Cases / NOI-2026-03450

Saraswati Aagam Somani

LAN 10341183 Needs documents · waiting on the branch Send the draft 1 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for the challan2 still to come

6 of 8 in hand.
everything the challan needs, and where each one stands

Still needed for the challan: Payment Screenshot with UTR

For the e-filing visit later (not for the challan): Index II copy / Title document

✓Selfie / photoopen

✓PAN cardopen

✓Aadhaar cardopen

✓Technical reportopen

✓Sanction letteropen

Payment Screenshot with UTR — still needed

✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)

Index II copy / Title document — for the e-filing visit later

✓ PAN and Aadhaar name the same person — checked by EzDocs: MEENA MUKESH SOMANI

All files (8)A label is wrong? Fix it under All documents.

MoneyWaiting for the credit

₹26,060.53CASE MARK

Probably ₹30,00,000 — the branch's own numbers point at it: its mail names ₹30,00,000. Confirm with one press on the case page (or pick the other if the branch worked on the wrong figure). Two loans of this borrower on one mortgage: ₹30,00,000 (Home Loan, LAN 10341183) + ₹30,00,000 (Home Loan, LAN 77000362537) = ₹60,00,000 — the branch's mail names it; the case holds ₹30,00,000. This file holds 2 sanction letters of this lender in the borrower's own name, each for a facility of its own on this property (the branch's mail names it). One lender, one borrower, one property: the notice of intimation secures the whole borrowing on this mortgage, so the fee is computed on the total, not on one letter. The branch's mail naming one loan account is the case's label, not a list of what is secured. Open the letters and the branch's mail. Unless the mail says one of these loans is filed separately (a second token), set the loan amount on the case page to ₹60,00,000 and press Fill again; the fee the branch pays is the witness — its ask on the total settles it.

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 of ₹26,060.53 — we only count a credit our bank shows us.

Ask for the exact ₹26,060.53. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%9,010

Registration fee 0.5%15,000

Government handling350

Our service fee1,700.53

Total we ask for26,060.53

By law ₹26,050. We ask ₹26,060 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II —not yet

the NOI team 2 minthe branch 2 d 4 htotal 2 d 4 h so far

Now with the branch — waiting for your documents

since 13 Oct 14:02 — 2 d 4 h of working time

Day by day — every step and who held it

13 Oct 13:52Your branch's mail

13 Oct 13:53Papers read+1 min · the NOI team

13 Oct 14:01Papers from your branch+7 min · the branch

13 Oct 14:01Papers read+1 min · the NOI team

13 Oct 14:02Fee quotedat once

13 Oct 14:02Property readat once

Case facts

Bank

ICICI_HFC

Loan amount

₹30,00,000

Loan account no.

10341183

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting on the branch

Outstanding: Payment Screenshot with UTR. EzDocs has asked — nothing to do here unless you want to phone the branch.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKMissing property and title papers

The branch's request

Flat no 209 2nd floor B WING MATHURESH KRUPA CHSL AVENUE A1 , GLOBAL CITY CHIKKAL DONGARI ROAD VIRAR WEST 401303

Why it matters: Not a question for the bank: one paper only — nothing to set against it.

What to do: Nothing to ask the bank — look once if you like.

Compared: the technical report; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

NOI case NOI-2026-03450

how it will look to the branch

Dear Team,

With reference to the captioned case (LAN: 10341183), the following is pending from your end:

Payment Screenshot with UTR — not received yet
Payment of Rs. 26,060.53 — credit not yet received in our account - pay online: https://ezdocs.co.in/pay/NOI-2026-03450/8060f71cf1b13a216dd86212

Already received with thanks, no need to resend:

Applicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Sanction Letter, Technical Report

For the NOI e-filing visit later (does NOT hold up the challan — share when ready):
Index II copy / Title document

These are needed for the GRAS challan; the challan is what your disbursement waits on, so it helps to send them together.

Kindly share the above on this same email thread. The NOI filing timeline (30 days from the date of mortgage) applies, so early documents help us protect it.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

HT hariom.tiwari@icicihfc.com icicihfc.com
13 Oct, 13:52 · 2d ago THE FIRST MAIL — how this case began

0.3 0.5 SARASWATI AAGAM SOMANI 10341183 //77000362537

📎 pic mom saraswati.jpg ↗📎 Saraswati pan card.pdf ↗📎 pic saras.jpg ↗📎 meena aadhar card.pdf ↗📎 Saraswati aadhar card.pdf ↗📎 pan mom saraswati.jpg ↗

Dear Team ,

Kindly provide 0.3 and 0.5 challan amount and provide account details or scanner for payment.

Loan Amt3000000

Property Owner : Saraswati somani

Contact No7620247754

Email Id :

PROPERTY Add :

Flat no 209 2nd floor B WING MATHURESH KRUPA CHSL AVENUE A1 , GLOBAL CITY CHIKKAL DONGARI ROAD VIRAR WEST 401303

Regards
Hariom Tiwari
SRM-Vasai Branch

earlier mails quoted below

________________________________
From: Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com>
Sent: Tuesday, October 13, 2026 11:16:47 AM
To: Sunny Tiwari /DIST/ICICIHFC/VASAI <tiwari.sunny@icicihfc.com>
Subject: Fw: Sarswati

Regards
Hariom Tiwari
SRM-Vasai Branch

________________________________
From: PANDIT <ht363149@gmail.com>
Sent: Tuesday, 13 October 2026 11:14:18
To: Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com>
Subject: Re: Sarswati

CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

On Mon, Oct 12, 2026, 5:43 PM PANDIT <ht363149@gmail.com<mailto:ht363149@gmail.com>> wrote:

On Wed, Oct 7, 2026, 3:34 PM PANDIT <ht363149@gmail.com<mailto:ht363149@gmail.com>> wrote:

On Wed, Oct 7, 2026, 3:33 PM PANDIT <ht363149@gmail.com<mailto:ht363149@gmail.com>> wrote:

On Wed, Oct 7, 2026, 3:32 PM PANDIT <ht363149@gmail.com<mailto:ht363149@gmail.com>> wrote:

On Wed, Sep 30, 2026, 2:12 PM PANDIT <ht363149@gmail.com<mailto:ht363149@gmail.com>> wrote:

🤖 read: asks for the fee / a quote, a payment receipt; documents attached — “Kindly provide 0.3 and 0.5 challan amount”

2 more mails in between — open

RM raj.mishra@icicihfc.com icicihfc.com
13 Oct, 14:01 · 2d ago

📎 IND_APF_REPORT_10341183VAL1.pdf ↗📎 KFSLetter_77000362537 (1).pdf ↗

pfa

From: Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com>

Sent: Tuesday, October 13, 2026 1:52 PM

To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

Cc: Raj Mishra /DIST/ICICIHFC/VASAI <raj.mishra@icicihfc.com>; Abhishek Tiwari /DIST/ICICIHFC/VASAI <abhishek.t@icicihfc.com>; Naina Mahida /DISTP/ICICIHFC/VASAI <naina.mahida@icicihfc.com>; Tejaswini Pachakale /DISTP/ICICIHFC/VASAI <tejaswini.pachakale@icicihfc.com>

Subject: 0.3 0.5 SARASWATI AAGAM SOMANI 10341183 //77000362537

Dear Team ,

Kindly provide 0.3 and 0.5 challan amount and provide account details or scanner for payment.

Loan Amt3000000

Property Owner : Saraswati somani

Contact No7620247754

Email Id :

PROPERTY Add :

Flat no 209 2nd floor B WING MATHURESH KRUPA CHSL AVENUE A1 , GLOBAL CITY CHIKKAL DONGARI ROAD VIRAR WEST 401303

Regards
Hariom Tiwari
SRM-Vasai Branch


________________________________
From: Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com>
Sent: Tuesday, October 13, 2026 11:16:47 AM
To: Sunny Tiwari /DIST/ICICIHFC/VASAI <tiwari.sunny@icicihfc.com>
Subject: Fw: Sarswati



Regards
Hariom Tiwari
SRM-Vasai Branch

________________________________
From: PANDIT <ht363149@gmail.com>
Sent: Tuesday, 13 October 2026 11:14:18
To: Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com>
Subject: Re: Sarswati

CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.


On Mon, Oct 12, 2026, 5:43 PM PANDIT <ht363149@gmail.c

🤖 read: The branch has sent attachments.

OL The NOI teamTYPED IN GMAIL
13 Oct, 14:07 · 2d ago

Team,

Loan amount₹30,00,000

Stamp duty 0.30%₹9,010

Registration fee 0.50%₹15,000

Total₹26,060

PFA calculation sheet.

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed 350 350

Service Fees for NOI Filling 1700 1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Tue, 13 Oct 2026 at 14:01, Raj Mishra /DIST/ICICIHFC/VASAI <
raj.mishra@icicihfc.com> wrote:

pfa
------------------------------
*From:* Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com>
*Sent:* Tuesday, October 13, 2026 1:52 PM
*To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
*Cc:* Raj Mishra /DIST/ICICIHFC/VASAI <raj.mishra@icicihfc.com>; Abhishek 
Tiwari /DIST/ICICIHFC/VASAI <abhishek.t@icicihfc.com>; Naina Mahida 
/DISTP/ICICIHFC/VASAI <naina.mahida@icicihfc.com>; Tejaswini Pachakale 
/DISTP/ICICIHFC/VASAI <tejaswini.pachakale@icicihfc.com>
*Subject:* 0.3 0.5 SARASWATI AAGAM SOMANI 10341183 //77000362537 
 

Dear Team,

 

Kindly provide 0.3 and 0.5 challan amount and provide account details or 
scanner for payment.

 

Loan Amt :3000000

 

Property Owner : Saraswati somani

Contact No :7620247754
Email Id :

 

PROPERTY Add : 

Flat no 209 2nd floor B WING MATHURESH KRUPA CHSL AVENUE A1, GLOBAL CITY 
CHIKKAL DONGARI ROAD VIRAR WEST 401303

*Regards*
*Hariom Tiwari*
*SRM-Vasai Branch*

------------------------------
*From:* Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com
>
*Sent:* Tuesday, October 13, 2026 11:16:47 AM
*To:* Sunny Tiwari /DIST/ICICIHFC/VASAI <tiwari.sunny@icicihfc.com>
*Subject:* Fw: Sarswati

*Regards*
*Hariom Tiwari*
*SRM-Vasai Branch*

------------------------------
*From:* PANDIT <ht363149@gmail.com>
*Sent:* Tuesday, 13 October 2026 11:14:18
*To:* Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com>
*Subject:* Re: Sarswati 
 
CAUTION: External Email Warning - Do not click on any attachment or 
links/URL in this email unless sender is reliable.

On Mon, Oct 12, 2026, 5:43 PM PANDIT <ht363149@gmail.com> wrote:

On Wed, Oct 7, 2026, 3:34 PM PANDIT <ht363149@gmail.com> wrote:

On Wed, Oct 7, 2026, 3:33 PM PANDIT <ht363149@gmail.com> wrote:

On Wed, Oct 7, 2026, 3:32 PM PANDIT <ht363149@gmail.com> wrote:

On Wed, Sep 30, 2026, 2:12 PM PANDIT <ht363149@gmail.com> wrote:

🤖 read: asks the branch for the payment — “PFA calculation sheet.”

OL The NOI teamTYPED IN GMAIL
13 Oct, 14:08 · 2d ago

Team,

Loan amount₹30,00,000

Stamp duty 0.30%₹9,010

Registration fee 0.50%₹15,000

Total₹26,060

PFA calculation sheet.

NOI CALCULATOR

NOI Govt Fees

Govt.Document Handling Charges Fixed 350 350

Service Fees for NOI Filling 1700 1700

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Tue, 13 Oct 2026 at 14:01, Raj Mishra /DIST/ICICIHFC/VASAI <
raj.mishra@icicihfc.com> wrote:

pfa
------------------------------
*From:* Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com>
*Sent:* Tuesday, October 13, 2026 1:52 PM
*To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
*Cc:* Raj Mishra /DIST/ICICIHFC/VASAI <raj.mishra@icicihfc.com>; Abhishek
Tiwari /DIST/ICICIHFC/VASAI <abhishek.t@icicihfc.com>; Naina Mahida
/DISTP/ICICIHFC/VASAI <naina.mahida@icicihfc.com>; Tejaswini Pachakale
/DISTP/ICICIHFC/VASAI <tejaswini.pachakale@icicihfc.com>
*Subject:* 0.3 0.5 SARASWATI AAGAM SOMANI 10341183 //77000362537

Dear Team,

Kindly provide 0.3 and 0.5 challan amount and provide account details or
scanner for payment.

Loan Amt :3000000

Property Owner : Saraswati somani

Contact No :7620247754
Email Id :

PROPERTY Add :

Flat no 209 2nd floor B WING MATHURESH KRUPA CHSL AVENUE A1, GLOBAL CITY
CHIKKAL DONGARI ROAD VIRAR WEST 401303

*Regards*
*Hariom Tiwari*
*SRM-Vasai Branch*

------------------------------
*From:* Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com
>
*Sent:* Tuesday, October 13, 2026 11:16:47 AM
*To:* Sunny Tiwari /DIST/ICICIHFC/VASAI <tiwari.sunny@icicihfc.com>
*Subject:* Fw: Sarswati

*Regards*
*Hariom Tiwari*
*SRM-Vasai Branch*

------------------------------
*From:* PANDIT <ht363149@gmail.com>
*Sent:* Tuesday, 13 October 2026 11:14:18
*To:* Hariom Tiwari /DIST/ICICIHFC/VASAI <hariom.tiwari@icicihfc.com>
*Subject:* Re: Sarswati

CAUTION: External Email Warning - Do not click on any attachment or
links/URL in this email unless sender is reliable.

On Mon, Oct 12, 2026, 5:43 PM PANDIT <ht363149@gmail.com> wrote:

On Wed, Oct 7, 2026, 3:34 PM PANDIT <ht363149@gmail.com> wrote:

On Wed, Oct 7, 2026, 3:33 PM PANDIT <ht363149@gmail.com> wrote:

On Wed, Oct 7, 2026, 3:32 PM PANDIT <ht363149@gmail.com> wrote:

On Wed, Sep 30, 2026, 2:12 PM PANDIT <ht363149@gmail.com> wrote:

🤖 read: asks the branch for the payment — “PFA calculation sheet.”

OL The NOI teamTYPED IN GMAIL
14 Oct, 11:42 · 1d ago

Team

Kindly share the payment screenshot to process the challan.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below

On Tue, 13 Oct 2026 at 14:08, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:

Team,

PFA calculation sheet.

NOI CALCULATOR

Loan Amount Including Insurance
3,000,000

NOI Govt Fees
Stamp Duty
0.30%
9010.00

Registration Fees
0.50%
15000.00

Govt.Document Handling Charges Fixed
350
350

Service Fees for NOI
Filling
1700
1700

Total Amount FOR NOI
26060.00

Aradhana Rai
NOI Coordinator | One Legal +91 8888706969

On Tue, 13 Oct 2026 at 14:01, Raj Mishra /DIST/ICICIHFC/VASAI < raj.mishra@icicihfc.com > wrote:

pfa

From: Hariom Tiwari /DIST/ICICIHFC/VASAI < hariom.tiwari@icicihfc.com >

Sent: Tuesday, October 13, 2026 1:52 PM

To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >

Cc: Raj Mishra /DIST/ICICIHFC/VASAI < raj.mishra@icicihfc.com >; Abhishek Tiwari /DIST/ICICIHFC/VASAI < abhishek.t@icicihfc.com >; Naina Mahida /DISTP/ICICIHFC/VASAI < naina.mahida@icicihfc.com >; Tejaswini Pachakale /DISTP/ICICIHFC/VASAI < tejaswini.pachakale@icicihfc.com >

Subject: 0.3 0.5 SARASWATI AAGAM SOMANI 10341183 //77000362537

Dear Team,

Kindly provide 0.3 and 0.5 challan amount and provide account details or scanner for payment.

Loan Amt :3000000

Property Owner : Saraswati somani

Contact No :7620247754

Email Id :

PROPERTY Add :

Flat no 209 2nd floor B WING MATHURESH KRUPA CHSL AVENUE A1, GLOBAL CITY CHIKKAL DONGARI ROAD VIRAR WEST 401303

Regards

Hariom Tiwari

SRM-Vasai Branch

From: Hariom Tiwari /DIST/ICICIHFC/VASAI < hariom.tiwari@icicihfc.com >

Sent: Tuesday, October 13, 2026 11:16:47 AM

To: Sunny Tiwari /DIST/ICICIHFC/VASAI < tiwari.sunny@icicihfc.com >

Subject: Fw: Sarswati

Regards

Hariom Tiwari

SRM-Vasai Branch

From: PANDIT < ht363149@gmail.com >

Sent: Tuesday, 13 October 2026 11:14:18

To: Hariom Tiwari /DIST/ICICIHFC/VASAI < hariom.tiwari@icicihfc.com >

Subject: Re: Sarswati

CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.

On Mon, Oct 12, 2026, 5:43 PM PANDIT < ht363149@gmail.com > wrote:

On Wed, Oct 7, 2026, 3:34 PM PANDIT < ht363149@gmail.com > wrote:

On Wed, Oct 7, 2026, 3:33 PM PANDIT < ht363149@gmail.com > wrote:

On Wed, Oct 7, 2026, 3:32 PM PANDIT < ht363149@gmail.com > wrote:

On Wed, Sep 30, 2026, 2:12 PM PANDIT < ht363149@gmail.com > wrote:

🤖 read: asks the branch for the payment — “Kindly share the payment screenshot to process the challan.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Still needed for the challan: Payment Screenshot with UTR

For the e-filing visit later (not for the challan): Index II copy / Title document

Document	File — click to open	Status	When
Selfie / photo	pic mom saraswati.jpg	CANNOT BE READ — clear copy asked	2d ago
PAN card	Saraswati pan card.pdf	filed	2d ago
Selfie / photo	pic saras.jpg	filed	2d ago
Aadhaar card	meena aadhar card.pdf	filed	2d ago
Aadhaar card+ PAN card inside	Saraswati aadhar card.pdf	filed	2d ago
PAN card	pan mom saraswati.jpg	filed	2d ago
Technical report	IND_APF_REPORT_10341183VAL1.pdf	filed	2d ago
Sanction letter	KFSLetter_77000362537 (1).pdf	filed	2d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,060.53

Where it stands
waiting for the credit

Screenshot claims
—

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹9,010	₹15,000	₹350	₹1,700	₹26,060

By law ₹26,050. We ask ₹26,060 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

Challan: 13 of 13 boxes on the caseOpen the verification page →

Highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road), City / village

The e-filing’s boxes (23 of 34 ready) come up once the challan is paid.

EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.

CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (IND_APF_REPORT_10341183VAL1.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue A1 Dongare Globalcity Road Virar West Palghar 401303 S No 5 5b 5d

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

IND_APF_REPORT_10341183VAL1.pdf

Property Address line
FLAT NO B 209 2ND FLOOR B WING MATHURESH KRUPA,CHSL AVENUE A1 DONGARE GLOBALCITY,ROAD VIRAR WEST PALGHAR 401303

Legal Address line
FLAT NO B 209 2ND FLOOR B WING MATHURESH KRUPA CHSL AVENUE A1 DONGARE GLOBALCITY ROAD VIRAR WEST PALGHAR 401303 S NO 5 5B 5D

PIN
401303

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO B 209 2ND FLOOR B WING MATHURESH KRUPA CHSL S NO 5 5B 5D

Locality/Road
AVENUE A1 DONGARE GLOBALCITY ROAD VIRAR WEST GLOBAL CITY

Area/City
PALGHAR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	MEENA MUKESH SOMANI	BJHPS9764E	…3883
mortgagor	SARASWATI AAGAM SOMANI	GXFPS3802A	…8485

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	hariom.tiwari@icicihfc.com	2d ago
questions for the branch — what the papers leave open	hariom.tiwari@icicihfc.com	2d ago
fee quote	raj.mishra@icicihfc.com	2d ago
document chase	raj.mishra@icicihfc.com	2d ago
document chase	raj.mishra@icicihfc.com	1d ago
document chase	raj.mishra@icicihfc.com	20h ago

What EzDocs read from each document — check anything marked in red

Selfie / photo pic mom saraswati.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

face visible
True

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

PAN card Saraswati pan card.pdf needs your check

dob
1996-09-24

pan
GXFPS3802A

name
SARASWATI AAGAM SOMANI

legible
True

father name
GANESH SHENOY

raw reading (for Abhijit)

{'dob': '1996-09-24', 'pan': 'GXFPS3802A', 'name': 'SARASWATI AAGAM SOMANI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GANESH SHENOY', 'aadhaar_last4': None, 'quality_issue': None}

Selfie / photo pic saras.jpg needs your check

kind
live_selfie

legible
True

confidence
1

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 1, 'face_visible': True, 'quality_issue': None}

Aadhaar card Saraswati aadhar card.pdf needs your check

dob
1996-09-24

name
Saraswati Aagam Somani

mobile
7620247754

address
pin: 401209; area: Post Tulinj; flat: B- 4B; road: Achole Road; state: Maharashtra; building: Pancham View; district: Thane; post_office: Nallosapara E; Village: Vasai

legible
True

aadhaar last4
8485

raw reading (for Abhijit)

{'dob': '1996-09-24', 'pan': None, 'name': 'Saraswati Aagam Somani', 'mobile': '7620247754', 'address': {'pin': '401209', 'area': 'Post Tulinj', 'flat': 'B- 4B', 'road': 'Achole Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Pancham View', 'district': 'Thane', 'post_office': 'Nallosapara E', 'village_city': 'Vasai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8485', 'quality_issue': None}

PAN card pan mom saraswati.jpg needs your check

dob
1966-12-04

pan
BJHPS9764E

name
MEENA MUKESH SOMANI

legible
True

father name
HIRALAL KUVERJIBHAI RUPERA

raw reading (for Abhijit)

{'dob': '1966-12-04', 'pan': 'BJHPS9764E', 'name': 'MEENA MUKESH SOMANI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'HIRALAL KUVERJIBHAI RUPERA', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Saraswati aadhar card.pdf needs your check

dob
1996-09-24

name
Saraswati Aagam Somani

mobile
7620247754

address
pin: 401209; area: Post Tulinj; flat: B- 4B; road: Achole Road; state: Maharashtra; building: Pancham View; district: Thane; post_office: Nallosapara E; Village: Vasai

legible
True

aadhaar last4
8485

raw reading (for Abhijit)

{'dob': '1996-09-24', 'pan': None, 'name': 'Saraswati Aagam Somani', 'mobile': '7620247754', 'address': {'pin': '401209', 'area': 'Post Tulinj', 'flat': 'B- 4B', 'road': 'Achole Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Pancham View', 'district': 'Thane', 'post_office': 'Nallosapara E', 'village_city': 'Vasai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8485', 'quality_issue': None}

Aadhaar card meena aadhar card.pdf needs your check

dob
1966-12-04

name
Meena Mukesh Somani

mobile
9833393015

address
pin: 401209; area: Jay Vijay Nagar, Opposite Saraswat Bank; flat: A-302; road: Achole Link Road; state: Maharashtra; building: Jay Vijay Green; district: Palghar; Village: Nallasopara East, Vasai

legible
True

aadhaar last4
3883

raw reading (for Abhijit)

{'dob': '1966-12-04', 'pan': None, 'name': 'Meena Mukesh Somani', 'mobile': '9833393015', 'address': {'pin': '401209', 'area': 'Jay Vijay Nagar, Opposite Saraswat Bank', 'flat': 'A-302', 'road': 'Achole Link Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Jay Vijay Green', 'district': 'Palghar', 'post_office': None, 'village_city': 'Nallasopara East, Vasai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3883', 'quality_issue': None}

Sanction letter KFSLetter_77000362537 (1).pdf needs your check

lan
77000362537

legible
True

purpose
Home Loan and Purchase/Improvement of Property

loan type
Home Loan

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)10.80% 8.10%p.a. 8.10% p.a. Floating

loan amount
3000000

rate spread
-10.8

final amount
3000000

interest rate
8.1

sanction date
12/10/2026

letter version
HF-38-VER-14-01072026/KFS

reference rate
18.9

applicant email
saraswatisomani0324@gmail.com

applicant names
SARASWATI AAGAM SOMANI, Meena Mukesh Somani

printed altered
False

applicant mobile
+91-7620247754

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Flat No 1601 B Wing Veer One Bldg, Madhuvan Vasai, Gokhiware, Palghar, PALGHAR, MAHARASHTRA, IN, 401208

raw reading (for Abhijit)

{'lan': '77000362537', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)10.80% 8.10%p.a. 8.10% p.a. Floating', 'handwritten': [], 'linked_refs': [], 'loan_amount': 3000000, 'rate_spread': -10.8, 'final_amount': 3000000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '12/10/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'saraswatisomani0324@gmail.com', 'applicant_names': ['SARASWATI AAGAM SOMANI', 'Meena Mukesh Somani'], 'printed_altered': False, 'applicant_mobile': '+91-7620247754', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No 1601 B Wing Veer One Bldg, Madhuvan Vasai, Gokhiware, Palghar, PALGHAR, MAHARASHTRA, IN, 401208'}

Technical report IND_APF_REPORT_10341183VAL1.pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
38.46

paper for
loan_ref: 77000362537; report_id: HRQ-26-171361; customer_name: Saraswati Aagam Somani

confidence
0.95

reading486
property

address lines
taken: legal; legal_address: Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue A1 Dongare Globalcity Road Virar West Palghar 401303 S No 5 5b 5d; property_address: Flat No B 209 2nd Floor B Wing Mathuresh Krupa,

property address
pin: 401303; road: AVENUE A1 DONGARE GLOBALCITY ROAD; state: Maharashtra; Flat no: Flat No B 209; district: Palghar; Floor: 2nd Floor; landmark: Global City; Address: Flat No B 209 2nd Floor B Wing Mathuresh Krup

security address verbatim
Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue A1 Dongare Globalcity Road Virar West Palghar 401303 S No 5 5b 5d

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 38.46, 'paper_for': {'loan_ref': '77000362537', 'report_id': 'HRQ-26-171361', 'customer_name': 'Saraswati Aagam Somani'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue A1 Dongare Globalcity Road Virar West Palghar 401303 S No 5 5b 5d', 'property_address': 'Flat No B 209 2nd Floor B Wing Mathuresh Krupa,Chsl Avenue A1 Dongare Globalcity,Road Virar West Palghar 401303'}, 'property_address': {'pin': '401303', 'road': 'AVENUE A1 DONGARE GLOBALCITY ROAD', 'state': 'Maharashtra', 'taluka': None, 'flat_no': 'Flat No B 209', 'district': 'Palghar', 'floor_no': '2nd Floor', 'landmark': 'Global City', 'full_address': 'Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue A1 Dongare Globalcity Road Virar West Palghar 401303 S No 5 5b 5d', 'village_city': 'Virar West', 'building_name': 'B WING MATHURESH KRUPA CHSL', 'survey_or_cts_no': 'S No 5 5b 5d'}, 'security_address_verbatim': 'Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue A1 Dongare Globalcity Road Virar West Palghar 401303 S No 5 5b 5d'}

Technical report IND_APF_REPORT_10341183VAL1.pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
38.46

paper for
loan_ref: 77000362537; report_id: HRQ-26-171361; customer_name: SARASWATI AAGAM SOMANI

confidence
0.95

reading486
property

property address
pin: 401303; road: AVENUE A1 DONGARE GLOBALCITY ROAD; state: MAHARASHTRA; Flat no: B 209; district: PALGHAR; Floor: 2ND; landmark: GLOBAL CITY; Address: Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue

security address verbatim
Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue A1 Dongare Globalcity Road Virar West Palghar 401303 S No 5 5b 5d

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 38.46, 'paper_for': {'loan_ref': '77000362537', 'report_id': 'HRQ-26-171361', 'customer_name': 'SARASWATI AAGAM SOMANI'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue A1 Dongare Globalcity Road Virar West Palghar 401303 S No 5 5b 5d', 'property_address': 'Flat No B 209 2nd Floor B Wing Mathuresh Krupa,Chsl Avenue A1 Dongare Globalcity,Road Virar West Palghar 401303'}, 'property_address': {'pin': '401303', 'road': 'AVENUE A1 DONGARE GLOBALCITY ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'B 209', 'district': 'PALGHAR', 'floor_no': '2ND', 'landmark': 'GLOBAL CITY', 'full_address': 'Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue A1 Dongare Globalcity Road Virar West Palghar 401303 S No 5 5b 5d', 'village_city': 'VIRAR WEST', 'building_name': 'B WING MATHURESH KRUPA CHSL', 'survey_or_cts_no': 'S NO 5 5B 5D'}, 'security_address_verbatim': 'Flat No B 209 2nd Floor B Wing Mathuresh Krupa Chsl Avenue A1 Dongare Globalcity Road Virar West Palghar 401303 S No 5 5b 5d'}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR', 'Payment of Rs. 26,060.53 — credit not yet received in our account']}
1h ago	EzDocs	challan_boxes_composed	{'fp': 'fd2f69ec4d927353', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO B 209 2ND FLOOR B WING M
2h ago	EzDocs	reader_efiling_verdict	{'fp': '13d31eeebe3db6a5', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the filing.', 'page': 'Start page
3h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 14 Oct, 11:42 asked for the payment screenshot — the draft it answers is taken off", 'count': 1, 'kinds': ['branch_questions']}
3h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 13 Oct, 14:07 sent the calculation — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
20h ago	EzDocs	case_reevaluated	{'stage_after': 'AWAITING_DOCS'}
20h ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR', 'Payment of Rs. 26,060.53 — credit not yet received in our account']}
20h ago	EzDocs	email_shadowed:doc_chase	{'to': 'raj.mishra@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: 10341183), the following is pending from your end:\n\n 1. Payment Screenshot with UTR — not received yet\n 2. Payment
20h ago	EzDocs	draft_withdrawn	{'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']}
20h ago	EzDocs	double_tie_undone523	{'why': "the same payment was counted twice (HDFC's two messages) — taken back from this case; it was never this case's money", 'sms_id': 'ab3da9c5-b8ce-4b75-805c-7904b213c379', 'kept_on': 'NOI-2026-03501'}
20h ago	EzDocs	match_undone	{'ref': None, 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 26141.0, 'reason': 'HDFC sent two messages for this
1d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR']}
1d ago	EzDocs	case_reevaluated	{'stage_after': 'AWAITING_DOCS'}
1d ago	EzDocs	email_shadowed:doc_chase	{'to': 'raj.mishra@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: 10341183), the following is pending from your end:\n\n 1. Payment Screenshot with UTR — not received yet\n\nAlready rec
1d ago	EzDocs	draft_withdrawn	{'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']}
1d ago	EzDocs	sms_matched_late	{'ref': None, 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 26141.0, 'method': 'amount_over_smal
1d ago	EzDocs	payment_verified	{'utr': None, 'why': "paid ₹26,141, ₹80 MORE than our ask of ₹26,061 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 80.47, 'method': 'amount_over_small', 'paid_at': '20
1d ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
1d ago	EzDocs	reader_mail_addition	{'fp': '71ebb4548511536b', 'add': {}, 'why': "The paper prints 'DONGARE GLOBALCITY ROAD' while the mail prints 'GLOBAL CITY CHIKKAL DONGARI ROAD'.", 'asked': True, 'quote': '', 'same_property': True}
1d ago	EzDocs	reader_home_address	{'fp': '310a7fb0c057d24d', 'from': 'the sanction letter (KFSLetter_77000362537 (1).pdf)', 'home': {'pin': '401208', 'area': 'Madhuvan Vasai', 'flat': '1601', 'state': 'MAHARASHTRA', 'building': 'B Wing Veer One Bldg', 'd
1d ago	the branch (pay link)	payment_page_opened	{'ua': 'Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +c', 'why': "someone opened the pay link from the NOI team's mail — on the record only; it ties no money", 'amount': 26060.53, 'case_n
2d ago	EzDocs	desk_quote_read	{'ff': 0.5, 'sd': None, 'msg': '1a134698234d4e5c', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 3000000.0, 'total': 26060.0}
2d ago	EzDocs	desk_quote_read	{'ff': 0.5, 'sd': None, 'msg': '1a134694b48798b6', 'why': "the team's own calculator mail — read so its base is checked against the sanction letter (never proof of money)", 'base': 3000000.0, 'total': 26060.0}
2d ago	EzDocs	quoted_history_checked	{}
2d ago	EzDocs	extra_challan_scanned	{'found': 0}
2d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-13T08:32:34', 'why': 'mail', 'open': 8, 'mails': [{'at': '2026-10-13 08:22', 'id': '1a1345c054f1febc', 'from': 'branch', 'gist': 'The branch asks for the challan amount and payment details.', 's
2d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR', 'Payment of Rs. 26,060.53 — credit not yet received in our account']}
2d ago	EzDocs	paper_read_beside	{'why': "this property paper had no reading of its address — read for what it prints, so it sits beside the challan and the e-filing (and fills the case's property when the case has none)", 'done': '1', 'file': 'IND_APF_
2d ago	EzDocs	property_from_report	{'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'IND_APF_REPORT_10341183VAL1.pdf',
2d ago	EzDocs	mail_against_file490	{'at': '2026-10-13T08:32:28', 'asks': [], 'gist': 'The branch has attached the sanction letter and technical report.', 'next': 'Read the attached sanction letter and technical report to update the property details and lo

Case diary the case’s history — what happened, newest day first

Papers

1 still needed for the challan

Payment Screenshot with UTR

Money

₹26,060.53 to come

No screenshot and no credit yet.

Challan & filing

Not yet

The challan waits on the papers and the money above.

Next — whose move

The branch

papers pending

Today · 15 Oct5 things

Nothing new to ask for — stayed quiet