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Cases / NOI-2026-01115

Ajinkya Bapuji Gosavi

PNB_HFLLAN HOU/PNVL/0826/5188773 Index II shared · done All documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
6 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — shows ₹20,100; money not verified yetopen
✓Selfie / photoopen
✓Aadhaar cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Sanction letteropen
✓PAN card — inside KYC.pdfopen
Property address — READ from the Index II, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (5)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
  • The work is done — our fee of ₹20,130 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹20,130
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹20,100; we wait for the credit itself
Stamp duty 0.3%6,870
Registration fee 0.5%11,440
Government handling320
Our service fee1,500
Total we ask for20,130
Screenshot ₹20,100 — ₹30 under our ask, not below the real calculation ₹20,080. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-25 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 19:18 — 0 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹20,100.45. We ask ₹20,130 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹19,880 · 17:26 · BALAJI GOV. RRN- · 6083682886 — ₹250 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 83 h 18 minour time · 3 Sep 17:05
Index II 110 h 11 minour time · 7 Sep 13:59
the NOI team 13 dtotal 13 d
Complete.
Day by day — every step and who held it
25 Aug 13:48Your branch's mail
2 Sep 19:40Fee quoted+8 d 5 h · the NOI team
2 Sep 19:40Papers readat once
2 Sep 19:41Property readat once
2 Sep 19:41Papers readat once
3 Sep 17:05Challan made+21 h 24 min · the NOI team
7 Sep 13:59Index II sent+3 d 20 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹22,85,055
Loan account no.
HOU/PNVL/0826/5188773
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code
The sanction letter BASE410206
… Kevale, Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206 410206
The Index II DIFFERS416812
… क्लोज्ड बाल्कनी एरिया 5.180 चौ मी. ((GAT NUMBER : 75/1A;)) 416812
What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 410206). Read the papers once — if PIN 410206 is not right, ask the branch before you pay or file.
Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete, with all necessary documents and filings shared. The case is closed from the NOI team's perspective, and no further action is pending.
the history says the next move is with no one — the case is finished — nothing
the branch last asked: Kindly Initiate 0.3% Challan & NOI
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 2 (2026-08-25) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-08-25) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-08-25) “PFA challan for your reference.”
✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ filed on the IGR site — done, mail 4 (2026-09-02) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 4 (2026-09-02) “PFA: Downloaded e-filing for your reference..”
✓ NOI Index II shared — done, mail 5 (2026-09-07) “PFA index 2 copy for case closure..”
read over 5 mail(s), last mail 2026-09-07 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AC akshay.chaudhari@phfl.com phfl.com
25 Aug, 13:48 · 51d ago
THE APP JOINED HERE — earlier mails are on Gmail
Kindly Initiate 0.3% Challan & NOI in case of AJINKYA BAPUJI GOSAVI -HOU/PNVL/0826/5188773
Dear Team,

----- Forwarded Message --- Kindly Initiate 0.3% Challan & NOI in case of   AJINKYA BAPUJI GOSAVI -HOU/PNVL/0826/5188773 ​ ​ Require document and Payment Receipt attached for your reference Loan amount with insurance  – 2285055 /- Property Add: -    Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206 ​

Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader  Dear Team, ----- Forwarded Message --- Kindly Initiate 0.3% Challan & NOI in case of AJINKYA BAPUJI GOSAVI -HOU/PNVL/0826/5188773 ​ ​Require document and Payment Receipt attached for your reference Loan amount with insurance – 2285055/- Property Add: - Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206 ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader
🤖 read: asks for the challan, the e-filing copy; documents attached
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
25 Aug, 15:01 · 51d ago
Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 13:51, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, ----- Forwarded Message --- Kindly Initiate 0.3% Challan & NOI in case of AJINKYA BAPUJI GOSAVI -HOU/PNVL/0826/5188773 ​ ​ Require document and Payment Receipt attached for your reference Loan amount with insurance – 2285055 /- Property Add: - Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206 ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
25 Aug, 15:47 · 51d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 15:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug 2026 at 13:51, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, ----- Forwarded Message --- Kindly Initiate 0.3% Challan & NOI in case of AJINKYA BAPUJI GOSAVI -HOU/PNVL/0826/5188773 ​ ​ Require document and Payment Receipt attached for your reference Loan amount with insurance – 2285055 /- Property Add: - Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206 ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 25 Aug 2026 at 15:01, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 25 Aug 2026 at 13:51, Akshay Chaudhari <akshay.chaudhari@phfl.com> wrote: > *Dear Team,* > > ----- Forwarded Message --- > *Kindly Initiate 0.3% Challan & NOI in case of* *AJINKYA BAPUJI GOSAVI > -HOU/PNVL/0826/5188773* > ​ > *​**Require document and Payment Receipt attached for your reference* > > *Loan amount with insurance** – 2285055**/-* > > *Property Add: -* Flat No. 411, Floor 4th floor, Block Wing G, Project > Panvel Pride, S No 75/1/A, Kevale Panvel, Raigad, Panvel, Raigad, > MAHARASHTRA, India, 410206 > *​* > > > *Thanks & Regards,* > > *Mobile: +91 8097024529* > > *Akshay Chaudhari* > > *Senior Team Leader * >
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
02 Sep, 19:15 · 43d ago
TEAM,PFA: Downloaded e-filing for your reference..
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 15:47, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 25 Aug 2026 at 15:01, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 25 Aug 2026 at 13:51, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, ----- Forwarded Message --- Kindly Initiate 0.3% Challan & NOI in case of AJINKYA BAPUJI GOSAVI -HOU/PNVL/0826/5188773 ​ ​ Require document and Payment Receipt attached for your reference Loan amount with insurance – 2285055 /- Property Add: - Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206 ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 25 Aug 2026 at 15:47, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 25 Aug 2026 at 15:01, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > > We acknowledge the receipt of your mail documents and payment. We will > initiate the challan for the same. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Tue, 25 Aug 2026 at 13:51, Akshay Chaudhari <akshay.chaudhari@phfl.com> > wrote: > >> *Dear Team,* >> >> ----- Forwarded Message --- >> *Kindly Initiate 0.3% Challan & NOI in case of* *AJINKYA BAPUJI GOSAVI >> -HOU/PNVL/0826/5188773* >> ​ >> *​**Require document and Payment Receipt attached for your reference* >> >> *Loan amount with insurance** – 2285055**/-* >> >> *Property Add: -* Flat No. 411, Floor 4th floor, Block Wing G, >> Project Panvel Pride, S No 75/1/A, Kevale Panvel, Raigad, Panvel, Raigad, >> MAHARASHTRA, India, 410206 >> *​* >> >> >> *Thanks & Regards,* >> >> *Mobile: +91 8097024529 <+91%2080970%2024529>* >> >> *Akshay Chaudhari* >> >> *Senior Team Leader * >> >
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference.”
OL The NOI teamTYPED IN GMAIL
07 Sep, 13:31 · 38d ago
Dear Team,

PFA index 2 copy for case closure..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 2 Sept 2026 at 19:15, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 25 Aug 2026 at 15:47, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > PFA challan for your reference. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Tue, 25 Aug 2026 at 15:01, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> >> We acknowledge the receipt of your mail documents and payment. We will >> initiate the challan for the same. >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Tue, 25 Aug 2026 at 13:51, Akshay Chaudhari < >> akshay.chaudhari@phfl.com> wrote: >> >>> *Dear Team,* >>> >>> ----- Forwarded Message --- >>> *Kindly Initiate 0.3% Challan & NOI in case of* *AJINKYA BAPUJI GOSAVI >>> -HOU/PNVL/0826/5188773* >>> ​ >>> *​**Require document and Payment Receipt attached for your reference* >>> >>> *Loan amount with insurance** – 2285055**/-* >>> >>> *Property Add: -* Flat No. 411, Floor 4th floor, Block Wing G, >>> Project Panvel Pride, S No 75/1/A, Kevale Panvel, Raigad, Panvel, Raigad, >>> MAHARASHTRA, India, 410206 >>> *​* >>> >>> >>> *Thanks & Regards,* >>> >>> *Mobile: +91 8097024529 <+91%2080970%2024529>* >>> >>> *Akshay Chaudhari* >>> >>> *Senior Team Leader * >>> >>
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260825-WA0021.jpg
filed 43d ago
Selfie / photo IMG-20260825-WA0022.jpg
filed 43d ago
Aadhaar card+ PAN card inside KYC.pdf
filed 43d ago
Index IIthe branch sent this — an input INDEX II (2).pdf
filed 43d ago
Sanction letter Sanction letter - 2026-08-25T134406.312.pdf
filed 43d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹20,130
Where it stands
waiting for the credit
Screenshot claims
₹20,100 128474280958
Screenshot ₹20,100 — ₹30 under our ask, not below the real calculation ₹20,080. Counts as full. Nothing to ask.
why?
The branch paid the statutory-exact figure (our ₹10 round-ups are the buffer). Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This payment is from the Vyapar QR (HDFC) at 2026-08-25 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹6,870₹11,440₹320 ₹1,500₹20,130
By law ₹20,100.45. We ask ₹20,130 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

17 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …) …
8 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number type, Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), PIN (person 1), Village / city (person 1)
EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.
not verified yetsource: the Index II (INDEX II (2).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
पालिकेचे नाव:रायगडइतर वर्णन :, इतर माहिती: विभाग 6, दर 55300, सदनिका क्र.411, चौथा मजला, विंग जी, गट नं. 75/1ए, पनवेल प्राईड, केवाले, ता. पनवेल, जि. रायगड, क्षेत्र 21.370 चौ. मी. कारपेट एरिया, एन्क्लोज्ड बाल्कनी एरिया 5.180 चौ मी. ( (GAT NUMBER : 75/1A;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter - 2026-08-25T134406.312.pdf
as printed
UNIT FLAT NO. 411, FLOOR 4TH FLOOR, BLOCK WING G, PROJECT PANVEL PRIDE, S NO 75/1/A, KEVALE, PANVEL, RAIGAD, PANVEL, RAIGAD, MAHARASHTRA, INDIA, 410206
PIN
410206
the Index II
INDEX II (2).pdf
the property
paalikeche naava:raayagadaitara varnana :, itara maahiti: vibhaaga 6, dara 55300, sadanikaa kra.411, chauthaa majalaa, vinga ji, gata nan. 75/1e, panavela praaida, kevaale, taa. panavela, ji. raayagada, kshetra 21.370 chau. mi. kaarapeta eriyaa, enklojda baalkani eriyaa 5.180 chau mi. ((GAT NUMBER : 75/1A;))
PIN
416812
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT FLAT NO 411 FLOOR 4TH FLOOR BLOCK WING G PROJECT PANVEL PRIDE S NO 75/1/A KEVALE PANVEL RAIGAD
Locality/Road
MAHARASHTRA
Area/City
RAIGAD
check or correct a box, the papers beside it →
the Index II also prints: 180, 21, 370, 416812, 5, 55300, 6, 75/1A, BAALKANI, CHAU, CHAUTHAA, DARA, ENKLOJDA, ERIYAA, GATA, ITARA, JI, KAARAPETA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorAJINKYA BAPUJI GOSAVICKCPG2201H…7542

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
documents acknowledgedakshay.chaudhari@phfl.com 43d ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20260825-WA0021.jpg needs your check
utr
128474280958
date
2026-08-25
amount
20100.0
method
UPI
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '128474280958', 'date': '2026-08-25', 'amount': 20100.0, 'method': 'UPI', 'payee_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Aadhaar card KYC.pdf needs your check
dob
1999-05-01
pan
CKCPG2201H
name
AJINKYA BAPUJI GOSAVI
legible
True
aadhaar last4
7542
raw reading (for Abhijit)
{'dob': '1999-05-01', 'pan': 'CKCPG2201H', 'name': 'AJINKYA BAPUJI GOSAVI', 'legible': True, 'aadhaar_last4': '7542', 'quality_issue': None}
Index II INDEX II (2).pdf needs your check
kind
index2_input
extracted
pin: 416812; doc_no: 14366/2026; village: केवाले; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: सह दु.नि. पनवेल 3; area_text: क्षेत्र 21.370 चौ. मी. कारपेट एरिया, एन्क्लोज्ड बाल्कनी एरिया 5.180 चौ मी.; filing_fee: 2470
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '416812', 'doc_no': '14366/2026', 'village': 'केवाले', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि. पनवेल 3', 'area_text': 'क्षेत्र 21.370 चौ. मी. कारपेट एरिया, एन्क्लोज्ड बाल्कनी एरिया 5.180 चौ मी.', 'filing_fee': 24700, 'mortgagors': ['मे आशियाना लाईफस्टाईल तर्फे भागीदार समर्थ जे. मेहता तर्फे कु. मु. म्हणून प्रथमेश मोहिते'], 'stamp_duty': 147900, 'filing_date': '2026-08-13', 'loan_amount': 2465000, 'property_text': 'पालिकेचे नाव:रायगडइतर वर्णन :, इतर माहिती: विभाग 6, दर 55300, सदनिका क्र.411, चौथा मजला, विंग जी, गट नं. 75/1ए, पनवेल प्राईड, केवाले, ता. पनवेल, जि. रायगड, क्षेत्र 21.370 चौ. मी. कारपेट एरिया, एन्क्लोज्ड बाल्कनी एरिया 5.180 चौ मी. ( (GAT NUMBER : 75/1A;))', 'survey_numbers': ['75/1A']}}
Sanction letter Sanction letter - 2026-08-25T134406.312.pdf needs your check
lan
HOU/PNVL/0826/5188773
legible
True
loan type
Housing Loan
confidence
1
loan amount
2218500
interest rate
9.25
sanction date
22-Aug-2026
letter version
10
applicant names
AJINKYA BAPUJI GOSAVI, KSHINATH BAPUJI GOSAVI, VANDANA GOSAVI
applicant mobile
7875801640
property address
pin: 410206; state: MAHARASHTRA; taluka: Panvel; Flat no: 411; district: Raigad; Floor: 4th floor; Address: Unit Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale, Panvel, Rai
insurance premium
66555
includes insurance
True
total with insurance
2285055
security address verbatim
Unit Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale, Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0826/5188773', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 2218500, 'interest_rate': 9.25, 'quality_issue': None, 'sanction_date': '22-Aug-2026', 'letter_version': '10', 'applicant_names': ['AJINKYA BAPUJI GOSAVI', 'KSHINATH BAPUJI GOSAVI', 'VANDANA GOSAVI'], 'applicant_mobile': '7875801640', 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '411', 'district': 'Raigad', 'floor_no': '4th floor', 'landmark': None, 'full_address': 'Unit Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale, Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206', 'village_city': 'Kevale, Panvel', 'building_name': 'Block Wing G, Project Panvel Pride', 'survey_or_cts_no': 'S No 75/1/A'}, 'insurance_premium': 66555, 'includes_insurance': True, 'total_with_insurance': 2285055, 'security_address_verbatim': 'Unit Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale, Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206'}
Payment screenshot IMG-20260825-WA0021.jpg needs your check
payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '128474280958', 'date': '2026-08-25', 'page': 1, 'time': '13:03', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20100.0, 'direction': 'debit', 'narratio
raw reading (for Abhijit)
{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '128474280958', 'date': '2026-08-25', 'page': 1, 'time': '13:03', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20100.0, 'direction': 'debit', 'narration': "Payment of ₹20,100 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9782', 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
39m agoEzDocsreader_efiling_verdict{'fp': '6d067f60e55f0bd5', 'asked': True, 'findings': [{'do': 'Ask branch for date of mortgage.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but missing from papers.', 'page': 'Start page', 'level':
40m agoEzDocsreader_mail_addition{'fp': '93bd08789d65f6ea', 'add': {}, 'why': 'The mail does not describe a property.', 'asked': True, 'quote': '', 'same_property': False}
8h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 02 Sep, 19:15 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
29d agoEzDocshidden_payment_scan{'file': 'IMG-20260825-WA0021.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'f0a00941-1bc5-4d8d-9239-017e36f48a2b', 'fetched': True}
29d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260825-WA0021
29d agoEzDocsclaim_part_duplicate{'utr': '128474280958', 'date': '2026-08-25', 'parts': 1, 'amount': 20100.0, 'claimed_total': 20100.0}
30d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'fil
38d agoEzDocsclosed_from_desk_words{'why': "we's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
41d agoEzDocsextra_challan_scanned{'found': 0}
42d agoEzDocsstage_follows_desk_challan_mail{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
42d agoEzDocschallan_inferred_from_desk_mail{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
43d agoEzDocsemail_shadowed:ack_docs{'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/PNVL/0826/5188773).\n\n Applicant : Ajinkya Bapuji Gosavi\n LAN : HOU/PNVL/0826
43d agoEzDocsclaim_matches_law_exact{'why': 'the branch paid the statutory-exact total — the gap is our own Rs.10 round-up, absorbed by desk practice', 'claimed': 20100.0, 'our_ask': 20130.0, 'law_exact': 20100.45}
43d agoEzDocsfee_quote_suppressed{'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 20100.0}
43d agoEzDocsclaim_applied_on_quote{'utr': '128474280958', 'parts': 1, 'claimed_total': 20100.0}
43d agoEzDocsreceivable_created{'expected': 20130.0}
43d agoEzDocspayer_mobile_captured{'last4': '1640', 'source': 'sanction_letter'}
43d agoEzDocsproperty_address_extracted{'confidence': 1, 'Address': 'Unit Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale, Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206'}
43d agoEzDocsdocument_received{'file': 'Sanction letter - 2026-08-25T134406.312.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0}
43d agoEzDocsproperty_english_extracted{'note': '', 'village': 'Kevale', 'building': 'Panvel Pride, Wing G', 'specific_unit_found': True}
43d agoEzDocsproperty_from_index2_input{'surveys': ['75/1A'], 'village': 'केवाले'}
43d agoEzDocsindex2_input_received{'file': 'INDEX II (2).pdf'}
43d agoEzDocsdocument_received{'file': 'INDEX II (2).pdf', 'doc_type': 'index2', 'confidence': 1.0}
43d agoEzDocspan_found_inside{'doc': 'aadhaar', 'pan_masked': 'CKxxxxx1H'}
43d agoEzDocsdocument_received{'file': 'KYC.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0, 'also_inside': ['pan']}
43d agoEzDocsdocument_received{'file': 'IMG-20260825-WA0022.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
43d agoEzDocsclaim_held_until_quote{'utr': '128474280958', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-25', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount':
43d agoEzDocsdocument_received{'file': 'IMG-20260825-WA0021.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0}
43d agoEzDocsamount_set_from_mail_instruction{'now': 2285055.0, 'was': None, 'phrase': 'Loan amount with insurance – 2285055/-'}
43d agoEzDocsmail_instruction_understood{'amount': 2285055.0, 'phrase': 'Loan amount with insurance – 2285055/-', 'reason': 'with insurance', 'instructions': [], 'urgent_disbursement': False}

Case diary the case’s history — what happened, newest day first

Papers
All 5 in hand
Nothing more to ask the branch for
Money
₹20,100 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it. The work is done — our fee of ₹20,130 is still not in our account. Chase the branch for it.
Today · 15 Oct3 things
EzDocs checked the e-filing boxes against the papers
19:24
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:23
An old draft withdrew itself — its asks were already answered
11:10
15 Sep3 things — 3 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
23:05
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
23:04
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:06
7 Sep1 thing — 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
13:59
3 Sep1 thing — 1 step
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
17:05
2 Sep15 things — 5 documents received · 2 letters written · 8 steps
Wrote the documents acknowledged mail — held, silent mode
Kindly Initiate 0.3% Challan & NOI in case of AJINKYA BAPUJI GOSAVI -HOU/PNVL/0826/5188773
19:41
No fee quote sent — the branch's own figures were right
19:41
The payment proof already on the case was applied
19:41
Property address read from the sanction letter
19:41
Received: Sanction letter
Sanction letter - 2026-08-25T134406.312.pdf
19:41
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
19:41
Property read from the Index II
19:41
Index II (title document) received from the branch
19:41
Received: Index II
INDEX II (2).pdf
19:40
PAN found inside the KYC file — no need to ask for it
19:40
Received: Aadhaar
KYC.pdf
19:40
Received: Selfie
IMG-20260825-WA0022.jpg
19:40
Payment proof arrived before the case was quoted — held
19:40
Received: Payment screenshot
IMG-20260825-WA0021.jpg
19:40
Case opened from the branch's mail
19:40
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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