the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹4,870 is still not in our account. Chase the branch for it.
why?
Day by day — every step and who held it
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper05 Sep, 14:26 · 40d ago THE FIRST MAIL — how this case began
Kindly Process Challan of Captioned Case.
Loan Amount- 350000.
05 Sep, 15:11 · 40d ago
Team,
PFA Challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
earlier mails quoted below
05 Sep, 15:46 · 40d ago
Kindly provide NOI acknowlodgement
earlier mails quoted below
05 Sep, 17:07 · 40d ago
The case is due to a technical glitch; SRO Palghar 2 has not been working
since IGR made some changes. Once they restore their services we will share
the index 2 copy with you..
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | IMG-20260905-WA0030.jpg | filed | 40d ago |
| Index IIthe branch sent this — an input | Index 2 Ramesh (2).pdf | filed | 40d ago |
| Technical report | IND_APF_REPORT_10316997VAL1 (1).pdf | filed | 40d ago |
| Selfie / photo | SANDHYA.png | filed | 40d ago |
| Sanction letter | KFSLetter_77000335886 (2).pdf | filed | 40d ago |
| PAN card | SANDHYA PAN.pdf | filed | 40d ago |
| Aadhaar card | SANDHYA AADHAR.pdf | filed | 40d ago |
| PAN card | RAMESH PAN.pdf | filed | 40d ago |
| Selfie / photo | RAMESH.png | filed | 40d ago |
| Aadhaar card | RAMESH AADHAR.pdf | filed | 40d ago |
| Paid challan (GRAS) | RAMESH YADAV EchallanMH009684370202627E.pdf | filed | 37d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹4,870
waiting for the credit
₹9,740 168072320123
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹1,060 | ₹1,760 | ₹350 | ₹1,700 | ₹4,870 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO 404, 4TH FLOOR, BLDG NO 1, SUNSHINE RESIDENCY, RAJAVALI, VASAI NAIGAON LINK, ROAD, NAIGAON EAST, DIST PALGHAR 401208.
FLAT NO 404, 4TH FLOOR, BLDG NO 1, SUNSHINE RESIDENCY, RAJAVALI, VASAI NAIGAON LINK ROAD, NAIGAON EAST, DIST PALGHAR 401208. SURVEY NO 189 OF VILLAGE RAJAVALI
401208
1) paalikeche naavahpaalaghara itara varnana :, itara maahitih vibhaaga kra.5, gaava mauje raajaavali, taa. vasai, ji. paalaghara, yethila sarve na.189, hi.nan. 1/1/4, varila baandhaleli imaarata sanashaaina residensi bildinga nan. 01 madhila sadanikaa kra.404, chauthaa majalaa, kshetra 21.45 chau.mi. reraa kaarpeta, vasai purva hi milakata - reraa nan. pi99000033436. ((SURVEY NUMBER: 189;))
FLAT NO 404 4TH FLOOR SUNSHINE RESIDENCY BUILDING NO 01 SURVEY NO 189 HISSA NO 1/1/4 MOUJE RAJAVALI
DIVISION NO 5 TQ VASAI AND DIST PALGHAR
RAJAVALI
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | RAMESH YADAV | AIVPY2088F | …1098 |
| mortgagor | SANDHYA YADAV | BGEPY4615E | …4524 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | vivek.tiwari@icicihfc.com | 40d ago |
What EzDocs read from each document — check anything marked in red
2026-09-05
4870
UPI
.168072320123@HDFCBANK
EZDOCS
raw reading (for Abhijit)
{'utr': None, 'date': '2026-09-05', 'amount': 4870, 'method': 'UPI', 'payee_upi': '.168072320123@HDFCBANK', 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}1995-01-01
BGEPY4615E
SANDHYA YADAV
True
raw reading (for Abhijit)
{'dob': '1995-01-01', 'pan': 'BGEPY4615E', 'name': 'SANDHYA YADAV', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}live_selfie
True
0.95
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}77000335886
True
Non Home Loan and Others
1
350000
14.0
03/09/2026
HF-38-VER-14-01072026/KFS
RAMESH YADAV, SANDHYA YADAV
9867059445
False
350000
read again off the letter's pages (page 1, Communication Address)
404 SUNSHINE RESIDENCY, SR NO 189, JUCHANDRA RAJAVVASAI VASAI EAST, Vasai East IE, Palghar, PALGHAR, MAHARASHTRA, IN, 401208
raw reading (for Abhijit)
{'lan': '77000335886', 'legible': True, 'loan_type': 'Non Home Loan and Others', 'confidence': 1, 'loan_amount': 350000, 'interest_rate': 14.0, 'quality_issue': None, 'sanction_date': '03/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['RAMESH YADAV', 'SANDHYA YADAV'], 'applicant_mobile': '9867059445', 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': 350000, 'applicant_address_from462': "read again off the letter's pages (page 1, Communication Address)", 'security_address_verbatim': None, 'applicant_address_verbatim': '404 SUNSHINE RESIDENCY, SR NO 189, JUCHANDRA RAJAVVASAI VASAI EAST, Vasai East IE, Palghar, PALGHAR, MAHARASHTRA, IN, 401208'}1995-01-01
Sandhya Yadav
True
4524
raw reading (for Abhijit)
{'dob': '1995-01-01', 'pan': None, 'name': 'Sandhya Yadav', 'legible': True, 'aadhaar_last4': '4524', 'quality_issue': None}1994-01-06
AIVPY2088F
RAMESH YADAV
True
raw reading (for Abhijit)
{'dob': '1994-01-06', 'pan': 'AIVPY2088F', 'name': 'RAMESH YADAV', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}live_selfie
True
0.95
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}1994-01-06
Ramesh Yadav
True
1098
raw reading (for Abhijit)
{'dob': '1994-01-06', 'pan': None, 'name': 'Ramesh Yadav', 'legible': True, 'aadhaar_last4': '1098', 'quality_issue': None}index2_input
doc_no: 1383; village: राजावली; doc_kind: सूची क्र.2; doc_year: 2024; sro_name: मह दु.नि. वसई 6; area_text: 21.45 चौ. मीटर; filing_fee: 19400; mortgagors: ['मे. शांती होम्स तर्फे मालक राज मोहम्मद अब्दुलसमद पठाण तर्फे कु.
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '1383', 'village': 'राजावली', 'doc_kind': 'सूची क्र.2', 'doc_year': '2024', 'sro_name': 'मह दु.नि. वसई 6', 'area_text': '21.45 चौ. मीटर', 'filing_fee': 19400, 'mortgagors': ['मे. शांती होम्स तर्फे मालक राज मोहम्मद अब्दुलसमद पठाण तर्फे कु. मु. सरफराज खान'], 'stamp_duty': 135740, 'filing_date': '2024-04-04', 'loan_amount': 1939090, 'property_text': '1) पालिकेचे नावःपालघर इतर वर्णन :, इतर माहितीः विभाग क्र.5, गाव मौजे राजावली, ता. वसई, जि. पालघर, येथील सर्वे न.189, हि.नं. 1/1/4, वरील बांधलेली इमारत सनशाईन रेसिडेन्सी बिल्डिंग नं. 01 मधील सदनिका क्र.404, चौथा मजला, क्षेत्र 21.45 चौ.मी. रेरा कार्पेट, वसई पूर्व ही मिळकत - रेरा नं. पी99000033436. ((Survey Number: 189;))', 'survey_numbers': ['189'], 'header_doc_number': '1383/2024'}}kind: payment_screenshot; payments: [{'utr': '168072320123', 'date': '2026-09-05', 'page': None, 'time': '14:13', 'payee': 'EZDOCS', 'amount': 4870.0, 'direction': 'debit', 'narration': 'VYAPAR.168072320123@HDFCBANK', '
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '168072320123', 'date': '2026-09-05', 'page': None, 'time': '14:13', 'payee': 'EZDOCS', 'amount': 4870.0, 'direction': 'debit', 'narration': 'VYAPAR .168072320123@HDFCBANK', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}True
PROPERTY ADDRESS
28.10386
loan_ref: 77000335886; report_id: HRQ-26-139558; customer_name: Ramesh Yadav
1
taken: legal; legal_address: Flat No 404, 4th Floor, Bldg No 1, Sunshine Residency, Rajavali, Vasai Naigaon Link Road, Naigaon East, Dist Palghar 401208. Survey No 189 Of Village Rajavali; property_address: Flat No 404,
pin: 401208; road: Vasai Naigaon Link Road; state: Maharashtra; taluka: Vasai; Flat no: 404; district: Palghar; Floor: 4th Floor; landmark: Near Maru Devi Mandir; Address: Flat No 404, 4th Floor, Bldg No 1, Sunsh
Flat No 404, 4th Floor, Bldg No 1, Sunshine Residency, Rajavali, Vasai Naigaon Link Road, Naigaon East, Dist Palghar 401208. Survey No 189 Of Village Rajavali
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 28.10386, 'paper_for': {'loan_ref': '77000335886', 'report_id': 'HRQ-26-139558', 'customer_name': 'Ramesh Yadav'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No 404, 4th Floor, Bldg No 1, Sunshine Residency, Rajavali, Vasai Naigaon Link Road, Naigaon East, Dist Palghar 401208. Survey No 189 Of Village Rajavali', 'property_address': 'Flat No 404, 4th Floor, Bldg No 1, Sunshine Residency, Rajavali, Vasai Naigaon Link, Road, Naigaon East, Dist Palghar 401208.'}, 'property_address': {'pin': '401208', 'road': 'Vasai Naigaon Link Road', 'state': 'Maharashtra', 'taluka': 'Vasai', 'flat_no': '404', 'district': 'Palghar', 'floor_no': '4th Floor', 'landmark': 'Near Maru Devi Mandir', 'full_address': 'Flat No 404, 4th Floor, Bldg No 1, Sunshine Residency, Rajavali, Vasai Naigaon Link Road, Naigaon East, Dist Palghar 401208', 'village_city': 'Rajavali', 'building_name': 'Sunshine Residency, Bldg No 1', 'survey_or_cts_no': 'Survey No 189'}, 'security_address_verbatim': 'Flat No 404, 4th Floor, Bldg No 1, Sunshine Residency, Rajavali, Vasai Naigaon Link Road, Naigaon East, Dist Palghar 401208. Survey No 189 Of Village Rajavali'}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | reader_home_address | {'fp': '835e117ca4c0025d', 'from': 'the sanction letter (KFSLetter_77000335886 (2).pdf)', 'home': {'pin': '401208', 'area': 'SR NO 189, JUCHANDRA RAJAVVASAI VASAI EAST, Vasai East IE', 'flat': '404', 'state': 'MAHARASHTR |
| 8h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 05 Sep, 15:11 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:7ee31ba6-c88b-402c-9eca-8fae4da815d2', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'KFSLetter_77000335886 (2).pdf', 'asked': True, 'found |
| 19d ago | EzDocs | paper_read_beside_case | {'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index |
| 19d ago | EzDocs | paper_read_beside | {'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'IND_APF_REPORT_10316997V |
| 19d ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Index 2 Ramesh (2).pdf', 'doc_id': 'b67f3d12-ee36-45b7-9122-a1f6e8db39b2', 'heade |
| 29d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'lan |
| 29d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Index 2 Ramesh (2).pdf', 'IND_APF_REPORT_10316997VAL1 (1).pdf', 'KFSLetter_77000335886 (2).pdf', 'SANDHYA AADHAR.pdf', 'RAMESH AADHA |
| 29d ago | EzDocs | challan_boxes_composed | {'fp': '16d04d5cea41389f', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 404 4TH FLOOR SUNSHINE RESIDENCY BUIL |
| 29d ago | EzDocs | box_disagreement | {'box': 'property.Area', 'src': 'technical_report', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '21.45', 'page': 2, 'party': |
| 29d ago | EzDocs | box_disagreement | {'box': 'property.district', 'src': 'technical_report', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Palghar', 'page': 1, 'party': |
| 29d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'trigger': 'after the Index II takeover'} |
| 29d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index 2 Ramesh (2).pdf', 'changed': {'taluka': {'was': None, 'index2': 'Va |
| 29d ago | EzDocs | index2_people_checked | {'doc_id': 'b67f3d12-ee36-45b7-9122-a1f6e8db39b2', 'differs': 0, 'matched': [{'score': 1.0, 'person': 'RAMESH YADAV', 'pan_agrees': True}, {'score': 1.0, 'person': 'SANDHYA YADAV', 'pan_agrees': True}], 'not_on_case': 0} |
| 30d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'in |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '401208', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Vasai', 'doc_id': '06ef1602-fc0d-4 |
| 30d ago | EzDocs | kyc_address_read | {'doc': 'aadhaar', 'pin': '233221', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Itahan', 'doc_id': 'f9a844f1-1f87- |
| 30d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Index 2 Ramesh (2).pdf', 'kind': 'index2'} |
| 30d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 8, 'trigger': 'quick sweep'} |
| 30d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260905-WA0030.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '70444a23-fe28-4cd8-958c-27f8abc3e2de', 'fetched': True} |
| 30d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260905-WA0030 |
| 30d ago | EzDocs | screenshot_claim_recorded | {'utr': '168072320123', 'date': '2026-09-05', 'parts': 2, 'amount': 4870.0, 'claimed_total': 9740.0} |
| 37d ago | EzDocs | desk_documents_backfill | {'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'icicihfcnoi@ezdocs.co.in', 'subject': 'Re: NOI |
| 37d ago | EzDocs | desk_document_shared | {'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'RAMESH YADAV EchallanMH |
| 40d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 40d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"} |
| 40d ago | EzDocs | quoted_history_checked | {} |
| 40d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 40d ago | EzDocs | email_shadowed:ack_docs | {'to': 'vivek.tiwari@icicihfc.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: 77000335886).\n\n Applicant : RAMESH YADAV\n LAN : 77000335886\n Loan Amt : Rs. 3 |
| 40d ago | EzDocs | fee_quote_suppressed | {'why': 'the branch sent its payment proof with the documents — nothing to ask for', 'claimed': 4870.0} |