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Cases / NOI-2026-03601

Harshal Gopichand Ninave

PNB_HFLLAN HOU/NAG/0926/5228981 Challan paid · our move File on IGRAll documentsMails & papers 4
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
7 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Payment screenshot — money verifiedopen
✓Selfie / photoopen
✓PAN cardopen
✓Sale deedopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (10)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyAll of it is in
₹29,650.20CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹29,624 receivedthe receipt's amount and minute agree
Stamp duty 0.3%12,830
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.20
Total we ask for29,650.20
the branch’s receipt claims ₹29,624
paid 15 Oct 16:33:10 · verified 15 Oct 17:57:05 · 1 h 23 min later
How we know
Our own bank told us — 15 Oct 16:33
₹29,624 · UTR 665471963194 · from VM-HDFCBN-S
“Successful! You have received Rs. 29624.00 via HDFC Bank SmartHub Vyapar from SUPRIYA RA. RRN-665471963194, Check: https://1.hdfc.bank.in/HDFCBK/s/mBkMlW5K”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹29,643.65. We ask ₹29,650 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 15 Oct 17:53
Index II —not yet
the NOI team 1 d 4 htotal 1 d 4 h so far
Now with the NOI team — e-filing on IGR
since 15 Oct 17:57 — 1 d 4 h of working time
Day by day — every step and who held it
15 Oct 17:53Your branch's mail
15 Oct 17:53Payment landedat once
15 Oct 17:53Challan madeat once
15 Oct 17:56Papers read+3 min · the NOI team
15 Oct 17:56Property readat once
15 Oct 17:56Papers readat once
15 Oct 17:57Fee quotedat once
15 Oct 17:57Payment verifiedat once
15 Oct 17:57Ready for the challanat once
Case facts
Bank
PNB_HFL
Loan amount
₹42,74,550
Loan account no.
HOU/NAG/0926/5228981
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Floor, Flat / shop no are empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.
Fill it on the verification page first →
See the boxes — read from the sanction letter
District
NAGPUR
Taluka
NAGPUR
Village
MOUZA HAZARIPAHAD
Number type
PLOT
Number
13, PATWARI HALKA NO 7
Building
SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR
Floor
(empty)
Flat / shop no
(empty)
Area
1500.00
Hadd
NAGPUR
Read from the sanction letter, not the Index II. CustomerDocument068e200000kPhAcAAK (1).pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH012129289202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
RC rajnikant.chichkhede@phfl.com phfl.com
15 Oct, 17:53 · 1d ago
THE FIRST MAIL — how this case began
Request for Paid Challan in the case of Loan No HOU/NAG/0926/5228981---- Applicant Name : MR. Harshal Gopichand Ninave
Dear Team,

Request for Paid Challan in the case of MR. Harshal Gopichand Ninave

Case Type :- HL

Customer Type :- New Customer

Property Owner : - MR. Harshal Gopichand Ninave and Chetan Ninave.

Amt paid :- 30%(12824+15000+ 1800) = 29624/-

SRO NO. :-

Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: asks for the challan; documents attached — “Amt paid :- 30%(12824+15000+ 1800) = 29624/-”
OL The NOI teamTYPED IN GMAIL
15 Oct, 18:11 · 1d ago

Team,

Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Thu, 15 Oct 2026 at 17:56, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Dear Team, Request for Paid Challan in the case of MR. Harshal Gopichand Ninave Case Type :- HL Customer Type :- New Customer Property Owner : - MR. Harshal Gopichand Ninave and Chetan Ninave. A mt paid :- 30% (12824+15000+ 1800) = 29624/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: asks the branch for the payment — “Team,”
OL The NOI teamTYPED IN GMAIL
15 Oct, 18:12 · 1d ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a

register sale deed copy.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 17:56, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Dear Team, Request for Paid Challan in the case of MR. Harshal Gopichand Ninave Case Type :- HL Customer Type :- New Customer Property Owner : - MR. Harshal Gopichand Ninave and Chetan Ninave. A mt paid :- 30% (12824+15000+ 1800) = 29624/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: asks the branch for documents, a clarification — “We acknowledge the receipt of your mail documents and payment.”
OL The NOI teamTYPED IN GMAIL
15 Oct, 18:42 · 1d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 18:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 15 Oct 2026 at 17:56, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Dear Team, Request for Paid Challan in the case of MR. Harshal Gopichand Ninave Case Type :- HL Customer Type :- New Customer Property Owner : - MR. Harshal Gopichand Ninave and Chetan Ninave. A mt paid :- 30% (12824+15000+ 1800) = 29624/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sanction letter CustomerDocument068e200000kPhAcAAK (1).pdf
filed 1d ago
Payment screenshot IMG-20261015-WA0008.jpg
filed 1d ago
Selfie / photo IMG_20261014_180256.jpg
CANNOT BE READ — clear copy asked 1d ago
Selfie / photo IMG-20261014-WA0075 (1).jpg
filed 1d ago
PAN card PAN Card_CHETAN G. NINAVE.pdf
filed 1d ago
Sale deed DRAFT_SALE DEED-Harshal Ninave.pdf
filed 1d ago
PAN card PAN CARD _HARSHAL G. NINAVE.pdf
filed 1d ago
Aadhaar card+ PAN card inside AADHAR_HARSHAL G. NINAVE.pdf
filed 1d ago
Aadhaar card AADHAR_CHETAN G. NINAVE.pdf
filed 1d ago
Paid challan (GRAS) HARSHAL GOPICHAND NINAVE EchallanMH012129289202627E.pdf
filed 1d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹29,650.20
Where it stands
VERIFIED — money received
Screenshot claims
₹29,624
Paid at
15 Oct 16:33:10
Verified on
15 Oct 17:57:05

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹12,830₹15,000₹320 ₹1,500₹29,650
By law ₹29,643.65. We ask ₹29,650 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

40 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor, Flat / shop no, Title deed no / year / SRO, Mobile (person 2), Floor (person 2)
23 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.
not verified yetsource: the sanction letter (CustomerDocument068e200000kPhAcAAK (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
empty
Floor
empty
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
PLOT NO 13, MOUZA HAZARIPAHAD, PATWARI HALKA NO 7 SHEET NO 20, SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, KHASRA NO 15, Nagpur, CITY SURVEY NO 34 CORPORATION HOUSE NO 552/A/13, Nagpur, MAHARASHTRA, India, 440013
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
CustomerDocument068e200000kPhAcAAK (1).pdf
as printed
PLOT NO 13, MOUZA HAZARIPAHAD, PATWARI HALKA NO 7 SHEET NO 20, SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, KHASRA NO 15, NAGPUR, CITY SURVEY NO 34 CORPORATION HOUSE NO 552/A/13, NAGPUR, MAHARASHTRA, INDIA, 440013
PIN
440013
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 13 PATWARI HALKA NO 7 SHEET NO 20 KHASRA NO 15 CITY SURVEY NO 34 CORP HOUSE NO 552/A/13
Locality/Road
SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR MOUZA HAZARIPAHAD
Area/City
NAGPUR
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorHARSHAL GOPICHAND NINAVEAHNPN3254D…0825
co_mortgagorCHETAN GOPAL NINAVEAZFPN8583P…6344

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
acknowledgementrajnikant.chichkhede@phfl.com 1d ago
What EzDocs read from each document — check anything marked in red
Sanction letter CustomerDocument068e200000kPhAcAAK (1).pdf needs your check
lan
HOU/NAG/0926/5228981
legible
True
purpose
Housing Loan, Housing
loan type
Housing Loan, Housing
confidence
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (4071000)", "the insurance premium's digits and words
rate words
PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
bank branch
NAGPUR
loan amount
4071000.0
rate spread
-4.65
final amount
4274550.0
interest rate
8.5
sanction date
28-Sep-2026
letter version
4
reference rate
13.15
applicant email
harsh007gn@gmail.com
applicant names
HARSHAL GOPICHAND NINAVE, CHETAN GOPAL NINAVE
printed altered
False
applicant mobile
7776972341
balance transfer
False
property address
pin: 440013; state: MAHARASHTRA; Address: PLOT NO 13, MOUZA HAZARIPAHAD, PATWARI HALKA NO 7 SHEET NO 20, SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, KHASRA NO 15, Nagpur, CITY SURVEY NO 34 CORPO
insurance premium
203550.0
final amount label
Total Loan Amount
includes insurance
True
total with insurance
4274550.0
security address verbatim
PLOT NO 13, MOUZA HAZARIPAHAD, PATWARI HALKA NO 7 SHEET NO 20, SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, KHASRA NO 15, Nagpur, CITY SURVEY NO 34 CORPORATION HOUSE NO 552/A/13, Nagpur, MAHARASHTRA,
applicant address verbatim
C/O. TULSIRAM KOLBAJI NITNAWARE, PLOT NO. 27, VIDYA NAGAR,, KOLBA SWAMI SOCIETY, OPP. FIRE ENGINEERING COLLEGE,., Nagpur, MAHARASHTRA, 440013, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0926/5228981', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (4071000)", "the insurance premium's digits and words agree (203550)", 'loan + insurance = total (4071000 + 203550 = 4274550)', 'the rate arithmetic holds (13.15 - 4.65 = 8.50)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'bank_branch': 'NAGPUR', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4071000.0, 'rate_spread': -4.65, 'final_amount': 4274550.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '28-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'harsh007gn@gmail.com', 'applicant_names': ['HARSHAL GOPICHAND NINAVE', 'CHETAN GOPAL NINAVE'], 'printed_altered': False, 'applicant_mobile': '7776972341', 'balance_transfer': False, 'property_address': {'pin': '440013', 'state': 'MAHARASHTRA', 'full_address': 'PLOT NO 13, MOUZA HAZARIPAHAD, PATWARI HALKA NO 7 SHEET NO 20, SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, KHASRA NO 15, Nagpur, CITY SURVEY NO 34 CORPORATION HOUSE NO 552/A/13, Nagpur, MAHARASHTRA, India, 440013'}, 'insurance_premium': 203550.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4274550.0, 'security_address_verbatim': 'PLOT NO 13, MOUZA HAZARIPAHAD, PATWARI HALKA NO 7 SHEET NO 20, SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, KHASRA NO 15, Nagpur, CITY SURVEY NO 34 CORPORATION HOUSE NO 552/A/13, Nagpur, MAHARASHTRA, India, 440013', 'applicant_address_verbatim': 'C/O. TULSIRAM KOLBAJI NITNAWARE, PLOT NO. 27, VIDYA NAGAR,, KOLBA SWAMI SOCIETY, OPP. FIRE ENGINEERING COLLEGE, ., Nagpur, MAHARASHTRA, 440013, India'}
Payment screenshot IMG-20261015-WA0008.jpg needs your check
date
2026-10-15
time
16:33
amount
29624
method
UPI
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-10-15', 'time': '16:33', 'amount': 29624, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Selfie / photo IMG_20261014_180256.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
Selfie / photo IMG-20261014-WA0075 (1).jpg needs your check
kind
live_selfie
legible
True
confidence
0.9
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}
Sale deed DRAFT_SALE DEED-Harshal Ninave.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
PAN card PAN Card_CHETAN G. NINAVE.pdf needs your check
dob
1987-12-21
pan
AZFPN8583P
name
CHETAN GOPAL NINAVE
legible
True
father name
GOPAL NARAYANRAO NINAVE
raw reading (for Abhijit)
{'dob': '1987-12-21', 'pan': 'AZFPN8583P', 'name': 'CHETAN GOPAL NINAVE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GOPAL NARAYANRAO NINAVE', 'aadhaar_last4': None, 'quality_issue': None}
PAN card PAN CARD _HARSHAL G. NINAVE.pdf needs your check
dob
1983-05-17
pan
AHNPN3254D
name
HARSHAL GOPICHAND NINAVE
legible
True
father name
GOPICHAND NINAVE
raw reading (for Abhijit)
{'dob': '1983-05-17', 'pan': 'AHNPN3254D', 'name': 'HARSHAL GOPICHAND NINAVE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GOPICHAND NINAVE', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card AADHAR_HARSHAL G. NINAVE.pdf needs your check
dob
1983-05-17
name
Harshal Gopichand Ninave
address
pin: 440034; area: uday nagar, shri ram nagar, Besa; flat: flat na 201; state: Maharashtra; building: anusaya residency plot no 13 A; district: Nagpur; Village: Nagpur
legible
True
aadhaar last4
0825
raw reading (for Abhijit)
{'dob': '1983-05-17', 'pan': None, 'name': 'Harshal Gopichand Ninave', 'mobile': None, 'address': {'pin': '440034', 'area': 'uday nagar, shri ram nagar, Besa', 'flat': 'flat na 201', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'anusaya residency plot no 13 A', 'district': 'Nagpur', 'post_office': None, 'village_city': 'Nagpur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0825', 'quality_issue': None}
Aadhaar card AADHAR_CHETAN G. NINAVE.pdf needs your check
dob
1987-12-21
name
Chetan Gopal Ninave
address
pin: 444607; area: Vijaya Conhvent, Adarsh Nagar, Sai Nagar; flat: Plot No.47; state: Maharashtra; district: Amravati; post_office: Sai Nagar; Village: Amravati
legible
True
aadhaar last4
6344
raw reading (for Abhijit)
{'dob': '1987-12-21', 'pan': None, 'name': 'Chetan Gopal Ninave', 'mobile': None, 'address': {'pin': '444607', 'area': 'Vijaya Conhvent, Adarsh Nagar, Sai Nagar', 'flat': 'Plot No.47', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Amravati', 'post_office': 'Sai Nagar', 'village_city': 'Amravati'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '6344', 'quality_issue': None}
Aadhaar card AADHAR_HARSHAL G. NINAVE.pdf needs your check
dob
1983-05-17
name
Harshal Gopichand Ninave
address
pin: 440034; area: uday nagar, shri ram nagar, Besa; flat: flat na 201; state: Maharashtra; building: anusaya residency plot no 13 A; district: Nagpur; Village: Nagpur, Mhalginagar
legible
True
aadhaar last4
0825
raw reading (for Abhijit)
{'dob': '1983-05-17', 'pan': None, 'name': 'Harshal Gopichand Ninave', 'mobile': None, 'address': {'pin': '440034', 'area': 'uday nagar, shri ram nagar, Besa', 'flat': 'flat na 201', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'anusaya residency plot no 13 A', 'district': 'Nagpur', 'post_office': None, 'village_city': 'Nagpur, Mhalginagar'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0825', 'quality_issue': None}
Sanction letter CustomerDocument068e200000kPhAcAAK (1).pdf needs your check
found
True
found in
Security (Row 10)
paper for
loan_ref: HOU/NAG/0926/5228981; customer_name: HARSHAL GOPICHAND NINAVE
confidence
0.99
reading486
property
property address
pin: 440013; state: MAHARASHTRA; district: NAGPUR; Address: PLOT NO 13, MOUZA HAZARIPAHAD, PATWARI HALKA NO 7 SHEET NO 20, SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, KHASRA NO 15, Nagpur, CITY
security address verbatim
PLOT NO 13, MOUZA HAZARIPAHAD, PATWARI HALKA NO 7 SHEET NO 20, SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, KHASRA NO 15, Nagpur, CITY SURVEY NO 34 CORPORATION HOUSE NO 552/A/13, Nagpur, MAHARASHTRA,
raw reading (for Abhijit)
{'found': True, 'found_in': 'Security (Row 10)', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NAG/0926/5228981', 'report_id': None, 'customer_name': 'HARSHAL GOPICHAND NINAVE'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '440013', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'NAGPUR', 'floor_no': None, 'landmark': None, 'full_address': 'PLOT NO 13, MOUZA HAZARIPAHAD, PATWARI HALKA NO 7 SHEET NO 20, SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, KHASRA NO 15, Nagpur, CITY SURVEY NO 34 CORPORATION HOUSE NO 552/A/13, Nagpur, MAHARASHTRA, India, 440013', 'village_city': 'MOUZA HAZARIPAHAD', 'building_name': 'SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR', 'survey_or_cts_no': 'PLOT NO 13, PATWARI HALKA NO 7, SHEET NO 20, KHASRA NO 15, CITY SURVEY NO 34, CORPORATION HOUSE NO 552/A/13'}, 'security_address_verbatim': 'PLOT NO 13, MOUZA HAZARIPAHAD, PATWARI HALKA NO 7 SHEET NO 20, SHRI SANT TAZUDDIN BABA CO OPERATIVE HOUSING SOCIETY LTD NAGPUR, KHASRA NO 15, Nagpur, CITY SURVEY NO 34 CORPORATION HOUSE NO 552/A/13, Nagpur, MAHARASHTRA, India, 440013'}
Paid challan (GRAS) HARSHAL GOPICHAND NINAVE EchallanMH012129289202627E.pdf needs your check
grn
MH012129289202627E
pin
440013
total
27830.0
article
6(1)
defaced
False
bank cin
03006172026101502072
district
NAGPUR
area city
NAGPUR
payer pan
AHNXXXXXXD
flat block
CORPORATION HOUSE NO 552/A/13 PLOT NO 13 SHRI SANT TAZUDDIN BABA CO OP HSG SOC LTD KHASRA NO 15
payer name
HARSHAL GOPICHAND NINAVE
sro office
NGP3_JT NAGPUR NO 3 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4274550
scheme rows
{'amount': 12830.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2341
payment date
15/10/2026
road locality
CITY SURVEY NO 34 PATWARI HALKA NO 7 SHEET NO 20 MOUZA HAZARIPAHAD NAGPUR
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
4274550
raw reading (for Abhijit)
{'grn': 'MH012129289202627E', 'pin': '440013', 'total': 27830.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101502072', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'AHNXXXXXXD', 'flat_block': 'CORPORATION HOUSE NO 552/A/13 PLOT NO 13 SHRI SANT TAZUDDIN BABA CO OP HSG SOC LTD KHASRA NO 15', 'payer_name': 'HARSHAL GOPICHAND NINAVE', 'sro_office': 'NGP3_JT NAGPUR NO 3 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4274550', 'scheme_rows': [{'amount': 12830.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2341', 'payment_date': '15/10/2026', 'road_locality': 'CITY SURVEY NO 34 PATWARI HALKA NO 7 SHEET NO 20 MOUZA HAZARIPAHAD NAGPUR', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4274550'}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'still_
1d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['DRAFT_SALE DEED-Harshal Ninave.pdf', 'CustomerDocument068e200000kPhAcAAK (1).pdf', 'AADHAR_HARSHAL G. NINAVE.pdf', 'AADHAR_CHETAN G.
1d agoEzDocschallan_boxes_composed{'fp': '502c39123a2e1971', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'PLOT NO 13 PATWARI HALKA NO 7 SH
1d agoEzDocsreader_verdict{'fp': '08baa32e2941832b', 'asked': True, 'missed': [{'do': "Add 'CITY SURVEY NO 34 CORPORATION HOUSE NO 552/A/13' to box 1.", 'box': 'box 1', 'why': 'The challan box 1 is missing the City Survey Number and Corporation H
1d agoEzDocsreader_efiling_verdict{'fp': 'f999c7df285b29af', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the date of mortgage.', 'box': 'Date of Mortgage', 'why': 'This required field is empty. The sanction letter does not provide
1d agoEzDocsreader_mail_addition{'fp': '7632a4c643a1ce61', 'add': {}, 'why': 'The mail does not add any missing unit, building, or road information to the property address provided in the paper.', 'asked': True, 'quote': '', 'same_property': True}
1d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': 'f08a99da-98b5-473f-978d-d7d7725f606b'}
1d agoEzDocstitle_doc_on_case_filing_open{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'DRAFT_SALE DEED-Harshal Ninave.pdf', 'kind': 'sale_deed'}
1d agoEzDocschallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'HARSHAL GOPICHAND NINAVE EchallanMH012129289202627E.pdf', 'ki
1d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'HARSHAL GOPICHAND N
1d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP3_JT NAGPUR NO 3 SUB REGISTRAR', 'district': 'NAGPUR'}
1d agoEzDocschallan_verified_against_case{'grn': 'MH012129289202627E', 'file': 'HARSHAL GOPICHAND NINAVE EchallanMH012129289202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1d agoEzDocschallan_extracted{'grn': 'MH012129289202627E', 'file': 'HARSHAL GOPICHAND NINAVE EchallanMH012129289202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 27830.0}
1d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '530838', 'lessons': [{'box': 'Office', 'words': "Office: the team picked NGP3
1d agoEzDocsdocument_reread{'now': ['sanction_letter'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'CustomerDocument068e200000kPhAcAAK (1).pdf', 'doc_id': 'd
1d agoEzDocsproperty_replaced_from_report{'why': "this bank's rule puts the letter above the source the property had come from — the unverified boxes are re-read from the letter; a person verifies box by box before anything files", 'file': 'CustomerDocument068e
1d agoEzDocsreading_error456{'box': 'Property box 1', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'CustomerDocument068e200000kPhAcAAK (1).pdf', 'ours': '
1d agoSANDEEPcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the typed box reorders and
1d agoEzDocsform_checked489{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 2, 'case_no': 'NOI-2026-03601'}
1d agoEzDocschallan_boxes_composed{'fp': '600e0efac9c98acd', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'CORP HOUSE NO 552/A/13 PLOT NO
1d agothe co-pilotchallan_numbers_from_reading{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'CustomerDocument068e200000kPhAcAAK (1).pdf', 'from': 'the sanction l
1d agothe co-pilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the main paper does not print (CORP, OP, HSG, SOC, CTS) — read box 1 once against the paper's own words"}
1d agoEzDocsdraft_withdrawn{'why': "the team's own mail of 15 Oct, 18:12 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d agoEzDocsquoted_history_checked{}
1d agoEzDocsextra_challan_scanned{'found': 0}
1d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'why': 'The
1d agoEzDocsreader_home_address{'fp': 'd6b0623238999598', 'from': 'the sanction letter (CustomerDocument068e200000kPhAcAAK (1).pdf)', 'home': {'pin': '440013', 'area': 'VIDYA NAGAR', 'flat': 'PLOT NO. 27', 'state': 'MAHARASHTRA', 'building': 'KOLBA SW
1d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-15T12:27:38', 'why': 'reading', 'open': 4, 'mails': [{'at': '2026-10-15 12:23', 'id': '1a13f8704e78d65b', 'from': 'branch', 'gist': 'The branch is requesting the paid challan for a loan case.',
1d agoEzDocsbranch_from_reading501{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NAGPUR'}

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹29,624 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Yesterday · 15 Oct44 things
EzDocs took 35 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:06
The challan's address boxes were written from the papers
20:06
EzDocs checked the e-filing boxes against the papers
20:04
The branch's title document is on the case — the filing is the NOI team's move
18:42
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:42
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:42
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:42
Challan re-read against the case — matches exactly
18:42
Received: Challan
HARSHAL GOPICHAND NINAVE EchallanMH012129289202627E.pdf
18:42
A file was read again from the start — everything inside it now counts
18:41
Property re-read from this bank's ruling source (ICICI: the technical report)
18:41
A paper was read again — the team's value showed the first reading was wrong
18:41
SANDEEP pressed Proceed on the challan — what was changed is kept
18:39
EzDocs found something to check before the form is saved
18:34
The challan's address boxes were written from the papers
18:34
An old draft withdrew itself — its asks were already answered
18:12
EzDocs read the whole file
17:57
The challan's address boxes were written from the papers
17:57
Everything for the challan is in — queued
Papers and money are in — the challan is next.
17:57
Wrote the acknowledgement mail — held, silent mode
Re: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5228981---- Applicant Name : MR. Harshal Gopi
17:57
No fee quote sent — the branch's own figures were right
17:57
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
17:57
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
17:57
The payment proof already on the case was applied
17:57
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
17:56
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
17:56
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
17:56
Received: Aadhaar
AADHAR_CHETAN G. NINAVE.pdf
17:56
Received: Aadhaar
AADHAR_HARSHAL G. NINAVE.pdf
17:56
Received: PAN card
PAN CARD _HARSHAL G. NINAVE.pdf
17:56
Co-applicant added
17:56
The file seems to show a payment to us but no row could be read — open it
17:56
Selfie checked — a live one
A real selfie — usable for the e-filing.
17:56
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
17:56
Payment proof arrived before the case was quoted — held
17:56
Received: Sale deed
DRAFT_SALE DEED-Harshal Ninave.pdf
17:56
The loan amount was worked out from the papers
17:56
Received: PAN card
PAN Card_CHETAN G. NINAVE.pdf
17:56
Received: Selfie
IMG-20261014-WA0075 (1).jpg
17:56
Received: Selfie — not usable
IMG_20261014_180256.jpg — this is a photograph of a printed photo, not a live selfie
17:56
Received: Payment screenshot
IMG-20261015-WA0008.jpg
17:56
Property address read from the sanction letter
17:56
Received: Sanction letter
CustomerDocument068e200000kPhAcAAK (1).pdf
17:56
Case opened from the branch's mail
17:56
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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