Active …
मराठी S
Cases / NOI-2026-03662

Kapil Varma

ICICI_HFCLAN 77000354520 Ready for challan · our move Make the challanAll documentsMails & papers 8
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
Papers for the challan1 still to come
7 of 8 in hand.
everything the challan needs, and where each one stands
Everything for the challan is in. Make it today.
For the e-filing visit later (not for the challan): Index II copy / Title document
✓Technical reportopen
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Payment screenshot — money verifiedopen
✓Aadhaar card — inside KM_205i_05539.pdfopen
✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
✓ PAN and Aadhaar name the same person — checked by EzDocs: KAPIL DWARIKA VARMA
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹14,950.29CASE MARK
The papers also name ₹16,00,000 (the sanction letter's figure (KFSLetter_77000354520 (1).pdf)); the branch paid ₹14,950 — the fee on ₹16,10,000, the figure the case holds. The fee the branch paid (our bank's credit) is the NOI team's own ask computed on ₹16,10,000 to the rupee. The team's rule: when the letter and the mail differ, the payment says which — and it says this one. Nothing — read the letter once against the mail before paying. The papers read: Rs 16,00,000 main sanction from the sanction letter plus Rs 10,000 insurance premium stated in the branch's mail
The whole amount reached our account. Nothing is pending on this case.
₹14,950 received
Stamp duty 0.3%4,840
Registration fee 0.5%8,060
Government handling350
Our service fee1,700.29
Total we ask for14,950.29
the branch’s receipt claims ₹14,950 131389545358
paid 17:43:46 · verified 17:45:02 · 1 min 16 s later
How we know
Our own bank told us — 17:43
₹14,950 · UTR 131389545358 · from HDFC-VYAPAR
“Transaction Successful! You've received ₹14950.00 from JAGDAMBA ENTERPRISES.”
Matched by: checked by EzDocs against the case's own papers (its payment screenshot, the payer)
By law ₹14,930. We ask ₹14,950 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹14,930 — accept as full (₹20.29 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan —not made yet
Index II —not yet
the NOI team 35 minthe branch 2 htotal 2 h 35 min so far
Now with the NOI team — making the challan
since 18:29 — 29 min of working time
Day by day — every step and who held it
16:22Your branch's mail
16:23Papers read+1 min · the NOI team
16:23Property readat once
16:24Fee quotedat once
16:26Papers from your branch+2 min · the branch
16:26Papers read+1 min · the NOI team
17:43Payment landed+1 h 17 min · the branch
17:45Payment verified+1 min · the NOI team
18:25Papers from your branch+41 min · the branch
18:29Papers read+3 min · the NOI team
18:29Ready for the challanat once
Case facts
Bank
ICICI_HFC
Loan amount
₹16,10,000
Loan account no.
77000354520
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereYOU ARE HERE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (26m ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
JS juned.shaikh@icicihfc.com icicihfc.com
16 Oct, 16:22 · 2h ago
THE FIRST MAIL — how this case began
NOI 77000354520 - KAPIL VARMA
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan amount₹16,10,000
Stamp duty 0.30%₹4,830
Registration fee 0.50%₹8,050

NOI Govt Fees

Govt.Document Handling Charges Fixed350

350

EZDOCS

Service Fees for NOI Filling1700

1700

Total Amount to be Paid to EZDOCS for NOI14930.00

[cid:dcec75a2-44be-4d8e-ab4b-6a86e1630c5f]

Juned Shaikh

HFC-BOISAR9890939949

[cid:60787f39-1ba9-4e43-acc9-b20b76c6e86e]

🤖 read: asks for the fee / a quote; documents attached — “Total Amount to be Paid to EZDOCS for NOI 14930.00”
5 more mails in between — open
OL The NOI teamTYPED IN GMAIL
16 Oct, 16:25 · 2h ago

Team,

Kindly share payment screenshot for challan processing.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Fri, 16 Oct 2026 at 16:23, Juned Shaikh /DIST/ICICIHFC/BOI < juned.shaikh@icicihfc.com> wrote: *NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS* *Loan Amount Including Insurance* 1610000 NOI Govt Fees Stamp Duty 0.30% 4830.00 Registration Fees 0.50% 8050.00 Govt.Document Handling Charges Fixed 350 350 EZDOCS Service Fees for NOI Filling 1700 1700 *Total Amount to be Paid to EZDOCS for NOI* *14930.00* Juned Shaikh HFC-BOISAR 9890939949
🤖 read: asks the branch for the payment — “Kindly share payment screenshot for challan processing.”
JS juned.shaikh@icicihfc.com icicihfc.com
16 Oct, 16:26 · 2h ago
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan amount₹16,10,000
Stamp duty 0.30%₹4,830
Registration fee 0.50%₹8,050

NOI Govt Fees

Govt.Document Handling Charges Fixed350

350

EZDOCS

Service Fees for NOI Filling1700

1700

Total Amount to be Paid to EZDOCS for NOI14930.00

[cid:6883f2c1-708d-422a-bc25-b534f9699ae2]

Juned Shaikh

HFC-BOISAR9890939949

[cid:d3c9121d-0177-446d-ba22-f1947a1ba320]

🤖 read: asks for the fee / a quote, a payment receipt; documents attached — “Total Amount to be Paid to EZDOCS for NOI 14930.00”
OL The NOI teamTYPED IN GMAIL
16 Oct, 16:28 · 2h ago

Team,

Kindly share the payment screenshot for challan processing.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Fri, 16 Oct 2026 at 16:26, Juned Shaikh /DIST/ICICIHFC/BOI < juned.shaikh@icicihfc.com> wrote: *NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS* *Loan Amount Including Insurance* 1610000 NOI Govt Fees Stamp Duty 0.30% 4830.00 Registration Fees 0.50% 8050.00 Govt.Document Handling Charges Fixed 350 350 EZDOCS Service Fees for NOI Filling 1700 1700 *Total Amount to be Paid to EZDOCS for NOI* *14930.00* Juned Shaikh HFC-BOISAR 9890939949
🤖 read: asks the branch for the payment — “Kindly share the payment screenshot for challan processing.”
JS juned.shaikh@icicihfc.com icicihfc.com
16 Oct, 18:25 · 32m ago

[X]Payment

NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan account (LAN)processing
Loan amount₹16,10,000
Stamp duty 0.30%₹4,830
Registration fee 0.50%₹8,050

Juned Shaikh

Boisar

From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

Sent: Friday, 16 October 2026 16:28:14

To: Juned Shaikh /DIST/ICICIHFC/BOI <juned.shaikh@icicihfc.com>

Cc: Dilip Swarnakar /DISTP/ICICIHFC/BOI <dilip.swarnakar@icicihfc.com>; Hemant Thakur /DIST/ICICIHFC/BOI <hemant.thakur@icicihfc.com>; Mohammed Badad /DIST/ICICIHFC/VASAI <mohammed.badad@icicihfc.com>

Subject: Re: NOI 77000354520 - KAPIL VARMA

CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

Team,

Kindly share the payment screenshot for chal .

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Fri, 16 Oct 2026 at 16:26, Juned Shaikh /DIST/ICICIHFC/BOI <juned.shaikh@icicihfc.com<mailto:juned.shaikh@icicihfc.com>> wrote:

NOI Govt Fees

Govt.Document Handling Charges Fixed350

350

EZDOCS

Service Fees for NOI Filling1700

1700

Total Amount to be Paid to EZDOCS for NOI14930.00

[cid:ii_1a1445cb3ab76a0556a1]

Juned Shaikh

HFC-BOISAR9890939949

[cid:ii_1a1445cb3acb853fc2f2]

🤖 read: asks for a status — “Payment”
OL The NOI teamTYPED IN GMAIL
16 Oct, 18:30 · 27m ago

Team,

PFA

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Fri, 16 Oct 2026 at 16:25, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, Kindly share payment screenshot for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 16 Oct 2026 at 16:23, Juned Shaikh /DIST/ICICIHFC/BOI < juned.shaikh@icicihfc.com > wrote: NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS Loan Amount Including Insurance 1610000 NOI Govt Fees Stamp Duty 0.30% 4830.00 Registration Fees 0.50% 8050.00 Govt.Document Handling Charges Fixed 350 350 EZDOCS Service Fees for NOI Filling 1700 1700 Total Amount to be Paid to EZDOCS for NOI 14930.00 Juned Shaikh HFC-BOISAR 9890939949
🤖 read: challan shared ✓ — “PFA”
OL The NOI teamTYPED IN GMAIL
16 Oct, 18:50 · 7m ago

Team,

We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Fri, 16 Oct 2026 at 16:25, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, Kindly share payment screenshot for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 16 Oct 2026 at 16:23, Juned Shaikh /DIST/ICICIHFC/BOI < juned.shaikh@icicihfc.com > wrote: NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS Loan Amount Including Insurance 1610000 NOI Govt Fees Stamp Duty 0.30% 4830.00 Registration Fees 0.50% 8050.00 Govt.Document Handling Charges Fixed 350 350 EZDOCS Service Fees for NOI Filling 1700 1700 Total Amount to be Paid to EZDOCS for NOI 14930.00 Juned Shaikh HFC-BOISAR 9890939949
🤖 read: asks the branch for documents, the payment, a clarification — “For noi filing we need index 2 copy.”
OL The NOI teamTYPED IN GMAIL
16 Oct, 18:50 · 7m ago

Team,

PFA challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Fri, 16 Oct 2026 at 18:50, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. For noi filing we need index 2 copy. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 16 Oct 2026 at 16:25, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, Kindly share payment screenshot for challan processing. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Fri, 16 Oct 2026 at 16:23, Juned Shaikh /DIST/ICICIHFC/BOI < juned.shaikh@icicihfc.com > wrote: NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS Loan Amount Including Insurance 1610000 NOI Govt Fees Stamp Duty 0.30% 4830.00 Registration Fees 0.50% 8050.00 Govt.Document Handling Charges Fixed 350 350 EZDOCS Service Fees for NOI Filling 1700 1700 Total Amount to be Paid to EZDOCS for NOI 14930.00 Juned Shaikh HFC-BOISAR 9890939949
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Everything for the challan is in. Make it today.
For the e-filing visit later (not for the challan): Index II copy / Title document
DocumentFile — click to openStatusWhen
Technical report image.png
filed 2h ago
Selfie / photo 1792063122439.png
filed 2h ago
Selfie / photo 1792063221838.png
CANNOT BE READ — clear copy asked 2h ago
Sanction letter KFSLetter_77000354520 (1).pdf
filed 2h ago
PAN card+ Aadhaar card inside KM_205i_05539.pdf
filed 2h ago
Other image.png
filed 2h ago
Selfie / photo PRITI PIC.pdf
CANNOT BE READ — clear copy asked 2h ago
Selfie / photo KAPIL PIC.pdf
CANNOT BE READ — clear copy asked 2h ago
Technical report Outlook-gm11yvbn.png
filed 2h ago
Payment screenshot IMG-20261016-WA0020.jpg
filed 29m ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,950.29
Where it stands
VERIFIED — money received
Screenshot claims
₹14,950 131389545358
Paid at
17:43:46
Verified on
17:45:02

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹4,840₹8,060₹350 ₹1,700₹14,950
By law ₹14,930. We ask ₹14,950 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

Challan: 13 of 13 boxes on the caseOpen the verification page →
Highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road), City / village
The e-filing’s boxes (33 of 46 ready) come up once the challan is paid.
✗ EzDocs found boxes that do NOT agree with the document (26m ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (Outlook-gm11yvbn.png) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this
Outlook-gm11yvbn.png
Property Address line
FLAT NO. A/104, 1ST FLOOR, A WING, BUILDING NO. 03,OM SAI COMPLEX, NEAR MARUTI SUZUKI SHOWROOM,BOISAR ROAD, BOISAR (EAST), 401501
Legal Address line
FLAT NO. A/104, 1ST FLOOR, A WING, BUILDING NO. 03, OM SAI COMPLEX, S.NO. 109, H.NO. 01 TO 03, VILLAGE BETEGAON, TALUKA AND DISTRICT PALGHAR, BOISAR (EAST), 401501
PIN
401501
the technical report
image.png
Property Address line
FLAT NO. A/104, 1ST FLOOR, A WING, BUILDING NO. 03,OM SAI COMPLEX, NEAR MARUTI SUZUKI SHOWROOM,BOISAR ROAD, BOISAR (EAST), 401501
Legal Address line
FLAT NO. A/104, 1ST FLOOR, A WING, BUILDING NO. 03, OM SAI COMPLEX, S.NO. 109, H.NO. 01 TO 03, VILLAGE BETEGAON, TALUKA AND DISTRICT PALGHAR, BOISAR (EAST), 401501
PIN
401501
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO A/104 1ST FLOOR A WING BUILDING NO 03 OM SAI COMPLEX S NO 109 H NO 01 TO 03
Locality/Road
VILLAGE BETEGAON NEAR MARUTI SUZUKI SHOWROOM BOISAR ROAD BOISAR EAST TALUKA AND DISTRICT PALGHAR
Area/City
PALGHAR
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorKAPIL DWARIKA VARMABXCPD3243A…6799
co_mortgagorPRITI KAPIL VARMADDAPV7431N…6980

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasejuned.shaikh@icicihfc.com 2h ago
acknowledgementjuned.shaikh@icicihfc.com 29m ago
What EzDocs read from each document — check anything marked in red
Sanction letter KFSLetter_77000354520 (1).pdf needs your check
lan
77000354520
legible
True
purpose
Home Loan and Purchase/Improvement of Property
loan type
Home Loan and Purchase/Improvement of Property
confidence
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000354520)', "the sanctioned amount's digits and word
rate words
9.10 % p.a. Floating; IHPLR 18.9 % less 9.80 %
loan amount
1600000.0
rate spread
-9.8
final amount
1600000.0
interest rate
9.1
sanction date
15/10/2026
reference rate
18.9
applicant email
kapilkapil0926@gmail.com
applicant names
KAPIL DWARIKA VARMA, PRITI KAPIL VARMA
printed altered
False
sourced through
358735 - SUBODH KUMAR MAHTO-HFC
applicant mobile
9890993599
balance transfer
False
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Flat No -304, B -Wing, Om Sai Complex, Bategaon, Palghar, PALGHAR, MAHARASHTRA, IN, 401501
raw reading (for Abhijit)
{'lan': '77000354520', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000354520)', "the sanctioned amount's digits and words agree (1600000)", 'the rate is the benchmark less the spread (18.9 - 9.80 = 9.1)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '9.10 % p.a. Floating; IHPLR 18.9 % less 9.80 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1600000.0, 'rate_spread': -9.8, 'final_amount': 1600000.0, 'interest_rate': 9.1, 'quality_issue': None, 'sanction_date': '15/10/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'kapilkapil0926@gmail.com', 'applicant_names': ['KAPIL DWARIKA VARMA', 'PRITI KAPIL VARMA'], 'printed_altered': False, 'sourced_through': '358735 - SUBODH KUMAR MAHTO-HFC', 'applicant_mobile': '9890993599', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No -304, B -Wing, Om Sai Complex, Bategaon, Palghar, PALGHAR, MAHARASHTRA, IN, 401501'}
Selfie / photo 1792063122439.png needs your check
kind
live_selfie
legible
True
confidence
0.9
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'quality_issue': None}
Selfie / photo 1792063221838.png needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
PAN card KM_205i_05539.pdf needs your check
dob
1999-03-15
pan
DDAPV7431N
name
PRITI KAPIL VARMA
legible
True
father name
DINESH KUMAR
raw reading (for Abhijit)
{'dob': '1999-03-15', 'pan': 'DDAPV7431N', 'name': 'PRITI KAPIL VARMA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DINESH KUMAR', 'aadhaar_last4': None, 'quality_issue': None}
Technical report image.png needs your check
found
True
found in
PROPERTY ADDRESS
paper for
loan_ref: 77000354520; report_id: HRQ-26-157782; customer_name: Kapil Dwarika Varma
confidence
1.0
reading486
property
address lines
taken: legal; legal_address: Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501; property_address: Flat No.
property address
pin: 401501; road: Boisar Road; state: Maharashtra; taluka: Palghar; Flat no: Flat No. A/104; district: Palghar; Floor: 1st; landmark: Near Maruti Suzuki Showroom; Address: Flat No. A/104, 1st Floor, A Wing, Buil
security address verbatim
Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000354520', 'report_id': 'HRQ-26-157782', 'customer_name': 'Kapil Dwarika Varma'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501', 'property_address': 'Flat No. A/104, 1st Floor, A Wing, Building No. 03,Om Sai Complex, Near Maruti Suzuki Showroom,,Boisar Road, Boisar (East), 401501'}, 'property_address': {'pin': '401501', 'road': 'Boisar Road', 'state': 'Maharashtra', 'taluka': 'Palghar', 'flat_no': 'Flat No. A/104', 'district': 'Palghar', 'floor_no': '1st', 'landmark': 'Near Maruti Suzuki Showroom', 'full_address': 'Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501', 'village_city': 'Betegaon', 'building_name': 'A Wing, Building No. 03, Om Sai Complex', 'survey_or_cts_no': 'S.No. 109, H.No. 01 To 03'}, 'security_address_verbatim': 'Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501'}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
PAN card KM_205i_05539.pdf needs your check
dob
1999-03-15
name
Priti Kapil Varma
mobile
9890993599
address
pin: 401501; flat: FLAT NO-304; state: Maharashtra; building: B-WING, OM SAI COMPLEX; district: Palghar; post_office: Boisar; Village: BETEGAON, BETEGAON
legible
True
aadhaar last4
6980
raw reading (for Abhijit)
{'dob': '1999-03-15', 'pan': None, 'name': 'Priti Kapil Varma', 'mobile': '9890993599', 'address': {'pin': '401501', 'area': None, 'flat': 'FLAT NO-304', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'B-WING, OM SAI COMPLEX', 'district': 'Palghar', 'post_office': 'Boisar', 'village_city': 'BETEGAON, BETEGAON'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6980', 'quality_issue': None}
Selfie / photo PRITI PIC.pdf needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Selfie / photo KAPIL PIC.pdf needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
quality issue
this is a photograph of a passport-size print, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}
Technical report Outlook-gm11yvbn.png needs your check
found
True
found in
INDIVIDUAL TECHNICAL REPORT (Legal Address)
paper for
loan_ref: 77000354520; report_id: HRQ-26-157782; customer_name: Kapil Dwarika Varma
confidence
1.0
reading486
property
address lines
taken: legal; legal_address: Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501; property_address: Flat No.
property address
pin: 401501; road: Boisar Road; state: Maharashtra; taluka: Palghar; Flat no: Flat No. A/104; district: Palghar; Floor: 1st Floor; landmark: Near Maruti Suzuki Showroom; Address: Flat No. A/104, 1st Floor, A Wing
security address verbatim
Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT (Legal Address)', 'area_sq_m': None, 'paper_for': {'loan_ref': '77000354520', 'report_id': 'HRQ-26-157782', 'customer_name': 'Kapil Dwarika Varma'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501', 'property_address': 'Flat No. A/104, 1st Floor, A Wing, Building No. 03,Om Sai Complex, Near Maruti Suzuki Showroom,,Boisar Road, Boisar (East), 401501'}, 'property_address': {'pin': '401501', 'road': 'Boisar Road', 'state': 'Maharashtra', 'taluka': 'Palghar', 'flat_no': 'Flat No. A/104', 'district': 'Palghar', 'floor_no': '1st Floor', 'landmark': 'Near Maruti Suzuki Showroom', 'full_address': 'Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501', 'village_city': 'Betegaon', 'building_name': 'A Wing, Building No. 03, Om Sai Complex', 'survey_or_cts_no': 'S.No. 109, H.No. 01 To 03'}, 'security_address_verbatim': 'Flat No. A/104, 1st Floor, A Wing, Building No. 03, Om Sai Complex, S.No. 109, H.No. 01 To 03, Village Betegaon, Taluka And District Palghar, Boisar (East), 401501'}
PAN card KM_205i_05539.pdf needs your check
dob
1999-03-15
pan
DDAPV7431N
name
PRITI KAPIL VARMA
page
1
legible
True
card kind
pan
father name
DINESH KUMAR
card of many
1
raw reading (for Abhijit)
{'dob': '1999-03-15', 'pan': 'DDAPV7431N', 'name': 'PRITI KAPIL VARMA', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DINESH KUMAR', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
PAN card KM_205i_05539.pdf needs your check
dob
1999-03-15
name
Priti Kapil Varma
page
1
mobile
9890993599
address
pin: 401501; area: BETEGAON; flat: FLAT NO-304; state: Maharashtra; building: B-WING, OM SAI COMPLEX; district: Palghar; post_office: Boisar; Village: BETEGAON, Bolsar
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
6980
raw reading (for Abhijit)
{'dob': '1999-03-15', 'pan': None, 'name': 'Priti Kapil Varma', 'page': 1, 'mobile': '9890993599', 'address': {'pin': '401501', 'area': 'BETEGAON', 'flat': 'FLAT NO-304', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'B-WING, OM SAI COMPLEX', 'district': 'Palghar', 'post_office': 'Boisar', 'village_city': 'BETEGAON, Bolsar'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '6980', 'quality_issue': None}
PAN card KM_205i_05539.pdf needs your check
dob
1992-03-25
pan
BXCPD3243A
name
KAPIL DWARIKA VARMA
page
3
legible
True
card kind
pan
father name
DWARIKA
card of many
3
raw reading (for Abhijit)
{'dob': '1992-03-25', 'pan': 'BXCPD3243A', 'name': 'KAPIL DWARIKA VARMA', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DWARIKA', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
PAN card KM_205i_05539.pdf needs your check
dob
1992-03-25
name
Kapil Dwarika Varma
page
3
mobile
9890993599
address
pin: 401501; area: Betegaon; flat: Flat No-304; state: Maharashtra; building: B-Wing, Om Sai Complex; district: Palghar; post_office: Boisar; Village: Betegaon, Bolsar
legible
True
card kind
aadhaar
card of many
4
aadhaar last4
6799
raw reading (for Abhijit)
{'dob': '1992-03-25', 'pan': None, 'name': 'Kapil Dwarika Varma', 'page': 3, 'mobile': '9890993599', 'address': {'pin': '401501', 'area': 'Betegaon', 'flat': 'Flat No-304', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'B-Wing, Om Sai Complex', 'district': 'Palghar', 'post_office': 'Boisar', 'village_city': 'Betegaon, Bolsar'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '6799', 'quality_issue': None}
Payment screenshot IMG-20261016-WA0020.jpg needs your check
utr
131389545358
date
2026-10-16
time
17:42
amount
14950
method
UPI
payee upi
....1429@hdfcbank
payee name
ADV RASHMI SINGH AND ASSOCIATES
payer name
JAGDAMBA ENTERPRISES
raw reading (for Abhijit)
{'utr': '131389545358', 'date': '2026-10-16', 'time': '17:42', 'amount': 14950, 'method': 'UPI', 'payee_upi': '....1429@hdfcbank', 'payer_upi': None, 'payee_name': 'ADV RASHMI SINGH AND ASSOCIATES', 'payer_name': 'JAGDAMBA ENTERPRISES', 'debit_notification_text': None}
Technical record (for Abhijit — safe to ignore)
3m agoKUNALcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
7m agoKUNALcalc_figure452{'by': 'KUNAL', 'rf': 8060, 'sd': 4840, 'why': "a person worked this challan on this figure with the calculator on the GRAS page; the amounts were typed into the form from it. The case's loan amount is not changed here",
7m agoEzDocsdraft_withdrawn{'why': "the team's own mail of 16 Oct, 18:50 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
8m agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the technical report print
8m agoEzDocsform_checked489{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 2, 'case_no': 'NOI-2026-03662'}
8m agoEzDocsreader_verdict{'fp': 'db68b8dcd8425b21', 'asked': True, 'missed': [{'do': "Change 'HOUSE NO' to 'HISSA NO'.", 'box': 'box 1', 'why': "The challan box incorrectly uses 'HOUSE NO' for the Hissa Number.", 'quote': 'S.No. 109, H.No. 01 To
8m agothe co-pilotchallan_numbers_from_reading{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'Outlook-gm11yvbn.png', 'from': 'the technical report', 'added': ['HO
8m agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (ROAD) — read box 1 once against the paper's own words"}
8m agoEzDocschallan_boxes_composed{'fp': 'fc3d3c8bfe76312b', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'FLAT NO A/104 1ST FLOOR A WING B
26m agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The
29m agoEzDocsfile_note490{'v': '1', 'at': '2026-10-16T12:59:15', 'why': 'mail', 'open': 9, 'mails': [{'at': '2026-10-16 10:52', 'id': '1a144586f84e1a26', 'from': 'branch', 'gist': 'The branch is asking for a quote for NOI charges and service fee
29m agoEzDocsmail_against_file490{'at': '2026-10-16T12:59:15', 'asks': [], 'gist': 'The branch sent a payment screenshot.', 'next': 'We must verify the payment and then process the challan.', 'brought': [{'how': 'paper', 'need': '', 'what': 'the
29m agoEzDocschallan_queue_entered{'why': 'challan-visit documents complete and payment verified'}
29m agoEzDocscase_acknowledged_challan_queued{'utr': '131389545358', 'fee_total': 14950}
29m agoEzDocsemail_shadowed:ack{'to': 'juned.shaikh@icicihfc.com', 'body': 'Team,\n\nWe acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same. For NOI filing, we need the Index 2 copy.\n\nAradhana Rai\n
29m agoEzDocsaddress_compared{'sig': '697df1ccecaaf245', 'why': 'new mail', 'people': [{'home': 'Flat No-304, B-Wing, Om Sai Complex, Betegaon, Betegaon, Bolsar, Palghar, 401501', 'person': 'KAPIL DWARIKA VARMA', 'against': [{'src': 'sanction_letter
29m agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 4.9, 'workers': 3}
29m agoEzDocsmatch_confirmed{'how': "EzDocs looked again at this payment against the case's own papers and confirmed it", 'who': 'EzDocs', 'why': "the transaction number on this case's payment screenshot is this credit's (131389545358)", 'sms_id':
29m agoEzDocsscreenshot_claim_recorded{'utr': '131389545358', 'date': '2026-10-16', 'parts': 1, 'amount': 14950, 'claimed_total': 14950.0}
29m agoEzDocsdocument_received{'file': 'IMG-20261016-WA0020.jpg', 'doc_type': 'payment_screenshot', 'confidence': 0.98, 'payment_seen': 'page 1, To ADV RASHMI SINGH AND ASSOCIATES....1429@hdfcbank', 'payments_to_us': 1}
49m agoEzDocsreader_home_address{'fp': '0cdc459d2173a2f0', 'from': 'the sanction letter (KFSLetter_77000354520 (1).pdf)', 'home': {'pin': '401501', 'area': 'BATEGAON', 'flat': '304', 'state': 'MAHARASHTRA', 'building': 'OM SAI COMPLEX', 'district': 'PA
49m agoEzDocsreader_mail_addition{'fp': '3b9284aa89164659', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
58m agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR']}
1h agoEzDocscase_reevaluated{'stage_after': 'AWAITING_DOCS'}
1h agoEzDocsdraft_not_needed525{'why': "the team's own mail of 16 Oct, 16:28 already asked for the payment screenshot", 'kind': 'doc_chase', 'words': "no doc chase drafted — the team's own mail of 16 Oct, 16:28 already asked for the payment screenshot
1h agoEzDocspayment_verified{'utr': '131389545358', 'delta': -0.29, 'method': 'amount_in_buffer', 'paid_at': '2026-10-16T12:13:46.967657+00:00', 'expected': 14950.29, 'received': 14950.0, 'confidence': 'medium'}
1h agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
1h agoEzDocsquoted_history_checked{}
1h agoEzDocsextra_challan_scanned{'found': 0}
2h agoEzDocscards_read{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'KM_205i_05539.pdf', 'cards': 4, 'doc_id': 'b46e4ad7-c772-4ee0-ae43-d755a6580639', 'applied': 2}

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
₹14,950 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Ready for the challan
Make it on GRAS — the Calculator holds the figures.
Next — whose move
Us
make the challan
Today · 16 Oct40 things
KUNAL pressed Proceed on the challan — what was changed is kept
18:55
An old draft withdrew itself — its asks were already answered
18:50
EzDocs found something to check before the form is saved
18:50
EzDocs took 44 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:50
The challan's address boxes were written from the papers
18:49
Everything for the challan is in — queued
Papers and money are in — the challan is next.
18:29
Wrote the acknowledgement mail — held, silent mode
Re: NOI 77000354520 - KAPIL VARMA
18:29
The branch's payment screenshot was read
18:29
Received: Payment screenshot
IMG-20261016-WA0020.jpg
18:29
Nothing new to ask for — stayed quiet
18:00
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:45
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
16:32
Nothing new to ask for — stayed quiet
16:26
Property checked by EzDocs — read from the report, every box that names the flat is there
16:26
Property re-read from this bank's ruling source (ICICI: the technical report)
16:26
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
16:26
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
16:26
Received: Technical report
Outlook-gm11yvbn.png
16:26
Received: Selfie — not usable
KAPIL PIC.pdf — this is a photograph of a passport-size print, not a live selfie
16:26
Received: Selfie — not usable
PRITI PIC.pdf — this is a photograph of a passport-size print, not a live selfie
16:26
An old draft withdrew itself — its asks were already answered
16:25
EzDocs read the whole file
16:24
Wrote the document chase mail — held, silent mode
Re: NOI 77000354520 - KAPIL VARMA
16:24
The challan's address boxes were written from the papers
16:24
Nothing new to ask for — stayed quiet
16:24
No fee quote sent — the branch's own figures were right
16:24
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
16:23
Property checked by EzDocs — read from the report, every box that names the flat is there
16:23
The loan amount was worked out from the papers
16:23
Property read from the legal / technical report (the sanction letter had none)
16:23
Co-applicant added
16:23
Received: other
image.png
16:23
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
16:23
Selfie checked — a live one
A real selfie — usable for the e-filing.
16:23
Received: PAN card
KM_205i_05539.pdf
16:23
Received: Sanction letter
KFSLetter_77000354520 (1).pdf
16:23
Received: Selfie — not usable
1792063221838.png — this is a photograph of a passport-size print, not a live selfie
16:23
Received: Selfie
1792063122439.png
16:23
Received: Technical report
image.png
16:23
Case opened from the branch's mail
16:23
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
rendered in 1.70 s · 162 queries · this page refreshes by itself when something on it changes (never while you type) · release v532 · build 18d6b07b