Cases / NOI-2026-03565
Tekbahadur Tula Sarki
LAN HOU/PUN/0926/5230015
Challan paid · our move
File on IGRAll documentsMails & papers 4Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Sale deedopen
✓Paid challan (GRAS)open
Applicant's Aadhaar Card — still needed
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (6)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹16,960.18CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹16,940 receivedthe receipt's amount and minute agree
Stamp duty 0.3%5,680
Registration fee 0.5%9,460
Government handling320
Our service fee1,500.18
Total we ask for16,960.18
the branch’s receipt claims ₹16,940 309730048366
paid 10:39:15 · verified 11:28:40 · 49 min later
How we know
Our own bank told us — 10:39
₹16,940 · UTR 309730048366 · from VD-HDFCBN-S
“Successful! You have received Rs. 16940.00 via HDFC Bank SmartHub Vyapar from TEKBAHADUR. RRN-309730048366, Check: https://1.hdfc.bank.in/HDFCBK/s/5XbB2o8e”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹16,940. We ask ₹16,960 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 11 minour time · 12:35
Index II —not yet
the NOI team 7 h 22 mintotal 7 h 22 min so far
Now with the NOI team — e-filing on IGR
since 12:35 — 6 h 11 min of working time
Day by day — every step and who held it
11:24Your branch's mail
11:24Payment landedat once
11:28Papers read+4 min · the NOI team
11:28Property readat once
11:28Papers readat once
11:28Fee quoted+1 min · the NOI team
11:28Payment verifiedat once
12:35Challan made+1 h 06 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹18,90,000
Loan account no.
HOU/PUN/0926/5230015
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the sanction letter. If they are right, press Confirm.
See the boxes — read from the sanction letter
District
Pune
Taluka
Haveli
Village
Bakori
Number type
GAT
Number
157
Building
PRISTINE CITY PHASE-I
Floor
3rd
Flat / shop no
303
Area
33.90
Hadd
Bakori
Read from the sanction letter, not the Index II. CustomerDocument068e200000kdnZkAAI (1).pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 6h ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
Before opening the portal, EzDocs sees:
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• 18 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• changed — area unit: the case held Sq.mt.; filled SQ MTR — EzDocs (reading the whole file), from Sanction letter, reads it so
• changed — building name: the case held PRISTINE CITY PHASE-I; filled PRISTINE CITY PHASE 1 — EzDocs (reading the whole file), from Sanction letter, reads it so
• check — EzDocs' co-applicant 1's PAN was set aside: no PAN card on the file prints PWKPS4538E (the reading took it from PAN card) — verify it against th
• EzDocs read the whole file — every paper and every mail — and filled from it: property landmark, property area unit (changed), property house type, property building name (changed).
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 6h ago — all agree.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012068220202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
DZ
dipak.zanan@phfl.com phfl.com
15 Oct, 11:24 · 7h ago THE FIRST MAIL — how this case began
15 Oct, 11:24 · 7h ago THE FIRST MAIL — how this case began
Please provide challan and NOI in Applicant Name -Mr. TEKBAHADUR TULA SARKI - HOU/PUN/0926/5230015
📎 IMG-20261015-WA0007.jpg↗📎 IMG-20261015-WA0008.jpg↗📎 CustomerDocument068e200000kdnZkAAI (1).pdf↗📎 KYC of Bahadur.pdf↗📎 deed-prestine (1).pdf↗
Dear Team,
Please provide challan and NOI in Applicant Name -Mr. TEKBAHADUR TULA SARKI - HOU/PUN/0926/5230015.
Documents required for NOI
Filing; - Sticker date –14/10/2026.
MOD0.3%
NOI0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- Resale seller BT.
Documents required for NOI Filing
Remark
Loan sanction letter✓ Attached
Draft/ Index II
Draft attached
Aadhar copy of the applicant/s✓ Attached
PAN copy of the applicant/s✓ Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached
Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached
15-10-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 435
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks for the challan, the e-filing copy; documents attached — “Please provide challan and NOI in Applicant Name -Mr. TEKBAHADUR TULA SARKI - HOU/PUN/0926/5230015.”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 11:43 · 7h ago
15 Oct, 11:43 · 7h ago
Team,
Regards,NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 11:27, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Please provide challan and NOI in Applicant Name -Mr. TEKBAHADUR TULA SARKI - HOU/PUN/0926/5230015.
Documents required for NOI
Filing; - Sticker date –14 /10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- Resale seller BT.
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Draft attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
15-10-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks the branch for the payment, documents
OL
The NOI teamTYPED IN GMAIL
15 Oct, 11:43 · 7h ago
15 Oct, 11:43 · 7h ago
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 11:27, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Please provide challan and NOI in Applicant Name -Mr. TEKBAHADUR TULA SARKI - HOU/PUN/0926/5230015.
Documents required for NOI
Filing; - Sticker date –14 /10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- Resale seller BT.
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Draft attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
15-10-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
OL
The NOI teamTYPED IN GMAIL
15 Oct, 12:35 · 6h ago
15 Oct, 12:35 · 6h ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 15 Oct 2026 at 11:43, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We
acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2
copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 15 Oct 2026 at 11:27, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,
Please provide challan and NOI in Applicant Name -Mr. TEKBAHADUR TULA SARKI - HOU/PUN/0926/5230015.
Documents required for NOI
Filing; - Sticker date –14 /10/2026.
MOD – 0.3%
NOI - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- Resale seller BT.
Documents required for NOI Filing
Remark
Loan sanction letter
Attached
Draft/ Index II
Draft attached
Aadhar copy of the applicant/s
Attached
PAN copy of the applicant/s
Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached
Payment details screenshot with Transaction ID & Date of payment mentioned
Attached
15-10-2026
Thanks & Regards,
Dipak Zanan
Senior Team Leader-Loans
J M Road Shivaji Nagar
Office : 020-25576000; Ext :- 43 5
Mobile : 8796346922
PHFL Home Loans and Services Limited
Shreerang House 5 th Floor Opp Jangali Maharaj Mandir
JM Road Shivajinagar Pune 411005
🤖 read: challan shared ✓ — “PFA challan for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Selfie / photo | IMG-20261015-WA0007.jpg | filed | 7h ago |
| Payment screenshot | IMG-20261015-WA0008.jpg | filed | 7h ago |
| Sanction letter+ Other inside | CustomerDocument068e200000kdnZkAAI (1).pdf | filed | 7h ago |
| PAN card+ Aadhaar card inside | KYC of Bahadur.pdf | filed | 7h ago |
| Sale deed+ PAN card inside+ Aadhaar card inside | deed-prestine (1).pdf | filed | 7h ago |
| Paid challan (GRAS) | TEKBAHADUR TULA SARKI EchallanMH012068220202627E.pdf | filed | 6h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹16,960.18
₹16,960.18
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹16,940 309730048366
₹16,940 309730048366
Paid at
10:39:15
10:39:15
Verified on
11:28:40
11:28:40
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,680 | ₹9,460 | ₹320 | ₹1,500 | ₹16,960 |
By law ₹16,940. We ask ₹16,960 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
43 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed no / year / SRO, Mobile (person 2)
22 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 6h ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
CustomerDocument068e200000kdnZkAAI (1).pdf
as printed
FLAT NO.303, 3RD FLOOR, WING C, GAT NO.157, PRISTINE CITY PHASE 1, PRISTINE CITY PHASE 1 CO -OPERATIVE HOUSING SOCIETY LIMITED, BAKORI, NEAR MAHER ASHRAM, PUNE, BAKORI ROAD, PUNE, MAHARASHTRA, INDIA, 412207
FLAT NO.303, 3RD FLOOR, WING C, GAT NO.157, PRISTINE CITY PHASE 1, PRISTINE CITY PHASE 1 CO -OPERATIVE HOUSING SOCIETY LIMITED, BAKORI, NEAR MAHER ASHRAM, PUNE, BAKORI ROAD, PUNE, MAHARASHTRA, INDIA, 412207
PIN
412207
412207
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 303 3RD FLOOR WING C GAT NO 157 PRISTINE CITY PHASE 1 CO OPERATIVE HOUSING SOCIETY LTD
FLAT NO 303 3RD FLOOR WING C GAT NO 157 PRISTINE CITY PHASE 1 CO OPERATIVE HOUSING SOCIETY LTD
Locality/Road
BAKORI NEAR MAHER ASHRAM BAKORI ROAD
BAKORI NEAR MAHER ASHRAM BAKORI ROAD
Area/City
PUNE
check or correct a box, the papers beside it →PUNE
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | TEKBAHADUR TULA SARKI | IVJPS5221R | |
| co_mortgagor | Komal Jeet Bahadur Sarki | PWKPS4538E | …7127 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | dipak.zanan@phfl.com | 7h ago |
| document chase | dipak.zanan@phfl.com | 7h ago |
What EzDocs read from each document — check anything marked in red
Sanction letter CustomerDocument068e200000kdnZkAAI (1).pdf needs your check
lan
HOU/PUN/0926/5230015
HOU/PUN/0926/5230015
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
loan type
Housing Loan, Housing
Housing Loan, Housing
confidence
1.0
1.0
print rule
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (1800000)", "the insurance premium's digits and words
how: read by a rule from the paper's own print; no reader asked; bank: PNB_HFL; form: PNB Housing sanction letter; checks: ["the loan amount's digits and words agree (1800000)", "the insurance premium's digits and words
rate words
PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement
bank branch
PUNE
PUNE
loan amount
1800000.0
1800000.0
rate spread
-4.65
-4.65
final amount
1890000.0
1890000.0
interest rate
8.5
8.5
sanction date
28-Sep-2026
28-Sep-2026
letter version
5
5
reference rate
13.15
13.15
applicant email
teksarki10000@gmail.com
teksarki10000@gmail.com
applicant names
TEKBAHADUR TULA SARKI, KOMAL JEET BAHADUR SARKI
TEKBAHADUR TULA SARKI, KOMAL JEET BAHADUR SARKI
printed altered
False
False
applicant mobile
9146831139
9146831139
balance transfer
False
False
property address
pin: 412207; state: MAHARASHTRA; Address: FLAT NO.303, 3RD FLOOR, WING C, GAT NO.157, PRISTINE CITY PHASE 1, PRISTINE CITY PHASE 1 CO -OPERATIVE HOUSING SOCIETY LIMITED, BAKORI, NEAR MAHER ASHRAM, Pune, BAKORI ROAD,
pin: 412207; state: MAHARASHTRA; Address: FLAT NO.303, 3RD FLOOR, WING C, GAT NO.157, PRISTINE CITY PHASE 1, PRISTINE CITY PHASE 1 CO -OPERATIVE HOUSING SOCIETY LIMITED, BAKORI, NEAR MAHER ASHRAM, Pune, BAKORI ROAD,
insurance premium
90000.0
90000.0
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
1890000.0
1890000.0
security address verbatim
FLAT NO.303, 3RD FLOOR, WING C, GAT NO.157, PRISTINE CITY PHASE 1, PRISTINE CITY PHASE 1 CO -OPERATIVE HOUSING SOCIETY LIMITED, BAKORI, NEAR MAHER ASHRAM, Pune, BAKORI ROAD, Pune, MAHARASHTRA, India, 412207
FLAT NO.303, 3RD FLOOR, WING C, GAT NO.157, PRISTINE CITY PHASE 1, PRISTINE CITY PHASE 1 CO -OPERATIVE HOUSING SOCIETY LIMITED, BAKORI, NEAR MAHER ASHRAM, Pune, BAKORI ROAD, Pune, MAHARASHTRA, India, 412207
applicant address verbatim
FLAT NO 506 LONI KALBHOR, SAMBHAJI NAGAR, SHREE SWAMI VIHAR 5TH FLOOR, ., Pune, MAHARASHTRA, 412201, Pune, India
FLAT NO 506 LONI KALBHOR, SAMBHAJI NAGAR, SHREE SWAMI VIHAR 5TH FLOOR, ., Pune, MAHARASHTRA, 412201, Pune, India
raw reading (for Abhijit)
{'lan': 'HOU/PUN/0926/5230015', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [], 'loan_type': 'Housing Loan, Housing', 'confidence': 1.0, 'print_rule': {'how': "read by a rule from the paper's own print; no reader asked", 'bank': 'PNB_HFL', 'form': 'PNB Housing sanction letter', 'checks': ["the loan amount's digits and words agree (1800000)", "the insurance premium's digits and words agree (90000)", 'loan + insurance = total (1800000 + 90000 = 1890000)', 'the rate arithmetic holds (13.15 - 4.65 = 8.50)'], 'case_bank': 'PNB_HFL'}, 'rate_words': 'PNBRRR 13.15% per annum; 13.15% -4.65% = 8.50% per annum as on the date of execution of the loan agreement', 'bank_branch': 'PUNE', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1800000.0, 'rate_spread': -4.65, 'final_amount': 1890000.0, 'interest_rate': 8.5, 'quality_issue': None, 'sanction_date': '28-Sep-2026', 'letter_version': '5', 'reference_rate': 13.15, 'applicant_email': 'teksarki10000@gmail.com', 'applicant_names': ['TEKBAHADUR TULA SARKI', 'KOMAL JEET BAHADUR SARKI'], 'printed_altered': False, 'applicant_mobile': '9146831139', 'balance_transfer': False, 'property_address': {'pin': '412207', 'state': 'MAHARASHTRA', 'full_address': 'FLAT NO.303, 3RD FLOOR, WING C, GAT NO.157, PRISTINE CITY PHASE 1, PRISTINE CITY PHASE 1 CO -OPERATIVE HOUSING SOCIETY LIMITED, BAKORI, NEAR MAHER ASHRAM, Pune, BAKORI ROAD, Pune, MAHARASHTRA, India, 412207'}, 'insurance_premium': 90000.0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1890000.0, 'security_address_verbatim': 'FLAT NO.303, 3RD FLOOR, WING C, GAT NO.157, PRISTINE CITY PHASE 1, PRISTINE CITY PHASE 1 CO -OPERATIVE HOUSING SOCIETY LIMITED, BAKORI, NEAR MAHER ASHRAM, Pune, BAKORI ROAD, Pune, MAHARASHTRA, India, 412207', 'applicant_address_verbatim': 'FLAT NO 506 LONI KALBHOR, SAMBHAJI NAGAR, SHREE SWAMI VIHAR 5TH FLOOR, ., Pune, MAHARASHTRA, 412201, Pune, India'}Selfie / photo IMG-20261015-WA0007.jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
0.95
0.95
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}Payment screenshot IMG-20261015-WA0008.jpg needs your check
utr
309730048366
309730048366
date
2026-10-15
2026-10-15
time
10:39
10:39
amount
16940
16940
method
PhonePe
PhonePe
payee upi
Vyapar.********2080@hdf...
Vyapar.********2080@hdf...
payee name
THINK BIGZ INITIATIVE P...
THINK BIGZ INITIATIVE P...
raw reading (for Abhijit)
{'utr': '309730048366', 'date': '2026-10-15', 'time': '10:39', 'amount': 16940, 'method': 'PhonePe', 'payee_upi': 'Vyapar.********2080@hdf...', 'payer_upi': None, 'payee_name': 'THINK BIGZ INITIATIVE P...', 'payer_name': None, 'debit_notification_text': None}PAN card KYC of Bahadur.pdf needs your check
dob
1999-07-19
1999-07-19
pan
IVJPS5221R
IVJPS5221R
name
TEKBAHADUR TULA SARKI
TEKBAHADUR TULA SARKI
legible
True
True
father name
TULA SARKI
TULA SARKI
raw reading (for Abhijit)
{'dob': '1999-07-19', 'pan': 'IVJPS5221R', 'name': 'TEKBAHADUR TULA SARKI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'TULA SARKI', 'aadhaar_last4': None, 'quality_issue': None}Sale deed deed-prestine (1).pdf needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}PAN card KYC of Bahadur.pdf needs your check
dob
2004-03-29
2004-03-29
name
Komal Jeet Bahadur Sarki
Komal Jeet Bahadur Sarki
address
pin: 410401; area: Lonavala; flat: 334; state: Maharashtra; building: m g road pangre chawl; district: Pune; post_office: Lonavala; Village: Lonavala
pin: 410401; area: Lonavala; flat: 334; state: Maharashtra; building: m g road pangre chawl; district: Pune; post_office: Lonavala; Village: Lonavala
legible
True
True
aadhaar last4
7127
7127
raw reading (for Abhijit)
{'dob': '2004-03-29', 'pan': None, 'name': 'Komal Jeet Bahadur Sarki', 'mobile': None, 'address': {'pin': '410401', 'area': 'Lonavala', 'flat': '334', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'm g road pangre chawl', 'district': 'Pune', 'post_office': 'Lonavala', 'village_city': 'Lonavala'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7127', 'quality_issue': None}Paid challan (GRAS) TEKBAHADUR TULA SARKI EchallanMH012068220202627E.pdf needs your check
grn
MH012068220202627E
MH012068220202627E
pin
412207
412207
total
15140.0
15140.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026101500590
03006172026101500590
district
PUNE
PUNE
area city
PUNE
PUNE
payer pan
IVJXXXXXXR
IVJXXXXXXR
flat block
FLAT NO 303 3RD FLOOR WING C PRISTINE CITY PHASE 1 GAT NO 157 PRISTINE CITY CHSL
FLAT NO 303 3RD FLOOR WING C PRISTINE CITY PHASE 1 GAT NO 157 PRISTINE CITY CHSL
payer name
TEKBAHADUR TULA SARKI
TEKBAHADUR TULA SARKI
sro office
HVL22_HAVELI 22 JOINT SUB REGISTRAR
HVL22_HAVELI 22 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1890000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1890000
scheme rows
{'amount': 5680.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9460.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 5680.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9460.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1139
XXXXXX1139
payment date
15/10/2026-12:35:01
15/10/2026-12:35:01
road locality
BAKORI NEAR MAHER ASHRAM BAKORI ROAD PUNE MAHARASHTRA
BAKORI NEAR MAHER ASHRAM BAKORI ROAD PUNE MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
1890000
1890000
raw reading (for Abhijit)
{'grn': 'MH012068220202627E', 'pin': '412207', 'total': 15140.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101500590', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'IVJXXXXXXR', 'flat_block': 'FLAT NO 303 3RD FLOOR WING C PRISTINE CITY PHASE 1 GAT NO 157 PRISTINE CITY CHSL', 'payer_name': 'TEKBAHADUR TULA SARKI', 'sro_office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA=1890000', 'scheme_rows': [{'amount': 5680.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9460.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1139', 'payment_date': '15/10/2026-12:35:01', 'road_locality': 'BAKORI NEAR MAHER ASHRAM BAKORI ROAD PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1890000'}Technical record (for Abhijit — safe to ignore)
| 6h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 17, 'trigger': 'quick sweep'} |
| 6h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '135f010e-0fab-4907-9db4-e85ad18e28f2'} |
| 6h ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'deed-prestine (1).pdf', 'kind': 'sale_deed'} |
| 6h ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'TEKBAHADUR TULA SARKI EchallanMH012068220202627E.pdf', 'kind': |
| 6h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'TEKBAHADUR TULA SAR |
| 6h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'HVL22_HAVELI 22 JOINT SUB REGISTRAR', 'district': 'PUNE'} |
| 6h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012068220202627E', 'file': 'TEKBAHADUR TULA SARKI EchallanMH012068220202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 6h ago | EzDocs | challan_extracted | {'grn': 'MH012068220202627E', 'file': 'TEKBAHADUR TULA SARKI EchallanMH012068220202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 15140.0} |
| 6h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': "The typed Property Box 1 and Property Box 2 match the expected values, which are worked out f |
| 6h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03565'} |
| 6h ago | EzDocs | challan_boxes_composed | {'fp': 'f7621df5799215b9', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 303 3RD FLOOR WING C GA |
| 6h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (LTD) — read box 1 once against the paper's own words"} |
| 6h ago | EzDocs | reader_home_address | {'fp': 'a5e0c2873a60da77', 'from': 'the sanction letter (CustomerDocument068e200000kdnZkAAI (1).pdf)', 'home': {'pin': '412201', 'area': 'LONI KALBHOR, SAMBHAJI NAGAR', 'flat': 'FLAT NO 506', 'floor': '5TH FLOOR', 'state |
| 6h ago | EzDocs | quoted_history_checked | {} |
| 6h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 7h ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]} |
| 7h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 15 Oct, 11:43 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']} |
| 7h ago | EzDocs | file_note490 | {'v': '1', 'at': '2026-10-15T05:59:03', 'why': 'reading', 'open': 4, 'mails': [{'at': '2026-10-15 05:54', 'id': '1a13e23638cf02d4', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI for the applican |
| 7h ago | EzDocs | branch_from_reading501 | {'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'PUNE'} |
| 7h ago | EzDocs | case_read | {'how': 'uri', 'tag': '684815949435dfc4', 'docs': ['deed-prestine (1).pdf', 'CustomerDocument068e200000kdnZkAAI (1).pdf', 'KYC of Bahadur.pdf'], 'loan': {'amount': 1890000, 'made_of': [{'what': 'Sanctioned amount', 'pape |
| 7h ago | EzDocs | email_shadowed:doc_chase | {'to': 'dipak.zanan@phfl.com', 'body': "Team,\n\nKindly share the following to process the challan:\n\n 1. Applicant's Aadhaar Card (KYC of Bahadur.pdf) — RECEIVED, BUT IT IS KOMAL JEET BAHADUR SARKI'S (co-applicant's): |
| 7h ago | EzDocs | draft_withdrawn | {'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']} |
| 7h ago | EzDocs | fee_quote_suppressed | {'how': 'claim', 'utr': '309730048366', 'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 16940.0} |
| 7h ago | EzDocs | sms_matched_late | {'ref': '309730048366', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 16940.0, 'method': 'screen |
| 7h ago | EzDocs | payment_verified | {'utr': '309730048366', 'why': "paid ₹16,940, ₹20 under our ask of ₹16,960 — the statutory-exact figure — the gap is our ₹10 round-ups, the NOI team's buffer; accepted as full", 'delta': -20.18, 'method': 'screenshot_amo |
| 7h ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 7h ago | EzDocs | claim_applied_on_quote | {'utr': '309730048366', 'parts': 1, 'claimed_total': 16940.0} |
| 7h ago | EzDocs | receivable_created | {'expected': 16960.18} |
| 7h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['deed-prestine (1).pdf', 'CustomerDocument068e200000kdnZkAAI (1).pdf', 'KYC of Bahadur.pdf'], 'after': {'addresses': {'people': [['TEKBAHADUR TULA SARKI', [['sanction_letter', ' |
| 7h ago | EzDocs | address_compared | {'sig': '894bf908921cbe04', 'why': 'after gather', 'people': [{'home': 'Shiv malhar building, Angel high school, Loni kalbhor, Sambhaji nagar, Pune, Pune, 412201', 'person': 'TEKBAHADUR TULA SARKI', 'against': [{'src': ' |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹16,940 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Today · 15 Oct31 things
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
TEKBAHADUR TULA SARKI EchallanMH012068220202627E.pdf
The challan's address boxes were written from the papers
Nothing new to ask for — stayed quiet
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Re: Please provide challan and NOI in Applicant Name -Mr. TEKBAHADUR TULA SARKI - HOU/PUN/0926/5230015
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The challan's address boxes were written from the papers
Co-applicant added
The loan amount was worked out from the papers
The file seems to show a payment to us but no row could be read — open it
EzDocs took 29 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Payment proof arrived before the case was quoted — held
Received: Sale deed
deed-prestine (1).pdf
Received: PAN card
KYC of Bahadur.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Wrote the document chase mail — held, silent mode
Re: Please provide challan and NOI in Applicant Name -Mr. TEKBAHADUR TULA SARKI - HOU/PUN/0926/5230015
Property address read from the sanction letter
Received: Sanction letter
CustomerDocument068e200000kdnZkAAI (1).pdf
Received: Payment screenshot
IMG-20261015-WA0008.jpg
Received: Selfie
IMG-20261015-WA0007.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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