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Cases / NOI-2026-03617

Ashu Anil Gupta

PNB_HFLLAN NHL/PNVL/0926/5233589 Challan paid · our move File on IGRAll documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: stamp duty on the challan is 4230/7040 — the case works out Rs.4221; registration fee on the challan is 4230/7040 — the case works out Rs.0; challan total Rs.11270 — the case works out Rs.4221 — open the challan file and check before anything is shared.
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Sanction letteropen
✓PAN cardopen
✓Payment screenshot — money verifiedopen
✓Paid challan (GRAS)open
✓Aadhaar card — inside KYC (3).pdfopen
Applicant's Aadhaar Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (5)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹4,321.23CASE MARKTOP-UP
The whole amount reached our account. Nothing is pending on this case.
₹13,000 receivedthe receipt's amount and minute agree
Stamp duty 0.3% — the top-up challan4,221
Top-up challan charge100.23
Total we ask for4,321.23
the branch’s receipt claims ₹13,000 131375691949
paid 13:26:47 · verified 15:01:37 · 1 h 34 min later
How we know
Our own bank told us — 13:26
₹13,000 · UTR 131375691949 · from CP-HDFCBN-S
“Successful! You have received Rs. 13000.00 via HDFC Bank SmartHub Vyapar from ROHIT SING. RRN-131375691949, Check: https://1.hdfc.bank.in/HDFCBK/s/bZ4EomP9”
Matched by: the screenshot's amount AND its minute agree with this credit
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 36 minour time · 15:28
Index II —not yet
the NOI team 2 h 23 minthe branch 3 h 29 mintotal 5 h 52 min so far
Now with the NOI team — e-filing on IGR
since 15:28 — 1 h 47 min of working time
Day by day — every step and who held it
11:23Your branch's mail
11:28Fee quoted+5 min · the NOI team
11:28Papers readat once
11:28Property readat once
13:26Payment landed+1 h 58 min · the branch
14:58Papers from your branch+1 h 31 min · the branch
15:01Papers read+4 min · the NOI team
15:01Payment verifiedat once
15:28Challan made+27 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹14,07,000
Loan account no.
NHL/PNVL/0926/5233589
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
Number type, Number are empty — the portal will not take a blank.
Fill it on the verification page first →
See the boxes — read from the Index II
District
Raigad
Taluka
Panvel
Village
Chinchavali Tarfe Vaje
Number type
(empty)
Number
(empty)
Building
Siddhi Apartment, Wing A
Floor
1st
Flat / shop no
102
Area
345.00
Hadd
Grampanchayat Dhundre
Read from the Index II on file — the government's own words for this property. INDEX II (1).pdf open it
✓ EzDocs checked every box against the document’s own words 5h ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 5h ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH012189780202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
AC akshay.chaudhari@phfl.com phfl.com
16 Oct, 11:23 · 5h ago
THE FIRST MAIL — how this case began
Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589
Dear Team,
Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTANHL/PNVL/0926/5233589

Require document and Payment Receipt attached for your reference

Loan amount with insurance₹14,07,000

Property Add:- FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL 410206​​

Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks for the challan, the e-filing copy; documents attached — “Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589”
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
16 Oct, 11:31 · 5h ago
Dear Team,

Kindly share

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 11:27, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589 ​ Require document and Payment Receipt attached for your reference Loan amount with insurance – 14,07,000/- ​ Property Add:- FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL 410206 ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks the branch for the payment, documents — “Kindly share”
OL The NOI teamTYPED IN GMAIL
16 Oct, 11:31 · 5h ago
Dear Team,

Kindly share payment screenshot for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 11:27, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589 ​ Require document and Payment Receipt attached for your reference Loan amount with insurance – 14,07,000/- ​ Property Add:- FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL 410206 ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks the branch for the payment — “Kindly share payment screenshot for challan process.”
AC akshay.chaudhari@phfl.com phfl.com
16 Oct, 14:58 · 2h ago
Re[2]: Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589
Dear Team,

pfa of payment challan

Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/16/26 11:33 To: Akshay Chaudhari (akshay.chaudhari@phfl.com) Cc: Sayed Irfan Ahmed (sayed.irfan@pnbhousing.com), Bhavana Krishna Sawant (bhavana.sawant@pnbhousing.com), Nilesh Gadankush (nilesh.gadankush@pnbhousing.com), Harshada Arun Kashid (harshada.kashid@pnbhousing.com), aniket.washivale (aniket.washivale@phfl.com), rupesh.joshi2 (rupesh.joshi2@phfl.com) Subject: Re: Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589 Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 16 Oct 2026 at 11:27, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589 ​ Require document and Payment Receipt attached for your reference Loan amount with insurance – 14,07,000/- ​ Property Add:- FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL 410206 ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks for a payment receipt; says the fee is paid ✓ — “pfa of payment challan”
OL The NOI teamTYPED IN GMAIL
16 Oct, 15:06 · 2h ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a colour live

selfie photo of the applicants

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 15:01, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, pfa of payment challan Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/16/26 11:33 To: Akshay Chaudhari (akshay.chaudhari@phfl.com) Cc: Sayed Irfan Ahmed (sayed.irfan@pnbhousing.com), Bhavana Krishna Sawant (bhavana.sawant@pnbhousing.com), Nilesh Gadankush (nilesh.gadankush@pnbhousing.com), Harshada Arun Kashid (harshada.kashid@pnbhousing.com), aniket.washivale (aniket.washivale@phfl.com), rupesh.joshi2 (rupesh.joshi2@phfl.com) Subject: Re: Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589 Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 16 Oct 2026 at 11:27, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589 ​ Require document and Payment Receipt attached for your reference Loan amount with insurance – 14,07,000/- ​ Property Add:- FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL 410206 ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
16 Oct, 15:28 · 1h ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974
earlier mails quoted below
On Fri, 16 Oct 2026 at 15:06, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 16 Oct 2026 at 15:01, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, pfa of payment challan Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it…… From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/16/26 11:33 To: Akshay Chaudhari (akshay.chaudhari@phfl.com) Cc: Sayed Irfan Ahmed (sayed.irfan@pnbhousing.com), Bhavana Krishna Sawant (bhavana.sawant@pnbhousing.com), Nilesh Gadankush (nilesh.gadankush@pnbhousing.com), Harshada Arun Kashid (harshada.kashid@pnbhousing.com), aniket.washivale (aniket.washivale@phfl.com), rupesh.joshi2 (rupesh.joshi2@phfl.com) Subject: Re: Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589 Exercise Secured by Check Point Dear Team, Kindly share payment screenshot for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 16 Oct 2026 at 11:27, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote: Dear Team, Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589 ​ Require document and Payment Receipt attached for your reference Loan amount with insurance – 14,07,000/- ​ Property Add:- FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL 410206 ​ ​ Thanks & Regards, Mobile: +91 8097024529 Akshay Chaudhari Senior Team Leader Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Index IIthe branch sent this — an input INDEX II (1).pdf
filed 5h ago
Sanction letter Sanction letter (3).pdf
filed 5h ago
PAN card+ Aadhaar card inside KYC (3).pdf
filed 5h ago
Payment screenshot IMG-20261016-WA0004.jpg
filed 2h ago
Paid challan (GRAS) ASHU ANIL GUPTA EchallanMH012189780202627E.pdf
filed 1h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹4,321.23
Where it stands
VERIFIED — money received
Screenshot claims
₹13,000 131375691949
Paid at
13:26:47
Verified on
15:01:37

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹4,221₹0₹0 ₹100₹4,321

Property (must be perfect)

42 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Road, Road (person 1), Mobile (person 2)
14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Property type (Open / Building / Open + Building), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …
✓ EzDocs checked every box against the document’s own words 5h ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (INDEX II (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
empty
Number
empty
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेचे नाव: रायगड इतर वर्णन, इतर माहिती: वि क्र-4, दर-38600/- सदनिका क्र. 102, पहिला मजला, ए विंग, सिद्धी अपार्टमेंट, हाऊस नं. 939, मौजे चिंचवली तर्फे वाजे, ग्रामपंचायत ढुंदरे, ता. पनवेल, जी. रायगड, क्षेत्रफळ 345 चौ. फूट बिल्टअप . ((HOUSE NUMBER: 939;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
Sanction letter (3).pdf
as printed
FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL, PANVEL, RAIGAD, MAHARASHTRA, INDIA, 410206
PIN
410206
the Index II
INDEX II (1).pdf
the property
1) paalikeche naava: raayagada itara varnana, itara maahiti: vi kra-4, dara-38600/- sadanikaa kra. 102, pahilaa majalaa, e vinga, siddhi apaartamenta, haausa nan. 939, mauje chinchavali tarphe vaaje, graamapanchaayata dhundare, taa. panavela, ji. raayagada, kshetraphala 345 chau. phuta biltaapa. ((HOUSE NUMBER: 939;))
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 102 FIRST FLOOR A WING SIDDHI APARTMENT HOUSE NO 939
Locality/Road
CHINCHVALI VAJE DUNDARE PANVEL
Area/City
RAIGAD
check or correct a box, the papers beside it →
the Index II also prints: 1, 345, 38600/, 4, APAARTAMENTA, BILTAAPA, CANNOT, CHAU, DARA, DHUNDARE, GRAAMAPANCHAAYATA, HAAUSA, ITARA, JI
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorASHU ANIL GUPTAAEUPG8118H
mortgagorAnil Satyapal GuptaBMGPG6674P…3891

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
fee quoteakshay.chaudhari@phfl.com 5h ago
document chaseakshay.chaudhari@phfl.com 5h ago
What EzDocs read from each document — check anything marked in red
PAN card KYC (3).pdf needs your check
dob
1982-03-27
pan
AEUPG8118H
name
ASHU ANIL GUPTA
legible
True
father name
ANIL GUPTA
raw reading (for Abhijit)
{'dob': '1982-03-27', 'pan': 'AEUPG8118H', 'name': 'ASHU ANIL GUPTA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ANIL GUPTA', 'aadhaar_last4': None, 'quality_issue': None}
Index II INDEX II (1).pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'रायगड इतर', 'r11_serial': '3757/2024', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'वि क्र-4, दर-38600/- सदनिका क्र. 102, पहिला मजला, ए विंग, सिद्धी अपार्टमेंट, हाऊस नं. 939, मौ
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'रायगड इतर', 'r11_serial': '3757/2024', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'वि क्र-4, दर-38600/- सदनिका क्र. 102, पहिला मजला, ए विंग, सिद्धी अपार्टमेंट, हाऊस नं. 939, मौजे चिंचवली तर्फे वाजे, ग्रामपंचायत ढुंदरे, ता. पनवेल, जी. रायगड, क्षेत्रफळ 345 चौ. फूट बिल्टअप . ((HOUSE NUMBER: 939;))', 'r5_area_text': '1) 345 चौ. फूट', 'r7_executants': [{'age': '59', 'pan': 'AEFPK2183R', 'name': 'मधुकर धोंडीराम कांबळे', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नाव: सी - 101, राजमुद्रा पार्क अव्हेन्यू, एस. टी. डेपो रोड, बस डेपो जवळ, चक्रधर नगर, नालासोपारा पश्चिम, ठाणे, ब्लॉक नं: -, रोड नंः, महाराष्ट्र, ठाणे, पिन कोड:-401203'}, {'age': '54', 'pan': 'BWIPK9745D', 'name': 'रेखा मधुकर कांबळे', 'address': 'प्लॉट :नं: माळा नंः, इमारतीचे नाव: सी 101, राजमुद्रा पार्क अव्हेन्यू, एस. टी. डेपो रोड, बस डेपो जवळ, चक्रधर नगर, नालासोपारा पश्चिम, ठाणे, ब्लॉक नं: -, रोड नं: -, महाराष्ट्र, ठाणे. पिन कोड:-401203'}], 'r8_purchasers': [{'age': '40', 'pan': 'AEUPG8118H', 'name': 'आशु अनिल गुप्ता', 'address': 'प्लॉट नं: -, माळा नंः, इमारतीचे नावः फ्लॅट नं. 003, तळ मजला, ए विंग, सिद्धी अपार्टमेंट, हाऊस नं. 935, मौजे चिंचवली तर्फे वाजे, मारुती नगर, ता. पनवेल, जी. रायगड, ब्लॉक नंः, रोड नं: -, महाराष्ट्र, राईगार्ः ( ंः). पिन कोड:-410206'}], 'r12_stamp_duty': 74300, 'r3_market_value': 1237516, 'r1_document_type': 'करारनामा', 'r2_consideration': 800000, 'r9_execution_date': '26/02/2024', 'r13_registration_fee': 12400, 'r10_registration_date': '26/02/2024'}, 'doc_no': '3757', 'village': 'चिंचवली तर्फे वाजे', 'doc_kind': 'सूची क्र.2', 'doc_year': '2024', 'sro_name': 'सह दुय्यम निबंधक वर्ग २, पनवेल-४', 'area_text': '1) 345 चौ. फूट', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 12400, 'header_sro': 'सह दुय्यम निबंधक पनवेल 4', 'mortgagors': ['आशु अनिल गुप्ता'], 'stamp_duty': 74300, 'filing_date': '2024-02-28', 'loan_amount': 800000, 'token_number': '28/02/2024', 'property_text': '1) पालिकेचे नाव: रायगड इतर वर्णन, इतर माहिती: वि क्र-4, दर-38600/- सदनिका क्र. 102, पहिला मजला, ए विंग, सिद्धी अपार्टमेंट, हाऊस नं. 939, मौजे चिंचवली तर्फे वाजे, ग्रामपंचायत ढुंदरे, ता. पनवेल, जी. रायगड, क्षेत्रफळ 345 चौ. फूट बिल्टअप . ((HOUSE NUMBER: 93
Sanction letter Sanction letter (3).pdf needs your check
lan
NHL/PNVL/0926/5233589
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'ASHU ANIL GUPTA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ANIL SATYAPAL GUPTA', 'role': 'applicant', 'label': 'Applicant'}
confidence
1
rate words
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -2.15% = 11.00% per annum as on the date of execution of the loan agreement
loan amount
1340000
rate spread
-2.15
final amount
1407000
interest rate
11
sanction date
08-Oct-2026
letter version
4
reference rate
13.15
applicant email
ashukind@gmail.com
applicant names
ASHU ANIL GUPTA, ANIL SATYAPAL GUPTA
printed altered
False
applicant mobile
9320355541
balance transfer
False
property address
pin: 410206; state: MAHARASHTRA; taluka: PANVEL; Flat no: 102; district: Raigad; Floor: FIRST FLOOR; Address: FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL, Panve
insurance premium
67000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1407000
security address verbatim
FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL, Panvel, Raigad, MAHARASHTRA, India, 410206
applicant address verbatim
FKAT NO 003, GR. FLOOR, A WING, SIDDHI APARTMENT, H. NO 935, CHINCHVALI, ., NAVI MUMBAI, MAHARASHTRA, 410206, NAVI MUMBAI, India
raw reading (for Abhijit)
{'lan': 'NHL/PNVL/0926/5233589', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'ASHU ANIL GUPTA', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ANIL SATYAPAL GUPTA', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -2.15% = 11.00% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1340000, 'rate_spread': -2.15, 'final_amount': 1407000, 'interest_rate': 11, 'quality_issue': None, 'sanction_date': '08-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'ashukind@gmail.com', 'applicant_names': ['ASHU ANIL GUPTA', 'ANIL SATYAPAL GUPTA'], 'printed_altered': False, 'applicant_mobile': '9320355541', 'balance_transfer': False, 'property_address': {'pin': '410206', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'PANVEL', 'flat_no': '102', 'district': 'Raigad', 'floor_no': 'FIRST FLOOR', 'landmark': None, 'full_address': 'FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL, Panvel, Raigad, MAHARASHTRA, India, 410206', 'village_city': 'Panvel', 'building_name': 'SIDDHI APARTMENT', 'survey_or_cts_no': 'HOUSE NO 939'}, 'insurance_premium': 67000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1407000, 'security_address_verbatim': 'FLAT 102 FIRST FLOOR, A WING, SIDDHI APARTMENT, HOUSE NO 939, CHINCHVALI, VAJE, DUNDARE, PANVEL, Panvel, Raigad, MAHARASHTRA, India, 410206', 'applicant_address_verbatim': 'FKAT NO 003, GR. FLOOR, A WING, SIDDHI APARTMENT, H. NO 935, CHINCHVALI, ., NAVI MUMBAI, MAHARASHTRA, 410206, NAVI MUMBAI, India'}
PAN card KYC (3).pdf needs your check
dob
1954-08-03
name
Anil Satyapal Gupta
address
pin: 410206; area: Maruti Nagar, Chinchavali Tarf Vaje; flat: Flat No 104, 1st Floor; state: Maharashtra; building: Siddhi Apartment, House No 941; district: Raigad; Village: Chinchavali Tarf Waje
legible
True
aadhaar last4
3891
raw reading (for Abhijit)
{'dob': '1954-08-03', 'pan': None, 'name': 'Anil Satyapal Gupta', 'mobile': None, 'address': {'pin': '410206', 'area': 'Maruti Nagar, Chinchavali Tarf Vaje', 'flat': 'Flat No 104, 1st Floor', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Siddhi Apartment, House No 941', 'district': 'Raigad', 'post_office': None, 'village_city': 'Chinchavali Tarf Waje'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3891', 'quality_issue': None}
Payment screenshot IMG-20261016-WA0004.jpg needs your check
utr
131375691949
date
2026-10-16
time
13:26
amount
13000
method
UPI
payee upi
2080@hdfcbank
payer upi
21-5@okhdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
payer name
ROHIT SINGH
debit notification text
Payment of ’13,000 completed
raw reading (for Abhijit)
{'utr': '131375691949', 'date': '2026-10-16', 'time': '13:26', 'amount': 13000, 'method': 'UPI', 'payee_upi': '2080@hdfcbank', 'payer_upi': '21-5@okhdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'ROHIT SINGH', 'debit_notification_text': 'Payment of ’13,000 completed'}
Paid challan (GRAS) ASHU ANIL GUPTA EchallanMH012189780202627E.pdf needs your check
grn
MH012189780202627E
pin
410206
total
11270.0
article
6(1)
defaced
False
bank cin
03006172026101601060
district
RAIGAD
area city
RAIGAD
payer pan
AEUXXXXXXH
flat block
FLAT NO 102 1ST FLOOR A WING SIDDHI APARTMENT HOUSE NO 939
payer name
ASHU ANIL GUPTA
sro office
PANVEL NO 4 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1407000
scheme rows
{'amount': 4230.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7040.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX5541
payment date
16/10/2026-15:28:18
road locality
CHINCHVALI VAJE DUNDARE PANVEL RAIGAD MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1407000
raw reading (for Abhijit)
{'grn': 'MH012189780202627E', 'pin': '410206', 'total': 11270.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601060', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'AEUXXXXXXH', 'flat_block': 'FLAT NO 102 1ST FLOOR A WING SIDDHI APARTMENT HOUSE NO 939', 'payer_name': 'ASHU ANIL GUPTA', 'sro_office': 'PANVEL NO 4 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1407000', 'scheme_rows': [{'amount': 4230.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7040.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX5541', 'payment_date': '16/10/2026-15:28:18', 'road_locality': 'CHINCHVALI VAJE DUNDARE PANVEL RAIGAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1407000'}
Technical record (for Abhijit — safe to ignore)
1h agoEzDocschallan_mismatch_kept{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 4230/7040 — the case works out Rs.4221', 'registration fee on the challan is 4230
1h agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '10730e89-21a0-46b3-be1d-d768b01cf5b4'}
1h agoEzDocskyc_address_missing{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'ASHU ANIL GUPTA', 'party_id': '8756d9f7-4062-4d74-923b-
1h agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '10730e89-21a0-46b3-be1d-d768b01cf5b4'}
1h agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '540063', 'lessons': [{'box': 'Office', 'words': "Office: the team picked PNL4
1h agoEzDocsonly03_nothing_to_file{'was': 'BANK', 'why': 'the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan): nothing is filed on the IGR site, so no title document is waited for — the challan is shared and the case closed'}
1h agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'ASHU ANIL GUPTA EchallanMH012189780202627E.pdf', 'kind': 'paid'
1h agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'ASHU ANIL GUPTA Ech
1h agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'PANVEL NO 4 SUB REGISTRAR', 'district': 'RAIGAD'}
1h agoEzDocschallan_mismatch{'file': 'ASHU ANIL GUPTA EchallanMH012189780202627E.pdf', 'problems': ['stamp duty on the challan is 4230/7040 — the case works out Rs.4221', 'registration fee on the challan is 4230/7040 — the case works out Rs.0', 'ch
1h agoEzDocschallan_extracted{'grn': 'MH012189780202627E', 'file': 'ASHU ANIL GUPTA EchallanMH012189780202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 11270.0}
1h agoSANDEEPcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
2h agoEzDocschase_held_back{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ["Applicant's Aadhaar Card"]}
2h agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'differs': []}
2h agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 16, 'issues': 0, 'case_no': 'NOI-2026-03617'}
2h agoEzDocschallan_boxes_composed{'fp': '064b3ea88cc5b564', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 102 FIRST FLOOR A WING
2h agoEzDocsreader_home_address{'fp': 'c651a34b5247c6de', 'from': 'the sanction letter (Sanction letter (3).pdf)', 'home': {'pin': '410206', 'area': 'CHINCHVALI', 'flat': 'FKAT NO 003', 'floor': 'GR. FLOOR', 'state': 'MAHARASHTRA', 'building': 'SIDDHI
2h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 16 Oct, 15:06 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
2h agoEzDocsfile_note490{'v': '1', 'at': '2026-10-16T09:31:43', 'why': 'mail', 'open': 12, 'mails': [{'at': '2026-10-16 05:53', 'id': '1a14349d2f31ff86', 'from': 'branch', 'gist': 'The branch requests the team to initiate the challan and NOI fo
2h agoEzDocsmail_against_file490{'at': '2026-10-16T09:31:42', 'asks': [], 'gist': 'The branch sent a payment screenshot and a mobile number.', 'next': 'We must verify the payment and update the file with the mobile number.', 'brought': [{'how':
2h agoEzDocsdraft_not_needed525{'why': "the team's own mail of 16 Oct, 11:31 already asked for the payment screenshot", 'kind': 'doc_chase', 'words': "no doc chase drafted — the team's own mail of 16 Oct, 11:31 already asked for the payment screenshot
2h agoEzDocssms_matched_late{'ref': '131375691949', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 13000.0, 'method': 'screen
2h agoEzDocspayment_verified{'utr': '131375691949', 'why': "paid ₹13,000, ₹8,679 MORE than our ask of ₹4,321 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 8678.77, 'method': 'screenshot_amount_ti
2h agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's
2h agoEzDocsscreenshot_claim_recorded{'utr': '131375691949', 'date': '2026-10-16', 'parts': 1, 'amount': 13000, 'claimed_total': 13000.0}
2h agoEzDocsdocument_received{'file': 'IMG-20261016-WA0004.jpg', 'doc_type': 'payment_screenshot', 'confidence': 0.98, 'payment_seen': 'page 1, to THINK BIGZ INITIATIVE PVT LTD', 'payments_to_us': 1}
5h agoEzDocsquoted_history_checked{}
5h agoEzDocsextra_challan_scanned{'found': 0}
5h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 16 Oct, 11:31 asked for papers — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']}
5h agoEzDocsfile_note490{'v': '1', 'at': '2026-10-16T05:59:19', 'why': 'reading', 'open': 14, 'mails': [{'at': '2026-10-16 05:53', 'id': '1a14349d2f31ff86', 'from': 'branch', 'gist': 'The branch requests the team to initiate the challan and NOI

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's Aadhaar Card
Money
₹13,000 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Challan on file does not agree with the case. Open it before paying or sharing.
Today · 16 Oct30 things
Judged again with today's rules, the challan still does not match the case — a person opens it
16:04
Checked: this challan is not another case's
16:01
EzDocs took 36 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
15:31
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:29
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:29
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
15:29
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
15:29
Received: Challan
ASHU ANIL GUPTA EchallanMH012189780202627E.pdf
15:29
SANDEEP pressed Proceed on the challan — what was changed is kept
15:23
Nothing new to ask for — stayed quiet
15:14
The challan's address boxes were written from the papers
15:13
An old draft withdrew itself — its asks were already answered
15:07
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
15:01
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
15:01
The branch's payment screenshot was read
15:01
Received: Payment screenshot
IMG-20261016-WA0004.jpg
15:01
An old draft withdrew itself — its asks were already answered
11:31
EzDocs read the whole file
11:29
Wrote the document chase mail — held, silent mode
Re: Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589
11:28
Wrote the fee quote mail — held, silent mode
Re: Kindly Initiate 0.3% Challan & NOI in case ASHU ANIL GUPTA - NHL/PNVL/0926/5233589
11:28
The challan's address boxes were written from the papers
11:28
The loan amount was worked out from the papers
11:28
Co-applicant added
11:28
Property address read from the sanction letter
11:28
Property read from the Index II
11:28
Index II (title document) received from the branch
11:28
Received: PAN card
KYC (3).pdf
11:28
Received: Sanction letter
Sanction letter (3).pdf
11:28
Received: Index II
INDEX II (1).pdf
11:28
Case opened from the branch's mail
11:28
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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