेल म.न.पा.', 'r11_serial': '4779/2025', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेद (1) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'Not printed', 'r5_area_text': '33.55 चौ. मीटर', 'r7_executants': [{'age': '52', 'pan': 'BFGPB3575M', 'name': 'अरुणा एम. बजाज', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः फ्लॅट नं. ए-8, निलगीरी सीएचएस, सेक्टर-16ए, वाशी नवी मुंबई, ब्लॉक नंः रोड नंः महाराष्ट्र, ठाणे. पिन कोड:-400703'}, {'age': '50', 'pan': 'AOXPB7613P', 'name': 'जया एम. बजाज', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः फ्लॅट नं. ए-8, निलगीरी सीएचएस, सेक्टर-16ए, वाशी नवी मुंबई, ब्लॉक नंः रोड नंः महाराष्ट्र, ठाणे. पिन कोड:-400703'}], 'r8_purchasers': [{'age': '38', 'pan': 'BGVPK4227K', 'name': 'गुफरान अली खान', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः रुम नं. 04, देवनार मुन्सीपल कॉलनी, चाळ नं.सी/7, गोवंडी, मुंबई, ब्लॉक नंः रोड़ नंः महाराष्ट्र, मुम्बई. पिन कोड:-400043'}], 'r12_stamp_duty': 280000, 'r3_market_value': 3216774, 'r1_document_type': 'करारनामा', 'r2_consideration': 4000000, 'r9_execution_date': '27/02/2025', 'r13_registration_fee': 30000, 'r10_registration_date': '27/02/2025'}, 'doc_no': '4779', 'village': 'खारघर', 'doc_kind': 'सूची क्र.2', 'doc_year': '2025', 'sro_name': 'सह दु.नि. पनवेल 3', 'area_text': '1) 33.55 चौ. मीटर', 'mortgagee': 'Not printed', 'filing_fee': 30000, 'header_sro': 'सह दुय्यम निबंधक : सह दु.नि. पनवेल 3', 'mortgagors': ['अरुणा एम. बजाज', 'जया एम. बजाज'], 'stamp_duty': 280000, 'filing_date': '2025-02-28', 'loan_amount': 0, 'token_number': 'Not printed', 'property_text': '1) पालिकेचे नावः पनवेल म.न.पा. इतर वर्णन, इतर माहितीः म.न.पा. विभाग 20/30, वर 79900/- प्रती चौ. मीटर... सदनिका क्रं. 104, पहिला मजला, अरिस्टो क्लासिक को. ऑप. हौ. सोसायटी लि, प्लॉट क्रं. 18, सेक्टर -30, खारघर, नवी मुंबई, ता. पनवेल, जि. रायगड, क्षेत्र- 33.55 चौ. मीटर कारपेट ( (Plot Number: 18; SECTOR NUMBER: 30;))', 'header_village': 'खारघर', 'survey_numbers': ['18', '30']}}
Sanction letter DOC-20261005-WA0003.pdf needs your check
lan
HOU/GHKPΒ/0926/5217291
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'GUFRAN ALI KHAN', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AFSANA GUFRAN KHAN', 'role': 'co_applicant', 'label': 'Applicant'}
loan type
Housing Loan
confidence
1.0
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
loan amount
2910000.0
rate spread
-4.65
final amount
2997300.0
interest rate
8.5
sanction date
29-Sep-2026
letter version
5
reference rate
13.15
applicant email
gk8282847@gmail.com
applicant names
GUFRAN ALI KHAN, AFSANA GUFRAN KHAN
printed altered
False
applicant mobile
9702412046
balance transfer
False
property address
pin: 410210; state: MAHARASHTRA; taluka: Panvel; Flat no: 104; district: Raigad; Floor: 1ST FLOOR; Address: FLAT NO 104 1ST FLOOR, PLOT NO 18, SECTOR 30, ARISTO CLASSIC CHS LTD, Navi mumbai, KHARGHAR, Panvel,., M
insurance premium
87300.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
2997300.0
security address verbatim
FLAT NO 104 1ST FLOOR, PLOT NO 18, SECTOR 30, ARISTO CLASSIC CHS LTD, Navi mumbai, KHARGHAR, Panvel,., MAHARASHTRA, India, 410210
applicant address verbatim
FLAT NO 104 ARISTO CLASSIC, PLOT NO 18, SECTOR 30,., Panvel, MAHARASHTRA, 410210, Raigad, India
raw reading (for Abhijit)
{'lan': 'HOU/GHKPΒ/0926/5217291', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'GUFRAN ALI KHAN', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AFSANA GUFRAN KHAN', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1.0, 'rate_words': 'PNBRRR * 13.15% per annum\nApplicable Rate of Interest * 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2910000.0, 'rate_spread': -4.65, 'final_amount': 2997300.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '29-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'gk8282847@gmail.com', 'applicant_names': ['GUFRAN ALI KHAN', 'AFSANA GUFRAN KHAN'], 'printed_altered': False, 'applicant_mobile': '9702412046', 'balance_transfer': False, 'property_address': {'pin': '410210', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '104', 'district': 'Raigad', 'floor_no': '1ST FLOOR', 'landmark': None, 'full_address': 'FLAT NO 104 1ST FLOOR, PLOT NO 18, SECTOR 30, ARISTO CLASSIC CHS LTD, Navi mumbai, KHARGHAR, Panvel,., MAHARASHTRA, India, 410210', 'village_city': 'Navi mumbai, KHARGHAR', 'building_name': 'ARISTO CLASSIC CHS LTD', 'survey_or_cts_no': 'PLOT NO 18, SECTOR 30'}, 'insurance_premium': 87300.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2997300.0, 'security_address_verbatim': 'FLAT NO 104 1ST FLOOR, PLOT NO 18, SECTOR 30, ARISTO CLASSIC CHS LTD, Navi mumbai, KHARGHAR, Panvel,., MAHARASHTRA, India, 410210', 'applicant_address_verbatim': 'FLAT NO 104 ARISTO CLASSIC, PLOT NO 18, SECTOR 30,., Panvel, MAHARASHTRA, 410210, Raigad, India'}
Payment screenshot IMG-20260930-WA0022(1).jpg needs your check
payments inside
bank: AXIS BANK; kind: payment_screenshot; payments: [{'utr': '738835068673', 'date': '2026-09-30', 'page': 1, 'time': '22:17', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 25800.0, 'direction': 'debit', 'narratio
raw reading (for Abhijit)
{'payments_inside': {'bank': 'AXIS BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '738835068673', 'date': '2026-09-30', 'page': 1, 'time': '22:17', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 25800.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2609302217246974415526', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '10690', 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
23m agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
3h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 05 Oct, 18:39 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']}
6h agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
7h agoEzDocsdraft_not_needed525{'why': "the team's own mail of 05 Oct, 18:39 already acknowledged the papers and the payment", 'kind': 'doc_chase', 'words': "no doc chase drafted — the team's own mail of 05 Oct, 18:39 already acknowledged the papers a
12h agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
18h agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
1d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
1d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
1d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
1d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
2d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
2d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
2d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
2d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
3d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
3d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
3d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
3d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
4d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
4d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
4d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
4d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
5d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
5d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
5d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
5d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
6d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
6d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
6d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}
6d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card", "Applicant's PAN Card"]}

Case diary the case’s history — what happened, newest day first

Papers
2 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card
Money
₹25,830 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Not yet
The challan waits on the papers and the money above.
Next — whose move
The branch
papers pending
For you to check: The fee is verified but this case still reads as waiting for payment. Catching up now &mdash; this page refreshes itself.
Today · 15 Oct5 things
Nothing new to ask for — stayed quiet
17:19
An old draft withdrew itself — its asks were already answered
14:31
Nothing new to ask for — stayed quiet
11:03
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
10:00
Nothing new to ask for — stayed quiet
04:51
Yesterday · 14 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
22:50
Nothing new to ask for — stayed quiet
16:38
Nothing new to ask for — stayed quiet
10:36
Nothing new to ask for — stayed quiet
04:22
13 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
22:08
Nothing new to ask for — stayed quiet
16:08
Nothing new to ask for — stayed quiet
09:52
Nothing new to ask for — stayed quiet
03:50
12 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
21:50
Nothing new to ask for — stayed quiet
15:32
Nothing new to ask for — stayed quiet
09:32
Nothing new to ask for — stayed quiet
03:31
11 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
21:16
Nothing new to ask for — stayed quiet
15:14
Nothing new to ask for — stayed quiet
09:12
Nothing new to ask for — stayed quiet
03:08
10 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
20:52
Nothing new to ask for — stayed quiet
14:38
Nothing new to ask for — stayed quiet
08:35
Nothing new to ask for — stayed quiet
02:34
9 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
20:32
Nothing new to ask for — stayed quiet
14:29
Nothing new to ask for — stayed quiet
08:15
Nothing new to ask for — stayed quiet
02:14
8 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
20:10
Nothing new to ask for — stayed quiet
13:54
Nothing new to ask for — stayed quiet
07:45
Nothing new to ask for — stayed quiet
01:45
7 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
19:45
Nothing new to ask for — stayed quiet
13:44
Nothing new to ask for — stayed quiet
07:30
Nothing new to ask for — stayed quiet
01:15
6 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
19:00
Nothing new to ask for — stayed quiet
13:00
Nothing new to ask for — stayed quiet
06:58
Nothing new to ask for — stayed quiet
00:56
5 Oct29 things — 5 documents received · 3 letters written · 2 money steps · 2 cautions · 17 steps
Nothing new to ask for — stayed quiet
18:56
EzDocs found something to check before the form is saved
18:55
EzDocs took 30 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:54
Wrote the document chase mail — held, silent mode
NOI case
18:40
An old draft withdrew itself — its asks were already answered
18:40
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
18:40
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
18:40
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
18:40
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
18:40
EzDocs read the whole file
18:37
Wrote the document chase mail — held, silent mode
Initiate NOI Challan Case of GUFRAN ALI KHAN // HOU/GHKP/0926/5217291
18:36
The challan's address boxes were written from the papers
18:36
The loan amount was worked out from the papers
18:36
Property read from the Index II
18:36
Index II (title document) received from the branch
18:36
Nothing new to ask for — stayed quiet
18:36
No fee quote sent — the branch's own figures were right
18:36
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
18:36
Payment short of what the case needs
The balance must come before the challan.
18:36
The payment proof already on the case was applied
18:36
Received: Sanction letter
DOC-20261005-WA0003.pdf
18:36
Received: Index II
Screenshot_2026_1005_174718.png
18:36
Payment proof arrived before the case was quoted — held
18:36
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:36
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:36
Received: Selfie
IMG-20261005-WA0020.jpg
18:36
Received: Payment screenshot
IMG-20260930-WA0022(1).jpg
18:36
Received: Selfie
IMG-20261005-WA0021.jpg
18:36
Case opened from the branch's mail
18:35
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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