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Cases / NOI-2026-02587

Punwasi Kumar rawat

PNB_HFLLAN HOU/KLN/0626/5114920 Awaiting payment · waiting on the branch All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
Papers for the challan4 still to come
5 of 9 in hand.
everything the challan needs, and where each one stands
Papers complete. Waiting only for the money to be verified.
For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document
✓Payment screenshot — shows ₹28,380; money not verified yetopen
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓PAN card — inside New Doc 09-02-2026 12.07.pdfopen
A challan that is not the NOI's (the sale deed's own) — not counted — inside PUNWASI KUMAR RAMBRICH RAWAT Echalopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.
All files (4)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
MoneyWaiting for the credit
₹28,410.55CASE MARK
Probably ₹38,60,000 — the branch's own numbers point at it: its payment of ₹28,380 (the branch's payment screenshot) is exactly our fee on ₹38,60,000. Confirm with one press on the case page (or pick the other if the branch worked on the wrong figure). Two loans of this borrower on one mortgage: ₹38,60,000 (the loan, LAN HOU/KLN/0626/5114920) + ₹38,60,000 (the other loan, LAN HOU/KLN/0726/5180831) = ₹77,20,000 — the same customer's other loan on this property; the case holds ₹38,60,000. This file holds 2 sanction letters of this lender in the borrower's own name, each for a facility of its own on this property (the same customer's other loan on this property). One lender, one borrower, one property: the notice of intimation secures the whole borrowing on this mortgage, so the fee is computed on the total, not on one letter. The branch's mail naming one loan account is the case's label, not a list of what is secured. Open the letters and the branch's mail. Unless the mail says one of these loans is filed separately (a second token), set the loan amount on the case page to ₹77,20,000 and press Fill again; the fee the branch pays is the witness — its ask on the total settles it.
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹28,380; we wait for the credit itself
Ask for the exact ₹28,410.55. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%11,590
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.55
Total we ask for28,410.55
Screenshot ₹28,380 — ₹31 under our ask, not below the real calculation ₹28,380. Counts as full. Nothing to ask.
Screenshot ₹28,380 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹28,400. We ask ₹28,410 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 28 minour time · 2 Sep 13:21
Index II —not yet
the NOI team 43 d 5 hthe branch 14 h 18 mintotal 43 d 19 h so far
Now with the NOI team — working on it
since 26 Sep 22:26 — 18 d 19 h of working time
Day by day — every step and who held it
1 Sep 22:36Your branch's mail
2 Sep 12:54Papers from your branch+14 h 18 min · the branch
2 Sep 13:21Challan made+28 min · the NOI team
26 Sep 22:25Papers read+24 d 9 h · the NOI team
26 Sep 22:26Property readat once
26 Sep 22:26Fee quotedat once
Case facts
Bank
PNB_HFL
Loan amount
₹38,60,000
Loan account no.
HOU/KLN/0626/5114920
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
STOPA new customer’s request came on this case’s mail
  1. This case is Punwasi Kumar rawat's.
  2. On 1 Sep the branch sent a NEW request on Punwasi's old mail — for Punwasi Kumar Rawat (loan no. HOU/KLN/0626/51149). Punwasi is a different customer.
  3. Punwasi needs a separate case. Press “Open Punwasi's own case”: the 1 Sep mail and Punwasi's papers move there — make the challan and the filing from that case. Nothing of Punwasi moves.
हे प्रकरण Punwasi Kumar rawat यांचे आहे. 1 Sep ला शाखेने Punwasi यांच्या जुन्या मेलवर Punwasi Kumar Rawat यांची नवी विनंती पाठवली — हा वेगळा ग्राहक आहे. “Open Punwasi's own case” दाबा: ही मेल व Punwasi यांची कागदपत्रे त्यांच्या नव्या प्रकरणात जातील; चलन व ई-फायलिंग तिथून करा.
Came with that mail: c73a2132-efcd-4511-9c11-a84b3b5aeb3a.jpeg
a person decides — pressed once; the history on both cases says who and when

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKLAN: case vs sanction letter
This case (the branch's mail)HOU/KLN/0626/5114920
The sanction letterHOU/KLN/0726/5180831
Why it matters: The loan account number on our internal record/request is HOU/KLN/0626/5114920, but the sanction letter prints HOU/KLN/0726/5180831. While the customer names match perfectly, the LAN needs verification so the notice is filed under the correct account.
What to do: Confirm the correct loan account number with the branch before final submission.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has received the documents and payment, and has shared the challan. The team is waiting for the branch to send the Index 2 copy and a colour live selfie photo of the applicants to proceed with the NOI filing.
the history says the next move is with the branch — the Index 2 copy and a colour live selfie photo of the applicants
the history says challan made is done, but the case stands at Awaiting payment — the papers on the case do not show it yet; open the mail it names
the history says challan shared is done, but the case stands at Awaiting payment — the papers on the case do not show it yet; open the mail it names
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 3 (2026-09-02) “Pfa”
✓ fee paid — the branch's words — done, mail 4 (2026-09-02) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 5 (2026-09-02) “PFA challan for your reference.”
✓ challan shared — done, mail 5 (2026-09-02) “PFA challan for your reference.”
? Index II asked for — asked, mail 6 (2026-09-12) “For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants..”
read over 6 mail(s), last mail 2026-09-12 · read 18d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH009469306202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SG siddhesh.ghosalkar8010@gmail.com gmail.com
01 Sep, 22:36 · 43d ago
THE FIRST MAIL — how this case began
Initate NOI of Mr Punwasi Kumar rawat HOU/KLN/0626/5114920

Dear team Initate NOI challan of 0.3 & 0.5 Of Mr Punwasi Kumar rawat HOU/KLN/0626/51149

Dear team

Initate NOI challan of 0.3 & 0.5

Of

Mr Punwasi Kumar rawat HOU/KLN/0626/51149

🤖 read: asks for the challan; documents attached; note: Initiate two challans of 0.3 and 0.5. — “Initate NOI challan of 0.3 & 0.5”
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
02 Sep, 11:38 · 43d ago
Dear Team,

Pls share all required documents for challan initiation,

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 1 Sept 2026 at 22:36, Siddhesh < siddhesh.ghosalkar8010@gmail.com > wrote: Dear team Initate NOI challan of 0.3 & 0.5 Of Mr Punwasi Kumar rawat HOU/KLN/0626/51149 Dear Team, Pls share all required documents for challan initiation, *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 1 Sept 2026 at 22:36, Siddhesh <siddhesh.ghosalkar8010@gmail.com> wrote: Dear team Initate NOI challan of 0.3 & 0.5 Of Mr Punwasi Kumar rawat HOU/KLN/0626/51149
🤖 read: asks the branch for documents — “Pls share all required documents for challan initiation,”
SG siddhesh.ghosalkar8010@gmail.com gmail.com
02 Sep, 12:54 · 43d ago
Dear team Pfa On Wed,
2 Sept 2026, 11:39 am THINKBIGZ NOI, < pnb.noifilling@gmail.com > wrote:Dear Team, Pls share all required documents for challan initiation,
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 1 Sept 2026 at 22:36, Siddhesh < siddhesh.ghosalkar8010@gmail.com > wrote: Dear team Initate NOI challan of 0.3 & 0.5 Of Mr Punwasi Kumar rawat HOU/KLN/0626/51149 Dear team Pfa On Wed, 2 Sept 2026, 11:39 am THINKBIGZ NOI, <pnb.noifilling@gmail.com> wrote:
earlier mails quoted below
Dear Team, Pls share all required documents for challan initiation, *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 1 Sept 2026 at 22:36, Siddhesh <siddhesh.ghosalkar8010@gmail.com> wrote: > Dear team > > Initate NOI challan of 0.3 & 0.5 > Of > Mr Punwasi Kumar rawat HOU/KLN/0626/51149 > > >
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
02 Sep, 13:07 · 43d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 2 Sept 2026 at 12:54, Siddhesh < siddhesh.ghosalkar8010@gmail.com > wrote: Dear team Pfa On Wed, 2 Sept 2026, 11:39 am THINKBIGZ NOI, < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share all required documents for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 1 Sept 2026 at 22:36, Siddhesh < siddhesh.ghosalkar8010@gmail.com > wrote: Dear team Initate NOI challan of 0.3 & 0.5 Of Mr Punwasi Kumar rawat HOU/KLN/0626/51149
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
02 Sep, 13:21 · 43d ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 2 Sept 2026 at 12:54, Siddhesh < siddhesh.ghosalkar8010@gmail.com > wrote: Dear team Pfa On Wed, 2 Sept 2026, 11:39 am THINKBIGZ NOI, < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share all required documents for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 1 Sept 2026 at 22:36, Siddhesh < siddhesh.ghosalkar8010@gmail.com > wrote: Dear team Initate NOI challan of 0.3 & 0.5 Of Mr Punwasi Kumar rawat HOU/KLN/0626/51149
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL The NOI teamTYPED IN GMAIL
12 Sep, 13:08 · 33d ago

Team,

For NOI filing, we need an Index 2 copy and a colour live selfie photo of the applicants..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 2 Sept 2026 at 13:21, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, PFA challan for your reference. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 2 Sept 2026 at 12:54, Siddhesh < siddhesh.ghosalkar8010@gmail.com > wrote: Dear team Pfa On Wed, 2 Sept 2026, 11:39 am THINKBIGZ NOI, < pnb.noifilling@gmail.com > wrote: Dear Team, Pls share all required documents for challan initiation, Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 1 Sept 2026 at 22:36, Siddhesh < siddhesh.ghosalkar8010@gmail.com > wrote: Dear team Initate NOI challan of 0.3 & 0.5 Of Mr Punwasi Kumar rawat HOU/KLN/0626/51149
🤖 read: asks the branch for documents

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Papers complete. Waiting only for the money to be verified.
For the e-filing visit later (not for the challan): Applicant's Selfie / Photo, Index II copy / Title document
DocumentFile — click to openStatusWhen
Payment screenshot c73a2132-efcd-4511-9c11-a84b3b5aeb3a.jpeg
filed 18d ago
Aadhaar card+ PAN card inside+ Payment screenshot inside New Doc 09-02-2026 12.07.pdf
filed 18d ago
Sanction letter gmail_images20260902_125339.png
filed 18d ago
Paid challan (GRAS)+ A challan that is not the NOI's (the sale deed's own) — not counted inside PUNWASI KUMAR RAMBRICH RAWAT EchallanMH009469306202627E.pdf
filed 18d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹28,410.55
Where it stands
waiting for the credit
Screenshot claims
₹28,380
Screenshot ₹28,380 — ₹31 under our ask, not below the real calculation ₹28,380. Counts as full. Nothing to ask.
Screenshot ₹28,380 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹11,590₹15,000₹320 ₹1,500₹28,410
By law ₹28,400. We ask ₹28,410 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Area, Title deed no / year / SRO, Challan date
18 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (18d ago) — open the verification page; they are marked in red.
not verified yetsource: the sanction letter (gmail_images20260902_125339.png) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
UNIT 1204, 12TH FLOOR, BLOCK TOWER 2 - LUNAR, PROJECT MAGUS CITY TOWER 1 & 2, PLOT NO 1, KALYAN BHIWANDI ROAD, ADDL KALYAN BHIWANDI INDUSTRIAL AREA KONE, THANE, THANE, MAHARASHTRA, 421311
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
gmail_images20260902_125339.png
as printed
UNIT 1204, FLOOR 12TH FLOOR, BLOCK TOWER 2 - LUNAR, PROJECT MAGUS CITY TOWER 1 & 2, PLOT NO 1, KALYAN BHIWANDI ROAD, ADDL KALYAN BHIWANDI INDUSTRIAL AREA KONE, THANE, THANE, MAHARASHTRA, INDIA, 421311
PIN
421311
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT 1204 12TH FLOOR BLOCK TOWER 2 - LUNAR PROJECT MAGUS CITY TOWER 1 AND 2 PLOT NO 1
Locality/Road
KALYAN BHIWANDI ROAD ADDL KALYAN BHIWANDI INDUSTRIAL AREA KONE
Area/City
THANE
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorPUNWASIKUMAR RAMBRICH RAWATADOPR0412L…0349

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chasesiddhesh.ghosalkar8010@gmail.com 18d ago
document chasesiddhesh.ghosalkar8010@gmail.com 18d ago
questions for the branch — what the papers leave opensiddhesh.ghosalkar8010@gmail.com 18d ago
questions for the branch — what the papers leave opensiddhesh.ghosalkar8010@gmail.com 18d ago
questions for the branch — what the papers leave opensiddhesh.ghosalkar8010@gmail.com 18d ago
questions for the branch — what the papers leave opensiddhesh.ghosalkar8010@gmail.com 18d ago
questions for the branch — what the papers leave opensiddhesh.ghosalkar8010@gmail.com 18d ago
questions for the branch — what the papers leave opensiddhesh.ghosalkar8010@gmail.com 18d ago
questions for the branch — what the papers leave opensiddhesh.ghosalkar8010@gmail.com 17d ago
questions for the branch — what the papers leave opensiddhesh.ghosalkar8010@gmail.com 14d ago
What EzDocs read from each document — check anything marked in red
Payment screenshot c73a2132-efcd-4511-9c11-a84b3b5aeb3a.jpeg needs your check
date
2026-09-01
time
22:27
amount
28380.0
payee name
THINK BIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-01', 'time': '22:27', 'amount': 28380.0, 'method': None, 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
Sanction letter gmail_images20260902_125339.png needs your check
lan
HOU/KLN/0726/5180831
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'PUNWASIKUMAR RAMBRICH RAWAT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AMAN PUNWASI KUMAR RAWAT', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'VIJAY LAKSHMI PUNWASI KUMAR RAWAT', 'role'
confidence
1
loan amount
3700000
final amount
3860000
interest rate
8.75
sanction date
01-Sep-2026
letter version
7
applicant email
punwasi031967@gmail.com
applicant names
PUNWASIKUMAR RAMBRICH RAWAT, AMAN PUNWASI KUMAR RAWAT, VIJAY LAKSHMI PUNWASI KUMAR RAWAT
printed altered
False
applicant mobile
9322377678
balance transfer
False
property address
pin: 421311; road: KALYAN BHIWANDI ROAD; state: MAHARASHTRA; taluka: THANE; Flat no: 1204; district: THANE; Floor: 12TH; landmark: ADDL KALYAN BHIWANDI INDUSTRIAL AREA KONE; Address: UNIT 1204, 12TH FLOOR, BLOCK
insurance premium
160000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
3860000
security address verbatim
Unit 1204, Floor 12th Floor, Block TOWER 2 - LUNAR, Project Magus City Tower 1 & 2, Plot No 1, Kalyan Bhiwandi Road, ADDL Kalyan Bhiwandi Industrial Area Kone, Thane, Thane, MAHARASHTRA, India, 421311
applicant address verbatim
ROOM NO A/63, UDYA NAGAR SOCIETY, SAKINAKA, ., Mumbai, MAHARASHTRA, 400072, India
raw reading (for Abhijit)
{'lan': 'HOU/KLN/0726/5180831', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'PUNWASIKUMAR RAMBRICH RAWAT', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'AMAN PUNWASI KUMAR RAWAT', 'role': 'co_applicant', 'label': 'Applicant'}, {'name': 'VIJAY LAKSHMI PUNWASI KUMAR RAWAT', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 3700000, 'final_amount': 3860000, 'interest_rate': 8.75, 'quality_issue': None, 'sanction_date': '01-Sep-2026', 'letter_version': '7', 'applicant_email': 'punwasi031967@gmail.com', 'applicant_names': ['PUNWASIKUMAR RAMBRICH RAWAT', 'AMAN PUNWASI KUMAR RAWAT', 'VIJAY LAKSHMI PUNWASI KUMAR RAWAT'], 'printed_altered': False, 'applicant_mobile': '9322377678', 'balance_transfer': False, 'property_address': {'pin': '421311', 'road': 'KALYAN BHIWANDI ROAD', 'state': 'MAHARASHTRA', 'taluka': 'THANE', 'flat_no': '1204', 'district': 'THANE', 'floor_no': '12TH', 'landmark': 'ADDL KALYAN BHIWANDI INDUSTRIAL AREA KONE', 'full_address': 'UNIT 1204, 12TH FLOOR, BLOCK TOWER 2 - LUNAR, PROJECT MAGUS CITY TOWER 1 & 2, PLOT NO 1, KALYAN BHIWANDI ROAD, ADDL KALYAN BHIWANDI INDUSTRIAL AREA KONE, THANE, THANE, MAHARASHTRA, 421311', 'village_city': 'THANE', 'building_name': 'TOWER 2 - LUNAR, PROJECT MAGUS CITY TOWER 1 & 2', 'survey_or_cts_no': 'PLOT NO 1'}, 'insurance_premium': 160000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 3860000, 'security_address_verbatim': 'Unit 1204, Floor 12th Floor, Block TOWER 2 - LUNAR, Project Magus City Tower 1 & 2, Plot No 1, Kalyan Bhiwandi Road, ADDL Kalyan Bhiwandi Industrial Area Kone, Thane, Thane, MAHARASHTRA, India, 421311', 'applicant_address_verbatim': 'ROOM NO A/63, UDYA NAGAR SOCIETY, SAKINAKA, ., Mumbai, MAHARASHTRA, 400072, India'}
Aadhaar card New Doc 09-02-2026 12.07.pdf needs your check
dob
1967-05-03
pan
ADOPR0412L
address
pin: 400072; area: Sakinaka Junction; flat: Room No-A/63; road: Saki Vihar Road; state: Maharashtra; building: Uday Nagar Society; district: Mumbai; post_office: Sakinaka S.O; Village: Mumbai
legible
True
aadhaar last4
0349
raw reading (for Abhijit)
{'dob': '1967-05-03', 'pan': 'ADOPR0412L', 'mobile': None, 'address': {'pin': '400072', 'area': 'Sakinaka Junction', 'flat': 'Room No-A/63', 'road': 'Saki Vihar Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Uday Nagar Society', 'district': 'Mumbai', 'post_office': 'Sakinaka S.O', 'village_city': 'Mumbai'}, 'legible': True, 'aadhaar_last4': '0349', 'quality_issue': None}
Aadhaar card New Doc 09-02-2026 12.07.pdf needs your check
dob
1998-01-11
pan
CFNPR2481E
legible
True
raw reading (for Abhijit)
{'dob': '1998-01-11', 'pan': 'CFNPR2481E', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card New Doc 09-02-2026 12.07.pdf needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-01', 'page': 7, 'time': '22:27', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28380.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-01', 'page': 7, 'time': '22:27', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28380.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Paid challan (GRAS) PUNWASI KUMAR RAMBRICH RAWAT EchallanMH009469306202627E.pdf needs your check
grn
MH009469306202627E
pin
421311
total
26590
article
6(1)
defaced
False
bank cin
03006172026090200519
district
THANE
area city
THANE
payer pan
ADOXXXXXXL
flat block
UNIT 1204, 12TH FLOOR, BLOCK TOWER 2 - LUNAR, PROJECT MAGUS CITY TOWER 1 AND 2, PLOT NO 1
payer name
PUNWASI KUMAR RAMBRICH RAWAT
sro office
BVD1 BHIWANDI NO 1 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3860000
scheme rows
{'amount': 11590, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7678
payment date
02/09/2026-13:20:00
road locality
KALYAN BHIWANDI ROAD, ADDL KALYAN BHIWANDI INDUSTRIAL AREA KONE, THANE
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
3860000
raw reading (for Abhijit)
{'grn': 'MH009469306202627E', 'pin': '421311', 'total': 26590, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026090200519', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'ADOXXXXXXL', 'flat_block': 'UNIT 1204, 12TH FLOOR, BLOCK TOWER 2 - LUNAR, PROJECT MAGUS CITY TOWER 1 AND 2, PLOT NO 1', 'payer_name': 'PUNWASI KUMAR RAMBRICH RAWAT', 'sro_office': 'BVD1 BHIWANDI NO 1 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=3860000', 'scheme_rows': [{'amount': 11590, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7678', 'payment_date': '02/09/2026-13:20:00', 'road_locality': 'KALYAN BHIWANDI ROAD, ADDL KALYAN BHIWANDI INDUSTRIAL AREA KONE, THANE', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '3860000'}
Payment screenshot c73a2132-efcd-4511-9c11-a84b3b5aeb3a.jpeg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-09-01', 'page': 1, 'time': '22:27', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28380.0, 'direction': 'credit', 'narration': None, 'proof_kind': 's
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-09-01', 'page': 1, 'time': '22:27', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 28380.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocsreader_efiling_verdict{'fp': 'a2cf2561290d1239', 'asked': True, 'findings': [{'do': 'Ask the branch for the Date of Mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for the e-filin
12d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 38,60,000 from the sanction copy s
12d agoEzDocsdraft_withdrawn{'why': 'the questions do not stand — nothing for the bank to settle', 'count': 1, 'kinds': ['branch_questions']}
12d agoEzDocsapplicant_name_by_reading455{'now': 'Punwasi Kumar rawat', 'was': 'PUNWASIKUMAR RAMBRICH RAWAT', 'why': "EzDocs (reading the whole file) says the branch's request is for Punwasi Kumar rawat (loan HOU/KLN/0626/5114920); the request's own words print t
12d agoEzDocscase_read{'how': 'uri', 'tag': '77a4378779c05a33', 'docs': ['gmail_images20260902_125339.png', 'New Doc 09-02-2026 12.07.pdf'], 'loan': {'amount': 3860000, 'made_of': [{'what': 'sanctioned amount', 'paper': 'the sanction letter',
12d agoEzDocscase_read_started{'tag': '77a4378779c05a33', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
13d agoEzDocshidden_payment_scan{'file': 'c73a2132-efcd-4511-9c11-a84b3b5aeb3a.jpeg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '921d8150-54c7-4f30-af7a-b5f1f319fde1', 'fetched': True}
14d agoEzDocsbranch_questions_drafted{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ["Loan Account Number (LAN) — the branch's request of 2026-09-01 says Initate NOI challan of 0.3 & 0.5 Of Mr P
14d agoEzDocsemail_shadowed:branch_questions{'to': 'siddhesh.ghosalkar8010@gmail.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KLN/0626/5114920), the papers on file leave the following open, and we cannot make the challan until it is
14d agoEzDocsdraft_withdrawn{'why': 'the questions were put through the test again: they no longer stand', 'count': 1, 'kinds': ['branch_questions']}
15d agoEzDocslesson_taken_back463{'why': "counted from a Save, a challan or a correction made while the team did another customer's work on this case — that customer's values teach nothing about this case's customer or this bank's way", 'lessons': [{'n'
15d agoEzDocsother_customer_request462{'at': '2026-09-01T17:06:24+00:00', 'how': 'honorific', 'why': "the mail's own words ask for Punwasi Kumar Rawat's work; this case is PUNWASIKUMAR RAMBRICH RAWAT's — a different customer (another loan number)", 'mine': [
15d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 38,60,000 from the sanction copy s
15d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 38,60,000 from the sanction copy s
15d agoEzDocscredit_moved_away{'why': "the ₹28,350 credit that had verified this case on the amount alone belongs to NOI-2026-02895 — its screenshot names the very amount on this road. This case is back to awaiting; if the branch was told 'payment re
15d agoEzDocsmatch_undone{'ref': '704467052571', 'why': 'this credit was tied to the wrong case — the case record goes back to what it was before the match; the credit waits for its own case', 'amount': 28350.0, 'reason': "a stronger claim: NOI-
15d agoEzDocscredit_on_another_case{'how': 'utr', 'utr': '704467052571', 'why': 'NOI-2026-02895 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 28350.0, 'other_case': 'NOI-2026-02895'}
15d agoEzDocscredit_on_another_case{'how': 'utr', 'utr': '704467052571', 'why': 'NOI-2026-02895 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 28350, 'other_case': 'NOI-2026-02895'}
16d agoEzDocscase_reevaluated{'stage_after': 'AWAITING_PAYMENT'}
16d agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 38,60,000 from the sanction copy s
16d agoEzDocspayment_short{'why': '₹30 below the real calculation (government + DHC + our fee) — short, whatever the gap to our ask', 'delta': -60.55, 'method': 'amount_in_buffer+payee_road', 'expected': 28410.55, 'received': 28350.0, 'below_real
16d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
16d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ADxxxxxxXL — no paper on the
17d agoEzDocsbranch_questions_drafted{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ["Loan Account Number (LAN) — the branch's request of 2026-09-01 says Initate NOI challan of 0.3 & 0.5 Of Mr P
17d agoEzDocsemail_shadowed:branch_questions{'to': 'siddhesh.ghosalkar8010@gmail.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KLN/0626/5114920), the papers on file leave the following open, and we cannot make the challan until it is
17d agoEzDocsdraft_withdrawn{'why': 'a fresher set of questions for the branch replaces it', 'count': 1}
17d agoEzDocscase_read{'how': 'uri', 'tag': 'be2e3616d57f2dde', 'docs': ['gmail_images20260902_125339.png', 'New Doc 09-02-2026 12.07.pdf'], 'loan': {}, 'asked': True, 'checks': [], 'read_v': '441.aa44537302', 'unsure': [{'box': 'Borrower mob
18d agoEzDocsbranch_questions_drafted{'why': 'what the papers leave open is asked of the branch in one draft; a person presses Send', 'questions': ['Loan Account Number mismatch — our case as it was opened says HOU/KLN/0626/5114920; the sanction letter says
18d agoEzDocsemail_shadowed:branch_questions{'to': 'siddhesh.ghosalkar8010@gmail.com', 'body': 'Dear Team,\n\nWith reference to the captioned case (LAN: HOU/KLN/0626/5114920), the papers on file leave the following open, and we cannot make the challan until it is
18d agoEzDocsdraft_withdrawn{'why': 'a fresher set of questions for the branch replaces it', 'count': 1}

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo, Index II copy / Title document
Money
₹28,380 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Not yet
The challan waits on the papers and the money above.
Next — whose move
The branch
payment pending
Yesterday · 14 Oct1 thing
EzDocs checked the e-filing boxes against the papers
02:17
3 Oct4 things — 4 steps
Nothing new to ask for — stayed quiet
01:12
An old draft withdrew itself — its asks were already answered
01:12
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
01:12
EzDocs read the whole file
01:12
1 Oct3 things — 1 letter written · 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:55
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Initate NOI of Mr Punwasi Kumar rawat HOU/KLN/0626/5114920
13:55
An old draft withdrew itself — its asks were already answered
13:55
29 Sep9 things — 1 caution · 8 steps
A NEW request for another customer came on this case's mail — it needs a case of its own
23:03
Nothing new to ask for — stayed quiet
22:50
Nothing new to ask for — stayed quiet
22:48
A credit moved AWAY — it had verified this case on the amount alone; another case's screenshot names it
22:48
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:48
This payment is counted on another case too — a person must say whose it is
19:43
This payment is counted on another case too — a person must say whose it is
19:43
Nothing new to ask for — stayed quiet
15:13
Payment short of what the case needs
The balance must come before the challan.
15:13
27 Sep10 things — 3 letters written · 7 steps
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:00
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Initate NOI of Mr Punwasi Kumar rawat HOU/KLN/0626/5114920
22:00
An old draft withdrew itself — its asks were already answered
22:00
EzDocs read the whole file
22:00
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Initate NOI of Mr Punwasi Kumar rawat HOU/KLN/0626/5114920
15:49
An old draft withdrew itself — its asks were already answered
15:49
EzDocs read the whole file
15:49
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Initate NOI of Mr Punwasi Kumar rawat HOU/KLN/0626/5114920
14:50
An old draft withdrew itself — its asks were already answered
14:50
EzDocs read the whole file
14:50
26 Sep39 things — 4 documents received · 8 letters written · 2 money steps · 25 steps
EzDocs took 24 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
23:49
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Initate NOI of Mr Punwasi Kumar rawat HOU/KLN/0626/5114920
23:49
An old draft withdrew itself — its asks were already answered
23:49
EzDocs read the whole file
23:49
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Initate NOI of Mr Punwasi Kumar rawat HOU/KLN/0626/5114920
22:49
An old draft withdrew itself — its asks were already answered
22:49
EzDocs read the whole file
22:49
An old draft withdrew itself — its asks were already answered
22:38
Nothing new to ask for — stayed quiet
22:34
EzDocs read the whole trail as one conversation — where the case stands is on the page
22:30
Nothing new to ask for — stayed quiet
22:27
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
22:26
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
22:26
Challan re-read against the case — matches exactly
22:26
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
22:26
Received: Challan
PUNWASI KUMAR RAMBRICH RAWAT EchallanMH009469306202627E.pdf
22:26
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Initate NOI of Mr Punwasi Kumar rawat HOU/KLN/0626/5114920
22:26
An old draft withdrew itself — its asks were already answered
22:26
EzDocs read the whole file
22:26
Nothing new to ask for — stayed quiet
22:26
The challan's address boxes were written from the papers
22:26
Nothing new to ask for — stayed quiet
22:26
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Re: Initate NOI of Mr Punwasi Kumar rawat HOU/KLN/0626/5114920
22:26
EzDocs read the whole file
22:26
The file seems to show a payment to us but no row could be read — open it
22:26
Two documents disagree on a PAN — needs a person
22:26
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02587
22:26
An old draft withdrew itself — its asks were already answered
22:26
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
22:26
The payment proof already on the case was applied
22:26
The loan amount was worked out from the papers
22:26
PAN found inside the KYC file — no need to ask for it
22:26
Property address read from the sanction letter
22:26
Received: Sanction letter
gmail_images20260902_125339.png
22:25
Received: Aadhaar
New Doc 09-02-2026 12.07.pdf
22:25
Wrote the document chase mail — held, silent mode
Initate NOI of Mr Punwasi Kumar rawat HOU/KLN/0626/5114920
22:25
Payment proof arrived before the case was quoted — held
22:25
Received: Payment screenshot
c73a2132-efcd-4511-9c11-a84b3b5aeb3a.jpeg
22:25
Case opened from the branch's mail
22:25
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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