Ajinkya Bapuji Gosavi
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
- The work is done — our fee of ₹20,130 is still not in our account. Chase the branch for it.
why?
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The sanction letter BASE | 410206 … Kevale, Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206 410206 |
| The Index II DIFFERS | 416812 … क्लोज्ड बाल्कनी एरिया 5.180 चौ मी. ((GAT NUMBER : 75/1A;)) 416812 |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper25 Aug, 13:48 · 51d ago THE APP JOINED HERE — earlier mails are on Gmail
----- Forwarded Message --- Kindly Initiate 0.3% Challan & NOI in case of AJINKYA BAPUJI GOSAVI -HOU/PNVL/0826/5188773 Require document and Payment Receipt attached for your reference Loan amount with insurance – 2285055 /- Property Add: - Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206
2 more mails in between — open
25 Aug, 15:01 · 51d ago
We will initiate the challan for the same.
earlier mails quoted below
25 Aug, 15:47 · 51d ago
earlier mails quoted below
02 Sep, 19:15 · 43d ago
earlier mails quoted below
07 Sep, 13:31 · 38d ago
PFA index 2 copy for case closure..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 2 Sept 2026 at 19:15, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260825-WA0021.jpg | filed | 43d ago |
| Selfie / photo | IMG-20260825-WA0022.jpg | filed | 43d ago |
| Aadhaar card+ PAN card inside | KYC.pdf | filed | 43d ago |
| Index IIthe branch sent this — an input | INDEX II (2).pdf | filed | 43d ago |
| Sanction letter | Sanction letter - 2026-08-25T134406.312.pdf | filed | 43d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹20,130
waiting for the credit
₹20,100 128474280958
why?
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹6,870 | ₹11,440 | ₹320 | ₹1,500 | ₹20,130 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
UNIT FLAT NO. 411, FLOOR 4TH FLOOR, BLOCK WING G, PROJECT PANVEL PRIDE, S NO 75/1/A, KEVALE, PANVEL, RAIGAD, PANVEL, RAIGAD, MAHARASHTRA, INDIA, 410206
410206
paalikeche naava:raayagadaitara varnana :, itara maahiti: vibhaaga 6, dara 55300, sadanikaa kra.411, chauthaa majalaa, vinga ji, gata nan. 75/1e, panavela praaida, kevaale, taa. panavela, ji. raayagada, kshetra 21.370 chau. mi. kaarapeta eriyaa, enklojda baalkani eriyaa 5.180 chau mi. ((GAT NUMBER : 75/1A;))
416812
UNIT FLAT NO 411 FLOOR 4TH FLOOR BLOCK WING G PROJECT PANVEL PRIDE S NO 75/1/A KEVALE PANVEL RAIGAD
MAHARASHTRA
RAIGAD
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | AJINKYA BAPUJI GOSAVI | CKCPG2201H | …7542 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | akshay.chaudhari@phfl.com | 43d ago |
What EzDocs read from each document — check anything marked in red
128474280958
2026-08-25
20100.0
UPI
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '128474280958', 'date': '2026-08-25', 'amount': 20100.0, 'method': 'UPI', 'payee_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}1999-05-01
CKCPG2201H
AJINKYA BAPUJI GOSAVI
True
7542
raw reading (for Abhijit)
{'dob': '1999-05-01', 'pan': 'CKCPG2201H', 'name': 'AJINKYA BAPUJI GOSAVI', 'legible': True, 'aadhaar_last4': '7542', 'quality_issue': None}index2_input
pin: 416812; doc_no: 14366/2026; village: केवाले; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: सह दु.नि. पनवेल 3; area_text: क्षेत्र 21.370 चौ. मी. कारपेट एरिया, एन्क्लोज्ड बाल्कनी एरिया 5.180 चौ मी.; filing_fee: 2470
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '416812', 'doc_no': '14366/2026', 'village': 'केवाले', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि. पनवेल 3', 'area_text': 'क्षेत्र 21.370 चौ. मी. कारपेट एरिया, एन्क्लोज्ड बाल्कनी एरिया 5.180 चौ मी.', 'filing_fee': 24700, 'mortgagors': ['मे आशियाना लाईफस्टाईल तर्फे भागीदार समर्थ जे. मेहता तर्फे कु. मु. म्हणून प्रथमेश मोहिते'], 'stamp_duty': 147900, 'filing_date': '2026-08-13', 'loan_amount': 2465000, 'property_text': 'पालिकेचे नाव:रायगडइतर वर्णन :, इतर माहिती: विभाग 6, दर 55300, सदनिका क्र.411, चौथा मजला, विंग जी, गट नं. 75/1ए, पनवेल प्राईड, केवाले, ता. पनवेल, जि. रायगड, क्षेत्र 21.370 चौ. मी. कारपेट एरिया, एन्क्लोज्ड बाल्कनी एरिया 5.180 चौ मी. ( (GAT NUMBER : 75/1A;))', 'survey_numbers': ['75/1A']}}HOU/PNVL/0826/5188773
True
Housing Loan
1
2218500
9.25
22-Aug-2026
10
AJINKYA BAPUJI GOSAVI, KSHINATH BAPUJI GOSAVI, VANDANA GOSAVI
7875801640
pin: 410206; state: MAHARASHTRA; taluka: Panvel; Flat no: 411; district: Raigad; Floor: 4th floor; Address: Unit Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale, Panvel, Rai
66555
True
2285055
Unit Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale, Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0826/5188773', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 2218500, 'interest_rate': 9.25, 'quality_issue': None, 'sanction_date': '22-Aug-2026', 'letter_version': '10', 'applicant_names': ['AJINKYA BAPUJI GOSAVI', 'KSHINATH BAPUJI GOSAVI', 'VANDANA GOSAVI'], 'applicant_mobile': '7875801640', 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': '411', 'district': 'Raigad', 'floor_no': '4th floor', 'landmark': None, 'full_address': 'Unit Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale, Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206', 'village_city': 'Kevale, Panvel', 'building_name': 'Block Wing G, Project Panvel Pride', 'survey_or_cts_no': 'S No 75/1/A'}, 'insurance_premium': 66555, 'includes_insurance': True, 'total_with_insurance': 2285055, 'security_address_verbatim': 'Unit Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale, Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206'}bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '128474280958', 'date': '2026-08-25', 'page': 1, 'time': '13:03', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20100.0, 'direction': 'debit', 'narratio
raw reading (for Abhijit)
{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '128474280958', 'date': '2026-08-25', 'page': 1, 'time': '13:03', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 20100.0, 'direction': 'debit', 'narration': "Payment of ₹20,100 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9782', 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 39m ago | EzDocs | reader_efiling_verdict | {'fp': '6d067f60e55f0bd5', 'asked': True, 'findings': [{'do': 'Ask branch for date of mortgage.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is required but missing from papers.', 'page': 'Start page', 'level': |
| 40m ago | EzDocs | reader_mail_addition | {'fp': '93bd08789d65f6ea', 'add': {}, 'why': 'The mail does not describe a property.', 'asked': True, 'quote': '', 'same_property': False} |
| 8h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 02 Sep, 19:15 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 29d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260825-WA0021.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'f0a00941-1bc5-4d8d-9239-017e36f48a2b', 'fetched': True} |
| 29d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260825-WA0021 |
| 29d ago | EzDocs | claim_part_duplicate | {'utr': '128474280958', 'date': '2026-08-25', 'parts': 1, 'amount': 20100.0, 'claimed_total': 20100.0} |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'fil |
| 38d ago | EzDocs | closed_from_desk_words | {'why': "we's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 41d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 42d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 42d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 43d ago | EzDocs | email_shadowed:ack_docs | {'to': 'akshay.chaudhari@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: HOU/PNVL/0826/5188773).\n\n Applicant : Ajinkya Bapuji Gosavi\n LAN : HOU/PNVL/0826 |
| 43d ago | EzDocs | claim_matches_law_exact | {'why': 'the branch paid the statutory-exact total — the gap is our own Rs.10 round-up, absorbed by desk practice', 'claimed': 20100.0, 'our_ask': 20130.0, 'law_exact': 20100.45} |
| 43d ago | EzDocs | fee_quote_suppressed | {'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 20100.0} |
| 43d ago | EzDocs | claim_applied_on_quote | {'utr': '128474280958', 'parts': 1, 'claimed_total': 20100.0} |
| 43d ago | EzDocs | receivable_created | {'expected': 20130.0} |
| 43d ago | EzDocs | payer_mobile_captured | {'last4': '1640', 'source': 'sanction_letter'} |
| 43d ago | EzDocs | property_address_extracted | {'confidence': 1, 'Address': 'Unit Flat No. 411, Floor 4th floor, Block Wing G, Project Panvel Pride, S No 75/1/A, Kevale, Panvel, Raigad, Panvel, Raigad, MAHARASHTRA, India, 410206'} |
| 43d ago | EzDocs | document_received | {'file': 'Sanction letter - 2026-08-25T134406.312.pdf', 'doc_type': 'sanction_letter', 'confidence': 1.0} |
| 43d ago | EzDocs | property_english_extracted | {'note': '', 'village': 'Kevale', 'building': 'Panvel Pride, Wing G', 'specific_unit_found': True} |
| 43d ago | EzDocs | property_from_index2_input | {'surveys': ['75/1A'], 'village': 'केवाले'} |
| 43d ago | EzDocs | index2_input_received | {'file': 'INDEX II (2).pdf'} |
| 43d ago | EzDocs | document_received | {'file': 'INDEX II (2).pdf', 'doc_type': 'index2', 'confidence': 1.0} |
| 43d ago | EzDocs | pan_found_inside | {'doc': 'aadhaar', 'pan_masked': 'CKxxxxx1H'} |
| 43d ago | EzDocs | document_received | {'file': 'KYC.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0, 'also_inside': ['pan']} |
| 43d ago | EzDocs | document_received | {'file': 'IMG-20260825-WA0022.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 43d ago | EzDocs | claim_held_until_quote | {'utr': '128474280958', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-25', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': |
| 43d ago | EzDocs | document_received | {'file': 'IMG-20260825-WA0021.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 43d ago | EzDocs | amount_set_from_mail_instruction | {'now': 2285055.0, 'was': None, 'phrase': 'Loan amount with insurance – 2285055/-'} |
| 43d ago | EzDocs | mail_instruction_understood | {'amount': 2285055.0, 'phrase': 'Loan amount with insurance – 2285055/-', 'reason': 'with insurance', 'instructions': [], 'urgent_disbursement': False} |