Cases / NOI-2026-03562
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
Bank's calculation sheet (CANNOT BE READ — clear copy asked)open
✓Selfie / photoopen
✓Sale deedopen
✓Sanction letteropen
✓PAN cardopen
✓Technical reportopen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
For you to check
- Bank's calculation sheet: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹35,060.27CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹35,050 receivedthe receipt's amount and minute agree
Stamp duty 0.3%18,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.27
Total we ask for35,060.27
the branch’s receipt claims ₹35,050 776802186788
paid 10:44:57 · verified 10:51:34 · 6 min 37 s later
How we know
Our own bank told us — 10:44
₹35,050 · UTR 776802186788 · from VA-PNBSMS-S · a/c …0581
“A/c X0581 credited for INR 35050.00 on 15-10-26 10:44:57 by YOGESH SOMNATH thru UPI.AvlBal INR 247105.34(UPI:776802186788).-PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
By law ₹35,050. We ask ₹35,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 02 minour time · 11:51
Index II —not yet
the NOI team 9 h 27 mintotal 9 h 27 min so far
Now with the NOI team — e-filing on IGR
since 11:51 — 8 h 25 min of working time
Day by day — every step and who held it
10:50Your branch's mail
10:50Payment landedat once
10:51Papers read+1 min · the NOI team
10:51Property readat once
10:51Fee quotedat once
10:51Payment verifiedat once
10:53Ready for the challan+2 min · the NOI team
11:51Challan made+59 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹60,00,000
Loan account no.
77000320805
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the technical report. If they are right, press Confirm.
See the boxes — read from the technical report
District
PUNE
Taluka
HAVELI
Village
MAUJE RAVIWAR PETH
Number type
CTS
Number
778
Building
DATAR APARTMENT
Floor
01ST FLOOR
Flat / shop no
COMMERCIAL UNIT NO S 09
Area
66.33
Hadd
(empty)
Read from the technical report, not the Index II. HRQ-26-124311_INDProcessRequest_2500320261014140556005 (1).pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 9h ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• 12 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Number type, Number, Second number type
• changed — village: the case held MAUJE RAVIWAR PETH; filled RAVIWAR PETH — EzDocs (reading the whole file), from MOU_Sale_Agreement_Yogesh_Bhandare.pdf page 3, reads it so
• changed — floor no: the case held 01; filled 1 — EzDocs (reading the whole file), from MOU_Sale_Agreement_Yogesh_Bhandare.pdf page 3, reads it so
• changed — flat no: the case held COMMERCIAL UNIT NO S 09; filled SHOP NO S-9 — EzDocs (reading the whole file), from MOU_Sale_Agreement_Yogesh_Bhandare.pdf page 3, reads it so
• changed — pin code: the case held 411011; filled 411002 — EzDocs (reading the whole file), from MOU_Sale_Agreement_Yogesh_Bhandare.pdf page 3, reads it so
• changed — building name: the case held DATAR APARTMENT; filled DATAR APARTMENTS — EzDocs (reading the whole file), from MOU_Sale_Agreement_Yogesh_Bhandare.pdf page 3, reads it so
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
The bank branch has sent the loan documents to initiate the NOI process. The team needs to provide a fee quote.
the history says the next move is with the NOI team — fee quote
✓ loan papers sent — done, mail 1 (2026-10-15) “Please find the details of customer”
read over 1 mail(s), last mail 2026-10-15 · read 9h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 9h ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012060618202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AM
amol.malbhage@icicihfc.com icicihfc.com
15 Oct, 10:50 · 9h ago THE FIRST MAIL — how this case began
15 Oct, 10:50 · 9h ago THE FIRST MAIL — how this case began
NOI//YOGESH BHANDARE//77000320805
📎 NOI CASE INTITIATION AND CALCULATOR-ICICIH↗📎 IMG-20261015-WA0010.jpg↗📎 photo app and co app.pdf↗📎 MOU_Sale_Agreement_Yogesh_Bhandare.pdf↗📎 KFSLetter_77000320805 (2).pdf↗📎 yogesh kyc.pdf↗📎 HRQ-26-124311_INDProcessRequest_2500320261↗
Dear Team ,
Please find the details of customer
ApplicationNo :- 77000320805
CustomerName :- YOGESH BHANDARE
LoanAmt :- 60,00,000
Amol Malbhage
Sales Manager DES9881962885
amol.malbhage @icicihfc.com
www.icicihfc.com1800
267 4455
🤖 read: asks for the fee / a quote, a payment receipt; documents attached — “Please find the details of customer”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 11:55 · 8h ago
15 Oct, 11:55 · 8h ago
Team
PFA Chalan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Thu, 15 Oct 2026 at 10:50, Amol Malbhage / /ICICIHFC/PUNE < amol.malbhage@icicihfc.com > wrote:
Dear Team,
Please find the details of customer
Application No :- 77000320805
Customer Name :- YOGESH BHANDARE
Loan Amt :- 60,00,000
Amol Malbhage
Sales Manager DES
9881962885
amol.malbhage @icicihfc.com
www.icicihfc.com
1800
267 4455
🤖 read: challan shared ✓ — “PFA Chalan for your reference.”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 11:55 · 8h ago
15 Oct, 11:55 · 8h ago
Team
Kindly share the index 2 copy for the NOI Process
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Thu, 15 Oct 2026 at 11:55, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team
PFA Chalan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Thu, 15 Oct 2026 at 10:50, Amol Malbhage / /ICICIHFC/PUNE < amol.malbhage@icicihfc.com > wrote:
Dear Team,
Please find the details of customer
Application No :- 77000320805
Customer Name :- YOGESH BHANDARE
Loan Amt :- 60,00,000
Amol Malbhage
Sales Manager DES
9881962885
amol.malbhage @icicihfc.com
www.icicihfc.com
1800
267 4455
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Bank's calculation sheet | NOI CASE INTITIATION AND CALCULATOR-ICICIHFC Yogesh.ods | CANNOT BE READ — clear copy asked | 9h ago |
| Payment screenshot | IMG-20261015-WA0010.jpg | filed | 9h ago |
| Selfie / photo | photo app and co app.pdf | filed | 9h ago |
| Sale deed | MOU_Sale_Agreement_Yogesh_Bhandare.pdf | filed | 9h ago |
| Sanction letter | KFSLetter_77000320805 (2).pdf | filed | 9h ago |
| PAN card+ Aadhaar card inside | yogesh kyc.pdf | filed | 9h ago |
| Technical report | HRQ-26-124311_INDProcessRequest_2500320261014140556005 (1).pdf | filed | 9h ago |
| Paid challan (GRAS) | YOGESH BHANDARE EchallanMH012060618202627E.pdf | filed | 8h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹35,060.27
₹35,060.27
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹35,050 776802186788
₹35,050 776802186788
Paid at
10:44:57
10:44:57
Verified on
10:51:34
10:51:34
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹18,010 | ₹15,000 | ₹350 | ₹1,700 | ₹35,060 |
By law ₹35,050. We ask ₹35,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
33 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …) …
18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Building (with wing) …
✓ EzDocs checked every box against the document’s own words 9h ago — all agree.
The property, paper by paper side by side, the main paper first
the technical report BASE — the challan follows this
HRQ-26-124311_INDProcessRequest_2500320261014140556005 (1).p
Property Address line
COMMERCIAL UNIT NO S 09 01ST FLOOR,DATAR APARTMENT CTS NO 778,MAUJE RAVIWAR PETH ,TAL HAVELI DIST PUNE
COMMERCIAL UNIT NO S 09 01ST FLOOR,DATAR APARTMENT CTS NO 778,MAUJE RAVIWAR PETH ,TAL HAVELI DIST PUNE
Legal Address line
COMMERCIAL UNIT NO S 09 01ST FLOOR DATAR APARTMENT CTS NO 778 MAUJE RAVIWAR PETH TAL HAVELI DIST PUNE
COMMERCIAL UNIT NO S 09 01ST FLOOR DATAR APARTMENT CTS NO 778 MAUJE RAVIWAR PETH TAL HAVELI DIST PUNE
PIN
411011
411011
THE CHALLAN, as it will be typed
Flat/Survey Number
COMMERCIAL UNIT NO S 09 01ST FLOOR DATAR APARTMENT CTS NO 778
COMMERCIAL UNIT NO S 09 01ST FLOOR DATAR APARTMENT CTS NO 778
Locality/Road
MAUJE RAVIWAR PETH TAL HAVELI DIST PUNE OPP SHETH R N SHAH ENGLISH MEDIUM
MAUJE RAVIWAR PETH TAL HAVELI DIST PUNE OPP SHETH R N SHAH ENGLISH MEDIUM
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | JYOTI SOMNATH BHANDARE | AYHPB9746K | …8371 |
| mortgagor | YOGESH BHANDARE | BKBPB2039L | …5631 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | amol.malbhage@icicihfc.com | 9h ago |
| acknowledgement | amol.malbhage@icicihfc.com | 9h ago |
What EzDocs read from each document — check anything marked in red
Bank's calculation sheet NOI CASE INTITIATION AND CALCULATOR-ICICIHFC Yogesh.ods needs your check
total
11000
11000
legible
True
True
loan label
Loan Amount
Loan Amount
loan words
Loan Amount 10,00,000
Loan Amount 10,00,000
stamp duty
3000
3000
loan amount
1000000
1000000
service fee
1500
1500
handling charge
1500
1500
registration fee
5000
5000
raw reading (for Abhijit)
{'total': 11000, 'legible': True, 'loan_label': 'Loan Amount', 'loan_words': 'Loan Amount 10,00,000', 'stamp_duty': 3000, 'loan_amount': 1000000, 'service_fee': 1500, 'whose_table': None, 'handling_charge': 1500, 'registration_fee': 5000}Payment screenshot IMG-20261015-WA0010.jpg needs your check
utr
776802186788
776802186788
date
2026-10-15
2026-10-15
time
10:44
10:44
amount
35050
35050
method
UPI
UPI
payee upi
7715973535m@pnb
7715973535m@pnb
payee name
EZDOCS
EZDOCS
debit notification text
Transaction Successful
Transaction Successful
raw reading (for Abhijit)
{'utr': '776802186788', 'date': '2026-10-15', 'time': '10:44', 'amount': 35050, 'method': 'UPI', 'payee_upi': '7715973535m@pnb', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}Selfie / photo photo app and co app.pdf needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.9
0.9
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}Sanction letter KFSLetter_77000320805 (2).pdf needs your check
lan
77000320805
77000320805
legible
True
True
purpose
Non Home Loan and Purchase/Improvement of Property
Non Home Loan and Purchase/Improvement of Property
loan type
Non Home Loan and Purchase/Improvement of Property
Non Home Loan and Purchase/Improvement of Property
confidence
1.0
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000320805)', "the sanctioned amount's digits and word
how: read by a rule from the paper's own print; no reader asked; bank: ICICI_HFC; form: ICICI HFC KFS letter; checks: ['the loan number is printed twice and agrees (77000320805)', "the sanctioned amount's digits and word
rate words
10.50 % p.a. Floating; IHPLR 18.9 % less 8.40 %
10.50 % p.a. Floating; IHPLR 18.9 % less 8.40 %
loan amount
6000000.0
6000000.0
rate spread
-8.4
-8.4
final amount
6000000.0
6000000.0
interest rate
10.5
10.5
sanction date
14/10/2026
14/10/2026
reference rate
18.9
18.9
applicant email
yogeshoza3333@gmail.com
yogeshoza3333@gmail.com
applicant names
YOGESH BHANDARE, JYOTI SOMNATH BHANDARE
YOGESH BHANDARE, JYOTI SOMNATH BHANDARE
printed altered
False
False
sourced through
284594 - URBAN MONEY PRIVATE LIMITED
284594 - URBAN MONEY PRIVATE LIMITED
applicant mobile
7385200461
7385200461
balance transfer
False
False
final amount label
Sanctioned Loan amount (in Rupees)
Sanctioned Loan amount (in Rupees)
includes insurance
False
False
applicant address verbatim
House No. 815 kamla nehru hospital, kasba peth, Kasba Peth, Pune City West, PUNE, MAHARASHTRA, IN, 411011
House No. 815 kamla nehru hospital, kasba peth, Kasba Peth, Pune City West, PUNE, MAHARASHTRA, IN, 411011
raw reading (for Abhijit)
{'lan': '77000320805', 'legible': True, 'purpose': 'Non Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Non Home Loan and Purchase/Improvement of Property', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'ICICI_HFC', 'form': 'ICICI HFC KFS letter', 'checks': ['the loan number is printed twice and agrees (77000320805)', "the sanctioned amount's digits and words agree (6000000)", 'the rate is the benchmark less the spread (18.9 - 8.40 = 10.5)'], 'property': "not on this letter — ICICI's property is on the technical report", 'case_bank': 'ICICI_HFC'}, 'rate_words': '10.50 % p.a. Floating; IHPLR 18.9 % less 8.40 %', 'handwritten': [], 'linked_refs': [], 'loan_amount': 6000000.0, 'rate_spread': -8.4, 'final_amount': 6000000.0, 'interest_rate': 10.5, 'quality_issue': None, 'sanction_date': '14/10/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'yogeshoza3333@gmail.com', 'applicant_names': ['YOGESH BHANDARE', 'JYOTI SOMNATH BHANDARE'], 'printed_altered': False, 'sourced_through': '284594 - URBAN MONEY PRIVATE LIMITED', 'applicant_mobile': '7385200461', 'balance_transfer': False, 'property_address': {}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'House No. 815 kamla nehru hospital, kasba peth, Kasba Peth, Pune City West, PUNE, MAHARASHTRA, IN, 411011'}PAN card yogesh kyc.pdf needs your check
dob
1974-01-10
1974-01-10
pan
AYHPB9746K
AYHPB9746K
name
JYOTI SOMNATH BHANDARE
JYOTI SOMNATH BHANDARE
legible
True
True
father name
BHIKOO LAXMAN POTE
BHIKOO LAXMAN POTE
raw reading (for Abhijit)
{'dob': '1974-01-10', 'pan': 'AYHPB9746K', 'name': 'JYOTI SOMNATH BHANDARE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BHIKOO LAXMAN POTE', 'aadhaar_last4': None, 'quality_issue': None}PAN card yogesh kyc.pdf needs your check
dob
1993-07-03
1993-07-03
name
Yogesh Somnath Bhandare
Yogesh Somnath Bhandare
address
pin: 411011; area: kamla nehru hospital, kasba peth; flat: House No. 815; state: Maharashtra; district: Pune; Village: Pune City
pin: 411011; area: kamla nehru hospital, kasba peth; flat: House No. 815; state: Maharashtra; district: Pune; Village: Pune City
legible
True
True
aadhaar last4
5631
5631
raw reading (for Abhijit)
{'dob': '1993-07-03', 'pan': None, 'name': 'Yogesh Somnath Bhandare', 'mobile': None, 'address': {'pin': '411011', 'area': 'kamla nehru hospital, kasba peth', 'flat': 'House No. 815', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5631', 'quality_issue': None}Technical report HRQ-26-124311_INDProcessRequest_2500320261014140556005 (1).pdf needs your check
found
True
True
found in
PROPERTY ADDRESS
PROPERTY ADDRESS
area sq m
66.33
66.33
paper for
loan_ref: 77000320805; report_id: HRQ-26-124311; customer_name: Yogesh Somnath Bhandare
loan_ref: 77000320805; report_id: HRQ-26-124311; customer_name: Yogesh Somnath Bhandare
confidence
1.0
1.0
reading486
property
property
address lines
taken: legal; legal_address: Commercial Unit No S 09 01st Floor Datar Apartment Cts No 778 Mauje Raviwar Peth Tal Haveli Dist Pune; property_address: Commercial Unit No S 09 01st Floor,Datar Apartment Cts No 778,Mauje Ra
taken: legal; legal_address: Commercial Unit No S 09 01st Floor Datar Apartment Cts No 778 Mauje Raviwar Peth Tal Haveli Dist Pune; property_address: Commercial Unit No S 09 01st Floor,Datar Apartment Cts No 778,Mauje Ra
property address
pin: 411011; state: MAHARASHTRA; taluka: HAVELI; Flat no: COMMERCIAL UNIT NO S 09; district: PUNE; Floor: 01ST FLOOR; landmark: OPP SHETH.R.N. SHAH ENGLISH MEDIUM; Address: Commercial Unit No S 09 01st Floor Data
pin: 411011; state: MAHARASHTRA; taluka: HAVELI; Flat no: COMMERCIAL UNIT NO S 09; district: PUNE; Floor: 01ST FLOOR; landmark: OPP SHETH.R.N. SHAH ENGLISH MEDIUM; Address: Commercial Unit No S 09 01st Floor Data
security address verbatim
Commercial Unit No S 09 01st Floor Datar Apartment Cts No 778 Mauje Raviwar Peth Tal Haveli Dist Pune
Commercial Unit No S 09 01st Floor Datar Apartment Cts No 778 Mauje Raviwar Peth Tal Haveli Dist Pune
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 66.33, 'paper_for': {'loan_ref': '77000320805', 'report_id': 'HRQ-26-124311', 'customer_name': 'Yogesh Somnath Bhandare'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Commercial Unit No S 09 01st Floor Datar Apartment Cts No 778 Mauje Raviwar Peth Tal Haveli Dist Pune', 'property_address': 'Commercial Unit No S 09 01st Floor,Datar Apartment Cts No 778,Mauje Raviwar Peth ,Tal Haveli Dist Pune'}, 'property_address': {'pin': '411011', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'HAVELI', 'flat_no': 'COMMERCIAL UNIT NO S 09', 'district': 'PUNE', 'floor_no': '01ST FLOOR', 'landmark': 'OPP SHETH.R.N. SHAH ENGLISH MEDIUM', 'full_address': 'Commercial Unit No S 09 01st Floor Datar Apartment Cts No 778 Mauje Raviwar Peth Tal Haveli Dist Pune', 'village_city': 'MAUJE RAVIWAR PETH', 'building_name': 'DATAR APARTMENT', 'survey_or_cts_no': 'CTS NO 778'}, 'security_address_verbatim': 'Commercial Unit No S 09 01st Floor Datar Apartment Cts No 778 Mauje Raviwar Peth Tal Haveli Dist Pune'}PAN card yogesh kyc.pdf needs your check
dob
1974-01-10
1974-01-10
pan
AYHPB9746K
AYHPB9746K
name
JYOTI SOMNATH BHANDARE
JYOTI SOMNATH BHANDARE
page
1
1
legible
True
True
card kind
pan
pan
father name
BHIKOO LAXMAN POTE
BHIKOO LAXMAN POTE
card of many
1
1
raw reading (for Abhijit)
{'dob': '1974-01-10', 'pan': 'AYHPB9746K', 'name': 'JYOTI SOMNATH BHANDARE', 'page': 1, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'BHIKOO LAXMAN POTE', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}PAN card yogesh kyc.pdf needs your check
dob
1974-01-10
1974-01-10
name
Jyoti Somnath Bhandare
Jyoti Somnath Bhandare
page
2
2
legible
True
True
card kind
aadhaar
aadhaar
card of many
2
2
aadhaar last4
8371
8371
raw reading (for Abhijit)
{'dob': '1974-01-10', 'pan': None, 'name': 'Jyoti Somnath Bhandare', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '8371', 'quality_issue': None}PAN card yogesh kyc.pdf needs your check
dob
1993-07-03
1993-07-03
pan
BKBPB2039L
BKBPB2039L
name
YOGESH BHANDARE
YOGESH BHANDARE
page
3
3
legible
True
True
card kind
pan
pan
father name
SOMNATH GOPAL BHANDARE
SOMNATH GOPAL BHANDARE
card of many
3
3
raw reading (for Abhijit)
{'dob': '1993-07-03', 'pan': 'BKBPB2039L', 'name': 'YOGESH BHANDARE', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SOMNATH GOPAL BHANDARE', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}PAN card yogesh kyc.pdf needs your check
name
Yogesh Somnath Bhandare
Yogesh Somnath Bhandare
page
4
4
address
pin: 411011; area: kasba peth; flat: House No. 815; state: Maharashtra; building: kamla nehru hospital; district: Pune; Village: Pune City
pin: 411011; area: kasba peth; flat: House No. 815; state: Maharashtra; building: kamla nehru hospital; district: Pune; Village: Pune City
legible
True
True
card kind
aadhaar
aadhaar
card of many
4
4
aadhaar last4
5631
5631
raw reading (for Abhijit)
{'dob': None, 'pan': None, 'name': 'Yogesh Somnath Bhandare', 'page': 4, 'mobile': None, 'address': {'pin': '411011', 'area': 'kasba peth', 'flat': 'House No. 815', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'kamla nehru hospital', 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '5631', 'quality_issue': None}Paid challan (GRAS) YOGESH BHANDARE EchallanMH012060618202627E.pdf needs your check
grn
MH012060618202627E
MH012060618202627E
pin
411011
411011
total
33010.0
33010.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101500408
03006172026101500408
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
BKBXXXXXXL
BKBXXXXXXL
flat block
COMMERCIAL UNIT NO S 09 01ST FLOOR, DATAR APARTMENT CTS NO 778
COMMERCIAL UNIT NO S 09 01ST FLOOR, DATAR APARTMENT CTS NO 778
payer name
YOGESH BHANDARE
YOGESH BHANDARE
sro office
HAVELI 22 JOINT SUB REGISTRAR
HAVELI 22 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=6000000
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=6000000
scheme rows
{'amount': 18010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 18010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX0461
XXXXXX0461
payment date
15/10/2026-11:51:58
15/10/2026-11:51:58
road locality
MAUJE RAVIWAR PETH, TAL HAVELI DIST PUNE
MAUJE RAVIWAR PETH, TAL HAVELI DIST PUNE
second party pan
AAACI6285N
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
ICICI HOME FINANCE COMPANY LTD
consideration amount
6000000
6000000
raw reading (for Abhijit)
{'grn': 'MH012060618202627E', 'pin': '411011', 'total': 33010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101500408', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'BKBXXXXXXL', 'flat_block': 'COMMERCIAL UNIT NO S 09 01ST FLOOR, DATAR APARTMENT CTS NO 778', 'payer_name': 'YOGESH BHANDARE', 'sro_office': 'HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=6000000', 'scheme_rows': [{'amount': 18010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0461', 'payment_date': '15/10/2026-11:51:58', 'road_locality': 'MAUJE RAVIWAR PETH, TAL HAVELI DIST PUNE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '6000000'}Technical record (for Abhijit — safe to ignore)
| 7h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': 'f765a8f1-3f55-4d07-9a38-7a26515433bb'} |
| 8h ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'MOU_Sale_Agreement_Yogesh_Bhandare.pdf', 'kind': 'sale_deed'} |
| 8h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'YOGESH BHANDARE EchallanMH012060618202627E.pdf', 'kind': 'pai |
| 8h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'YOGESH BHANDARE Ech |
| 8h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'} |
| 8h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012060618202627E', 'file': 'YOGESH BHANDARE EchallanMH012060618202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 8h ago | EzDocs | challan_extracted | {'grn': 'MH012060618202627E', 'file': 'YOGESH BHANDARE EchallanMH012060618202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 33010.0} |
| 8h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 15 Oct, 11:55 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 8h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '522403', 'lessons': [{'box': 'Property box 1', 'words': 'Property box 1: the |
| 8h ago | EzDocs | document_reread | {'now': ['technical_report'], 'was': ['technical_report'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'HRQ-26-124311_INDProcessRequest_2500320261014140556005 |
| 8h ago | EzDocs | sweep_reread_held486 | {'why': 'this paper was read in the last 24 hours — a sweep does not read it again today', 'file': 'HRQ-26-124311_INDProcessRequest_2500320261014140556005 (1).pdf', 'sweep': 're-think', 'doc_id': '20c16ae2-c95e-4a79-993f |
| 8h ago | EzDocs | reading_error456 | {'box': 'Property box 1', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'HRQ-26-124311_INDProcessRequest_2500320261014140556005 |
| 8h ago | Nikhil | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours' |
| 8h ago | EzDocs | paper_locate | {'fp': '6ae790c6a11ec588', 'box': [299, 20, 700, 979], 'why': 'The PAN card with the specified PAN is on page 3.', 'page': 3, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': '3e0890fa-df45-4621-bc41-d1945af4d |
| 8h ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the main paper prints 'COM |
| 8h ago | EzDocs | form_checked489 | {'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 2, 'case_no': 'NOI-2026-03562'} |
| 8h ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'HRQ-26-124311_INDProcessRequest_2500320261014140556005 (1).p', 'paper': 'the technical repo |
| 8h ago | EzDocs | challan_boxes_composed | {'fp': '693154c2cd8c0b14', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'COMMERCIAL UNIT NO S 09 01ST FLO |
| 8h ago | EzDocs | reader_mail_addition | {'fp': '1ae58154c58a5386', 'add': {}, 'why': "The mail does not add any property details not already present in the paper's address.", 'asked': True, 'quote': '', 'same_property': True} |
| 9h ago | EzDocs | quoted_history_checked | {} |
| 9h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 9h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 12, 'trigger': 'quick sweep'} |
| 9h ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '411011', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Pune City', 'doc_id': '3e0890fa-df |
| 9h ago | EzDocs | reader_home_address | {'fp': '11c5e708b2530ac5', 'from': 'the sanction letter (KFSLetter_77000320805 (2).pdf)', 'home': {'pin': '411011', 'area': 'kasba peth', 'flat': '815', 'state': 'MAHARASHTRA', 'building': 'kamla nehru hospital', 'distri |
| 9h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-15T05:23:14', 'why': 'reading', 'open': 12, 'mails': [{'at': '2026-10-15 05:20', 'id': '1a13e0185da2b0a9', 'from': 'branch', 'gist': 'The branch is sending customer details and attachments for a |
| 9h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'PUNE- CHINCHWAD - B'} |
| 9h ago | EzDocs | case_read | {'how': 'uri-without-broken', 'tag': '12d1c2b0b1e79717', 'docs': ['MOU_Sale_Agreement_Yogesh_Bhandare.pdf', 'HRQ-26-124311_INDProcessRequest_2500320261014140556005 (1).pdf', 'KFSLetter_77000320805 (2).pdf', 'yogesh kyc.p |
| 9h ago | EzDocs | challan_queue_entered | {'why': 'challan-visit documents complete and payment verified'} |
| 9h ago | EzDocs | case_acknowledged_challan_queued | {'utr': '776802186788', 'fee_total': 35060} |
| 9h ago | EzDocs | email_shadowed:ack | {'to': 'amol.malbhage@icicihfc.com', 'body': 'Team,\n\nWe acknowledge the receipt of your mail, documents and payment. We will initiate the challan for the same.\n\nAradhana Rai\nNOI Coordinator | One Legal\n+91 88887069 |
Case diary the case’s history — what happened, newest day first
Papers
A file cannot be used
Bank's calculation sheet — a usable one is being asked for
Money
₹35,050 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Bank's calculation sheet: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct42 things
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
YOGESH BHANDARE EchallanMH012060618202627E.pdf
An old draft withdrew itself — its asks were already answered
A file was read again from the start — everything inside it now counts
EzDocs took 36 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
A paper was read again — the team's value showed the first reading was wrong
Nikhil pressed Proceed on the challan — what was changed is kept
EzDocs found something to check before the form is saved
The challan's address boxes were written from the papers
EzDocs read the whole file
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Re: NOI//YOGESH BHANDARE//77000320805
An old draft withdrew itself — its asks were already answered
EzDocs read the whole trail as one conversation — where the case stands is on the page
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Wrote the document chase mail — held, silent mode
Re: NOI//YOGESH BHANDARE//77000320805
Nothing new to ask for — stayed quiet
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
Property checked by EzDocs — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
The loan amount was worked out from the papers
Co-applicant added
Received: Technical report
HRQ-26-124311_INDProcessRequest_2500320261014140556005 (1).pdf
The loan amount was worked out from the papers
Received: PAN card
yogesh kyc.pdf
Received: Sanction letter
KFSLetter_77000320805 (2).pdf
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Sale deed
MOU_Sale_Agreement_Yogesh_Bhandare.pdf
Nothing new to ask for — stayed quiet
Received: Selfie
photo app and co app.pdf
Received: Payment screenshot
IMG-20261015-WA0010.jpg
Received: Bank's calculation sheet — not usable
NOI CASE INTITIATION AND CALCULATOR-ICICIHFC Yogesh.ods — could not be read
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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