Cases / NOI-2026-03043

Sunil Dhanraj Borkute

LAN 4600000706 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 4

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs1 still to come

8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — shows ₹11,250; money not verified yetopen

✓Technical reportopen

✓Sanction letteropen

✓PAN cardopen

✓Paid challan (GRAS)open

✓Selfie / photo — inside kyc sunil borkute.pdfopen

✓Aadhaar card — inside kyc sunil borkute.pdfopen

✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)

Index II copy / Title document — for the e-filing visit later

All files (5)A label is wrong? Fix it under All documents.

For you to check

The work is done — our fee of ₹11,270.21 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹11,270.21CASE MARK

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹11,250; we wait for the credit itself

Ask for the exact ₹11,270.21. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%3,460

Registration fee 0.5%5,760

Government handling350

Our service fee1,700.21

Total we ask for11,270.21

Screenshot ₹11,250 — ₹20 under our ask, not below the real calculation ₹11,200. Counts as full. Nothing to ask.
Screenshot ₹11,250 — verified by itself the moment the bank credit is heard.

why?

The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.

Paid by UPI to 7715973535m@pnb at 2026-09-30 — the PNB SMS verifies it within minutes.

This money went to the PNB UPI id on the Vivo (EZDOCS). That ear is working (last reached us 15 Oct 17:20 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹11,250. We ask ₹11,270 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹11,250 — accept as full (₹20.21 = our margin).

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 40 minour time (made after working hours) · 30 Sep 20:31

Index II —not yet

the NOI team 14 d 22 htotal 14 d 22 h so far

Now with the NOI team — e-filing on IGR

since 30 Sep 20:31 — 14 d 22 h of working time

Day by day — every step and who held it

30 Sep 19:50Your branch's mail

30 Sep 19:51Fee quoted+1 min · the NOI team

30 Sep 19:51Papers readat once

30 Sep 19:51Property readat once

30 Sep 20:31Challan made+39 min · the NOI team

Case facts

Bank

ICICI_HFC

Loan amount

₹11,50,000

Loan account no.

4600000706

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: Sneha Sunil Borkute is named on the sanction letter (KFSLetter_4600000706.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• payment NOT verified — office rule: no filing before credit

• 18 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

• changed — floor no: the case held SEC; filled 2 — EzDocs (reading the whole file), from technical_report, reads it so

• changed — flat no: the case held FLAT NO S-201; filled S-201 — EzDocs (reading the whole file), from technical_report, reads it so

• changed — area unit: the case held SQ.MT; filled SQ FT — EzDocs (reading the whole file), from technical_report, reads it so

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent the loan documents and confirmed payment, and the NOI team has shared the challan. The NOI team is now waiting for the Index II copy from the branch to proceed with filing.

the history says the next move is with the branch — the Index II

the branch last asked: Please provide NOI on top priority; docket is on hold for challan.

the history says the branch sent the Index II / sale deed, but no such paper is on the case — the attachment may not have been stored or read; open that mail and upload it under All documents

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 1 (2026-09-30) “HRQ-26-151294_INDProcessRequest_2500320260930195016050.pdf, KFSLetter_4600000706.pdf, IMG-20260930-WA0023.jpg, kyc sunil borkute.pdf”

✓ fee paid — the branch's words — done, mail 1 (2026-09-30) “PAYMENT SCREENSHOT WITH UTR ATTACHED”

✓ challan made — done, mail 3 (2026-09-30) “Please find the challan attached for your reference.”

✓ challan shared — done, mail 3 (2026-09-30) “Please find the challan attached for your reference.”

? Index II asked for — asked, mail 4 (2026-09-30) “For the NOI filing, we need the index 2 copy.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-30) “*IINDEX II COPY | LSR | SALE DEED ATTACHED”

read over 4 mail(s), last mail 2026-09-30 · read 14d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH011192594202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-03043 | 4600000706

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 4600000706) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 12 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

MN mayur.nichal@icicihfc.com icicihfc.com
30 Sep, 19:50 · 14d ago THE FIRST MAIL — how this case began

Provide MODT challan in case of Sunil Dhanraj Borkute App No 4600000706

📎 IMG-20260930-WA0023.jpg ↗📎 HRQ-26-151294_INDProcessRequest_2500320260 ↗📎 KFSLetter_4600000706.pdf ↗📎 kyc sunil borkute.pdf ↗

Dear Team,

Please provide MODT chal detail case on priority.

Customer nameSunil Dhanraj Borkute

Loan account (LAN)bellow

Loan amount₹11,50,000

Stamp duty 0.30%₹3,450

Registration fee 0.50%₹5,750

DHC₹350

Total₹11,250

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✓ IINDEX II COPY | LSR | SALE DEED — attached
✓ APPLICANT SELFIE — attached
✓ PAYMENT SCREENSHOT WITH UTR — attached

LAN NO4600000706

CASE INITIATION BRANCH NAME

AKOLA

CASE TYPE (PLS MENTION IT )

Resale Purchase

NOI SERIVCE FEE₹1,700

SRO

AKOLA

Regards
Mayur Nichal
TBM Synergy Branch.

🤖 read: asks for the challan; documents attached — “Please provide MODT challan bellow detail case on priority.”

MN mayur.nichal@icicihfc.com icicihfc.com
30 Sep, 20:21 · 14d ago

Dear Team,

Please provide NOI on top priority; docket is on hold for challan.

Regards
Mayur

earlier mails quoted below

________________________________
From: Mayur Nichal /DIST/ICICIHFC/AKOLA
Sent: Wednesday, September 30, 2026 7:50 PM
To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Cc: Prafull Dasanpure /DIST/ICICIHFC/AKOLA <prafull.dasanpure@icicihfc.com>; Vedant Mangle /DIST/ICICIHFC/AKOLA <vedant.mangle@icicihfc.com>
Subject: Provide MODT challan in case of Sunil Dhanraj Borkute App No 4600000706

Dear Team,

Please provide MODT challan bellow detail case on priority.

APPLICANT NAME
Sunil Dhanraj Borkute
LAN NO
4600000706
CASE INITIATION BRANCH NAME
AKOLA
CASE TYPE (PLS MENTION IT)
Resale Purchase

LOAN AMOUNT WITH INSURANCE
11,50,000/-
0.30%
3,450/-
0.50%
5,750/-
NOI SERIVCE FEE
1,700/-
DHC
350/-
TOTAL AMOUNT PAYABLE
11,250/-

*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
ATTACHED
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED

SRO
AKOLA

Regards
Mayur Nichal
TBM Synergy Branch.

🤖 read: asks for the e-filing copy — “Please provide NOI on top priority; docket is on hold for challan.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 20:32 · 14d ago

📎 SUNIL DHANRAJ BORKUTE EchallanMH0111925942 ↗

Team,

Please find the challan attached for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:21, Mayur Nichal /DIST/ICICIHFC/AKOLA <
mayur.nichal@icicihfc.com> wrote:

Dear Team,

Please provide NOI on top priority; docket is on hold for challan.

Regards
Mayur
------------------------------
*From:* Mayur Nichal /DIST/ICICIHFC/AKOLA
*Sent:* Wednesday, September 30, 2026 7:50 PM
*To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
*Cc:* Prafull Dasanpure /DIST/ICICIHFC/AKOLA <
prafull.dasanpure@icicihfc.com>; Vedant Mangle /DIST/ICICIHFC/AKOLA <
vedant.mangle@icicihfc.com>
*Subject:* Provide MODT challan in case of Sunil Dhanraj Borkute App No
4600000706

Dear Team,

Please provide MODT challan bellow detail case on priority.

APPLICANT NAME
*Sunil Dhanraj Borkute*
LAN NO
*4600000706*
CASE INITIATION BRANCH NAME
AKOLA
CASE TYPE (PLS MENTION IT)
Resale Purchase

LOAN AMOUNT WITH INSURANCE
11,50,000/-
0.30%
*3,450/-*
0.50%
*5,750/-*
NOI SERIVCE FEE
*1,700/-*
DHC
*350/-*
TOTAL AMOUNT PAYABLE
*11,250/-*

*SANCTION LETTER
ATTACHED
*APPLICANT/S AADHAR CARD
ATTACHED
*APPLICANT/S PAN CARD
ATTACHED
*IINDEX II COPY | LSR | SALE DEED
*ATTACHED*
*APPLICANT SELFIE
ATTACHED
*PAYMENT SCREENSHOT WITH UTR
ATTACHED

SRO
AKOLA

Regards
Mayur Nichal
TBM Synergy Branch.

🤖 read: challan shared ✓ — “Please find the challan attached for your reference.”

OL The NOI teamTYPED IN GMAIL
30 Sep, 20:33 · 14d ago

Team,

For the NOI filing, we need the index 2 copy.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Wed, 30 Sept 2026 at 20:32, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team,

Please find the challan attached for your reference.

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Wed, 30 Sept 2026 at 20:21, Mayur Nichal /DIST/ICICIHFC/AKOLA < mayur.nichal@icicihfc.com > wrote:

Dear Team,

Please provide NOI on top priority; docket is on hold for challan.

Regards

Mayur

From: Mayur Nichal /DIST/ICICIHFC/AKOLA

Sent: Wednesday, September 30, 2026 7:50 PM

To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >

Cc: Prafull Dasanpure /DIST/ICICIHFC/AKOLA < prafull.dasanpure@icicihfc.com >; Vedant Mangle /DIST/ICICIHFC/AKOLA < vedant.mangle@icicihfc.com >

Subject: Provide MODT challan in case of Sunil Dhanraj Borkute App No 4600000706

Dear Team,

Please provide MODT challan bellow detail case on priority.

APPLICANT NAME

Sunil Dhanraj Borkute

LAN NO

4600000706

CASE INITIATION BRANCH NAME

AKOLA

CASE TYPE (PLS MENTION IT)

Resale Purchase

LOAN AMOUNT WITH INSURANCE

11,50,000/-

0.30%

3,450/-

0.50%

5,750/-

NOI SERIVCE FEE

1,700/-

DHC

350/-

TOTAL AMOUNT PAYABLE

11,250/-

*SANCTION LETTER

ATTACHED

*APPLICANT/S AADHAR CARD

ATTACHED

*APPLICANT/S PAN CARD

ATTACHED

*IINDEX II COPY | LSR | SALE DEED

ATTACHED

*APPLICANT SELFIE

ATTACHED

*PAYMENT SCREENSHOT WITH UTR

ATTACHED

SRO

AKOLA

Regards

Mayur Nichal

TBM Synergy Branch.

🤖 read: asks the branch for documents — “For the NOI filing, we need the index 2 copy.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20260930-WA0023.jpg	filed	14d ago
Technical report	HRQ-26-151294_INDProcessRequest_2500320260930195016050.pdf	filed	14d ago
Sanction letter	KFSLetter_4600000706.pdf	filed	14d ago
PAN card+ Selfie / photo inside+ Aadhaar card inside	kyc sunil borkute.pdf	filed	14d ago
Paid challan (GRAS)	SUNIL DHANRAJ BORKUTE EchallanMH011192594202627E.pdf	filed	14d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹11,270.21

Where it stands
waiting for the credit

Screenshot claims
₹11,250 078610424659

why?

Paid by UPI to 7715973535m@pnb at 2026-09-30 — the PNB SMS verifies it within minutes.

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹3,460	₹5,760	₹350	₹1,700	₹11,270

By law ₹11,250. We ask ₹11,270 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed no / year / SRO, Floor (person 1), Flat / house no (person 1)

20 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✓ EzDocs checked every box against the document’s own words 14d ago — all agree.

CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-151294_INDProcessRequest_2500320260930195016050.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No S-201 On Plot No 19a, Second Floor, Swarajya Heights, Plot No 19a And 19b, Survey No 590, Mouje Akot Bhag-2, At Akot Shegaon Road Opposite Vijay Nagar Gate, Tah Akot Dist Akola 444101

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

HRQ-26-151294_INDProcessRequest_2500320260930195016050.pdf

Property Address line
FLAT NO S-201 ON PLOT NO 19A, SECOND FLOOR,SWARAJYA HEIGHTS, PLOT NO 19A AND 19B, SURVEY NO,590, MOUJE AKOT BHAG-2, AT AKOT SHEGAON ROAD,TAH AKOT DIST AKOLA 444101

Legal Address line
FLAT NO S-201 ON PLOT NO 19A, SECOND FLOOR, SWARAJYA HEIGHTS, PLOT NO 19A AND 19B, SURVEY NO 590, MOUJE AKOT BHAG-2, AT AKOT SHEGAON ROAD OPPOSITE VIJAY NAGAR GATE, TAH AKOT DIST AKOLA 444101

PIN
444101

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO S-201 SECOND FLOOR SWARAJYA HEIGHTS PLOT NO 19A AND 19B SURVEY NO 590 MOUJE AKOT BHAG-2

Locality/Road
AT AKOT SHEGAON ROAD OPPOSITE VIJAY NAGAR GATE TAH AKOT DIST AKOLA

Area/City
AKOLA

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Sunil Dhanraj Borkute	BJBPB7709L	…9396

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
documents acknowledged	mayur.nichal@icicihfc.com	14d ago
Index II chase	mayur.nichal@icicihfc.com	14d ago
Index II chase	mayur.nichal@icicihfc.com	10d ago
Index II chase	mayur.nichal@icicihfc.com	7d ago
Index II chase	mayur.nichal@icicihfc.com	2d ago

What EzDocs read from each document — check anything marked in red

Payment screenshot IMG-20260930-WA0023.jpg needs your check

utr
078610424659

date
2026-09-30

time
16:22

amount
11250

method
PhonePe

payee upi
7715973535m@pnb

payee name
EZDOCS

raw reading (for Abhijit)

{'utr': '078610424659', 'date': '2026-09-30', 'time': '16:22', 'amount': 11250, 'method': 'PhonePe', 'payee_upi': '7715973535m@pnb', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}

Sanction letter KFSLetter_4600000706.pdf needs your check

lan
4600000706

legible
True

purpose
Home Loan and Purchase/Improvement of Property

borrowers
{'name': 'Sunil Dhanraj Borkute', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'Sneha Sunil Borkute', 'role': 'co_applicant', 'label': None}

loan type
Home Loan and Purchase/Improvement of Property

confidence
1.0

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.10% 9.80%p.a

linked refs
4600000707

loan amount
1150000.0

rate spread
-9.1

final amount
1150000.0

interest rate
9.8

sanction date
30/09/2026

reference rate
18.9

applicant email
sunil3016@gmail.com

applicant names
Sunil Dhanraj Borkute, Sneha Sunil Borkute

printed altered
False

applicant mobile
+91-9763220120

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Hanuman Nagar Akot, Dist Akola, Akot, Akola, AKOLA, MAHARASHTRA, IN, 444101

raw reading (for Abhijit)

{'lan': '4600000706', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [{'name': 'Sunil Dhanraj Borkute', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'Sneha Sunil Borkute', 'role': 'co_applicant', 'label': None}], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)9.10% 9.80%p.a', 'handwritten': [], 'linked_refs': ['4600000707'], 'loan_amount': 1150000.0, 'rate_spread': -9.1, 'final_amount': 1150000.0, 'interest_rate': 9.8, 'quality_issue': None, 'sanction_date': '30/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'sunil3016@gmail.com', 'applicant_names': ['Sunil Dhanraj Borkute', 'Sneha Sunil Borkute'], 'printed_altered': False, 'applicant_mobile': '+91-9763220120', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Hanuman Nagar Akot, Dist Akola, Akot, Akola, AKOLA, MAHARASHTRA, IN, 444101'}

Technical report HRQ-26-151294_INDProcessRequest_2500320260930195016050.pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
27.68

paper for
loan_ref: 4600000706; report_id: HRQ-26-151294; customer_name: Sunil Dhanraj Borkute

confidence
0.99

address lines
taken: legal; legal_address: Flat No S-201 On Plot No 19a, Second Floor, Swarajya Heights, Plot No 19a And 19b, Survey No 590, Mouje Akot Bhag-2, At Akot Shegaon Road Opposite Vijay Nagar Gate, Tah Akot Dist Akola 444101

property address
pin: 444101; road: Akot Shegaon Road; state: Maharashtra; taluka: Akot; Flat no: Flat No S-201; district: Akola; Floor: Second Floor; landmark: Opposite Vijay Nagar Gate; Address: Flat No S-201 On Plot No 19a, Se

security address verbatim
Flat No S-201 On Plot No 19a, Second Floor, Swarajya Heights, Plot No 19a And 19b, Survey No 590, Mouje Akot Bhag-2, At Akot Shegaon Road Opposite Vijay Nagar Gate, Tah Akot Dist Akola 444101

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 27.68, 'paper_for': {'loan_ref': '4600000706', 'report_id': 'HRQ-26-151294', 'customer_name': 'Sunil Dhanraj Borkute'}, 'pin_other': None, 'confidence': 0.99, 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No S-201 On Plot No 19a, Second Floor, Swarajya Heights, Plot No 19a And 19b, Survey No 590, Mouje Akot Bhag-2, At Akot Shegaon Road Opposite Vijay Nagar Gate, Tah Akot Dist Akola 444101', 'property_address': 'Flat No S-201 On Plot No 19a, Second Floor, ,Swarajya Heights, Plot No 19a And 19b, Survey No,590, Mouje Akot Bhag-2, At Akot Shegaon Road,Tah Akot Dist Akola 444101'}, 'property_address': {'pin': '444101', 'road': 'Akot Shegaon Road', 'state': 'Maharashtra', 'taluka': 'Akot', 'flat_no': 'Flat No S-201', 'district': 'Akola', 'floor_no': 'Second Floor', 'landmark': 'Opposite Vijay Nagar Gate', 'full_address': 'Flat No S-201 On Plot No 19a, Second Floor, Swarajya Heights, Plot No 19a And 19b, Survey No 590, Mouje Akot Bhag-2, At Akot Shegaon Road Opposite Vijay Nagar Gate, Tah Akot Dist Akola 444101', 'village_city': 'Akot Bhag-2', 'building_name': 'Swarajya Heights', 'survey_or_cts_no': 'Plot No 19a And 19b, Survey No 590'}, 'security_address_verbatim': 'Flat No S-201 On Plot No 19a, Second Floor, Swarajya Heights, Plot No 19a And 19b, Survey No 590, Mouje Akot Bhag-2, At Akot Shegaon Road Opposite Vijay Nagar Gate, Tah Akot Dist Akola 444101'}

PAN card kyc sunil borkute.pdf needs your check

dob
1988-07-25

pan
BJBPB7709L

address
pin: 444101; area: Akot; road: Hanuman Nagar; state: Maharashtra; district: Akola; Village: Akola

legible
True

aadhaar last4
9396

raw reading (for Abhijit)

{'dob': '1988-07-25', 'pan': 'BJBPB7709L', 'address': {'pin': '444101', 'area': 'Akot', 'flat': None, 'road': 'Hanuman Nagar', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Akola', 'post_office': None, 'village_city': 'Akola'}, 'legible': True, 'aadhaar_last4': '9396', 'quality_issue': None}

PAN card kyc sunil borkute.pdf needs your check

dob
1988-07-25

pan
BJBPB7709L

address
pin: 444101; area: Hanuman Nagar; state: Maharashtra; district: Akola; Village: Akot

legible
True

aadhaar last4
9396

raw reading (for Abhijit)

{'dob': '1988-07-25', 'pan': 'BJBPB7709L', 'mobile': None, 'address': {'pin': '444101', 'area': 'Hanuman Nagar', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Akola', 'post_office': None, 'village_city': 'Akot'}, 'legible': True, 'aadhaar_last4': '9396', 'quality_issue': None}

Payment screenshot IMG-20260930-WA0023.jpg needs your check

payments inside
bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '078610424659', 'date': '2026-09-30', 'page': 1, 'time': '16:22', 'payee': 'EZDOCS', 'amount': 11250.0, 'direction': 'credit', 'narration': 'T260930162244130

raw reading (for Abhijit)

{'payments_inside': {'bank': 'ICICI Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '078610424659', 'date': '2026-09-30', 'page': 1, 'time': '16:22', 'payee': 'EZDOCS', 'amount': 11250.0, 'direction': 'credit', 'narration': 'T2609301622441303245026', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': 'X40', 'account_holder': None}}

Paid challan (GRAS) SUNIL DHANRAJ BORKUTE EchallanMH011192594202627E.pdf needs your check

grn
MH011192594202627E

pin
444101

total
9220.0

article
6(1)

defaced
False

bank cin
03006172026100100082

district
AKOLA

area city
AKOLA

payer pan
BJBXXXXXXL

flat block
FLAT NO S-201 SECOND FLOOR ON PLOT NO 19A SWARAJYA HEIGHTS PLOT NO 19A AND 19B SURVEY NO 590 MOUJE

payer name
SUNIL DHANRAJ BORKUTE

sro office
AKT_AKOT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1150000

scheme rows
{'amount': 3460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5760.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0120

payment date
30/09/2026-20:31:10

road locality
AKOT BHAG-2 AT AKOT SHEGAON ROAD OPPOSITE VIJAY NAGAR GATE TAH AKOT

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
1150000

raw reading (for Abhijit)

{'grn': 'MH011192594202627E', 'pin': '444101', 'total': 9220.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100100082', 'district': 'AKOLA', 'area_city': 'AKOLA', 'payer_pan': 'BJBXXXXXXL', 'flat_block': 'FLAT NO S-201 SECOND FLOOR ON PLOT NO 19A SWARAJYA HEIGHTS PLOT NO 19A AND 19B SURVEY NO 590 MOUJE', 'payer_name': 'SUNIL DHANRAJ BORKUTE', 'sro_office': 'AKT_AKOT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=1150000', 'scheme_rows': [{'amount': 3460.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 5760.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0120', 'payment_date': '30/09/2026-20:31:10', 'road_locality': 'AKOT BHAG-2 AT AKOT SHEGAON ROAD OPPOSITE VIJAY NAGAR GATE TAH AKOT', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '1150000'}

Paid challan (GRAS) SUNIL DHANRAJ BORKUTE EchallanMH011192594202627E.pdf needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

Sanction letter KFSLetter_4600000706.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Technical report HRQ-26-151294_INDProcessRequest_2500320260930195016050.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Technical record (for Abhijit — safe to ignore)

32m ago	EzDocs	reader_efiling_verdict	{'fp': '07ee8d3426192664', 'asked': True, 'findings': [{'do': 'Provide the date of mortgage from the MOTD or branch mail.', 'box': 'Date of Mortgage', 'why': 'This required field is empty. The date of mortgage is crucial
2d ago	EzDocs	email_shadowed:index2_chase	{'to': 'mayur.nichal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 4600000706) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index I
2d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	EzDocs	email_shadowed:index2_chase	{'to': 'mayur.nichal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 4600000706) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index I
7d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
10d ago	EzDocs	email_shadowed:index2_chase	{'to': 'mayur.nichal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 4600000706) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index I
10d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
13d ago	EzDocs	hidden_payment_scan	{'file': 'HRQ-26-151294_INDProcessRequest_2500320260930195016050.pdf', 'kind': None, 'found': 0, 'doc_id': '790c3c5d-579f-468b-b545-2f62f74da377', 'fetched': True}
13d ago	EzDocs	hidden_payment_scan	{'file': 'KFSLetter_4600000706.pdf', 'kind': None, 'found': 0, 'doc_id': 'cd2a8d1b-77d4-4851-8e5c-17727c62335d', 'fetched': True}
13d ago	EzDocs	hidden_payment_scan	{'file': 'SUNIL DHANRAJ BORKUTE EchallanMH011192594202627E.pdf', 'kind': 'other', 'found': 0, 'doc_id': '9ec9f166-ba4d-4677-af63-66f403337926', 'fetched': True}
13d ago	EzDocs	case_read	{'how': 'uri', 'tag': '1241ddf7f81f542b', 'docs': ['HRQ-26-151294_INDProcessRequest_2500320260930195016050.pdf', 'KFSLetter_4600000706.pdf', 'kyc sunil borkute.pdf'], 'loan': {'amount': 1150000, 'made_of': [{'paper': 'sa
13d ago	EzDocs	case_read_started	{'tag': '1241ddf7f81f542b', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d ago	EzDocs	email_shadowed:index2_chase	{'to': 'mayur.nichal@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 4600000706) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index I
14d ago	EzDocs	draft_withdrawn	{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
14d ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BJxxxxxxXL — no paper on the
14d ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '392714', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
14d ago	EzDocs	filing_waits_on_title_doc	{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
14d ago	EzDocs	challan_found_on_case	{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SUNIL DHANRAJ BORKUTE EchallanMH011192594202627E.pdf', 'kind': '
14d ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SUNIL DHANRAJ BORKU
14d ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'AKT_AKOT SUB REGISTRAR', 'district': 'AKOLA'}
14d ago	EzDocs	challan_verified_against_case	{'grn': 'MH011192594202627E', 'file': 'SUNIL DHANRAJ BORKUTE EchallanMH011192594202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
14d ago	EzDocs	challan_extracted	{'grn': 'MH011192594202627E', 'file': 'SUNIL DHANRAJ BORKUTE EchallanMH011192594202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 9220.0}
14d ago	EzDocs	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_sent'], 'mails': 2, 'summar
14d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['HRQ-26-151294_INDProcessRequest_2500320260930195016050.pdf', 'KFSLetter_4600000706.pdf', 'kyc sunil borkute.pdf'], 'after': {'addresses': {'people': [['Sunil Dhanraj Borkute',
14d ago	EzDocs	challan_boxes_composed	{'fp': '3e50029c10a75590', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO S-201 SECOND FLOOR SWARAJYA HEIGHTS PLOT
14d ago	EzDocs	mail_instruction_understood	{'amount': None, 'phrase': None, 'reason': None, 'instructions': [], 'urgent_disbursement': True}
14d ago	KUNAL	copilot_edit	{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours'
14d ago	EzDocs	paper_locate	{'fp': 'a6cd19c61c0ef785', 'box': [294, 27, 710, 979], 'why': 'The PAN card with the number BJBPB7709L is on page 3.', 'page': 3, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '7192635d-cf8e-4ad6-921a-7cf51
14d ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints 'ON

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹11,250 claimed · credit not seen

Counts as received only on the credit SMS or a person's Verify.

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: The work is done — our fee of ₹11,270.21 is still not in our account. Chase the branch for it.

Today · 15 Oct1 thing

EzDocs checked the e-filing boxes against the papers

17:59

13 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03043 | 4600000706

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03043 | 4600000706

10:00

An old draft withdrew itself — its asks were already answered

10:00

5 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03043 | 4600000706

10:00

An old draft withdrew itself — its asks were already answered

10:00

2 Oct1 thing — 1 step

EzDocs read the whole file

01:38

1 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-03043 | 4600000706