Cases / NOI-2026-03572

Arshad Ahmed Patel

LAN 1390819 With bank to approve · their move See the approval All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

10 of 12 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

✓Aadhaar cardopen

✓Sale deedopen

✓PAN cardopen

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Paid challan (GRAS)open

✓Index II — inside LATEST AGREEMENT.pdfopen

✓LSR (search report) — inside LATEST AGREEMENT.pdfopen

✓MOTD — inside LATEST AGREEMENT.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (10)A label is wrong? Fix it under All documents.

For you to check

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹29,890.93CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹29,900 receivedthe receipt's amount and minute agree

Stamp duty 0.3%13,370

Registration fee 0.5%15,000

Government handling320

Our service fee1,200.93

Total we ask for29,890.93

the branch’s receipt claims ₹29,900 628557019866

paid 12 Oct 16:41:41 · verified 13:03:12 · 2 d 20 h later

How we know

Our own bank told us — 12 Oct 16:41

₹29,900 · UTR 628557019866 · from VD-HDFCBN-S

“Successful! You have received Rs. 29900.00 via HDFC Bank SmartHub Vyapar from ARSHAD AHM. RRN-628557019866, Check: https://1.hdfc.bank.in/HDFCBK/s/GVjk2nNE”

Matched by: the screenshot's amount AND its minute agree with this credit

By law ₹29,884.36. We ask ₹29,890 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan under a minuteour time (made after working hours) · 13:01

Index II —not yet

the NOI team 1 minthe branch 4 h 37 mintotal 4 h 38 min so far

Now with the branch — waiting for your approval of the draft

since 13:03 — 4 h 37 min of working time

Day by day — every step and who held it

13:01Your branch's mail

13:01Payment landedat once

13:01Challan madeat once

13:02Papers read+1 min · the NOI team

13:03Property readat once

13:03Fee quotedat once

13:03Payment verifiedat once

Case facts

Bank

SAMMAAN

Loan amount

₹44,54,785

Loan account no.

1390819

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting for the bank to approve the draft

Sammaan and Hinduja approve before we submit. See all approvals.

⚠ 2 differences between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPLoan amount discrepancy with paid challan

Sanction Letter (Document 2)	Sanction amount is Rs. 44,54,785 4454785
Paid Challan (Document 1 / Document 6)	Challan stamp duty of Rs. 3,43,000 indicates a computed loan value between Rs. 11,43,28,335 and Rs. 11,43,31,668 Stamp Duty Rs. 343000.00

Why it matters: The already paid challan on the file was computed on a much larger loan amount (~11.43 Crore) than the sanction letter (44.54 Lakhs). Filing with this challan against the current loan will mismatch government duty calculations.

What to do: Ask the branch to verify if the paid challan belongs to another case or if a fresh challan needs to be paid for the correct loan amount of Rs. 44,54,785.

NOTEThe name of person 1

The PAN card	ARSHAD AHMED PATEL
The sanction letter DIFFERS	MR. ARSHAD AHMED PATEL

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the sanction letter, the legal report (TSR); and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the loan documents and stated the Sub-Registrar Office. The team needs to provide the fee quote.

the history says the next move is with the NOI team — fee quote

✓ loan papers sent — done, mail 1 (2026-10-15) “Please find the documents for NOI process”

? fee asked — asked, mail 1 (2026-10-15) “Please find the documents for NOI process”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-10-15) “Please find the documents for NOI process”

read over 1 mail(s), last mail 2026-10-15 · read 4h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (4h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)YOU ARE HERE

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH008153400202627P	9991510260760	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

RW rachana.waghwala@sammaancapital.com sammaancapital.com
15 Oct, 13:01 · 4h ago THE FIRST MAIL — how this case began

FW: Request Process MOD & NOI of the Customer Mr.MR- ARSHAD AHMED PATEL-1390819-BORIVALI

📎 NOI CASE INTITIATION AND CALCULATOR-SAMMAN ↗📎 payemt mod noi.pdf ↗📎 SanctionLetter_1390819_06102026025227 (1).↗📎 Aadhar Card.pdf ↗📎 LATEST AGREEMENT.pdf ↗📎 NOI CASE INTITIATION AND CALCULATOR-SAMMAN ↗📎 PAN CARD.pdf ↗📎 PASSPORT.pdf ↗📎 PHOTO (1)(1).jpeg ↗

Dear Team,

Please find the documents for NOI process

SRO thane 10

Regards,
Rachana Shah

earlier mails quoted below

From: Rajchandra Jha <rajchandra.jha@sammaancapital.com>
Sent: 15 October 2026 12:58
To: Rachana Hemant Kumar Shah <rachana.waghwala@sammaancapital.com>
Cc: Kinjal Harish Parmar <kinjal.parmar@sammaancapital.com>; Ashok R Verma <ashok.v1@sammaancapital.com>; Arvind Narayan Shetia <shetia.arvind@sammaancapital.com>
Subject: Request Process MOD & NOI of the Customer Mr.MR- ARSHAD AHMED PATEL-1390819-BORIVALI

Dear Mam,

Request Process MOD & NOI of the Customer Mr.MR- ARSHAD AHMED PATEL-1390819-BORIVALI

APS No-(1390819) - SAMMAAN CAPITAL LIMITED.

Thanks & Regards,

Rajchandra Jha SAP 218734 Sales

SAMMAAN CAPITAL LIMITED

Formely Known as Indiabulls Housing Finance Limited

Borivali West, Mumbai - 400092

Mobile No: 8433511701

[https://www.sammaancapital.com/sign/sammaan_signature-01.jpg]

🤖 read: documents attached

OL The NOI teamTYPED IN GMAIL
15 Oct, 13:27 · 4h ago

Re: FW: Request Process MOD & NOI of the Customer Mr.MR- ARSHAD AHMED PATEL-1390819-BORIVALI

📎 ARSHAD AHMED PATEL EchallanMH0120781042026 ↗

Team,

PFA challan for your reference..

earlier mails quoted below

On Thu, 15 Oct 2026 at 13:02, Rachana Hemant Kumar Shah < rachana.waghwala@sammaancapital.com > wrote:

Dear Team,

Please find the documents for NOI process

SRO thane 10

Regards,

Rachana Shah

From: Rajchandra Jha < rajchandra.jha@sammaancapital.com >

Sent: 15 October 2026 12:58

To: Rachana Hemant Kumar Shah < rachana.waghwala@sammaancapital.com >

Cc: Kinjal Harish Parmar < kinjal.parmar@sammaancapital.com >; Ashok R Verma < ashok.v1@sammaancapital.com >; Arvind Narayan Shetia < shetia.arvind@sammaancapital.com >

Subject: Request Process MOD & NOI of the Customer Mr.MR- ARSHAD AHMED PATEL-1390819-BORIVALI

Dear Mam,

Request Process MOD & NOI of the Customer Mr.MR- ARSHAD AHMED PATEL-1390819-BORIVALI

APS No-(1390819) - SAMMAAN CAPITAL LIMITED.

Thanks & Regards,

Rajchandra Jha SAP 218734 Sales

SAMMAAN
CAPITAL LIMITED

Formely Known as Indiabulls Housing Finance Limited

Borivali West, Mumbai – 400092

Mobile No: 8433511701

🤖 read: challan shared ✓ — “PFA challan for your reference..”

OL The NOI teamTYPED IN GMAIL
15 Oct, 17:09 · 30m ago

Team,

PFA SNIP FOR APPROVAL,

On Thu, 15 Oct 2026 at 13:27, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:

Team,

PFA challan for your reference..

On Thu, 15 Oct 2026 at 13:02, Rachana Hemant Kumar Shah < rachana.waghwala@sammaancapital.com > wrote:

Dear Team,

Please find the documents for NOI process

SRO thane 10

Regards,

Rachana Shah

From: Rajchandra Jha < rajchandra.jha@sammaancapital.com >

Sent: 15 October 2026 12:58

To: Rachana Hemant Kumar Shah < rachana.waghwala@sammaancapital.com >

Cc: Kinjal Harish Parmar < kinjal.parmar@sammaancapital.com >; Ashok R Verma < ashok.v1@sammaancapital.com >; Arvind Narayan Shetia < shetia.arvind@sammaancapital.com >

Subject: Request Process MOD & NOI of the Customer Mr.MR- ARSHAD AHMED PATEL-1390819-BORIVALI

Dear Mam,

Request Process MOD & NOI of the Customer Mr.MR- ARSHAD AHMED PATEL-1390819-BORIVALI

APS No-(1390819) - SAMMAAN CAPITAL LIMITED.

Thanks & Regards,

Rajchandra Jha SAP 218734 Sales

SAMMAAN
CAPITAL LIMITED

Formely Known as Indiabul

🤖 read: draft e-filing shared for approval ✓; asks the branch for approval of the draft — “PFA SNIP FOR APPROVAL,”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Other	NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL LIMITED (6).xlsx/image1.jpeg	filed	4h ago
Payment screenshot	payemt mod noi.pdf	filed	4h ago
Sanction letter	SanctionLetter_1390819_06102026025227 (1).pdf	filed	4h ago
Aadhaar card	Aadhar Card.pdf	filed	4h ago
Sale deed+ Paid challan (GRAS) inside+ Index II inside+ LSR (search report) inside+ MOTD inside+ Payment screenshot inside	LATEST AGREEMENT.pdf	filed	4h ago
Other	NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL LIMITED (6).xlsx/image2.jpeg	filed	4h ago
PAN card	PAN CARD.pdf	filed	4h ago
PAN card+ Other inside	PASSPORT.pdf	filed	4h ago
Selfie / photo	PHOTO (1)(1).jpeg	CANNOT BE READ — clear copy asked	4h ago
Paid challan (GRAS)	ARSHAD AHMED PATEL EchallanMH012078104202627E.pdf	filed	4h ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹29,890.93

Where it stands
VERIFIED — money received

Screenshot claims
₹29,900 628557019866

Paid at
12 Oct 16:41:41

Verified on
13:03:12

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹13,370	₹15,000	₹320	₹1,200	₹29,890

By law ₹29,884.36. We ask ₹29,890 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, E-mail (person 1), Floor (person 1)

9 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Area, Area unit (Sq.mt. / Sq.ft.), Building (person 1) …

✗ EzDocs found boxes that do NOT agree with the document (4h ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (LATEST AGREEMENT.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

सदनिका क्र 13/1 ला मजला, ए/विंग, केरोलीन अपार्ट, जी.सी.सी जवळ मिरारोड पू

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

SanctionLetter_1390819_06102026025227 (1).pdf

as printed
FLAT NO. 13, 1ST FLOOR, A WING CAROLYN CHS LTD., NEAR GCC CLUB, OFF GCC SCHOOL ROAD, S. NO. 77/1 & 2, VILLAGE GHODBUNDER MIRA ROAD EAST DIST. THANE THANE MAHARASHTRA 401107

PIN
401107

the legal report (TSR)

LATEST AGREEMENT.pdf

as printed
mauja ghodabandara, vaarda kra. yu-2, vibhaaga kra. 8/34, sadanikaa kra. 13, 1 laa majalaa, e-vinga, kerolina apaartamentsa, karolina ko. opa. hi. so. li., grina korta klaba javala, miraa bhaaindara roda, miraa roda purva thaane. (kshetraphala 44.72 chau.mi. bilta-apa) ((SURVEY NUMBER : 77/1 & 2;)) - sthaanika svaraajya sansthaa: miraa-bhaaindara manapaa

PIN
401107

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 13 1ST FLOOR A WING CAROLYN CHS LTD SURVEY NO 77/1 AND 2

Locality/Road
NEAR GCC CLUB OFF GCC SCHOOL ROAD VILLAGE GHODBUNDER MIRA ROAD EAST DIST THANE

Area/City
THANE

check or correct a box, the papers beside it →

the legal report (TSR) also prints: 1, 44, 72, 8/34, APA, APAARTAMENTSA, BHAAINDARA, BILTA, CHAU, GHODABANDARA, GRINA, HI, JAVALA, KAROLINA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Arshad Ahmed Patel	BKUPP8920R	…2592

All mail records (for Abhijit — safe to ignore)

Template	To	When
none yet

What EzDocs read from each document — check anything marked in red

Other NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL LIMITED (6).xlsx/image1.jpeg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot payemt mod noi.pdf needs your check

utr
628557019866

date
2026-10-12

time
16:41

amount
29900

method
UPI

payee upi
0123@hdfcbank

payer upi
us-2@oksbi

payee name
EZDOCS

payer name
ARSHAD AHMED PATEL

debit notification text
Payment of ’29,900 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account

raw reading (for Abhijit)

{'utr': '628557019866', 'date': '2026-10-12', 'time': '16:41', 'amount': 29900, 'method': 'UPI', 'payee_upi': '0123@hdfcbank', 'payer_upi': 'us-2@oksbi', 'payee_name': 'EZDOCS', 'payer_name': 'ARSHAD AHMED PATEL', 'debit_notification_text': "Payment of ’29,900 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account"}

Other NOI CASE INTITIATION AND CALCULATOR-SAMMAN CAPITAL LIMITED (6).xlsx/image2.jpeg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Aadhaar card Aadhar Card.pdf needs your check

dob
1992-04-25

name
Arshad Ahmed Patel

mobile
9004768148

address
pin: 400051; area: Behram Nagar; flat: 261 1/2; road: Malang Gally; state: Maharashtra; district: Mumbai; Village: Mumbai

legible
True

aadhaar last4
2592

raw reading (for Abhijit)

{'dob': '1992-04-25', 'pan': None, 'name': 'Arshad Ahmed Patel', 'mobile': '9004768148', 'address': {'pin': '400051', 'area': 'Behram Nagar', 'flat': '261 1/2', 'road': 'Malang Gally', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Mumbai', 'post_office': None, 'village_city': 'Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2592', 'quality_issue': None}

Sanction letter SanctionLetter_1390819_06102026025227 (1).pdf needs your check

lan
1390819

legible
True

purpose
PURCHASE OF RESI. PROPERTY

borrowers
{'name': 'MR. ARSHAD AHMED PATEL', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'AHMED MOHAMMED PATEL', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant /Guarantor'}

loan type
HOME LOAN

confidence
1

rate words
Rate of interest 9.30% Per annum Adjustable Interest Rate(AIR) RMLR (Retail Marginal Lending Rate) -3.3% Margin Current RMLR-12.6%

loan amount
4454785

rate spread
-3.3

final amount
4454785

interest rate
9.3

sanction date
06-OCT-2026

reference rate
12.6

applicant names
MR. ARSHAD AHMED PATEL

printed altered
False

applicant mobile
9004768148

balance transfer
False

property address
pin: 401107; road: OFF GCC SCHOOL ROAD; state: MAHARASHTRA; Flat no: 13; district: THANE; Floor: 1ST FLOOR; landmark: NEAR GCC CLUB; Address: FLAT NO. 13, 1ST FLOOR, A WING CAROLYN CHS LTD., NEAR GCC CLUB, OFF GC

insurance premium
154785

final amount label
Sanction Amount with Insurance Premium* (Rs.)

includes insurance
True

security address verbatim
FLAT NO. 13, 1ST FLOOR, A WING CAROLYN CHS LTD., NEAR GCC CLUB, OFF GCC SCHOOL ROAD, S. NO. 77/1 & 2, VILLAGE GHODBUNDER MIRA ROAD EAST DIST. THANE THANE MAHARASHTRA 401107

applicant address verbatim
FLAT NO 1101A/1101B, FORTUNE HEIGHTS BUILDING NO 18 HATKESH TO GHODBUNDER ROAD, NEAR GCC CLUB SHANTI VIDYANAGARI, MIRA ROAD EAST, MIRA BHAYANDER, MIRA ROAD THANE 401107 MAHARASHTRA INDIA

raw reading (for Abhijit)

{'lan': '1390819', 'legible': True, 'purpose': 'PURCHASE OF RESI. PROPERTY', 'borrowers': [{'name': 'MR. ARSHAD AHMED PATEL', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'AHMED MOHAMMED PATEL', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant /Guarantor'}], 'loan_type': 'HOME LOAN', 'confidence': 1, 'rate_words': 'Rate of interest 9.30% Per annum\nAdjustable Interest Rate(AIR) RMLR (Retail Marginal Lending Rate) -3.3% Margin Current RMLR-12.6%', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4454785, 'rate_spread': -3.3, 'final_amount': 4454785, 'interest_rate': 9.3, 'quality_issue': None, 'sanction_date': '06-OCT-2026', 'letter_version': None, 'reference_rate': 12.6, 'applicant_email': None, 'applicant_names': ['MR. ARSHAD AHMED PATEL'], 'printed_altered': False, 'applicant_mobile': '9004768148', 'balance_transfer': False, 'property_address': {'pin': '401107', 'road': 'OFF GCC SCHOOL ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '13', 'district': 'THANE', 'floor_no': '1ST FLOOR', 'landmark': 'NEAR GCC CLUB', 'full_address': 'FLAT NO. 13, 1ST FLOOR, A WING CAROLYN CHS LTD., NEAR GCC CLUB, OFF GCC SCHOOL ROAD, S. NO. 77/1 & 2, VILLAGE GHODBUNDER MIRA ROAD EAST DIST. THANE THANE MAHARASHTRA 401107', 'village_city': 'GHODBUNDER MIRA ROAD EAST', 'building_name': 'CAROLYN CHS LTD.', 'survey_or_cts_no': 'S. NO. 77/1 & 2'}, 'insurance_premium': 154785, 'final_amount_label': 'Sanction Amount with Insurance Premium* (Rs.)', 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': 'FLAT NO. 13, 1ST FLOOR, A WING CAROLYN CHS LTD., NEAR GCC CLUB, OFF GCC SCHOOL ROAD, S. NO. 77/1 & 2, VILLAGE GHODBUNDER MIRA ROAD EAST DIST. THANE THANE MAHARASHTRA 401107', 'applicant_address_verbatim': 'FLAT NO 1101A/1101B, FORTUNE HEIGHTS BUILDING NO 18 HATKESH TO GHODBUNDER\nROAD, NEAR GCC CLUB SHANTI VIDYANAGARI, MIRA ROAD EAST, MIRA BHAYANDER,\nMIRA ROAD THANE 401107 MAHARASHTRA INDIA'}

PAN card PASSPORT.pdf needs your check

dob
1992-04-25

name
ARSHAD AHMED PATEL

address
pin: 400051; area: BEHRAM NAGAR, BANDRA EAST; flat: ROOM NO.A1/2 261; road: N/8 LANE; state: MAHARASHTRA; district: MUMBAI; Village: MUMBAI

legible
True

father name
AHMED MOHAMED SAB PATEL

raw reading (for Abhijit)

{'dob': '1992-04-25', 'pan': None, 'name': 'ARSHAD AHMED PATEL', 'mobile': None, 'address': {'pin': '400051', 'area': 'BEHRAM NAGAR, BANDRA EAST', 'flat': 'ROOM NO.A1/2 261', 'road': 'N/8 LANE', 'floor': None, 'state': 'MAHARASHTRA', 'building': None, 'district': 'MUMBAI', 'post_office': None, 'village_city': 'MUMBAI'}, 'legible': True, 'father_name': 'AHMED MOHAMED SAB PATEL', 'aadhaar_last4': None, 'quality_issue': None}

Sale deed LATEST AGREEMENT.pdf needs your check

found
True

found in
Index II (Row 1 / Property details & Schedule of Agreement for Sale)

area sq m
44.72

paper for
report_id: THN10-14751-2026; customer_name: ARSHAD AHMED PATEL

confidence
0.98

reading486
property

property address
pin: 401107; road: Mira Bhayander Road; state: MAHARASHTRA; taluka: Thane; Flat no: Flat No. 13; district: Thane; Floor: 1st Floor; landmark: Near Green Court Club; Address: Flat No. 13, First Floor, A-Wing, Caro

security address verbatim
मौज घोडबंदर, वार्ड क्र. यु-2, विभाग क्र. 8/34, सदनिका क्र. 13, 1 ला मजला, ए-विंग, केरोलीन अपार्टमेंट्स, कॅरोलीन को. ऑप. ही. सो. ली., ग्रीन कोर्ट क्लब जवळ, मीरा भाईंदर रोड, मिरा रोड पूर्व ठाणे. (क्षेत्रफळ 44.72 चौ.मी. बिल

raw reading (for Abhijit)

{'found': True, 'found_in': 'Index II (Row 1 / Property details & Schedule of Agreement for Sale)', 'area_sq_m': 44.72, 'paper_for': {'loan_ref': None, 'report_id': 'THN10-14751-2026', 'customer_name': 'ARSHAD AHMED PATEL'}, 'pin_other': None, 'confidence': 0.98, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '401107', 'road': 'Mira Bhayander Road', 'state': 'MAHARASHTRA', 'taluka': 'Thane', 'flat_no': 'Flat No. 13', 'district': 'Thane', 'floor_no': '1st Floor', 'landmark': 'Near Green Court Club', 'full_address': 'Flat No. 13, First Floor, A-Wing, Carolyn Apartments, Carolyn Co-Op Hsg Soc Ltd, Near Green Court Club, Mira Bhayander Road, Mira Road East, Dist Thane, Pin 401107', 'village_city': 'GHODBUNDER', 'building_name': 'CAROLYN APARTMENTS', 'survey_or_cts_no': 'Survey Number: 77/1 & 2'}, 'security_address_verbatim': 'मौज घोडबंदर, वार्ड क्र. यु-2, विभाग क्र. 8/34, सदनिका क्र. 13, 1 ला मजला, ए-विंग, केरोलीन अपार्टमेंट्स, कॅरोलीन को. ऑप. ही. सो. ली., ग्रीन कोर्ट क्लब जवळ, मीरा भाईंदर रोड, मिरा रोड पूर्व ठाणे. (क्षेत्रफळ 44.72 चौ.मी. बिल्ट-अप) ( ( Survey Number : 77/1 & 2; ) ) - स्थानिक स्वराज्य संस्था: मिरा-भाईंदर मनपा'}

PAN card PAN CARD.pdf needs your check

dob
1992-04-25

pan
BKUPP8920R

name
ARSHAD AHMED PATEL

legible
True

father name
AHMED MOHAMMED PATEL

raw reading (for Abhijit)

{'dob': '1992-04-25', 'pan': 'BKUPP8920R', 'name': 'ARSHAD AHMED PATEL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'AHMED MOHAMMED PATEL', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo PHOTO (1)(1).jpeg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Sale deed LATEST AGREEMENT.pdf needs your check

grn
MH008153400202627P

pin
401107

total
373000

article
6(1)

defaced
True

district
THANE

area city
Mira Road East

flat block
Flat No. 13, A-Wing

payer name
ARSHAD AHMED PATEL

sro office
THN4 THANE NO 4 JOINT SUB REGISTRA

paying bank
STATE BANK OF INDIA

remarks raw
SecondPartyName=VIPUL WAGHCHOURE~

scheme rows
{'amount': 343000, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 30000, 'head_code': '0030063301', 'description': 'Registration Fee'}

payment date
12/08/2026

inner challan
True

road locality
Carolyn Apartments

second party name
VIPUL WAGHCHOURE

raw reading (for Abhijit)

{'grn': 'MH008153400202627P', 'pin': '401107', 'total': 373000, 'article': '6(1)', 'defaced': True, 'bank_cin': None, 'district': 'THANE', 'area_city': 'Mira Road East', 'payer_pan': None, 'flat_block': 'Flat No. 13, A-Wing', 'payer_name': 'ARSHAD AHMED PATEL', 'sro_office': 'THN4 THANE NO 4 JOINT SUB REGISTRA', 'paying_bank': 'STATE BANK OF INDIA', 'remarks_raw': 'SecondPartyName=VIPUL WAGHCHOURE~', 'scheme_rows': [{'amount': 343000, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 30000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': None, 'payment_date': '12/08/2026', 'inner_challan': True, 'road_locality': 'Carolyn Apartments', 'second_party_pan': None, 'second_party_name': 'VIPUL WAGHCHOURE', 'consideration_amount': None}

Sale deed LATEST AGREEMENT.pdf needs your check

payments inside
payments: []

header doc number
14751/2026

raw reading (for Abhijit)

{'payments_inside': {'payments': []}, 'header_doc_number': '14751/2026'}

Paid challan (GRAS) ARSHAD AHMED PATEL EchallanMH012078104202627E.pdf needs your check

grn
MH012078104202627E

pin
401107

total
28370.0

article
6(1)

defaced
False

bank cin
03006172026101500772

district
THANE

area city
THANE

payer pan
BKUXXXXXXR

flat block
FLAT NO 13 1ST FLOOR A WING CAROLYN APARTMENTS CAROLYN CHS LTD SURVEY NO 77/1 AND 2

payer name
ARSHAD AHMED PATEL

sro office
THN10 THANE NO 10 JOINT SUB REGISTR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=4454785

scheme rows
{'amount': 13370.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX8148

payment date
15/10/2026-13:24:43

road locality
VILLAGE GHODBUNDER NEAR GCC CLUB OFF GCC SCHOOL ROAD MIRA ROAD EAST THANE

second party pan
AABCI3612A

second party name
SAMMAAN CAPITAL LIMITED

consideration amount
4454785

raw reading (for Abhijit)

{'grn': 'MH012078104202627E', 'pin': '401107', 'total': 28370.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101500772', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'BKUXXXXXXR', 'flat_block': 'FLAT NO 13 1ST FLOOR A WING CAROLYN APARTMENTS CAROLYN CHS LTD SURVEY NO 77/1 AND 2', 'payer_name': 'ARSHAD AHMED PATEL', 'sro_office': 'THN10 THANE NO 10 JOINT SUB REGISTR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=4454785', 'scheme_rows': [{'amount': 13370.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8148', 'payment_date': '15/10/2026-13:24:43', 'road_locality': 'VILLAGE GHODBUNDER NEAR GCC CLUB OFF GCC SCHOOL ROAD MIRA ROAD EAST THANE', 'second_party_pan': 'AABCI3612A', 'second_party_name': 'SAMMAAN CAPITAL LIMITED', 'consideration_amount': '4454785'}

Technical record (for Abhijit — safe to ignore)

30m ago	EzDocs	draft_found_on_case	{'now': 'DRAFT_SHARED', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigge
37m ago	EzDocs	learned_typed463	{'sig': '49bdb9e72649', 'why': "the Fill typed these boxes the team's way by itself — learned from the team's own earlier Saves", 'boxes': [{'to': 'arshad1992@gmail.com', 'box': 'person 1 Email Id', 'how': 'case', 'from'
38m ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss
38m ago	EzDocs	form_checked489	{'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-03572'}
38m ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '528361', 'lessons': []}
38m ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '528367', 'lessons': [{'box': 'Email Id', 'words': 'Email Id: the team typed
38m ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '528451', 'lessons': [{'box': 'Attribute 1 number', 'words': 'Attribute 1 num
39m ago	ANJU	copilot_edit	{'n': 14, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'SAMMAAN', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number
42m ago	copilot	copilot_check_issues	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Attribute 1 number', 'why': 'the Index II prints s
42m ago	EzDocs	form_checked489	{'ok': False, 'page': 'property', 'paid': True, 'boxes': 18, 'issues': 2, 'case_no': 'NOI-2026-03572'}
42m ago	copilot	copilot_pick	{'why': "The English reading 'MIRA BHAINDAR' directly matches 'Mira-bhaidar Manapa' in the options. The case's Hadd name 'Mira-Bhayandar Municipal Corporation' also confirms this.", 'field': 'Hadd Name', 'value': '
42m ago	copilot	copilot_pick	{'why': "the portal spells it 'Ghodabandar'", 'field': 'Village', 'value': '272100094213001700', 'method': 'spelling', 'picked': 'Ghodabandar', 'wanted': 'GHODBUNDER', 'why_audit': "EzDocs chose from the portal's own lis
42m ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
42m ago	EzDocs	form_checked489	{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 14, 'issues': 0, 'case_no': 'NOI-2026-03572'}
42m ago	copilot	copilot_pick	{'why': 'The source text mentions "मिरारोड पू" which translates to Mira Road East. The option "Mira Road" is the closest match.', 'field': 'Post office', 'value': '307234', 'method': 'ai', 'picked': 'Mira Road', 'wanted'
42m ago	ANJU	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'SAMMAAN', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our
43m ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
43m ago	EzDocs	form_checked489	{'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03572'}
43m ago	copilot	copilot_pick	{'why': 'The source text mentions "मिरारोड पू" which translates to Mira Road East. The option "Mira Road" is the closest match.', 'field': 'Post office', 'value': '307234', 'method': 'ai', 'picked': 'Mira Road', 'wanted'
43m ago	ANJU	copilot_edit	{'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'SAMMAAN', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ours
43m ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i
43m ago	EzDocs	form_checked489	{'ok': True, 'page': 'mortgagee', 'paid': False, 'boxes': 24, 'issues': 0, 'case_no': 'NOI-2026-03572'}
43m ago	copilot	efiling_profile_differs	{'why': "the portal's saved profile and the bank's saved constants disagree on these boxes — a person decides which is right (Calculator → E-filing details)", 'bank': 'SAMMAAN', 'differences': [{'box': 'Post Office', 'sa
43m ago	copilot	efiling_token_from_portal	{'why': 'the portal issued this token when the Date of Mortgage was entered; the co-pilot read it off the page and wrote it here', 'token': '9991510260760'}
44m ago	EzDocs	cards_read	{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'PASSPORT.pdf', 'cards': 0, 'doc_id': 'd34c17c6-ebc2-420c-ab0c-6793b67941e8', 'applied': 0}
3h ago	EzDocs	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '2b6dce57-121c-4579-82c0-2c7f8248c95d'}
4h ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '2b6dce57-121c-4579-82c0-2c7f8248c95d'}
4h ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '524274', 'lessons': [{'box': 'Office', 'words': "Office: the team picked THN1
4h ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'ARSHAD AHMED PATEL
4h ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'THN10 THANE NO 10 JOINT SUB REGISTR', 'district': 'THANE'}

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹29,900 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

With bank to approve

The challan is paid; the filing is under way.

Next — whose move

The bank

approving the draft

For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Today · 15 Oct44 things

The draft e-filing copy went to the bank — waiting for its approval